Patents Issued in January 17, 2019
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Publication number: 20190019211Abstract: According to one embodiment, a method, computer system, and computer program product for detecting a promotion exposure is provided. The present embodiment may include receiving a plurality of promotional data detailing one or more current promotions. The embodiment may also include receiving a plurality of audio data captured by a sensor. The embodiment may further include determining an exposure of an individual to a promotion within the one or more current promotions based on the received plurality of audio data and the received plurality of promotional data. The embodiment may also include identifying the individual exposed to the promotion using the received plurality of audio data. The embodiment may further include calculating a dwell time for the identified individual. The embodiment may also include determining the calculated dwell time satisfies a dwell time threshold. The embodiment may further include recording the exposure to a data repository.Type: ApplicationFiled: July 12, 2017Publication date: January 17, 2019Inventors: Ben Z. Akselrod, Anthony Di Loreto, Steve McDuff, Kyle D. Robeson
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Publication number: 20190019212Abstract: According to one embodiment, a method, computer system, and computer program product for detecting a promotion exposure is provided. The present embodiment may include receiving a plurality of promotional data detailing one or more current promotions. The embodiment may also include receiving a plurality of audio data captured by a sensor. The embodiment may further include determining an exposure of an individual to a promotion within the one or more current promotions based on the received plurality of audio data and the received plurality of promotional data. The embodiment may also include identifying the individual exposed to the promotion using the received plurality of audio data. The embodiment may further include calculating a dwell time for the identified individual. The embodiment may also include determining the calculated dwell time satisfies a dwell time threshold. The embodiment may further include recording the exposure to a data repository.Type: ApplicationFiled: September 20, 2017Publication date: January 17, 2019Inventors: Ben Z. Akselrod, Anthony Di Loreto, Steve McDuff, Kyle D. Robeson
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Publication number: 20190019213Abstract: In some implementations, a computing device may determine, from multiple data sources, multiple event timelines, with each event timeline associated with a customer. Each event in an event timeline represents an interaction between the customer and a vendor of goods and/or services. For N (N>1) marketing campaigns, N augmented timelines may be created for each timeline by augmenting each event timeline with the individual marketing campaigns. Thus, for M (M>1) customers, M×N augmented event timelines may be created. A trained machine learning model may perform an analysis of each augmented event timeline to predict results of executing each marketing campaign. The results may include total predicted revenue and total predicted cost resulting from executing each marketing campaign. A particular marketing campaign from the N marketing campaigns may be selected and execution of one or more marketing events may be initiated.Type: ApplicationFiled: July 12, 2017Publication date: January 17, 2019Inventors: Gabriel M. Silberman, Michael L. Roberts, Jean Belanger, Hessie Jones, Karen Bennet
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Publication number: 20190019214Abstract: An online system presents various content items received from a publishing user to various users. The online system captures information identifying users to whom the content items were presented and identifies actions performed by the users presented with the content items after being presented with the content items. After presenting content items from the publishing user, the online system identifies characteristics of users to whom the content items were presented and determines performance metrics describing presentation of the content items to users having different characteristics or combinations of characteristics. The performance metrics are presented to the publishing user and grouped based on various characteristics of users to whom the content items were presented, allowing the publishing user to evaluate performance of presentation of content items to users having different characteristics.Type: ApplicationFiled: July 14, 2017Publication date: January 17, 2019Inventors: Ori Hanegby, Yossef Eliahu Zomet, Ganesh A. Gopalakrishnan, Xingyao Ye
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Publication number: 20190019215Abstract: An online system determines a metric indicating whether presenting a content item to various users increased a likelihood of other users performing a specific action associated with the content item. To determine the metric, the online system identifies a control set of users who are not presented with the content item and determines measures of affinity for users of the control set with other users of the control set and for users to whom the content item was presented. Based on measures of affinity for users of the control set and for users who were presented with the content item, the online system identifies segments of users of the control set having different measures of affinity for users of the control set and for users presented with the content item. The online system determines the metric bases on occurrences of the specific action by users in different segments.Type: ApplicationFiled: July 14, 2017Publication date: January 17, 2019Inventors: Erjie Ang, Aleksey Sergeyevich Fadeev
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Publication number: 20190019216Abstract: A system and method for providing a group recommendation is disclosed. First a group having at least one member is defined. A group profile having at least one activity and a set of conditions for the activity are created. Based on the set of conditions a corresponding set of trigger events are identified. A number of electronic data sources are monitored for information related to set of conditions. The monitored set of conditions are compared against the set of trigger events. If the threshold between the set of conditions and the set of trigger events is met, then an alert is generated that is presented to the members of the group.Type: ApplicationFiled: July 11, 2017Publication date: January 17, 2019Inventors: Arindam Bhowmick, Carlos Chivardi, Jennifer M. Hatfield, Gregory S. Hurlebaus, Josef Scherpa
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Publication number: 20190019217Abstract: A system and method for presenting offers to a group of users is disclosed. An initial profile is created for at least one user and is further enhanced for the user. This is used to build a user profile for the user. A trigger event including a set of profile characteristics is identified. Based on the trigger event a group of users is generated from users in the profile store who have profiles that match the trigger event. An offer is generated for the group of users based upon the trigger event and then presented to the members of the group for them to act upon.Type: ApplicationFiled: July 11, 2017Publication date: January 17, 2019Inventors: Arindam Bhowmick, Carlos Chivardi, Jennifer M. Hatfield, Gregory S. Hurlebaus, Josef Scherpa
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Publication number: 20190019218Abstract: A multi-view (MV) advertising system includes an MV display including one or more MV pixels, each configured to emit beamlets in different directions in a beamlet coordinate system. The MV advertising system receives, via an input node, a first attribute of a first viewer or of a first viewing zone and, optionally, a second attribute of a second viewer or of a second viewing zone. The MV advertising system controller defines the first and second viewing zones relative to the MV display in a viewing zone coordinate system, determines a mapping that translates between the viewing zone coordinate system and the beamlet coordinate system, associates first and second targeted advertising contents with the first and second viewing zones based at least on the first and second attributes, and controls the MV display to project first and second images generated from the first and second targeted advertising contents to the first and second viewers at the first and second viewing zones, respectively.Type: ApplicationFiled: July 13, 2017Publication date: January 17, 2019Inventors: David Steven Thompson, Paul Henry Dietz, Albert Han Ng
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Publication number: 20190019219Abstract: According to one aspect of an embodiment a determination apparatus includes a reception unit that receives a notification, indicating that a user has visited a certain facility, from a terminal apparatus having a notification function that outputs the notification when the user visits the facility. The determination apparatus includes an estimation unit that estimates, on the basis of a statistical relation between a history of number of the notifications and a history of a using state of the facility, number of users who are visiting the certain facility from number of the notifications received in a certain period. The determination apparatus includes a determination unit that determines whether a new user is able to use the certain facility on the basis of a determination result by the estimation unit.Type: ApplicationFiled: July 3, 2018Publication date: January 17, 2019Applicant: YAHOO JAPAN CORPORATIONInventor: Takamitsu IRIYAMA
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Publication number: 20190019220Abstract: An audio recognition system provides for delivery of promotional content to its user. A user interface device, locally or with the assistance of a network-connected server, performs recognition of audio in response to queries. Recognition can be through a method such as processing features extracted from the audio. Audio can comprise recorded music, singing or humming, instrumental music, vocal music, spoken voice, or other recognizable types of audio. Campaign managers provide promotional content for delivery in response to audio recognized in queries.Type: ApplicationFiled: September 18, 2018Publication date: January 17, 2019Applicant: SoundHound, Inc.Inventors: Aaron Master, Keyvan Mohajer
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Publication number: 20190019221Abstract: Content is selectively provided to users of mobile devices within a venue including an on-site wireless network. User authorization requests and/or user account registration data are transmitted to the on-site wireless network from mobile devices within the venue. Attributes such as user interests and professions, which comprise inferred user profiles, are obtained using the network traffic data. Identities of mobile devices are established based on a combination including two or more of network identifiers, mobile device signatures, and browser signatures. The inferred user profiles are correlated with the mobile device identities. The inferred user profiles are aggregated into user profile groups and then matched with a content provider's intended target profiles. Content is transmitted to the mobile devices corresponding to the intended target profiles and based on correlation of the inferred user profiles with identities of the devices.Type: ApplicationFiled: July 13, 2017Publication date: January 17, 2019Inventors: Bhavna Agrawal, Nikolaos Anerousis, Frank A. Schaffa, Jin Xiao
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Publication number: 20190019222Abstract: Content is selectively provided to users of mobile devices within a venue including an on-site wireless network. User authorization requests and/or user account registration data are transmitted to the on-site wireless network from mobile devices within the venue. Attributes such as user interests and professions, which comprise inferred user profiles, are obtained using the network traffic data. Identities of mobile devices are established based on a combination including two or more of network identifiers, mobile device signatures, and browser signatures. The inferred user profiles are correlated with the mobile device identities. The inferred user profiles are aggregated into user profile groups and then matched with a content provider's intended target profiles. Content is transmitted to the mobile devices corresponding to the intended target profiles and based on correlation of the inferred user profiles with identities of the devices.Type: ApplicationFiled: December 31, 2017Publication date: January 17, 2019Inventors: Bhavna Agrawal, Nikolaos Anerousis, Frank A. Schaffa, Jin Xiao
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Publication number: 20190019223Abstract: A super-saturation method for information-media relates to directing information to an electronic media consumer (reader, surfer, viewer, listener, etc.). Embodiments of the present invention facilitate a first media entity substantially offering out of context information placement using a second media entity. A facilitator entity guarantees that a consumer of the second media is a known consumer of the first media. Accordingly, the second media entity presents an out of context information placement. For example, an Internet site “AAA” is oversubscribed with potential paying advertising content at $100 CPM. This site offers advertisers an option to present their advertisements to certified “AAA” viewers, albeit on a non-AAA Internet site, for $50 CPM. The facilitator locates certified AAA viewers at Internet site “BBB” that normally charges $30 CPM. Contracts between AAA, BBB, and the facilitator divide a new revenue stream of $20 CPM among them.Type: ApplicationFiled: July 11, 2018Publication date: January 17, 2019Inventor: Roy Shkedi
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Publication number: 20190019224Abstract: A method includes receiving, at a proxy server, a first request for content from a computing device. The first request includes an identifier that uniquely identifies a user and an e-mail. The method also includes, in response to receiving the first request, sending a second request to a first server. The second request includes at least a portion of a cookie associated with the identifier. The method also includes receiving the content at the proxy server from the first server and sending the content from the proxy server to the computing device. The method further includes, subsequent to receiving the first request, determining, at the proxy server, information regarding resolution of dynamic links associated with the content. The information includes a count of a number of times that the content has been accessed outside a time to live (TTL) of the cookie by web browsers or by e-mail clients.Type: ApplicationFiled: September 19, 2018Publication date: January 17, 2019Inventors: Matthew Fielder, Pablo M. Calamera
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Publication number: 20190019225Abstract: The present disclosure provides evaluation, inspection, and appraisal systems and methods for properties. The present system enables remote supervision and participation in a third-party inspection wherein a user can direct a remote, local party while viewing the exterior or interior of the property through the application for obtaining visual data, and otherwise observe the property as though present in order to effectively conduct the inspection and establish independence of any interest of the local user. The property evaluation can take into account the received photographic data as well as comparative property data having similar property data to that of the evaluated property.Type: ApplicationFiled: July 11, 2018Publication date: January 17, 2019Inventors: Thomas K. Lammert, JR., Scott Waxman
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Publication number: 20190019226Abstract: The present invention relates to a payment system and a method.Type: ApplicationFiled: October 19, 2017Publication date: January 17, 2019Inventor: Marianna BRAUN
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Publication number: 20190019227Abstract: A method is provided for providing access to information about a product. An identifier identifying a single unit of a product is received from a user, the identifier identifying a single unit of a product and comprising a serial number of the unit, a labeler code identifying a manufacturer of the unit, and a product application code. If the identifier is invalid, the identifier is rejected and an error message is sent to the user. If the identifier is valid, the identifier is parsed into a serial number, a product application code, and a labeler code. If the serial number does not match the product application code, the identifier is rejected and an error message is sent to the user. If the serial number matches the product application code, access to information is sent to the user identifying the manufacturer and the product and information pertaining to the specific unit.Type: ApplicationFiled: July 7, 2018Publication date: January 17, 2019Inventor: Harold T. Fogg
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Publication number: 20190019228Abstract: An instore customer tracking and engagement system for tracking customers in a retail store is provided. The system includes a memory having computer-readable instructions stored therein. The system further includes a processor configured to access customer identification data of one or more customers visiting a retail store. The processor is further configured to determine a unique customer identity signature (UCIS) of each of the one or more customers based upon the customer identification data of the respective customer. In addition, the processor is configured to track the activity of each of the customers within the retail store using the unique customer identity signature of the respective customer. Further, the processor is configured to generate an offline clickstream for each of the one or more customers using the unique customer identity signature as the respective customer moves across the retail store. The system includes a data analytics cloud platform communicatively coupled to processor.Type: ApplicationFiled: July 11, 2018Publication date: January 17, 2019Applicant: Capillary Technologies International Pte Ltd.Inventors: Boddu Aneesh REDDY, Mahadar Rohan ANIL, Panda Subrat KUMAR, Banerjee SUMANDEEP
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Publication number: 20190019229Abstract: A networked, computer-based pitch-filtering system allows an intermediary to assist authors in presenting works of authorship (i.e., “pitching”) to potential reviewers. The intermediary maintains a pitch server and related client software that together filter the presentation of pitches to a community of reviewers. Pitch fading screens out relatively poor-quality pitches over time to keep reviewers engaged and emphasize the best material. During the review process pitches are maintained confidential within a group of reviewers. Pitches that receive positive feedback can be offered to potential customers within or outside of the reviewer group.Type: ApplicationFiled: July 10, 2018Publication date: January 17, 2019Inventors: Yin Hui Zhu, Bradley Scott Mahler, Matthew Gregory Klinman
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Publication number: 20190019230Abstract: A system for receiving location information on a social network comprising: a computer processor; a memory; and a content engine executing on the computer processor and configured to: display a map comprising at least one location and at least one review, wherein the at least one review is associated with the at least one location and provides information about the at least one review, and wherein the at least one review is created by at least one user of the social network; and displaying the at least one review in response to an input selecting the at least one review, wherein the at least one review is displayed based on attributes associated with a display on which the at least one review is being displayed.Type: ApplicationFiled: July 13, 2018Publication date: January 17, 2019Inventor: Stephen Constantinides
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Publication number: 20190019231Abstract: A method and apparatus utilized in operating a feedback system in a digital environment is described. Instead of allowing users of the system to enter free-form comments for and about other users, or rating other users of the system on a sliding scale, a number of Semantic Terms (single adjectives or short descriptive phrases) are provided that relate to the transaction undertaken between the users, with the capability for users to define new Semantic Terms to add to the system. Users leaving feedback for other users are permitted to select a number of these Semantic Terms, or add their own Semantic terms to the system, to describe the user relative to the transaction undertaken. The Semantic Terms are associated with the users whom the comment pertains to, and can be utilized by other users of the system when seeking to engage other users in a transaction as qualifiers or filters.Type: ApplicationFiled: December 23, 2016Publication date: January 17, 2019Inventor: Ian Alistair Bray
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Publication number: 20190019232Abstract: Provided is a system for determining a status of at least one merchant during or after an emergency event including at least one processor to retrieve historical transaction data for at least one merchant associated with a merchant category code (MCC), determine a first transaction count for the at least one merchant based on the historical transaction data for the at least one merchant, retrieve current transaction data for the at least one merchant, determine a second transaction count for the at least one merchant based on the current transaction data for the at least one merchant, classify the at least one merchant based at least partially on a comparison between the first transaction count and the second transaction count, and display a classification of the at least one merchant based on classifying the at least one merchant. A method and computer program product are also disclosed.Type: ApplicationFiled: July 13, 2018Publication date: January 17, 2019Inventors: Mahesh Joshi, Ankur Raina, Teresa Ho, Todd Winners
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Publication number: 20190019233Abstract: A system and method for providing recommendations to at least one user is disclosed. A user profile for the user is obtained. Data is identified in the user indicative of interests of the users. This is stored in a profile store. Activity profiles and profiles of reviewers of the activity are created. A match between the author profiles, the user profiles and the activity profiles are identified. From these matches a list of activities is generated and presented to the user to select an activity to engage in.Type: ApplicationFiled: July 11, 2017Publication date: January 17, 2019Inventors: Arindam Bhowmick, Carlos Chivardi, Jennifer M. Hatfield, Gregory S. Hurlebaus, Josef Scherpa
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Publication number: 20190019234Abstract: The present disclosure involves systems, software, and computer implemented methods for presenting recommendations for suggested activities. One example method includes receiving a first signal from a device that includes a current context of the device that includes location information for the device. The device is associated with a particular profile. A preferred language associated with the device is determined from the profile. The profile is analyzed to determine a contextual activity preference associated with the device. A repository of establishment information is searched to identify an activity that matches the current context associated with the device and the contextual activity preference. An activity description of the identified activity is translated from a foreign language to the preferred language to create a translated activity description. A second signal is transmitted to the device that includes the translated activity description for presentation at the device.Type: ApplicationFiled: July 13, 2017Publication date: January 17, 2019Inventors: Dean Tseretopoulos, Gregory R. Harper, Sarabjit S. Walia, John Jong-Suk Lee, Michael W. Van Eesbeek, Victor A. Jagga
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Publication number: 20190019235Abstract: A set of computing methods and systems are provided that allow geographically distributed stylists to review and recommend “looks” for geographically distributed users, and that allow for asynchronous access by both the stylist and the user. Using “looks” instead of individual products allows the system to build an understanding of what products complement each other when worn together. Analytical insights of trends, style recommendations, customer behavior, and other internal data can be made available to stylists in order to help stylists more efficiently provide recommendations to multiple customers. Further, embodiments of the present disclosure may allow recommendations to be based around a look, but do not require that recommended products be depicted in an image associated with the look. In this way, greater flexibility can be achieved than if only products depicted in the look image were recommended.Type: ApplicationFiled: July 12, 2018Publication date: January 17, 2019Inventors: Stephanie Sprangers, Dylan Todd Howerter
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Publication number: 20190019236Abstract: Disclosed herein are a method for providing a personalized recommendation service based on email and an apparatus for the same. The personalized recommendation service may be provided by determining a personalized recommended item targeted at a recommendation target user, creating dynamic image output code for outputting the personalized recommended item, creating an email based on the dynamic image output code and sending the email to the recommendation target user, and calling the most recent item information about the personalized recommended item from a marketing server based on execution of the dynamic image output code when the recommendation target user reads the email. Also, when a user reads an email, the most recent information about items that are being provided in the marketing server may be provided.Type: ApplicationFiled: July 13, 2018Publication date: January 17, 2019Inventors: Dong-Jin KIM, Yong-Bum Lee
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Publication number: 20190019237Abstract: Systems and methods are disclosed herein for providing shopping recommendations. Amounts and timing of user purchases are recorded and analyzed to determine consumption rates for various products. A list of recommended products is generated for a user including previous purchases. Expected runout dates for products may be determined based on previous purchases and consumption rates. The list of recommended products may be prioritized based on expected runout dates. A listing of products may be presented with one or both of validation and alternative indicators associated with items of the list. A validation indicator indicates that the product satisfies a criteria and an alternative indicator indicates that an alternative product satisfies the criteria better than the product.Type: ApplicationFiled: July 31, 2018Publication date: January 17, 2019Inventors: Anirvan Karmakar, Sreenu Valeti, Sreejith Sreedharan, Ananda Pillareddy
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Publication number: 20190019238Abstract: Disclosed are various embodiments relating to generating media item recommendations based upon determining a beats per minute value. A media recommendation application determines a beats per minute value based upon a pacing measurement of the user. The media recommendation application then identifies one or more media item having a beats per minute that is similar to the beats per minute value. The media recommendation application then identifies a subset of the media item candidates to surface as recommendations for the user.Type: ApplicationFiled: September 17, 2018Publication date: January 17, 2019Inventors: James H. WOOD, Patrick C. TEO, Benjamin L. SHEPHERD, Korwin J. SMITH, Scott DURHAM, Piragash VELUMMYLUM, Emily J. BUTLER
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Publication number: 20190019239Abstract: Embodiments of enabling ordering and delivery of items to a User on a carrier for a future travel event. Other embodiments may be described and claimed.Type: ApplicationFiled: July 12, 2018Publication date: January 17, 2019Inventors: Rafael Ramos, Steve Ramos
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Publication number: 20190019240Abstract: Systems and methods including one or more processing modules and one or more non-transitory storage modules storing computing instructions configured to run on the one or more processing modules and perform acts of receiving an order from a customer, determining an estimated collection time required for an employee of the store to collect the order at the store, receiving a mobile check-in from an electronic device indicating that a pickup is en-route to pick up the order at the store, tracking a location of the electronic device, periodically determining, at one or more time intervals, an estimated travel time for the pickup to travel to the store from the location as tracked, and, when the estimated collection time is substantially equal in duration to the estimated travel time, coordinating displaying a collection notification on a store electronic device instructing the employee of the store to begin collecting the order.Type: ApplicationFiled: July 13, 2017Publication date: January 17, 2019Applicant: WAL-MART STORES, INC.Inventors: Austin Lee Smith, Vidyanand Krishnan, Michael Gilbert Ebener
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Publication number: 20190019241Abstract: The present invention is generally directed to methods, systems, and computer program products for routing order lookups from retail systems. Order data can be synchronized from the order database cache to the order database. The order database can modify an order state of one or more customer orders from the order database. An order lookup can be received from an in-store retail system channel of one or more in-store retail system channels and can indicate a database command type. A database command type can impact a state of the order database when the order data is modified. A data source can service the order lookup based on at least a timestamp of the order data associated with a customer order. A data indicator of the order data in the order lookup can be modified when the database command type impacts the state of the order database.Type: ApplicationFiled: September 4, 2018Publication date: January 17, 2019Applicant: Walmart Apollo, LLCInventors: Madhavan Kandhadai Vasantham, Mahesh Tyagarajan, Sreekanth Sreedhararaj
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Publication number: 20190019242Abstract: In some examples, immersive and artificial intelligence based retail may include ascertaining attributes associated with a user, identifying a device to display an augmented reality display, a virtual reality display, and/or a mixed reality display, and generating, based on the ascertained attributes and for display on the identified device, a virtual store including a plurality of clothing articles. A clothing article may be selected from the plurality of clothing articles, and based on the selection of the clothing article, a design, a color combination, a texture, and/or a print pattern may be generated based on the clothing article. Further, immersive and artificial intelligence based retail may include generating a display of a plurality of three-dimensional hologram images of the user wearing the clothing article, and determining personalized clothing articles for the user based on selection of a clothing article from the displayed plurality of three-dimensional hologram images.Type: ApplicationFiled: July 10, 2018Publication date: January 17, 2019Applicant: ACCENTURE GLOBAL SOLUTIONS LIMITEDInventors: Dhruv Bajpai, Trilok Rangan, Trilokesh Satpathy, Vibhu Saujanya Sharma
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Publication number: 20190019243Abstract: A system and method for synchronized video logging and playback of auction activity is disclosed. A particular embodiment includes: establishing, by use of a data processor and a data network, a data connection with at least one auction site; gathering auction data and video streams from the auction site; synchronizing the video streams with corresponding auction data; presenting a user interface to a user, the user interface enabling the user to select a desired portion of the auction data; and rendering the selected portion of the auction data along with a corresponding synchronized video clip from a video stream from the auction site.Type: ApplicationFiled: July 16, 2017Publication date: January 17, 2019Inventors: Brad Suchomel, Scott Suchomel
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Publication number: 20190019244Abstract: Embodiments described herein include a system and method for implementing an electronic competitive bidding system for taxi, charter & delivery services comprise a memory unit configured to store information regarding a plurality of taxi, charter & delivery drivers, and a set of program modules. Information regarding the plurality of taxi, charter & delivery drivers comprises locations of each of the plurality of taxi, charter & delivery drivers and vehicle type and vehicle class of each of the plurality of taxi, charter & delivery drivers. Further, the system comprises a processor to execute the set of program modules. The set of program modules comprises an input module configured to receive user preferences from a user. A bid generation module is configured to receive a set of bids from a set of taxi drivers among the plurality of taxi, charter & delivery drivers.Type: ApplicationFiled: July 17, 2017Publication date: January 17, 2019Inventor: Fawad Bangash
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Publication number: 20190019245Abstract: A method for providing a dynamically-updated electronic report of assets available for transaction to a user is provided. The electronic report is provided to a computing device operated by the user. The electronic report includes one or more entries that each corresponds to an asset for sale. Each entry can include a link for the corresponding asset. In response to receiving user selection of a link on the report, one or more characteristics of the asset corresponding to the selected link are determined. One or more additional assets are determined based on the one or more characteristics. The electronic report is dynamically updated to include one or more entries corresponding to the one or more additional assets. A user profile of the user can also be updated in response to the user's selection.Type: ApplicationFiled: September 21, 2018Publication date: January 17, 2019Inventors: Robert Friedman, Sarina Kinder, Eric Johnson, Michael Jansta
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Publication number: 20190019246Abstract: To facilitate assessment of financial stability and preparedness. In an embodiment, a financial advice system associates a first maximum sub-component value and a first actual value, based on first data related to financial conditions of a first user, with a first sub-component. The financial advice system associates a second maximum sub-component value and a second actual value, based on second data related to the financial conditions of the first user, with a second sub-component. The financial advice system determines a first user score associated with financial stability of the first user based on the first maximum sub-component value and the first actual value associated with the first sub-component and the second maximum sub-component value and the second actual value associated with the second sub-component.Type: ApplicationFiled: December 27, 2017Publication date: January 17, 2019Inventors: Richard Bowman, Stephen Wendel, Michael Yoch
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Publication number: 20190019247Abstract: In one embodiment, a Charging Condition Matrix (hereinafter “CCM”) is created and maintained. The CCM has one or more conditions and corresponding rates dictated by the terms and conditions of a contract. A user may utilize the CCM with a revenue and expense management application to compute data-driven fees based on attributes of the inbound data. Computed fees may subsequently be used in the processing or revenue, expenses, or both in the application.Type: ApplicationFiled: September 20, 2018Publication date: January 17, 2019Inventors: Joseph C. DiNardo, Steven A. Crombie
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METHODS AND APPARATUS FOR MANAGING INFORMATION IN CONNECTION WITH AN ACCOUNT-BASED RECYCLING PROGRAM
Publication number: 20190019248Abstract: Methods and apparatus for managing information relating to recycling activities are described. One embodiment described herein is directed to a method for accessing aggregated recycling information for use and/or display in connection with an account-based recycling program. The method comprises receiving first and second container information, the first container information concerning a plurality of first containers for a first recycling transaction and the second container information concerning a plurality of second containers for a second recycling transaction. The first and second container information is stored and associated account information concerning at least one consumer account. The method further comprises accessing, in response to receiving a query relating to a plurality of recycling transactions, information relating to at least the first and second containers so as to enable the use and/or display of aggregated recycling information.Type: ApplicationFiled: August 31, 2018Publication date: January 17, 2019Applicant: Count & Crush Systems, LLCInventors: William Hunscher, Frank Whittier -
Publication number: 20190019249Abstract: An apparatus for generating personal profile scores can include a processor that can receive, from different sensors, different types of sensor measurements for different individuals. The processor can calculate individual sensor scores corresponding to different types of sensor measurements. The processor can calculate a regional average score for different types of sensor measurements based on the sensor measurements from a subset of sensors associated with individuals located in a particular geographic region. The processor can determine an adjusted sensor score for each of different types of sensor measurements, wherein the adjusted sensor score for each type of sensor measurement comprises an individual sensor score normalized by a corresponding regional average score for that corresponding type of sensor measurement. The processor can determine an adjusted personal profile score by compositing the adjusted sensor scores for each of the different types of sensor measurements.Type: ApplicationFiled: July 12, 2017Publication date: January 17, 2019Applicant: Mastercard International IncorporatedInventors: Manash Bhattacharjee, Stephane Wyper
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Publication number: 20190019250Abstract: The present invention relates generally to loans and methods of making loans to real property owners that may not qualify for loans through conventional means for countless reasons, including, but not limited to, lack of adequate income, poor credit, or lack of property management experience. In this present invention, the loan qualifications are based on various parameters, including, but not limited to, the value of the property, its loan to value ratio, and the projected income that can be derived from renting out the real property to meet its debt burden, its operating expenses, and any reserve savings requirements. It is necessary for the present invention that the property is either non-owner occupied, or will soon be non-owner occupied. The present invention further relates to software and systems for practicing the loan method of the invention.Type: ApplicationFiled: July 12, 2018Publication date: January 17, 2019Inventor: Mark Martinho
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Publication number: 20190019251Abstract: In various embodiments, processes, methods, tools, strategies, and techniques are provided for linking an investment card to an investment card account including one or more securities or other assets. At least one value associated with the investment card can be linked to the value of a security within the investment card account. The investment card can be employed in a variety of transactions, such as purchase transactions involving products or services.Type: ApplicationFiled: June 14, 2018Publication date: January 17, 2019Inventor: Frederick Paul Phillips, IV
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Publication number: 20190019252Abstract: Certain embodiments provide a block placing tool for building a user-defined algorithm for electronic trading. Certain embodiments provide for receiving by a block placing tool a selection of one or more blocks. Certain embodiments provide for receiving by a block placing tool a mapping definition including a mapping between block types and/or attributes. Certain embodiments provide for placing blocks based on a selection of blocks and a mapping definition.Type: ApplicationFiled: September 12, 2018Publication date: January 17, 2019Inventors: Daniel Lidor, Richard Lane
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Publication number: 20190019253Abstract: A trading application can receive price and quantity information for tradeable objects. The trading application can compute implied price and quantity information for spreads of the tradeable objects. Direct and indirect price and quantity information for the spreads can be displayed in a manner that shows the relationship with each other and with the price and quantity information for the tradeable objects.Type: ApplicationFiled: September 12, 2018Publication date: January 17, 2019Inventor: Joel COHEN
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Publication number: 20190019254Abstract: Aspects of the disclosure relate to processing remotely captured sensor data. A computing platform having at least one processor, a communication interface, and memory may receive, via the communication interface, from a user computing device, sensor data captured by the user computing device using one or more sensors built into the user computing device. Subsequently, the computing platform may analyze the sensor data received from the user computing device by executing one or more data processing modules. Then, the computing platform may generate trip record data based on analyzing the sensor data received from the user computing device and may store the trip record data in a trip record database. In addition, the computing platform may generate user record data based on analyzing the sensor data received from the user computing device and may store the user record data in a user record database.Type: ApplicationFiled: July 6, 2018Publication date: January 17, 2019Inventors: Pratheek Mylanahalli Harish, Benjamin Robertson Yeomans, Alexander Herrmann, Kyle Patrick Schmitt
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Publication number: 20190019255Abstract: Aspects of the disclosure relate to processing remotely captured sensor data. A computing platform having at least one processor, a communication interface, and memory may receive, via the communication interface, from a user computing device, sensor data captured by the user computing device using one or more sensors built into the user computing device. Subsequently, the computing platform may analyze the sensor data received from the user computing device by executing one or more data processing modules. Then, the computing platform may generate trip record data based on analyzing the sensor data received from the user computing device and may store the trip record data in a trip record database. In addition, the computing platform may generate user record data based on analyzing the sensor data received from the user computing device and may store the user record data in a user record database.Type: ApplicationFiled: July 6, 2018Publication date: January 17, 2019Inventors: Pratheek Mylanahalli Harish, Benjamin Robertson Yeomans, Alexander Herrmann, Kyle Patrick Schmitt
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Publication number: 20190019256Abstract: Aspects of the disclosure relate to processing remotely captured sensor data. A computing platform having at least one processor, a communication interface, and memory may receive, via the communication interface, from a user computing device, sensor data captured by the user computing device using one or more sensors built into the user computing device. Subsequently, the computing platform may analyze the sensor data received from the user computing device by executing one or more data processing modules. Then, the computing platform may generate trip record data based on analyzing the sensor data received from the user computing device and may store the trip record data in a trip record database. In addition, the computing platform may generate user record data based on analyzing the sensor data received from the user computing device and may store the user record data in a user record database.Type: ApplicationFiled: July 6, 2018Publication date: January 17, 2019Inventors: Pratheek Mylanahalli Harish, Benjamin Robertson Yeomans, Alexander Herrmann, Kyle Patrick Schmitt
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Publication number: 20190019257Abstract: A document management system includes first and second terminals and a server, wherein processing tasks of the first terminal is offloaded to the server and results of the processing tasks are delivered to the second terminal. The first terminal transmits document preparation data and a destination address corresponding to a user. The server receives the document preparation data and the destination address, generates a document code indicating a classification of document contents and the document, stores the document, and controls transmissions of the document code and a storage address of the document to the destination address. The second terminal receives the document code and storage address, downloads the document based on the information indicating the storage address of the document, and stores the downloaded document in a storage device of the second terminal at a location determined based on the classification of document contents included in the document code.Type: ApplicationFiled: February 7, 2018Publication date: January 17, 2019Inventor: Yoshitaka KIKUCHI
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Publication number: 20190019258Abstract: The disclosed embodiments provide a system for processing data. During operation, the system obtains member features for members of a social network, wherein the member features include a company. The system also obtains a definition of a member segment, wherein the definition includes one or more of the member features. Next, the system identifies a subset of the members for inclusion in the member segment using the one or more of the member features. The system then aggregates the member features by the company to generate a set of company features for the company and aggregates the company features by the member segment to generate additional company features for inclusion in the set of company features. Finally, the system outputs the company features for use in processing queries related to the company.Type: ApplicationFiled: July 12, 2017Publication date: January 17, 2019Applicant: LinkedIn CorporationInventors: Songtao Guo, Wei Di, Juan Wang
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Publication number: 20190019259Abstract: The present invention is a system with embedded functionality allowing automated monitoring and controlling of energy consumption, including hardware installed in addition to an existing circuit breaker panel. A preferred embodiment comprises a retrofitting apparatus that can be connected to an existing circuit breaker panel. The apparatus can be detachably connected to circuit breakers or a circuit breaker panel. The apparatus and related method allow control of electrical loads on a premises.Type: ApplicationFiled: September 18, 2018Publication date: January 17, 2019Inventor: Alexander Bazhinov
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Publication number: 20190019260Abstract: Disclosed is a method of facilitating processing of an order at a facility. The method may include receiving, using a communication device, a presence indication of a customer device. Further, the method may include receiving, using the communication device, a reservation request from the customer device. Further, the reservation request may be associated with a reservable area of the facility. Further, the method may include generating, using a processing device, a booking code based on the presence indication and the reservation request. Further, the method may include transmitting, using the communication device, the booking code to the customer device. Further, the method may include receiving, using the communication device, an order data from the customer device. Further, the method may include transmitting, using the communication device, each of the order data and the booking code to at least one facility processing device.Type: ApplicationFiled: July 12, 2018Publication date: January 17, 2019Inventors: Kalavathi Medam, Riya Harshad Nadkarni, Arjun Zakir Nadkarni