Patents by Inventor Vishal Kapoor

Vishal Kapoor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230385926
    Abstract: A method for facilitating presentation of financial offers from multiple sources on a single platform may include receiving an indication of a request from a customer for a financing offer, receiving qualification information associated with the request for provision to a plurality of underwriting models where the underwriting models are associated with respective different underwriters, running each of the underwriting models to determine a listing of approving underwriters, applying curation logic to the listing of approving underwriters, selecting, based on the curation logic, one or more of the approving underwriters to receive a generated offer, and directing display, at a communication device associated with the customer, of the generated offer for each of the one or more of the approving underwriters that is selected.
    Type: Application
    Filed: May 31, 2022
    Publication date: November 30, 2023
    Inventors: Vishal Kapoor, Dipti Bele, John Seaman
  • Publication number: 20230103904
    Abstract: A method for employing item-level financing offers in relation to extension of a loan to a user for an online cart including multiple items may include receiving information identifying a first item in the online cart and receiving information identifying a second item in the online cart. The method may further include performing a first credit extension decision with respect to the first item, performing a second credit extension decision with respect to the second item, and providing, based on the first and second credit extension decisions, a financing offer to the user with respect to financing a transaction including both the first and second items. The financing offer includes item-level information regarding details of the first and second credit extension decisions.
    Type: Application
    Filed: September 27, 2022
    Publication date: April 6, 2023
    Inventors: Daniel E. Kaufman, Vishal Kapoor, Ajai Karthikeyan, Kelsey Ditto, Jesse Kendrick, Huyen Phan, Xiaojing Cui
  • Patent number: 11070524
    Abstract: Generally, embodiments of the invention are directed to methods, computer readable medium, servers, and systems for deidentified access of data. The deidentified access is permitted with the use of an identifier that uniquely indicates an outcome, the coding of the identifier obscures unaided human interpretation of the outcome, and the identifier uniquely identifies data for remediating performance associated with future outcomes.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: July 20, 2021
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Vishal Kapoor, Cole Joseph Cecil, David Earl Rodgers
  • Patent number: 11003674
    Abstract: Systems and methods for automated aggregated content commenting are disclosed herein. Such a system can include a memory including a content database; an evaluation criteria database; and a comment database. The system can include at least one server. The at least one server can: receive a content identifier; receive a user identifier; provide a representation of the piece of content to the user; receive a comment from the user identifying a portion of the piece of content; generate a portion of the comment database linked to the user and the content; generate an entry in the portion of the comment database linked to the user and the content; and store the comment in the entry in the portion of the comment database.
    Type: Grant
    Filed: November 13, 2018
    Date of Patent: May 11, 2021
    Assignee: PEARSON EDUCATION, INC.
    Inventors: John P. Sadauskas, Erik R. Racho, Xindeling Pan, Lynn Chang, Anne Hong, Keith Jones, Miles T. Loring, Paul C. Grudnitski, Vishal Kapoor
  • Patent number: 10977257
    Abstract: Systems and methods for automated aggregated content commenting are disclosed herein. Such a system can include a memory including a content database; an evaluation criteria database; and a comment database. The system can include at least one server. The at least one server can: receive a content identifier; receive a user identifier; provide a representation of the piece of content to the user; receive a comment from the user identifying a portion of the piece of content; generate a portion of the comment database linked to the user and the content; generate an entry in the portion of the comment database linked to the user and the content; and store the comment in the entry in the portion of the comment database.
    Type: Grant
    Filed: July 10, 2018
    Date of Patent: April 13, 2021
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Miles T. Loring, Paul S. Grudnitski, Vishal Kapoor
  • Patent number: 10977259
    Abstract: A file receiver receives an electronic structure file that includes structure-file data associated with a spatial arrangement and detects a content object for processing that includes content-object data. A file transformation engine transforms the structure-file data from the structure file into an electronic record. A rendering engine renders an image of the transformed structure-file data arranged in the spatial arrangement. An interface engine detects an input corresponding to specification of a position of a data segment. A parsing engine defines a segment-position specification indicative of the position. A template engine generates an electronic template that associates an identifier of the data segment with the segment-position specification and associates the electronic template with a template identifier. A record classifier determines that the content object corresponds to the template identifier.
    Type: Grant
    Filed: July 26, 2018
    Date of Patent: April 13, 2021
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Vishal Kapoor, Miles Loring, Cole Cecil, Jesse Peterson, Umamakeswaran Veerasingam, Sanjay Zope
  • Patent number: 10938738
    Abstract: A distributed processing system is disclosed herein. The distributed processing system includes a server, a database server, and an application server that are interconnected via a network, and connected via the network to a plurality of independent processing units. The independent processing units can include an analysis engine that is machine-learning-capable, and thus uniquely completes its processing tasks. The server can provide one or several pieces of data to one or several of the independent processing units, can receive analysis results from these one or several independent processing units, and can update the result based on a value characterizing the machine learning of the independent processing unit.
    Type: Grant
    Filed: December 23, 2019
    Date of Patent: March 2, 2021
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Nicholas A. Dronen, Peter W. Foltz, Holly Garner, Miles T. Loring, Vishal Kapoor
  • Publication number: 20200136990
    Abstract: A distributed processing system is disclosed herein. The distributed processing system includes a server, a database server, and an application server that are interconnected via a network, and connected via the network to a plurality of independent processing units. The independent processing units can include an analysis engine that is machine-learning-capable, and thus uniquely completes its processing tasks. The server can provide one or several pieces of data to one or several of the independent processing units, can receive analysis results from these one or several independent processing units, and can update the result based on a value characterizing the machine learning of the independent processing unit.
    Type: Application
    Filed: December 23, 2019
    Publication date: April 30, 2020
    Inventors: Nicholas A. DRONEN, Peter W. FOLTZ, Holly GARNER, Miles T. LORING, Vishal KAPOOR
  • Publication number: 20200099663
    Abstract: Generally, embodiments of the invention are directed to methods, computer readable medium, servers, and systems for deidentified access of data. The deidentified access is permitted with the use of an identifier that uniquely indicates an outcome, the coding of the identifier obscures unaided human interpretation of the outcome, and the identifier uniquely identifies data for remediating performance associated with future outcomes.
    Type: Application
    Filed: November 26, 2019
    Publication date: March 26, 2020
    Inventors: Vishal KAPOOR, Cole Joseph CECIL, David Earl RODGERS
  • Patent number: 10594622
    Abstract: A distributed processing system is disclosed herein. The distributed processing system includes a server, a database server, and an application server that are interconnected via a network, and connected via the network to a plurality of independent processing units. The independent processing units can include an analysis engine that is machine-learning-capable, and thus uniquely completes its processing tasks. The server can provide one or several pieces of data to one or several of the independent processing units, can receive analysis results from these one or several independent processing units, and can update the result based on a value characterizing the machine learning of the independent processing unit.
    Type: Grant
    Filed: December 7, 2018
    Date of Patent: March 17, 2020
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Nicholas A. Dronen, Peter W. Foltz, Holly Garner, Miles T. Loring, Vishal Kapoor
  • Patent number: 10560397
    Abstract: A distributed processing system is disclosed herein. The distributed processing system includes a server, a database server, and an application server that are interconnected via a network, and connected via the network to a plurality of independent processing units. The independent processing units can include an analysis engine that is machine-learning-capable, and thus uniquely completes its processing tasks. The server can provide one or several pieces of data to one or several of the independent processing units, can receive analysis results from these one or several independent processing units, and can update the result based on a value characterizing the machine learning of the independent processing unit.
    Type: Grant
    Filed: November 28, 2017
    Date of Patent: February 11, 2020
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Nicholas A. Dronen, Peter W. Foltz, Holly Garner, Miles T. Loring, Vishal Kapoor
  • Patent number: 10541978
    Abstract: Generally, embodiments of the invention are directed to methods, computer readable medium, servers, and systems for deidentified access of data. The deidentified access is permitted with the use of an identifier that uniquely indicates an outcome, the coding of the identifier obscures unaided human interpretation of the outcome, and the identifier uniquely identifies data for remediating performance associated with future outcomes.
    Type: Grant
    Filed: June 28, 2018
    Date of Patent: January 21, 2020
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Vishal Kapoor, Cole Joseph Cecil, David Earl Rodgers
  • Patent number: 10536433
    Abstract: Generally, embodiments of the invention are directed to methods, computer readable medium, servers, and systems for deidentified access of data. The deidentified access is permitted with the use of an identifier that uniquely indicates an outcome, the coding of the identifier obscures unaided human interpretation of the outcome, and the identifier uniquely identifies data for remediating performance associated with future outcomes.
    Type: Grant
    Filed: June 28, 2018
    Date of Patent: January 14, 2020
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Vishal Kapoor, Cole Joseph Cecil, David Earl Rodgers
  • Publication number: 20190222534
    Abstract: A distributed processing system is disclosed herein. The distributed processing system includes a server, a database server, and an application server that are interconnected via a network, and connected via the network to a plurality of independent processing units. The independent processing units can include an analysis engine that is machine-learning-capable, and thus uniquely completes its processing tasks. The server can provide one or several pieces of data to one or several of the independent processing units, can receive analysis results from these one or several independent processing units, and can update the result based on a value characterizing the machine learning of the independent processing unit.
    Type: Application
    Filed: December 7, 2018
    Publication date: July 18, 2019
    Inventors: Nicholas A. Dronen, Peter W. Foltz, Holly Garner, Miles T. Loring, Vishal Kapoor
  • Publication number: 20190146975
    Abstract: Systems and methods for automated aggregated content commenting are disclosed herein. Such a system can include a memory including a content database; an evaluation criteria database; and a comment database. The system can include at least one server. The at least one server can: receive a content identifier; receive a user identifier; provide a representation of the piece of content to the user; receive a comment from the user identifying a portion of the piece of content; generate a portion of the comment database linked to the user and the content; generate an entry in the portion of the comment database linked to the user and the content; and store the comment in the entry in the portion of the comment database.
    Type: Application
    Filed: November 13, 2018
    Publication date: May 16, 2019
    Inventors: John P. SADAUSKAS, Erik R. RACHO, Xindeling PAN, Lynn CHANG, Anne HONG, Keith JONES, Miles T. LORING, Paul C. GRUDNITSKI, Vishal KAPOOR
  • Publication number: 20190042578
    Abstract: Systems and methods for automated aggregated content commenting are disclosed herein. Such a system can include a memory including a content database; an evaluation criteria database; and a comment database. The system can include at least one server. The at least one server can: receive a content identifier; receive a user identifier; provide a representation of the piece of content to the user; receive a comment from the user identifying a portion of the piece of content; generate a portion of the comment database linked to the user and the content; generate an entry in the portion of the comment database linked to the user and the content; and store the comment in the entry in the portion of the comment database.
    Type: Application
    Filed: July 10, 2018
    Publication date: February 7, 2019
    Inventors: Miles T. Loring, Paul S. Grudnitski, Vishal Kapoor
  • Publication number: 20180375926
    Abstract: A distributed processing method is disclosed herein for evaluating student work product. The distributed processing system includes a server, a database server, and an application server that are interconnected via a network, and connected via the network to a plurality of independent processing units. The independent processing units can include an analysis engine that is machine learning capable, and thus uniquely completes its processing tasks. The server can provide one or several pieces of data to one or several of the independent processing units, can receive an analysis results from the one or several independent processing units, and can update the result based on a value scoring the machine learning of the independent processing unit.
    Type: Application
    Filed: August 29, 2018
    Publication date: December 27, 2018
    Inventors: Holly Garner, Miles T. Loring, Vishal Kapoor
  • Patent number: 10153984
    Abstract: A distributed processing system is disclosed herein. The distributed processing system includes a server, a database server, and an application server that are interconnected via a network, and connected via the network to a plurality of independent processing units. The independent processing units can include an analysis engine that is machine-learning-capable, and thus uniquely completes its processing tasks. The server can provide one or several pieces of data to one or several of the independent processing units, can receive analysis results from these one or several independent processing units, and can update the result based on a value characterizing the machine learning of the independent processing unit.
    Type: Grant
    Filed: June 30, 2017
    Date of Patent: December 11, 2018
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Nicholas A. Dronen, Jr., Peter W. Foltz, Holly Garner, Miles T. Loring, Vishal Kapoor
  • Patent number: 10148589
    Abstract: A distributed processing system is disclosed herein. The distributed processing system includes a server, a database server, and an application server that are interconnected via a network, and connected via the network to a plurality of independent processing units. The independent processing units can include an analysis engine that is machine-learning-capable, and thus uniquely completes its processing tasks. The server can provide one or several pieces of data to one or several of the independent processing units, can receive analysis results from these one or several independent processing units, and can update the result based on a value characterizing the machine learning of the independent processing unit.
    Type: Grant
    Filed: September 29, 2015
    Date of Patent: December 4, 2018
    Assignee: PEARSON EDUCATION, INC.
    Inventors: Nicholas A. Dronen, Peter W. Foltz, Holly Garner, Miles T. Loring, Vishal Kapoor
  • Publication number: 20180329961
    Abstract: A file receiver receives an electronic structure file that includes structure-file data associated with a spatial arrangement and detects a content object for processing that includes content-object data. A file transformation engine transforms the structure-file data from the structure file into an electronic record. A rendering engine renders an image of the transformed structure-file data arranged in the spatial arrangement. An interface engine detects an input corresponding to specification of a position of a data segment. A parsing engine defines a segment-position specification indicative of the position. A template engine generates an electronic template that associates an identifier of the data segment with the segment-position specification and associates the electronic template with a template identifier. A record classifier determines that the content object corresponds to the template identifier.
    Type: Application
    Filed: July 26, 2018
    Publication date: November 15, 2018
    Inventors: Vishal Kapoor, Miles Loring, Cole Cecil, Jesse Peterson, Umamakeswaran Veerasingam, Sanjay Zope