Patents by Inventor Patrick Reed

Patrick Reed has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250232370
    Abstract: An electronic computing device includes at least one processor; and system memory. The system memory includes instructions which, when executed by the at least one processor, cause the electronic computing device to receive information regarding outstanding loans for a borrower, generate a graphical user interface, perform a benefits analysis for a consolidation group, display, based on a benefits analysis, a consolidated loan, and update the exclusion listing to include any of the outstanding loans determined to result in lost benefits based on the benefits analysis.
    Type: Application
    Filed: April 2, 2025
    Publication date: July 17, 2025
    Inventors: Hayes Patrick Reed, Jason Michael Reiter, Steven Michael Schuler, Donna Syrovatka, Jane Turpin, Aaron John Ziegler
  • Patent number: 12293408
    Abstract: A method for processing requests to consolidate loans includes receiving, from one or more third party electronic computing devices, information regarding outstanding loans for a user that are issued by one or more third party lenders. The information is sent to a user electronic computing device. A selection is received of loans the user wishes to refinance or consolidate. A benefits analysis is performed for the loans. Based on the benefits analysis, a determination is made of whether any of the outstanding loans can be consolidated, and whether any of the loans are excluded from being consolidated. Consolidated loan information is sent to the user electronic computing device regarding a consolidated loan for any of the loans that can be consolidated. Exclusion information is sent to the user electronic computing device regarding any of the loans that are excluded from being consolidated.
    Type: Grant
    Filed: May 10, 2022
    Date of Patent: May 6, 2025
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Hayes Patrick Reed, Jason Michael Reiter, Steven Michael Schuler, Donna Syrovatka, Jane Turpin, Aaron John Ziegler
  • Publication number: 20240399877
    Abstract: Regeneration control techniques for an electrified vehicle include a regeneration control device arranged on a first surface in the electrified vehicle such that it is accessible to a driver of the electrified vehicle, the regeneration control device being configured to control a selected regeneration level for the electrified vehicle from a plurality of different regeneration levels and a controller configured to control a regeneration system of the electrified vehicle based on the selected regeneration level, wherein the regeneration system includes at least one of a regenerative braking system of the electrified vehicle and a torque generator/consumer mode of an electric motor of the electrified vehicle, and wherein the regeneration control device provides the driver with the ability to perform faster adjustments to a degree of regeneration by the regeneration system during operation of the electrified vehicle.
    Type: Application
    Filed: May 31, 2023
    Publication date: December 5, 2024
    Inventors: Richard S Silbert, Eric Mozer, Patrick Reed, Jason Vincent
  • Patent number: 12038074
    Abstract: An electric drive vehicle includes an electric motor having an output shaft, a gearbox assembly operably coupled to the output shaft, and a differential assembly configured to drive first and second axle shafts, where the first axle shaft includes separated first and second shaft portions. A disconnect system is configured to selectively connect the first shaft portion and the second shaft portion. In a driving mode, the disconnect system connects the first and second shaft portions for common rotation. In a towing mode, the disconnect system disconnects the first and second shaft portions to enable the electric drive vehicle to be towed without backdriving the electric motor.
    Type: Grant
    Filed: May 31, 2023
    Date of Patent: July 16, 2024
    Assignee: FCA US LLC
    Inventors: Richard S Silbert, Patrick Reed, Jason Vincent
  • Publication number: 20230356784
    Abstract: Rock rail assemblies are provided for motor vehicles. An exemplary rock rail assembly may include a beam structure, an energy absorbing structure, and an outer skin. The energy absorbing structure may reinforce the beam structure and may be configured to distribute point loads when an obstacle impinges upon the rock rail assembly. The beam structure may be made of a metallic material, the energy absorbing structure may be made of a foamed polymer-based material, and the outer skin may be made of a polymer-based material. The rock rail assemblies may be constructed in a manufacturing method that involves roll forming and extrusion processes.
    Type: Application
    Filed: May 9, 2022
    Publication date: November 9, 2023
    Inventors: Paul Kenneth DELLOCK, David Brian GLICKMAN, Stuart C. SALTER, Patrick REED
  • Patent number: 11787482
    Abstract: Rock rail assemblies are provided for motor vehicles. An exemplary rock rail assembly may include a beam structure, an energy absorbing structure, and an outer skin. The energy absorbing structure may reinforce the beam structure and may be configured to distribute point loads when an obstacle impinges upon the rock rail assembly. The beam structure may be made of a metallic material, the energy absorbing structure may be made of a foamed polymer-based material, and the outer skin may be made of a polymer-based material. The rock rail assemblies may be constructed in a manufacturing method that involves roll forming and extrusion processes.
    Type: Grant
    Filed: May 9, 2022
    Date of Patent: October 17, 2023
    Assignee: FORD GLOBAL TECHNOLOGIES, LLC
    Inventors: Paul Kenneth Dellock, David Brian Glickman, Stuart C Salter, Patrick Reed
  • Patent number: 11702018
    Abstract: Mounting strategies for locating and securing roof hinge covers to vehicle roofs. An exemplary roof hinge cover may be mounted relative to a roof component (e.g., roof panel, body side panel, bracket, etc.). A locator may be received through the roof hinge cover and into a locating hole of the roof component. One or more clips that are connected to the roof hinge cover may be received within locating openings of a bracket. The bracket supports at least a portion of the roof hinge cover.
    Type: Grant
    Filed: May 3, 2021
    Date of Patent: July 18, 2023
    Assignee: FORD GLOBAL TECHNOLOGIES, LLC
    Inventors: Jeffrey Scott Mayville, Patrick Reed, James Brian Slemons, David James Spolyar, Rong Yao
  • Patent number: 11373236
    Abstract: A method for processing requests to consolidate loans includes receiving, from one or more third party electronic computing devices, information regarding outstanding loans for a user that are issued by one or more third party lenders. The information is sent to a user electronic computing device. A selection is received of loans the user wishes to refinance or consolidate. A benefits analysis is performed for the loans. Based on the benefits analysis, a determination is made of whether any of the outstanding loans can be consolidated, and whether any of the loans are excluded from being consolidated. Consolidated loan information is sent to the user electronic computing device regarding a consolidated loan for any of the loans that can be consolidated. Exclusion information is sent to the user electronic computing device regarding any of the loans that are excluded from being consolidated.
    Type: Grant
    Filed: November 2, 2018
    Date of Patent: June 28, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Hayes Patrick Reed, Jason Michael Reiter, Steven Michael Schuler, Donna Syrovatka, Jane Turpin, Aaron John Ziegler
  • Publication number: 20210254379
    Abstract: Mounting strategies for locating and securing roof hinge covers to vehicle roofs. An exemplary roof hinge cover may be mounted relative to a roof component (e.g., roof panel, body side panel, bracket, etc.). A locator may be received through the roof hinge cover and into a locating hole of the roof component. One or more clips that are connected to the roof hinge cover may be received within locating openings of a bracket. The bracket supports at least a portion of the roof hinge cover.
    Type: Application
    Filed: May 3, 2021
    Publication date: August 19, 2021
    Inventors: Jeffrey Scott MAYVILLE, Patrick REED, James Brian SLEMONS, David James SPOLYAR, Rong YAO
  • Patent number: 11028626
    Abstract: Mounting strategies for locating and securing roof hinge covers to vehicle roofs. An exemplary roof hinge cover may be mounted relative to a roof component (e.g., roof panel, body side panel, bracket, etc.). A locator may be received through the roof hinge cover and into a locating hole of the roof component. One or more clips that are connected to the roof hinge cover may be received within locating openings of a bracket. The bracket supports at least a portion of the roof hinge cover.
    Type: Grant
    Filed: July 8, 2019
    Date of Patent: June 8, 2021
    Assignee: FORD GLOBAL TECHNOLOGIES, LLC
    Inventors: Jeffrey Scott Mayville, Patrick Reed, James Brian Slemons, David James Spolyar, Rong Yao
  • Publication number: 20210008966
    Abstract: This disclosure details mounting strategies for locating and securing roof hinge covers to vehicle roofs. An exemplary roof hinge cover may be mounted relative to a roof component (e.g., roof panel, body side panel, bracket, etc.). A locator may be received through the roof hinge cover and into a locating hole of the roof component. One or more clips that are connected to the roof hinge cover may be received within locating openings of a bracket. The bracket supports at least a portion of the roof hinge cover.
    Type: Application
    Filed: July 8, 2019
    Publication date: January 14, 2021
    Inventors: Jeffrey Scott MAYVILLE, Patrick REED, James Brian SLEMONS, David James SPOLYAR, Rong YAO
  • Patent number: 10703178
    Abstract: A vehicle includes a driver side pillar extending between a door and a roof. The pillar forms a face having an outer edge adjacent the driver side door and an inner edge. Similarly, a passenger side pillar extends between a door and the roof and forms a face having an outer edge adjacent the door and inner edge. A windshield supported by a cowl and the roof has a driver side edge that extends beyond the inner edge of the driver side face and substantially covers the driver side pillar and a passenger side edge that extends beyond the inner edge of the passenger side face and substantially covers the passenger side pillar. The vehicle further includes a frit bonded around a periphery of the windshield. The frit substantially covers and is bonded to the driver and passenger side pillars making them appear to be a dark or black color.
    Type: Grant
    Filed: November 7, 2016
    Date of Patent: July 7, 2020
    Assignee: Ford Global Technologies, LLC
    Inventors: Thomas F. Boettger, Michael A. Musleh, Patrick Reed, Jennifer Ann Gauthier, David C. Allen
  • Patent number: 10221600
    Abstract: A vehicle includes a roof panel, hinge bracket, cover, and retaining clip. The roof panel defines a recess. The hinge bracket is secured to the roof panel within the recess. The cover is disposed in the recess. The cover has a doghouse that extends downward toward the bracket. The retaining clip has a head that is disposed within the doghouse, a stem that extends downward from the head beyond the doghouse, and a biasing element that forces an opposing surface of the stem into contact with an edge of the bracket.
    Type: Grant
    Filed: February 27, 2017
    Date of Patent: March 5, 2019
    Assignee: Ford Global Technologies, LLC
    Inventors: James Slemons, David James Spolyar, Jeffrey Scott Mayville, Patrick Reed
  • Patent number: 10073481
    Abstract: Representative implementations of devices and techniques provide local and/or remote control for an appliance. A load control device includes local controls and also includes communication components for remote operations. In one implementation, the load control device is configurable for use with a variety of appliances based on interchangeable sleeves that adapt the load control device to power leads having different configurations.
    Type: Grant
    Filed: June 24, 2014
    Date of Patent: September 11, 2018
    Inventors: Patrick Reed, Joerg Wagner, Corey Wagner
  • Publication number: 20180245388
    Abstract: A vehicle includes a roof panel, hinge bracket, cover, and retaining clip. The roof panel defines a recess. The hinge bracket is secured to the roof panel within the recess. The cover is disposed in the recess. The cover has a doghouse that extends downward toward the bracket. The retaining clip has a head that is disposed within the doghouse, a stem that extends downward from the head beyond the doghouse, and a biasing element that forces an opposing surface of the stem into contact with an edge of the bracket.
    Type: Application
    Filed: February 27, 2017
    Publication date: August 30, 2018
    Inventors: James SLEMONS, David James SPOLYAR, Jeffrey Scott MAYVILLE, Patrick REED
  • Publication number: 20180126826
    Abstract: A vehicle includes a driver side pillar extending between a door and a roof. The pillar forms a face having an outer edge adjacent the driver side door and an inner edge. Similarly, a passenger side pillar extends between a door and the roof and forms a face having an outer edge adjacent the door and inner edge. A windshield supported by a cowl and the roof has a driver side edge that extends beyond the inner edge of the driver side face and substantially covers the driver side pillar and a passenger side edge that extends beyond the inner edge of the passenger side face and substantially covers the passenger side pillar. The vehicle further includes a frit bonded around a periphery of the windshield. The frit substantially covers and is bonded to the driver and passenger side pillars making them appear to be a dark or black color.
    Type: Application
    Filed: November 7, 2016
    Publication date: May 10, 2018
    Inventors: Thomas F. Boettger, Michael A. Musleh, Patrick Reed, Jennifer Ann Gauthier, David C. Allen
  • Publication number: 20180112704
    Abstract: A locking nut device includes a body having a locking tab feature at a first end and a threaded aperture and antirotation tab feature at a second end. The locking nut device may be utilized in a method of mounting a first work piece to a second work piece where that second work piece includes first and second adjacent apertures.
    Type: Application
    Filed: October 25, 2016
    Publication date: April 26, 2018
    Inventors: Brian Siler, Patrick Reed, Michael J. Presley, David Wayne Raffler
  • Patent number: 9840287
    Abstract: A vehicle having a fluid management trim system includes a windshield supported along a lower edge by a cowl, along an upper edge by a roof, and along a side edge by a pillar. The pillar extends from a side door toward the roof, and a trim member extends along the side edge of the windshield forming a channel for guiding fluid along the windshield toward a drain. The side edge of the windshield may extend at least partially around the pillar. Even more, the side edge of the windshield may extend from the lower edge to a first position below the upper edge forming the drain. A portion of the trim member may be offset to the windshield forming the channel and extends from the lower edge to a second position below the upper edge and over the drain.
    Type: Grant
    Filed: November 14, 2016
    Date of Patent: December 12, 2017
    Assignee: FORD GLOBAL TECHNOLOGIES, LLC
    Inventors: Jeffrey Scott Mayville, Patrick Reed, Thomas F. Boettger, Michael A. Musleh
  • Publication number: 20160154416
    Abstract: Representative implementations of devices and techniques provide local and/or remote control for an appliance. A load control device includes local controls and also includes communication components for remote operations. In one implementation, the load control device is configurable for use with a variety of appliances based on interchangeable sleeves that adapt the load control device to power leads having different configurations.
    Type: Application
    Filed: June 24, 2014
    Publication date: June 2, 2016
    Inventors: Patrick REED, Joerg WAGNER, Corey WAGNER
  • Publication number: 20160050921
    Abstract: Described herein are compositions comprising one or more flavonoids or derivatives thereof for enhancing plant growth and methods for treating plants, plant parts with one or more flavonoids and derivatives thereof.
    Type: Application
    Filed: March 27, 2014
    Publication date: February 25, 2016
    Applicant: NOVOZYMES BIOAG A/S
    Inventors: Bret Gygi, John Kosanke, Patrick Reed