Abstract: A method for provisioning a payment account to a mobile wallet includes receiving a request to provision a payment token configured to facilitate a mobile wallet transaction. The method includes receiving a payment account configured for provision to a mobile wallet, generating the payment token responsive to the request to provision the payment token, associating the payment token with the payment account, receiving account information for the payment account, receiving address information from a mobile device associated with the mobile wallet, the address information uniquely identifying the mobile wallet, and provisioning the payment token associated with the payment account to the mobile wallet responsive to receiving the address information and the account information.

Abstract: A server system includes a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive a payment amount for a transaction of the customer, determine an amount of customer financial rewards available in a customer financial rewards account to fund the payment amount, generate selectable payment options for the payment amount based on the amount of customer financial rewards, transmit the selectable payment options to a customer communication device associated with the customer, and receive a customer selection of at least one of the selectable payment options from the customer communication device. The processing circuit is also caused to transmit a form of payment to the communication device based on the received customer selection.

Abstract: A secured credit provider computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to receive a secured credit product application from an applicant, transmit a passcode message to the applicant, receive a confirmation message of collateral deposited into a collateral escrow account from an escrow account provider computing system, and issue a secured credit product to the applicant.

Abstract: A method of authenticating a mobile pay feature on a mobile device using a smart card is disclosed. The method includes offering a mobile pay functionality to a user on a mobile device and receiving an affirmative user input to enable the mobile pay functionality. A contactless logic disposed in the mobile device receives an encrypted authentication code from a subject smart card and attempts to authorize the mobile device user and the mobile device itself to use the smart card for mobile pay transactions. Once the mobile device and the user are authorized, the mobile pay function is enabled.

Abstract: A computer system includes a processor coupled to machine-readable storage media. The processor is configured to receive a request from a mobile device of a user to initiate a transaction at a point of sale location between the user and a merchant, receive a user selection of a selectable payment option for the transaction, wherein the selectable payment option includes a user rewards redemption, apply a merchant offer to the transaction, generate a code that is displayable on the mobile device, including embedding in the code one or more details related to the transaction, send the code to one of the user at the mobile device or the merchant at a merchant point of sale device for the other of the user or the merchant to scan at the point of sale location, receive the code, and update a user rewards account associated with the user based on the transaction.

Abstract: A vehicle includes a traction battery having cells and at least one controller. The controller is programmed to charge and discharge the traction battery according to a net current for the traction battery derived from sets of temperature-based current values, each of the sets corresponding to a different one of the cells, and each of the values for a given one of the sets corresponding to a different zone of the cell.

Abstract: Methods and systems of exchanging data using payment cards with universal reference numbers are disclosed. A merchant computing system includes a merchant input/output assembly receiving a universal reference number from a customer at a point of sale. A merchant database retrievably stores a plurality of universal reference numbers and customer information associated with each of the plurality of universal reference numbers. A transaction circuit receives the universal reference number from the merchant input/output assembly, retrieves customer information associated with the universal reference number, and provides an output relating to a transaction based on the customer information.

Abstract: Methods and systems of managing payment cards are disclosed. A financial institution computing system includes a token database storing a plurality of tokens and token information, a network interface circuit enabling the financial institution computing system to exchange information over a network; and a token management circuit. The token management circuit enables a graphical user interface on a customer device over the network that can be used to generate new token requests, re-provision token requests, and management requests. The management requests enable and disable tokens, such that transactions against a payment card account using an enabled token are completed, and transactions against the payment card account using a disabled token are denied.

Abstract: A method of payment using rewards points includes receiving authentication data and a payment amount from a customer's mobile device, determining an amount of rewards points available to fund the payment amount in a rewards account associated with the customer, and sending selectable payment options to the mobile device. The selectable payment options include an option to redeem a portion of the rewards points amount to fund a portion of the payment amount. The method also includes receiving a customer selection of at least one of the selectable payment options from the mobile device and sending a form of payment for the payment amount from the account management system at the mobile device. The form of payment is configured for presentation to a point of sale device.

Abstract: A computer-implemented method includes receiving an order for a good or service. The order includes a plurality of order conditions. A plurality of limited-use payment tokens are provisioned. Each of the limited use payment tokens are structured to expire according to one of the plurality of order conditions. An indication of completion of the order is received upon completion of the order. An indication of conditions of the completed order is also received. It is determined whether each of the limited-use payment tokens are expired, based on the conditions of the completed order. A payment is transmitted to a recipient. The payment corresponds to at least one of the non-expired limited-use payment tokens.

Abstract: The present invention discloses a method for transferring a thin film from a first substrate to a second substrate comprising the steps of: providing a transfer structure and a thin film provided on a surface of a first substrate, the transfer structure comprising a support layer and a film contact layer, wherein the transfer structure contacts the thin film; removing the first substrate to obtain the transfer structure with the thin film in contact with the film contact layer; contacting the transfer structure obtained with a surface of a second substrate; and removing the film contact layer, thereby transferring the thin film onto the surface of the second substrate.

Abstract: A vehicle includes a traction battery having cells and at least one controller. The controller is programmed to charge and discharge the traction battery according to a net current for the traction battery derived from sets of temperature-based current values, each of the sets corresponding to a different one of the cells, and each of the values for a given one of the sets corresponding to a different zone of the cell.

Abstract: A method, computer program product, computing system, and an automated test platform for testing at least one device under test includes a test head configured to receive the at least one device under test. A processing system is configured to: provide a voltage signal having a plurality of voltages to the at least one device under test, monitor a current flow into the at least one device under test during each of the plurality of voltages, thus generating a plurality of monitored current values that correspond to the plurality of voltages, and determine if one or more of the plurality of monitored current values exceeds one or more of a plurality of current thresholds.

Abstract: The application provides a movable apparatus for forming a thermo-softening part. The apparatus includes a first placement unit, a second placement unit, and a heat source. The first placement unit comprises one or more first rollers, which are movable in a first predetermined path. The second placement unit comprises one or more second rollers, which correspond to the first rollers. The second rollers are movable in a second predetermined path. The heat source is provided for heating an elongated thermo-softening material to a predetermined temperature. The first rollers and the second rollers are provided on opposite sides of the elongated thermo-softening material for compressing the thermo-softening material to form the thermo-softening material.

Abstract: This invention relates to a supported polymer heterostructure and methods of manufacture. The heterostructure is suitable for use in a range of applications which require semiconductor devices, including photovoltaic devices and light-emitting diodes.

Abstract: A method, computer program product, computing system, and an automated test platform for testing at least one device under test includes a test head configured to receive the at least one device under test. A processing system is configured to: provide a voltage signal having a plurality of voltages to the at least one device under test, monitor a current flow into the at least one device under test during each of the plurality of voltages, thus generating a plurality of monitored current values that correspond to the plurality of voltages, and determine if one or more of the plurality of monitored current values exceeds one or more of a plurality of current thresholds.

Abstract: One variation may include a telescoping pipe comprising: a first pipe and a second pipe, wherein the second pipe is constructed and arranged to stretch and retract along the first pipe so that a length of the telescoping pipe can be extended or shortened; a first O-ring coupled between the first pipe and the second pipe; and a second O-ring coupled to an inner surface of the second pipe.

Abstract: This invention relates to a supported polymer heterostructure and methods of manufacture. The heterostructure is suitable for use in a range of applications which require semiconductor devices, including photovoltaic devices and light-emitting diodes.

Abstract: A cross-linking moiety having a general formula I: ArF-W, wherein ArF comprises a fluorinated phenyl azide group having at least one non-fluorine substituent that is bulkier than fluorine at a meta position relative to the azide group, and W comprises an electron-withdrawing group.

Abstract: This invention relates to a supported polymer heterostructure and methods of manufacture. The heterostructure is suitable for use in a range of applications which require semiconductor devices, including photovoltaic devices and light-emitting diodes.