Patents by Inventor Perry Aaron Jones Haldenby

Perry Aaron Jones Haldenby has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11395134
    Abstract: A computer system for selectively enabling a data transfer method is disclosed. The computer system includes a processor, a communications module, and a memory. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a signal from a remote electronic device via a network using the communications module, the received signal representing information including a context for a transfer of value between a database record associated with a data sender and a database record associated with a data receiver, the context including an identifier for the data receiver; obtain a condition to be satisfied in performing the transfer of value based on the identifier for the data receiver; determine that the condition is satisfied by performing the transfer of value using a particular data transfer method; and enable the transfer of value using the particular data transfer method.
    Type: Grant
    Filed: May 15, 2020
    Date of Patent: July 19, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Anthony Haituyen Nguyen, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, John Jong-Suk Lee, David Samuel Tax, Arun Victor Jagga
  • Patent number: 11354442
    Abstract: The present disclosure involves systems, software, and computer implemented methods for providing UI-based modifications to adjust and interact with data exchange splits. One example system includes a processor for identifying a newly received data exchange (DE) request associated with a particular user profile and receiving a first signal including a request to split the DE request with at least one other user profile. In response to the first signal, the processor can analyze the DE to identify at least one data exchange parameter and search a repository of DEs for previously submitted DEs associated with the at least one DE parameter of the identified DE. In response to identifying at least one previously requested DE, a set of DE split parameters associated with the at least one previously requested DE satisfying the search can be identified. The set of proposed DE split parameters can then be transmitted accordingly.
    Type: Grant
    Filed: September 29, 2017
    Date of Patent: June 7, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Perry Aaron Jones Haldenby, John Jong-Suk Lee
  • Patent number: 11308461
    Abstract: The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a centralized authority of the secured blockchain-based ledger may detect an occurrence of an event, and may access and decrypt a set of rules hashed into the secured blockchain-based ledger using a confidentially-held master cryptographic key. The apparatus may identify a rule associated with the detected event, and perform one or more operations consistent with the rule and involving at least one of assets tracked within the secured blockchain-based ledger or an owner of a portion of the tracked assets. By way of example, the detected event may triggering a sale, transfer, and/or re-allocation of an ownership interest in a tracked asset, and the identified rule may specify a distribution of proceeds derived from the sale, transfer, and/or re-allocation.
    Type: Grant
    Filed: November 10, 2015
    Date of Patent: April 19, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Perry Aaron Jones Haldenby, Rajan Mahadevan, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
  • Patent number: 11282137
    Abstract: A device has a secure element including a memory that stores at least one address, a set of rules, and a state of an asset. A processor is configured for receiving a request to change the state of the asset associated with the address, validating the request in the case where changing the state of the asset according to the request complies with the set of rules, and invalidating the request in the case where changing the state of the asset according to the request violates the set of rules. A communications module is coupled to the secure element for transmitting information responsive to the request to a distributed network of peer processors for recording a change in the state of the asset in a distributed electronic ledger in the case where the secure element validates the request.
    Type: Grant
    Filed: October 7, 2016
    Date of Patent: March 22, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Ian James McDonald, Adam Douglas McPhee, Perry Aaron Jones Haldenby, Paul Mon-Wah Chan, John Jong Suk Lee
  • Publication number: 20220020030
    Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.
    Type: Application
    Filed: September 29, 2021
    Publication date: January 20, 2022
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen, David Samuel Tax, Arun Victor Jagga, John Jong-Suk Lee
  • Patent number: 11222316
    Abstract: An apparatus for use in a digital asset tracking system includes a storage device and a processor coupled to the storage device. The storage device stores software instructions for controlling the processor that when executed by the processor configure the processor to receive a signal representing a request comprising a first transfer from a first digital container associated with a first client to a second digital container associated with a second client. A value of the first transfer is compared to a total value in one or more accounts associated with the first client. At least one of the one or more accounts associated with the first client has a value in a first currency. A first draft is generated from a first account to an account associated with the second client. The first draft comprises a value in a second currency equivalent to the value of the first transfer.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: January 11, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Ian James McDonald, Adam Douglas McPhee, Perry Aaron Jones Haldenby, Paul Mon-Wah Chan, John Jong Suk Lee
  • Publication number: 20210406895
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.
    Type: Application
    Filed: September 7, 2021
    Publication date: December 30, 2021
    Inventors: Milos DUNJIC, Arthur Carroll CHOW, Anthony Haituyen NGUYEN, Casey Lyn DOYLE, Yubing LIU, Het Anand PATEL, Stephen John McCANN, Perry Aaron Jones HALDENBY, David TAX, John Jong-Suk LEE, Arun Victor JAGGA
  • Publication number: 20210374705
    Abstract: The disclosed embodiments include computer-implemented systems and processes that perform operations that initiate, approve, and execute exchanges of data between network-connected systems, apparatuses, and devices in a computing environment. For example, a network-connected apparatus may receive a first value of a parameter that characterizes an exchange of data initiated at a terminal device, identify a second value of the parameter allocated to the client device. In response to a determination that the first parameter value exceeds the second parameter value, the apparatus may request, and receive, parameter data from an application program executed by the at least one processor. The parameter data may identify a third value of the parameter allocated to the client device by the executed application program, and the apparatus may authorize, based on the second and third parameter values, a performance of the initiated data exchange in accordance with the first parameter value.
    Type: Application
    Filed: August 11, 2021
    Publication date: December 2, 2021
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, John Jong-Suk Lee
  • Publication number: 20210374708
    Abstract: The disclosed embodiments include computer-implemented systems, apparatuses, and processes that perform a real-time delegated approval of initiated data exchanges by network-connected devices. For example, an apparatus determines determine a value of a parameter that characterizes an exchange of data and a first data type involved in the data exchange, and generates and transmits a first signal to a communications device associated with a second data type available for use in the data exchange and associated with the first data type. The apparatus receives, from the communications device, a second signal that includes information indicative of an approval of the second data type for use in the data exchange, and in response to the received approval, the apparatus performs the data exchange using the second data type and in accordance with the parameter value.
    Type: Application
    Filed: August 11, 2021
    Publication date: December 2, 2021
    Inventors: Milos DUNJIC, Perry Aaron Jones HALDENBY, Arthur Carroll CHOW, David Samuel TAX, John Jong-Suk LEE, Arun Victor JAGGA
  • Patent number: 11188885
    Abstract: A system comprises a non-transitory machine readable storage medium storing instructions and a database identifying a plurality of assets and a state of each asset. The instructions configure a processor for receiving updates to a distributed electronic ledger managed by plural peer processors. Each update includes an event or change affecting one of the assets. The peer processors verify portions of the ledger describing each event or change. At least one of the updates has not yet been recorded in the ledger at a time of the receiving. The processor computes a state of each asset, based on the updates, receives a request for a state of one of the assets; and responds to the request, reflecting each event and change affecting that asset. The response is performed without waiting for the peer processors to verify an update that has not yet been recorded in the ledger.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: November 30, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Paul Mon-Wah Chan, Perry Aaron Jones Haldenby, John Jong Suk Lee
  • Patent number: 11188884
    Abstract: A system comprises a non-transitory machine readable storage medium storing instructions and a database identifying a plurality of assets and a state of each asset. The instructions configure a processor for receiving updates to a distributed electronic ledger managed by plural peer processors. Each update includes an event or change affecting one of the assets. The peer processors verify portions of the ledger describing each event or change. At least one of the updates has not yet been recorded in the ledger at a time of the receiving. The processor computes a state of each asset, based on the updates, receives a request for a state of one of the assets; and responds to the request, reflecting each event and change affecting that asset. The response is performed without waiting for the peer processors to verify an update that has not yet been recorded in the ledger.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: November 30, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Paul Mon-Wah Chan, Perry Aaron Jones Haldenby, John Jong Suk Lee
  • Publication number: 20210359981
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authenticate device identity and authorize exchanges of data in real-time based on dynamically generated cryptographic data. For example, an apparatus may receive a first signal that includes a first cryptogram associated with a client device, and may perform operations that authenticate an identity of the client device based on a comparison of the received first cryptogram and a second cryptogram generated by a computing system associated with an application program executed by the client device. In response to the authenticated identity, the apparatus may load profile data associated with the client device from a storage unit, and perform operations consistent with the profile data in accordance with the authenticated identity.
    Type: Application
    Filed: July 21, 2021
    Publication date: November 18, 2021
    Inventors: Dino Paul D'AGOSTINO, Perry Aaron Jones HALDENBY, Dean C.N. TSERETOPOULOS, Jeffrey Aaron ECKER, Adam Douglas McPHEE, Milos DUNJIC, John Jong-Suk LEE, Arun Victor JAGGA
  • Publication number: 20210357886
    Abstract: The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated with a transaction session, and may determine a validity of the session identifier based on the received first data. The apparatus may establish the transaction session in response to the determined validity of the session identifier. The transaction session may be associated with first and second operations characterized by values of corresponding parameters.
    Type: Application
    Filed: July 27, 2021
    Publication date: November 18, 2021
    Inventors: Stephen John McCANN, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Eddie Cheuk Long Law, Haituyen Anthony Nguyen, Paul Mon-Wah Chan, John Jong Suk Lee, Rakesh Thomas Jethwa
  • Patent number: 11157908
    Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.
    Type: Grant
    Filed: July 14, 2017
    Date of Patent: October 26, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen, David Samuel Tax, Arun Victor Jagga, John Jong-Suk Lee
  • Patent number: 11151526
    Abstract: The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a rules authority of the secured blockchain-based ledger may obtain data indicative of an initiated transfer of funds between parties, and may access and decrypt a set of restrictions imposed on the initiated transfer and a set of rules associated with the restrictions, which may hashed into the secured blockchain-based ledger using a confidentially-held master cryptographic key. The apparatus may determine that the initiated transfer violates at least one of the restrictions, and may perform operations consistent with at least one of the rules associated with the at least one violated restriction.
    Type: Grant
    Filed: November 9, 2015
    Date of Patent: October 19, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Perry Aaron Jones Haldenby, Rajan Mahadevan, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
  • Patent number: 11144921
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.
    Type: Grant
    Filed: April 5, 2018
    Date of Patent: October 12, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Arthur Carroll Chow, Anthony Haituyen Nguyen, Casey Lyn Doyle, Yubing Liu, Het Anand Patel, Stephen John McCann, Perry Aaron Jones Haldenby, David Tax, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 11138582
    Abstract: The disclosed embodiments include computer-implemented systems and processes that perform operations that initiate, approve, and execute exchanges of data between network-connected systems, apparatuses, and devices in a computing environment. For example, a network-connected apparatus may receive a first value of a parameter that characterizes an exchange of data initiated at a terminal device, identify a second value of the parameter allocated to the client device. In response to a determination that the first parameter value exceeds the second parameter value, the apparatus may request, and receive, parameter data from an application program executed by the at least one processor. The parameter data may identify a third value of the parameter allocated to the client device by the executed application program, and the apparatus may authorize, based on the second and third parameter values, a performance of the initiated data exchange in accordance with the first parameter value.
    Type: Grant
    Filed: June 14, 2017
    Date of Patent: October 5, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, John Jong-Suk Lee
  • Patent number: 11126988
    Abstract: The disclosed embodiments include computer-implemented systems, apparatuses, and processes that perform a real-time delegated approval of initiated data exchanges by network-connected devices. For example, an apparatus determines determine a value of a parameter that characterizes an exchange of data and a first data type involved in the data exchange, and generates and transmits a first signal to a communications device associated with a second data type available for use in the data exchange and associated with the first data type. The apparatus receives, from the communications device, a second signal that includes information indicative of an approval of the second data type for use in the data exchange, and in response to the received approval, the apparatus performs the data exchange using the second data type and in accordance with the parameter value.
    Type: Grant
    Filed: December 4, 2017
    Date of Patent: September 21, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, David Samuel Tax, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 11126975
    Abstract: The disclosed embodiments include computerized systems and methods for generating secured blockchain-based ledger data structures that track an ownership and usage of one or more assets, such as Internet-connected devices. In one instance, an apparatus associated with a rules authority of the secured blockchain-based ledger may detect an occurrence of a triggering event, and may access and decrypt a set of rules hashed into the secured blockchain-based ledger using a confidentially-held master cryptographic key. The apparatus may identify a rule associated with the detected event, and perform one or more operations consistent with the rule, including a determination of metrics indicative of a care, risk, and/or valuation of one or more of the Internet-connected devices, and additionally or alternatively, a modification of an operational or communicative functionality of the Internet-connected devices.
    Type: Grant
    Filed: November 9, 2015
    Date of Patent: September 21, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Perry Aaron Jones Haldenby, Rajan Mahadevan, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
  • Patent number: 11107050
    Abstract: The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated with a transaction session, and may determine a validity of the session identifier based on the received first data. The apparatus may establish the transaction session in response to the determined validity of the session identifier. The transaction session may be associated with first and second operations characterized by values of corresponding parameters.
    Type: Grant
    Filed: November 11, 2016
    Date of Patent: August 31, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Stephen John McCann, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Eddie Cheuk Long Law, Haituyen Anthony Nguyen, Paul Mon-Wah Chan, John Jong Suk Lee, Rakesh Thomas Jethwa