Patents by Inventor Randy Ray
Randy Ray has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20180279566Abstract: There is provided an irrigation system with a plurality of solenoid valves. The solenoid valves each include a wireless transceiver that communicates with one another to form a mesh network. The solenoids can include sensors that gather data to be communicated over the wireless mesh network to a controller. The solenoids can also include a signal generator to activate passive sensors remote from the solenoid to collect data and transmit the data to the solenoid for communication over the wireless mesh network to a controller. The data can be related to environmental conditions or security about the irrigation system.Type: ApplicationFiled: March 27, 2018Publication date: October 4, 2018Inventors: John James Wlassich, Randy Ray Montgomery, Chong Wang Kwak
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Patent number: 10013605Abstract: A digital camera processing system with software to manage taking photos with a digital camera. Camera software controls the digital camera. A downloaded software component controls the digital camera software and causes a handheld mobile device to perform operations. The operations may include instructing a user to have the digital camera take photos of a check; displaying an instruction on a display of the handheld mobile device to assist the user in having the digital camera take the photos; or assisting the user as to an orientation for taking the photos with the digital camera. The digital camera processing system may generate a log file including a bi-tonal image formatted as a TIFF image.Type: GrantFiled: July 28, 2017Date of Patent: July 3, 2018Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Bartlette Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, Bharat Prasad, Frank Kyle Major, Jeffrey Neal Pollack
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Patent number: 10013681Abstract: Machine-readable storage media having instructions stored therein that, when executed by a processor of a mobile device, configure the mobile device to capture a check image for deposit and read a MICR line of the received check image. The mobile device is configured to present electronic images of the check to the user after the electronic images are captured. The mobile device may be configured to confirm that the deposit can go forward after optical character recognition (OCR) is performed on the check, the optical character recognition (OCR) determining an amount of the check, comparing the OCR determined amount to an amount indicated by the user, and reading a MICR line of the check.Type: GrantFiled: July 28, 2017Date of Patent: July 3, 2018Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
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Publication number: 20170370495Abstract: A solenoid is provided having an improved connection arrangement. The solenoid includes external wires that are coupled to internal solenoid components via terminals. Further, a sealed solenoid is provided having a housing overmolded onto a solenoid subassembly. External wires can be coupled to the solenoid after overmolding. The solenoid may also include a cavity for receiving at least one of electrical component. The solenoid may also include a powdered metal core.Type: ApplicationFiled: June 23, 2017Publication date: December 28, 2017Inventors: Kevin James Markley, Troy Lynn Roney, John James Wlassich, Randy Ray Montgomery, Chong Wang Kwak
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Patent number: 9710615Abstract: Mechanisms are disclosed herein for storing various records. Numerous keys and parties can access online repositories. These repositories contain a plurality of lockboxes, structured hierarchically and otherwise, providing public and private areas with varying levels of access. Some content of such lockboxes can be sharable. These lockboxes can be used not only to store diverse content, ranging from birth certificates to deeds and social security numbers, but they can also be accessed in a variety of ways. For example, keys to lockboxes can be made available by such events as the issuing of death certificates or birth certificates. Alternatively, keys can be issued according to various rules and heuristics stipulated by lockbox users. In either case, the plurality of lockboxes residing in repositories can be configured to provide centralized storage facilities that are secure and readily accessible from various computing devices.Type: GrantFiled: September 27, 2007Date of Patent: July 18, 2017Assignee: United Services Automobile Association (USAA)Inventors: Randy Ray Morlen, Charles Lee Oakes, III, Rickey Dale Burks
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Patent number: 9276927Abstract: A security service determines whether to grant a user access to a resource. The service receives from the user a security term in an obscured form derived from a revealed form of the security term according to a predefined padding scheme known to the user and to the security service. The service applies the padding scheme to the received term to result in a de-padded security term and confirms that the de-padded security term matches the retrieved revealed security term. Additionally, the service confirms that the received term has not been previously employed within a predetermined frame of reference. Accordingly, if the received obscured security term is purloined and re-used within the predetermined frame of reference, the security service denies access to the resource.Type: GrantFiled: September 12, 2014Date of Patent: March 1, 2016Assignee: United Services Automobile Association (USAA)Inventors: Randy Ray Morlen, Michael Frank Morris
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Patent number: 9224136Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.Type: GrantFiled: March 20, 2014Date of Patent: December 29, 2015Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
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Patent number: 8959033Abstract: Verification of remotely deposited checks may be conducted in a system or for electronically receiving check images from customers and automatically initiating a deposit of funds associated with such check. Verification may comprise analyzing an image to detecting a presence of signatures, e.g. a payor signature and an endorsement, on a received check image so as to validate a check. Verification may further comprise conducting “face recognition” of a received check image to verify it's authenticity and/or detecting MICR line indications that a check is no longer valid.Type: GrantFiled: March 15, 2007Date of Patent: February 17, 2015Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, R. Bharat Nuggehalli, Carol Ann Walls, Gabriel Glenn Gavia, Reynaldo Medina, III
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Patent number: 8856899Abstract: A security service determines whether to grant a user access to a resource. The service receives from the user a security term in an obscured form derived from a revealed form of the security term according to a predefined padding scheme known to the user and to the security service. The service applies the padding scheme to the received term to result in a de-padded security term and confirms that the de-padded security term matches the retrieved revealed security term. Additionally, the service confirms that the received term has not been previously employed within a predetermined frame of reference. Accordingly, if the received obscured security term is purloined and re-used within the predetermined frame of reference, the security service denies access to the resource.Type: GrantFiled: June 20, 2008Date of Patent: October 7, 2014Assignee: United Services Automobile Association (USAA)Inventors: Randy Ray Morlen, Michael Frank Morris
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Publication number: 20140151377Abstract: A drum liner (10) is disclosed which is configured to be used with a drum (11) having a side wall (14) terminating with a top edge (15), a removable lid (16) having a lip (19), and crimp ring (17). The liner has a bottom wall (24), a top rim (25), and a cylindrical side wall (26) made of flexible material. The liner side wall has an exterior surface (27) and an interior surface (28). The liner top rim has a positioning flange (29) extending to an attachment lip (30) configured to fit about the drum top edge and within the drum lid lip. The liner side wall is heat sealed to the top rim positioning flange. The bottom wall is also heat sealed to the bottom margin of the liner side wall.Type: ApplicationFiled: December 4, 2012Publication date: June 5, 2014Applicant: GRAYLING INDUSTRIES, INC.Inventors: Kurt D. Ross, Randy Ray Sullinger
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Patent number: 8732081Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.Type: GrantFiled: February 12, 2013Date of Patent: May 20, 2014Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
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Patent number: 8719838Abstract: Interaction with a web site may be driven by a script. The script may be generated through automated analysis of a web site. A web site may be analyzed by evaluating labels associated with data entry fields, links, and/or other elements of the pages that make up the web site. Moreover, a web site may be analyzed by co-browsing the web site along with a human, and observing the actions that a human takes to operate the web site. The scripts that are generated may be used to perform a transaction at a web site on behalf of a principal, to gather information from a web site, or to perform any other type of action.Type: GrantFiled: May 28, 2008Date of Patent: May 6, 2014Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Teddy Joseph Edmond Voutour, Rickey D. Burks
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Patent number: 8708227Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.Type: GrantFiled: October 31, 2006Date of Patent: April 29, 2014Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, R. Bharat Prasad Nuggehalli, Frank Kyle Major, Jeffrey Neal Pollack
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Patent number: 8712801Abstract: Various mechanisms are provided herein for automated institutional processing of payments. For example, fund can be transferred from one party to another party by transfer of funds from a static account into a dynamically created transaction account. Such a transfer can have additional features, including the refunding of the transfer funds and revocation thereof. According to another example, insurance claims can be automatically processed by transferring funds when claims are filed (with or without evidentiary documents). Such transfers can then be validated afterwards. Thus, when claims are received, they can be quickly examined for the relevant fields, such as claim amount, and then the amount can be disbursed in a matter of minutes after receiving a claim submission. Such disbursement, moreover, can be governed according to various heuristics, including the trustworthiness of claimants and rules regarding maximum disbursement amounts.Type: GrantFiled: July 24, 2007Date of Patent: April 29, 2014Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Rickey Dale Burks, Randy Ray Morlen
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Publication number: 20140103034Abstract: A liner (10) is disclosed for use with a container. The liner has a liner body (11) with a bottom wall (13), a top wall (14) and peripheral side walls (15). The liner also includes a ween plate (21). The weep plate includes a radial array of protrusions (22) extending inwardly and downwardly from a generally planar base plate (23). The base also includes a centrally located circular fitment mounting opening (25). A hose fitment (29) extends through the liner top wall and weep plate fitment mounting opening and is sealed thereto so that a vacuum hose coupled to the fitment is in fluid communication with the interior space of the liner. The weep plate has a select width and length smaller that the select width and length of the liner to define a margin or marginal space (32) therebetween.Type: ApplicationFiled: October 12, 2012Publication date: April 17, 2014Applicant: Grayling Industries, Inc.Inventors: Kurt D. Ross, Randy Ray Sullinger
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Patent number: 8577805Abstract: Mechanisms for virtual banking are disclosed herein that provide experiences to users as if they were actually interacting with a branch office bank. For instance, virtual lockboxes are provided to users, and users can fill these lockboxes with the type of digital data that would traditionally be placed in a branch office bank lockbox. Birth certificates, social security numbers, wills, etc., can be uploaded from a user's remote computing device to a server associated with a bank. In another aspect, currency cards are disclosed that mimic cash withdrawal (or deposit) transactions users might engage in at typical branch offices. For example, users can download money from a bank server onto a currency card located at some remote location (or, alternatively, upload money from the card to the server, which would amount to a deposit being made to the bank).Type: GrantFiled: July 23, 2007Date of Patent: November 5, 2013Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Rickey Dale Burks, Randy Ray Morlen
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Patent number: 8448177Abstract: Systems, methods and computer readable media can include prioritizing tasks associated with a group of users based on number of times the users have monitored the status of a task. In addition to the general system, systems, methods and computer readable media for task prioritizing, the tasks may be prioritized based on the number of users associated with a task, the importance of each user associated with a task, and the way the task was identified.Type: GrantFiled: April 10, 2008Date of Patent: May 21, 2013Assignee: United Services Automobile Association (USAA)Inventor: Randy Ray Morlen
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Patent number: 8392332Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.Type: GrantFiled: December 8, 2010Date of Patent: March 5, 2013Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, R. Bharat Prasad Nuggehalli, Troy Bartlette Huth
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Patent number: 8351677Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.Type: GrantFiled: October 31, 2006Date of Patent: January 8, 2013Assignee: United Services Automobile Association (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, R. Bharat Prasad Nuggehalli, Greg Alan Harpel, Michael Frank Morris
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Patent number: D799554Type: GrantFiled: February 21, 2017Date of Patent: October 10, 2017Assignee: Crystal Steel House, Inc.Inventor: Randy Ray Peterson