Patents by Inventor Perry Aaron Jones Haldenby
Perry Aaron Jones Haldenby has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11282137Abstract: A device has a secure element including a memory that stores at least one address, a set of rules, and a state of an asset. A processor is configured for receiving a request to change the state of the asset associated with the address, validating the request in the case where changing the state of the asset according to the request complies with the set of rules, and invalidating the request in the case where changing the state of the asset according to the request violates the set of rules. A communications module is coupled to the secure element for transmitting information responsive to the request to a distributed network of peer processors for recording a change in the state of the asset in a distributed electronic ledger in the case where the secure element validates the request.Type: GrantFiled: October 7, 2016Date of Patent: March 22, 2022Assignee: The Toronto-Dominion BankInventors: Ian James McDonald, Adam Douglas McPhee, Perry Aaron Jones Haldenby, Paul Mon-Wah Chan, John Jong Suk Lee
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Publication number: 20220020030Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.Type: ApplicationFiled: September 29, 2021Publication date: January 20, 2022Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen, David Samuel Tax, Arun Victor Jagga, John Jong-Suk Lee
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Patent number: 11222316Abstract: An apparatus for use in a digital asset tracking system includes a storage device and a processor coupled to the storage device. The storage device stores software instructions for controlling the processor that when executed by the processor configure the processor to receive a signal representing a request comprising a first transfer from a first digital container associated with a first client to a second digital container associated with a second client. A value of the first transfer is compared to a total value in one or more accounts associated with the first client. At least one of the one or more accounts associated with the first client has a value in a first currency. A first draft is generated from a first account to an account associated with the second client. The first draft comprises a value in a second currency equivalent to the value of the first transfer.Type: GrantFiled: September 10, 2019Date of Patent: January 11, 2022Assignee: The Toronto-Dominion BankInventors: Ian James McDonald, Adam Douglas McPhee, Perry Aaron Jones Haldenby, Paul Mon-Wah Chan, John Jong Suk Lee
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Publication number: 20210406895Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.Type: ApplicationFiled: September 7, 2021Publication date: December 30, 2021Inventors: Milos DUNJIC, Arthur Carroll CHOW, Anthony Haituyen NGUYEN, Casey Lyn DOYLE, Yubing LIU, Het Anand PATEL, Stephen John McCANN, Perry Aaron Jones HALDENBY, David TAX, John Jong-Suk LEE, Arun Victor JAGGA
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Publication number: 20210374705Abstract: The disclosed embodiments include computer-implemented systems and processes that perform operations that initiate, approve, and execute exchanges of data between network-connected systems, apparatuses, and devices in a computing environment. For example, a network-connected apparatus may receive a first value of a parameter that characterizes an exchange of data initiated at a terminal device, identify a second value of the parameter allocated to the client device. In response to a determination that the first parameter value exceeds the second parameter value, the apparatus may request, and receive, parameter data from an application program executed by the at least one processor. The parameter data may identify a third value of the parameter allocated to the client device by the executed application program, and the apparatus may authorize, based on the second and third parameter values, a performance of the initiated data exchange in accordance with the first parameter value.Type: ApplicationFiled: August 11, 2021Publication date: December 2, 2021Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, John Jong-Suk Lee
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Publication number: 20210374708Abstract: The disclosed embodiments include computer-implemented systems, apparatuses, and processes that perform a real-time delegated approval of initiated data exchanges by network-connected devices. For example, an apparatus determines determine a value of a parameter that characterizes an exchange of data and a first data type involved in the data exchange, and generates and transmits a first signal to a communications device associated with a second data type available for use in the data exchange and associated with the first data type. The apparatus receives, from the communications device, a second signal that includes information indicative of an approval of the second data type for use in the data exchange, and in response to the received approval, the apparatus performs the data exchange using the second data type and in accordance with the parameter value.Type: ApplicationFiled: August 11, 2021Publication date: December 2, 2021Inventors: Milos DUNJIC, Perry Aaron Jones HALDENBY, Arthur Carroll CHOW, David Samuel TAX, John Jong-Suk LEE, Arun Victor JAGGA
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Patent number: 11188884Abstract: A system comprises a non-transitory machine readable storage medium storing instructions and a database identifying a plurality of assets and a state of each asset. The instructions configure a processor for receiving updates to a distributed electronic ledger managed by plural peer processors. Each update includes an event or change affecting one of the assets. The peer processors verify portions of the ledger describing each event or change. At least one of the updates has not yet been recorded in the ledger at a time of the receiving. The processor computes a state of each asset, based on the updates, receives a request for a state of one of the assets; and responds to the request, reflecting each event and change affecting that asset. The response is performed without waiting for the peer processors to verify an update that has not yet been recorded in the ledger.Type: GrantFiled: January 13, 2020Date of Patent: November 30, 2021Assignee: The Toronto-Dominion BankInventors: Paul Mon-Wah Chan, Perry Aaron Jones Haldenby, John Jong Suk Lee
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Patent number: 11188885Abstract: A system comprises a non-transitory machine readable storage medium storing instructions and a database identifying a plurality of assets and a state of each asset. The instructions configure a processor for receiving updates to a distributed electronic ledger managed by plural peer processors. Each update includes an event or change affecting one of the assets. The peer processors verify portions of the ledger describing each event or change. At least one of the updates has not yet been recorded in the ledger at a time of the receiving. The processor computes a state of each asset, based on the updates, receives a request for a state of one of the assets; and responds to the request, reflecting each event and change affecting that asset. The response is performed without waiting for the peer processors to verify an update that has not yet been recorded in the ledger.Type: GrantFiled: January 13, 2020Date of Patent: November 30, 2021Assignee: The Toronto-Dominion BankInventors: Paul Mon-Wah Chan, Perry Aaron Jones Haldenby, John Jong Suk Lee
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Publication number: 20210359981Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authenticate device identity and authorize exchanges of data in real-time based on dynamically generated cryptographic data. For example, an apparatus may receive a first signal that includes a first cryptogram associated with a client device, and may perform operations that authenticate an identity of the client device based on a comparison of the received first cryptogram and a second cryptogram generated by a computing system associated with an application program executed by the client device. In response to the authenticated identity, the apparatus may load profile data associated with the client device from a storage unit, and perform operations consistent with the profile data in accordance with the authenticated identity.Type: ApplicationFiled: July 21, 2021Publication date: November 18, 2021Inventors: Dino Paul D'AGOSTINO, Perry Aaron Jones HALDENBY, Dean C.N. TSERETOPOULOS, Jeffrey Aaron ECKER, Adam Douglas McPHEE, Milos DUNJIC, John Jong-Suk LEE, Arun Victor JAGGA
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Publication number: 20210357886Abstract: The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated with a transaction session, and may determine a validity of the session identifier based on the received first data. The apparatus may establish the transaction session in response to the determined validity of the session identifier. The transaction session may be associated with first and second operations characterized by values of corresponding parameters.Type: ApplicationFiled: July 27, 2021Publication date: November 18, 2021Inventors: Stephen John McCANN, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Eddie Cheuk Long Law, Haituyen Anthony Nguyen, Paul Mon-Wah Chan, John Jong Suk Lee, Rakesh Thomas Jethwa
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Patent number: 11157908Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.Type: GrantFiled: July 14, 2017Date of Patent: October 26, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen, David Samuel Tax, Arun Victor Jagga, John Jong-Suk Lee
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Patent number: 11151526Abstract: The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a rules authority of the secured blockchain-based ledger may obtain data indicative of an initiated transfer of funds between parties, and may access and decrypt a set of restrictions imposed on the initiated transfer and a set of rules associated with the restrictions, which may hashed into the secured blockchain-based ledger using a confidentially-held master cryptographic key. The apparatus may determine that the initiated transfer violates at least one of the restrictions, and may perform operations consistent with at least one of the rules associated with the at least one violated restriction.Type: GrantFiled: November 9, 2015Date of Patent: October 19, 2021Assignee: The Toronto-Dominion BankInventors: Perry Aaron Jones Haldenby, Rajan Mahadevan, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
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Patent number: 11144921Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.Type: GrantFiled: April 5, 2018Date of Patent: October 12, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Arthur Carroll Chow, Anthony Haituyen Nguyen, Casey Lyn Doyle, Yubing Liu, Het Anand Patel, Stephen John McCann, Perry Aaron Jones Haldenby, David Tax, John Jong-Suk Lee, Arun Victor Jagga
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Patent number: 11138582Abstract: The disclosed embodiments include computer-implemented systems and processes that perform operations that initiate, approve, and execute exchanges of data between network-connected systems, apparatuses, and devices in a computing environment. For example, a network-connected apparatus may receive a first value of a parameter that characterizes an exchange of data initiated at a terminal device, identify a second value of the parameter allocated to the client device. In response to a determination that the first parameter value exceeds the second parameter value, the apparatus may request, and receive, parameter data from an application program executed by the at least one processor. The parameter data may identify a third value of the parameter allocated to the client device by the executed application program, and the apparatus may authorize, based on the second and third parameter values, a performance of the initiated data exchange in accordance with the first parameter value.Type: GrantFiled: June 14, 2017Date of Patent: October 5, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Perry Aaron Jones Haldenby, John Jong-Suk Lee
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Patent number: 11126975Abstract: The disclosed embodiments include computerized systems and methods for generating secured blockchain-based ledger data structures that track an ownership and usage of one or more assets, such as Internet-connected devices. In one instance, an apparatus associated with a rules authority of the secured blockchain-based ledger may detect an occurrence of a triggering event, and may access and decrypt a set of rules hashed into the secured blockchain-based ledger using a confidentially-held master cryptographic key. The apparatus may identify a rule associated with the detected event, and perform one or more operations consistent with the rule, including a determination of metrics indicative of a care, risk, and/or valuation of one or more of the Internet-connected devices, and additionally or alternatively, a modification of an operational or communicative functionality of the Internet-connected devices.Type: GrantFiled: November 9, 2015Date of Patent: September 21, 2021Assignee: The Toronto-Dominion BankInventors: Perry Aaron Jones Haldenby, Rajan Mahadevan, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
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Patent number: 11126988Abstract: The disclosed embodiments include computer-implemented systems, apparatuses, and processes that perform a real-time delegated approval of initiated data exchanges by network-connected devices. For example, an apparatus determines determine a value of a parameter that characterizes an exchange of data and a first data type involved in the data exchange, and generates and transmits a first signal to a communications device associated with a second data type available for use in the data exchange and associated with the first data type. The apparatus receives, from the communications device, a second signal that includes information indicative of an approval of the second data type for use in the data exchange, and in response to the received approval, the apparatus performs the data exchange using the second data type and in accordance with the parameter value.Type: GrantFiled: December 4, 2017Date of Patent: September 21, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, David Samuel Tax, John Jong-Suk Lee, Arun Victor Jagga
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Patent number: 11107050Abstract: The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated with a transaction session, and may determine a validity of the session identifier based on the received first data. The apparatus may establish the transaction session in response to the determined validity of the session identifier. The transaction session may be associated with first and second operations characterized by values of corresponding parameters.Type: GrantFiled: November 11, 2016Date of Patent: August 31, 2021Assignee: The Toronto-Dominion BankInventors: Stephen John McCann, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Eddie Cheuk Long Law, Haituyen Anthony Nguyen, Paul Mon-Wah Chan, John Jong Suk Lee, Rakesh Thomas Jethwa
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Patent number: 11102180Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authenticate device identity and authorize exchanges of data in real-time based on dynamically generated cryptographic data. For example, an apparatus may receive a first signal that includes a first cryptogram associated with a client device, and may perform operations that authenticate an identity of the client device based on a comparison of the received first cryptogram and a second cryptogram generated by a computing system associated with an application program executed by the client device. In response to the authenticated identity, the apparatus may load profile data associated with the client device from a storage unit, and perform operations consistent with the profile data in accordance with the authenticated identity.Type: GrantFiled: January 31, 2018Date of Patent: August 24, 2021Assignee: The Toronto-Dominion BankInventors: Dino Paul D'Agostino, Perry Aaron Jones Haldenby, Dean C. N. Tseretopoulos, Jeffrey Aaron Ecker, Adam Douglas McPhee, Milos Dunjic, John Jong-Suk Lee, Arun Victor Jagga
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Patent number: 11102303Abstract: The disclosed embodiments include computer-implemented systems and processes that perform operations consistent with services provisioned to a device based on real-time sensor data indicative of and characterizing a user's operation of the device and additionally or alternatively, a system or apparatus that includes the device. For example, the device may obtain stored data identifying a provisioned service, and may obtain sensor data captured by an on-board or external sensor during an operation of the device. Based on the sensor data, the device may generate a usage parameter that characterizes the operation of the device during a temporal period, and perform an operation consistent with the provisioned service in accordance with the generated usage parameter.Type: GrantFiled: October 29, 2019Date of Patent: August 24, 2021Assignee: The Toronto-Dominion BankInventors: Arthur Carroll Chow, Paul Mon-Wah Chan, Perry Aaron Jones Haldenby, Rakesh Thomas Jethwa, Eddie Cheuk Long Law, John Jong Suk Lee, Stephen John McCann, Haituyen Anthony Nguyen
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Patent number: 11062312Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into a usable state. A biometric input is received for a user to which a card has been issued by an entity. The card has an operational mode of an unusable state that has been previously identified by the entity for a particular PAN. The particular PAN is invalidated for use in further data exchanges using the card. The biometric input is received by an electronic controller embedded in the card. A determination is made that the biometric input matches one of one or more stored biometric profiles of users authorized to use the card. Based on the determining, a new PAN is activated for the card. The new PAN is usable in further data exchanges of the card. The operational mode of the card is modified to a usable state by the electronic controller.Type: GrantFiled: July 14, 2017Date of Patent: July 13, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen