Patents by Inventor Zachary Utz
Zachary Utz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20090090769Abstract: An automated banking machine that operates responsive to data bearing records includes a card reader (16) operative to read data corresponding to financial accounts from user cards. An exemplary machine (10) includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to user inputs through the user interface, the machine is operative to receive a stack of currency notes (84) from a user. Notes in a currency note stack can be evaluated through operation of a currency note validator device (88). Acceptable currency notes can be stored for recycling.Type: ApplicationFiled: December 5, 2008Publication date: April 9, 2009Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7487910Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine includes a processor case rotatably mounted on the machine housing. The processor case may house and support various circuit cards and processor related components. A movable mounting tray supported on the chest housing may be operative to support various banking machine components which may include a display, the card reader, a receipt printer, and input keys. When the banking machine is in an operable condition, the processor case and the mounting tray may be housed in an interior area defined by a top housing. To access and service the banking machine components, the movable tray may be extended outwardly from a front opening in the top housing and the processor case may be rotated from an operational position to a service position.Type: GrantFiled: January 28, 2008Date of Patent: February 10, 2009Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Richard C. Lute, Zachary Utz, Pedro Tula, Klaus Steinbach, Natarajan Ramachandran, Mark Estep
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Patent number: 7469823Abstract: An ATM (10) includes a housing (46) including a generally L-shaped chest portion (48) and an upper housing portion (54). The ATM includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets (84) which are evaluated through operation of a sheet validator device (88) and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets are routed to a storage area (100). Provisions are made for reducing the risk of attack on the ATM by criminals and to facilitate servicing by authorized personnel.Type: GrantFiled: October 17, 2003Date of Patent: December 30, 2008Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7461777Abstract: An exemplary ATM (10) includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to user inputs through the user interface, the ATM is operative to receive a stack of currency notes (84) from a user. A currency note stack can be evaluated through operation of a currency note validator device (88). Acceptable currency notes can be stored in the ATM for recycling. Unacceptable currency notes can be routed to a bulk storage area (100). The ATM also includes an exemplary note picking arrangement to pick currency notes from a received stack, including use of contact and non-contact stripping rollers.Type: GrantFiled: July 3, 2007Date of Patent: December 9, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Publication number: 20080296366Abstract: An automated banking machine is provided. The automated banking machine may include a fascia in operative connection with a frame. The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser, receipt printer, and a card reader.Type: ApplicationFiled: May 26, 2008Publication date: December 4, 2008Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Daniel Schoeffler, Dave Kraft, Zachary Utz, Randall W. Jenkins, Walter J. Szabat, Timothy Watson
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Publication number: 20080252190Abstract: A storage system comprises a base unit, one or more self supports, a drawer assembly, and one or sore stops. The base unit includes a pair of opposing sidewalls. The one or more shelf supports are adapted to be removably carried by the opposing sidewalls to define one or more storage locations. The drawer assembly includes a base shelf and a drawer slidably carried by the base shelf. The base shelf is configured to be removably supported on the shelf supports within the one or more storage locations. The one or more stops are adapted to be removably carried by the opposing sidewalls opposite the base shelf from the shelf supports. Thus, the stops retain the base shelf in engagement with the shelf supports even when the drawer is loaded and pulled partially out of the base unit during use.Type: ApplicationFiled: April 10, 2007Publication date: October 16, 2008Inventors: Zachary Utz, Michael Nicholls, Joseph Yankello, Anthony Marchetta, Rob Warner
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Patent number: 7419089Abstract: An automated banking machine (10) accepts deposit items such as currency, checks, gift certificates or other items of value. Deposited items after being accepted in the machine and processed are moved to the container (260). The container includes an interior area (268) which is bounded by a shaker member (282) on which deposit items are supported. The machine is operative to control operation of an actuator (290) which moves the shaker member to impart shaking motion to deposited items (278) to facilitate the compact storage thereof within the container. The container is enabled to be removed from the machine to facilitate removal of the deposited items. Movement of the container out of and away from the machine is facilitated by rollable supports (296) and a retractable handle (298).Type: GrantFiled: October 17, 2003Date of Patent: September 2, 2008Assignee: Diebold Self-Service Systems divison of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef, Patrick Nevejans, Gert Klessens
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Publication number: 20080121570Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a housing including a generally L-shaped chest portion and an upper housing portion. The banking machine includes a fascia which extends on the outside of a wall and includes a user interface. Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets which are evaluated through operation of a sheet validator device and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets may be routed to a storage area. Provisions may be made for reducing the risk of attack on the machine by criminals and to facilitate servicing by authorized personnel.Type: ApplicationFiled: January 28, 2008Publication date: May 29, 2008Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Publication number: 20080110976Abstract: A banking system controlled by data bearing records. The system includes an automated banking machine (10) including a card reader (16) operative to read identifying data from user cards. The identifying data is used authorize operation of the automated banking machine. The banking machine includes a user interface (15). The user interface includes a card reader, receipt printer opening (30), cash dispensing opening (38), and deposit accepting opening (40). Multicolor light emitting devices (17, 31, 41, 43) are adjacent to and associated with a respective location where a user interacts with a particular transaction function device of the machine. One or more machine controllers (64) are selective to control the output color and duration of each light emitting device responsive to programming associated with the controller and an operative condition of the associated transaction function device.Type: ApplicationFiled: January 14, 2008Publication date: May 15, 2008Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Kenneth Turocy, Jim Booth, Natarajan Ramachandran
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Patent number: 7370792Abstract: An ATM apparatus having a bulk sheet acceptor. The sheet acceptor is mounted in movable relation relative to a chest portion of the ATM. Access to an interior of the sheet acceptor for servicing may be made through an access opening. A service cover may be mounted at alternate mounting sites of the sheet acceptor housing in order to close the access opening. The interior of the sheet acceptor may be accessed by pivoting the cover on a set of tabs engaged in corresponding slots, or by selectively lifting the cover away from the tabs. The cover may be replaced by engagement of either a first set of tabs with corresponding first slots, or a second set of tabs with corresponding second slots.Type: GrantFiled: October 5, 2006Date of Patent: May 13, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Thomas Graef, R. Matthew Dunlap, Zachary Utz, Daniel Schoeffler, Shawn Griggy, Natarajan Ramachandran
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Patent number: 7367493Abstract: An automated banking machine includes a top housing supported on the housing of a chest. A rearwardly extending projection of an upper fascia selectively overlays a forward region of the top housing adjacent the front opening. A lower fascia is selectively movable between a covering position where the lower fascia covers the front of the chest, and an accessible position where the front of the chest is accessible. The lower fascia includes first and second side extensions. When the lower fascia is in the covering position, the side extensions overlay forward side portions of the chest housing. The lower fascia may be adapted to engage the open chest door during servicing operations. The automated banking machine may include a rollout tray supporting upper banking machine components, a rotatable processor case, and/or a slidable top housing cover to permit access to banking components for installation or servicing.Type: GrantFiled: June 2, 2006Date of Patent: May 6, 2008Assignee: Diebold Self-Serice Systems division of Diebold, IncorporatedInventors: Richard C. Lute, Zachary Utz, Pedro Tula, Klaus Steinbach, Natarajan Ramachandran, Mark Estep
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Patent number: 7322517Abstract: An automated banking machine includes a processor case rotatably mounted in supporting connection with a chest. The processor case houses and supports various components including at least one processor. A movable mounting tray supported on the chest housing, supports various banking machine components which may include a display, a card reader, a receipt printer, and input keys. When the automated banking machine is in an operable condition, the processor case and the mounting tray are housed in an interior area defined by a top housing. To access and service the banking machine components, the movable tray may be extended outwardly from a front opening in the top housing and the processor case may be rotated from an operational position to a service position.Type: GrantFiled: June 2, 2006Date of Patent: January 29, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Richard C. Lute, Zachary Utz, Pedro Tula, Klaus Steinbach, Natarajan Ramachandran, Mark Estep
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Patent number: 7322481Abstract: An ATM (10) includes a housing (46) including a generally L-shaped chest portion (48) and an upper housing portion (54). The ATM includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets (84) which are evaluated through operation of a sheet validator device (88) and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets are routed to a storage area (100). Provisions are made for reducing the risk of attack on the ATM by criminals and to facilitate servicing by authorized personnel.Type: GrantFiled: October 17, 2003Date of Patent: January 29, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7318549Abstract: An automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38), and deposit accepting opening (40). Multicolor light emitting devices (17, 31, 41, 43) are adjacent to and associated with a respective location where a user interacts with a particular transaction function device of the machine. One or more machine controllers (64) are selective to control the output color and duration of each light emitting device responsive to programming associated with the controller and an operative condition of the associated transaction function device.Type: GrantFiled: August 14, 2006Date of Patent: January 15, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Kenneth Turocy, Jim Booth, Natarajan Ramachandran
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Publication number: 20080000963Abstract: An exemplary ATM (10) includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to user inputs through the user interface, the ATM is operative to receive a stack of currency notes (84) from a user. A currency note stack can be evaluated through operation of a currency note validator device (88). Acceptable currency notes can be stored in the ATM for recycling. Unacceptable currency notes can be routed to a bulk storage area (100). The ATM also includes an exemplary note picking arrangement to pick currency notes from a received stack, including use of contact and non-contact stripping rollers.Type: ApplicationFiled: July 3, 2007Publication date: January 3, 2008Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Graef
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Publication number: 20070246524Abstract: A cash dispensing automated banking machine, such as an ATM, has leveling legs. The legs are also used to fasten the ATM to a shipping pallet. Each leg has a support foot and an opposite free end. The free end is inserted through an opening in an intermediate shipping plate. With the shipping plate situated between the foot and the ATM underside, the free end is screwed into an underside opening. The leg is rotated until the plate is raised to be secure against the underside. The plate is then set on the pallet and fastened thereto by lag screws. The pallet includes horizontally adjustable stabilizing feet at sides thereof. The pallet feet can be extended outward to decrease the ability of a supported ATM to tip over. When not needed, such as during pallet storage, the feet can be retracted inward to reduce pallet size.Type: ApplicationFiled: April 16, 2007Publication date: October 25, 2007Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Booth, Natarajan Ramachandran, Richard Lute, Zachary Utz
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Publication number: 20070216081Abstract: An automated banking machine (10) includes a cash dispenser (220). A machine user interface (15) includes a card reader (16), receipt printer opening (30), and cash dispensing opening (38). A cash acceptor mechanism (80) includes a chute (82) which enables a user to input a stack of currency notes (84) into the machine through a deposit opening (40). Notes are separated from an inputted stack via a note picker device (158, 352) and a note stripper device (64, 162, 354). Upon sensing multiple notes have been picked, picker device movement is reversed to function with the stripper device in returning notes toward the stack. The stripper device is driven to move a note engaged therewith at a faster rate or for a longer time period relative to a note engaged with the picker device to reorient returning notes to facilitate a subsequent note separation attempt.Type: ApplicationFiled: May 7, 2007Publication date: September 20, 2007Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Graef, Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran
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Patent number: 7261236Abstract: An ATM (10) includes a housing (46) including a generally L-shaped chest portion (48) and an upper housing portion (54). The ATM includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets (84) which are evaluated through operation of a sheet validator device (88) and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets are routed to a storage area (100). Provisions are made for reducing the risk of attack on the ATM by criminals and to facilitate servicing by authorized personnel.Type: GrantFiled: October 17, 2003Date of Patent: August 28, 2007Assignee: Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7229008Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.Type: GrantFiled: February 17, 2005Date of Patent: June 12, 2007Assignee: Diebold Self-Service SystemsInventor: Zachary Utz
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Patent number: 7219609Abstract: An apparatus and method for the shipping and installation of an ATM. The ATM comprises leveling legs. A pallet includes a plurality of readily separable components and a plurality of component fasteners. The pallet further comprises bracket openings which align with the leveling legs allowing vertical movement of the leveling legs therethrough. The leveling legs are extendable in the openings to lift and support the ATM from an underlying floor surface, allowing the underlying pallet to be disassembled. The ATM can be leveled using the leveling legs.Type: GrantFiled: January 4, 2005Date of Patent: May 22, 2007Assignee: DieBold Self-Service Systems division of DieBold, IncorporatedInventors: Zachary Utz, Douglas A. Kovacs