Abstract: A method and system for determining the importance of each of the variables that contribute to the overall score of a model for predicting the profitability of an insurance policy. For each variable in the model, an importance is calculated based on the calculated slope and deviance of the predictive variable. Since the score is developed using complex mathematical calculations combining large numbers of parameters with predictive variables, it is often difficult to interpret from the mathematical formula for example, why some policyholders receive low scores while other receive high scores. Such clear communication and interpretation of insurance profitability scores is critical if they are used by the various interested insurance parties including policyholders, agents, underwriters, and regulators.

Abstract: A quantitative system and method that employs data sources external to an insurance company to generate a statistical model that may be used to more accurately and consistently predict commercial insurance profitability (the “predictive statistical model”).

Abstract: A method and system for determining the importance of each of the variables that contribute to the overall score of a model for predicting the profitability of an insurance policy. For each variable in the model, an importance is calculated based on the calculated slope and deviance of the predictive variable. Since the score is developed using complex mathematical calculations combining large numbers of parameters with predictive variables, it is often difficult to interpret from the mathematical formula for example, why some policyholders receive low scores while other receive high scores. Such clear communication and interpretation of insurance profitability scores is critical if they are used by the various interested insurance parties including policyholders, agents, underwriters, and regulators.

Abstract: The claimed subject matter provides a method for securing a partner-enabled web service. The method includes receiving a request to access the partner-enabled web service. The request is received from a browser client for a partner application. The browser client is associated with a user. Additionally, the method includes determining that the user is authorized to access the partner application. The method further includes generating a token that associates the user with the partner application. Also, the method includes sending the token to the browser client.

Abstract: A data storage device including: a plastic substrate having a plurality of volumes arranged in tracks along a plurality of vertically stacked, laterally extending layers therein; and, a plurality of micro-holograms each contained in a corresponding one of the volumes; herein, the presence or absence of a micro-hologram in each of the volumes is indicative of a corresponding portion of data stored.

Abstract: A quantitative system and method that employs data sources external to an insurance company to generate a statistical model that may be used to more accurately and consistently predict commercial insurance profitability (the “predictive statistical model”). The system and method are able to predict individual commercial insurance policyholder profitability on a prospective basis regardless of the internal data and business practices of a particular insurance company.

Abstract: A data storage device including: a plastic substrate having a plurality of data volumes arranged along tracks in a plurality of stacked layers; a plurality of micro-holograms each contained in a corresponding one of the data volumes; a plurality of complementary volumes, each corresponding to and being substantially aligned with one of the data volumes; a plurality of micro-holograms each contained in a corresponding one of the complementary volumes; wherein, the presence or absence of a micro-hologram in each of the data volumes is indicative of a corresponding portion of data stored; and, the ones of the complementary volumes corresponding to the ones of the data volumes containing a micro-hologram do not contain a micro-hologram; and the ones of the complementary volumes corresponding to the ones of the data volumes not containing a micro-hologram contain a micro-hologram.

Abstract: A system for altering a functionality of an optical article from a pre-activated state to an activated state, comprising an optical article comprising an optical data layer for storing data, an external radiation source for generating an external stimulus adapted to interact with the optical article, such interaction causing a change in optical accessibility of optically stored data, a directing material, wherein said directing material is for directing the external stimulus to selective portions of the optical article, thereby altering the functionality of the optical article from a pre-activated state to an activated state; a convertible element capable of responding to the external stimulus to irreversibly alter the optical article from the pre-activated state of functionality to the activated state of functionality, wherein said convertible element comprises a color-shift dye, a magnetic material, a thermo-chromic material, a magneto-optical material, a light scattering material, a phase-change material,

Abstract: A method for determining structural dip of subsurface formations includes accepting as input multiaxial induction measurements made by passing electric current through a multiaxial transmitter disposed in a wellbore drilled through subsurface rock formations. Voltages induced in a multiaxial receiver disposed at a longitudinally spaced apart location along the wellbore are detected while moving the transmitter and receiver along the wellbore. The multiaxial voltage measurements are inverted into values of formation dip magnitude and formation dip azimuth. A parameter related to shale content of the rock formations is measured, and structural dip of the rock formations is determined by selecting dip magnitude and dip azimuth values occurring when the parameter exceeds a selected threshold.

Abstract: A system for altering a functionality of an optical article from a pre-activated state to an activated state, comprising an optical article comprising an optical data layer for storing data, an external radiation source for generating an external stimulus adapted to interact with the optical article, such interaction causing a change in optical accessibility of optically stored data, a directing material, wherein said directing material is for directing the external stimulus to selective portions of the optical article, thereby altering the functionality of the optical article from a pre-activated state to an activated state; a convertible element capable of responding to the external stimulus to irreversibly alter the optical article from the pre-activated state of functionality to the activated state of functionality, wherein said convertible element comprises a color-shift dye, a magnetic material, a thermo-chromic material, a magneto-optical material, a light scattering material, a phase-change material,

Abstract: A system for use with a data storage media having at least one groove proximate a surface thereof and a plurality of volumes therein, including: objective lensing; a first tracking error detector optically coupled to the objective lensing and being responsive to reflections from the at least one groove; a first actuator coupled and responsive to the first tracking error detector; a second tracking error detector optically coupled to the objective lensing and responsive to reflections from micro-holograms contained in at least some of the volumes; and, a second actuator coupled and responsive to the second tracking error detector; wherein the first and second actuators cooperate to selectively position the objective lensing to focus a light beam into a target one of the volumes.

Abstract: A data storage device including: a plastic substrate having a plurality of volumes arranged along a plurality of depth-extending, concentrically stacked tracks; and, a plurality of micro-holograms each contained in a corresponding one of the tracks; wherein, the presence or absence of a micro-hologram in each of said volumes is indicative of a corresponding portion of data stored.

Abstract: A data storage device comprises a substrate having oppositely disposed surfaces and a plurality of volumes arranged along tracks between the surfaces; a plurality of micro-holograms each contained in a corresponding one of the volumes; and, at least one groove in at least one of the surfaces and being operative to diffract light through the at least one surface and into the volumes; wherein, the presence or absence of a micro-hologram in a stacked layer in each of the volumes is indicative of a corresponding portion of data stored.

Abstract: A data storage device including: a plastic substrate having a plurality of volumes arranged in tracks along a plurality of vertically stacked, laterally extending layers therein; and, a plurality of micro-holograms each contained in a corresponding one of the volumes; herein, the presence or absence of a micro-hologram in each of the volumes is indicative of a corresponding portion of data stored.

Abstract: A data storage device including: a plastic substrate having a plurality of data volumes arranged along tracks in a plurality of stacked layers; a plurality of micro-holograms each contained in a corresponding one of the data volumes; a plurality of complementary volumes, each corresponding to and being substantially aligned with one of the data volumes; a plurality of micro-holograms each contained in a corresponding one of the complementary volumes; wherein, the presence or absence of a micro-hologram in each of the data volumes is indicative of a corresponding portion of data stored; and, the ones of the complementary volumes corresponding to the ones of the data volumes containing a micro-hologram do not contain a micro-hologram; and the ones of the complementary volumes corresponding to the ones of the data volumes not containing a micro-hologram contain a micro-hologram.

Abstract: New carbon nanotube polymers and compositions are provided. The polymers comprise recurring blocks or units of carbon nanotubes and a compound other than a carbon nanotube. The compound is a polymeric or oligomeric block and is bonded to the carbon nanotube outer sidewall rather than to the carbon nanotube end, and is preferably a block copolymer of the compound and the carbon nanotube. The polymers can be used to prepare compositions that can be formed into products that are useful for building components present in airplanes.

Abstract: A mobile telephone automatically establishes communication with a system via a short-range wireless network. When communication is established, the mobile telephone user is automatically logged in to the system. The system can then apply personalized settings and/or provide access to personalized services based on the mobile telephone user's system account. Once communication between the mobile telephone and the system is established, the mobile telephone may be used as a remote control device to control operation of the system.

Abstract: Infrared radiation detection systems and methods of making the same are provided. In one embodiment, the radiation detection system comprises: a housing having an open end exposed to a radiation emitting object; a detector positioned in the housing, the detector comprising a radiation sensing material for detecting infrared radiation, the radiation sensing material having a portion removed by etching or coated by a mask such that only a region of the radiation sensing material is capable of detecting the infrared radiation; and a lens positioned in the housing for transmitting infrared radiation from the object to the detector.

Abstract: Infrared radiation detection systems and methods of making the same are provided. In one embodiment, the radiation detection system comprises: a housing having an open end exposed to a radiation emitting object; a detector positioned in the housing, the detector comprising a radiation sensing material for detecting infrared radiation, the radiation sensing material having a portion removed by etching or coated by a mask such that only a region of the radiation sensing material is capable of detecting the infrared radiation; and a lens positioned in the housing for transmitting infrared radiation from the object to the detector.

Abstract: A method for storing data including: providing a first substrate having a plurality of micro-holograms therein, the micro-holograms being indicative of the data; providing a second hologram-supporting substrate; illuminating the plurality of micro-holograms in the first substrate through the second substrate, thereby producing a holographic pattern in the second substrate indicative of reflections of the plurality of micro-holograms in the first substrate; providing a third hologram-supporting substrate; and, illuminating the holographic pattern in the second substrate through the third substrate, thereby substantially replicating the plurality of micro-holograms in the first substrate in the third substrate.