Patents by Inventor Shabnam KOUSHA
Shabnam KOUSHA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230344854Abstract: Disclosed herein are system, method, and computer program product embodiments for training and deploying a machine learning model to generate an assessment of risks and mitigations in response to a novel initiative request. After generating labeled data from a corpus of prior risk assessments, a machine learning model may be trained to programmatically generate a risk assessment in response to a novel initiative request. The system may provide for centralized control over the creation, review, and approval of initiative requests. The system may further analyze consumer-facing applications deployed by an organization and train the machine learning model to algorithmically determine consumer-facing applications potentially affected by an initiative request.Type: ApplicationFiled: April 22, 2022Publication date: October 26, 2023Applicant: Capital One Services, LLCInventors: Samuel RAPOWITZ, Joshua PETERS, Evelyn BURKE, Shabnam KOUSHA, Caroline WILLIAMS, Haytham YAGHI, Maxwell GOTSCH
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Publication number: 20230342691Abstract: Disclosed herein are system, method, and computer program product embodiments for training and deploying a machine learning model to generate an assessment of risks and mitigations in response to a novel initiative request. After generating labeled data from a corpus of prior risk assessments, a machine learning model may be trained to programmatically generate a risk assessment in response to a novel initiative request. A risk auditor may subsequently review the risk assessment generated using the machine learning model to provide various feedback reflecting the accuracy of the risks and mitigations. The machine learning model may then be retrained based on the feedback provided by the risk auditor to provide more accurate risks and mitigations in response to future initiatives.Type: ApplicationFiled: April 22, 2022Publication date: October 26, 2023Applicant: Capital One Services, LLCInventors: Samuel RAPOWITZ, Joshua PETERS, Haytham YAGHI, Evelyn BURKE, Caroline WILLIAMS, Shabnam KOUSHA, Maxwell GOTSCH
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Publication number: 20230328176Abstract: Systems and methods of caller identification differentiation via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may include: receiving a permission indicator identifying a permission by the user to detect calls being received by a computing device; receiving an indication of a current call being received; utilizing a trained call differentiation machine learning model to determine a likelihood that the current call is of a first call type or a second call type, where the first call type is associated with a first type of activity and the second call type is associated with a second type of activity.Type: ApplicationFiled: April 8, 2022Publication date: October 12, 2023Inventors: Asher Smith-Rose, Shabnam Kousha, Tyler Maiman, Lin Ni Lisa Cheng, Joshua Edwards
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Patent number: 11785138Abstract: Systems and methods of caller identification differentiation via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may include: receiving a permission indicator identifying a permission by the user to detect calls being received by a computing device; receiving an indication of a current call being received; utilizing a trained call differentiation machine learning model to determine a likelihood that the current call is of a first call type or a second call type, where the first call type is associated with a first type of activity and the second call type is associated with a second type of activity.Type: GrantFiled: April 8, 2022Date of Patent: October 10, 2023Assignee: Capital One Services, LLCInventors: Asher Smith-Rose, Shabnam Kousha, Tyler Maiman, Lin Ni Lisa Cheng, Joshua Edwards
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Publication number: 20230300126Abstract: Systems and methods of anti-vishing OTP protection via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a permission indicator identifying a permission by the user to detect OTPs and calls being received by a computing device; receiving an indication of an OTP data item being received; processing the OTP data item to determine a time duration during which a particular OTP included therein is valid; utilizing a trained OTP protection machine learning model to determine phone number(s) as presenting a security risk with respect to the OTP data item; and instructing the computing device to commence at least one security measure based at least in part on a contact list updated with an indication that the phone number(s) present a security risk with regard to the particular OTP during the time duration of the particular OTP.Type: ApplicationFiled: May 26, 2023Publication date: September 21, 2023Inventors: Asher Smith-Rose, Lin Ni Lisa Cheng, Shabnam Kousha, Tyler Maiman, Joshua Edwards
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Publication number: 20230239371Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: ApplicationFiled: April 5, 2023Publication date: July 27, 2023Applicant: Capital One Services, LLCInventors: Joshua EDWARDS, Shabnam KOUSHA, Daniel E. MILLER
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Publication number: 20230229755Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps of obtaining a permission from the user to monitor a plurality of activities executed within the computing device; continually monitoring the plurality of activities executed within the computing device for a predetermined period of time; identifying an indication of an incoming interaction session within the predetermined period of time; verifying at least one session interaction parameter associated with the incoming interaction session to identify the incoming interaction session as a repeat interaction session; dynamically retrieving at least one relation-specific notation from a plurality of relation-specific notations to display; instructing an input GUI element to display input data associated with the repeat interaction; automatically updating the plurality of relation-specific notations associated with the historical data relationship; and instructing at least one programmable output GUI to display a notifType: ApplicationFiled: January 20, 2022Publication date: July 20, 2023Inventors: Tyler Maiman, Lin Ni Lisa Cheng, Asher Smith-Rose, Shabnam Kousha, Joshua Edwards
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Patent number: 11706211Abstract: Systems and methods of anti-vishing OTP protection via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a permission indicator identifying a permission by the user to detect OTPs and calls being received by a computing device; receiving an indication of an OTP data item being received; processing the OTP data item to determine a time duration during which a particular OTP included therein is valid; utilizing a trained OTP protection machine learning model to determine phone number(s) as presenting a security risk with respect to the OTP data item; and instructing the computing device to commence at least one security measure based at least in part on a contact list updated with an indication that the phone number(s) present a security risk with regard to the particular OTP during the time duration of the particular OTP.Type: GrantFiled: September 28, 2021Date of Patent: July 18, 2023Assignee: Capital One Services, LLCInventors: Asher Smith-Rose, Lin Ni Lisa Cheng, Shabnam Kousha, Tyler Maiman, Joshua Edwards
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Publication number: 20230153415Abstract: Systems, methods, and non-transitory computer readable medium disclosed herein relate to identity verification and authorization method. In one embodiment, the system can generate and send a message to a device associated with a user based on an initiated request from the user and a determination the user should be authenticated, wherein the message requests a content-based response from the user to authenticate the user. In another embodiment, the system can receive the content-based response from the user in reply to the message, wherein the content-based response comprises SMS (short message service) metadata, emoji, photo, video, audio, or a combination thereof. In another embodiment, the system can authenticate the user based on a determination of a confirmed match between the content-based response from the user and a response key preselected by the user.Type: ApplicationFiled: November 18, 2021Publication date: May 18, 2023Inventors: Lin Ni Lisa Cheng, Asher Smith-Rose, Tyler Maiman, Shabnam Kousha, Joshua Edwards
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Patent number: 11647094Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: GrantFiled: May 11, 2022Date of Patent: May 9, 2023Assignee: Capital One Services, LLCInventors: Joshua Edwards, Shabnam Kousha, Daniel E. Miller
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Publication number: 20230096899Abstract: Systems and methods of anti-vishing OTP protection via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a permission indicator identifying a permission by the user to detect OTPs and calls being received by a computing device; receiving an indication of an OTP data item being received; processing the OTP data item to determine a time duration during which a particular OTP included therein is valid; utilizing a trained OTP protection machine learning model to determine phone number(s) as presenting a security risk with respect to the OTP data item; and instructing the computing device to commence at least one security measure based at least in part on a contact list updated with an indication that the phone number(s) present a security risk with regard to the particular OTP during the time duration of the particular OTP.Type: ApplicationFiled: September 28, 2021Publication date: March 30, 2023Inventors: Asher Smith-Rose, Lin Ni Lisa Cheng, Shabnam Kousha, Tyler Maiman, Joshua Edwards
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Publication number: 20220358600Abstract: The present disclosure describes aggregating information from one or more gig economy platforms. A data aggregator may receive an indication that a user has worked for one or more gig economy platforms. The indication may include the user's login credentials. The data aggregator may then use the login credentials to retrieve user information from each of the one or more gig economy platforms. The server may aggregate and normalize the user information, such that the information may be presented to the user in a consumable format. Additionally, the user information may be used to render decisions and/or make determinations about the user based on the user's employment records associated with the one or more gig economy platforms.Type: ApplicationFiled: May 7, 2021Publication date: November 10, 2022Inventors: Xiaoguang Zhu, Abdelkader M'Hamed Benkreira, Phoebe Atkins, Shabnam Kousha
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Publication number: 20220272173Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: ApplicationFiled: May 11, 2022Publication date: August 25, 2022Applicant: Capital One Services, LLCInventors: Joshua EDWARDS, Shabnam KOUSHA, Daniel E. MILLER
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Patent number: 11368544Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: GrantFiled: October 30, 2020Date of Patent: June 21, 2022Assignee: Capital One Services, LLCInventors: Joshua Edwards, Shabnam Kousha, Daniel E. Miller
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Publication number: 20220141303Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: ApplicationFiled: October 30, 2020Publication date: May 5, 2022Applicant: Capital One Services, LLCInventors: Joshua EDWARDS, Shabnam KOUSHA, Daniel E. MILLER