Patents by Inventor Randy Ray

Randy Ray has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11488405
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: May 11, 2020
    Date of Patent: November 1, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, Bharat Prasad, Frank Kyle Major, Jeffrey Neal Pollack
  • Patent number: 11461743
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: October 18, 2019
    Date of Patent: October 4, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, Bharat Prasad, Frank Kyle Major, Jeffrey Neal Pollack
  • Patent number: 11429949
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: April 14, 2022
    Date of Patent: August 30, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
  • Patent number: 11348075
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: August 20, 2021
    Date of Patent: May 31, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
  • Patent number: 11182753
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: July 8, 2019
    Date of Patent: November 23, 2021
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Barlette Huth
  • Patent number: 11023719
    Abstract: A digital camera processing system with software to manage taking photos with a digital camera. Camera software controls the digital camera. A downloaded software component controls the digital camera software and causes a handheld mobile device to perform operations. The operations may include instructing a user to have the digital camera take photos of a check; displaying an instruction on a display of the handheld mobile device to assist the user in having the digital camera take the photos; or assisting the user as to an orientation for taking the photos with the digital camera. The digital camera processing system may generate a log file including a bi-tonal image formatted as a TIFF image.
    Type: Grant
    Filed: July 2, 2018
    Date of Patent: June 1, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, Bharat Prasad, Frank Kyle Major, Jeffrey Neal Pollack
  • Patent number: 10971127
    Abstract: An engine enclosure for containing a gas turbine engine is provided. An exemplary engine enclosure includes features that improve noise and thermal attenuation, reduce the weight of the enclosure, and provide for more accessible access points to the interior volume of the engine enclosure.
    Type: Grant
    Filed: March 20, 2018
    Date of Patent: April 6, 2021
    Assignee: General Electric Company
    Inventors: Randy Ray Johnson, Steven Robert Linnemann, Loren Lee Long, Brian MacDonald Linnemann, Justin Sanjay Rao, John Joseph Wunsch, Andrew William Spirk, Adam Patrick Young
  • Patent number: 10949503
    Abstract: Mechanisms are disclosed herein for storing various records. Numerous keys and parties can access online repositories. These repositories contain a plurality of lockboxes, structured hierarchically and otherwise, providing public and private areas with varying levels of access. Some content of such lockboxes can be sharable. These lockboxes can be used not only to store diverse content, ranging from birth certificates to deeds and social security numbers, but they can also be accessed in a variety of ways. For example, keys to lockboxes can be made available by such events as the issuing of death certificates or birth certificates. Alternatively, keys can be issued according to various rules and heuristics stipulated by lockbox users. In either case, the plurality of lockboxes residing in repositories can be configured to provide centralized storage facilities that are secure and readily accessible from various computing devices.
    Type: Grant
    Filed: April 1, 2019
    Date of Patent: March 16, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Randy Ray Morlen, Charles Lee Oakes, III, Rickey Dale Burks
  • Patent number: 10871242
    Abstract: A solenoid is provided having an improved connection arrangement. The solenoid includes external wires that are coupled to internal solenoid components via terminals. Further, a sealed solenoid is provided having a housing overmolded onto a solenoid subassembly. External wires can be coupled to the solenoid after overmolding. The solenoid may also include a cavity for receiving at least one of electrical component. The solenoid may also include a powdered metal core.
    Type: Grant
    Filed: June 23, 2017
    Date of Patent: December 22, 2020
    Assignee: Rain Bird Corporation
    Inventors: Kevin James Markley, Troy Lynn Roney, John James Wlassich, Randy Ray Montgomery, Chong Wang Kwak
  • Patent number: 10823063
    Abstract: Foreign object damage (FOD) screen assemblies and gas turbine engine compartments having FOD screen assemblies are provided. FOD screen assemblies provided herein are formed of materials that reduce the overall weight of the assembly such that easier handling and repair of the FOD screen assembly may be achieved. Further, the FOD screen assemblies provided herein include features that provide for a secure attachment of one or more mesh members to frame members of the assembly. The one or more mesh members are secured to the frame members in such a way that minimal stress is placed on the mesh member at the attachment points.
    Type: Grant
    Filed: February 13, 2018
    Date of Patent: November 3, 2020
    Assignee: General Electric Company
    Inventors: John Joseph Wunsch, Randy Ray Johnson, Justin Sanjay Rao, Adam Patrick Young
  • Patent number: 10801642
    Abstract: A solenoid is provided having an improved connection arrangement. The solenoid includes external wires that are coupled to internal solenoid components via terminals. Further, a sealed solenoid is provided having a housing overmolded onto a solenoid subassembly. External wires can be coupled to the solenoid after overmolding. The solenoid may also include a cavity for receiving at least one of electrical component. The solenoid may also include a powdered metal core.
    Type: Grant
    Filed: June 23, 2017
    Date of Patent: October 13, 2020
    Assignee: Rain Bird Corporation
    Inventors: Kevin James Markley, Troy Lynn Roney, John James Wlassich, Randy Ray Montgomery, Chong Wang Kwak
  • Patent number: 10769598
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: September 19, 2017
    Date of Patent: September 8, 2020
    Assignee: United States Automobile (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, Bharat Prasad, Frank Kyle Major, Jeffrey Neal Pollack
  • Patent number: 10719815
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: September 19, 2017
    Date of Patent: July 21, 2020
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, Bharat Prasad, Frank Kyle Major, Jeffrey Neal Pollack
  • Patent number: 10621559
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: April 11, 2019
    Date of Patent: April 14, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
  • Patent number: 10482432
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: May 18, 2018
    Date of Patent: November 19, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
  • Patent number: 10460295
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: November 25, 2015
    Date of Patent: October 29, 2019
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
  • Publication number: 20190295520
    Abstract: An engine enclosure for containing a gas turbine engine is provided. An exemplary engine enclosure includes features that improve noise and thermal attenuation, reduce the weight of the enclosure, and provide for more accessible access points to the interior volume of the engine enclosure.
    Type: Application
    Filed: March 20, 2018
    Publication date: September 26, 2019
    Inventors: Randy Ray Johnson, Steven Robert Linnemann, Loren Lee Long, Brian MacDonald Linnemann, Justin Sanjay Rao, John Joseph Wunsch, Andrew William Spirk, Adam Patrick Young
  • Patent number: 10423939
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: May 18, 2018
    Date of Patent: September 24, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
  • Patent number: 10417617
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: November 25, 2015
    Date of Patent: September 17, 2019
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
  • Patent number: D904541
    Type: Grant
    Filed: April 27, 2020
    Date of Patent: December 8, 2020
    Inventor: Randy Ray Perrault