Abstract: A method of conducting a financial transaction includes a first party's financial account information being entered once, e.g, with a single initial entry to the payment service. For future uses of the first party's financial account to transfer funds using the payment service to a second party, the first party's financial account information need not be entered again with the payment service. The second party's personal identifying information is entered. Funds are transferred from the first party's financial account to an account of the second party with the use of the payment service.

Abstract: An assembly, and an associated method, facilitates egress of gasses generated during a solder process, thereby reducing the occurrence of voids in the resultant solder connection. A channel is formed to extend part way through a solder pad. The channel defines a path by which to facilitate the egress of the gas generated during the solder operation.

Abstract: A method is providing of paying second parties where if f they do not have an established association with the payment service, have an established association with the payment service prior to payment. The first party has an association with the payment service. A tab is opened by the first party that can be selected by the qualified second party at any geographic location of a first party's mobile device. The qualified second party is only able to charge a first party's financial account when the first party's mobile device is within a defined geographic area. The tab is a relationship between the first party, the payment service and the qualified second party. The qualified second party can engage in a financial transaction with the first party when the first party is within the defined geographic area.

Abstract: A method is provided of conducting a financial transaction with reduced likelihood of fraud where a first party's financial account information is entered using the first party's mobile device with a single initial entry to a payment service. Funds are transferred to and/or from the first party's financial account using the payment service. The first party is registered with the payment service, or becomes registered prior to transferring funds to and/or from the financial account using the payment service. For future uses of the first party's financial account to transfer funds to and/or from the first party's financial account, the first party's financial account information need not be entered again with the payment service.

Abstract: A method is provided of conducting a financial transaction with reduced likelihood of fraud. A financial transaction is entered into using a first party's financial transaction instrument to transfer funds. The first party's financial transaction instrument information is sent externally to a mobile device. The financial transaction instrument information is sent from the mobile device to a payment system.

Abstract: A novel infant child restraint system that includes a base having a height adjustment to allow the base to assume one of a plurality of positions and inclinations when mounted to the vehicle seat. Additionally, in certain embodiments the base is formed to have a recessed knee-receiving area, into which the user can place their knee when tightening the vehicle's restraint system around the base. The base and car seat are removably attached in interlocking relation using a novel connection mechanism that is not susceptible to premature or improper release due to forces, regardless of the direction of such forces. This mechanism is independent of the car seat handle. Furthermore, this connection mechanism includes a simple manual disconnect or release system, to allow quick removal of the seat from the base.

Abstract: A liquid dispensing cooler for beverages in the form of an insulated ice chest having an insulated base, insulated side walls, insulated end walls and an insulated cover; a spigot mounted in one of the chest walls above the base and having a controllable dispensing valve adjacent an exterior surface of the chest wall; at least one inverted bottle having a valve body mounted thereon, said valve body having locking grooves and splines formed thereon on upper portions and having an air venting means integrally formed by crenellations on lowermost portions thereon; a reservoir with a reservoir top wall having a circular opening with locking grooves and splines formed thereon adapted to engage and to support an inverted bottle through said grooves and splines on the valve body; and a delivery tube communicating between the reservoir and the spigot to permit gravity flow of liquid from the reservoir to the spigot.

Abstract: A heat transfer system with a surface member having a first surface and a second surface, forming a heat transfer surface, and a thermal conduit attached to and spaced across the first surface, the thermal conduit adapted to receive a thermal media to heat or cool the heat transfer surface to heat or cool a body within the heat transfer surface. A method of heating or cooling a body including providing a heat transfer system comprising a surface member having a first surface and a second surface, forming a heat transfer surface, and a thermal conduit attached to and spaced across the first surface, the thermal conduit adapted to receive a thermal media to heat or cool the heat transfer surface, positioning the heat transfer system proximate the body, and supplying heated or cooled thermal media to the heat transfer system to heat or cool the body.

Abstract: A method for generating and/or performing music in real time includes receiving one or more audio signals, receiving one or more virtual instrument trigger signals, and selecting one or more plug-ins and/or one or more virtual instruments. A processing scheme is selected from a set of operations. The received audio signals and instrument trigger signals are processed in real time as a function of the selected plug-ins, virtual instruments and processing scheme, and outputted in real time as music signals.

Abstract: The present disclosure relates to juvenile ride-on vehicles. More particularly, the present disclosure relates to a motorcycle including a frame, a front wheel, and two rear wheels mounted to the frame.

Abstract: The present disclosure addressed apparatus and methods for forming an annular isolator in a borehole after installation of production tubing. Annular seal means are carried in or on production tubing as it is run into a borehole. In conjunction with expansion of the tubing, the seal is deployed to form an annular isolator. An inflatable element carried on the tubing may be inflated with a fluid carried in the tubing and forced into the inflatable element during expansion of the tubing. Reactive chemicals may be carried in the tubing and injected into the annulus to react with each other and ambient fluids to increase in volume and harden into an annular seal. An elastomeric sleeve, ring or band carried on the tubing may be expanded into contact with a borehole wall and may have its radial dimension increased in conjunction with tubing expansion to form an annular isolator.

Abstract: Inflow control devices for sand control screens. A well screen includes a filter portion and at least two flow restrictors configured in series, so that fluid which flows through the filter portion must flow through each of the flow restrictors. At least two tubular flow restrictors may be configured in series, with the flow restrictors being positioned so that fluid which flows through the filter portion must reverse direction twice to flow between the flow restrictors. A method of installing a well screen includes the step of accessing a flow restrictor by removing a portion of an inflow control device of the screen.

Abstract: An article carrier apparatus for a vehicle includes a cross rail interconnected to an exterior surface of the vehicle, a heat sink positioned within the cross rail, and a light source positioned within the cross rail. The light source is thermally connected to the heat sink such that the heat sink will absorb at least a portion of the heat generated by operation of the light source. The cross rail will structurally support an article attached to the exterior of a vehicle.

Abstract: The present disclosure addressed apparatus and methods for forming an annular isolator in a borehole after installation of production tubing. Annular seal means are carried in or on production tubing as it is run into a borehole. In conjunction with expansion of the tubing, the seal is deployed to form an annular isolator. An inflatable element carried on the tubing may be inflated with a fluid carried in the tubing and forced into the inflatable element during expansion of the tubing. Reactive chemicals may be carried in the tubing and injected into the annulus to react with each other and ambient fluids to increase in volume and harden into an annular seal. An elastomeric sleeve, ring or band carried on the tubing may be expanded into contact with a borehole wall and may have its radial dimension increased in conjunction with tubing expansion to form an annular isolator.

Abstract: The present disclosure addressed apparatus and methods for forming an annular isolator in a borehole after installation of production tubing. Annular seal means are carried in or on production tubing as it is run into a borehole. In conjunction with expansion of the tubing, the seal is deployed to form an annular isolator. An inflatable element carried on the tubing may be inflated with a fluid carried in the tubing and forced into the inflatable element during expansion of the tubing. Reactive chemicals may be carried in the tubing and injected into the annulus to react with each other and ambient fluids to increase in volume and harden into an annular seal. An elastomeric sleeve, ring or band carried on the tubing may be expanded into contact with a borehole wall and may have its radial dimension increased in conjunction with tubing expansion to form an annular isolator.

Abstract: The present disclosure addressed apparatus and methods for forming an annular isolator in a borehole after installation of production tubing. Annular seal means are carried in or on production tubing as it is run into a borehole. In conjunction with expansion of the tubing, the seal is deployed to form an annular isolator. An inflatable element carried on the tubing may be inflated with a fluid carried in the tubing and forced into the inflatable element during expansion of the tubing. Reactive chemicals may be carried in the tubing and injected into the annulus to react with each other and ambient fluids to increase in volume and harden into an annular seal. An elastomeric sleeve, ring or band carried on the tubing may be expanded into contact with a borehole wall and may have its radial dimension increased in conjunction with tubing expansion to form an annular isolator.

Abstract: An assembly includes a first side rail attached to a first vehicle portion, a second side rail attached to a second vehicle portion, and a first cross rail extending between a first cross rail end and a second cross rail end. The assembly also includes a first retaining portion selectively in contact with the first side rail and the first cross rail end and a second retaining portion selectively in contact with the second side rail and the second cross rail end. The first retaining portion selectively retains the first cross rail so as to permit rotation of the first cross rail relative to the first retaining portion about a first axis. The first retaining portion selectively retains the first cross rail so as to permit rotation of the first cross rail relative to a portion of the first retaining portion about a second axis. The first axis is generally perpendicular to the second axis.