Patents by Inventor Stephen Payne

Stephen Payne has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12026772
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Grant
    Filed: June 9, 2022
    Date of Patent: July 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Publication number: 20230213539
    Abstract: Exemplary embodiments provide computer-implemented methods, mediums, and apparatuses configured to provide an interactive analytical method debugger for an analytical laboratory system. The analytical laboratory system may include a laboratory analytical device with a number of settings, parameters, etc. The laboratory analytical device may process a sample according to an analytical method that (among other things) defines a configuration for the device. The settings for the method may be organized into categories. The interactive debugger identifies problems with the method (e.g., incompatibilities, values out of range, etc.) and automatically allow the user to view the category of the method that is relevant to addressing the issue. Possible solutions may be proposed in the debugger interface, allowing the user to quickly identify and address the problem. Embodiments are particularly well-suited to situations where a method is ported from an old device to a new device.
    Type: Application
    Filed: January 4, 2023
    Publication date: July 6, 2023
    Applicant: Waters Technologies Ireland Limited
    Inventors: Fadi Shawish, Richard S. Threlfall, Stephen Payne
  • Publication number: 20230209341
    Abstract: Exemplary embodiments provides computer-implemented methods, mediums, and apparatuses configured to perform a secure log in and log out of an analytical chemistry system. In one embodiment, a kiosk associated with the analytical chemistry system may receive a request for access on behalf of a user. The analytical chemistry system may be associated with an audit record storing information about an analytical workflow for processing a sample. The user may obtain a security token by logging into a credentialing application. Upon successfully logging in the user's device may be provided with the security token, which may then be exchanged between the kiosk and a mobile device associated with the user. The security token may be validated, and the user may be permitted access to the analytical chemistry system. The audit record may be updated to include a login action that includes an identity of the user.
    Type: Application
    Filed: November 3, 2022
    Publication date: June 29, 2023
    Applicant: Waters Technologies Ireland Limited
    Inventors: Fadi Shawish, Richard S. Threlfall, Stephen Payne
  • Publication number: 20230184794
    Abstract: Exemplary embodiments provides computer-implemented methods, mediums, and apparatuses configured to monitor the health of analytical chemistry systems. A monitoring system may be highly coupled to laboratory analytical instruments that it monitors. It may receive data and/or trends in the data as that data is generated by the instrument. Consequently, it can be configured to recognize when that data or trend signals a problem that needs to be corrected . A kiosk of the monitoring system may be configured to be in direct communication with the analytical chemistry system and to execute an action from the issue resolution structure to make the adjustment. Because the monitoring system is part of the direct physical control of the instrument(s), it can fix problems very quickly.
    Type: Application
    Filed: December 14, 2022
    Publication date: June 15, 2023
    Applicant: Waters Technologies Ireland Limited
    Inventors: Fadi Shawish, Richard S. Threlfall, Stephen Payne
  • Publication number: 20220301051
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: June 9, 2022
    Publication date: September 22, 2022
    Applicant: Capital One Services, LLC
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Patent number: 11403703
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Grant
    Filed: October 21, 2020
    Date of Patent: August 2, 2022
    Assignee: Capital One Services, LLC
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Patent number: 10991039
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Grant
    Filed: February 19, 2019
    Date of Patent: April 27, 2021
    Assignee: Capital One Services, LLC
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Publication number: 20210035210
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: October 21, 2020
    Publication date: February 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mitchell H. RUEBUSH, Stephen Payne
  • Patent number: 10839455
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Grant
    Filed: February 19, 2019
    Date of Patent: November 17, 2020
    Assignee: Capital One Services, LLC
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Patent number: 10496214
    Abstract: A method of configuring a touch screen for a printer and a configurable touch screen for a printer are provided. A touch screen layout is created using a standard graphics or drawing program. The touch screen layout is saved in a standard computer file. The computer file is loaded onto the printer or a controller of the printer which is in communication with the touch screen. The controller then configures the touch screen in accordance with the touch screen layout of the computer file.
    Type: Grant
    Filed: August 29, 2016
    Date of Patent: December 3, 2019
    Assignee: TransAct Technologies Incorporated
    Inventor: Stephen Payne
  • Publication number: 20190180366
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: February 19, 2019
    Publication date: June 13, 2019
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Publication number: 20190180365
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: February 19, 2019
    Publication date: June 13, 2019
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Patent number: 10269063
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Grant
    Filed: December 31, 2013
    Date of Patent: April 23, 2019
    Assignee: Capital One Financial Corporation
    Inventors: Mitchell H Ruebush, Stephen Payne
  • Patent number: 10262363
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Grant
    Filed: November 13, 2017
    Date of Patent: April 16, 2019
    Assignee: Capital One Financial Corporation
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Publication number: 20180068385
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: November 13, 2017
    Publication date: March 8, 2018
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Publication number: 20160370936
    Abstract: A method of configuring a touch screen for a printer and a configurable touch screen for a printer are provided. A touch screen layout is created using a standard graphics or drawing program. The touch screen layout is saved in a standard computer file. The computer file is loaded onto the printer or a controller of the printer which is in communication with the touch screen. The controller then configures the touch screen in accordance with the touch screen layout of the computer file.
    Type: Application
    Filed: August 29, 2016
    Publication date: December 22, 2016
    Inventor: Stephen Payne
  • Patent number: 9463646
    Abstract: A tilting touch screen for a printer and a printer having such a tilting touch screen are provided. The tilting touch screen may include a touch screen housing, a touch screen located in the touch screen housing, means for pivotally connecting the touch screen housing to a printer housing, the printer housing defining an opening closable by the tilting touch screen, and a controller for controlling the printer in communication with the touch screen. The screen tilts open for direct access to the print mechanisms and paper buckets for service or paper loading, without requiring the removal of any additional covers.
    Type: Grant
    Filed: October 3, 2012
    Date of Patent: October 11, 2016
    Assignee: TransAct Technologies Incorporated
    Inventors: Stephen Payne, Steven Supron, Bruce Harris
  • Publication number: 20140201062
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: December 31, 2013
    Publication date: July 17, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Patent number: 8327674
    Abstract: A locking mechanism (10) comprising a housing (16) and a shackle (14) having a first side (44) and a second side (46). The shackle (14) is slidable between a primary closed position in which the first and second sides (44 and 46) are each engaged with the housing (16) and a primary open position in which the first side (44) is engaged with the housing (16) and the second side (46) is free from the housing (16). A port (65) is provided in the housing (16) exposing a portion of the first side (44) of the shackle (14) in the primary closed position. Severing the shackle (14) through the port (65) allows the shackle (14) to move from the primary open position to a secondary open position, from which the shackle (14) can move back to a secondary closed position.
    Type: Grant
    Filed: August 26, 2011
    Date of Patent: December 11, 2012
    Assignee: Origineering Pty Ltd
    Inventors: Theodore Valerio, Stephen Payne
  • Patent number: 7827926
    Abstract: A pontoon for a watercraft. The pontoon has a vertical inboard side and a generally angled bottom defined by the inboard side height of the pontoon being greater than its outboard side height. The bottom has planing surfaces that define one or more channels, which produce lift upon the watercraft increasing its speed on water. An inboard horizontal planing surface allows relatively low speed planing.
    Type: Grant
    Filed: February 1, 2008
    Date of Patent: November 9, 2010
    Inventor: Stephen Payne