Abstract: A system and method of providing users with an accessible system and convenient method for conducting purchase benefit transactions. When enrolling in a biometric authorization system, a user may authorize the system to apply for purchase benefits on the user's behalf at subsequent transactions.

Abstract: A system and method of encouraging negotiable instrument cashing customers to establish accounts at financial institutions. The present invention imparts a process by which financial institutions may entice customers to open financial accounts by providing an incentive.

Abstract: A system and method of offering a redemption account that allows users to purchase in advance and subsequently redeem products and services from one or more vendors that are affiliated with the system. The present invention imparts a process by which users enrolled in a biometric authorization system can access a redemption account for advance purchased products and services by submitting their biometric data. Information stored in the user record can then be utilized to enable the fulfillment of the advance purchase.

Abstract: A system and method of allowing individuals to categorize transaction information. A user of the system may establish transaction identifiers that may be employed during or subsequent to a transaction in order to categorize transaction information.

Abstract: A system and method of providing users with an accessible system and convenient method for conducting purchase benefit transactions. When enrolling in a biometric authorization system, a user may authorize the system to apply for purchase benefits on the user's behalf at subsequent transactions.

Abstract: A system and method for a biometric-based identity verification for authorizing a check cashing transaction between a consumer and a merchant using a biometric identification device and at least one consumer biometric identifier scan. Said consumer registers with said system at least one biometric identifier and personal identity-verifying data both used to authenticate the identity of the consumer without the use of a man-made identity token during a check cashing transaction. During said transaction, said consumer enters at least one digital scan of at least one of their registered biometrics and said system authenticates said consumer's identity through comparing said digital scan with at least one digital scan stored in at least one system database. Upon positive identification of said consumer, said transaction is approved.

Abstract: The present invention is a system and method of enrolling potential system users for a biometric system for identity verification. Potential system user information is entered into the system, either by the user or a system operator, and is stored as a partially-enabled user record. The user of a partially-enabled user record fully enables the record by presenting information previously stored in the user record and presenting the remainder of user information necessary to complete record activation. Enrollment data is used to authenticate the system user's identity and authorize related transaction accesses in a biometric system for identity verification.

Abstract: A system and method of allowing individuals to categorize transaction information. A user of the system may establish transaction identifiers that may be employed during or subsequent to a transaction in order to categorize transaction information.

Abstract: A system and method of providing an incentive to encourage those offering a biometric authorization system to promote its use. A biometric authorization system operator receives a reward, such as a dividend, when an individual he enrolled conducts a transaction via the biometric authorization system.

Abstract: The present invention is a system and method for activating financial cards via biometric authentication of an individual presenting the card for activation. Information from the financial card presented for activation is entered into the system and is stored in association with the card presenter's biometric information. Financial card activation is enabled via the biometric system sending the entered financial card information and an authorization of the identity of the card presenter to the card provider for card activation.

Abstract: The present invention is a system and method of enrolling potential system users for a biometric system for identity verification. Potential system user information is entered into the system, either by the user or a system operator, and is stored as a partially-enabled user record. The user of a partially-enabled user record fully enables the record by presenting information previously stored in the user record and presenting the remainder of user information necessary to complete record activation. Enrollment data is used to authenticate the system user's identity and authorize related transaction accesses in a biometric system for identity verification.

Abstract: A system and method of providing employers with an accessible system and convenient method for tracking the work of mobile workers. By obtaining customer biometric data upon the initiation and conclusion of a work session, an employer may ensure that a customer is billed for an appropriate amount of time.

Abstract: The present invention is a system and method of conducting refund transactions via electronic transaction records. System user transaction information entered into the system is stored in association with user biometric information. Transaction information is retrieved via user biometric recognition/verification for conducting refund transactions.

Abstract: A system and method of providing employers with an accessible system and convenient method for tracking the work of mobile workers. By obtaining customer biometric data upon the initiation and conclusion of a work session, an employer may ensure that a customer is billed for an appropriate amount of time.