Abstract: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. if the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.

Abstract: A card validation system receives a request to validate a card and receives a request from a user for a set of cell identifiers. The system determines a set of cell identifiers of a card validation matrix to associate with the user and transmits the set of cell identifiers to the user. The system further receives a set of received cell values corresponding to set of cell identifiers of a card validation matrix. The system determines the set of stored cell values corresponding to the set of cell identifiers of the card validation matrix. The system compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the system determines whether the card is validated.

Abstract: According to one embodiment, a telephone transaction verification system includes one or more processors configured to receive an indication that a card user is attempting to perform a telephone transaction using payment card information. The processors are further configured to transmit a challenge code configured to interrogate a card user identification device for a first verification code, and to receive the first verification code. The first verification code is selected, by the card user identification device, from a plurality of verification codes, and according to a predefined manner. The processors are further configured to select a first comparison code according to the predefined manner, and compare the first comparison code to the first verification code. The processors are further configured to, following a determination that the first comparison code matches the first verification code, transmit a verification signal configured to indicate that the telephone transaction has been verified.

Abstract: In some embodiments, a construction project administration system and method are disclosed that queries an administrator as to ownership, construction specifications, bidding parameters etc. for a proposed construction project using active first, second and third level questions and accepts and stores replies to the active questions. The stored replies can be compared to predetermined answers, and questions that become irrelevant based on the answers can be deactivated and taken off a list of questions to be asked. After a sufficient amount of questions are answered, the system can auto-configure a process for online construction management. For example a website can be set up that can be used by all parties to the project to automate communications, the exchange of data, status updates etc. including the submission of bids, acceptance of bids, and the award of contracts and many more paperless construction management features.

Abstract: Method and system of communication with DTA registry architecture, on the example of the DTA registry system—the method of verifying the legality of products, allowing the monitoring, control, and systematizing of intellectual rights of artists and authors, as well as the legality of a product and the exchange of economic information.

Abstract: Systems, methods, apparatuses, and computer program products are provided for determining carbon emissions of one or more vehicles. For instance, in one example embodiment, an apparatus may calculate miles traveled by the vehicles along a predefined route and may calculate a fuel usage of the vehicles for traveling along the route to obtain one or more fuel values. The apparatus may also analyze data indicating the miles traveled and the fuel values to determine fuel efficiency values corresponding to the vehicles traveling the route. The apparatus may also determine an estimate of an amount of carbon emissions for each of the vehicles based in part on applying at least one carbon emission value to respective fuel values associated with corresponding determined fuel efficiency values.

Abstract: A method for block-chain verification of goods includes obtaining, by a first computing device, a first address. The method includes exporting, by the first computing device, the first address to a first code affixed to a first product. The method includes filing, by the first computing device, a first crypto-currency transaction to the first address, at a transaction register. The method includes receiving, by a second computing device, from a code scanner, the first address, scanned from the first code affixed to the first product. The method includes verifying, by the second computing device, the first crypto-currency transaction at the transaction register, using the first address. The method includes identifying, by the second computing device, based on the verification, that the first product is authentic.

Abstract: A determination is produced as to the number of leads that can be provided from a system to a target business entity, wherein the leads are generated from a plurality of platforms. The platforms may include platforms that comprise system sources for leads, i.e., sources that are internal or organic to the system, for which it is unnecessary to pay third parties for the leads. The platforms may also include platforms that comprise external sources for leads, such that the leads must be purchased from the external sources. In response to parameters related to the target business entity, an estimated number of leads per unit time is generated for a range of payments to the system by the target business entity. The number of leads to be originated from each of the respective platforms is determined by business rules preferences, which may be specified by the target business entity.

Abstract: There are disclosed methods and apparatus for operating a panel of online consumers. A redirection email address is generated and provided to a retailer computer system in substitution for a consumer email address. As part of an online transaction, the retailer forwards a purchase record to the consumer, but uses the redirection email address. A researcher computer system which is the addressee of the redirection email address is therefore able to intercept the purchase record for analysis, and pass the purchase record on to the consumer.

Abstract: Technologies are generally described for systems, devices and methods effective to generate a report. A keyword related to a product may be received. A network may be monitored for use of the keyword. Keyword data may be produced based on the use of the keyword on the network. Inventory information related to the product may be received from a memory. The keyword data and the inventory information may be transformed into a report. The report may reflect an association between the product and the use of the keyword on the network.

Abstract: The present disclosure relates to a personal data integration and management system and a method thereof wherein the system comprises a personal data processing and analysis application platform and a behavior recording and information request platform, both of which are connected to each other: the personal data processing and analysis application platform divides members' personal data into personal information and other reference information; the behavior recording and information request platform based on a signature of one member who initiates his/her action logins the personal data processing and analysis application platform to access other reference information as well as behavior information, configuring analysis-related conditions by which the personal data processing and analysis application platform enables statistics and analyses, transmitting analyzed data to the behavior recording and information request platform that delivers the analyzed data and other derived data to any predetermined demand

Abstract: Techniques are disclosed for evaluating the incremental effect of a marketing channel that forms part of a multichannel marketing campaign. In one implementation data characterizing observed marketing interactions and outcomes is collected. A conversion probability is estimated as a function of the observed interactions using logistic regression techniques, wherein converting and non-converting consumers comprise the two classes upon which the regression is based. As a result, marketing interactions that are relatively more commonplace amongst converting consumers (as compared to non-converting consumers) receive greater attribution for observed conversions. The estimated conversion probability is then used to predict an incremental quantity of conversions that can be attributed to a kth marketing channel based on the average treatment effect.

Abstract: A method, system and computer program product for suggestion processing in a customer relationship management (CRM) computing system is provided. The method includes communicatively coupling a pre-processor to different data sources of CRM related data of a CRM computing system and monitoring by the pre-processor the different data sources. In response to detecting changes in one or more of the different data sources, the pre-processor identifies different correlated actions to be suggested in connection with the detected changes, rates each of the correlated actions according to a combination of individual importance metrics computed for the correlated actions, filters the rated correlated actions to a subset based upon one or more filtering rules and presents in a user interface to the pre-processor each remaining correlated action along with a user interface control adapted to respond to activation by directing the CRM computing system to perform a corresponding correlated action.

Abstract: Mechanisms are provided for managing a corpus of content. A question is processed by a Question Answering (QA) system to generate an answer to the question and a supporting evidence passage. A corpus value metric is calculated for the supporting evidence passage based on a determined number of times the supporting evidence passage is used to generate a high ranking answer to questions submitted to the QA system. A first corpus management operation is performed on the supporting evidence passage in response to determining that the corpus value metric meets or exceeds a first threshold, the first corpus management operation increasing a relative importance of the supporting evidence passage within the corpus. A second corpus management operation on the supporting evidence passage is performed in response to determining that the corpus value metric meets or falls below a second threshold, the second corpus management operation decreasing the passage's relative importance.

Abstract: The present invention is related to an issue-manage-style internet public opinion information evaluation management system and method thereof. The system mainly comprises 5 modules of 1) Issue establish/setup module for establishing new issue and the keywords thereof; 2) public opinion information collection module for retrieving and analyzing data retrieved by dredge technology, program, and community web-site open API; 3) public opinion information reputation analysis module for calculating each public opinion information evaluation score by text reputation analysis and community interactive fuzzy analysis; 4) issue trend analysis module for calculating issue trend score by disclosed method based on daily, weekly, or monthly public opinion information reputation evaluation score; 5) issue related public opinion information exchange module for presenting issue related public opinion information on each management interface or message alert of each system via internet exchange standards.

Abstract: A shareholder investment system and method is provided. At least certain embodiments relate to processing of loyalty rewards such as rewards generated via the use of credit cards, debit cards, prepaid cards, etc. A payment processing system for financial transactions is enhanced to support reward transactions. The reward communications can be processed over the payment processing system together with payment transactions. Consumer's can accumulate monetary value associated with the rewards in a rewards account. The rewards are based on awards provided by conducting transactions using a rewards account associated with a shareholder rewards program or by conducting transactions with particular merchants participating in the rewards program. The accumulated monetary value can then be used for purchase of shares of stock of participating merchants.

Abstract: A system, method, and computer program for using and detecting a signaling Universal Product Code (UPC), including a discount or marketing system; a UPC sniffer or injector; and a signal UPC configured to represent an end of a Point of Sale (POS) transaction. The UPC sniffer or injector configured to receive UPCs scanned from a POS UPC scanner and transmit the received UPCs to the discount or marketing system; the discount or marketing system configured to receive the UPCs from the UPC sniffer or injector, and to recognize the UPC as the signal UPC representing the end of the transaction, and issuing pending UPC injections; and the UPC sniffer or injector configured to receive UPC injections and to send the UPC injections to a POS system for inclusion in the transaction.

Abstract: A computer-implemented method of providing a dynamic purchase incentive to a purchase of a product. A product identification is input into a purchasing device which transmits it to a discount server computer along with customer identification data. The discount server computer uses the product identification to retrieve from a product discount database associated product discount data, and uses the customer identification data to retrieve from a customer profile database associated customer profile data. The discount server computer uses the retrieved customer profile data and the product identification to generate a dynamic purchase incentive to be applied to the purchase of the product by the customer, the incentive varying as a function of the retrieved customer profile data and the product identification. The discount server computer transmits the purchase incentive to the purchasing device, and the purchase incentive is applied to the purchase of the product by the customer.

Abstract: A geo-fencing marketing system and method for the acquisition of personal data via location specific data entry and associated non-transitory computer-readable storage media having computer-executable instructions embodied thereon situated within a business environment to secure customer data for use in SMS/text location specific marketing campaigns and to permit automation of personalized marketing, benefits and incentives to customers as a function of specific customer preference data, historical activities and variable factor matrix determinations. The system and method further provide auto-feedback updating to modify the variable factor matrix.

Abstract: A point of sale system comprises at least one point of sale terminal arranged to receive an identifier for identifying customer account information associated with a customer and for identifying a first set of products and determining a first price for the first set of products. The point of sale system is further arranged to identify a second set of products based on the first set of products and determine a second price for the second set of products, determine a quantity of reward points in dependence upon the determined first and second prices, and to modify the identified customer account information based on the determined quantity of reward points.

Abstract: A method and system for generating and distributing incentives. An incentive server computer (ISC) receives a user identification from a mobile device that identifies an associated user. The ISC determines the location of the mobile device, and uses the user identification to determine one or more reward programs with which the user has a reward account. For each such reward program, the ISC determines if the location of the mobile device is within a predefined distance of a merchant affiliated with the reward program, and if so then generates a purchase incentive for the user to redeem at the merchant and transmits the purchase incentive to the mobile device. As a result, incentives are provided to those purchasers who are within a predefined proximity to the merchant, and who are more likely to use the incentive since they are already a member of an affiliated reward program.

Abstract: A system and associated methods allows for better monitoring of email delivery operations through the collection of different types of raw email data. Different data sources may be used, such as virtual personas, seed-based accounts and real subscriber data from ISPs. This raw data is transformed into a common data format.

Abstract: A method is performed via a computer. The method includes receiving a reservation from a customer. The reservation is based at least in part on an agreement reached between the customer and an entertainer as negotiated between the customer and the entertainer. The reservation reserving access for the customer to a bidirectional audiovisual live streaming session according to the agreement. The session is for an entertainment performance via the entertainer according to the agreement. The method further includes granting access to the customer for the session based at least in part on the reservation. The customer and the entertainer are at different locales during the session. The method additionally includes facilitating chat between the customer and the entertainer via the session during the session. The method also includes facilitating payment according to the agreement.

Abstract: The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.

Abstract: Systems and methods for facilitating and targeting of online ads to voters within a selected political demographic are presented. Audience targeting may be accomplished in several ways including: geo-targeting; contextual targeting; behavioral targeting; site placement; and targeted household television ads. This segment or neighborhood level targeting allows more granularity based upon, for example, hot topics and people interested in those topics based upon where populations of people live (i.e., the location of the household) and voter registration. In this manner, a candidate may delivery an ad in order to influence a select group of people in a particular location. In some embodiments, the ad is delivered by dropping and later reading a tracking cookie that associates the voter's browser with political demographic information.

Abstract: A system and method for digital media distribution wherein a media creator may provide digital media to a distribution system or distribution company, and wherein a media consuming user may obtain the media creator's digital media via the distribution system in exchange for viewing one or more advertisements.

Abstract: A method of presenting content to a user is disclosed. The method includes identifying, with a processor, a first content based on the user visiting a first website, wherein the first website comprises the first content. Then, the method includes identifying, with a processor, a second content based on the first content, wherein the second content corresponds to a second website, wherein the second website is different from the first website. Finally, the method includes presenting, with a processor, the second content to the user based on the user visiting a third website, wherein the third website is different from each of the first website and the second website.

Abstract: Systems and methods for generating and enhancing advertising campaigns and web content using dominant attribute analysis in accordance with embodiments of the invention are disclosed. In one embodiments, a product advertising server system includes a processor and a memory connected to the processor and storing a product advertisement generation application, wherein the product enhancement generation application directs the processor to obtain product feed data, determine category data based on the obtained product feed data, identify dominant attribute data based on the category data, generate a set of product title data based on the dominate attribute data and the product feed data, and store the generated product title data using the memory.

Abstract: In one embodiment, a method includes receiving, from a client system of a first user, a text query inputted by the first user, generating a plurality of structured queries based on the text query, each structured query comprising references to one or more objects associated with the online social network, wherein at least one of the structured queries is a sponsored query comprising a reference to an object associated with an advertiser, and sending, to the client system responsive to receiving the text query, one or more suggested structured queries for display to the first user, wherein at least one of the sent structured queries is a sponsored query.

Abstract: A system is described for generating one or more rewards for use in a first application on a user processing device in response to user engagement of a second application on the user processing device. The system comprises a user processing device and a reward server arrangement. The user processing device stores instructions defining a first application and a second application. The user processing device further stores instructions defining a content delivery and reward implementation module. The content delivery and reward implementation module is operable to display on a user processing device content obtained from a content and reward delivery server arrangement comprising at least one server, to obtain one or more content viewing rewards from the content and reward delivery server arrangement, and to make the one or more content viewing rewards available for use in the first application. The user processing device further stores instructions defining a monitoring module and a reward module.

Abstract: A method and a corresponding system for obtaining information and approval to market to a certain person, include: storing in a database, by a platform server, at least an identifier; and sending an incentive to the certain person in response to receiving verification from a communication device of the certain person using the identifier and approval for receiving marketing from a merchant. The certain person can be the recipient of a gift or a card, or a customer receiving a self-bought package. The identifier can be a unique identifier such that the incentive can include a custom message or other personalization. The recipient of a gift or a card can send a “thank you” and/or a custom message to the respective gift giver or the card sender. The platform server does not share contact information between the giver and the recipient.

Abstract: Systems and methods for providing promotional materials to potential customers are described. In some cases, the described methods include obtaining GPS coordinates of a merchant's location. In some cases, the methods further include providing a map showing the locations of customers in a promotion area, wherein a merchant is able to resize the promotion area to increase or decrease how many customers are in the promotion area. In some cases, the merchant further produces a text or other electronic promotion, optionally sets a time period in which such promotion is effective, and provides the promotion to customers within the promotion area. In some cases, as customers enter the merchant's location with their electronic devices that received the promotion, and during the promotion's effective period, the described systems match such devices' GPS coordinates with the GPS coordinates of the merchant's location to register conversions on the promotion. Other implementations are described.

Abstract: A device adapted for displaying advertisements on vehicles, wherein the device comprises: a CPU connected to a memory circuit, a display panel mounted on the vehicle, a wireless transceiver, and GPS module, and wherein the advertisements are wirelessly transmitted to the wireless transceiver and stored in the memory circuit.

Abstract: A portable communication device and a method for providing announcements to the portable communication device during a setup time. The method includes receiving data associated with one or more announcements in a mobile device through a communication network, detecting initiation of a function operable on the mobile device, the function being associated with a setup time, and upon detection of the initiation, providing an announcement to a user of the mobile device during the setup time. In one aspect, the setup time is a time period between a first instant when the function is initiated and a second instant when the initiated function become operational.

Abstract: A portable communication device and a. method for providing announcements to the portable communication device during a setup time. The method includes receiving data associated with one or more announcements in a mobile device through a communication network, detecting initiation of a function operable on the mobile device, the function being associated with a setup time, and upon detection of the initiation, providing an announcement to a user of the mobile device during the setup time. In one aspect, the announcement is an audio recording, and the setup time is a time period between a first instant when the function is initiated and a second instant when the initiated function become operational.

Abstract: A system and method are provided for managing digital marketing to a multiplicity of consumers by way of portable wireless digital devices. The system comprises a simplified human-device interface stored on the portable wireless digital devices. An instrumentation subsystem collects interaction and behavioral data from the simplified human-device interface. A campaign management subsystem permits digital marketing content to be made available and the display of content options to be defined to operate in a controlled way. An analytics subsystem processes the interaction and behavioral data in accordance with a knowledge the states of each of the consumers to permit controlling marketing content and promotions to the consumer. A display subsystem stored on the portable wireless digital device controls the display of marketing content and promotions at specific locations within the human-device interface.

Abstract: A function intelligence engine receives input regarding application program content, including functions or capabilities of the application program that can be separately purchasable, and can further receive information regarding advertisements that can be displayed to users within the context of the application program. User-specific information is also received, including a user's current status and context within the application program, as well as a user's history, both within the application program, as well as in other application programs. Based on such information, the function intelligence engine determines and compares the probability of a user purchasing, versus the probability of the user consuming advertising, to acquire the separately purchasable function.

Abstract: A system that incorporates teachings of the present disclosure may include, for example, a media processor having a controller that receives media content from a subscriber of a media communication system, receive marketing content from a marketing information source, and present the media content and the marketing content in a personal TV channel. The media content is presented in a first region of a two-dimensional, segmented display configuration, with the media content presented in a first region and the marketing content presented in a second region of the segmented display configuration. Other embodiments are disclosed.

Abstract: The present disclosure identifies and/or delivers tailored content based upon a service dialog. For example, the systems may receive a request for tailored content, facilitate a service dialog to obtain information related to the request, and communicate a plurality of tailored content based upon the information related to the request. Further, the systems may identify tailored content based upon a consumer profile, communicate the tailored content to a web client, and/or receive a selection of the tailored content. Further still, the systems may modify a magazine (e.g., content that is presented electronically) based upon tailored content.

Abstract: The present disclosure identifies and/or delivers tailored content based upon a service dialog. For example, the systems may receive a request for tailored content, facilitate a service dialog to obtain information related to the request, and communicate a plurality of tailored content based upon the information related to the request. Further, the systems may identify tailored content based upon a consumer profile, communicate the tailored content to a web client, and/or receive a selection of the tailored content. Further still, the systems may modify a magazine (e.g., content that is presented electronically) based upon tailored content.

Abstract: Access requests to a database are monitored for average time taken to fulfill the requests and whether a queue of unfulfilled requests is building up beyond an acceptable threshold. When the queue has built up beyond the acceptable threshold and/or when the average time taken to fulfill the requests has exceeded a delay threshold value, database access requests may be rejected. In one advantageous aspect, a graceful degradation in performance may be achieved by selectively rejecting access requests of a lower priority and favoring access requests of a higher priority for execution.

Abstract: There are provided an information processing system and an information processing method capable of distributing an advertisement properly.

Abstract: Exemplary embodiment of the present disclosure is directed towards a system for collecting feedback. The system includes a data collecting unit comprising an image capturing unit and acoustic transducer for collecting gesture, audio and video of the user respectively. The collected data is recognized and analyzed by the gesture recognition unit and audio/video recognition unit for providing feedback to the retailers. The system also includes a navigation unit to navigate the user based on the collected data to rate the respective retailer through a rating unit. Further the data of the users, predetermined actions to be performed for the provided gestures, audio and video and details of the one or more retailers are stored in a server.

Abstract: In a system and method for using user behavior and interaction data to rate a reputation of a user, a processor-implemented tracking component tracks an interaction of a user with a network-based publisher. A processor-implemented reputation component generates a reputation value for the user from the tracked user interaction.

Abstract: Systems and methods are provided for using a power measuring component to monitor a renewable power system and measure actual power generated, and assessing the actual power generated and/or the renewable power system itself based in part on the measured actual power and a total expected power output.

Abstract: A client-side cloud storage instance accesses a shared-access storage to retrieve a centralized usage and billing report relating to services provided by a plurality of service providers, including a cloud storage solution provider and one or more third party service providers. The centralized usage and billing report is automatically and periodically generated based on billing policy information received by the shared-access storage from the one or more third party services provider, and contains usage and/or billing information corresponding to services provided by both the cloud storage solution provider and by the one or more third party storage services providers.

Abstract: A method for providing electrical energy to a user device associated with a user includes: identifying a communications link between the user device and the mobile charging system; sending a user identifier to a remote server associated with the application; verifying a user eligibility for electrical energy provision to the device based on the user identifier; verifying a data integrity of mobile charging system software; controlling the mobile charging system to provide electrical energy to the user device; and controlling the mobile charging system to adjust electrical energy provision to the user device.

Abstract: A method for negotiating terms of sale between a customer and a sales manager includes a sales terminal and a desking terminal. The sales terminal is usable by the customer and/or a salesperson, and the desking terminal is usable by the sales manager. The customer and/or salesperson transmit, using the sales terminal, a deal request to the sales manager on the desking terminal. The sales manager may then create a deal proposal using the desking terminal, and transmit the deal proposal to the customer on the sales terminal. The customer may accept or revise a proposal included with the deal proposal. Any revised proposal may be transmitted to the sales manager on the desking terminal. The sales manager may then formulate a new deal proposal based on the customer's revised proposal. The desking terminal may provide the sales manager with detailed information for use during the negotiation.

Abstract: Embodiments of the present invention provide a method, system and computer program product for an on-line shopping assistant for in-store shopping. In an embodiment of the invention, a method for managing an on-line shopping assistant for in-store shopping is provided. The method includes locating an in-store shopper in a portion of a store by locating a mobile device registered in a database in association with the in-store shopper. The method also includes receiving a request for data through the mobile device pertaining to at least one item in the store and filtering the requested data based upon the location of the in-store shopper in the portion of the store. Finally, the method includes presenting the filtered data in a display of the mobile device.

Abstract: In one embodiment, a search query may be received. It may be ascertained that the search query pertains to a particular product category. A set of products that pertain to the particular product category may be identified, where the set of products are top selling products in the particular product category. Information pertaining to each product in the set of products may be provided.