Patents by Inventor Stephen Philips
Stephen Philips has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10998937Abstract: Embodiments of the invention are directed facilitating an electronic resource distribution by embedding a short-range wireless tag in a resource distribution request that stores instructions for processing the resource distribution in a fully electronic processing flow. As such, the resource distribution request holder is capable of processing the request without issuing a resource distribution document to the resource requester. In additional embodiments of the invention, the short-range wireless tag further stores instructions for arranging subsequent resource distributions to the resource requester to occur without the need for the resource requester to present a resource request document.Type: GrantFiled: April 30, 2019Date of Patent: May 4, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Patrick Thomas McConnell, William Bradley Burks, Daniel James Doherty, Justin Riley duPont, Thomas Elliott, Tony England, Matthew Murphy, Nickolas Patrick Parker, Stephen Philip Selfridge, Steven Michael Twombly, James J. Williams
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Patent number: 10990971Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for non-intrusive geo-location determination associated with transaction authorization. The invention enables one or more transactions initiated by a user to be authenticated and/or validated based on, at least in part, determined locations of the user relative to the locations of the one or more transactions. The user location is determined by transmitting one or more queries to a user device. The system determines the validity of the one or more transactions based on at least comparing the transaction location to the user location, before enabling further processing of the one or more transactions. The present invention is advantageous since it enables authentication/authorization of one or more transactions associated with the user by utilizing the user location, while precluding any inadvertent privacy concerns.Type: GrantFiled: August 26, 2019Date of Patent: April 27, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Gregory Joseph Lloyd, Lauren Marie Zavodny, Tony England, Stephen Philip Selfridge, James Gregory Ronca
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Patent number: 10990109Abstract: The preset invention relates to a system for integrated connectivity of devices to provide dynamic control and real-time routing of a vehicle for item transfer and vehicle performance. The system is configured for constructing a dynamic item file comprising one or more items associated with a user. The system is configured to identify an item collection initiation trigger and transmit an order placement control signal to an entity system of an item entity to initiate item transfer of the one or more items at a predetermined time interval. The system is configured to direct the vehicle to a first parking location associated with the geographic location parameter of the item entity. In addition, using a sensor device of the vehicle such as a weight sensor, an RFID sensor and/or a visual capture device, the system is structured to identify that the one or more items are located in the vehicle.Type: GrantFiled: May 22, 2018Date of Patent: April 27, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Mark Allan Nelson, Karen Lea MacQueen, Ashish B. Tajpuria, Stephen Philip Selfridge, Steven Michael Twombly
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Patent number: 10979306Abstract: The invention comprises a user friendly investment strategy platform. This invention allows for a drag-and-drop platform for various sectors, strategies, vehicles, and timing in the form of blocks. This allows a user to generate any desired resource management strategy and the system may deploy the strategy as a simulated resource management action. Furthermore, the system allows for deployment of the resource action live on a resource exchange upon user authorization. The blocks include object codes that are programmed to build out any possible resource management strategy. The invention may also suggest or recommend thresholds, and other templates that allow for customization.Type: GrantFiled: June 7, 2019Date of Patent: April 13, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Patrick Thomas McConnell, William Bradley Burks, Daniel James Doherty, Justin Riley duPont, Thomas Elliott, Tony England, Matthew Murphy, Nickolas Patrick Parker, Stephen Philip Selfridge, Steven Michael Twombly, James J. Williams
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Patent number: 10948887Abstract: A control apparatus that process data inputs in a computing arrangement to provide outputs includes a user interface and a data processing arrangement. The computing arrangement executes a software product to implement a method including generating a multi-dimensional system model operable to describe the system as spanned by state variables on at least one of finite domains or intervals, generating an addressable solution space to meet runtime requirements, the addressable solution space defining all valid states or combinations satisfying a conjunction of substantially all system constraints on all variables, storing the addressable solution space, generating and storing object functions, generating and storing values associated with the addressable solution space to make the values addressable from an environment including the state variables, and using the addressable solution space to process inputs provided to the system, and to generate outputs for controlling or advising operation of the system.Type: GrantFiled: November 10, 2017Date of Patent: March 16, 2021Assignee: PRECISIONLIFE LTDInventors: Stephen Philip Gardner, Gert Lykke Sørensen Moller
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Publication number: 20210070746Abstract: A novel class of inhibitors of protein kinases useful in the treatment of proliferative cell diseases and conditions including cancers, and especially those characterised by over-expression of CDK8 and/or one or more aberrant CDK8 activity, including certain cancers of lung, breast, brain, ovary, prostate, colorectal cancer and leukaemias. The inhibitors have the general structure I.Type: ApplicationFiled: January 14, 2019Publication date: March 11, 2021Inventors: Shudong WANG, Stephen PHILIP, Mingfeng YU
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Publication number: 20200398002Abstract: An auto-injector automatically dispenses a predetermined dose of medicament upon activation. The auto-injector includes a needle cover operative to engage an injection site and activate the injector. The needle cover is configured to move from a locked retracted position prior to a medicament dispensing operation to a locked extended position after the medicament dispensing operation. The non-removable needle cover prevents contact with the needle both before and after the medicament dispensing operation.Type: ApplicationFiled: September 4, 2020Publication date: December 24, 2020Inventors: C. Michael Mesa, Dalita Rosemarie Tomellini, Mark Bumb Bremley, Sophie Rebecca Raven, Martin Joseph Murphy, Craig Malcolm Rochford, Stephen Philip Kirkwood
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Publication number: 20200389363Abstract: The invention comprises a user friendly investment strategy platform. This invention allows for a drag-and-drop platform for various sectors, strategies, vehicles, and timing in the form of blocks. This allows a user to generate any desired resource management strategy and the system may deploy the strategy as a simulated resource management action. Furthermore, the system allows for deployment of the resource action live on a resource exchange upon user authorization. The blocks include object codes that are programmed to build out any possible resource management strategy. The invention may also suggest or recommend risk thresholds, and other templates that allow for customization.Type: ApplicationFiled: June 7, 2019Publication date: December 10, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Patrick Thomas McConnell, William Bradley Burks, Daniel James Doherty, Justin Riley duPont, Thomas Elliott, Tony England, Matthew Murphy, Nickolas Patrick Parker, Stephen Philip Selfridge, Steven Michael Twombly, James J. Williams
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Publication number: 20200348976Abstract: Embodiments of the invention are directed to facilitating electronic resource distribution by including computer-readable indicia or a short-range wireless tag on a physical resource distribution document/instrument that stores or provides access to instructions for requesting and/or processing subsequent resource distributions between the resource requester and requester provider fully electronically (i.e., absent the need for a resource distribution request document or a resource distribution document/instrument).Type: ApplicationFiled: April 30, 2019Publication date: November 5, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Patrick Thomas McConnell, William Bradley Burks, Daniel James Doherty, Justin Riley duPont, Thomas Elliott, Tony England, Matthew Murphy, Nickolas Patrick Parker, Stephen Philip Selfridge, Steven Michael Twombly, James J. Williams
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Publication number: 20200351852Abstract: Embodiments of the present invention provide systems, apparatus, methods and/or the like for generating a resource distribution hub using for fully electronic resource distribution by using mobile device application designed to interface with an embedded Near-Field Communication (NFC) tag in a resource distribution instrument that stores instructions for processing the resource distribution authorization information. The holder (i.e., resource provider) of the resource distribution instrument can use the resource distribution instrument to communicate to a mobile communication device having an NFC reader to read the instructions and process a resource distribution according to the parameters of the mobile device application. As such, the holder (i.e., resource provider) of the resource distribution request can process the resource distribution without having to issue a credentials, aliases, pin codes, and the like conventionally used to authorizes the distribution of resources to the resource requester.Type: ApplicationFiled: April 30, 2019Publication date: November 5, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Patrick Thomas McConnell, William Bradley Burks, Daniel James Doherty, Justin Riley duPont, Thomas Elliott, Tony England, Matthew Murphy, Nickolas Patrick Parker, Stephen Philip Selfridge, Steven Michael Twombly, James J. Williams
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Publication number: 20200349552Abstract: Embodiments of the present invention provide a system for secure contactless distribution of dynamic resources. Resource information may be written onto a near field communication (“NFC”) chip associated with a user, and a dynamic resource value element can be associated with this NFC chip. When an NFC interaction between the NFC chip associated with the user and a computing device of the user is detected, the computing device of the user extracts the resource information from the NFC chip, along with a dynamic resource value. The dynamic resource value is compared to an expected dynamic resource value and, if the values match, the extracted resource information is populated into memory fields of the computing device of the user.Type: ApplicationFiled: April 30, 2019Publication date: November 5, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Patrick Thomas McConnell, William Bradley Burks, Daniel James Doherty, Justin Riley duPont, Thomas Elliott, Tony England, Matthew Murphy, Nickolas Patrick Parker, Stephen Philip Selfridge, Steven Michael Twombly, James J. Williams
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Publication number: 20200351262Abstract: Embodiments of the present invention provide a system for secondary authentication via contactless distribution of dynamic resources. When an event request associated with a user is received, a prompt for event information is transmitted to a computing device. Based on the event information that is received, a determination is made that the event request requires a secondary authentication in the form of a near field communication (“NFC”) interaction between an NFC chip associated with the user and a secondary authentication device. The NFC chip associated with the user may additionally be associated with a dynamic resource value element. Once the NFC interaction is detected, a dynamic resource value is extracted and compared to an expected dynamic resource value. If the values match, then the user is authenticated for the requested event at the secondary authentication level.Type: ApplicationFiled: April 30, 2019Publication date: November 5, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Patrick Thomas McConnell, William Bradley Burks, Daniel James Doherty, Justin Riley duPont, Thomas Elliott, Tony England, Matthew Murphy, Nickolas Patrick Parker, Stephen Philip Selfridge, Steven Michael Twombly, James J. Williams
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Publication number: 20200350955Abstract: Embodiments of the invention are directed facilitating an electronic resource distribution by embedding a short-range wireless tag in a resource distribution request that stores instructions for processing the resource distribution in a fully electronic processing flow. As such, the resource distribution request holder is capable of processing the request without issuing a resource distribution document to the resource requester. In additional embodiments of the invention, the short-range wireless tag further stores instructions for arranging subsequent resource distributions to the resource requester to occur without the need for the resource requester to present a resource request document.Type: ApplicationFiled: April 30, 2019Publication date: November 5, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Patrick Thomas McConnell, William Bradley Burks, Daniel James Doherty, Justin Riley duPont, Thomas Elliott, Tony England, Matthew Murphy, Nickolas Patrick Parker, Stephen Philip Selfridge, Steven Michael Twombly, James J. Williams
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Patent number: 10780856Abstract: Embodiments of the present invention provide a system for recognizing environment of a vehicle and identifying collisions in real-time. The system is typically configured for continuously monitoring environment of an automobile via one or more components of the automobile, identifying at least one collision associated with the automobile based on monitoring the environment of the automobile, determining one or more users associated with the at least one collision, determining one or more third parties associated with the one or more users and the at least one collision, automatically establish a communication link with the one or more third party entities, and automatically transmitting a notification associated with the at least one collision to the one or more third party entities and the one or more users in real-time.Type: GrantFiled: December 2, 2019Date of Patent: September 22, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Mark Allan Nelson, Ashish B. Tajpuria, Karen Lea MacQueen, Stephen Philip Selfridge, Steven Michael Twombly
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Patent number: 10768795Abstract: Embodiments of the invention are directed to a mobile device system, methods and computer program products for providing a centralized, integrated resource transfer application on the mobile device. The integrated resource transfer application of the mobile device is typically configured to launch, control, modify and operate applications stored on the mobile device. In this regard, the integrated resource transfer application facilitates the user to perform a user activity, using multiple applications from a centralized user interface, without requiring the user to open and close one application after another. Another aspect of the integrated resource transfer application is directed to determination of pertinent applications for the user activity and automatic launching the applications within the central interface, by transferring control between applications, automatically, and in a suitable order.Type: GrantFiled: October 14, 2016Date of Patent: September 8, 2020Assignee: Bank of America CorporationInventor: Stephen Philip Selfridge
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Patent number: 10732624Abstract: Embodiments of the present invention provide a system for generating a communicable linkage and communication channel between various user devices, including smart devices, with a vehicle system. The system converts data from the user devices into readable format for implementation into a vehicle system. The implementation may include autonomous implementation for location transmission and guidance for the vehicle. Upon authentication of the user to the vehicle, the system directs the vehicle based on the converted data.Type: GrantFiled: May 22, 2018Date of Patent: August 4, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Mark Allan Nelson, Ashish B. Tajpuria, Karen Lea MacQueen, Stephen Philip Selfridge, Steven Michael Twombly
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Patent number: 10717754Abstract: Metal complexes such as those of formula (I) are contemplated by the present invention. The metal complexes may be used in catalytic reactions as a catalyst. The catalytic reaction may be an autotransfer process, for example hydrogen borrowing. Improved catalytic activity has been observed with certain metal complexes of the invention.Type: GrantFiled: December 19, 2016Date of Patent: July 21, 2020Assignee: University of LeedsInventors: Stephen Philip Marsden, Patrick Columba McGowan, Roberta Lanaro, Andrew John Blacker
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Patent number: 10655974Abstract: A computerized system may be configured for: determining a travel route to an event; causing a display of a smart device of a vehicle of a user to display the travel route; determining a parking location proximate to the event; modifying the travel route to include the parking location; identifying an item of a third party entity located proximate to the event; placing an order for the item in response to determining that a trigger event has occurred; causing a display of the user's mobile device to display information about the order once the vehicle has arrived at the parking location and the user is no longer collocated with the vehicle; determining that the mobile device of the user is collocated with a remote device of the third party entity; and transferring resources from the user to the third party entity to complete the order.Type: GrantFiled: May 22, 2018Date of Patent: May 19, 2020Assignee: Bank of America CorporationInventors: Mark Allan Nelson, Stephen Philip Selfridge, Ashish B. Tajpuria, Karen Lea MacQueen, Steven Michael Twombly
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Patent number: 10659460Abstract: Embodiments of the present invention provide a system for a multi-factor authentication of a user via a vehicle recognition of the user. In this way, the invention may identify a user co-located to a vehicle and authenticate that user via communicable linkages between a user device and automobile system. The invention may authenticate the user via the communicable linkage, vehicle biometrics, user vehicle preferences, and/or third party authentication. Based on a number of authentication points identified, the system may identify a level of authentication for accessing authentication locations. The system may then allow user access to various locations from his/her vehicle without requiring authentication into those locations.Type: GrantFiled: May 22, 2018Date of Patent: May 19, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Mark Allan Nelson, Ashish B. Tajpuria, Karen Lea MacQueen, Stephen Philip Selfridge, Steven Michael Twombly
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Publication number: 20200101919Abstract: Embodiments of the present invention provide a system for recognizing environment of a vehicle and identifying collisions in real-time. The system is typically configured for continuously monitoring environment of an automobile via one or more components of the automobile, identifying at least one collision associated with the automobile based on monitoring the environment of the automobile, determining one or more users associated with the at least one collision, determining one or more third parties associated with the one or more users and the at least one collision, automatically establish a communication link with the one or more third party entities, and automatically transmitting a notification associated with the at least one collision to the one or more third party entities and the one or more users in real-time.Type: ApplicationFiled: December 2, 2019Publication date: April 2, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Mark Allan Nelson, Ashish B. Tajpuria, Karen Lea MacQueen, Stephen Philip Selfridge, Steven Michael Twombly