Patents by Inventor Thomas M. Isaacson

Thomas M. Isaacson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11416846
    Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for processing gift transactions, related to retaining a social and gratitude-based experience surrounding giving and receiving gifts, monitoring gift recipients on-premises at merchants and providing gift-related notifications, and managing funds in a gift that the recipient does not redeem. A system configured to practice a first method receives an object associated with a gift, receives a tag associated with the object, and transmits the object to the giver. A system configured to practice a second example method uses face identification at the merchant to identify a recipient of a gift. The system can transmit a reminder to the recipient regarding the gift. In a third example method, the system creates a gift and notifies the recipient of the gift. If the recipient never redeems the gift, then the giver is not charged for the gift and no transaction occurs.
    Type: Grant
    Filed: November 12, 2019
    Date of Patent: August 16, 2022
    Assignee: GIFTYA LLC
    Inventors: Thomas M. Isaacson, Ryan C. Durham, Jason Wolfe, Patrick Ledbetter, Adam Ludwig
  • Patent number: 11403618
    Abstract: Disclosed are systems and methods for processing gift transactions. An example method includes receiving an identification of a first merchant from a giver at a first time, wherein a gift from the giver to a recipient is redeemable at the first merchant. The method can include generating a policy comprising the first merchant. The policy can be at least in part giver-defined and linked to the recipient payment account. The method can then include transmitting an electronic notice to a recipient device, receiving a selection from the recipient of a second merchant at which to redeem the gift from the giver, updating the policy to apply to the second merchant selected by the recipient to yield an updated policy and, upon receiving an indication of a triggering event caused by use of the recipient payment account as defined by the updated policy, applying an amount of money to the gift.
    Type: Grant
    Filed: December 14, 2020
    Date of Patent: August 2, 2022
    Assignee: GIFTYA LLC
    Inventors: Thomas M. Isaacson, Ryan C. Durham, Jason Wolfe, Patrick Ledbetter, Adam Ludwig
  • Patent number: 11392928
    Abstract: Disclosed herein is a method for enabling gift card recipients to redeem gift card amounts using existing payment accounts. A system identifies a giver and recipient of a gift card amount and associated accounts. A policy is established which governs how the gift card is redeemed, such as a specific merchant or item. When a purchase is made using an existing credit/debit card according to the policy, the system intercepts the purchase and causes the gift card amount to be applied from an account other than the recipient account. No special codes, separate physical gift cards, or printable coupons are necessary for redemption. The recipient makes purchases using their normal purchasing credit/debit card via a qualifying purchase according to the policy, and the gift card is applied automatically. The recipient credit/debit card becomes a combination of an open-looped card and a closed-loop card. Thus, no money is wasted or lost.
    Type: Grant
    Filed: November 8, 2019
    Date of Patent: July 19, 2022
    Assignee: GIFTYA LLC
    Inventors: Thomas M. Isaacson, Ryan C. Durham, Jason Wolfe, Patrick Ledbetter, Adam Ludwig
  • Patent number: 11392929
    Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for creating a gift in one medium of exchange from stored value in another medium of exchange. The system accesses a first account representing stored value in a first medium of exchange, and chooses an amount of the stored value from the first medium of exchange. Then the system converts the amount of the stored value to a second medium of exchange to yield a converted amount, and gives the converted amount in the second medium of exchange to a recipient as a gift, wherein the gift is associated with a recipient account for the second medium of exchange, and wherein the gift is associated with a policy monitoring transactions made using the recipient account such that the converted amount is applied to a transaction satisfying conditions of the policy.
    Type: Grant
    Filed: November 11, 2019
    Date of Patent: July 19, 2022
    Assignee: GIFTYA LLC
    Inventors: Thomas M. Isaacson, Ryan C. Durham, Jason Wolfe, Patrick Ledbetter, Adam Ludwig
  • Patent number: 11392930
    Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for enabling gift interactions via social media. For example, a user can post to a social networking site in a particular way to establish a gift transfer to a recipient based on a policy, such that when the recipient makes a purchase using their pre-existing payment account, the gift (an amount of money) is transferred or applied to the recipient payment account. A particular structure or feature of a social network post can trigger the creation of the policy, with metadata or information parsed from the social network post providing additional details of the policy. In this way, a user can set up a gift transfer without interacting with a gift portal, application, or website. The recipient does not need to use any special code, separate physical gift cards, or printable coupons to redeem or use the gift.
    Type: Grant
    Filed: November 11, 2019
    Date of Patent: July 19, 2022
    Assignee: GIFTYA LLC
    Inventors: Thomas M. Isaacson, Ryan C. Durham, Jason Wolfe, Patrick Ledbetter, Adam Ludwig
  • Patent number: 11379823
    Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for enabling gift card recipients to redeem gift card amounts using existing accounts such as a credit/debit card. A system practicing the method sends to a set of givers a set of respective invitations to contribute to a group gift, wherein the group gift is associated with a policy, a person, and a payment account associated with the person that existed prior to sending the set of respective invitations. The system identifies a contribution to the group gift from one of the set of givers, wherein when the person makes a qualifying transaction using the payment account according to the policy, a gift amount associated with the group gift is applied from various giver accounts. Then the system updates at least one of the set of respective invitations sent to the set of givers based on the contribution.
    Type: Grant
    Filed: November 12, 2019
    Date of Patent: July 5, 2022
    Assignee: GiftYa LLC
    Inventors: Thomas M. Isaacson, Ryan C. Durham, Jason Wolfe, Patrick Ledbetter, Adam Ludwig
  • Patent number: 11379822
    Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for splitting a transaction among multiple participants. A system configured to practice the method first identifies a group of individuals associated with a shared transaction. Then the system identifies a primary individual from the group of individuals and a non-primary group of individuals from the group of individuals, wherein the primary individual is associated with a primary account that existed prior to the shared transaction, and wherein each individual of the non-primary group of individuals is associated with a respective non-primary account that existed prior to the shared transaction. The system establishes a policy for monitoring the primary account for completion of the shared transaction.
    Type: Grant
    Filed: November 7, 2019
    Date of Patent: July 5, 2022
    Assignee: GIFTYA, LLC
    Inventors: Thomas M. Isaacson, Ryan C. Durham, Jason Wolfe, Patrick Ledbetter, Adam Ludwig
  • Publication number: 20220156820
    Abstract: A system and method for providing payments is disclosed. A method can include establishing a wireless link between a mobile device and a merchant device. After an instruction is displayed on the mobile device, a combination of a first type of input and a second type of input are received on the mobile device, first type of input including at least one button press of a physical button and the second type of input received from a user to confirm a payment for the purchase. Based on the inputs, payment data is retrieved from a memory of the mobile device. The method includes receiving the payment data at the merchant device to make the purchase, wherein receiving the payment data, via the wireless link, at the merchant device to make the purchase is performed according to a protocol for communicating the payment data to the merchant device.
    Type: Application
    Filed: January 31, 2022
    Publication date: May 19, 2022
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Publication number: 20220148073
    Abstract: A system and method for providing payments is disclosed. A method can include establishing a wireless link between a mobile device and a merchant device. After an instruction is displayed on the mobile device, a combination of a first type of input and a second type of input are received on the mobile device, first type of input including at least one button press of a physical button and the second type of input received from a user to confirm a payment for the purchase. Based on the inputs, payment data is retrieved from a memory of the mobile device. The method includes receiving the payment data at the merchant device to make the purchase, wherein receiving the payment data, via the wireless link, at the merchant device to make the purchase is performed according to a protocol for communicating the payment data to the merchant device.
    Type: Application
    Filed: January 25, 2022
    Publication date: May 12, 2022
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Publication number: 20220094442
    Abstract: Disclosed is a method that includes receiving, at a scheduling server, a request for a first particle of a pair of quantum entangled particles and a second particle of the pair of quantum entangled particles, evaluating the request based on one or more parameters to yield a schedule and communicating instructions from the scheduling server to an entangled particle production system to deliver, according to the schedule, the first particle to a first node and to deliver the second particle to a second node according to the request. In this manner, respective particles of a quantum entangled pair can be delivered to the appropriate nodes for use in a communication.
    Type: Application
    Filed: September 22, 2021
    Publication date: March 24, 2022
    Inventor: Thomas M. Isaacson
  • Patent number: 11282131
    Abstract: Disclosed herein are systems, methods, and computer-readable storage devices for securely storing, at an electronic device, payment information associated with a payment account, detecting, at the electronic device, a payment operation associated with an application program. In response to the detected payment operation, the method includes determining that an input corresponding to an authorization of a payment transaction has not been locally received at the electronic device within a time period, presenting, in response to the determination, a stimulus indicating that the input corresponding to an authorization of a payment transaction has not been locally received, detecting subsequent to the stimulus presentation an authorization input, the authorization input corresponding to an authorization of a payment transaction, enabling, in response to detecting the authorization input, the payment information to be retrieved and releasing the payment information to the application program.
    Type: Grant
    Filed: September 17, 2019
    Date of Patent: March 22, 2022
    Assignee: Monticello Enterprises LLC
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Patent number: 11250493
    Abstract: A method includes receiving, at a social media software module operating on a user device, input from a first user associated with a payment from the first user to a second user, wherein the social media software module provides a social media interaction which enables communication between the first user and the second user, receiving, in connection with use of the social media software module for the social media interaction, a payment authorization from the first user for the payment to the second user and initiating, from the social media software module and based on the payment authorization, a blockchain-based payment from the first user to the second user. This approach incorporates a cryptocurrency wallet into a social media application to reduce friction and enable easy payments between users of the social media application using a cryptocurrency for at least part of the transfer of value from one user to another.
    Type: Grant
    Filed: July 31, 2019
    Date of Patent: February 15, 2022
    Assignee: Monticello Enterprises LLC
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Patent number: 11244377
    Abstract: Disclosed is an updated browser having an API for communicating payment data between the browser and a site or an application and a software module for processing payments of purchases and to reduce the number of user interactions needed for a purchasing process. The method includes receiving, via the user interface, an interaction by a user with an object associated with a site, the interaction indicating a user intent to make a purchase, receiving, based on the interaction and via an application programming interface, a request from the site or application for payment data in connection with the purchase and transmitting, to the site or the application and via the application programming interface, the payment data, wherein the payment data confirms the purchase or can be used to process or deliver a product associated with the purchase.
    Type: Grant
    Filed: September 17, 2019
    Date of Patent: February 8, 2022
    Assignee: MONTICELLO ENTERPRISES LLC
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Publication number: 20210358015
    Abstract: Disclosed are a system and process of providing social networking purchasing processes. A method includes receiving, from a posting entity and at the social networking entity, a posting or a submission of a text, an image or a video. When the submission is associated with a product within a product catalog of the posting entity, the social networking entity presents in a newsfeed of users or otherwise on the social networking entity, the text, image or video with an associated option to buy. The option to buy might be presented through a messenger application or as the user browses the posting. When there is a correlation between the posting and the product catalog, and when the user makes a purchase of the product, the user is not transitioned away from the social networking entity. Initiating a payment process occurs within the social networking entity.
    Type: Application
    Filed: August 2, 2021
    Publication date: November 18, 2021
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Publication number: 20210350443
    Abstract: Systems and methods are disclosed that provide for a linking of a product database across different search platforms and then managing payments by a generalized search entity such that users are not transitioned to a merchant site from advertisements or search results. A method includes establishing, at a generalized search entity, a link to a product database of a merchant, offering, by the generalized search entity and based on a correlation of search terms to the product database of the merchant, search results across at least a first search platform and a second search platform and receiving, from a user, a confirmation of a payment for a product associated with a search result presented on the first search platform by the generalized search entity. The generalized search entity processes the payment for the product without transitioning the user to a site operated by the merchant.
    Type: Application
    Filed: July 23, 2021
    Publication date: November 11, 2021
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Publication number: 20210326964
    Abstract: Disclosed is a method including receiving at a user device a scan of a code, initiating on the device, based on the code, a communication with a server, receiving, based on the communication and from the server, a download of a user interface, the download being independent of a full application stored on the user device, transmitting, via the software module, an identification, received from the user, of a function to perform in connection with the code, transmitting location data associated with the user device to the server and transmitting authorized data to the server based on data retrieved from either the user device or a network entity. The user can scan product codes or rental codes in the store or on a device like a scooter and receive the interactive interface for performing a function. The process eliminates the need for point of sale equipment and eliminates checkout lines.
    Type: Application
    Filed: May 11, 2021
    Publication date: October 21, 2021
    Inventors: Thomas M. ISAACSON, Ryan Connell DURHAM
  • Publication number: 20210319486
    Abstract: A system transfers money to a recipient's payment card account, without requiring an additional payment card or a recipient's payment card or account information. A recipient registers a payment account with a service provider. A system receives an identification, generated from an entity such as a business or a person, of the recipient and information associated with an electronic notice to be transmitted to a device associated with the recipient. The system transmits the notice to the device, the notice being associated with the recipient payment account and being transmitted prior to the recipient buying product or service associated with the notice using the recipient payment account. The system receives an indication of a purchase associated with the notice and completed using the recipient payment account and applies the gift credit.
    Type: Application
    Filed: June 25, 2021
    Publication date: October 14, 2021
    Inventors: Thomas M. ISAACSON, Ryan C. DURHAM, Jason WOLFE, Patrick LEDBETTER, Adam LUDWIG
  • Patent number: 11080777
    Abstract: Disclosed are a system and process of providing social networking purchasing processes. A method includes receiving, from a posting entity and at the social networking entity, a posting or a submission of a text, an image or a video. When the submission is associated with a product within a product catalog of the posting entity, the social networking entity presents in a newsfeed of users or otherwise on the social networking entity, the text, image or video with an associated option to buy. The option to buy might be presented through a messenger application or as the user browses the posting. When there is a correlation between the posting and the product catalog, and when the user makes a purchase of the product, the user is not transitioned away from the social networking entity. Initiating a payment process occurs within the social networking entity.
    Type: Grant
    Filed: July 14, 2020
    Date of Patent: August 3, 2021
    Assignee: MONTICELLO ENTERPRISES LLC
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Patent number: 11074640
    Abstract: Systems and methods are disclosed that provide for a linking of a product database across different search platforms and then managing payments by a generalized search entity such that users are not transitioned to a merchant site from advertisements or search results. A method includes establishing, at a generalized search entity, a link to a product database of a merchant, offering, by the generalized search entity and based on a correlation of search terms to the product database of the merchant, search results across at least a first search platform and a second search platform and receiving, from a user, a confirmation of a payment for a product associated with a search result presented on the first search platform by the generalized search entity. The generalized search entity processes the payment for the product without transitioning the user to a site operated by the merchant.
    Type: Grant
    Filed: July 27, 2020
    Date of Patent: July 27, 2021
    Assignee: MONTICELLO ENTERPRISES LLC
    Inventors: Thomas M. Isaacson, Ryan Connell Durham
  • Publication number: 20210201295
    Abstract: Technologies for unwrappable virtual egifts enabling recipients to redeem gift credits using payment accounts. In some examples, a system identifies a merchant associated with a giver, the giver being associated with a giver payment account and a recipient being associated with a recipient payment account. The system associates a policy with the gift credit and generates an image underlay identifying the gift credit and an image overlay hiding the image underlay and gift credit, the image overlay including a separable flap having a portion that appears unadhered to the image underlay, the separable flap being configured to trigger, in response to an input, an animated unwrapping effect that removes the image overlay to reveal the image underlay and gift credit. The system presents the image overlay and, in response to receiving the input, generates the animated unwrapping effect to remove the image overlay and reveal the image underlay.
    Type: Application
    Filed: March 16, 2021
    Publication date: July 1, 2021
    Inventors: Thomas M. ISAACSON, Ryan C. DURHAM, Jason WOLFE, Patrick LEDBETTER, Adam LUDWIG