Abstract: A system or “kit” through which is provided a single head band (or hair ribbon) and an assortment of bows or other accessories (jewelry-type items, flowers, or even small, stuffed animals, etc.), for selective and/or alternative combinations. Each accessory is reversibly attachable to each head band (or hair ribbon), either by forming a knot from the band/ribbon, by which the bow or accessory is captured, or through some alternative attachment means, such as VELCRO or a snap-type arrangement. And, a business method of presenting to prospective consumers combinations of head bands (or hair ribbons) and reversibly attachable accessories of varying appearance, either in combinations selected by the business method practitioner, or in consumer-selected combinations.