Patents by Inventor Stephen Payne

Stephen Payne has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20190180366
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: February 19, 2019
    Publication date: June 13, 2019
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Publication number: 20190180365
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: February 19, 2019
    Publication date: June 13, 2019
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Patent number: 10269063
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Grant
    Filed: December 31, 2013
    Date of Patent: April 23, 2019
    Assignee: Capital One Financial Corporation
    Inventors: Mitchell H Ruebush, Stephen Payne
  • Patent number: 10266761
    Abstract: In one embodiment, a scintillator material includes a polymer matrix; and a primary dye in the polymer matrix, the primary dye being a fluorescent dye, the primary dye being present in an amount of 5 wt % or more; wherein the scintillator material exhibits an optical response signature for neutrons that is different than an optical response signature for gamma rays. In another embodiment, a scintillator material includes a polymer matrix comprising at least one of: polyvinyl xylene (PVX); polyvinyl diphenyl; and polyvinyl tetrahydronaphthalene; and a primary dye in the polymer matrix, the primary dye being a fluorescent dye, the primary dye being present in an amount greater than 10 wt %. A total loading of dye in the scintillator material is sufficient to cause the scintillator material to exhibit a pulse-shape discrimination (PSD) figure of merit (FOM) of about at least 2.0.
    Type: Grant
    Filed: March 7, 2016
    Date of Patent: April 23, 2019
    Assignee: Lawrence Livermore National Security, LLC
    Inventors: Natalia P. Zaitseva, M Leslie Carman, Nerine Cherepy, Andrew M. Glenn, Sebastien Hamel, Stephen A. Payne, Benjamin L. Rupert
  • Patent number: 10262363
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Grant
    Filed: November 13, 2017
    Date of Patent: April 16, 2019
    Assignee: Capital One Financial Corporation
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Publication number: 20180265775
    Abstract: Scintillating plastics resistant to crazing and fogging, methods of making and using the same are disclosed. The scintillating plastics include: one or more primary polymers present in an amount ranging from about 40 wt % to about 95 wt %; one or more secondary polymers present in an amount ranging from about 1 wt % to about 60 wt %; and one or more fluors present in an amount ranging from about 0.1 wt % to about 50 wt %. Methods of making such plastics include: creating a homogenous mixture of precursor materials including primary polymer, secondary polymer, and fluor in the amounts set forth above; and polymerizing the homogenous mixture. Methods of using such plastics include: exposing the scintillating plastic to one or more extreme environmental conditions for a predetermined amount of time without generating crazing or fogging within the scintillating plastic. Various additional features and specific embodiments of these inventive concepts are also disclosed.
    Type: Application
    Filed: March 17, 2017
    Publication date: September 20, 2018
    Inventors: Natalia P. Zaitseva, M. Leslie Carman, Andrew M. Glenn, Andrew Neil Mabe, Stephen A. Payne
  • Patent number: 10024982
    Abstract: According to one embodiment, a scintillator includes a host material having the chemical formula: A2BX6, where A includes a monovalent ion, B includes a tetravalent ion, and X includes a halide ion.
    Type: Grant
    Filed: August 6, 2015
    Date of Patent: July 17, 2018
    Assignees: LAWRENCE LIVERMORE NATIONAL SECURITY, LLC, FISK UNIVERSITY
    Inventors: Stephen A. Payne, Nerine Cherepy, Arnold Burger
  • Patent number: 10020235
    Abstract: In various approaches room-temperature gamma detector longevity may be improved by selectively removing, or selectively incorporating, alternate halogen component(s) from select surfaces of the detector. According to one embodiment, a method of improving operational longevity of a thallium bromide (TlBr)-based detector includes: selectively treating one or more surfaces of the TlBr-based detector to produce a surface substantially comprising pure TlBr. Similar techniques may be employed to restore a degraded or failed detector. According to another embodiment, a method of forming a TlBr-based detector exhibiting improved operational longevity includes: selectively treating one or more surfaces of the TlBr-based detector to replace Br therein with one or more alternate halogen components while also substantially avoiding replacing some or all of the Br in other surfaces of the TlBr-based detector with the one or more alternate halogen components.
    Type: Grant
    Filed: November 1, 2016
    Date of Patent: July 10, 2018
    Assignee: Lawrence Livermore National Security, LLC
    Inventors: Lars Voss, Adam Conway, Robert T. Graff, Art Nelson, Rebecca J. Nikolic, Stephen A. Payne, Erik Lars Swanberg, Jr.
  • Patent number: 10000698
    Abstract: In one embodiment, a method includes forming a powder having a composition with the formula: AhBiCjO12, where h is 3±10%, i is 2±10%, j is 3±10%, A includes one or more rare earth elements, B includes aluminum and/or gallium, and C includes aluminum and/or gallium. The method additionally includes consolidating the powder to form an optically transparent ceramic, and applying at least one thermodynamic process condition during the consolidating to reduce oxygen and/or thermodynamically reversible defects in the ceramic. In another embodiment, a scintillator includes (Gd3-a-cYa)x(Ga5-bAlb)yO12Dc, where a is from about 0.05-2, b is from about 1-3, x is from about 2.8-3.2, y is from about 4.8-5.2, c is from about 0.003-0.3, and D is a dopant, and where the scintillator is an optically transparent ceramic scintillator having physical characteristics of being formed from a ceramic powder consolidated in oxidizing atmospheres.
    Type: Grant
    Filed: March 8, 2016
    Date of Patent: June 19, 2018
    Assignee: Lawrence Livermore National Security, LLC
    Inventors: Nerine Cherepy, Stephen A. Payne, Zachary Seeley, Peter Carl Cohen, Mark S. Andreaco, Matthias J. Schmand
  • Publication number: 20180122977
    Abstract: A combination of doping, rapid pulsed optical and/or thermal annealing, and unique detector structure reduces or eliminates sources of electronic noise in a CdZnTe (CZT) detector. According to several embodiments, methods of forming a detector exhibiting minimal electronic noise include: pulse-annealing at least one surface of a detector comprising CZT for one or more pulses, each pulse having a duration of ˜0.1 seconds or less. The at least one surface may optionally be ion-implanted. In another embodiment, a CZT detector includes a detector surface with two or more electrodes operating at different electric potentials and coupled to the detector surface; and one or more ion-implanted CZT surfaces on or in the detector surface, each of the one or more ion-implanted CZT surfaces being independently connected to one of the two or more electrodes and the surface of the detector. At least two of the ion-implanted surfaces are in electrical contact.
    Type: Application
    Filed: November 3, 2016
    Publication date: May 3, 2018
    Inventors: Lars Voss, Adam Conway, Art Nelson, Rebecca J. Nikolic, Stephen A. Payne, Erik Lars Swanberg, Jr.
  • Publication number: 20180122713
    Abstract: In various approaches room-temperature gamma detector longevity may be improved by selectively removing, or selectively incorporating, alternate halogen component(s) from select surfaces of the detector. According to one embodiment, a method of improving operational longevity of a thallium bromide (TlBr)-based detector includes: selectively treating one or more surfaces of the TlBr-based detector to produce a surface substantially comprising pure TlBr. Similar techniques may be employed to restore a degraded or failed detector. According to another embodiment, a method of forming a TlBr-based detector exhibiting improved operational longevity includes: selectively treating one or more surfaces of the TlBr-based detector to replace Br therein with one or more alternate halogen components while also substantially avoiding replacing some or all of the Br in other surfaces of the TlBr-based detector with the one or more alternate halogen components.
    Type: Application
    Filed: November 1, 2016
    Publication date: May 3, 2018
    Inventors: Lars Voss, Adam Conway, Robert T. Graff, Art Nelson, Rebecca J. Nikolic, Stephen A. Payne, Erik Lars Swanberg, Jr.
  • Patent number: 9960310
    Abstract: A combination of doping, rapid pulsed optical and/or thermal annealing, and unique detector structure reduces or eliminates sources of electronic noise in a CdZnTe (CZT) detector. According to several embodiments, methods of forming a detector exhibiting minimal electronic noise include: pulse-annealing at least one surface of a detector comprising CZT for one or more pulses, each pulse having a duration of ˜0.1 seconds or less. The at least one surface may optionally be ion-implanted. In another embodiment, a CZT detector includes a detector surface with two or more electrodes operating at different electric potentials and coupled to the detector surface; and one or more ion-implanted CZT surfaces on or in the detector surface, each of the one or more ion-implanted CZT surfaces being independently connected to one of the two or more electrodes and the surface of the detector. At least two of the ion-implanted surfaces are in electrical contact.
    Type: Grant
    Filed: November 3, 2016
    Date of Patent: May 1, 2018
    Assignee: Lawrence Livermore National Security, LLC
    Inventors: Lars Voss, Adam Conway, Art Nelson, Rebecca J. Nikolic, Stephen A. Payne, Erik Lars Swanberg, Jr.
  • Publication number: 20180068385
    Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.
    Type: Application
    Filed: November 13, 2017
    Publication date: March 8, 2018
    Inventors: Mitchell H. Ruebush, Stephen Payne
  • Publication number: 20170260448
    Abstract: In one embodiment, a method includes forming a powder having a composition with the formula: AhBiCjO12, where h is 3±l 0%, i is 2=10%, j is 3±10%, A includes one or more rare earth elements, B includes aluminum and/or gallium, and C includes aluminum and/or gallium. The method additionally includes consolidating the powder to form an optically transparent ceramic, and applying at least one thermodynamic process condition during the consolidating to reduce oxygen and/or thermodynamically reversible defects in the ceramic. In another embodiment, a scintillator includes (Gd3-a-cYa)x(Ga5-bAlb)yO12Dc, where a is from about 0.05-2, b is from about 1-3, x is from about 2.8-3.2, y is from about 4.8-5.2, c is from about 0.003-0.3, and D is a dopant, and where the scintillator is an optically transparent ceramic scintillator having physical characteristics of being formed from a ceramic powder consolidated in oxidizing atmospheres.
    Type: Application
    Filed: March 8, 2016
    Publication date: September 14, 2017
    Inventors: Nerine Cherepy, Stephen A. Payne, Zachary Seeley, Peter Carl Cohen, Mark S. Andreaco, Matthias J. Schmand
  • Patent number: 9650564
    Abstract: A scintillator material according to one embodiment includes a polymer matrix; a primary dye in the polymer matrix, the primary dye being a fluorescent dye, the primary dye being present in an amount of 3 wt % or more; and at least one component in the polymer matrix, the component being selected from a group consisting of B, Li, Gd, a B-containing compound, a Li-containing compound and a Gd-containing compound, wherein the scintillator material exhibits an optical response signature for thermal neutrons that is different than an optical response signature for fast neutrons and gamma rays. A system according to one embodiment includes a scintillator material as disclosed herein and a photodetector for detecting the response of the material to fast neutron, thermal neutron and gamma ray irradiation.
    Type: Grant
    Filed: May 14, 2012
    Date of Patent: May 16, 2017
    Assignee: Lawrence Livermore National Security, LLC
    Inventors: Natalia P. Zaitseva, M. Leslie Carman, Michelle A. Faust, Andrew M. Glenn, H. Paul Martinez, Iwona A. Pawelczak, Stephen A. Payne, Keith E. Lewis
  • Publication number: 20170038483
    Abstract: According to one embodiment, a scintillator includes a host material having the chemical formula: A2BX6, where A includes a monovalent ion, B includes a tetravalent ion, and X includes a halide ion.
    Type: Application
    Filed: August 6, 2015
    Publication date: February 9, 2017
    Inventors: Stephen A. Payne, Nerine Cherepy, Arnold Burger
  • Publication number: 20160370936
    Abstract: A method of configuring a touch screen for a printer and a configurable touch screen for a printer are provided. A touch screen layout is created using a standard graphics or drawing program. The touch screen layout is saved in a standard computer file. The computer file is loaded onto the printer or a controller of the printer which is in communication with the touch screen. The controller then configures the touch screen in accordance with the touch screen layout of the computer file.
    Type: Application
    Filed: August 29, 2016
    Publication date: December 22, 2016
    Inventor: Stephen Payne
  • Publication number: 20160349383
    Abstract: In one embodiment, a material comprises a crystal comprising strontium iodide providing at least 50,000 photons per MeV, where the strontium iodide material is characterized by a volume not less than 1 cm3. In another embodiment, a scintillator optic includes europium-doped strontium iodide providing at least 50,000 photons per MeV, where the europium in the crystal is primarily Eu2+, and the europium is present in an amount greater than about 1.6%. A scintillator radiation detector in yet another embodiment includes a scintillator optic comprising SrI2 and BaI2, where a ratio of SrI2 to BaI2 is in a range of between 0:1 and 1.0, the scintillator optic is a crystal that provides at least 50,000 scintillation photons per MeV and energy resolution of less than about 5% at 662 keV, and the crystal has a volume of 1 cm3 or more; the scintillator optic contains more than about 2% europium.
    Type: Application
    Filed: October 7, 2013
    Publication date: December 1, 2016
    Applicants: Fisk University, Lawrence Livermore National Security, LLC
    Inventors: Stephen A. Payne, Nerine J. Cherepy, Giulia E. Hull, Alexander D. Drobshoff, Arnold Burger
  • Patent number: 9507032
    Abstract: In one embodiment, a material comprises a crystal comprising strontium iodide providing at least 50,000 photons per MeV, where the strontium iodide material is characterized by a volume not less than 1 cm3. In another embodiment, a scintillator optic includes europium-doped strontium iodide providing at least 50,000 photons per MeV, where the europium in the crystal is primarily Eu2+, and the europium is present in an amount greater than about 1.6%. A scintillator radiation detector in yet another embodiment includes a scintillator optic comprising SrI2 and BaI2, where a ratio of SrI2 to BaI2 is in a range of between 0:1 and 1.0, the scintillator optic is a crystal that provides at least 50,000 scintillation photons per MeV and energy resolution of less than about 5% at 662 keV, and the crystal has a volume of 1 cm3 or more; the scintillator optic contains more than about 2% europium.
    Type: Grant
    Filed: October 7, 2013
    Date of Patent: November 29, 2016
    Assignee: Lawrence Livermore National Security, LLC
    Inventors: Stephen A. Payne, Nerine J. Cherepy, Giulia E. Hull, Alexander D. Drobshoff, Arnold Burger
  • Patent number: 9463646
    Abstract: A tilting touch screen for a printer and a printer having such a tilting touch screen are provided. The tilting touch screen may include a touch screen housing, a touch screen located in the touch screen housing, means for pivotally connecting the touch screen housing to a printer housing, the printer housing defining an opening closable by the tilting touch screen, and a controller for controlling the printer in communication with the touch screen. The screen tilts open for direct access to the print mechanisms and paper buckets for service or paper loading, without requiring the removal of any additional covers.
    Type: Grant
    Filed: October 3, 2012
    Date of Patent: October 11, 2016
    Assignee: TransAct Technologies Incorporated
    Inventors: Stephen Payne, Steven Supron, Bruce Harris