Patents by Inventor Snehal Desai

Snehal Desai has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240095701
    Abstract: Systems and methods disclosed herein for the client-side management of recurring payment transactions. An account holder can interact with a consumer computing device, such as a smart phone or tablet computer, to provide billing parameters for recurring payments to a merchant. The billing parameters can be updated over time by the account holder.
    Type: Application
    Filed: December 1, 2023
    Publication date: March 21, 2024
    Inventor: Snehal DESAI
  • Patent number: 11936060
    Abstract: A power supplying device that can be used during emergencies is disclosed. The device comprises multiple adjustable battery compartments that can be connected, via switches, to deliver power to an external device connected to at least one power delivery port of the power supplying device. Each adjustable battery compartment includes a fixed lead and a sliding lead so that the multiple different battery sizes can be inserted into the compartment and connected to the device. An external battery connection device or harness can also be used with the power supplying device. The external battery connection device can be used to connect various different kinds of batteries with the power supplying device, such as cordless power tool batteries, cordless appliance batteries, and batteries for radio controlled (RC) devices.
    Type: Grant
    Filed: June 27, 2022
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Eric David Schroeder, Donnette L. Moncrief Brown, Snehal Desai, Manfred Amann, Timothy Frank Davison, Rachel Michelle Ballew, Kelsey Anne O'Brien, Sayeef Rahim
  • Patent number: 11912407
    Abstract: Unmanned vehicles may be terrestrial, aerial, nautical, or multi-mode. Unmanned vehicles may accomplish tasks by breaking out into sub-drones, re-grouping itself, changing form, or re-orienting its sensors.
    Type: Grant
    Filed: June 14, 2022
    Date of Patent: February 27, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kade Scott, Snehal Desai, Richard Daniel Graham, Matthew Flachsbart
  • Patent number: 11908297
    Abstract: A system may include a processor. The processor may be configured to receive a first indication indicative of presence of a person arriving at a location associated with a scheduled service. The process may also be configured to determine whether the first indication corresponds to an expected arrival time of the scheduled service. Additionally, the processor may receive activity data in response to determining that the indication corresponds to the expected arrival time. Further, the processor may receive a second indication indicative that the person has completed the scheduled service. Further still, the processor may determine whether the scheduled service is completed based at least in part on the activity data. Even further, the processor may transmit a service confirmation to a computing device associated with a property owner of the location in response to determining that the scheduled service is completed.
    Type: Grant
    Filed: July 1, 2021
    Date of Patent: February 20, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Qunying Kou, Ashley Raine Philbrick, Thomas Wayne Schwarz, Jr., Snehal Desai, Nolan Serrao, Jeanie Graciela Lopez, Jennifer Hunt Erickson, Bharat Prasad, Yevgeniy Viatcheslavovich Khmelev, Joel S. Hartshorn
  • Patent number: 11899909
    Abstract: The present invention provides a system and method for identifying, tagging and reporting hazardous drivers in the vicinity of a host vehicle. A system comprises a sensor array on the host vehicle for detecting one or more adjacent vehicles in a vicinity of the host vehicle, a host display inside the host vehicle visible to the occupant of the host vehicle, and at least one adjacent vehicle display inside the one or more an adjacent vehicles visible to at least one adjacent vehicle occupant of the one or more adjacent vehicles. A server electronically coupled to the sensor array and the host display is configured to facilitate identification and tagging.
    Type: Grant
    Filed: November 2, 2022
    Date of Patent: February 13, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Matthew T. Flachsbart, Ameer A. Noorani, Bradly Jay Billman, Snehal Desai, Cory Matheson, James Phillip Hillman, Andrew L. Anaruk
  • Patent number: 11875325
    Abstract: Systems and methods disclosed herein for the client-side management of recurring payment transactions. An account holder can interact with a consumer computing device, such as a smart phone or tablet computer, to provide billing parameters for recurring payments to a merchant. The billing parameters can be updated over time by the account holder.
    Type: Grant
    Filed: December 5, 2022
    Date of Patent: January 16, 2024
    Assignee: Worldpay, LLC
    Inventor: Snehal Desai
  • Patent number: 11854011
    Abstract: Techniques are described for using an identity management system. One of the methods includes providing access to a decentralized identity management system to a user. The method includes storing user identity information on the decentralized identity management system. The method includes enabling one or more other users to store reputation information associated with the user identity. The method also includes using the reputation information in a transaction with the user.
    Type: Grant
    Filed: July 11, 2017
    Date of Patent: December 26, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Minya Liang, Snehal Desai
  • Patent number: 11847872
    Abstract: A system and a method for diagnosing a problem with a motor vehicle using sound. Ambient noise information for the motor vehicle is determined. Current sound information is received, and whether there is a variation in sound between the current sound information and the ambient noise information is determined. The ambient noise information is subtracted from the current sound information if the variation has been identified, to identify a sound anomaly. A sound anomaly signal is extracted and compared with predetermined anomaly signal information stored in a database. The predetermined anomaly signal information is associated with diagnostic information.
    Type: Grant
    Filed: February 3, 2023
    Date of Patent: December 19, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11836767
    Abstract: The present application is generally directed to a decentralized identity management system that has one or more processors configured to receive a review from a user regarding an entity, determine one or more locations associated with the entity, determine a location associated with the user; and determine a reputation score for the entity based on the review, a location of the one or more locations, and the location associated with the user. Additionally, the one or more processors are configured to cause the reputation score to be recorded on a distributed ledger.
    Type: Grant
    Filed: September 13, 2022
    Date of Patent: December 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Thomas Wayne Schwarz, Jr., Snehal Desai, Nolan Serrao, Jeanie Graciela Lopez, Jennifer Hunt Erickson, Bharat Prasad, Yevgenly Viatcheslavovich Khmelev, Joel S. Hartshorn
  • Patent number: 11822633
    Abstract: Techniques are described for authenticating an individual based at least partly on a tremor signature of the individual. Motion data is collected through motion sensor(s), such as accelerometers, gyroscopic motion sensors, and so forth, of a portable computing device that is being held, worn, or is otherwise in contact with the user. Based on the collected motion data, a tremor signature may be determined and compared to a previously determined model for the user, and an authentication determination may be made based on the comparison. The tremor signature may be used in combination with other information to authenticate the user. For example, the tremor signature may be used in combination with location information and/or other biometric data such as a fingerprint scan, image of the user's face, audio recording of the user's voice, the user's heartbeat, a cardiac electrical signature, bio-electrical impedance, and so forth.
    Type: Grant
    Filed: October 21, 2020
    Date of Patent: November 21, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Snehal Desai, Matthew Flachsbart, Bradley Jay Billman
  • Patent number: 11814065
    Abstract: A method and system of intelligently alerting and/or routing vehicles to improve driving safety is disclosed. The method includes sharing data collected by vehicles in different locations to determine whether the presence of dynamically moving objects such as animals and pedestrians will affect traffic conditions for other vehicles on the nearby roadways. If the system determines there is a likelihood of such objects being obstacles to other vehicles, an alert can be automatically presented to the drivers of the impacted vehicles. The method further includes generating routes for the driver that avoid, or limit, the driver's exposure to the obstacle.
    Type: Grant
    Filed: October 29, 2021
    Date of Patent: November 14, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11810183
    Abstract: Systems and methods described herein facilitate the tracking of shared ownership of assets, such as real property as well as other types of property, using distributed ledger technology (DLT) techniques. For example, in timesharing scenarios, by storing data relating to shared ownership of particular assets in a distributed ledger, such as a blockchain, various aspects of the shared ownership of the shared asset may be tracked in an immutable and secure manner with all parties involved having transparency into the data relating to the shared asset. For example, the embodiments described herein enable tracking of certain aspects relating to shared ownership of a shared asset, such as scheduling of time periods during which certain share owners may take custody, tracking of transfers of custody of the shared asset between share owners, transfer of control of smart devices associated with the shared asset, and so forth.
    Type: Grant
    Filed: February 19, 2020
    Date of Patent: November 7, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Thomas Wayne Schwarz, Jr., Snehal Desai, Nolan Serrao, Jeanie Graciela Lopez, Jennifer Hunt Erickson, Bharat Prasad, Yevgeniy Viatcheslavovich Khmelev, Joel S. Hartshorn
  • Patent number: 11769268
    Abstract: A system and method for detecting deviations in building structures over time is disclosed. The system and method use range images of buildings captured using range imaging cameras (for example, time-of-flight cameras) to construct 3D models with sufficient resolution to detect deviations in structures that may not be obvious from looking at only photographic images. The system can also use augmented reality to project parts of a 3D model over photographic images of a structure to facilitate easy inspection of the structure.
    Type: Grant
    Filed: September 22, 2020
    Date of Patent: September 26, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos JP Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11756127
    Abstract: A system includes at least one processor and at least one non-transitory computer-readable media communicatively coupled to the at least one processor. In an embodiment, the at least one non-transitory computer-readable media stores instructions which, when executed, cause the processor to perform operations including receiving a request to insure an item of personal property. The operations also include determining ownership of the item based on information stored on a distributed ledger. The operations also include determining authenticity of the item based on the information stored on the distributed ledger. The operations also include determining a value of the item based on the information stored on the distributed ledger. The operations also include generating an insurance policy for the item based at least in part on the value.
    Type: Grant
    Filed: July 23, 2020
    Date of Patent: September 12, 2023
    Assignee: United Services Automobile Association
    Inventors: Jeanie Graciela Lopez, Bharat Prasad, Joel S Hartshorn, Nolan Serrao, Paula Ann Whittington, Thomas Wayne Schwarz, Jr., Minya Liang, Snehal Desai, Celena Dortch
  • Patent number: 11748807
    Abstract: The present application generally relates to a system that includes one or more sensors configured to acquire data representative of a geographic area, including municipal data, vehicular data, utility data, or a combination thereof. The system also includes a processor that receives a request for a loan from a requesting party. The request is associated with a service to be provided to the geographic area. The processor determines a factor for the geographic area based on the data, and the factor is representative of a presence of the service within the geographic area. Additionally, the processor determines a gap associated with the service within the geographic area. The gap is indicative of a perceived desire for the service within the geographic area. Furthermore, the processor determines whether the gap exceeds a threshold value and automatically transfers funds to the requesting party in response to the gap exceeding the threshold value.
    Type: Grant
    Filed: July 31, 2020
    Date of Patent: September 5, 2023
    Assignee: United Services Automobile Association
    Inventors: Thomas Wayne Schwarz, Jr., Snehal Desai, Nolan Serrao, Jeanie Graciela Lopez, Jennifer Hunt Erickson, Bharat Prasad, Yevgeniy Viatcheslavovich Khmelev, Joel S. Hartshorn
  • Patent number: 11714422
    Abstract: A robotic vehicle can seek markers in one or more zones and take action if the marker so indicates. Systems, methods, and computer-readable media can cause a robotic vehicle to seek and identify a marker, then determine whether action should be taken based on a characteristic of the marker. If an action should be performed, the robotic vehicle can perform an action, and if no action should be performed, a determination can be made whether to seek another marker, move to another zone, or terminate the robotic vehicle's routine.
    Type: Grant
    Filed: October 7, 2020
    Date of Patent: August 1, 2023
    Assignee: United Sendees Automobile Association (USAA)
    Inventors: Snehal Desai, Matthew Flachsbart
  • Patent number: 11694573
    Abstract: An augmented reality system may include a data gathering device configured to collect data regarding an environment exterior to the vehicle. In addition, the system may include a vehicle controller including a device processor and a non-transitory computer readable medium including instructions, executable by the processor, for performing the following steps: receiving data from the data gathering device; and transmitting information to a set of augmented reality goggles in order to facilitate a projection of a modified view of an interior of the vehicle based on the data collected regarding the environment exterior to the vehicle.
    Type: Grant
    Filed: May 29, 2020
    Date of Patent: July 4, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Donnette L. Moncrief Brown, Robert Wiseman Simpson, Manfred Amann, Timothy Frank Davison, Snehal Desai, Michael J. Maciolek, Kelsey Anne O'Brien, Eric David Schroeder, Emily Margaret Gray, Justin Dax Haslam, Matthew Ryan Santacroce
  • Patent number: 11676195
    Abstract: Embodiments described herein disclose methods and systems for managing a digital reputation of a user. The exemplary method can receive information about an item to be purchased by the user, determine in real-time or near real-time, based on one or more financial factors, a first digital reputation score indicative of an effect of the item on the user's digital reputation, determine an alternative item to be purchased instead of the item to be purchased, and determine a second digital reputation score based on the purchase of the alternative item.
    Type: Grant
    Filed: February 23, 2021
    Date of Patent: June 13, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jennifer Hunt Erickson, Bharat Prasad, Snehal Desai
  • Patent number: 11663782
    Abstract: A method and system of providing guidance and information to customers by presentation of a virtual avatar. The virtual avatar is controlled in real-time by a remote customer service agent. The method includes sharing images of a physical space with the customer service agent, and enabling the customer service agent to project a virtual avatar on the physical space such that the virtual avatar appears to interact and move through the physical space. The dynamic projection of the virtual avatar is received by the customer as an augmentation of their own view of the physical space.
    Type: Grant
    Filed: November 9, 2021
    Date of Patent: May 30, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Publication number: 20230103106
    Abstract: Systems and methods disclosed herein for the client-side management of recurring payment transactions. An account holder can interact with a consumer computing device, such as a smart phone or tablet computer, to provide billing parameters for recurring payments to a merchant. The billing parameters can be updated over time by the account holder.
    Type: Application
    Filed: December 5, 2022
    Publication date: March 30, 2023
    Inventor: Snehal DESAI