Patents by Inventor Theodore Harris

Theodore Harris has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11657402
    Abstract: Embodiments are directed to a method for determining an interview script in a claims submission. The method may comprising receiving data relating to a claim being submitted, which may include claims submission data input by a user, information relating to the user, and one or more features. Data associated with the one or more features may be determined from an artificial intelligence model. A first score based on the data associated with the one or more features and data associated with the information relating to the user may be determined and used to determine an interview script. In one embodiment, questions in the interview script may continue to be provided to the interviewer computer if a continually updated score remains above a predetermined threshold. In another embodiment, the user may be routed to a live interview with a human representative if a continually updated score drops below a predetermined threshold.
    Type: Grant
    Filed: May 16, 2017
    Date of Patent: May 23, 2023
    Assignee: Visa International Service Association
    Inventors: Theodore Harris, Yue Li, Craig O'Connell, Tatiana Korolevskaya
  • Patent number: 11645528
    Abstract: A disclosed method an analysis computer determining a rolling window associated with interaction data for interactions that occur over time. The analysis computer can retrieve interaction data for interactions occurring in the rolling window. The analysis computer can then generate pseudo interaction data based upon historical interaction data. The analysis computer can optionally embed the interaction data for the interactions occurring within the rolling window and the pseudo interaction data to form interaction data matrices. The analysis computer can then form a neural network model using the interaction data matrices, which is derived from the interaction data in the rolling window and the pseudo interaction data.
    Type: Grant
    Filed: September 14, 2022
    Date of Patent: May 9, 2023
    Assignee: Visa International Service Association
    Inventors: Theodore Harris, Tatiana Korolevskaya, Yue Li
  • Publication number: 20230052225
    Abstract: A computer system includes a memory configured to store instructions, and one or more processors configured to execute the instructions to cause the computer system to perform a method for event detection. The method includes obtaining a user profile and a persona category associated with the user profile corresponding to a user; receiving first data associated with the user and second data associated with one or more environmental or situational factors; detecting an event based on the first data or the second data; and querying a database in response to the detected event to determine one or more recommended actions for the user based on the user profile and the persona category of the user.
    Type: Application
    Filed: August 12, 2022
    Publication date: February 16, 2023
    Inventors: Scott EDINGTON, Jiri NOVAK, Theodore HARRIS, Simon NILSSON, Thomas STEARNS, Keith TAYLOR
  • Publication number: 20230016565
    Abstract: A method for the use of electronic transactional tokens includes: generating a plurality of transactional tokens including a first token; associating each of the transactional tokens with a plurality of users, the first token associated with a first user; monitoring usage of the transactional tokens in a plurality of transactions in a local region or network; and in response to receiving transactional data for the first transaction, updating the first token from a first state to a second state (e.g., to provide a benefit when the token is applied in the local region or network). The tokens may be generated and monitored using a token processing system, which uses transaction data received by a transaction handler that is handling transaction processing for the transactions.
    Type: Application
    Filed: September 20, 2022
    Publication date: January 19, 2023
    Inventors: Theodore Harris, Patrick Faith
  • Publication number: 20230004657
    Abstract: A first node on the blockchain storage system node may include data from other blocks on the blockchain used for blockchain verification and an additional node which may include an analysis element. The analysis element may include computer executable code for receiving data added to the blockchain, determining a risk score for the data added to the blockchain based on past performance and in response to the risk score being over a threshold, alerting members of blockchain of the risk score.
    Type: Application
    Filed: September 15, 2022
    Publication date: January 5, 2023
    Inventors: Yue Li, Theodore Harris, Tatiana Korolevskaya
  • Publication number: 20230004808
    Abstract: A disclosed method an analysis computer determining a rolling window associated with interaction data for interactions that occur over time. The analysis computer can retrieve interaction data for interactions occurring in the rolling window. The analysis computer can then generate pseudo interaction data based upon historical interaction data. The analysis computer can optionally embed the interaction data for the interactions occurring within the rolling window and the pseudo interaction data to form interaction data matrices. The analysis computer can then form a neural network model using the interaction data matrices, which is derived from the interaction data in the rolling window and the pseudo interaction data.
    Type: Application
    Filed: September 14, 2022
    Publication date: January 5, 2023
    Applicant: Visa International Service Association
    Inventors: Theodore Harris, Tatiana Korolevskaya, Yue Li
  • Publication number: 20220374484
    Abstract: A system receives transaction data from payment devices of a user. The system generates a transaction profile of the user based on the received transaction data. Based on the transactional parameters, the system determines a community of the user. The system further receives one or more predefined sub-groups of the community from a database. The one or more sub-groups define subsets of activities, geographic locations, and times. The system identifies one or more rules setting limits on the transactional parameters. Absent receiving additional user interactions, the system generates a suggested community for the user as a function of the one or more rules, the activities, geographic locations, and times of the one or more sub-groups of the community. The system generates a suggested activity to the user based on the suggested community.
    Type: Application
    Filed: October 1, 2019
    Publication date: November 24, 2022
    Inventors: Theodore Harris, Tatiana Korolevskaya, Yue Li, Jerry Wald
  • Publication number: 20220358242
    Abstract: Client devices can send access request messages to resource management computers to request access to a resource. A data security hub can provide centralized routing between different client devices, resource management computers, and authentication data processing servers. The data security hub can reduce the risk of sensitive authentication information from leaking (e.g., due to a breach) by limiting the amount or types of authentication information distributed to the data processing servers. The data security hub can limited the authentication information being distributed based on its sensitivity, the trust level of the client device, and the security level of the requested resource. The data security hub can also evaluate the client devices and data processing servers to identify security breaches and can cancel or reroute access requests accordingly. Thus, the data security hub can maintain resource security while better preserving the privacy of the client device's authentication information.
    Type: Application
    Filed: July 29, 2022
    Publication date: November 10, 2022
    Applicant: Visa International Service Association
    Inventors: Theodore Harris, John F. Sheets, Mark Nelsen, Yue Li, Craig O'Connell
  • Publication number: 20220348375
    Abstract: Disclosed is an injection stretch blow molded (ISBM) container containing a surface having a static coefficient of friction (COF) of 0.15 to 0.21, a dynamic COF of 0.06 to 0.1, wherein the surface retains a water contact angle of 76° or higher for up to three minutes after wetting of the surface with a water drop of 14 to 16 mm diameter and the container is made with a polymeric composition containing a high density polyethylene (HDPE) having a dispersity (Mw/Mn) of 9 or higher as measured by GPC; a MI2 of 1 g/10 min or higher as measured by ASTM D-1238; 190° C./2.16 kg, as measured by ASTM D-1238; and an environmental stress crack resistance (ESCR) at 100% Igepal of >150 hours as measured by ASTM D-1693, B.
    Type: Application
    Filed: April 28, 2022
    Publication date: November 3, 2022
    Inventors: Russell McDonald, Michael McLeod, Fengkui Li, Theodore Harris, III
  • Patent number: 11481770
    Abstract: A method for the use of electronic transactional tokens includes: generating a plurality of transactional tokens including a first token; associating each of the transactional tokens with a plurality of users, the first token associated with a first user; monitoring usage of the transactional tokens in a plurality of transactions in a local region or network; and in response to receiving transactional data for the first transaction, updating the first token from a first state to a second state (e.g., to provide a benefit when the token is applied in the local region or network). The tokens may be generated and monitored using a token processing system, which uses transaction data received by a transaction handler that is handling transaction processing for the transactions.
    Type: Grant
    Filed: June 17, 2019
    Date of Patent: October 25, 2022
    Assignee: Visa International Service Association
    Inventors: Theodore Harris, Patrick Faith
  • Patent number: 11481499
    Abstract: A first node on the blockchain storage system node may include data from other blocks on the blockchain used for blockchain verification and an additional node which may include an analysis element. The analysis element may include computer executable code for receiving data added to the blockchain, determining a risk score for the data added to the blockchain based on past performance and in response to the risk score being over a threshold, alerting members of blockchain of the risk score.
    Type: Grant
    Filed: August 5, 2019
    Date of Patent: October 25, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Yue Li, Theodore Harris, Tatiana Korolevskaya
  • Patent number: 11481622
    Abstract: A disclosed method an analysis computer determining a rolling window associated with interaction data for interactions that occur over time. The analysis computer can retrieve interaction data for interactions occurring in the rolling window. The analysis computer can then generate pseudo interaction data based upon historical interaction data. The analysis computer can optionally embed the interaction data for the interactions occurring within the rolling window and the pseudo interaction data to form interaction data matrices. The analysis computer can then form a neural network model using the interaction data matrices, which is derived from the interaction data in the rolling window and the pseudo interaction data.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: October 25, 2022
    Assignee: Visa International Service Association
    Inventors: Theodore Harris, Tatiana Korolevskaya, Yue Li
  • Patent number: 11449147
    Abstract: Systems and methods described herein are for transmitting a command to a remote system. A processing system determines the identity of the user based on the unique identifier and the biometric information. Thereafter, a sensor detects a gesture performed by the user. The sensor is configured to detect the gesture performed by the user when the user is located within the detectable range of the wireless antenna. The processing system determines an action associated with the detected gesture based on the identity of the user and sends a command to a remote computer system to cause it to perform the action associated with the detected gesture.
    Type: Grant
    Filed: October 29, 2020
    Date of Patent: September 20, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Theodore Harris, Scott Edington, Patrick Faith
  • Patent number: 11429745
    Abstract: Client devices can send access request messages to resource management computers to request access to a resource. A data security hub can provide centralized routing between different client devices, resource management computers, and authentication data processing servers. The data security hub can reduce the risk of sensitive authentication information from leaking (e.g., due to a breach) by limiting the amount or types of authentication information distributed to the data processing servers. The data security hub can limited the authentication information being distributed based on its sensitivity, the trust level of the client device, and the security level of the requested resource. The data security hub can also evaluate the client devices and data processing servers to identify security breaches and can cancel or reroute access requests accordingly Thus, the data security hub can maintain resource security while better preserving the privacy of the client device's authentication information.
    Type: Grant
    Filed: October 30, 2017
    Date of Patent: August 30, 2022
    Assignee: Visa International Service Association
    Inventors: Theodore Harris, John Sheets, Mark Nelson, Yue Li, Craig O'Connell
  • Publication number: 20220269781
    Abstract: A system and a method for providing intelligent friction by receiving user information based on an interaction of a user with a user interface; and providing intelligent friction through the user interface using an intelligent system. This may comprise changing the user interface relative to a baseline based on the user information. Intelligent friction may provide changes to the user interface. The system may increase security and prevent unauthorized access by bad actors. The system may be less susceptible to hacking by altering how verification or authentication is performed. Systems using intelligent friction may be easily implemented because they may be less reliant on user devices. Rather than requiring multiple communication channels as may be the case in multi-factor authentication, intelligent friction may be advantageously carried out with the user using mobile devices of low complexity.
    Type: Application
    Filed: February 22, 2022
    Publication date: August 25, 2022
    Inventors: Theodore HARRIS, Jiri NOVAK, Scott EDINGTON
  • Publication number: 20220269954
    Abstract: A system and a method for providing a digital intervention relating to user interactions. A system may have at least one processor configured to perform operations comprising: receiving input data from at least one client device; accessing a data model configured to determine, based on historical data, risk levels associated with the user interactions; inserting the input data into the data model; receiving, from the data model, an indication that at least one determined risk level associated with the user interactions exceeds a preset threshold; and providing, in response to the at least one determined risk level exceeding the preset threshold, the digital intervention.
    Type: Application
    Filed: February 22, 2022
    Publication date: August 25, 2022
    Inventors: Theodore HARRIS, Jiri NOVAK, Scott EDINGTON, Simon Robert Olov Nilsson, Talia BECK
  • Publication number: 20220253373
    Abstract: Computer executable instructions including code sections are received and compared to previously analyzed computer executable instructions. The code sections are then analyzed and assigned a risk score. If the risk score is over a threshold, an alarm may be communicated or the system may substitute computer executable instructions that may have been created according to a standard or have been previously approved.
    Type: Application
    Filed: April 19, 2022
    Publication date: August 11, 2022
    Inventors: Yue Li, Theodore Harris, Tatiana Korolevskaya
  • Patent number: 11379203
    Abstract: Systems and methods are provided for transcompiling non-distributed source code for a non-distributed software program into a distributed software package for implementation on a distributed computing system. A transcompiler can identify loops within non-distributed source code written in a data-driven language. The transcompiler can generate MapReduce jobs using mapper keys based on grouping indicators associated with each of the loops. The MapReduce jobs can be linked together based on input-output connections of the loops in the non-distributed source code. Then, the transcompiler can generate a distributed software package including the generated MapReduce jobs to implement the same functionality as the non-distributed source code on the distributed computing system, thereby improving the speed of execution over very large datasets. The distributed software package can be optimized using machine learning searching algorithms.
    Type: Grant
    Filed: April 23, 2021
    Date of Patent: July 5, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Craig O'Connell, Theodore Harris, Yue Li, Tatiana Korolevskaya
  • Patent number: 11321221
    Abstract: Computer executable instructions including code sections are received and compared to previously analyzed computer executable instructions. The code sections are then analyzed and assigned a risk score. If the risk score is over a threshold, an alarm may be communicated or the system may substitute computer executable instructions that may have been created according to a standard or have been previously approved.
    Type: Grant
    Filed: December 31, 2019
    Date of Patent: May 3, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Yue Li, Theodore Harris, Tatiana Korolevskaya
  • Publication number: 20210272121
    Abstract: A disclosed method includes a) receiving by a server computer network data comprising a plurality of transaction data for a plurality of transactions. Each transaction data comprises a plurality of data elements with data values. At least one of the plurality of data elements comprises a user identifier for a user. The server computer can then b) generate one or more graphs comprising a plurality of communities based on the network data. The server computer can c) determine fuzzy values for at least some of the data values for each transaction of the plurality of transactions. For each user, the server computer can d) determine fuzzy values for communities within the plurality of communities. The server computer can then e) generate a model using the fuzzy values obtained in steps c) and d), and at least some of the data values.
    Type: Application
    Filed: July 11, 2019
    Publication date: September 2, 2021
    Inventors: Theodore HARRIS, Tatiana Korolevskaya, Yue Li