Patents by Inventor Stephen Payne
Stephen Payne has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12026772Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: June 9, 2022Date of Patent: July 2, 2024Assignee: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20230213539Abstract: Exemplary embodiments provide computer-implemented methods, mediums, and apparatuses configured to provide an interactive analytical method debugger for an analytical laboratory system. The analytical laboratory system may include a laboratory analytical device with a number of settings, parameters, etc. The laboratory analytical device may process a sample according to an analytical method that (among other things) defines a configuration for the device. The settings for the method may be organized into categories. The interactive debugger identifies problems with the method (e.g., incompatibilities, values out of range, etc.) and automatically allow the user to view the category of the method that is relevant to addressing the issue. Possible solutions may be proposed in the debugger interface, allowing the user to quickly identify and address the problem. Embodiments are particularly well-suited to situations where a method is ported from an old device to a new device.Type: ApplicationFiled: January 4, 2023Publication date: July 6, 2023Applicant: Waters Technologies Ireland LimitedInventors: Fadi Shawish, Richard S. Threlfall, Stephen Payne
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Publication number: 20230209341Abstract: Exemplary embodiments provides computer-implemented methods, mediums, and apparatuses configured to perform a secure log in and log out of an analytical chemistry system. In one embodiment, a kiosk associated with the analytical chemistry system may receive a request for access on behalf of a user. The analytical chemistry system may be associated with an audit record storing information about an analytical workflow for processing a sample. The user may obtain a security token by logging into a credentialing application. Upon successfully logging in the user's device may be provided with the security token, which may then be exchanged between the kiosk and a mobile device associated with the user. The security token may be validated, and the user may be permitted access to the analytical chemistry system. The audit record may be updated to include a login action that includes an identity of the user.Type: ApplicationFiled: November 3, 2022Publication date: June 29, 2023Applicant: Waters Technologies Ireland LimitedInventors: Fadi Shawish, Richard S. Threlfall, Stephen Payne
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Publication number: 20230184794Abstract: Exemplary embodiments provides computer-implemented methods, mediums, and apparatuses configured to monitor the health of analytical chemistry systems. A monitoring system may be highly coupled to laboratory analytical instruments that it monitors. It may receive data and/or trends in the data as that data is generated by the instrument. Consequently, it can be configured to recognize when that data or trend signals a problem that needs to be corrected . A kiosk of the monitoring system may be configured to be in direct communication with the analytical chemistry system and to execute an action from the issue resolution structure to make the adjustment. Because the monitoring system is part of the direct physical control of the instrument(s), it can fix problems very quickly.Type: ApplicationFiled: December 14, 2022Publication date: June 15, 2023Applicant: Waters Technologies Ireland LimitedInventors: Fadi Shawish, Richard S. Threlfall, Stephen Payne
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Publication number: 20220301051Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: June 9, 2022Publication date: September 22, 2022Applicant: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Patent number: 11403703Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: October 21, 2020Date of Patent: August 2, 2022Assignee: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Patent number: 10991039Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: February 19, 2019Date of Patent: April 27, 2021Assignee: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20210035210Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: October 21, 2020Publication date: February 4, 2021Applicant: Capital One Services, LLCInventors: Mitchell H. RUEBUSH, Stephen Payne
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Patent number: 10839455Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: February 19, 2019Date of Patent: November 17, 2020Assignee: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Patent number: 10496214Abstract: A method of configuring a touch screen for a printer and a configurable touch screen for a printer are provided. A touch screen layout is created using a standard graphics or drawing program. The touch screen layout is saved in a standard computer file. The computer file is loaded onto the printer or a controller of the printer which is in communication with the touch screen. The controller then configures the touch screen in accordance with the touch screen layout of the computer file.Type: GrantFiled: August 29, 2016Date of Patent: December 3, 2019Assignee: TransAct Technologies IncorporatedInventor: Stephen Payne
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Publication number: 20190180366Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: February 19, 2019Publication date: June 13, 2019Inventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20190180365Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: February 19, 2019Publication date: June 13, 2019Inventors: Mitchell H. Ruebush, Stephen Payne
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Patent number: 10269063Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: December 31, 2013Date of Patent: April 23, 2019Assignee: Capital One Financial CorporationInventors: Mitchell H Ruebush, Stephen Payne
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Patent number: 10262363Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: November 13, 2017Date of Patent: April 16, 2019Assignee: Capital One Financial CorporationInventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20180068385Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: November 13, 2017Publication date: March 8, 2018Inventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20160370936Abstract: A method of configuring a touch screen for a printer and a configurable touch screen for a printer are provided. A touch screen layout is created using a standard graphics or drawing program. The touch screen layout is saved in a standard computer file. The computer file is loaded onto the printer or a controller of the printer which is in communication with the touch screen. The controller then configures the touch screen in accordance with the touch screen layout of the computer file.Type: ApplicationFiled: August 29, 2016Publication date: December 22, 2016Inventor: Stephen Payne
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Patent number: 9463646Abstract: A tilting touch screen for a printer and a printer having such a tilting touch screen are provided. The tilting touch screen may include a touch screen housing, a touch screen located in the touch screen housing, means for pivotally connecting the touch screen housing to a printer housing, the printer housing defining an opening closable by the tilting touch screen, and a controller for controlling the printer in communication with the touch screen. The screen tilts open for direct access to the print mechanisms and paper buckets for service or paper loading, without requiring the removal of any additional covers.Type: GrantFiled: October 3, 2012Date of Patent: October 11, 2016Assignee: TransAct Technologies IncorporatedInventors: Stephen Payne, Steven Supron, Bruce Harris
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Publication number: 20140201062Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: December 31, 2013Publication date: July 17, 2014Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Mitchell H. Ruebush, Stephen Payne
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Patent number: 8327674Abstract: A locking mechanism (10) comprising a housing (16) and a shackle (14) having a first side (44) and a second side (46). The shackle (14) is slidable between a primary closed position in which the first and second sides (44 and 46) are each engaged with the housing (16) and a primary open position in which the first side (44) is engaged with the housing (16) and the second side (46) is free from the housing (16). A port (65) is provided in the housing (16) exposing a portion of the first side (44) of the shackle (14) in the primary closed position. Severing the shackle (14) through the port (65) allows the shackle (14) to move from the primary open position to a secondary open position, from which the shackle (14) can move back to a secondary closed position.Type: GrantFiled: August 26, 2011Date of Patent: December 11, 2012Assignee: Origineering Pty LtdInventors: Theodore Valerio, Stephen Payne
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Patent number: 7827926Abstract: A pontoon for a watercraft. The pontoon has a vertical inboard side and a generally angled bottom defined by the inboard side height of the pontoon being greater than its outboard side height. The bottom has planing surfaces that define one or more channels, which produce lift upon the watercraft increasing its speed on water. An inboard horizontal planing surface allows relatively low speed planing.Type: GrantFiled: February 1, 2008Date of Patent: November 9, 2010Inventor: Stephen Payne