Abstract: The present invention includes an electronic platform where business credit can be created, affiliated, transmitted, redeemed and processed, etc. in connection with multiple redeemers. The present invention includes an electronic platform where business credit can be purchased, sold and/or gifted in connection with multiple redeemers. The present invention also includes an electronic platform where business credit can be accounted for, monitored, and organized, etc. Furthermore, the present invention provides the ability to redeem business credit (including store credit) in connection with multiple redemptions through multiple redeemers, via a single redemption apparatus (e.g., a smart card).

Abstract: The present invention includes an electronic platform where business credit can be created, affiliated, transmitted, redeemed and processed, etc. in connection with multiple redeemers. The present invention includes an electronic platform where business credit can be purchased, sold and/or gifted in connection with multiple redeemers. The present invention also includes an electronic platform where business credit can be accounted for, monitored, and organized, etc. Furthermore, the present invention provides the ability to redeem business credit (including store credit) in connection with multiple redemptions through multiple redeemers, via a single redemption apparatus (e.g., a smart card).

Abstract: The present invention includes an electronic platform where business credit can be created, affiliated, transmitted, redeemed and processed, etc. in connection with multiple redeemers. The present invention includes an electronic platform where business credit can be purchased, sold and/or gifted in connection with multiple redeemers. The present invention also includes an electronic platform where business credit can be accounted for, monitored, and organized, etc. Furthermore, the present invention provides the ability to redeem business credit (including store credit) in connection with multiple redemptions through multiple redeemers, via a single redemption apparatus (e.g., a smart card).

Abstract: The present invention includes an electronic platform where business credit can be created, affiliated, transmitted, redeemed and processed, etc. in connection with multiple redeemers. The present invention includes an electronic platform where business credit can be purchased, sold and/or gifted in connection with multiple redeemers. The present invention also includes an electronic platform where business credit can be accounted for, monitored, and organized, etc. Furthermore, the present invention provides the ability to redeem business credit (including store credit) in connection with multiple redemptions through multiple redeemers, via a single redemption apparatus (e.g., a smart card).

Abstract: Systems and methods associated with making and acquiring donations (e.g., monetary gifts) utilizing communication links within a network (e.g., the Internet), an electronic platform (including a website), and the computer systems of parties to the system are provided. Pledges and/or donations and/or funds can be transmitted from one party to another. The pledges and/or donations may be contingent upon certain terms or conditions being met.

Abstract: The present invention includes an electronic platform where business credit can be created, affiliated, transmitted, redeemed and processed, etc. in connection with multiple redeemers. The present invention includes an electronic platform where business credit can be purchased, sold and/or gifted in connection with multiple redeemers. The present invention also includes an electronic platform where business credit can be accounted for, monitored, and organized, etc. Furthermore, the present invention provides the ability to redeem business credit (including store credit) in connection with multiple redemptions through multiple redeemers, via a single redemption apparatus (e.g., a smart card).

Abstract: The present invention provides systems and methods relating to store credit. A person or entity (a party) could use the system as a buyer, seller, supplier, facilitator, or other party. The invention provides an electronic platform (a website and its associated hardware and/or software, etc.) where buyers and/or alternative parties could customize and/or negotiate provisions on offers to buy and/or sell store credit, and/or where buyers and/or alternative parties could customize and/or negotiate terms and/or conditions associated with store credit.

Abstract: A payment network (for example, an open-loop payment network or a closed-loop payment network) is provided and includes systems and methods of payment utilizing bank transactions (e.g., credit based transactions and debit based transactions) and prepaid access. Systems and/or methods are also provided relating to payment based promotions. Additionally, a platform is provided where users can secure terms of use associated with prepaid access, without having to purchase the prepaid access. Further, users can secure custom terms in connection with qualifying bank transactions conducted in the future.