Patents by Inventor Ruthie Lyle
Ruthie Lyle has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11967311Abstract: The present embodiments relate to on demand generation of curated audio content. Responsive to initiation of an electronic communication by a client, audio relating to a client speaking to the operator can be processed to derive a series of insights relating to features of the audio. Previously recorded audio relating to the operator can be combined with a text-based script to generate audio content. The audio content can be modified using the series of derived insights. The modified audio content can include a series of disclaimers that are played back to the client. Generation of the modified audio content can be dynamically generated responsive to detecting a trigger that allows for on-demand generation of the modified audio content.Type: GrantFiled: June 30, 2021Date of Patent: April 23, 2024Assignee: United Services Automobile Association (USAA)Inventors: Ruthie Lyle, Vijay Jayapalan, Gregory B. Yarbrough
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Patent number: 11947351Abstract: A system for use with an autonomous vehicle includes one or more processors configured to receive one or more inputs from a driver and to control the autonomous vehicle based on the one or more inputs. Each input is indicative of an anticipated driver response to a driving incident.Type: GrantFiled: May 25, 2021Date of Patent: April 2, 2024Assignee: United Services Automobile Association (USAA)Inventor: Ruthie Lyle
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Patent number: 11915255Abstract: Systems and methods receive contextual data related to spending as well as spending data. Correlations are determined to explain variables that influence spending amounts or rates. Systems and methods can collect user spending context data associated with a user, generate spending correlations between variables of the user spending context data, determine a next event based on at least one of the location data and the relationship data, and generate a next event value for the next event having at least a subset of the variables.Type: GrantFiled: March 16, 2020Date of Patent: February 27, 2024Assignee: United Services Automobile Association (USAA)Inventors: Richard Daniel Graham, Ruthie Lyle, Matthew C. Reedy, Jeanie Graciela Lopez, Paula Ann Whittington
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Patent number: 11811682Abstract: Systems and methods for responding to latency in connected vehicles. Vehicles operating on or near the edge of networks are identified. Vehicle dependent nodes are identified. Latency is calculated between the vehicle and the dependent nodes. The latency is compared to one or more threshold values and a response is determined and/or executed.Type: GrantFiled: December 9, 2022Date of Patent: November 7, 2023Assignee: United Services Automobile Association (USAA)Inventors: Sean Mitchem, Ashley Philbrick, Yevgeniy Khmelev, Justin Jackson, Ruthie Lyle, Ravi Durairai
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Patent number: 11774262Abstract: Systems and methods for transportation management described herein are capable of providing a recommendation to a user on a mode of transportation to travel from a start location to a destination location. The systems and methods may the determine a recommended mode of transportation based on user preferences obtained from a user profile and energy cost associated with each of available modes of transportation to travel from the start location to the destination location. The systems and methods then transmits a recommended mode of transportation along with a recommended route to travel from the start location to the destination location on a graphical user interface of a user device of the user.Type: GrantFiled: May 10, 2021Date of Patent: October 3, 2023Assignee: United Services Automobile Association (USAA)Inventors: Ruthie Lyle, Jason W. Lindley, Bradly Jay Billman
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Patent number: 11748496Abstract: A method for managing data in view of data controls includes determining that a jurisdictional restriction associated with a jurisdiction applies to utilization of a portion of data, determining that a compliant service to utilize the portion of data is unavailable, deploying an instance of the compliant service, and utilizing the portion of data using the instance of the compliant service.Type: GrantFiled: July 29, 2020Date of Patent: September 5, 2023Assignee: United Services Automobile Association (USAA)Inventors: Ashley Philbrick, Justin Jackson, Sean C. Mitchem, Yevgeniy Khmelev, Ruthie Lyle, Ravi Durairaj
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Patent number: 11710280Abstract: Disclosed herein is an environmental scanning tool that generates a digital model representing the surroundings of a user of an extended reality head-mounted display device. The environment is imaged in both a depth map and in visible light for some select objects of interest. The selected objects exist within the digital model at higher fidelity and resolution than the remaining portions of the model in order to manage the storage size of the digital model. In some cases, the objects of interest are selected, or their higher fidelity scans are directed, by a remote user. The digital model further includes time stamped updates of the environment such that users can view a state of the environment according to various timestamps.Type: GrantFiled: August 13, 2021Date of Patent: July 25, 2023Assignee: United Services Automobile Association (USAA)Inventors: Ravi Durairaj, Marta Argumedo, Sean C. Mitchem, Ruthie Lyle, Nolan Serrao, Bharat Prasad, Nathan L. Post
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Patent number: 11605384Abstract: Systems and methods of presenting interrupting content during human speech are disclosed. The proposed systems offer improved duplex communications in conversational AI platforms. In some embodiments, the system receives speech data and evaluates the data using linguistic models. If the linguistic models detect indications of linguistic irregularities such as mispronunciation, a smart feedback assistant can determine that the system should interrupt the speaker in near-real-time and provide feedback regarding their pronunciation. In addition, conversational irregularities may also be detected, causing the smart feedback assistant to interrupt with presentation of moderating guidance. In some cases, emotion models may also be utilized to detect emotional states based on the speaker's voice in order to offer near-immediate feedback. Users can also customize the manner and occasions in which they are interrupted.Type: GrantFiled: July 30, 2021Date of Patent: March 14, 2023Assignee: NVIDIA CorporationInventors: Steven Dalton, Siddha Ganju, Ruthie Lyle
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Patent number: 11544713Abstract: Systems and methods ingest extensive data regarding real-time transactions to determine correlation between a variety of parameters and possible fraud events. Possible fraud can be predicted, and notifications delivered to a fraud team. Correlations can be discovered using unsupervised machine learning, and particular systems and methods can utilize natural language processing to both receive and provide information concerning fraud risk and countermeasures.Type: GrantFiled: September 30, 2020Date of Patent: January 3, 2023Assignee: United Services Automobile Association (USAA)Inventors: Gregory D. Hansen, Andre R. Buentello, Ashley R. Philbrick, Jose L. Romero, Jr., Reynaldo Medina, III, Curtis M. Bell, Yevgeniy Khmelev, Stacy C. Huggar, Ruthie Lyle, Victor Kwak, Jon D. McEachron
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Patent number: 11539641Abstract: Systems and methods for responding to latency in connected vehicles. Vehicles operating on or near the edge of networks are identified. Vehicle dependent nodes are identified. Latency is calculated between the vehicle and the dependent nodes. The latency is compared to one or more threshold values and a response is determined and/or executed.Type: GrantFiled: October 5, 2020Date of Patent: December 27, 2022Assignee: United Services Automobile Association (USAA)Inventors: Sean C. Mitchem, Ashley R. Philbrick, Yevgeniy V. Khmelev, Justin M. Jackson, Ruthie Lyle, Ravi Durairaj
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Patent number: 11487498Abstract: In various examples, when a local user initiates an instance of a video conference application, the user may be provided with a user interface (UI) that displays an icon corresponding to the user as well as several other icons corresponding to participants in the instance of the video conference application. As the users converse, the local user may find that a particular participant is speaking loudly compared to the other remote users. The local user may then select an icon corresponding to the particular participant and move the icon away from the local user's icon in the UI. Based on moving the remote user's icon away from the local user's icon, the system may reduce the output volume of the audio data for the participant. Further, if the local user moves the participant icon closer to the local user's icon, the volume for the participant may be increased.Type: GrantFiled: January 20, 2021Date of Patent: November 1, 2022Assignee: NVIDIA CorporationInventors: Henning Lysdal, Ruthie Lyle
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Publication number: 20220229626Abstract: In various examples, when a local user initiates an instance of a video conference application, the user may be provided with a user interface (UI) that displays an icon corresponding to the user as well as several other icons corresponding to participants in the instance of the video conference application. As the users converse, the local user may find that a particular participant is speaking loudly compared to the other remote users. The local user may then select an icon corresponding to the particular participant and move the icon away from the local user's icon in the UI. Based on moving the remote user's icon away from the local user's icon, the system may reduce the output volume of the audio data for the participant. Further, if the local user moves the participant icon closer to the local user's icon, the volume for the participant may be increased.Type: ApplicationFiled: January 20, 2021Publication date: July 21, 2022Inventors: Henning Lysdal, Ruthie Lyle
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Patent number: 11201945Abstract: Embodiments disclosed herein describe a method and system that create a user profile associated with a user. The user profile can include locations in which the user has worked and information relating to one or more devices associated with the user. The system can receive data from the devices and analyze the data to predict a work location of the user. Resources can be optimized based on the predicted work location of the user and the predicted work locations of other users.Type: GrantFiled: June 22, 2020Date of Patent: December 14, 2021Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Cynthia Combs, Ruthie Lyle
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Patent number: 11036221Abstract: A system for use with an autonomous vehicle includes one or more processors configured to receive one or more inputs from a driver and to control the autonomous vehicle based on the one or more inputs. Each input is indicative of an anticipated driver response to a driving incident.Type: GrantFiled: June 11, 2018Date of Patent: June 15, 2021Assignee: United Services Automobile Association (USAA)Inventor: Ruthie Lyle
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Patent number: 11015952Abstract: Systems and methods for transportation management described herein are capable of providing a recommendation to a user on a mode of transportation to travel from a start location to a destination location. The systems and methods may the determine a recommended mode of transportation based on user preferences obtained from a user profile and energy cost associated with each of available modes of transportation to travel from the start location to the destination location. The systems and methods then transmits a recommended mode of transportation along with a recommended route to travel from the start location to the destination location on a graphical user interface of a user device of the user.Type: GrantFiled: September 27, 2018Date of Patent: May 25, 2021Assignee: United Services Automobile Association (USAA)Inventors: Ruthie Lyle, Jason W. Lindley, Bradly Jay Billman
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Patent number: 10715627Abstract: Embodiments disclosed herein describe a method and system that create a user profile associated with a user. The user profile can include locations in which the user has worked and information relating to one or more devices associated with the user. The system can receive data from the devices and analyze the data to predict a work location of the user. Resources can be optimized based on the predicted work location of the user and the predicted work locations of other users.Type: GrantFiled: June 13, 2019Date of Patent: July 14, 2020Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Cynthia Combs, Ruthie Lyle
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Patent number: 10367911Abstract: Embodiments disclosed herein describe a method and system that create a user profile associated with a user. The user profile can include locations in which the user has worked and information relating to one or more devices associated with the user. The system can receive data from the devices and analyze the data to predict a work location of the user. Resources can be optimized based on the predicted work location of the user and the predicted work locations of other users.Type: GrantFiled: September 7, 2017Date of Patent: July 30, 2019Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Cynthia Combs, Ruthie Lyle
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Publication number: 20070257816Abstract: The present invention provides a method, system, and computer program product for determining a refresh rate of a dynamic billboard. A method in accordance with an embodiment of the present invention includes: obtaining traffic flow information; and determining the refresh rate of the dynamic billboard based on the traffic flow information.Type: ApplicationFiled: April 6, 2006Publication date: November 8, 2007Applicant: International Business Machines CorporationInventors: Ruthie Lyle, Xiaohu Yao
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Publication number: 20070226633Abstract: The present invention provides the copying and pasting of a portlet in a portal environment. A method in accordance with an embodiment of the present invention includes: providing a first instance of a portlet, the first instance of the portlet including encoded information; copying the encoded information; and creating a second instance of the portlet using the encoded information. The encoded information includes an identification of the portlet and configuration parameters applied to the portlet.Type: ApplicationFiled: March 6, 2006Publication date: September 27, 2007Applicant: International Business Machines CorporationInventors: Ruthie Lyle, Arthur Francis, Veronique Moses, Martin Presler-Marshall
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Publication number: 20070192701Abstract: Embodiments of the present invention address deficiencies of the art in respect to portal view rendering and provide a method, system and computer program product for managing portal page response times. In one embodiment, a portal data processing system can include a portlet aggregator coupled to a portal server and configured to aggregate portlets in a portal page and to serve the portal page to a requester over a computer communications network. The system also can include a response time monitor coupled to the portal server and configured to measure response times both for the portal page and the portlets in the portal page. Finally, the system can include a response time remediation processor coupled to the response time monitor and configured to disable underperforming ones of the portlets in the portal page so as to improve the response time for the portal page.Type: ApplicationFiled: January 17, 2006Publication date: August 16, 2007Applicant: International Business Machines CorporationInventors: Stacy Joines, Ruthie Lyle, Martin Presler-Marshall