Patents Issued in July 14, 2020
  • Patent number: 10713652
    Abstract: A method for processing an electronic bill payment with a user-specific electronic device in operative communication with a digital wallet bill management system running on centralized processors in operative communication with databases and in networked communication with digital wallet applications, computerized billing systems and payment gateways. The user-specific electronic device has a digital wallet application that stores funding and biller e-cards associated with funding and billing accounts for a customer's financial institutions and billers, respectively. The user-specific electronic device includes a web browser application connecting the e-cards to the digital wallet bill management system depending on a selected payment option for a biller's digital bill received in the digital wallet.
    Type: Grant
    Filed: February 25, 2019
    Date of Patent: July 14, 2020
    Assignee: ACI Worldwide Corporation
    Inventor: Garrett Cameron Baird
  • Patent number: 10713653
    Abstract: Customer online data is collected via script on customer computers and is communicated to a server hosted by an organization, such as a card issuer. The customer online data communicated to the server is non-personally identifiable information (non-PII). In turn, the server aggregates the non-PII customer online data from the set of participating merchants. The server associates the received non-PII customer online data with non-PII demographic data. Other non-PII transaction data, such as previous transactions processed at a card issuer, also can be associated with the non-PII customer online data and non-PII demographic data. These associations are, in turn, used to create reports and to provide services to help merchants or other requesting organizations develop online strategies to drive click thru and conversion rates.
    Type: Grant
    Filed: October 19, 2016
    Date of Patent: July 14, 2020
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Wendy Silver Rosner, James R. Shelby, Jackie S. Yong, Jean Bowman
  • Patent number: 10713654
    Abstract: A system, method, and computer readable storage medium configured for a transactional database management system shared by all computing nodes participating in a system based on a blockchain protocol. The transactional database management system includes transactions and blocks, where the transactions are data to be stored in the blockchain and the blocks are records that confirm when and in what sequence certain transaction became journaled as part of the blockchain. A request is received signed with a signature of a user system to include a new transaction with additional data in the blockchain. In response to the signature being verified and hash of batches of receive transaction into the block being verified. The block are added that records the new transaction with additional data in the blockchain using within the transactional database management system.
    Type: Grant
    Filed: January 21, 2016
    Date of Patent: July 14, 2020
    Assignee: International Business Machines Corporation
    Inventor: Donna Eng Dillenberger
  • Patent number: 10713655
    Abstract: Disclosed are various embodiments for transitioning user accounts from an assisted status to a self-managed status. In one embodiment, a service receives an authentication request from a client device, where the authentication request specifies a unique user identifier corresponding to a communication channel. The service then determines that the unique user identifier corresponds to an assisted user account but the client device is not logged in under an assisting user account. The service generates an ephemeral security credential and sends the ephemeral security credential to the communication channel. The service then creates a self-managed user account having the unique user identifier in response to receiving the ephemeral security credential from the client device.
    Type: Grant
    Filed: November 16, 2016
    Date of Patent: July 14, 2020
    Assignee: AMAZON TECHNOLOGIES, INC.
    Inventors: Jon Arron McClintock, Mayur Sharma
  • Patent number: 10713656
    Abstract: Techniques for reducing fraud are disclosed. A transaction request is received from a user to perform a transaction using an account. In one approach, a source icon is displayed prior to executing the request. The source icon includes a graphical representation of an owner of the account. In another approach, at least one of a photograph and a voice of the user is recorded prior to executing the request. In a third approach, the user is informed that at least one of a photograph, a voice print, and location data will be taken prior to executing the transaction request.
    Type: Grant
    Filed: April 9, 2018
    Date of Patent: July 14, 2020
    Assignee: RightQuestion, LLC
    Inventor: Bjorn Markus Jakobsson
  • Patent number: 10713657
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing network security. The system may receive customer credentials in association with an attempted transaction initiated by a user device that is connected to a local network. The system may receive network identification data associated with the local network and generate a network confidence score based on the network identification data and a historical local network footprint. The system may determine a security action based on the network confidence score.
    Type: Grant
    Filed: August 1, 2017
    Date of Patent: July 14, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Charles Nathan Crank, Lawrence F. Altaffer, Erik Jay S. De Leon
  • Patent number: 10713658
    Abstract: Techniques for detecting counterfeit checks include using sensors to determine correspondence between a portion of sensed check information and related information; analyzing behavior related to accounts to a check deposit transaction; and controlling check depositing through user interface controls or communication. These techniques can be employed individually or in combination.
    Type: Grant
    Filed: December 28, 2018
    Date of Patent: July 14, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Reynaldo Medina, III, Nandhini Sridaran, Mario Gutierrez, Robert G. Wood, Adam Newman, William Barfield
  • Patent number: 10713659
    Abstract: A system and method for preventing multiple charges for a transaction in a payment system is presented. A payment system receives a payment operation request from the order system, and determines whether the payment operation is a duplication of a previous payment operation request. If so, the payment system retrieves stored financial transaction results and provides the financial transaction results to the order system. When the payment operation request is not a duplicate, the payment system contacts a payment provider to receive financial transaction results, which is passed to the order system and stored in a persistent data store.
    Type: Grant
    Filed: February 23, 2016
    Date of Patent: July 14, 2020
    Assignee: PAYPAL, INC.
    Inventors: Carlos Antonio Lorenzo Hoyos, Marcelo Perazolo, Marc E. Peters, Viswanath Srikanth, Andrea Jean Watkins Moryadas
  • Patent number: 10713660
    Abstract: A user may establish a relationship with a merchant so that the user can conduct repeated transactions with the merchant. The merchant computer associated with the merchant may store credentials associated with the user's account. The repeated transactions may not occur at regular intervals. The merchant may include an indicator in the authorization request messages for the user's transactions that indicates that the user is part of the established relationship. Hence, other entities that receive the indicator can accordingly identify and process the transaction as low risk, which results in higher approvals of the user's transactions conducted with the merchant.
    Type: Grant
    Filed: September 14, 2016
    Date of Patent: July 14, 2020
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventor: Amitabh Awasthi
  • Patent number: 10713661
    Abstract: A computerized and networked system protects individuals against identity theft without the need to disclose the detailed personal information of the individuals. Furthermore, the system helps prevent loss and damage to consumers, financial institutions and merchants caused by financial crimes related to identity theft. In addition, users can conduct payments in a secure manner without the need to use any traditional financial instrument. A pass code can be generated for each transaction and sent to a user's personal communications device. When the correct pass code is received from the user, the transaction is then authorized.
    Type: Grant
    Filed: December 22, 2017
    Date of Patent: July 14, 2020
    Inventors: Yuh-shen Song, Catherine Lew, Alexander Song, Victoria Song
  • Patent number: 10713662
    Abstract: One aspect of the present invention relates to a computer-implemented process, that includes receiving an incoming contact at a contact center for an interaction between the contact center and a user; monitoring inbound communication and outbound communication between the user and an agent of the contact center; detecting that one of the agent or the user ends the contact; and based on the monitored inbound communication and outbound communication, automatically determining, by the computer, whether the interaction is complete.
    Type: Grant
    Filed: February 26, 2019
    Date of Patent: July 14, 2020
    Assignee: Avaya Inc.
    Inventors: Lakshmi Narayanan, Prem Kumar Bhavnani, Harshad R. Apshankar
  • Patent number: 10713663
    Abstract: An apparatus comprising: a memory; and a processor coupled to the memory and configured to: obtain an image of a barcode from a product, wherein the barcode comprises a signature; obtain a notification associated with authentication of the product based on the signature; and provide the notification as an audio, a video, or a combination of audio and video. A method comprising: obtaining a smart device; coupling a scanner system to the smart device; obtaining a product comprising a barcode; scanning, using the scanner system, the barcode to obtain an image of the barcode, wherein the barcode comprises a signature; and obtaining, using the smart device and based on the signature, a notification associated with authentication of the product.
    Type: Grant
    Filed: December 7, 2016
    Date of Patent: July 14, 2020
    Assignee: Authentix, Inc.
    Inventors: Mohamed Lazzouni, Will Ewin, Jamie Kawabata
  • Patent number: 10713664
    Abstract: Automated evaluation and reporting of microservice regulatory compliance during development and operation are provided. The method includes parsing, by a natural language parser, the set of regulations for which microservice compliance is to be evaluated, and generating an ontology including attributes, rules and policies obtained from parsing the set of regulations. A rules engine is created according to the ontology. The rules engine includes compliance rules, and an application program interface (API) that allows responses to compliance queries derived from one or more of the compliance rules. The rules engine receives responses to the compliance queries, with the microservice being instrumented with a message queue invocation as one or more annotations to facilitate processing the compliance queries. The rules engine generates a regulation-compliance report for the microservice based on the received responses to the compliance queries.
    Type: Grant
    Filed: March 22, 2019
    Date of Patent: July 14, 2020
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Manickam Alagappan, Marci Ramona Wojcik
  • Patent number: 10713665
    Abstract: Software on a server receives a game action message associated with one of a plurality of online games being played by a user. The software generates an asset message based at least in part on the game action message. The software determines user feed preferences based on a social filter graph. The social filter graph depends at least in part on a metagame account associated with the user. And the software transmits the asset message to social network identifiers according to the user feed preferences.
    Type: Grant
    Filed: September 26, 2011
    Date of Patent: July 14, 2020
    Assignee: Zynga Inc.
    Inventors: Maureen Fan, Ha (Nancy) Hang, Aaron Ligon, Michelle Koh Potts
  • Patent number: 10713666
    Abstract: Additional systems and methods for curating content. In one embodiment, a method for providing user access to online content can be provided. The method can include providing a user access to aggregated content from one or more third party webpages, wherein the aggregated content is stored in at least one data storage device, receiving a user selection of a portion of the aggregated content, and posting a link to the user selected portion of aggregated content on a webpage associated with the user, wherein the link is to a second webpage associated with the user.
    Type: Grant
    Filed: October 31, 2012
    Date of Patent: July 14, 2020
    Assignee: Outbrain Inc.
    Inventors: Gregg S. Freishtat, Paul Edward Kaib, Daniel Sehr
  • Patent number: 10713667
    Abstract: A method to automatically process social media data includes capturing captured data, describing actions and/or context relating a user across multiple social media systems. The captured data is stored within a database. One or more interfaces are provided in order to provide access to the stored captured data. A rules database is configured to store multiple social media rules (e.g., behaviors) that may be associated with a user. A behavior engine is configured to perform autonomous activities, on behalf of a user with respect to multiple social media platforms, based on the social medial rules and/or the captured data.
    Type: Grant
    Filed: January 3, 2018
    Date of Patent: July 14, 2020
    Assignee: Google LLC
    Inventor: Yoav Shoham
  • Patent number: 10713668
    Abstract: A method and a system for adaptive outbound campaign are provided. The system includes a monitoring module for real-time monitoring of public sentiment to an outbound campaign. Further, the system includes an adaptive module communicably coupled to the monitoring module. The adaptive module further adapts one or more parameters corresponding to the outbound campaign based on the monitored public sentiment.
    Type: Grant
    Filed: June 20, 2013
    Date of Patent: July 14, 2020
    Assignee: Avaya Inc.
    Inventors: Shmuel Shaffer, Reinhard P. Klemm
  • Patent number: 10713669
    Abstract: Methods and systems for managing signals by signal owners. Signals are indicators of data that are derived from data sources and abstracted to protect the underlying data. The signal owner first converts its own underlying data into a “signal” or indicator that represents the data without disclosing it or providing it. Signal sellers determine if they wants share signals based upon buyer, price, and other rules, including limitations on signal use. Signal buyers determine signal value based upon their objectives.
    Type: Grant
    Filed: March 14, 2014
    Date of Patent: July 14, 2020
    Assignee: COMMERCE SIGNALS, INC.
    Inventor: Thomas Noyes
  • Patent number: 10713670
    Abstract: The present invention is a method and system to provide correspondences between point-of-sale data registered at the store checkout and shopper behavior data observed at point-of-purchase through video analysis. The point-of-sale data include the list of shoppers and purchase items, and the shopper behavior data include the purchase events along with observed purchase items. The correspondence in the form of checkout shopper IDs matched to purchase event IDs is derived based on the algebraic constraint among the point-of-sale data and the purchase event data. Additional constraint based on shopper tracks and checkout/event times can also be incorporated to the correspondence problem. Uncertainties due to the video measurement can be systematically handled utilizing a Bayesian model.
    Type: Grant
    Filed: December 31, 2015
    Date of Patent: July 14, 2020
    Assignee: VideoMining Corporation
    Inventors: Hankyu Moon, Rajeev Sharma, Satish Mummareddy
  • Patent number: 10713671
    Abstract: A method determines a user demographic profile of a user that visits one or more websites of a predetermined group of websites. The method includes generating a first record of visits by the user to the websites of the predetermined group of websites. The method further includes providing one or more website profiles comprising demographic characteristics of each website visited by the user of the predetermined group of websites. The method further includes calculating an estimated user demographic profile of the user by using the first record of visits by the user and the one or more website profiles.
    Type: Grant
    Filed: March 7, 2017
    Date of Patent: July 14, 2020
    Assignee: VIANT TECHNOLOGY LLC
    Inventors: Timothy C. Vanderhook, Christopher J. Vanderhook, Adityavijay B. Rathore, Manish H. Patil, Nagendra M. N. Sastry, Raviratan Arora, Shanubhog G. Sangameswara
  • Patent number: 10713672
    Abstract: Computer-based systems and methods for discovering neighborhood clusters in a geographic region, where the clusters have a mix of venues and are determined based on venue check-in data. The mix of venues for the clusters may be based on the social similarity between pairs of venues; or emblematic of certain neighborhood typologies; or emblematic of temporal check-in pattern types; or combinations thereof. The neighborhood clusters that are so discovered through venue-check in data could be used for many commercial and civic purposes.
    Type: Grant
    Filed: December 18, 2017
    Date of Patent: July 14, 2020
    Assignee: CARNEGIE MELLON UNIVERSITY
    Inventors: Justin Cranshaw, Raz Schwartz, Jason I. Hong, Norman Sadeh-Koniecpol
  • Patent number: 10713673
    Abstract: Systems and methods for facilitating effective sales are provided. A database contains location and potential revenue data for a plurality of sales targets. A graphical user interface (“GUI”) is generated at an electronic display for a mobile device. The GUI includes a map with selectable icons representing sales targets, displayed at their respective locations, within a distance of the location of the mobile device.
    Type: Grant
    Filed: November 19, 2019
    Date of Patent: July 14, 2020
    Assignee: ASK Chemicals LLC
    Inventor: Charles Conley Hoertz
  • Patent number: 10713674
    Abstract: A method reduces substation demand fluctuations using decoupled price scheme to mange load flexibility to follow renewable variations in a power distribution system. The price scheme includes base energy price component, up/down reserve usage price component, and up/down reserve usage variation price component. The operator adjusts the corresponding price components to achieve desired aggregated demand profile at a substation. Meanwhile, the operator determines the optimal amount of reduced loads, removed loads and transferred loads to minimize the total cost of substation power purchase, available but unused renewable penalty, and demand responses.
    Type: Grant
    Filed: March 15, 2016
    Date of Patent: July 14, 2020
    Assignee: Mitsubishi Electric Research Laboratories, Inc.
    Inventor: Hongbo Sun
  • Patent number: 10713675
    Abstract: Systems and methods for generating incentive offers for road use are provider. Incentive offers may be generated by a service provider server. The incentive offers may be generated identifying, by the computer having at least one processor, at least one use-condition associated with a transit point based at least in part on historical transit data. The generating the incentive offers may include generating one or more offers for a plurality of toll collections passes configured to enable the at least one use-condition associated with the transit point. Further, the method may provide for facilitating a distribution for the one or more incentive offers to a use group.
    Type: Grant
    Filed: September 28, 2012
    Date of Patent: July 14, 2020
    Assignee: Intel Corporation
    Inventors: Alexandra C. Zafiroglu, Jennifer A. Healey, Tim Plowman, Victoria S. Fang, Philip J. Corriveau
  • Patent number: 10713676
    Abstract: An embodiment of the invention provides a system that enables financial services companies to manage and track information about a sales force. The system includes components for managing distributors information, for validating and tracking licenses and credentials, for creating customized contracts, and for maintaining compensation structures. The system allows for configuring compensations, providing financial services companies a toolkit for creating and modeling their complex commission schedules used to compensate their sales force. The system also provides modeling tools for agreements and contracts between a financial services company or provider and the distributors who sell products. The system has a multi-component architecture comprising multiple modules, multiple data processing engines, a backbone and multiple data sources. The processing modules carry out information processing using one or more data processing engines.
    Type: Grant
    Filed: August 31, 2018
    Date of Patent: July 14, 2020
    Assignee: VERSATA DEVELOPMENT GROUP, INC.
    Inventors: David Chao, Brian Blount, Charles Erickson, Shari Gharavy, Cheng Zhou, Joshua Toub
  • Patent number: 10713677
    Abstract: A method for social saving via blockchain includes: storing blockchain data for a blockchain, each block including at least a block header and blockchain data values associated with each of a plurality of social saving communities including, for each community, account identifiers associated with a plurality of transaction accounts issued by a plurality of issuing institutions; receiving a transaction notification for each account for each community, the notification including the account identifier, a transaction amount, and a confirmation of payment from the issuing institution; updating the blockchain to include, for each transaction, a new blockchain data value that includes the account identifier, transaction amount, and a community identifier; identifying a single account for each community; and initiating payment of a reward amount to the account for each community, wherein the reward amount is based on a sum of amounts received for the respective community.
    Type: Grant
    Filed: December 13, 2017
    Date of Patent: July 14, 2020
    Assignee: MASTERCARD ASIA/PACIFIC PTE. LTD.
    Inventors: Mhd Zuhir Ziedan, Maissoun Abou Hamra
  • Patent number: 10713678
    Abstract: The transaction system provides user a reward. The mobile device transmits the reward request including the user ID to the ePOS, the ePOS transmits the transaction data to the mobile device, the mobile device forwards the transaction data to the server, the server verifies the transaction data, the server transmits the reward data to the mobile device, the mobile device stores points.
    Type: Grant
    Filed: June 24, 2016
    Date of Patent: July 14, 2020
    Assignee: TENTEN KABUSHIKI KAISHA
    Inventors: Benjamin Koji Watanabe, Anthony Edward Weiss
  • Patent number: 10713679
    Abstract: This disclosure is directed to techniques and systems to enable customers to make secure electronic payments to entities (e.g., merchants, vending machines, etc.). The entities may be at brick-and-mortar locations or other locations where the entities are “offline” and may not readily receive payments from customers that have payment accounts stored and managed by a host. In various embodiments, a customer may direct the host to transfer a payment to a merchant after the customer and merchant exchange a code that includes a payment instruction. The code may be used in place of usernames, passwords, or other personal information and may be difficult for others (e.g., bystanders, etc.) to intercept. After the exchange of the code, the customer may authorize the host to a transfer payment to the merchant based on the payment instruction.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: July 14, 2020
    Assignee: Amazon Technologies, Inc.
    Inventors: Bharath Kumar, Kevin J. Steuer, Jr.
  • Patent number: 10713680
    Abstract: Embodiments disclosed herein may be directed to the intelligent distribution, redemption, and tracking of coupons. Modernized couponing processes described herein may provide meaningful synergy between three different parties, namely the shopper, the retailer, and the product supplier. For example, while shopping at a retailer, a shopper may use their device to scan a barcode of a product that they wish to purchase. Based on the scanned barcode, relevant coupon offers associated are identified and presented to the shopper on the user device. The shopper may then select one or more coupon offers to be redeemed at the point of sale.
    Type: Grant
    Filed: March 30, 2018
    Date of Patent: July 14, 2020
    Assignee: CLIPCART CORP.
    Inventors: Nancy Mason-Gugenheim, Jessica Ramirez-Gugenheim
  • Patent number: 10713681
    Abstract: Systems and methods for using wireless beacons in point of purchase (“POP”) displays to facilitate the delivery of consumer oriented content to mobile devices is disclosed herein. A wireless beacon may be used to transmit a wireless signal from a POP display, where the wireless signal includes a first data packet with a unique identifier for the wireless beacon. The wireless signal from the wireless beacon may be received by a mobile device. The mobile device may provide a second data packet to a remote server. The second data packet may include the unique identifier, a time stamp, and a geographic location of the mobile device. The remote server may retrieve retail locations associated with the promotional campaign and a selected time period associated with the POP display from a database coupled to the remote server. The remote server may associate the POP display with the selected retail location.
    Type: Grant
    Filed: August 26, 2016
    Date of Patent: July 14, 2020
    Assignee: ABL IP HOLDING, LLC
    Inventor: Charles Walden
  • Patent number: 10713682
    Abstract: Methods, systems and apparatus for identifying illegitimate selections of content items. In some implementations, one or more servers can receive display data specifying a display state of a web page in a viewport. The web page includes a content item. Display instances are identified. A display instance is a display of at least a portion of the content item in the viewport. Selection instances of the content item are identified. A selection instance is a selection of the content item. The server(s) determines whether a selection of the content item occurred during a display of at least a portion of the content item in the viewport based on the display instances and the selection instances. A selection of the content is defined as an illegitimate selection if the selection did not occur during a display of at least a portion of the content item in the viewport.
    Type: Grant
    Filed: March 24, 2017
    Date of Patent: July 14, 2020
    Assignee: Google LLC
    Inventors: Samir Goel, Gaurav Jain
  • Patent number: 10713683
    Abstract: Online experimentation has been widely used to evaluate an effect of a new feature of an online product on user engagement. One challenge is that an existence of outliers can often complicate the analysis of such experimental results. Thus, a procedure is provided herein to detect and remove outliers from experimental results. The procedure can use statistical tests based on parametric distributions of sample maximum or minimum. These tests can be performed using an inward testing procedure to identify multiple outliers. Finally, these filtered test results can be used to control delivery of a new feature of an online product.
    Type: Grant
    Filed: June 9, 2015
    Date of Patent: July 14, 2020
    Assignee: Oath Inc.
    Inventors: Yan He, Miao Chen, Maria Stone
  • Patent number: 10713684
    Abstract: Disclosed are methods and systems for generating targeted advertising campaigns for a business-to-business (B2B) company. The method comprises first retrieving an ideal customer profile (ICP), and generating candidates leads that match the ICP. Next, generating test campaigns, scoring each test campaign based on a number of acquired leads and a campaign cost per lead (CPL), where the number of acquired leads is calculated based on feedback information received from each test campaign, and where each test lead who responds affirmatively to one of the test campaigns is marked as an acquired lead, and generating a targeted advertising campaign to a larger subset of the candidate leads based on the test campaign scores. The present invention utilizes a closed-loop approach to customize campaign audiences, to optimize targeted advertising campaigns and ICPs, and as a result, to produces high-quality, low-cost, targeted advertising campaigns for B2B companies.
    Type: Grant
    Filed: January 5, 2018
    Date of Patent: July 14, 2020
    Assignee: Metadata, Inc.
    Inventor: Gil David Allouche
  • Patent number: 10713685
    Abstract: Embodiments of the invention are directed to systems, apparatuses, and methods for determining the location of a mobile merchant, and performing further processing based on the determined location. Transaction data for a transaction conducted by a mobile merchant is electronically received at a server computer. The server computer determines a location of the mobile merchant based on the transaction data, and performs further processing based on the location of the mobile merchant.
    Type: Grant
    Filed: June 29, 2018
    Date of Patent: July 14, 2020
    Assignee: Visa International Service Association
    Inventors: Ayman Hammad, Prakash Prem Hariramani
  • Patent number: 10713686
    Abstract: Provided is a process, including: obtaining, in memory of a first mobile computing device, a plurality of content items, at least some of the content items pertaining to respective different geographic areas; receiving, with the first mobile computing device, data indicating a user interaction with a given content item among the plurality of the content items; and in response to receiving the data indicative of the user interaction, transmitting a wireless signal from the first mobile computing device directly to a second mobile computing device that is different from the first mobile computing device, the wireless signal being indicative of the given content item and indicating that the given content item pertains to a given geographic area within range of the wireless signal transmission.
    Type: Grant
    Filed: March 18, 2016
    Date of Patent: July 14, 2020
    Assignee: RetailMeNot, Inc.
    Inventors: Nicholas J. Shiffert, Shaun Dubuque, Alexander M. Cheng, Jeffrey R. Rego, J. Seth Randle
  • Patent number: 10713687
    Abstract: Methods and apparatus are disclosed to determine a consumer classification segment. A disclosed example method involves generating, with a processor, a list of consumer classification segments based on geographic indicators associated with a mobile device, associating, with the processor, the mobile device with a first consumer classification segment of the list of consumer classification segments if the geographic indicators were retrieved while a first application was executed, and associating, with the processor, the mobile device with a second consumer classification segment of the list of consumer classification segments if the geographic indicators were retrieved while a second application was executed.
    Type: Grant
    Filed: August 9, 2019
    Date of Patent: July 14, 2020
    Assignee: The Nielsen Company (US), LLC
    Inventors: Laura Cochran, David R. Miller, Jeff Stevens, Mark Nelson
  • Patent number: 10713688
    Abstract: A computing device (e.g., a server) coupled to a digital signage device may receive characteristic information associated with a visitor of the digital signage device. The received characteristic information may be analyzed, and based on a result of the analysis, advertisement attributes may be determined. The computing device may select, based on the determined advertisement attributes, a particular advertisement from a plurality of advertisement bids. The computing device may cause display of the selected particular advertisement on the digital signage device for the visitor. The characteristic information may be generated by the digital signage device utilizing a video analytics. The computing device may receive particular gesture information associated with a mobile device of the visitor who responds to the displayed particular advertisement.
    Type: Grant
    Filed: September 25, 2013
    Date of Patent: July 14, 2020
    Assignee: TRANSFORM SR BRANDS LLC
    Inventors: Vijan Bhaumik, Shubham Agarwal
  • Patent number: 10713689
    Abstract: Systems and methods for providing content recommendations or advertisements based at least in part on the identity of users that are within an experiential range of a primary device for rendering the content recommendation or advertisement are disclosed. A home service gateway may be configured to identify users within the experiential range of the primary device and generate a content recommendation request and/or an advertisement request identifying the users within the experiential range. A content delivery system may receive the recommendation request and/or ad request and provide content recommendations and/or advertisements to the home service gateway based at least in part on the identity of the users that are within the experiential range of the primary device.
    Type: Grant
    Filed: November 22, 2013
    Date of Patent: July 14, 2020
    Assignee: COX COMMUNICATIONS, INC.
    Inventor: Ray Killick
  • Patent number: 10713690
    Abstract: In general, embodiments of the present invention provide systems, methods and computer readable media for a configurable test environment within which a relevance service can be invoked to execute one or a combination of test scenarios, each test scenario respectively being configured to exercise one or a combination of features of the relevance service. In embodiments, a test scenario may be configured to use test data that can be simulated and/or be derived from one or a combination of user models and promotion models, and/or be based on aggregated data that has been collected from previous production runs of the relevance service. In embodiments, each test scenario is described as a set of test configuration data. In some embodiments, the test configuration data are represented in a data interchange format that is both human and machine-readable, e.g., JavaScript Object Notation (JSON).
    Type: Grant
    Filed: April 19, 2018
    Date of Patent: July 14, 2020
    Assignee: GROUPON, INC.
    Inventors: Kannan Nitin Sharma, Srinivasa Vedanarayanan, Vidhyaa Muralidharan
  • Patent number: 10713691
    Abstract: A sponsor specifies a content campaign along with a budget, a duration, a maximum bid value and one or more objectives associated with the content campaign. An online system presenting the sponsored content calibrates the pacing factor of the content campaign to present the sponsored content evenly throughout the specified duration of the campaign. Paced bids are provided for the content campaign to compete for placement in opportunities during a ramp-up period, in which the paced bid associated with the campaign is adjusted to the maximum bid value. The target-ramp up period is iteratively determined as the current paced bid approaches the maximum bid value to avoid overspending the budget early in the campaign. When a conversion event occurs, the ramp-up period ends and the content campaign transitions to a normal pacing algorithm.
    Type: Grant
    Filed: September 9, 2017
    Date of Patent: July 14, 2020
    Assignee: Facebook, Inc.
    Inventor: Perry Aaron Green
  • Patent number: 10713692
    Abstract: Systems, devices, and methods are disclosed for predicting a dynamic floor price for increasing cleared revenue cleared after a winning bid is determined in an online bid auction. The dynamic floor price is predicted from a cascading classifier strategy implemented through a series of cascading machine learning based classifier models that have been trained.
    Type: Grant
    Filed: October 13, 2017
    Date of Patent: July 14, 2020
    Assignee: Oath Inc.
    Inventors: Zhihui Xie, Kuang-chih Lee, Junwei Pan
  • Patent number: 10713693
    Abstract: A method for replacing advertising content may include intercepting, at an edge of a network providing communication between an end user device and one or more servers capable of responding to requests from the end user device, a request from the end user device and transmitted via the network, determining whether a response to the request will include advertizing content based on a destination of the request, intercepting the response based on the determination, modifying the response to extract the advertizing content to replace the advertizing content with replacement content in a modified response, and enabling the modified response to be provided to the end user device. The replacement content may be selected based on a comparison of technical properties of the advertizing content with technical properties of the replacement content, and a correlation of affinity criteria associated with the replacement content to a user associated with the end user device.
    Type: Grant
    Filed: March 11, 2016
    Date of Patent: July 14, 2020
    Assignee: DEVNET, INC.
    Inventors: Ian Weston, Timothy John Ocock
  • Patent number: 10713694
    Abstract: Systems and methods are provided for determining and communicating proper pricing information and other pre- and post-adjudication information, such as an availability of a lower price for a prescription, as part of the processing of a healthcare transaction. A healthcare transaction, such as a healthcare claim transaction, may be received by the service provider computer from a pharmacy computer. The service provider computer may determine if an adjudication platform is available for the prescribed product. The service provider computer may generate a modified healthcare claim transaction and transmit the modified healthcare claim transaction to a claims processor computer for adjudication. The service provider computer may receive an approved adjudicated claim transaction response and perform any post-adjudication on the response. The approved adjudicated claim transaction response may be transmitted to the pharmacy.
    Type: Grant
    Filed: August 23, 2014
    Date of Patent: July 14, 2020
    Assignee: McKesson Corporation
    Inventors: Patrick Harris, William Turner
  • Patent number: 10713695
    Abstract: Methods and systems for facilitating payment of a bill are described. The methods use voice and context recognition to create an inventory of items for a specific user. When it is time to split the bill among a group at a table, each user is apportioned their share of the bill based on their inventory so that each user pays for what they ordered. The users may decide to split the bill differently, such as equally among themselves.
    Type: Grant
    Filed: April 24, 2017
    Date of Patent: July 14, 2020
    Assignee: PAYPAL, INC.
    Inventor: Kamal Zamer
  • Patent number: 10713696
    Abstract: An electronic invoicing system performs a method of processing electronic invoices. A portal is provided by the system. The portal has respective views for a supplier submitting electronic invoices and an administrator of an enterprise submitting and/or reviewing electronic invoices. An administrator of the enterprise can create and maintain supplier groups in the portal, assign security permissions to the supplier groups in the portal; and assign users to the supplier groups in said portal. The users thereby receive security permission assigned to the supplier group to which they are assigned. The processing of electronic invoices by users is controlled in accordance with the assignments of security permissions to the supplier groups.
    Type: Grant
    Filed: August 31, 2018
    Date of Patent: July 14, 2020
    Assignee: Versata, Inc.
    Inventors: Erick W. Schutz, Joseph E. Fallon, Aleksandr Shmulker, Vita Meltser
  • Patent number: 10713697
    Abstract: A method for a product exchange for plural producers may comprise: configuring an electronic device to provide geo-tagged and time stamped image data, receiving registration data from a producer, receiving facility data and product data, and storing the received data in a relational database separate from the electronic device, and repeating the foregoing for a plurality of producers. The method may further comprise receiving registration data and qualifying data from a buyer who is provided product data and may make an offer therefor, or may comprise receiving a request for a supply, equipment or educational material and facilitating the ordering and delivery thereof.
    Type: Grant
    Filed: March 2, 2017
    Date of Patent: July 14, 2020
    Assignee: AVANTE INTERNATIONAL TECHNOLOGY, INC.
    Inventor: Kevin Kwong-Tai Chung
  • Patent number: 10713698
    Abstract: A system has mechanism to allow a provider of a product or service to sign up with basic identity information along with any service description resulting in an instant URL as a means for outside parties to contact this provider and engage in multi-modal interactions involving voice, video, chat and media sharing. A single user or a group of users can sign up with this system and provide optionally some contact information such as phone numbers. An URL is instantly generated that can be advertised as hyperlinks to the outside environment such as on a website, email or any other means. This URL can be advertised by the proposed system in various online marketplaces or social networks of the provider as well as on the web to be identified by search engines.
    Type: Grant
    Filed: January 27, 2015
    Date of Patent: July 14, 2020
    Assignee: USHUR, INC.
    Inventors: Henry Thomas Peter, Dayanand Narasimha, Simha Sadasiva
  • Patent number: 10713699
    Abstract: Systems and methods for generating customized guide materials associated with a product include a computing device that receives user input information associated with the product. The user input information includes a plurality of user selected options. A plurality of rules define the relationships between each specific combination of user selectable options a pre-defined set of guide modules from among a plurality of guide modules that are relevant to that specific combination of options selected by the user. The guide modules may include textual information, image information, audio information and/or video information. The customized guide materials are generated based on the pre-defined set of guide modules, and may be output for presentation on a user computing device.
    Type: Grant
    Filed: November 13, 2015
    Date of Patent: July 14, 2020
    Assignee: Andersen Corporation
    Inventors: Jeffrey R. Lien, Justin M. Glorvigen, Jerry L. Berget, Brian A. Cianciolo
  • Patent number: 10713700
    Abstract: The present invention refers to the field of shoemaking industry and discloses a replacement shoe, a process for adding shoes to a user shoes collection, a shoes vending machine, a shoes distribution process and a shoes replacement process, more specifically, an automation and optimization of the current logistic process between the industry and/or shoes distributors and resellers until product delivery to the final customer. The present invention also allows the supply of one shoe only since the shoe distributed together with objects of the present invention comprises a geometry that adapts both to the left foot and the right foot. Thus, throughout the manufacturing, sales and products distribution logistic chain, the present invention advantageously discloses the offer of a larger variety of product ranges to the final customer, also allowing stock replenishment using small vehicles, for example, motorcycles.
    Type: Grant
    Filed: May 11, 2015
    Date of Patent: July 14, 2020
    Assignee: Grendene S.A.
    Inventor: Edson Matsuo
  • Patent number: 10713701
    Abstract: A ring design machine receives one or more selections of gemstones and one or more selections of settings and allows a user to “mix and match” gemstones and settings and view a selected gemstone in a compatible setting for that gemstone. To present the gemstone in the setting, the ring design machine presents a combination image that depicts the gemstone in the setting. The ring design machine, which may be implemented using a computer programmed by software, may present the combination image to the user in response to receiving a selection of the gemstone and a selection of the setting from the user via a network.
    Type: Grant
    Filed: August 2, 2018
    Date of Patent: July 14, 2020
    Assignee: eBay Inc.
    Inventors: Ganga Muthyala, Belmer Perella Garcia Negrillo, Gang Han, Sarthak Dudhara, Rasesh H. Shah, Hema Budaraju