Abstract: Aggregation of content based on user-generated topics is provided. Users may associate one or more topics with content items stored across various workloads and repositories. A topic may be a word or phrase of the user's choice, and may be utilized for discoverability of information and aggregation of content items. Topics and content items associated with topics may be acted on (e.g., a user may add or delete topics to associate with a content item, associate or disassociate content items with a topic, embed a set of content items or a stream of content items associated with a topic into other experiences, follow topics, etc.). Content items identified as related to a specific topic may be automatically suggested as possible content items of interest to the user. Additionally, when a user follows a topic, the user may be notified of any changes that occur to the topic.

Abstract: Methods of intelligent routing of work assignment includes indexing plurality of pending tasks and indexing a plurality of available employees. A first employee is retrieved from an index of available employees. A next available task assignable to the first employee is determined. A work item from the next available task is assigned to the first employee from the available employee list. The assigned work item is removed from pending task list. The first employee is removed from the available employee list. The next employee is retrieved from the index of available employees.

Abstract: Disclosed are examples of systems, apparatus, methods and computer program products for providing a bi-directional notification framework within a content management system. A database system maintains a number of users within a content management system, with each of the users being associated with one or more organizations. The system sends a first notification message from an organization to a user associated with the organization. The first notification message is targeted to at least that user, and contains information about an assignment. The system then processes a user event indicating activity associated with the assignment, and in response to the user event, sends a second notification message from the client device to one or more entities within the content management system, including the organization. The second notification message is targeted to those entities, and contains information about the user activity associated with the assignment.

Abstract: A method of workforce optimization includes acquiring video data. The video data is obtained from a plurality of video cameras in a facility comprising a plurality of departments. A customer load for each of the plurality of departments is identified. A location of each of a plurality of employees in the facility is identified. A customer-to-employee ratio is determined for each department. The determined customer-to-employee ratio for each department is provided to a computing device. At least one employee deployment notification is provided from the computing device to another computing device.

Abstract: An invention for comparing utility and warranty of services in an information (IT) stack is provided. Embodiments of this invention are directed to comparing utility and warranty of services in an information technology (IT) stack comprising a plurality of layers, at least one of the plurality of layers having a set of services. In these embodiments, a utility and warranty tool provides this capability. Specifically, the utility and warranty tool comprises a determination component configured to determine, at each layer of the IT stack, a required utility and warranty (RUW) value for each of the set of services, wherein the RUW value represents a desired solution for implementing a business process; and determine, at each layer of the IT stack, an available utility and warranty (AUW) value for each of the set of services, wherein the AUW value is a measure of an ability of each of the set of services to satisfy the RUW at each layer of the IT stack.

Abstract: The invention relates to an automated construction site management and support system for a preparation of a construction site during a construction rest period, and for determining a current state of a construction site during the rest period. The system comprises at least one server means, storing a general construction database with digital construction plan information, and a mobile support system being adapted for automatic movement and positioning on the construction site, and for executing auxiliary preparatory tasks for a construction work package such as tagging construction markings and information to the construction site, and for executing controlling tasks on the construction site for determining a current state of an object entity of a physical construction component. Sequences of auxiliary preparatory tasks or a set of controlling tasks are automatically defined based on the current state of the construction database, and, if applicable, a defined outcome for a work package.

Abstract: Various embodiments of the present invention provide systems and methods for enabling design, generation, and execution of real-time workflows. Such embodiments provide a graphical designer including a plurality of shapes representing the various objects of a workflow that are used to model the workflow. In addition, various embodiments of the graphical designer provide shapes to model aspects of the workflow not found in previous graphical designers. Various embodiments also provide a code generator that converts the representation of the workflow into executable code for multiple target languages. Various embodiments also provide a workflow engine based on a Petri net model responsible for executing the workflow and for delegating tasks to be performed for the workflow to an operating system. In various embodiments, the workflow engine further includes a platform abstraction layer that provides a transition layer from the Petri net language to the operating system language.

Abstract: Approaches for a model-driven tool-agnostic reporting approach are provided. In one example, a report request is received from a business intelligence reporting application, from which a graphical template and query template are created, wherein the graphical template comprises the visual presentation of data responsive to the request and the query template specifies how the data responsive to the request is to be computed. The report created by the approaches described herein is compatible with multiple business intelligence reporting applications.

Abstract: A method and apparatus for receiving a depth frame from a depth sensor oriented towards an open end of a shipping container, the depth frame comprising a plurality of grid elements that each have a respective depth value, identifying one or more occlusions in the depth frame, correcting the one or more occlusions in the depth frame using one or more temporally proximate depth frames, and outputting the corrected depth frame for fullness estimation.

Abstract: There is disclosed methods and systems for managing drop boxes. Events reflecting outputs from one or more sensors are detected. Information that is a function of the detected event is forwarded to a drop box management system. This information, along with additional information received by the drop box management system, is utilized to generate instructions including display instructions for each drop box. Displays of drop boxes are then updated based on the instructions.

Abstract: A delivery device includes an image capture device for generating delivery image data of a delivery at a service address. A processor executes a delivery application to bidirectionally communicate delivery data with the delivery data server via the network interface, wherein the delivery data includes a delivery tracking number and the delivery image data. The delivery data server processes the delivery data to provide a delivery confirmation to a customer at the service address, wherein the delivery confirmation includes the delivery tracking number and the delivery image data.

Abstract: A freight tracking system uses a tracking device hidden in the taillight of a vehicle and a remote device located somewhere else on the vehicle. The remote device determines the position of the vehicle using information received from global navigation system satellites and communicates this wirelessly to the tracking device using a mesh network. The tracking device comprises a 9-axis IMU (inertial measurement unit) that uses a fusion filter and a calculation involving digital quaternions to determine inertial information. The vehicle position is compared to geographic boundary information to determine if the vehicle might have gone outside of geographic boundaries. If so, a geofencing alarm is triggered. The device has a tampering detector to ensure that the device is not opened. The alarms, vehicle position, and time information can be communicated to an internet-connected database using a cellular wireless device.

Abstract: This disclosure describes a system for processing an image of an item and correctly identifying the item from a group of candidate items. In one implementation, as item image information for a new item is added to an item images data store, a determination is made as to the weight of the item represented by the image, and the item may be associated with a weight class. Each weight class represents items within a defined weight range. Item image information for items in the same weight class may then be used when new items are added to inventory and/or when identifying an item represented in an image.

Abstract: Systems and methods that mitigate inventory overstock of a retail product are provided. The systems and methods receive inventory information for the retail product and determine, according to the inventory information for the retail product, whether a number of stock cover days is greater than a stock cover days threshold. It is also determined, according to the inventory information for the retail product, whether a projected inventory is greater than an overstock units threshold. When the number of stock cover days is greater than the stock cover days threshold, and when the projected inventory is greater than the overstock units threshold, it is determined whether another store location is ordering the retail product, and when another store location is ordering, an overstock rebalancing alert is provided to a user.

Abstract: It may be determined that a material package has been used by determining that the material package has moved from a previously recorded location based upon location data corresponding to the material package and a beacon code. The location data may correspond to the material package and the beacon code being periodically reported by a beacon located proximate to the material package. Next, a weight of the material package that has been used subsequent to the material package being used may be received and, based upon the beacon code and in response to receiving the weight of the material package; the material database for a material package record may be queried. A remaining amount of material corresponding to the material package may be calculated based upon the received weight and data from the material package record found from the material package record.

Abstract: A baggage management system for a vehicle that includes a storage bin that defines a bin interior, a baggage monitoring system associated with the storage bin, and a display member associated with the storage bin. The baggage monitoring system is configured to monitor the positioning of baggage within the bin interior and the display member is configured to provide baggage positioning information to passengers.

Abstract: Aspects and embodiments are directed to systems for determining counting accuracy of products, including retail products. The system for determining counting accuracy can interface with other inventory systems to access or receive information on inventory of the retail products. The inventory information can include, for example, numbers of units in inventory, shelf space accorded to respective products, package size (i.e., number of units available per package), retail value, margin value, among other options. The system can manage physical counts made on respective products. In some examples, the system can determine a value associated with physically counting inventory of respective product(s), for example, as a function of a number of units on-hand, time since the product has been counted, and a presentation value. Responsive to determining the value associated with physically counting the respective product, the system triggers a physical count or can prohibit a physical count of a product.

Abstract: This invention discloses a novel system and method for providing retail point of sale terminals that are connected securely over the Internet to a back-office service that manages the retailer's data as a service using a system that supports more than one retailer, each of which will have one or more point of sale terminals.

Abstract: According to one aspect, embodiments of the invention provide a device for supply chain management, the device comprising a scanner configured to record an identification code associated with a sample product, a supply chain management module coupled to the scanner, and a network interface coupled to the supply chain management module, wherein the supply chain management module is configured to retrieve the identification code from the scanner, transmit the identification code to a supply chain management server via the network interface, receive product offer information related to the sample product from the supply chain management server via the network interface, and transmit a product offer status update related to the sample product to the supply chain management server via the network interface.

Abstract: One variation of a method for tracking fresh produce in a store includes: accessing a first hyper-spectral image, of a produce display in a store, recorded at a first time; extracting a first spectral profile from a first region of the first hyper-spectral image depicting a first set of produce units in the produce display; identifying a first varietal of the first set of produce units; characterizing qualities (e.g., ripeness, bruising, spoilage) of the first set of produce units in the produce display based on the first spectral profile; and, in response to qualities of the first set of produce units in the produce display deviating from a target quality range assigned to the first varietal, generating a prompt to audit the first set of produce units in the produce display.

Abstract: Methods and systems for determining a cause of out of stock condition by running a decision tree against historical information associated with the out of stock item and contacting a supplier of the out of stock item to request items based on the determined cause. The system receives information associated with an out of stock item from a system storing information associated with items in a fulfillment center, the information collected over an extended period, determines a cause of the out of stock condition by running a decision tree against the received information, the decision tree includes a plurality of conditions, and predicts an out of stock condition of the item based on the determined cause. Based on the prediction, the system contacts a supplier of the out of stock item to request more items.

Abstract: Techniques to manage remote events are described. An apparatus may comprise a processor circuit and a remote event application arranged for execution by the processor circuit. The remote event application may be operative to manage remote event notifications for a publisher entity and a subscriber entity. The remote event application may comprise, among other elements, an event monitor component operative to receive an external event notification message with a publisher entity event for the publisher entity. The event monitor component may select a custom event receiver component associated with the publisher entity from among multiple custom event receiver components, and send the external event notification message to the selected custom event receiver component. The custom event receiver component may implement custom business logic, such as code callouts designed for specific application programs or system programs. Other embodiments are described and claimed.

Abstract: System and method for promoting enterprise adoption of a web-based collaboration environment are disclosed. In one aspect, embodiments of the present disclosure include a method, which may be implemented on a system, for detecting eligibility of a user having an account in the web-based collaboration environment, for the user to invite additional users to join the web-based collaboration environment, providing the user with a mechanism to invite the additional users to join the web-based collaboration environment to create accounts with enhanced features, and/or sending, to those of the additional users who qualify, an invitation to create new accounts in the web-based collaboration environment, those of the additional users who qualify are affiliated with the enterprise of the user having the account. The new accounts that are created include the enhanced features.

Abstract: According to some embodiments, a source application part may be established having a source data object with a set of source attribute identifiers and associated source attribute values. A target application part may also be established having a target data object with a set of target attribute identifiers. An object reuse platform may then receive, from a user via a graphical interface, an indication that the source data object relates to the target data object. The object reuse platform may then calculate, for each source attribute identifier, a probability that the source attribute identifier is associated with one of the target attribute identifiers.

Abstract: A heuristically-driven platform and method for hiring based on previously-supported jobs and collected metrics solves the problem of efficiently connecting hiring agents and suitable job candidates. A portal application includes an inventory of successful placements and successful listings, allowing hiring agents to build job searches against a database of historical jobs. Leveraging the portal's inventory of placements and listings, the hiring agent may build a listing and design a candidate search based on previous listings, search venues for the same job type and metrics collected against each. An embodiment may provide the hiring agent a listing of the hiring agent's jobs, a list of applicants for each listed job and the detail for each applicant. The platform monitors applicant flow, online interviews, and site usage analytics for each position, suggesting alternatives and course corrections to the hiring agent if the performance of the job search is sub-par based on benchmarks.

Abstract: An endoscopic scope cleaning management system includes: an inspection order information storage unit which stores inspection order information including information of inspection date and time of an endoscope inspection using an endoscopic scope; an endoscopic scope specification unit which specifies an endoscopic scope to be used based on the inspection order information stored in the inspection order information storage unit; a cleaning necessity determination unit which stores cleaning history information of each endoscopic scope and determines whether it is necessary to clean the endoscopic scope to be used which is specified by the endoscopic scope specification unit, using the cleaning history information of the endoscopic scope to be used; and an information creation unit which creates and outputs information for notifying a user of the necessity to clean a cleaning-needed endoscopic scope for which it is determined by the cleaning necessity determination unit that the cleaning is required.

Abstract: A system and method for recycling non-reusable refrigerant transport containers. At least one intact refrigerant transport container is received into a sealed chamber. The refrigerant transport container is punctured to release residual refrigerant, which is removed and compressed. The container is shredded and/or compacted. A refrigerant transport container deposit program is provided, comprising: encoding a deposit container prior to use; receiving the encoded spent container and releasing the imposed deposit; automatically removing residual refrigerant from the spent container; and recycling materials from the refrigerant transport container. A database storing a record relating to the encoded refrigerant transport containers may be employed for tracking.

Abstract: A system, method and computer-readable medium are provided to enable digital bank endorsement. A digital image of a back side of a check may be placed in a computer memory. Appropriate coordinates for a bank endorsement may be determined. A bank endorsement may be automatically generated. The digital image may then be electronically altered by overlaying, merging, or rendering text of the generated bank endorsement. A modified digital image may be combined with an image of the front side of the check and stored and/or exported to check clearing operations.

Abstract: The present disclosure relates to a method and apparatus for purchasing a product from a merchant by a consumer using an electronic device. An association between a transaction identifier and transaction information is stored in a database, the transaction information comprising a merchant identifier, which is associated with merchant information, and a transaction amount. The consumer may purchase the product by having the transaction identifier provided to an application on an electronic device and transmitting the transaction identifier from the application to a transaction processing server. The merchant information and the transaction amount associated with the transaction identifier is transmitted from the transaction processing server to the application and the transaction completed using the application on the basis of the transaction information on the database.

Abstract: A device having a transceiver, at least one of a plurality of pixel elements and a radio frequency identification (RFID) transceiver, and a processor. The transceiver is configured to communicate with a wireless protocol network. The at least one of the plurality of pixel elements and the RFID transceiver is configured to receive an input. The processor is configured to: receive the input and identify a product from the input; communicate via the transceiver to associate a price with the product and to identify the availability of discounts; determine which discounts provide a best value; identify at least one payment method; and automatically pay for the product via the transceiver with the at least one payment method in combination with the discounts that provide the best value. The processor can also identify a gesture and control at least one of a plurality of controllable elements from the gesture.

Abstract: Systems and methods for autonomous banking resources are disclosed. Embodiments include a mobile banking resource including an unmanned motorized vehicle, a controller configured to control the movement of the motorized vehicle, an authentication device configured to verify the identity of a user, a server configured to communicate with the controller and the authentication device, and a user interface module configured to interface with the user conducting a transaction. The user interface module may include a user input device configured to receive user input, and a communication interface module configured to communicate with a server and the user input device. The controller may be configured to operate the motorized vehicle to move the motorized vehicle to a location based on a predicted behavior of the user.

Abstract: There is provided a computing device and method to perform a data transfer using a document. Data to define at least one parameter of a data transfer is defined from data in the document. The document may have text characters or images of text characters (or both) for the data. A GUI may display the document and receive input to identify the data and define the at least one parameter. The document image may be processed to determine the text characters such as by OCR. The document may be a photo (image) captured by a camera on or coupled to the computing device. A GUI may be defined to provide workflow to define the data transfer signal such as a message. Functionality to capture text characters from documents, particularly images, may be added to applications such as via a plug in or otherwise.

Abstract: Systems and methods which provide postage indicia using mobile communication handsets are shown. According to embodiments, users are enabled to introduce mail pieces into a mail delivery stream which are accepted as having activated, value comprising postage indicia associated therewith without the use of traditional metering systems, processor-based postage generation and printing systems, or even printers. Instead, a token comprising substantially unique identification information identifying a mail piece is activated as an activated token having postage value associated therewith using mobile communication handsets, such as a smart phone, network enabled personal digital assistant, etc. according to embodiments of the invention.

Abstract: Identifying the geolocation of POS terminals using non-payment events to predict when the geolocation of a computing device at a time when the device detects events corresponds to the geolocation of the terminal. The device monitors for pre-selected events and transmit data to the account system. The account system determines a frequency of the events and it reaches a pre-defined threshold, the account system identifies the location of the terminal by identifying the common geolocation of the events. The identified geolocation is saved so that when a user then enters the location and transmits event data to the account system, the system can compare the geolocation of the event data to the saved geolocation to determine whether the computing device is located at the terminal. If the computing device is located at the terminal, the account system transmits offers or other content for display and use at the identified terminal.

Abstract: A security system for point of sale (POS) terminals, including one or more POS processors for injecting decoy credit cards numbers into memories of corresponding one or more POS terminals, a secure database including entries of the decoy credit card numbers and, for each entry, a corresponding identifier of a specific POS terminal and a corresponding date & time, and a security manager receiving a notification of attempted use of a specific decoy credit card number, extracting the POS identifier and the date & time corresponding to the specific decoy credit card number from the database, identifying legitimate credit card numbers that were processed by the identified POS terminal during a time period including the date & time corresponding to the specific decoy credit card number, and alerting an authority that the legitimate credit card numbers may have been compromised.

Abstract: A registration settlement apparatus comprises a first determination module that determines a commodity in response to an operation by a first operator; a second determination module that determines a commodity in response to an operation by a second operator; a determination control module that controls the first and second determination modules to enable either the first or the second determination module, and enables the second determination module in response to an instruction from the second operator while the first determination module is enabled within a registration period for one transaction; a creation module that creates a list of commodities determined as objects of the transaction within the registration period by the first or the second determination module enabled; and a settlement module that calculates a settlement amount based on the list created and performs settlement processing on the settlement amount in response to an operation by the first operator.

Abstract: A POS device generates an electronic receipt in a format to which including clearance information indicating discount, and makes an electronic receipt center store the electronic receipt. When the electronic receipt center receives inquiry whether or not there is a store predicted to sell a clearance goods of a goods field designated among stores existing near a current location from a mobile terminal. The electronic receipt center searches the electronic receipt stored, and extracts an electronic receipt for the purchased clearance goods of a goods field designated at a store existing near the current location of the mobile terminal.

Abstract: Disclosed are exemplary embodiments of systems and methods for use in extending credit services to prepaid payment accounts, based on anticipated load transaction thereto. In an exemplary embodiment, a method generally includes receiving an advance request, from a user, for a prepaid account. The prepaid account is associated with anticipated load transactions associated with the user to which the prepaid account is associated. The advance request also includes an advance amount. The exemplary method also includes determining whether to approve the advance request based on the anticipated load transaction and at least one metric associated with user, and causing the prepaid account to reflect the advance amount when the advance request is approved.

Abstract: The present invention relates to a mobile terminal having a touch screen configured to perform fingerprint recognition and a control method therefor. A mobile terminal according to an embodiment of the present invention comprises: a wireless communication unit; a touch screen including a fingerprint recognition sensor; and a controller configured to cause the touch screen to display a virtual home button at one area of the touch screen based on a touch received at the one area; perform fingerprint authentication on a fingerprint of a finger used to apply the touch to the virtual home button via the fingerprint recognition sensor when the touch is maintained at the one area after the virtual home button is displayed.

Abstract: The invention relates to a mobile device that enables a user to send a digital tip to a recipient as a standalone transaction, the mobile device comprising: a memory that stores data associated with an account and a user; a microprocessor, executing a mobile application, the processor coupled to memory and programmed to: identify whether the mobile device is near a service provider based on a geofence (or other boundary); display a prompt on the mobile device to send a tip to a mobile device of the service provider in response to the mobile device's proximity to the service provider and a prior service interaction which is independent of an underlying transaction; transmit a tip message informing the service provider of the tip and debit an amount of the tip from an account associated with a consumer.

Abstract: A system and method are provided that include a communication system coupled to a vehicle, the communication system being configured to determine geospatial location data of the vehicle and transmit the geospatial location data to a server. At least one beacon communicates with the communication system and provides a reference location from which a part of the geospatial location data is determined. A mobile device is in communication with the server and is configured to receive geospatial location data of parked vehicles, compare the geospatial location data of the parked vehicles with geospatial reference location data of parking spaces in a parking lot to determine whether at least one parking space is available, and (communicate to the mobile device whether at least one parking space in the parking lot is available. The mobile device is configured to generate an output indicating whether at least one parking space is available.

Abstract: Systems and methods for a physical location verification system include receiving, from a first user device, a first physical location associated with the first user device. A first feature physically located at the first physical location is determined. A first physical location verification request associated with displaying a first reference image including a first marker associated with the first feature on the first user device. Movement data associated with a first movement of the first user device is received from a sensor system of the first user device. First image data captured by a first camera of the first user device during the first movement in response to the physical location verification request is received from the first user device. The first image data and the first movement data are analyzed to verify that the first user device is physically located at the first physical location.

Abstract: Provided is a process of classifying ambient signals to reduce fraudulent use of information, the process including: receiving, with the mobile computing device, from a remote server, balance-access information by which a stored value card balance can be spent at a point of sale terminal; storing, with the mobile computing device, the balance-access information; sensing, with one or more sensors of a mobile computing device, ambient signals; classifying the ambient signals as indicating the user is in a retail establishment; and in response to the classification, displaying, on a display screen of the mobile computing device, the balance-access information, such that the balance-access information can be input to a point-of-sale terminal.

Abstract: A method implemented on an augmented reality (AR) electronic device includes receiving a request to activate a transaction card account on a transaction card. The transaction card account is activated on the transaction card. A virtual representation of account information corresponding to the transaction card account is displayed on the AR electronic device. The exterior of the transaction card is free of account identifying information.

Abstract: A portable communication device is provided. The portable communication device includes near field communication (NFC) circuitry; wireless charging circuitry; magnetic secure transmission (MST) circuitry; a flexible printed circuit board (FPCB) including a first substrate layer and a second substrate layer; an NFC coil electrically connected with the NFC circuitry, the NFC coil including a first portion formed on the first substrate layer and a second portion formed on the second substrate layer; a wireless charging coil electrically connected with the wireless charging circuitry, the wireless charging coil including a third portion formed on the first substrate layer and a fourth portion formed on the second substrate layer; and an MST coil electrically connected with the MST circuitry, the MST coil including a fifth portion formed on the first substrate layer and a sixth portion formed on the second substrate layer.

Abstract: A method, program and system are provided for securing electronic transactions. A payment card processor server computer receives a payment authorization request message, the payment authorization request message being generated in response to an electronic payment transaction request made by a user, wherein the payment authorization request message includes first encrypted payment account information for a first payment device. The payment card processor server computer receives a first hardware device ID associated with a first hardware device that generated the payment authorization request message, wherein the first hardware device is associated with a user payment account for the user. The server computer determines that the first encrypted payment account information from the received payment authorization request message matches the first hardware device ID, and the purchase request is completed.

Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.

Abstract: Disclosed are a system and methods enabling updating of a card number of a payment card and thereby reissuing the payment card utilizing a reissue application associated with the payment card. The reissue application, when executed communicates with a service provider that manages the payment card. The payment card includes processing circuitry and a rewriteable visual display. Using cryptographic techniques, the reissue application and payment card are authenticated to the service provider. Upon verification, an updated card number is obtained and provided via near-field communication to the payment card. In response to the update payment card number received from the reissue application, the rewriteable visual display on the payment card is updated with the updated card number. Other information may also be presented on the rewriteable visual display of the payment card based on user preferences.

Abstract: The present invention relates to a reusable physical financial instrument and a system and a method for enabling the financial instrument to perform multiple financial transactions. The financial instrument is capable of creating mixed reality experience when it comes in vicinity of the payor or payee device or ATM. Through the created mixed reality experience, the payor and the payee inputs payor-side and payee-side transaction and biometric data which are stored onto smart chip of the instrument and/or on Cloud Storage using cloud computing interface. The stored payor-side and payee-side transaction data are cross-validated and their biometric data is further verified against golden copy at the respective financial institutions or at the Central Authority's repositories for performing the financial transaction.

Abstract: A method for a shared resource management system is discussed. The method includes managing a shareable digital artifact for sharing between applications hosted by a user devices. The shared artifact is accessible, at the same time, by first and second application. The use of the shared artifact by the first application makes the shared artifact unavailable for use by the second application. The method includes determining whether a notification is received from the first application indicating that the shared artifact is used by the first application at a merchant. The method includes, in response to a determination that the notification is received, marking the shared artifact used. In response to marking the shared artifact used, a used artifact notification is sent to the second application to indicate that the shared artifact has been used and it is unavailable for use by the second application.