Patents Issued in September 17, 2019
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Patent number: 10417584Abstract: A system and method are provided which obtain a travel itinerary for a user, the itinerary identifying a trip, including a scheduled flight to a destination. A scheduled flight is monitored to detect when the scheduled flight arrives at the destination. Upon the scheduled flight arriving at an airport of the destination, one or more notifications are sent to a mobile computing device of the user. Information can be provided with the notifications for an on-demand ground transportation service. The information may include a location at the airport where the user can be picked up in connection with receiving the on-demand transportation service, and a timing indicator to indicate when the user should make a request to receive the on-demand transportation service based on a real-time determination of a number of available service providers in a vicinity of the airport.Type: GrantFiled: June 22, 2015Date of Patent: September 17, 2019Assignee: Uber Technologies, Inc.Inventor: Howard David Jaffe
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Patent number: 10417585Abstract: A method is provided for rebalancing vehicle collection/return stations, the method including the following steps: for each station, determining: a number of vehicles available at the station; an average waiting time at the station, and filtering the stations as a function of the parameters, the filtering providing: a first list, the departure station list, and a second list, the arrival station list, designing at least one vehicle movement operation as a function of the lists, and carrying out at least one vehicle movement operation.Type: GrantFiled: January 22, 2015Date of Patent: September 17, 2019Assignee: BLUECARSHARINGInventors: Raphaël Barrois, Olivier Bouvet, Thomas Chaumeny, Xavier Dutreilh, Sylvain Geron, Clément Lambrinos
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Patent number: 10417586Abstract: An embodiment pertains generally to a method of classifying information. The method includes providing for a data object and receiving ownership roles for the data object. The ownership roles establishes at least one user as associated with the data object and a relationship of the at least one user to the data object. The method also includes generating metadata comprising the ownership roles and outputting the metadata to be stored with the data object.Type: GrantFiled: August 31, 2007Date of Patent: September 17, 2019Assignee: Red Hat, Inc.Inventors: John R. Mattox, Norman L. Faus
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Patent number: 10417587Abstract: An order entry system communicates with the customer over a user interface and at the same time works with an automated installation system for installing network service. The order entry system prompts the customer to place a new service order. The service parameters of the new service order are passed to the installation system. The order entry system notifies the customer of the route and prompts the customer to add a service order for the route to the customer order. If the customer adds the service order to the customer order, the order entry system prompts the customer to reserve the service order or to submit an order for the service. If the customer reserves or submits an order for the service, the order entry system requests the installation system to design an actual communication line circuit to satisfy the order.Type: GrantFiled: May 6, 2011Date of Patent: September 17, 2019Assignee: Level 3 Communications, LLCInventors: Richard L. Wall, Kendall Gelner, Brendan Sullivan, Sanjay Singhal
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Patent number: 10417588Abstract: A technique of processing insurance-related address information includes receiving a starting address specification. It further includes determining a geocode location that is associated with the starting address specification. It further includes providing display information associated with the geocode. It further includes receiving updated address information that is generated within a display of the display information. It further includes determining a reverse geocode associated with the updated address information.Type: GrantFiled: January 29, 2014Date of Patent: September 17, 2019Assignee: Guidewire Software, Inc.Inventors: Raymond Timothy Kreisel, Mike Burn
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Patent number: 10417589Abstract: In some locations, such as airports, drivers that provide passenger transport must wait a significant distance away from the pickup location. To reduce the delay between a passenger requesting a ride and being picked up, drivers are pre-dispatched before being assigned to specific passengers. The demand for a future time period is predicted and the number of drivers that should be pre-dispatched to meet that demand is estimated. The estimated number of drivers is sent pre-dispatch instruction indicating they should leave the waiting area and head towards the pickup location.Type: GrantFiled: November 30, 2016Date of Patent: September 17, 2019Assignee: Uber Technologies, Inc.Inventors: Lei Zhao, Feng Zhao, Vincent Yates, Marc Pottier
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Patent number: 10417590Abstract: An apparatus is provided to interface with users to perform group assessment processing and display of results in conjunction with selection of items.Type: GrantFiled: May 10, 2018Date of Patent: September 17, 2019Assignee: DEFINITIVE BUSINESS SOLUTIONS, INC.Inventor: John R. Sammarco
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Patent number: 10417591Abstract: Various embodiments are directed towards allocating costs for a plurality of cost objects. In at least one of the various embodiments, a source object and a target object in a data model may be determined such that an allocation rule is used to define one or more cost allocations where the costs flows from the source object to the target object. Allocation rules that are part of a recursive allocation rule may be executed on the source object and the target object until a terminal condition is met. The cost value that corresponds to the source object may be modified based on the allocation rule and the generated cost value. This process may continue until a terminal condition is met. After the terminal condition has been met final costs value corresponding to the target object and the source object may be generated and displayed.Type: GrantFiled: July 3, 2013Date of Patent: September 17, 2019Assignee: Apptio, Inc.Inventors: Paul Damien McLachlan, Supin Ko, Eric Yves Theriault
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Patent number: 10417592Abstract: A risk exposure model is developed for network or moveable assets not specific to a single, fixed address or location. An asset map using a plurality of geographic representation points is used to identify the physical locations of the asset portions (or possible physical locations in the case of a moveable asset). Baseline geographic, geologic, political, and demographic data is similarly represented using geographic representation points. Meta-data associated with each geographic representation point is used to identify details related to the asset or baseline feature at that geographic location. Risk exposure values are then calculated using the geographic representation points specific to the asset portions that are subject to risks associated with the location of the asset portion.Type: GrantFiled: November 4, 2013Date of Patent: September 17, 2019Assignee: Risk Management Solutions, Inc.Inventors: Jordan Byk, Christopher Sams, David Carttar, Monalisa Samal, Surender Kumar
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Patent number: 10417593Abstract: A system for comparing disparate computing resource offerings receives a request to compare at least one computing resource offering for a computing environment, the request including at least one infrastructure requirement and a computing environment design topology, the request associated with a unique order identifier, transmits the request to at least one computing resource provider via at least one provider application programming interface (API), the at least one computing resource provider comprising one of an external computing resource provider and an internal computing resource provider, receives a list of at least one computing resource offering from the at least one computing resource provider, normalizes the at least one computing resource offering based on the at least one infrastructure requirement and the computing environment design, and compares the at least one computing resource offering based on the at least one infrastructure requirement and the computing environment design topology.Type: GrantFiled: December 31, 2014Date of Patent: September 17, 2019Assignee: VCE IP Holding Company LLCInventors: Donald Norbeck, Jr., Ryan J. Andersen, Seamus P. Kerrigan, James A. Ellers, Praphul Krottapalli, Joshua L. Bonczkowski
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Patent number: 10417594Abstract: Methods, systems, and computer-readable storage media for evaluating a validity of an extended status and action management (SAM) schema. In some implementations, actions include receiving the extended SAM schema, the extended SAM schema being an extension of a core SAM schema, providing one or more goals, goals representing an intention of the core SAM schema, receiving one or more action chains, action chains representing one or more actions of the extended SAM schema that are to be automatically executed, the one or more actions being associated with triggerability flags, a triggerability flag indicating whether a respective action is only triggerable using a respective action chain, and processing the one or more goals, the one or more action chains and the triggerability flags using a computer-executable model checking tool for evaluating the validity of the extended SAM schema.Type: GrantFiled: May 2, 2013Date of Patent: September 17, 2019Assignee: SAP SEInventors: Jens Lemcke, Andreas Friesen, Piergiorgio Bertoli, Marco Pistore
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Patent number: 10417595Abstract: Work at each Work Center in a production system is authorized by a demand-pull system. The demand-pull system can be based on the time for the oldest unauthorized work order in upstream adjacent WCs to get to the next WC and whether that WC will be ready to receive it.Type: GrantFiled: May 5, 2017Date of Patent: September 17, 2019Assignee: DEHART CONSULTING, LLCInventors: Dale DeHart, Norm Cota
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Patent number: 10417596Abstract: Methods are provided for calculating a reserve value or a risk value for various locations in an environmentally-controlled space such as a data center, and using the reserve value or risk value to allocate environmental maintenance modules and/or load. For example, an influence model can predict a change in a sensor value at a location for a corresponding change in an operation level of an actuator of one of the environmental maintenance modules. Based on the influence model and an operation level of the actuator, a reserve value can be determined for the location. A risk value for the location can be determined using a risk metric that may use the reserve value, a current sensor value at the location, and a threshold sensor value at the location.Type: GrantFiled: November 1, 2016Date of Patent: September 17, 2019Assignee: Vigilent CorporationInventors: Peter C. Varadi, Willem Maas, Clifford C. Federspiel
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Patent number: 10417597Abstract: An operational environment and an enterprise model within an enterprise organization can be identified. The model can include an entity which can be a structure, an activity, a process, information, a resource, a goal, or a constraint of the organization. The environment can include an element which can be a computing resource or a computing resource state associated with the organization. A super model can be created. The super model can be a meta-model of the enterprise model. The super model can be a common component of the enterprise model and the environment. The super model can be synchronized in real time with the environment and the enterprise model.Type: GrantFiled: September 12, 2012Date of Patent: September 17, 2019Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Romelia H. Flores, Leonard S. Hand
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Patent number: 10417598Abstract: A system, method, and computer program product are provided for mapping data elements from a plurality of service-specific databases into a single multi-service data warehouse. In use, a multi-service data model is generated for creating a single multi-service data warehouse, the multi-service data model including a plurality of multi-service data elements. Additionally, a plurality of rules are generated for mapping each of the plurality of multi-service data elements to a plurality of service-specific data elements, the plurality of service-specific data elements being included in a disparate one or more of a plurality service-specific data models associated with one or more of a plurality of service-specific databases. Further, the plurality of rules are utilized for automatically importing data from at least some of the service-specific databases into the single multi-service data warehouse.Type: GrantFiled: April 15, 2014Date of Patent: September 17, 2019Assignees: AMDOCS DEVELOPMENT LIMITED, AMDOCS SOFTWARE SYSTEMS LIMITEDInventors: Eran Manor, Eyal Almog
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Patent number: 10417599Abstract: A plurality of data sets are compiled in a memory. A first data set comprises a location mapping of an item of interest within a predetermined environment, and a second set comprises energy usage data within the predetermined environment. The first data set is correlated, via a processor, with the second data set to locate a subset of energy usage data in the second data set associated with the item of interest. A third data set is generated by combining the first data set with the subset of energy usage data in the second data set to increase an accuracy of the location mapping of the item of interest based upon the subset of energy usage data. The third data set is applied to a computing resource.Type: GrantFiled: September 4, 2015Date of Patent: September 17, 2019Assignee: Cisco Technology, Inc.Inventors: Carlos M. Pignataro, James D. Stanley, III, Rajesh Vargheese, Ammar Rayes, David Prantl, Hazim Hashim Dahir, Gonzalo A. Salgueiro
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Delivery management system, information processing apparatus, delivery management method and program
Patent number: 10417600Abstract: A delivery management system includes: a first accepting unit which accepts provisional information corresponding to true information regarding a delivery destination, and being different information from the true information; a first specifying unit which specifies a first identification information based on the provisional information accepted by the first accepting unit, with referring the first storage unit storing the first identification information and the provisional information while associating them; a second specifying unit which specifies a second identification information based on the first identification information specified by the first specifying unit, with referring the second storage unit storing the second identification information and the first identification information while associating them; and a third specifying unit which specifies the true information based on the second identification information specified by the second specifying unit, with referring a third storage unit storinType: GrantFiled: August 21, 2015Date of Patent: September 17, 2019Assignee: NS Solutions CorporationInventors: Masakazu Sakoda, Akihiko Ono -
Patent number: 10417601Abstract: Computer program products, methods, systems, apparatus, and computing entities for determining/identifying confidence ratings/indicators for delivery of items. In one embodiment, this comprises determining a number of location events that occurred within a zone of confidence for delivery an item to a serviceable address; and responsive to determining the number of location events that occurred within the zone of confidence for delivery the item to the serviceable address, determining, via one or more processors, a confidence rating for delivery of the item to the serviceable address based at least in part on the number of location events that occurred within the zone of confidence.Type: GrantFiled: June 26, 2014Date of Patent: September 17, 2019Assignee: United Parcel Service of America, Inc.Inventor: Jay Christian Staples
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Patent number: 10417602Abstract: A method and system for vetting items being shipped across national boundaries using a new technology enabling an automated system is provided. In particular, the automated system screens items for shipping through customs and validating the items for shipment according to customs rules and regulations. The system identifies and applies the appropriate rules for customs and other responsible agencies pertaining to the eligibility of any item being imported into a particular country. The present invention utilizes an unconventional combination of image recognition technology, machine learning algorithms, and rule engine algorithms to categorize, identify, and apply the appropriate rules to each and every item being considered for importation to another country.Type: GrantFiled: April 18, 2017Date of Patent: September 17, 2019Assignee: International Bridge, Inc.Inventors: John Farley, John Warr, Cameron M. Laghaeian
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Patent number: 10417603Abstract: Wireless presence is used as a theft prevention mechanism for packages. When a package is shipped, the package includes a wireless security device. When the package is delivered to its final destination shipping address, the wireless security device is activated and programmed with a security credential. The security credential, though, is based on information obtained during an initial purchase. The wireless security device may thus only be deactivated by a recipient participating in the initial purchase.Type: GrantFiled: March 9, 2016Date of Patent: September 17, 2019Assignee: AT&T MOBILITY II LLCInventors: Mario Kosseifi, Joseph Thomas
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Patent number: 10417604Abstract: A device locating method includes broadcasting by a first mobile device a signal comprising an identifier associated with the first mobile device. A second mobile device receives and measures the signal broadcast by the first mobile device to produce one or more signal measurements. The second mobile device transmits the identifier associated with the first mobile device and the one or more signal measurements to a computing system. The computing system receives the identifier associated with the first mobile device and the one or more signal measurements from the second mobile device. The computing system estimates a location of the first mobile device based on the one or more signal measurements, and the location is transmitted to a user associated with the first mobile device. A traffic flow determination method, product ordering method and associated systems are also provided.Type: GrantFiled: January 4, 2016Date of Patent: September 17, 2019Assignee: Location Labs, Inc.Inventors: Andrew Weiss, Scott Hotes, Joseph Anakata, Costandino Dufort Moraites, Tasos Roumeliotis
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Patent number: 10417605Abstract: Techniques for performing processing and providing notifications for potentially missing items of an order are described herein. Some implementations analyze data regarding previous orders to predict a level of risk that a current order will be delivered without an item. If an order is associated with a relatively high level of risk, a courier may be informed to check an order for an item when retrieving the order from the merchant. The courier may receive a notification to check the order when the courier arrives at the merchant's location.Type: GrantFiled: March 23, 2016Date of Patent: September 17, 2019Assignee: Square, Inc.Inventors: Xingjie Liu, Jevin Bhorania
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Patent number: 10417606Abstract: Systems, methods, and other embodiments associated with assortment and display space optimization are described. In one embodiment, a method creates an optimal planogram. The example method includes receiving data describing i) a set of items described by item dimensions, ii) display space dimensions; iii) business rules, and iv) a key performance indicator. A set of possible shelf positions is identified for each item. An expected sales volume is calculated for each item and shelf position pair based, at least in part, on a selected demand model. The method includes providing i) the expected sales volume for the item and shelf position pairs, ii) a set of constraints that embody the business rules, and iii) an objective function to an optimization problem solver that computes a solution. Based on the solution, a planogram is output that specifies the assortment of items and respective optimal shelf positions of the items.Type: GrantFiled: May 12, 2015Date of Patent: September 17, 2019Assignee: ORACLE INTERNATIONAL CORPORATIONInventor: Kiran V. Panchamgam
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Patent number: 10417607Abstract: Techniques for determining a status of a system update with a long latency may be provided. For example, the system may receive a request to update a value associated with an item offered by a merchant. The new value may be transmitted to one or more other computer systems, so that the new value can be updated in a master data store maintained by the one or more other computer systems. The new value can also be stored in a temporary data store associated with the system and the merchant may be informed that the new value was received and is being updated.Type: GrantFiled: May 19, 2015Date of Patent: September 17, 2019Assignee: Amazon Technologies, Inc.Inventor: Jose Gabriel Gaytan Manzano
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Patent number: 10417608Abstract: A method and apparatus for real-time analysis of wellsite inventory activity is described. The method includes logging receipt of inventory items at a wellsite and tracking their use. In certain embodiments, the inventory may be chemical sacks mixed into drilling fluids, and their use may be tracked with an RFID scanner near the threshold of a mixing hopper. The tracking information may be used to update an inventory management database. When an item is used, real-time wellsite data may be analyzed to determine its impact on drilling performance. The efficacy of the item may thereby be determined and stored in a predictive model database. In making future wellsite drilling decisions, the predictive model database may be used to select cost-efficient performance improvement solutions. Additionally, performance information may be used to correct real-time data measured during future uses of the inventory item.Type: GrantFiled: March 14, 2014Date of Patent: September 17, 2019Assignee: Halliburton Energy Services, Inc.Inventors: James Wilson Moore, Stephen Robert Holtz, Rod McMillon
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Patent number: 10417609Abstract: A system for facilitating purchases from a plurality of merchants in a transport terminal comprises a database which is configured to store inventory data relating to items offered by merchants in the transport terminal, the inventory data for each item comprising a price in a first currency accepted by the corresponding merchant, and an available quantity of the item; and a booking module which is in communication with the database.Type: GrantFiled: May 31, 2016Date of Patent: September 17, 2019Assignee: MASTERCARD AISA/PACIFIC PTE LTDInventors: Avyaktanand Tiwary, Ashutosh Sharan, Sheetanshu D Gupta
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Patent number: 10417610Abstract: A system for verifying a load placed in one or more trucks that include a plant, a mixer, a discharge point, the one or more trucks, an output ID, an output ID reader and a material load verification non-transitory storage media. The system may also include a third-party cloud platform or an output ID reader that display data from the output ID reader that may be read, relayed and utilized for a configuration decision that would be made by a plant manager on comparing a truck file database with the load matrix interface.Type: GrantFiled: September 14, 2016Date of Patent: September 17, 2019Inventors: Brent Robert Pommerening, Patrick Alan Dunbar
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Patent number: 10417611Abstract: In accordance with embodiments, there are provided methods and systems for providing multiple column custom indexes in a multi-tenant database environment. A method embodiment provides defining a multi-tenant data structure having a plurality of data columns data fields and a plurality of rows for each of multiple tenants, each row including a data column for a tenant identifier, defining a first data field for a tenant, the first data field having a first data type, defining a second data field for the tenant, the second field having a second data type, and defining an index table including a tenant identifier for the tenant, a copy of data from the first data field and the second data field, and a key to the corresponding rows of the multi-tenant data structure.Type: GrantFiled: October 4, 2010Date of Patent: September 17, 2019Assignee: salesforce.com, inc.Inventors: Jesse Collins, Simon Y Wong, Jaikumar Bathija, John F O'Brien
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Patent number: 10417612Abstract: Systems, methods, and software are disclosed herein for implementing enhanced search environments. In one implementation, an enhanced service environment includes a working set service that receives event signals initiated by working set agents in various application services. The working set agents communicate the event signals to nominate events occurring in the application services for inclusion in a working set of information specific to a user. The nominations may be based at least in part on a working set model specific to the user. In response to receiving the event signals, the working set service determines which of the events qualify for inclusion in the working set of information based at least in part on the working set model. For each event that qualifies for inclusion, the working set is modified to include at least the event.Type: GrantFiled: December 4, 2013Date of Patent: September 17, 2019Assignee: MICROSOFT TECHNOLOGY LICENSING, LLCInventors: Johannes Ernst Gehrke, Eirik Knutsen, Øystein Torbjørnsen, James Charles Kleewein, Bård Kvalheim, Øivind Wang
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Patent number: 10417613Abstract: In one embodiment, a method includes selecting a set of logged user-initiated events of a user. The method further includes determining timing information, device-identification information, and user-location information for the set of logged user-initiated events. In addition, the method includes correlating the set of logged user-initiated events to recurring time intervals of a time map. Also, the method includes determining an overall density, a location-specific density, and a device-specific density of the set of logged user-initiated events for at least some recurring time intervals of the time map. Furthermore, the method includes generating a time-based activity pattern of the user, the time-based activity pattern comprising, for the at least some recurring time intervals of the time map, information related to the overall density, the location-specific density, and the device-specific density. In addition, the method includes publishing the time-based activity pattern to a scheduling interface.Type: GrantFiled: March 17, 2015Date of Patent: September 17, 2019Assignee: Quest Software Inc.Inventors: Michel Albert Brisebois, Artem Nikolaevich Polikarpov, Curtis T. Johnstone
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Patent number: 10417614Abstract: A method of providing a recommendation for optimizing operations of a set of industrial assets is disclosed. Digital twins of the set of industrial assets are generated. The digital twins include data structures representing states of each of a plurality of subsystems of the set of industrial assets over a time period. The states are estimated based on an application of simulations using cumulative damage models. The cumulative damage models model the effects of exogenous factors on the operation of the set of industrial assets over the time period. The digital twins are analyzed with respect to simulated operating performances to determine an optimized control of operations of the industrial assets. The optimized control of operations is calculated to jointly and severally to increase the specified operating performance criteria in time present and future of the industrial assets or decrease an economic risk associated with the operation of the industrial assets, within a specified probability.Type: GrantFiled: November 8, 2016Date of Patent: September 17, 2019Assignee: General Electric CompanyInventors: Christopher Donald Johnson, Matthew Christian Nielsen, Ilkin Onur Dulgeroglu, David S. Toledano, Victor Manuel Perez Zarate, Chien-Hung Chen
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Patent number: 10417615Abstract: Systems and associated methods for recycling and performing other processes with consumer electronic devices are described herein. In various embodiments, the present technology includes systems and methods for identifying and evaluating an electronic device to facilitate processing (e.g., purchasing) the device. In some embodiments, the present technology includes a self-service evaluation apparatus and a cashier terminal that identifies and evaluates a device and that facilitates purchase and recycling of the device. Various other aspects of the present technology are described herein.Type: GrantFiled: October 28, 2015Date of Patent: September 17, 2019Assignee: ecoATM, LLCInventors: Mark Vincent Bowles, Michael Librizzi, Jeffrey Ploetner, John Andrew Beane, Eric Rosser
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Patent number: 10417616Abstract: In certain embodiments, a system for real-time data processing includes one or more processors operable to: determine a deposit financial institution and deposit account based on received check data, determine a debit financial institution and debit account based on the received check data, determine that the deposit and debit financial institutions are member financial institutions, determine a debit amount based on received check data; and one or more interfaces operable to: communicate a debit notification to the debit financial institution, the debit notification including at least a portion of the received check data, and receive an authorization notification from the debit financial institution in response to communicating the debit notification, the authorization notification representing a commitment from the debit financial institution to transfer the debit amount to the deposit financial institution.Type: GrantFiled: September 8, 2015Date of Patent: September 17, 2019Assignee: Bank of America CorporationInventors: Charles R. Kendall, Joseph B. Castinado, Bonnie L. Dolan
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Patent number: 10417617Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.Type: GrantFiled: November 25, 2015Date of Patent: September 17, 2019Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
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Patent number: 10417618Abstract: Systems and methods for facilitating cash payments for online transactions are provided. In some embodiments, a transaction is initiated online with a retailer where a user indicates that payment will be made for the transaction using cash. The user may then complete payment of the transaction with a cash payment service establishment using transaction identification information given to the user. Systems and methods for retrieving funds from an online/virtual account are also provided. In some embodiments, a user is able to initiate a funds transfer from an online/virtual account which are to be received in the form of cash at a money transfer service location.Type: GrantFiled: May 12, 2011Date of Patent: September 17, 2019Assignee: Moneygram International, Inc.Inventors: Jason Clausen, Gordon Smith, Katie Hutcheson, Joseph Anthony Parvis, Paul Thomas
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Patent number: 10417619Abstract: An alias management and value transfer claim processing system is disclosed. A sending entity initiates value transfer identifying a recipient entity using an alias that is unregistered with the system. The value transfer is authorized, but not settled until the recipient entity registers with the system and claims the value transfer. The registered alias can be used for subsequent value transfers.Type: GrantFiled: November 19, 2012Date of Patent: September 17, 2019Assignee: Visa International Service AssociationInventors: Thanigaivel Ashwin Raj, Jacob Saul Fuentes, John Tullis, Vishwanath Shastry
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Patent number: 10417620Abstract: A mobile terminal receives a user instruction for performing facial recognition to a picture displayed on the mobile terminal and highlights each human face in the picture by a corresponding face identifying object. After receiving a user selection of two or more face identifying objects and a user-inputted target attribute value for each face identifying object, the mobile terminal generates an attribute value transfer request according to the user-inputted target attribute values, facial recognition information associated with the face identifying objects, and a first user identifier associated with the mobile terminal and sends the attribute value transfer request to a remote server. The server determines a second user identifier based on the facial recognition information associated with each face identifying object and transfers a corresponding target attribute value between the first and second user identifiers when the second user identifier is on a user-relationship chain of the first user identifier.Type: GrantFiled: October 11, 2018Date of Patent: September 17, 2019Assignee: TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITEDInventor: Xiaoye Wang
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Patent number: 10417621Abstract: A system and method comprising receiving information corresponding to a prospective transaction by a user, computing a characteristic value for the user based at least in part on the information, and generating a score for at least one payment type based at least in part on the information and historical data about previous transactions, the at least one payment type corresponding to at least one computer-executed workflow for finalizing the prospective transaction. The system and method further comprising, determining, based at least in part on the score and the characteristic value, an interface to display to the user, the interface including functionality that enables the user to initiate execution of the at least one computer-executed workflow, and providing the interface to the user.Type: GrantFiled: August 19, 2015Date of Patent: September 17, 2019Assignee: Klarna ABInventors: Kristoffer Cassel, Nils Emil Larsson
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Patent number: 10417622Abstract: A system is provided that automatically optimizes a configurable invoice matching engine. The system receives a set of historical invoice matching data that includes invoices classified by the invoice matching engine and resolution actions initiated by the invoice matching engine. The system further calculates a current overall cost associated with the invoice matching engine initiating resolution actions based on current invoice matching tolerance parameters, current invoice matching action parameters, fixed factor parameters, and historical factor parameters. The system further calculates alternate overall costs associated with the invoice matching engine initiating resolution actions based on alternate invoice matching tolerance parameters. The system further determines optimal invoice matching tolerance parameters based on comparing the current overall cost with the alternate overall costs.Type: GrantFiled: November 19, 2013Date of Patent: September 17, 2019Assignee: Oracle International CorporationInventors: Chad Jeffrey Timm, Erick Miles Rowe, Gerald Joseph Hanson, Jurgen Riley Schroeder
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Patent number: 10417623Abstract: A system and method for retrieving a plurality of indicia are described. The method includes receiving, by a computer system associated with a postage provider a request from a user, the request including a number of the plurality of indicia, and a monetary value of each of the plurality of indicia; and authenticating the request. The method further includes verifying whether sufficient funds exist in an account of the user for the number and monetary value of the plurality of requested indicia. If the request is found authentic and the computer system determines that sufficient funds exist in the account of the user for the number and monetary value of the requested indicia, extracting the plurality of indicia. The method further includes assembling in a return message the plurality of indicia as at least one binary data message; and transmitting the message to a computer associated with the user.Type: GrantFiled: December 6, 2012Date of Patent: September 17, 2019Assignee: PSI SYSTEMS, INC.Inventor: Harry T. Whitehouse
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Patent number: 10417624Abstract: A product dispenser includes a product sampling portion configured to contain a product to be sampled. The product sampling portion includes a product sample dispenser. A packaged product portion is configured to contain and dispense a packaged product corresponding to a product to be sampled.Type: GrantFiled: November 2, 2018Date of Patent: September 17, 2019Assignee: TRANSPARENSEE LLCInventors: Denise Lisa Salvucci, Michael J. Kline
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Patent number: 10417625Abstract: Methods of transactions alerting and point-of-sale (POS) terminals are generally described. Offline approved transactions and/or time-out reversals associated with a particular store and/or POS terminal may be detected over a predetermined time period. Whether a particular threshold for each of the offline approved transactions and/or time-out reversals has been reached may be subsequently determined. Once a particular threshold has been reached, an electronic alert indicating a store-wide or a local POS issue may be transmitted to an appropriate internal or external entity. The electronic alert may include information specific to the type of issue as well as specifics about the store and POS terminal encountering the issue.Type: GrantFiled: April 23, 2015Date of Patent: September 17, 2019Assignee: NCR CorporationInventor: Eran Shmilovitz
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Patent number: 10417626Abstract: A contactless payment device including a wireless communication device; a power source; a processor coupled to the power source; an accelerometer communicatively coupled to the processor and the power source; and an actuator communicatively coupled to the wireless communication device and the processor. The actuator is configured to activate the wireless communication device when the actuator is set in a closed state, and deactivate the wireless communication device when the actuator is set in an open state. The processor is configured to receive an incoming signal from the accelerometer; determine whether the incoming signal corresponds to a pre-programmed signal corresponding to an enabling gesture; and set the actuator in the closed state for a time interval, when the incoming signal corresponds to the enabling gesture.Type: GrantFiled: May 2, 2018Date of Patent: September 17, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Tyler Locke, Adam R. Koeppel
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Patent number: 10417627Abstract: A healthcare financial payment system and method are disclosed in which a debit card which may be used by a cardholder to pay for medical products and services is linked with a healthcare-related financial account associated with the cardholder as well as with a non-healthcare-related financial account belonging to the cardholder. The healthcare-related financial account associated with the cardholder may be a Flexible Spending Arrangement (FSA), a Health Savings Account (HSA), or a health reimbursement arrangement (HRA), and the non-healthcare-related financial account associated with the cardholder may be a bank checking or savings account or a credit card.Type: GrantFiled: June 26, 2015Date of Patent: September 17, 2019Assignee: ALEGEUS TECHNOLOGIES, LLCInventors: John P. Dibiasi, Douglas L. Norman, Jimmie L. Lindsey
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Patent number: 10417628Abstract: A payment terminal may receive a request to process electronic payment information from a payment card in a swipe mode. The payment terminal may provide an opt-in request. If a user accepts, the payment terminal may receive a payment transaction request and electronic payment information of a swipe payment type from the payment card at a swipe interface. The payment terminal may determine whether the payment card is a chip card and generate a swipe mode processing indicator. The swipe mode indicator may allow processing of electronic payment information using procedures for the swipe payment type. The payment terminal may transmit the swipe mode processing indicator and electronic payment information to a payment server from a communication interface of the payment terminal, and may receive a payment approval response based on the swipe mode processing indicator.Type: GrantFiled: June 29, 2016Date of Patent: September 17, 2019Assignee: Square, Inc.Inventors: David Terra, Koun Han, Michael Wells White
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Patent number: 10417629Abstract: Described herein are various technologies pertaining to integrating account identifier (e.g., card provider(s)) into a digitization system, for example, without requiring changes to a client application on a user device (e.g., smart phone). An extensible account identifier abstraction system is provided that stores data according to a unified data model and is accessible to the user device via unified interface(s). The extensible abstraction system includes one or more plugin modules/provider relay plugin(s) that convert call(s) to the unified interface(s) and data stored according to the unified data model into provider-specific call(s) with data formatted according to a provider-specific schema.Type: GrantFiled: September 2, 2016Date of Patent: September 17, 2019Assignee: Microsoft Technology Licensing, LLCInventors: Yuanji Wang, Ashok Srinivasan, Xuqing Zhang
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Patent number: 10417630Abstract: A contactless payment device and method streams a sequence of magnetic-field pulses directly to two magnetic-stripe read heads of a point-of-sale terminal. The stream of pulses includes essential information needed to approve a transaction. The essential information is structured for a primary “channel” associated with one of the read heads. A series of “proxy” bits are included in the stream in order to satisfy the data collection requirements for a secondary channel associated with the other read head. The proxy bits are included in a custom bit stream that may be used to improve acceptance of payment transmission data at a POS terminal.Type: GrantFiled: July 28, 2016Date of Patent: September 17, 2019Assignee: Samsung Electronics Co., Ltd.Inventor: Zhujie (Luke) Liu
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Patent number: 10417631Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: GrantFiled: December 3, 2018Date of Patent: September 17, 2019Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Patent number: 10417632Abstract: A payment system is described. The payment system includes a transaction system. The transaction system is configured to receive a request for a code to complete a sales transaction, the request including information about the sales transaction. The payment system is also configured to, in response to said request for said code to complete said sales transaction, generate said code based on the information about the sales transaction. Further, the transaction system is configured to transmit said code to a merchant.Type: GrantFiled: January 19, 2016Date of Patent: September 17, 2019Assignee: Openpay, S.A.P.I. de C.V.Inventors: Roberto Bargagli, Heber Lazcano
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Patent number: 10417633Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: March 14, 2013Date of Patent: September 17, 2019Assignee: WELLS FARGO BANK, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan