Abstract: Methods and apparatus for splitting an electronically-generated check among several people. A group of people may order goods or services using a customer device associated with each customer. The orders are sent to a point-of-sale server which creates a combined accounting of the orders of a group of people. When the group is ready to check out, they may apportion items from the combined accounting to simulated checks displayed on each of the customer devices. Then, each person may pay their bill individually.

Abstract: A system and method for facilitating payment for online purchases is disclosed. The system allows consumers/customers who shop online to select, at the time of checkout, direct payment from an account as the payment option. An electronic bill (ebill), independent of any confidential financial information pertaining to the consumer, is automatically displayed and emailed to the consumer. The consumer pays the ebill at their bank the same way they pay their utility bill, which then results in a payment confirmation sent from the bank to the payee. Payment information from the bank is sent to the system to update the purchase transactions. Once the payment information is processed, the consumer and merchant accounts are balanced and both receive automatic notification of the payment.

Abstract: Systems and method for managing a construction payment process. When instructions are executed by a processor, an application server determines a date on which a draw is to occur for a construction project and generates a notification. The notification includes an indication of the date on which the draw will occur and an invitation to initiate a request for payment to be included in the draw. The application server then determines a plurality of participants associated with the construction project to be included in the draw and transmits the notification to the determined plurality of participants. The application server initiates the draw on the determined date and at least one participant of the determined plurality of participants receives a payment in the draw.

Abstract: Methods and systems for processing payments based on remote vehicle identification are provided. This technology requires installation of identification tags, such as RFID tags, on vehicles, which actively or passively emit identification signals conveying vehicle identifiers. When a vehicle arrives on premises of a merchant, a vehicle identifier can be acquired by an electronic device from the vehicle. This allows for verifying the vehicle and obtaining relevant vehicle information. Once the vehicle is identified, the electronic device can cause performing a monetary or non-monetary transaction for goods or services provided by the merchant to the driver or owner of the vehicle. The transaction is performed by a payment processing service deployed on a server in accordance with one or more predetermined rules and against a vehicle owner's account maintained by a database of registered vehicles.

Abstract: A payment settlement platform server includes a transaction information receiving module for receiving first transaction information including a first payment amount and second transaction information including a second payment amount from a first and second payment server, respectively. The first payment server and the second payment server, respectively, belong a first payment agency of a first country and a second payment agency of a second country. A payment settlement information generating module generates settlement information including a balance between the first payment amount and the second payment amount based on the first and second transaction information, wherein the balance is calculated based on an exchange rate between a first currency and a second currency.

Abstract: A service providing system includes a terminal; a repeater; and a server device. The terminal includes a terminal short range radio communication unit configured to perform short range radio communication with the repeater, and a terminal transmitting unit configured to send a connection request including a user ID for identifying a user of the terminal, to the server device. The server device includes a receiving unit configured to receive a connection request including a repeater ID for identifying the repeater and the user ID, from the terminal or the repeater, and a service management unit configured to manage a type of a service that can be provided to the user, based on the received repeater ID and user ID.

Abstract: In some embodiments, a method can comprise receiving a request from a client device to join a wireless local area network in a store, allowing the client device to connect to a router of the wireless local area network, and using a portion of an address of the router to identify the store. The method can comprise determining one or more taxes based on a location of the store and receiving a selection from a user through the wireless local area network of one or more selected items from one or more available items. The method can further comprise determining a price for each of the one or more selected items based at least in part on the portion of the address of the router and calculating a tax for each one of the one or more selected items based at least in part on the portion of the address of the router. Other embodiments of related methods and systems are also provided.

Abstract: Systems and methods for handling tokens. In one aspect, a token is intercepted by a data processor and a contact is made with a detokenization provider by the data processor. In another aspect, token service is aggregated. In another aspect, tokenization is extended to physical cards, to deter certain kinds of fraud.

Abstract: A printer comprises a printing section, a communication module for near-field radio communication with a portable terminal, a reception module, a first output module and a second output module. The reception module receives transaction information from an information processing apparatus. The first output module generates electronic transaction information according to the transaction information and outputs the generated electronic transaction information to the portable terminal via the communication module if the communication module establishes the near-field radio communication with the portable terminal. The second output module generates printing data of the transaction information and prints the generated printing data by the printing section if no near-field radio communication is established by the communication module.

Abstract: A system and method to connect disparate payment systems is provided. Multiple concentric (i.e., tail-recursive) payment authorizations, initiated via a single, contextually viable payment system and involving as many real-time processing “jumps” as necessary to result in a payment submitted on a separate, desired payment system may be employed, enabling a consumer's preferred payment method to be used when an alternate payment method is presented to a merchant.

Abstract: Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include receiving configuration information that allows a mobile payment system to request that a computing device use an application for a requested mobile transaction, sending a request to the computing device to use the application for the mobile transaction, receiving a response indicating whether the application is available to the computing device, automatically processing the mobile transaction using the application when the application is available to the computing device, and processing the mobile transaction using standard processing without use of the application when the application is unavailable to the computing device or the user wishes to use standard processing.

Abstract: Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include providing a registry of public keys to allow users to securely exchange mobile payment data with respective trusted merchants, sending a request from a computing device of a user to validate a merchant, storing a public key for the merchant from the registry, receiving a merchant identifier from a terminal during a mobile transaction indicating that the terminal is associated with the merchant, receiving a request for information from the terminal as part of the mobile transaction, determining whether the terminal requesting the information is trusted, providing the requested information encrypted using the public key to the terminal when the terminal is trusted, and providing decoy response information to the terminal when the terminal is determined to be untrusted.

Abstract: In a payment processing system, a secure intermediary system associates payment processing devices including a POS device, mobile communication device, and transaction server with unique identifiers. The secure intermediary receives communications of transaction data from the payment processing devices, the communications including identifiers. The secure intermediary uses the unique identifiers to determine network addresses for the recipients of transaction data in support of a transaction.

Abstract: The present invention provides a method for processing, in an automated teller machine, a transaction of a cash deposit or withdrawal requested by a mobile terminal, including receiving card information and second security information stored in the mobile terminal, transmitting an alarm message, which is indicative of an approach of the mobile terminal to the automated teller machine, to the mobile server, receiving transaction information, which has been written by the mobile terminal and then provided to the mobile server, and first security information, which is stored in the mobile server, from the mobile server and requesting a financial computer network associated with the automated teller machine (ATM) to process the transaction, based on the card information, the first security information, the second security information, and the transaction information.

Abstract: Embodiments relate to transactions using image based MMS solutions over a communication device. In an embodiment, a method includes receiving, by a payment provider server, from a buyer device, transaction information associated with a transaction between a buyer and a seller; wherein the seller provides a seller payment provider messaging endpoint identifier to the buyer along with the transaction information for use in processing the transaction. The method also includes transmitting, by the payment provider server, to the buyer device, message content comprising an image displayed on a user interface of the buyer device, the image comprising payment instrument information for use in connection with the transaction, wherein the buyer communicates information included in the message content to the seller payment provider messaging endpoint identifier.

Abstract: A computer-implemented process for facilitating the sale of personal property comprising, receiving, at a mobile device, a scan request to scan an identification code of a first personal property, activating a camera of the mobile device to capture a video stream of the identification code, capturing the video stream of the identification code using the camera of the mobile device, analyzing in real-time the video stream for an acceptable image, and providing for the disposition of the first personal property to a third party, wherein the disposition is selected from a group consisting of selling the first personal property, transferring the first personal property, and donating the first personal property.

Abstract: Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include initiating a mobile transaction with a computing device of a user, determining to generate a rendezvous request for the mobile transaction, generating the rendezvous request for the mobile transaction, providing the rendezvous request to the computing device of the user, providing information about the rendezvous request to a second computing device that is to receive a response to the rendezvous request from the user, querying the second computing device to determine whether the response for the rendezvous request is available for processing, receiving the response to the rendezvous request provided by the user from the second computing device, and processing of the mobile transaction in view of receiving the response to the rendezvous request provided by the user from the second computing device.

Abstract: Methods, systems, and computer program products for providing enhanced mobile transactions and payments are disclosed. A computer-implemented method may include receiving a request to provide an enhanced merchant experience available for a merchant to one or more consumers participating in mobile transactions with the merchant, receiving a merchant identifier from a system involved in processing a mobile transaction for the merchant, determining whether to provide the enhanced merchant experience to a user involved in the mobile transaction with the merchant, determining when to provide the enhanced merchant experience to the user involved in the mobile transaction with the merchant, and providing the enhanced merchant experience to the user involved in the mobile transaction with the merchant during the transaction, at completion of the transaction, or after completion of the transaction.

Abstract: A device stores multiple identifiers meant for specific uses. For example, multiple transaction tokens can reside on different parts of a user device. Each transaction token can be compatible for use with a transaction channel (e.g., contact, contactless, and card-not-present, telephone-order, mail-order, in-app, etc.). A transaction can be terminated based on a transaction token being utilized in an inappropriate transaction channel, which limits the chances that a compromised transaction token can be successfully utilized for fraud. In some cases, the user device may be a transaction card or a mobile phone.

Abstract: Provided are a payment card, system and method for storing and reading tokenized payment account information from a payment card. In an exemplary embodiment, a payment card may include a substrate forming a body of the payment card, and an electronic chip attached to or included in the substrate. According to various exemplary embodiments, the electronic chip may include a storage storing tokenized payment account information corresponding to a payment account linked to the payment card. The electronic chip may be read by a payment terminal and may provide the tokenized payment information to the payment terminal during reading.

Abstract: An approach is provided for purchasing items using contactless payment devices (credit cards and debit cards, key fobs, smartcards or other devices). The approach retrieves the contactless payment identifiers that each pertain to a separate payment account used by a user. One of the contactless payment identifiers is selected based on one or more selection criteria, such as user and monetary incentives. The approach further pays for purchases using the payment account that corresponds to the selected contactless payment identifier.

Abstract: A device may perform a first authentication operation, associated with a contactless media device, using a first key. The first key may permit a security mode of the contactless media device to be modified. The device may cause the contactless media device to set the security mode to a first security mode that causes the contactless media device to secure at least one transmission from the contactless media device. The device may perform a second authentication operation, associated with the contactless media device, using a second key that permits information to be read from or written to the contactless media device. The device may read first secured information from or write second secured information to the contactless media device. The first secured information or the second secured information may be secured based on the security mode of the contactless media device being set to the first security mode.

Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for modulating card information between a card reader and a user device. One of the methods includes receiving, from a read head of the card reader, card information associated with a card. The card information is encoded in a first format to be sent to the user device at a first data rate. The card information is encoded in a second format to be sent to the user device at a second data rate lower than the first data rate. The card information is sent to the user device encoded in the first format and the second format.

Abstract: The invention provides a payment system which can be implemented in a web environment, where users are entitled to generate their own currency in a certain pattern. Digital wallets for the users are created and managed through a centralized server which acts as an intermediary in the currency generation, transactions and extinguishment. The currency units generated by the users compete with each other and with a centrally issued (reserve) currency, generated by the operator of the system. Each user is provided the option to create a personal filter for the payments he/she receives in the system based on one or more of the currency features. A money market where all units of currency can be traded is also provided in order to facilitate the value exchange in the system and measure the exchange rate of user generated currencies against the reserve currency and/or against other currencies.

Abstract: Disclosed herein is a method and system for standardizing a plurality of digital wallet credits into one digital wallet system. Expenditures of merchant-issued credit stored in digital wallets are supported by tokenization of assets. Assets are encoded and represented by currencies tracked on public ledgers. Data is mined from the public ledger, decoded, and presented to users with a unified interface which allows users to view balances at any time of all digital wallets in their possession.

Abstract: The invention provides a method for application of statistical methods to rank various currencies in a payment system, wherein currencies are created in the same pattern but have different parameters and different user-acceptance rates, which together are used for the assignment of a rating to each currency and ranking of the currencies according to the ratings. Currency ratings are a function parameters, each parameter being the numerical value of a time series data set: amount of currency in circulation, the number of times a currency is used in transactions, number of different users accepting the currency, back-up level (redeemability) of currency and market value of the currency. These five main parameters can be combined so as to arrive at independent variables, each independent variable having a different weight in the determination of currency ratings; the weights (coefficients) themselves can be customized by the operator of the system.

Abstract: Disclosed herein are certain embodiments of systems and methods for standardizing a plurality of digital wallet credits, into one digital wallet system. Expenditures of merchant issued credit stored in digital wallets are supported by tokenization of assets. Assets are encoded and represented by currencies tracked on public ledgers. Data is mined from the public ledger, decoded, and presented to users with a unified interface which allows users to view balances at any time of all digital wallets in their possession.

Abstract: This application discloses a method for implementing a secure transaction via a social network platform. A server receives a product purchase request from a client device, and the product purchase request includes product information, product server information and a user account identifier of the social network platform. The transaction server authenticates the product purchase request, and forwards the product purchase request of the corresponding product to the product server in an encrypted format. After receiving a confirmation message from the product server, the transaction server initiates a payment transaction between the user account and the product server. Further, after completing the payment transaction, the transaction server sends a payment completion message to the client device and the product server, respectively.

Abstract: A system and method for approving a transaction. The method for approving a transaction having the steps of inputting a user-name and a password corresponding to a user account, generating a random key, and generating a secure key. The step of generating the secure key is based on the password and the random key. The system for approving a transaction having means for inputting a user-name and a password corresponding to a user account, means for generating a random key, and means for generating a secure key. The means for generating the secure key having means for combining the password and the random key.

Abstract: Systems and methods for rapidly provisioning functionality to one or more mobile communication devices are disclosed. The method may comprise generating, prior to a request for the functionality, a globally unique identifier (“GUID”) encryption key, wherein the GUID comprises a unique identifier that may be associated with a transaction account customer, generating a value associated with the GUID, deriving, based on the value, a plurality of base encryption keys associated with the value, creating, a perso-script, wherein the perso-script comprises a file associated with data associated with a customer, and/or creating a proto-script, wherein the proto-script comprises the perso-script prepended by a script to rotate the plurality of base encryption keys.

Abstract: The subject application relates to electronic commerce (i.e. e-commerce or e-payment) technology and more particularly, to a method and system for paying for items of small value including web content and virtual goods, over communication networks such as the Internet. One embodiment described is directed to a method of electronic payment between a payer and a payee comprising generating a secure electronic transaction by a payer device, the secure electronic transaction including a certificate having an extension setting out transaction rules. The secure electronic transaction is routed through a selected payment path of network entities from the payer device to a payee device, a network entity on each layer of a hierarchy in the path adding a respective certificate to the secure electronic transaction, along with respective extensions setting out transaction rules. Other aspects of the invention are also described, such as how to determine a selected path.

Abstract: An operation and management system for transaction certificates comprises at least a transaction confirmation device, at least a relay setting device and a back-end management platform, wherein the relay setting device is connected between the transaction confirmation device and the back-end management platform. The relay setting device may set up the category of the transaction certificate to be issued in accordance with the type of the transaction confirmation device, generate data for the transaction certificate to be issued through the transaction confirmation device, and issue the intended transaction certificate. In addition, the back-end management platform may design the templates for different categories of transaction certificates, and regularly and automatically update the transaction certificate templates in the relay setting device.

Abstract: Methods, systems, and computer program products for replaying tokenized payment transactions are disclosed. A computer-implemented method may include generating or receiving a token for a tokenized payment transaction involving a merchant, creating an association between the token and the tokenized payment transaction, storing the association between the token and the tokenized payment transaction, providing the token to the merchant during the tokenized payment transaction to authorize payment, receiving a request from the merchant to provide the token during a subsequent transaction relating to the tokenized payment transaction, selecting a transaction record corresponding to the tokenized payment transaction to retrieve the token for the second transaction, and determining the token to provide to the merchant in the second transaction.

Abstract: The present invention provides in at least one embodiment, a payment system with a method for distributed money supply. The system is implemented in a web environment where users interact with each other and a central authority with data processing devices through a network. Mediums of exchange in the system are public and private currency units. Public currency units are created by the operator of the system—a central authority while private currency units are created on the initiative of the users where each user is entitled to request the creation of his own currency. Currencies and currency units are managed by a server coupled to a database. The database stores data for every user and every currency. Currency data is stored in separated pieces of memory in the database—accounts. The server operates the currency issuance, transaction and redemption through the management of the currency accounts in the database on request of the users.

Abstract: A method for verification of an electronic transaction between a consumer and a merchant, a credit issuers or any combination thereof. This method includes the steps of: obtaining a network data set including a plurality of data fields reflecting network data; obtaining a transaction data set including a plurality of data fields reflecting transaction data, consumer data, merchant data, credit issuer data or any combination thereof, directed to the electronic transaction; analyzing at least one field of the network data set and at least one field of the transaction data set; and based upon the results of the analysis, initiating an action directed to the transaction. An apparatus and system are also disclosed.

Abstract: Systems, methods, and non-transitory computer-readable media can acquire historical data including a plurality of features associated with known legitimate activities and with known illegitimate activities. A machine learning technique can be applied to the historical data to gain information about the plurality of features associated with the known legitimate activities and with the known illegitimate activities. A decision tree can be generated based on at least a portion of the information about the plurality of features. A node in the decision tree that satisfies specified precision criteria can be identified. A rule can be created based on the node. One or more illegitimate activities can be identified based on the rule.

Abstract: A goods, services and payment authorization system and method are provided to prevent services from being rendered, goods from being provided and/or reimbursements from being made in the case of fraudulent healthcare transactions resulting from identity theft, phantom billing, lack of insurance coverage and/or medical fraud, in general. In conjunction with a healthcare transaction, patient identity information is collected and insurance coverage is confirmed using a programmatic calculation of a confidence determination based on the collected identity information.

Abstract: In a computer-implemented method for providing biometric security for mobile loyalty services via a native mobile application a physical location of a mobile device are accessed by a single native mobile application executing on the mobile device, wherein the physical location is accessed in response to a user initiating access to the mobile loyalty services. A time corresponding to a determination of the physical location of the mobile device is accessed. A date corresponding to a determination of the physical location of the mobile device is accessed. Biometrics of the user of the mobile device is accessed. Biometric security of the single native mobile application is provided based on the physical location, the time corresponding to a determination of the physical location of said mobile device, the dare corresponding to a determination of the physical location of the mobile device, and the biometrics of the user.

Abstract: The present disclosure relates generally to the field of providing a computer-implemented system and method that provides a secure universal electronic transaction card-based payment system. The system provides consumers the ability to conveniently, securely and safely use a single physical universal electronic transaction card, in a standard ISO-7810 credit card form factor that will be accepted at any standard POS device. A multiplicity of transaction account numbers, applets and or tokens are stored in a secure element from which the consumer can transact from any of their credit, debit, pre-paid, club access cards, gift cards, rewards and loyalty cards accounts, using either, Mag Stripe, EMV, or NFC at existing POS terminals, in such a way that only the legitimate owner of the electronic transaction card can activate, provision and unlock the electronic transaction card for use via biometric identification.

Abstract: A funding source is provided by each of a plurality of users for setting up an electronic shared payment pool. A policy governing rights or obligations of each of the users is set up. The includes: for each user, a respective threshold for enabling funds to be pulled automatically from the funding source of said user. The electronic shared payment pool is created based on the respective funding sources and the policy. A detection is made that a user is requesting to use the electronic shared payment pool to pay for a prospective transaction. In response to the detection, funds are pulled from the funding sources into the electronic shared payment pool. The funds are pulled automatically without requiring an approval from each of the users as long as the pulled amount is below the threshold for that user. The prospective transaction is facilitated using the electronic shared payment pool.

Abstract: A method and system to digitize printed information on a business card and to link the digitized data to a social networking service, referred to as a Meeting-Spot (or simply an MSP) service, employs quick response codes (QRCs) to uniquely identify business cards printed with a QRC. An online MSP service offers a free MSP app, which is installable on mobile devices. The MSP service will offer a plurality of MSP business cards to its members. A QRC image is printed on at least one side of an MSP business card. Further, the data encoded in the QRC on an MSP business card comprise at least an identifier to uniquely identify a business card. The identifier encoded in the QRC printed on an MSP business card may be a UUID (universal unique identifier), which complies with the identifier standard set by the Open Software Foundation (OSF). Optionally, the identifier is replaced by a proprietary hash code that can uniquely identify a business card.

Abstract: The invention systems and methods for managing the issuance or authorization of identifier labels by a third-party certifier for use in distinguishing and/or tracking a product within a supply chain.

Abstract: A computer-implemented method for detecting non-negligible election fraud using a computer program product that includes a fraud detection server comprising a processor and a database. The method may include the steps of receiving election results data, aggregating the election results data into a plurality of subsets, calculating a respective hypergeometric cumulative distribution function (CDF) score to define an outlier impact magnitude for each of the plurality of subsets, and ranking the plurality of subsets using the respective hypergeometric CDF score for each of the plurality of subsets. The resultant ranking may define an audit priority for each of the precincts involved in an election of interest. An election report including the audit priority may be displayed to an election stakeholder.

Abstract: Compliance with retail display regulations that retailers are subject to within a plurality of jurisdictions is managed. Retail display regulations may differ from jurisdiction to jurisdiction. To facilitate compliance, retail display regulations for a plurality of jurisdictions are centrally maintained. The regulations may then be used to dynamically generate retail display materials for locations across a plurality of jurisdictions with different regulatory schemes. The central storage and/or maintenance of the retail display regulations may facilitate compliance with disparate regulatory schemes that retailers are subject to based in part of retail location. Central storage of the retail display regulations may facilitate certification of compliance by regulating entities associated with the jurisdictions.

Abstract: The present disclosure relates to systems and methods for creating platforms that provide product or media owners with marketing tools and information regarding their product or media and encourage, persuade, and force users who illegally or without permission access, view or otherwise use or consume the product, service or media to stop doing so, and allows them the opportunity to obtain permission and/or a license to the product, service or media in question. The method and system comprise of generating of apparent pirated or counterfeit goods or media content web sites and applications and other disruptive methods and processes.

Abstract: A computer-implemented method for product anti-counterfeiting is implemented at a computer server that is communicatively connected to a client terminal. The computer server receives a product authentication message from the client terminal and determines a total number of times that the product has been authenticated based, at least in part, on the product authentication message. When the total number of times is less than a predefined threshold level, the computer server generates a new product authentication record for the product from the product authentication message and identifies one or more existing product authentication records generated from past product authentication messages associated with the product. Based on comparing the new and existing product authentication records, the computer server generates and returns an authentication result message to the client terminal, the authentication result message including information derived from at least one existing product authentication record.

Abstract: A tactile anti-forgery method using random raised structures that generates a plurality of labels that can be attached to predetermined products, and each label has a unique label serial number, a label planar printed pattern and a plurality of raised structures randomly arranged on the surface of the label. The various label serial numbers and their corresponding information including the distribution locations of the corresponding; raised structures are established in a system database. A user can connect to the system database via an application in a mobile device, and input a label serial number of a label to be tested to search for the distribution information of the raised structures corresponding to the label.

Abstract: A method for identifying business service recommendations includes: storing merchant profiles, each profile including data related to a merchant including a merchant identifier and transaction for a plurality of payment transactions; receiving, a data file including a plurality of merchant entries, each entry including data related to a merchant including a merchant identifier and firmographics; identifying a specific merchant entry where the merchant identifier corresponds to a merchant identifier in a specific merchant profile; calculating transaction scores for the specific merchant entry based on the transaction data in the specific merchant profile; identifying a related merchant entry where the firmographics correspond to the firmographics in the specific merchant entry and where the merchant identifier is not included in a merchant profile; and identifying one or more business service recommendations for the merchant related to the related merchant entry based on transaction scores and firmographics in

Abstract: Embodiments are directed to defining and implementing a manifest that governs configuration of a targeted marketplace store and to providing customized content offerings in a targeted marketplace store according to a targeted store manifest. In one scenario, a computer system defines a semantics model that includes semantics used to generate a targeted store manifest. The computer system then generates the manifest using the defined semantics model. The manifest includes settings for the content offerings that are to be provided in the targeted marketplace store including an indication of an audience to which the targeted marketplace store is to be deployed. The computer system further interprets the manifest to dynamically deploy a targeted store using the settings specified in the manifest, so that the content offerings provided in the marketplace are customized to the audience indicated in the manifest.

Abstract: System and methods for evaluating an organizations content marketing efforts using large data sets available through social networks are disclosed. A social networking system stores organization data for a plurality of organizations in a database located at a social networking system. The social networking system receives a content marketing score request from a first organization in the plurality of organizations. The social networking system retrieves organization data for the first organization and one or more other organizations. The social networking server determines one or more peer organizations based on the organization data retrieved from the database located at the social networking system.