Patents by Inventor Shabnam KOUSHA

Shabnam KOUSHA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250139678
    Abstract: A computer-implemented method for recordation of interaction data is disclosed. The method may include causing, via a remote device, a first electronic application operating on a user device to: monitor activity of a second electronic application operating on the user device; detect, based on the monitoring, an interaction between a user of the user device and an entity via the second electronic application; extract interaction data associated with the detected interaction from the second electronic application; and transmit the extracted interaction data to the remote device.
    Type: Application
    Filed: October 31, 2023
    Publication date: May 1, 2025
    Applicant: Capital One Services, LLC
    Inventors: Shabnam KOUSHA, Claire M. ROWLETT, Leeyat Bracha TESSLER, Alexander CHASE, Daniel E. MILLER, Dennis DOUGHTY
  • Publication number: 20250119441
    Abstract: The present disclosure provides an exemplary method, system, and computing device that may include the steps of receiving a first indication that information of a user has been detected at one or more dark web resources; classifying the item of the compromised information into an information type category; receiving a permission indicator to detect communications by the computing device; receiving a second indication of a communication; receiving a third indication that the user engages an interaction with the communication; instructing the computing device to execute a technique to obtain data for the communication; receiving the data for the communication; determining the communication is a spam communication; determining a current information type category being discussed during the spam communication; making a determination that the current information type category corresponds to the information type category; and instructing a graphical user interface to display an alert to the user.
    Type: Application
    Filed: December 17, 2024
    Publication date: April 10, 2025
    Inventors: Asher Smith-Rose, Tyler Maiman, Joshua Edwards, Lin Ni Lisa Cheng, Shabnam Kousha
  • Publication number: 20250063116
    Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps of obtaining, a permission from each user to monitor a plurality of activities; continually receiving monitoring data of the plurality of activities; identifying a plurality of related incoming interaction sessions within the predetermined period of time; automatically verifying at least one common session parameter; utilizing a machine learning algorithm to determine at least one transaction; determining a plurality of fraudulent transactional rules; automatically adjusting the plurality of fraudulent transactional rules; utilizing a natural language processing algorithm to automatically generate at least one interaction notification; receiving a response to the interactive notification; and automatically updating the database of known session interaction parameters based on the response to the interactive notification.
    Type: Application
    Filed: August 18, 2023
    Publication date: February 20, 2025
    Inventors: Joshua Edwards, Shabnam Kousha, Asher Smith-Rose, Tyler Maiman
  • Patent number: 12231599
    Abstract: Systems and methods of location-aware caller identification via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may include: utilizing a trained call annotation machine learning model to determine one or both of an annotating condition and annotating location granularity, and associate one location of a user with one phone number of the user based at least on one or both of the annotating condition and the annotating location granularity; receiving second transactional information of one transaction associated with a first user; extracting second location information from the second transactional information of the one transaction; utilizing the trained call annotation machine learning model to automatically annotate one phone number record of one phone number of the first user, with the second location information at the annotating location granularity to form at least one user-specific location-specific annotated phone number record.
    Type: Grant
    Filed: September 14, 2022
    Date of Patent: February 18, 2025
    Assignee: Capital One Services, LLC
    Inventors: Asher Smith-Rose, Lin Ni Lisa Cheng, Joshua Edwards, Tyler Maiman, Shabnam Kousha
  • Patent number: 12231597
    Abstract: A computer-implemented method comprising: instructing a computing device to obtain a permission from the user to monitor a plurality of activities executed within the computing device; receiving a call session request from a computing device associated with a second user; utilizing a trained machine learning algorithm to confirm an identity of the user based on the call session interaction parameter to confirm the call interaction session as a verified call interaction session; generating a fictitious call session interaction parameter that differs from the at least one call session interaction parameter; modifying the call session request into a verified call session request by replacing the call session interaction parameter with the fictitious call session interaction parameter; utilizing a telecommunication network to transmit the verified call session request with the at least one fictitious session interaction parameter to the first calling-enabled computing device; automatically instructing the first c
    Type: Grant
    Filed: September 15, 2022
    Date of Patent: February 18, 2025
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Asher Smith-Rose, Tyler Maiman, Lin Ni Lisa Cheng, Shabnam Kousha
  • Patent number: 12223453
    Abstract: Disclosed herein are system, method, and computer program product embodiments for training and deploying a machine learning model to generate an assessment of risks and mitigations in response to a novel initiative request. After generating labeled data from a corpus of prior risk assessments, a machine learning model may be trained to programmatically generate a risk assessment in response to a novel initiative request. A risk auditor may subsequently review the risk assessment generated using the machine learning model to provide various feedback reflecting the accuracy of the risks and mitigations. The machine learning model may then be retrained based on the feedback provided by the risk auditor to provide more accurate risks and mitigations in response to future initiatives.
    Type: Grant
    Filed: April 22, 2022
    Date of Patent: February 11, 2025
    Assignee: Capital One Services, LLC
    Inventors: Samuel Rapowitz, Joshua Peters, Haytham Yaghi, Evelyn Burke, Caroline Williams, Shabnam Kousha, Maxwell Gotsch
  • Patent number: 12184674
    Abstract: The present disclosure provides an exemplary method, system, and computing device that may include the steps of receiving a first indication that information of a user has been detected at one or more dark web resources; classifying the item of the compromised information into an information type category; receiving a permission indicator to detect communications by the computing device; receiving a second indication of a communication; receiving a third indication that the user engages an interaction with the communication; instructing the computing device to execute a technique to obtain data for the communication; receiving the data for the communication; determining the communication is a spam communication; determining a current information type category being discussed during the spam communication; making a determination that the current information type category corresponds to the information type category; and instructing a graphical user interface to display an alert to the user.
    Type: Grant
    Filed: September 21, 2022
    Date of Patent: December 31, 2024
    Assignee: Capital One Services, LLC
    Inventors: Asher Smith-Rose, Tyler Maiman, Joshua Edwards, Lin Ni Lisa Cheng, Shabnam Kousha
  • Publication number: 20240396981
    Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.
    Type: Application
    Filed: June 7, 2024
    Publication date: November 28, 2024
    Applicant: Capital One Services, LLC
    Inventors: Joshua EDWARDS, Shabnam KOUSHA, Daniel E. MILLER
  • Patent number: 12147522
    Abstract: Systems, methods, and non-transitory computer readable medium disclosed herein relate to identity verification and authorization method. In one embodiment, the system can generate and send a message to a device associated with a user based on an initiated request from the user and a determination the user should be authenticated, wherein the message requests a content-based response from the user to authenticate the user. In another embodiment, the system can receive the content-based response from the user in reply to the message, wherein the content-based response comprises SMS (short message service) metadata, emoji, photo, video, audio, or a combination thereof. In another embodiment, the system can authenticate the user based on a determination of a confirmed match between the content-based response from the user and a response key preselected by the user.
    Type: Grant
    Filed: November 18, 2021
    Date of Patent: November 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lin Ni Lisa Cheng, Asher Smith-Rose, Tyler Maiman, Shabnam Kousha, Joshua Edwards
  • Publication number: 20240370538
    Abstract: Systems and methods of video password based user authentication via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a request to register a video password from a first user; establishing at least one user-specific authentication criterion for the first user based on first video password data; receiving a login attempt from a second computing device associated with a second user who submits to be the first user, the login attempt comprising second video password data; utilizing a trained video password authentication machine learning model to determine a first comparison result and a second comparison result based on the first and second video password data, and accepting or rejecting the login attempt based on at least one of the first comparison result and the second comparison result.
    Type: Application
    Filed: July 15, 2024
    Publication date: November 7, 2024
    Inventors: Lin Ni Lisa Cheng, Tyler Maiman, Joshua Edwards, Shabnam Kousha, Asher Smith-Rose
  • Patent number: 12105795
    Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps of obtaining a permission to monitor a plurality of activities executed within the second computing device; continuously monitoring the plurality of activities executed within the second computing device for a predetermined period of time; receiving an indication of an incoming interaction session within the predetermined period of time; automatically verifying at least one session interaction parameter associated with the incoming interaction session to identify the incoming interaction session as a suspect interaction session; determining when a duration of time associated with the suspect interaction session meets or exceeds a predetermined duration threshold; utilizing a trained detection machine learning model to model a confidence value associated with the suspect interaction session; identifying at least one future activity subsequent to the suspect interaction session; and automatically instructing the firs
    Type: Grant
    Filed: August 24, 2022
    Date of Patent: October 1, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Asher Smith-Rose, Tyler Maiman, Shabnam Kousha
  • Publication number: 20240264937
    Abstract: Systems and methods of the present disclosure enable intelligent dynamic caching of data by accessing an activity history of historical electronic activity data entries associated with a user account, and utilizing a trained entity relevancy machine learning model to predict a degree of relevance of each entity associated with the historical electronic activity data entries in the activity history based at least in part on model parameters and activity attributes of each electronic activity data entry. A set of relevant entities are determined based at least in part on the degree of relevance of each entity. Pre-cached entities are identified based on pre-cached entity data records cached on the user device, and un-cached relevant entities from the set of relevant entities are identified based on the pre-cached entities. The cache on the user device is updated to cache the un-cached entity data records associated with the un-cached relevant entities.
    Type: Application
    Filed: April 16, 2024
    Publication date: August 8, 2024
    Inventors: Shabnam Kousha, Lin Ni Lisa Cheng, Asher Smith-Rose, Joshua Edwards, Tyler Maiman
  • Publication number: 20240241876
    Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps of receiving input data from at least one external data aggregator; utilizing a trained machine learning algorithm to generate a database of known queries; receiving subsequent input data from the at least one external aggregator; automatically updating the database of known queries associated with the plurality of users; utilizing the trained machine learning algorithm to perform a cross-reference analysis to determine a presence of a data record within the database of known queries; dynamically removing the data record from the database of known queries; utilizing the trained machine learning algorithm to predict a trigger associated with the presence of the at least one data record; and instructing a computing device to initiate a verification of the presence of the at least one data record.
    Type: Application
    Filed: March 4, 2024
    Publication date: July 18, 2024
    Inventors: Shabnam Kousha, Joshua Edwards, Lin Ni Lisa Cheng, Tyler Maiman, Asher Smith-Rose
  • Patent number: 12039018
    Abstract: Systems and methods of video password based user authentication via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a request to register a video password from a first user; establishing at least one user-specific authentication criterion for the first user based on first video password data; receiving a login attempt from a second computing device associated with a second user who submits to be the first user, the login attempt comprising second video password data; utilizing a trained video password authentication machine learning model to determine a first comparison result and a second comparison result based on the first and second video password data, and accepting or rejecting the login attempt based on at least one of the first comparison result and the second comparison result.
    Type: Grant
    Filed: April 29, 2022
    Date of Patent: July 16, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lin Ni Lisa Cheng, Tyler Maiman, Joshua Edwards, Shabnam Kousha, Asher Smith-Rose
  • Publication number: 20240232327
    Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps of obtaining a permission from the user to monitor a plurality of activities executed within the computing device; continually monitoring the plurality of activities executed within the computing device for a predetermined period of time; identifying an indication of an incoming interaction session within the predetermined period of time; verifying at least one session interaction parameter associated with the incoming interaction session to identify the incoming interaction session as a repeat interaction session; dynamically retrieving at least one relation-specific notation from a plurality of relation-specific notations to display; instructing an input GUI element to display input data associated with the repeat interaction; automatically updating the plurality of relation-specific notations associated with the historical data relationship; and instructing at least one programmable output GUI to display a notif
    Type: Application
    Filed: January 16, 2024
    Publication date: July 11, 2024
    Inventors: Tyler Maiman, Lin Ni Lisa Cheng, Asher Smith-Rose, Shabnam Kousha, Joshua Edwards
  • Publication number: 20240202032
    Abstract: Systems and methods for generating real-time resource reduction notifications are described. The system receives, for a user system, a resource consumption and a dataset during a first period of time. The system processes the dataset to determine other user systems similar to the user system. The system generates an expected resource consumption of the user system during the first period of time based on resource consumption during one or more periods of time for the similar user systems. If the resource consumption of the user system exceeds the expected resource consumption, the system determines an action to reduce resource consumption of the user system. The system receives a reduced resource consumption of the user system during a second period of time. The system generates a notification to the similar user systems indicating the executed action and an amount of reduction in resource consumption.
    Type: Application
    Filed: December 19, 2022
    Publication date: June 20, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kimberly STOCKLEY, Michael MOSSOBA, David SEPTIMUS, Imren JOHAR, Shabnam KOUSHA
  • Patent number: 12010194
    Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.
    Type: Grant
    Filed: April 5, 2023
    Date of Patent: June 11, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Shabnam Kousha, Daniel E. Miller
  • Patent number: 11997082
    Abstract: Systems and methods of anti-vishing OTP protection via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a permission indicator identifying a permission by the user to detect OTPs and calls being received by a computing device; receiving an indication of an OTP data item being received; processing the OTP data item to determine a time duration during which a particular OTP included therein is valid; utilizing a trained OTP protection machine learning model to determine phone number(s) as presenting a security risk with respect to the OTP data item; and instructing the computing device to commence at least one security measure based at least in part on a contact list updated with an indication that the phone number(s) present a security risk with regard to the particular OTP during the time duration of the particular OTP.
    Type: Grant
    Filed: May 26, 2023
    Date of Patent: May 28, 2024
    Assignee: Capital One Services, LLC
    Inventors: Asher Smith-Rose, Lin Ni Lisa Cheng, Shabnam Kousha, Tyler Maiman, Joshua Edwards
  • Publication number: 20240161525
    Abstract: In some embodiments, generating synthetic training datasets for training machine learning models in training data-sparse environments for non-homogenous predictions may be facilitated. In some embodiments, user-specific information associated with a user may be received. The system may generate synthetic training data representing one or more alternative actions corresponding to one or more characteristics by: labeling the user-specific information, determining (e.g., based on the labeled user-specific information) one or more characteristics of the labeled user-specific information, and determining (e.g., based on the one or more characteristics) one or more alternative actions corresponding to the one or more characteristics. The system may then train a machine learning model based on the synthetic training data to generate a prediction in response to providing an action of a first user to the machine learning model.
    Type: Application
    Filed: November 15, 2022
    Publication date: May 16, 2024
    Applicant: Capital One Services, LLC
    Inventors: Tyler MAIMAN, Kevin OSBORN, Shabnam KOUSHA
  • Patent number: 11966333
    Abstract: Systems and methods of the present disclosure enable intelligent dynamic caching of data by accessing an activity history of historical electronic activity data entries associated with a user account, and utilizing a trained entity relevancy machine learning model to predict a degree of relevance of each entity associated with the historical electronic activity data entries in the activity history based at least in part on model parameters and activity attributes of each electronic activity data entry. A set of relevant entities are determined based at least in part on the degree of relevance of each entity. Pre-cached entities are identified based on pre-cached entity data records cached on the user device, and un-cached relevant entities from the set of relevant entities are identified based on the pre-cached entities. The cache on the user device is updated to cache the un-cached entity data records associated with the un-cached relevant entities.
    Type: Grant
    Filed: October 14, 2022
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Shabnam Kousha, Lin Ni Lisa Cheng, Asher Smith-Rose, Joshua Edwards, Tyler Maiman