Patents by Inventor Timothy L. Robinson

Timothy L. Robinson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8015118
    Abstract: A system and method of obtaining and storing a signed agreement authorizing the use of a user's biometric data for the purpose of offering legal consent to agreements and transactions with one or more operators. The present invention imparts a process by which merchants and other service providers can access a verifying agreement indicating a user's intent to submit biometric data as a substitute for a written signature and the user's consent to abide by the terms and conditions of any agreements entered into by the submission of biometric data.
    Type: Grant
    Filed: May 6, 2005
    Date of Patent: September 6, 2011
    Assignee: Open Invention Network, LLC
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7997477
    Abstract: A system and method for a biometric-based identity verification for authorizing a check cashing transaction between a consumer and a merchant using a biometric identification device and at least one consumer biometric identifier scan. Said consumer registers with said system at least one biometric identifier and personal identity-verifying data both used to authenticate the identity of the consumer without the use of a man-made identity token during a check cashing transaction. During said transaction, said consumer enters at least one digital scan of at least one of their registered biometrics and said system authenticates said consumer's identity through comparing said digital scan with at least one digital scan stored in at least one system database. Upon positive identification of said consumer, said transaction is approved.
    Type: Grant
    Filed: April 10, 2008
    Date of Patent: August 16, 2011
    Assignee: Phoenix Check Cashing, Inc.
    Inventor: Timothy L. Robinson
  • Patent number: 7836485
    Abstract: The present invention is a system and method of enrolling potential system users for a biometric system for identity verification. Potential system user information is entered into the system, either by the user or a system operator, and is stored as a partially-enabled user record. The user of a partially-enabled user record fully enables the record by presenting information previously stored in the user record and presenting the remainder of user information necessary to complete record activation. Enrollment data is used to authenticate the system user's identity and authorize related transaction accesses in a biometric system for identity verification.
    Type: Grant
    Filed: April 28, 2008
    Date of Patent: November 16, 2010
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Mark B. Robinson
  • Patent number: 7778933
    Abstract: A system and method of allowing individuals to categorize transaction information. A user of the system may establish transaction identifiers that may be employed during or subsequent to a transaction in order to categorize transaction information.
    Type: Grant
    Filed: September 4, 2008
    Date of Patent: August 17, 2010
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7769695
    Abstract: A system and method of providing users with an accessible system and convenient method for conducting purchase benefit transactions. When enrolling in a biometric authorization system, a user may authorize the system to apply for purchase benefits on the user's behalf at subsequent transactions.
    Type: Grant
    Filed: November 6, 2008
    Date of Patent: August 3, 2010
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7765164
    Abstract: A system and method of offering subscriptions to periodical publications or other products and services at a point of sale using subscription enabling information stored in a database. The present invention imparts a process by which users enrolled in a biometric authorization system may accept subscription offers at a point of sale by submitting their biometric data. Subscription information stored in the user record may then be utilized to enable the fulfillment of the subscription offer.
    Type: Grant
    Filed: March 11, 2005
    Date of Patent: July 27, 2010
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7753268
    Abstract: A system and method of assistance procedures that involve a negotiable instrument casher in the negotiable instrument validity determination process. The present invention involves the casher in the determining process by providing a walkthrough and network assistance procedures.
    Type: Grant
    Filed: September 2, 2005
    Date of Patent: July 13, 2010
    Assignee: Phoenix Check Cashing, Inc.
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7747528
    Abstract: A system and method for providing a flexible credit facility that can delay the processing of financial transactions, including biometrically-initiated financial transactions, is disclosed. Delays in payment processing are determined by considering various factors that can depend on the merchant, the consumer, or the transaction itself. In one embodiment, after a financial transaction has been delayed for a determined period of time, it is then submitted to a financial network such as the Automated Clearing House (ACH) network.
    Type: Grant
    Filed: February 11, 2004
    Date of Patent: June 29, 2010
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Mark B. Robinson
  • Publication number: 20100106534
    Abstract: A certification and risk-management system and method for a rental agreement. The present invention provides a mechanism for determining that an individual who would normally be deemed a high-risk for a rental agreement (e.g., vehicle rental) is not a high-risk, guaranteeing such individual, and thereby enabling the individual to participate in the rental agreement more readily. By screening an individual via a multitude of criteria, a guarantee provider can certify to a rental agency that a customer is an acceptable risk for the rental agreement, and in the event the rental agency incurs a cost (e.g., related to the individual's use of a vehicle), the guarantee provider can guarantee that the rental agency will be reimbursed for the cost.
    Type: Application
    Filed: October 24, 2008
    Publication date: April 29, 2010
    Applicant: Solid People LLC
    Inventors: Timothy L. Robinson, Brad R. Childt, Duane S. Kobayashi
  • Patent number: 7624073
    Abstract: A system and method of allowing individuals to categorize transaction information. A user of the system may establish transaction identifiers that may be employed during or subsequent to a transaction in order to categorize transaction information.
    Type: Grant
    Filed: March 11, 2005
    Date of Patent: November 24, 2009
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7614550
    Abstract: A method of providing negotiable instrument cashing merchants the ability to readily customize, store locally or centrally, and update manually or automatically, preferences related to negotiable instrument cashing transactions. The present invention imparts a process by which cashers utilizing a negotiable instrument cashing system can store and update fee and surcharge preferences, share them with affiliated cashers, and apply the preferences to negotiable instrument cashing transactions.
    Type: Grant
    Filed: September 23, 2005
    Date of Patent: November 10, 2009
    Assignee: Phoenix Check Cashing, Inc.
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7558406
    Abstract: A system and method of employing user information during a biometric authorization. A user's biometric system records and biometric third party records are monitored for negative, positive, and neutral data in order to maintain user record accuracy and to prevent fraudulent behavior.
    Type: Grant
    Filed: August 3, 2004
    Date of Patent: July 7, 2009
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin
  • Patent number: 7542590
    Abstract: A system and method of improving biometric information registered in a biometric authorization system is disclosed. System user biometric information entered into the system is upgraded at subsequent biometric authorizations at numerous biometric input devices.
    Type: Grant
    Filed: May 7, 2004
    Date of Patent: June 2, 2009
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin
  • Patent number: 7533809
    Abstract: A system and method of conducting parking transactions in a convenient manner is described. Users of the system can employ their biometric data or a preexisting token to conduct transactions at a parking facility.
    Type: Grant
    Filed: June 1, 2005
    Date of Patent: May 19, 2009
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7533066
    Abstract: The present invention is a system and method of conducting refund transactions via electronic transaction records. System user transaction information entered into the system is stored in association with user biometric information. Transaction information is retrieved via user biometric recognition/verification for conducting refund transactions.
    Type: Grant
    Filed: November 22, 2005
    Date of Patent: May 12, 2009
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin
  • Patent number: 7520422
    Abstract: A system and method of electronically depositing negotiable instruments. The present invention imparts a process by which a negotiable instrument casher may electronically deposit negotiable instruments into a financial account held with a participating financial institution.
    Type: Grant
    Filed: January 13, 2005
    Date of Patent: April 21, 2009
    Assignee: Phoenix Check Cashing, Inc.
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Publication number: 20090099944
    Abstract: A system and method of offering a redemption account that allows users to purchase in advance and subsequently redeem products and services from one or more vendors that are affiliated with the system. The present invention imparts a process by which users enrolled in a biometric authorization system can access a redemption account for advance purchased products and services by submitting their biometric data. Information stored in the user record can then be utilized to enable the fulfillment of the advance purchase.
    Type: Application
    Filed: December 16, 2008
    Publication date: April 16, 2009
    Applicant: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Publication number: 20090070270
    Abstract: A system and method of providing users with an accessible system and convenient method for conducting purchase benefit transactions. When enrolling in a biometric authorization system, a user may authorize the system to apply for purchase benefits on the user's behalf at subsequent transactions.
    Type: Application
    Filed: November 6, 2008
    Publication date: March 12, 2009
    Applicant: YT ACQUISITION CORPORATION
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7497372
    Abstract: A system and method of encouraging negotiable instrument cashing customers to establish accounts at financial institutions. The present invention imparts a process by which financial institutions may entice customers to open financial accounts by providing an incentive.
    Type: Grant
    Filed: November 9, 2004
    Date of Patent: March 3, 2009
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
  • Patent number: 7483862
    Abstract: A system and method of offering a redemption account that allows users to purchase in advance and subsequently redeem products and services from one or more vendors that are affiliated with the system. The present invention imparts a process by which users enrolled in a biometric authorization system can access a redemption account for advance purchased products and services by submitting their biometric data. Information stored in the user record can then be utilized to enable the fulfillment of the advance purchase.
    Type: Grant
    Filed: July 25, 2005
    Date of Patent: January 27, 2009
    Assignee: YT Acquisition Corporation
    Inventors: Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson