Abstract: A system and method for dynamic, intertemporal, priorities-based optimization of allocation of cash flow to and reallocation of the balances of virtual accounts is disclosed. The disclosed system pertains to the field of personal financial management and addresses the technical problem of fragmented, static spend and financial planning tools that lack real-time adaptability and integrated optimization of cash flow and balance sheet. The solution utilizes secure virtual accounts representing elements of a user's financial life, each assigned source-of-funds priority ranks and a receiver-of-funds priority ranks for fund allocation and reallocation of balances. A dynamic optimization engine computes an intertemporal allocation vector to balance competing priorities and achieve user goals. Real-time financial inputs trigger automatic re-optimization within secure memory, reducing latency and enhancing data integrity.

Abstract: Apparatus and methods for an implant are provided. The implant may have a constrained configuration and a relaxed configuration. The implant may include an outer stent and an inner valve support. The inner valve support may be positioned within the outer stent. The implant may include a transition section spanning between the outer stent and the inner valve support.

Abstract: Apparatus and methods for a prosthetic heart valve are provided. The apparatus may include a prosthetic heart-valve fitting. The fitting may be seated in a valve annulus of the heart. The fitting may be a fitting that does not include a tissue-penetrating anchor. The fitting may be a fitting that does not include a tissue-penetrating barb. The apparatus may include a brace. The brace may be urged by an atrial tissue of the heart to maintain a position of the fitting in the annulus.