Abstract: A system and method for determining a career path, comprising: providing user interface displayed on a user's computerized apparatus; receiving a current job title from the user; associating a source profession, a management level and an experience level to said job title; obtaining a target profession associated with a target management level and a target experience level; determining at least one career path comprising one or more transition professions required to reach the target profession from the source profession; calculating transition probability scores associated with said transitions; generating, in real time, a display indicating the career path; and displaying on a display unit, a career path including at least the source profession and the target profession and the associated transition probability score per transition.

Abstract: Methods, systems, and apparatus for generating workplace movement visualizations. A method includes receiving a request for a user interface presentation that presents time spent by individuals in productive areas of a work site; receiving data specifying the presence of a plurality of personal wireless beacons within each of a plurality of areas of the worksite, wherein a first area of the plurality of areas is designated a productive area and wherein a second area of the plurality of areas is designated a nonproductive area; computing, for each of a plurality of time periods, a respective count of individuals within the first area designated as a productive area; generating a user interface presentation that presents the respective counts of individuals within the productive area; and providing the generated user interface presentation in response to the request.

Abstract: Systems and methods for scheduling a meeting or event in a manner that is more efficient than conventional systems or dedicated applications, and can be configured to take into account sources of information available on a common platform or available within a common account (such as calendars, locations, preferences, etc.).

Abstract: Exemplary systems and methods for calendaring are provided. Exemplary systems include a natural language receiving component configured to receive a natural language entry corresponding to a future status, a calendar generation engine configured to create a calendar entry based on the natural language entry, a social network database configured for accessing and querying by the calendar generation engine, a privacy component configured to receive a privacy setting indicating a person who is approved to view the calendar entry, and a display module configured to display the calendar entry on a calendar. Exemplary methods include receiving a natural language entry corresponding to a future status, creating a calendar entry, and displaying the calendar entry.

Abstract: In one aspect, the invention is a computer program product residing on a computer readable medium having a plurality of instructions stored thereon. The instructions when executed by the processor, cause that processor to schedule a network-based media event; and to invite an attendee to attend the network-based media event. Other aspects of the invention includes a process and a method.

Abstract: The present disclosure is directed to systems and methods for receiving, via a computing device, registration information from a requester that is registering with a vehicle maintenance system; allowing, via the computing device, the addition of at least one vehicle requiring a service task; for the at least one added vehicle, accepting, via the computing device, a selection of a service task; accepting, via the computing device, attributes relevant to the selected service task to form a request; sending out the request to servicers, via the computing device, within a predetermined distance; receiving, via the computing device, quotes from servicers who respond to the request; displaying the quotes to the requester via a display device of the computing device; receiving, via the computing device, a selection of a quote from a servicer; and scheduling, via the computing device, a service task with the selected servicer.

Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.

Abstract: Methods and systems for performing peer-to-peer financial transactions using a private distributed ledger are described. One example method includes allocating an initial currency value to a genesis address, the initial currency value representing a maximum value of currency to be managed in the blockchain network; identifying a new member to add to the blockchain network; generating an address for the new member; and transferring an amount from the genesis address the address for the new member, the transferred amount equaling an amount to be managed by the new member in the blockchain network.

Abstract: Methods and systems for performing peer-to-peer financial transactions using a private distributed ledger are described. One example method includes identifying a non-accounting transaction in the blockchain network including an output address, zero output amount, a recall indicator, and an identifier of an original transaction; and in response to identifying, generating a reverse transaction crediting an input address of the original transaction for an output amount of the original transaction.

Abstract: Methods and systems for performing peer-to-peer financial transactions using a private distributed ledger are described. One example method includes identifying, by a member of a blockchain network, a blockchain transaction sending a particular amount from an address associated with the member; and in response to identifying the blockchain transaction, generating, by the member, a transaction according to a specification of the member to debit an account associated with the address by the particular amount.

Abstract: According to one embodiment of the present disclosure, a virtualized communication device dynamic provisioning system includes a computer-based set of instructions that are executed to generate a user interface for receiving selection of one or more virtualized communication devices. The instructions may then receive provisioning information associated with the selected virtualized communication devices from the user interface, and provision the virtualized communication devices in accordance with the received provisioning information to prepare and equip the virtualized communication devices according to the financial transaction.

Abstract: Systems and methods are provided for use in distributing one or more services to edge devices in a payment network. One exemplary method includes receiving, at an edge device, an authorization request related to a payment account from a customer, identifying at least one service associated with the request and/or the payment account, and performing said at least one service, at the edge device. The exemplary method further includes transmitting the authorization request to an issuer associated with the payment account, and transmitting an authorization reply, generated by the issuer, to the customer, whereby the at least one service is distributed to the edge device.

Abstract: An automated teller machine and a method thereof comprising a reading unit configured to receive identification data from an electronic payment device; a personalization unit configured to retrieve predefined details linked to said identification data, access one or more media items and determine a score for at least one media items, a user interface unit configured to receive input data from a user and display one or more selected media items; and a cash dispenser for dispensing a user-selected amount of currency; wherein the personalization unit is configured to select and play back to the user, via the user interface unit, one or more personalized media items based on said predefined details and/or score.

Abstract: An independent server (creative work protection server) that provides protection to the creative works of authors/artists by identifying web content in major third party host servers and other creative work content in database of the creative work protection server that contain similarities and reporting back to the authors/artists and major third party host servers. The creative works of the authors/artists may contain one or more of textual content, images, audio and video content. The creative work protection server has components that identify similarities to the works of the authors/artists (the creative works) and provide protection by assisting major third party host servers to delete the content, upon detection of similarities. The service to the authors/artists of the creative works is provided upon service charge basis. The creative work protection server provides provisions for registration, logging in, billing and to receive periodic results via email or webpage interface.

Abstract: A mobile electronic payment terminal includes a reversible fixed attachment to a support. The electronic payment terminal also includes a command module, which commands unlocking of the reversible fixed attachment enabling the mobile electronic payment terminal to be detached from the support.

Abstract: Methods and apparatus for establishing secure communications are disclosed. An identifier is received from a personal object such as a ring. This identifier is received, for example, through a non-contact near field communication. The identifier is recognized and associated to a mobile terminal device of a user, the mobile terminal device being separate from the object. A secure communication channel is established based upon recognition of the identifier of the personal object that is associated with the mobile terminal device.

Abstract: A method of operating a reader system includes: establishment a hand held reader configured to read an information bearing medium at an establishment and accepting text message communications from the establishment; reading the information bearing medium at the establishment with the reader; and, sending at least one text message communication to an operator of the reader at the establishment on the reader GUI from the establishment when the establishment recognizes a need for a specific notice requirement after reading the information bearing medium.

Abstract: Computer-based crowdfunding may provide network communication between at least one user device, a funding module, and a timing module over at least one network. Data from the at least one user device, the funding module, and the timing module may be processed by at least one processor, sent to at least one server, and stored in at least one data repository. The funding module and timing module may interact with each other and/or the network in real-time over a first time period, a second time period, and a third period. After the time periods elapse, funds received in the funding module from supporters may be transferred to competitors and/or returned to supporters over the network.

Abstract: According to some embodiments of the invention, an authentication method is provided. Transaction data for a transaction is received at a communication device from an access device or a resource provider. The transaction data comprises a location of the access device. A location of the communication device is determined by the communication device. It is determined whether a distance between the location of the access device and the location of the communication device is within a predetermined threshold. The transaction is not authorized if the distance between the location of the access device and the location of the communication device is not within a predetermined threshold.

Abstract: A mobile device having: a position determination device configured to determine a location of the mobile device; a transceiver configured to communicate with a transaction terminal via near field communication; a communication device configured to communicate with at least one server over internet; a memory storing a plurality of data items and a set of instructions of a mobile application; and at least one microprocessor coupled with the memory to execution the instructions of the mobile application. The mobile application is configured to: communicate the location of the mobile device, using the communication device, to the at least one server over internet; determine, via communications with the at least one server based on the location of the mobile device, an order of data items; and communicate, using the transceiver via near field communication, with the transaction terminal in accordance with the order of the data items.

Abstract: A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text massage; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an ord

Abstract: A system for creating a restricted use payment card comprising a data processing environment non-compliant with a security requirement for payment cards and a data processing environment compliant with a security requirement for payment cards is disclosed. The non-compliant data processing environment is configured to generate a label, store the label in the non-compliant data processing environment, and provide to the compliant data processing environment a request to create a new payment card. The compliant data processing environment is configured to generate new payment card data, generate a token from the new payment card data; and provide the token to the non-compliant data processing environment. The non-compliant data processing environment is further configured to replace the stored label with the token value.

Abstract: A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with at least the customer account. A membership account number and a payment corresponding to a requested amount of a service offered by the vendor are received from the customer at a point-of-sale. The method further includes generating, at the point-of-sale, an authorization message including at least the membership account number and embedded transaction information identifying the service offered by the vendor and the requested amount. The embedded transaction information is then communicated from the point-of-sale to a database server. The customer account is credited, in response to the embedded transaction information, based upon an amount of the payment.

Abstract: Systems, methods, apparatus, processes, computer program code and means for conducting transactions are described which allow a first party to a transaction to identify a second party to a transaction.

Abstract: A multi-book accounting system capable of immediately updating all secondary books regardless of underlying currency when transactions are entered in the primary book with respect to consolidation and elimination aspects. This may be accomplished by using a consolidated exchange rate database that can serve as a basis for currency exchange rates for any book in a multi-book setting. Thus, users will be able to run consolidated reports via a multi-tenant online accounting service. Consolidated impact of any transaction will be calculated automatically when any consolidated report in any secondary book is invoked similar to the process with respect to any primary book. A separate set of consolidated exchange rates may be applied in the various secondary accounting books. Furthermore, users will be able to run automatic intercompany elimination via a multi-tenant online accounting service for secondary books in the same way as it is possible for primary accounting book.

Abstract: Distributed ledger systems that provide enhanced accountability and trust are described. A sender node may send messages to a receiver node. The sender node may compute a value (e.g., a hash) based on the sent messages and at least one previously sent message. The sender node may receive a confirmation message for the messages from the receiver node including a value computed by the receiver node based on the messages and at least one previously received message. The sender node may compare the computed value to the value included in the confirmation message to determine that the receiver node has or has not received a correct sequence of messages. The confirmation message may also include a summary of local data of the receiver node that indicates to the sender node that the receiver node has or has not processed all messages received.

Abstract: A method for conducting an offline data exchange associated with a blockchain includes: storing a structured data set associated with a blockchain network, the data set including a network identifier, unspent output hash, output index, output value, and key pair; receiving the network identifier and a transaction amount from a point of sale; validating the structured data set as including the network identifier and an output value greater than or equal to the transaction amount; transmitting the unspent output hash and output index to the point of sale; receiving a destination address from the point of sale; generating transaction data including the destination address and a payment amount based on the transaction amount; and transmitting the transaction data to the point of sale.

Abstract: A method for pairing wearable computing device activity data with additional data includes: storing a plurality of activity profiles, wherein each activity profile includes data related to activity of a wearable computing device including at least a device identifier and one or more activity data entries; storing a plurality of transaction data entries, wherein each transaction data entry includes data related to an electronic transaction including at least a primary account number and additional transaction data; receiving pairing data, wherein the pairing data includes at least a specific device identifier and a specific primary account number; identifying a specific activity profile where the included device identifier corresponds to the specific device identifier; identifying one or more transaction data entries where the included primary account number corresponds to the specific primary account number; and updating the identified specific activity profile to include at least the specific primary account

Abstract: Provided herein are methods, networks, systems, and media for providing global naming services with blockchains without a centralized server.

Abstract: Described herein is a platform and method for generating a terminal location from transaction data. In some embodiments, location data is periodically provided to a service computer from multiple mobile devices. Additionally, transaction data related to terminals may be provided to the service provider by one or more entities. The service provider may be configured to match records in the received transaction data to records in the received location data to identify a set of potential terminal locations. In some embodiments, the set of potential terminal locations may be filtered according to one or more criteria. A terminal location may subsequently be approximated from the set of potential terminal locations.

Abstract: A payment terminal may include payment interfaces to receive payment information from payment devices such as chip cards and NFC payment devices. Monitoring components may monitor these payment interfaces. In addition, test requests may be transmitted to a payment device in order to elicit responses. The monitored information and the responses may be used by the payment terminal to determine whether a transaction is fraudulent or if a tamper attempt is ongoing, based on local test criteria. In addition, the monitored information and responses may be provided to a server, which may store the monitored information and responses, test for fraudulent transactions and tamper attempts based on server test criteria, and determine updates to the local test criteria.

Abstract: A method for parameterising a device for performing banking operations in which biometric data of the holder of the device for performing banking operations are used to authenticate the user of the device. The present invention: activates a plurality of commands using identifiers of a standard relating to banking transactions available for effecting commands not predefined by the standard; creates, from an identifier of the standard relating to banking transactions available for effecting commands not predefined by the standard, in the device for performing banking operations, a container able to store reference biometric data of a user of the device for performing banking operations; and stores reference biometric data, using an identifier of the standard relating to banking transactions available for effecting commands not predefined by the standard, in the container of reference biometric data of the user of the device for performing banking operations.

Abstract: A system and method for management of automobile recalls functions through a unified recall campaign user interface (UI) web-accessible to an original equipment manufacturer (OEM). The system utilizes both first-party (OEM) data and state registration data to identify vehicle owners by vehicle identification number (VIN). Enhancement data is used to provide contact information, whereby vehicle owners may be contacted concerning a recall repair through multiple channels. The system utilizes feedback during a recall and from previous recalls, as well as segmentation of vehicle owners by behavioral and attitudinal parameters, to optimize the channel(s) and message(s) used in order to maximize recall response. The system further utilizes various feeds of information concerning the recall to optimize recall repair parts distribution among dealers and dealer workforce utilization.

Abstract: A cloud services composition system allows customers to interactively create service constructs from network function virtualization resources. The network function virtualization primitives are modeled using a standard modeling language. An expert system suggests network function virtualization resources for use in the service construct, based on an expert system learning algorithm. The customer uses a graphical user interface to interconnect the resources and create the service construct. The process may involve collaboration with the network provider. The resulting construct is validated for use in a communications network.

Abstract: A system and method for automated regulatory compliance checking for organizations is disclosed. The present subject matter discloses a method for generating queries to extract relevant data from an organization that with respect to the regulatory rules and subsequently performing automated compliance checking for the organization. In an embodiment, the system captures regulatory rules provided by a regulatory body for an organization and extracts logical specification of rules from the semantic model in DR-Prolog language. The system further extracts a conceptual data model from the semantic model and obtains mapping between the conceptual data model and plurality of physical database. The system generates queries and translated the queries on to physical database schema to extract relevant data from the organization. The extracted data is transformed into ground facts in DR-Prolog and compared with logical specification of rules to perform automated regulatory compliance checking.

Abstract: A system to emulate manual filing system by storing and processing document that operates on Relational Database Management System (RDBMS), comprising; a String Template (1) having at least one details of document number, number of sections and number of rows defined based on at least one Input; a String Module (2) for generate a Electronic Document (eDoc) (11) having at least one Electronic Document Identifier (eDoc-Identifier), Section, Rowtype and Column by validating the document number, number of sections and number of rows based on the String Template (1); a Extraction Module (3) for extracting the Electronic Document Identifier (eDoc-Identifier), Section, Rowtype and Column of Electronic Document (eDoc) (11) generated by the String Module (2) for retrieval process; a Electronic Form (eForm) Generator Module to create at least one Electronic Form (eForm) having a Predefined Program based on a Electronic Dictionary (eDict) data; a Flow Diagram having pre-compiled task program set by at least one user; a

Abstract: Embodiments of the inventive system and methods provide the ability to access and process real-time data, such as customer data (e.g., purchase history, browsing history, inquiry history, etc.), inventory data (current levels, in-shipment amounts, in-transit locations, etc.), product margin data (and other financial data, such as sales levels, sales trajectories, revenue, etc.), aggregated customer behavioral data (such as identifying strong influencers, collaborative filtering based associations or correlations, etc.), to provide an integrated shopping experience for end users, such as a vendor's customers.

Abstract: Indications of interest can be automatically generated. For example, attributes of an item can be received. There can be little or no historical data for the item. Multiple time series associated with other items can also be received. A first set of classifiers can identify a subset of magnitude-pattern groups based on the attributes. A first ensemble methodology can select a final magnitude-pattern group for the item from among the subset of magnitude-pattern groups. A second set of classifiers can determine a subset of interest volumes based on the attributes. A second ensemble methodology can select a final interest volume for the item from among the subset of interest volumes. Interest data can be generated based on the final magnitude-pattern group and the final interest volume. The interest data can provide an initial indication of interest in the item over a future time period.

Abstract: Systems and methods for producing, delivering, and managing leads, that automatically create lead collectors on arbitrary websites and independently of marketers are disclosed. The leads that are collected by the system from arbitrary websites can be sold to marketers which were not specified prior to the collection of the leads. The lead collectors are generated according to the design and content of a given website and the information known about the person currently viewing it.

Abstract: A method for scheduling outbound communications to sales leads based, at least partly, on a model of customer behaviour derived from (i) customer data gathered from a plurality of customers that initiated contact with an electronic communications interface, and (ii) time data recording for each of the customers a time or time period at which the customer interacted with the electronic communications interface. The model predicts, for one or more time periods and segments of a population, a likelihood of successfully engaging with a person from the segment of the population. The scheduling includes prioritising the outbound communications to the sales leads during one or more defined time periods. Also disclosed is a method of determining a preferred time to make an outbound communication to a sales lead based, at least partly, on the model of customer behaviour.

Abstract: Methods, apparatus, systems and articles of manufacture are disclosed to improve marketing strategy with purchase driven planning. An example apparatus to reduce iterative computation efforts for a market strategy includes a market data retriever to identify a product of interest and a first creative of interest, a buyer type segregator to segregate audience members exposed to the first creative of interest based on category purchase intensity types and brand purchase intensity types, and generate a buyer map of intersections between respective ones of the category purchase intensity types and brand purchase intensity types, and a creative lift calculator to reduce audience target calculations by determining a lift for respective ones of the buyer map intersections.

Abstract: A method to forecast a spike price of a commodity may include obtaining a request to perform a prediction of a spike in a price of a commodity. The method may also include obtaining additional information of the commodity based on the input. The method may also include determining, using a first machine learning algorithm, a probability of the spike based at least in part on the additional information. The method may include outputting the probability of the spike for visual representation on an electronic display in response to a determination that the probability of the spike is above a risk tolerance. The method may further include determining, using a second machine learning algorithm, a price prediction in response to a determination that the probability of the spike is below the risk tolerance, wherein determining the price prediction comprises outputting the price prediction for visual representation on the electronic display.

Abstract: A point calculation device includes a shaking determination unit configured to acquire weather information or detection information of a vibration sensor mounted on a vehicle and determine a shaking of the vehicle according to the acquired information and a point calculation unit configured to calculate use points for the vehicle according to a determination of the shaking determination unit from a departure location to an arrival location of the vehicle.

Abstract: A point calculation device includes an actual movement route calculation unit configured to calculate an actual movement route of a vehicle from departure to arrival, and a point calculation unit configured to calculate use points according to a difference between the actual movement route and a preset movement route from a departure location to an arrival location.

Abstract: A system and method for funding a collective account via aggregating usage of electronic tags is disclosed. The system and method promotes the use of electronic tags, and the funding of collective accounts that may be associated with charitable or other philanthropic causes. Further benefits may be realized by replenishing the prefunded account that serves as the source of funds for the electronic tag to an affinity account that also benefits the charitable or other philanthropic cause.

Abstract: A technology platform presented as a software-as-a-service (SaaS) platform is discussed herein. The SaaS platform automatically encourages and rewards legitimate referrals and exchanges between potential and existing business partners. The example technology solution includes a number of custom algorithms that have been designed to especially reward businesses that refer customers, with real needs, to their connected businesses. To this end, the platform includes a referral system that generates a Diversity Rating for the users of the referral system. Specifically, the referral system is able to analyze, calculate, and provide an indication of future revenue probability for each business connection (potential or actual), based on historical data, including a referral history and the performance of the referrals.

Abstract: A method, apparatus and computer program product are provided for providing auto-replenishment of an inventory of promotions. Auto-replenishment amounts and dates may be determined based on a variety of factors including current inventory, outstanding promotions, redemption ratios and redemption rates. Redemption ratios and redemption rates may be characterized based on provider information, consumer information, and/or promotion information. Auto-replenishment may result in a smoothed redemption curve and optimal impact to the provider.

Abstract: A system that identifies whether an object is within close proximity to a touch screen of a user device using one or more sensors. The system may optimize incentives based on what is being displayed on the user device when the system identifies the object.

Abstract: A system and process to generate product brand loyalty and provide incentives at the agent-to-agent level of the supply network tree is disclosed. Exemplary embodiments provide a “dynamic coupon” which is a dynamic electronic file construct that includes a changing value associated with a product/service. The dynamic coupon improves for example the effectiveness of existing cashback coupon programs. The coupon may be integrated into a digital wallet, which may be provided to user members (for example agents in the supply chain) on a loyalty network. Each owner of a digital wallet may have dynamic coupons in their wallet that are accrued based on consumer activity with products or services they are involved with. The coupon may be product specific, attached directly to the finished consumer good/service.

Abstract: Provided is a system for facilitating a transaction between at least one merchant and at least one consumer. The system includes at least one transaction portal located in a network environment, where the at least one transaction portal associated with at least one consumer affinity. The consumer affinity is an entity, a cause, an affiliation, an organization, a concept, a benefit, an association and/or a sponsor or any combination thereof. The system further includes a communication system for facilitating the transmission of data between the transaction portal, the at least one merchant, the at least one consumer, an entity associated with the consumer affinity or any combination thereof. Also provided is a matching system, a method for facilitating a transaction between at least one merchant and at least one consumer and a method for facilitating a credit-based transaction between at least one merchant and at least one consumer.