Abstract: A point of sale application may initially process a transaction between a customer and a merchant. While the point of sale application processes the transaction, an add-on application may monitor a current state of a user interface of the point of sale application. Upon recognizing a triggering event associated with the current state of the user interface, the add-on application may take over the processing of the transaction from the point of sale application. Upon completion of the processing of the transaction, the add-on application may return a result of the transaction to the point of sale application by emulating user actions on the user interface of the point of sale application.

Abstract: A system, method, and computer-readable storage medium configured to split a payment card transaction into separate channels with a merchant bill message and cardholder payment message.

Abstract: The technology described in this document can be embodied in a method that includes receiving, at one or more servers from a first computing device, (i) authentication information identifying a user-account associated with (a) the first computing device or (b) an application executing on the first computing device, and (ii) a transaction identifier generated by a second computing device. The transaction identifier is obtained by the first computing device by detecting one or more parameters of a magnetic field generated by the second computing device. The method also includes determining, by the one or more servers, that the user-account is authorized to initiate a transaction identified by the transaction identifier, and in response to determining that the user-account is authorized to initiate the transaction, transmitting, from the one or more servers to the second computing device, confirmation information usable by the second computing device to proceed with the transaction.

Abstract: The technology described in this document can be embodied in a method that includes receiving, at one or more servers from a first computing device, (i) authentication information identifying a user-account associated with (a) the first computing device or (b) an application executing on the first computing device, and (ii) a transaction identifier generated by a second computing device. The transaction identifier is obtained by the first computing device by detecting one or more parameters of a magnetic field generated by the second computing device. The method also includes determining, by the one or more servers, that the user-account is authorized to initiate a transaction identified by the transaction identifier, and in response to determining that the user-account is authorized to initiate the transaction, transmitting, from the one or more servers to the second computing device, confirmation information usable by the second computing device to proceed with the transaction.

Abstract: A data processing method, a terminal device and a data processing system. The method comprises: receiving communication information broadcasted by means of wireless communication, wherein the communication information comprises feature information and a payment channel identifier of a second terminal device; acquiring its own feature information; when its own feature information matches the feature information in the communication information, generating a payment code based on the payment channel identifier. By means of the data processing method, the terminal device and the data processing system, the user experience can be improved.

Abstract: The disclosed embodiments include methods and systems for providing payment token transactions by a mobile device. The mobile device may be operable to obtain a payment token, where the payment token is associated with one or more payment token parameters and the mobile device may be configured to communicate with a financial service provider system over a first network when connectivity to the first network is available to the mobile device. The mobile device may provide the payment token to a contactless payment terminal (CPT) associated with a merchant, during a purchase transaction involving a product provided by the merchant, where the mobile device may communicate the payment token to the CPT over a local network that is different from the first network such that connectivity between the mobile device and the first network is not required.

Abstract: A cart robot analyzing a hand motion of a user is disclosed. The cart robot comprises a code input interface obtaining a product identification code, a sensor detecting a hand motion of a user, a weight measuring device measuring a weight of one or more products contained in a product loading space, and a controller. When there is no change in weight of the loaded products, the cart robot updates a shopping list with respect to the products loaded in the product loading space in real time by analyzing the hand motion of the user. Therefore, the convenience of the user is enhanced.

Abstract: A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.

Abstract: Provided herein is a computer-implemented method for provisioning a token to an appliance. The method includes registering an original account identifier to an appliance, wherein the original account identifier is not associated with any user when registered, associating a device token to the original account identifier, wherein the device token is stored by the appliance, associating a user account identifier to at least one of the device token and the original account identifier, receiving, from the appliance, a transaction request for a transaction, the transaction request including the device token, identifying the user account identifier based on the device token, determining that the transaction is authorized based at least partially on the user account identifier and the original account identifier registered to the at least one appliance, and in response to determining that the transaction is authorized, processing the transaction. A system and appliance are also disclosed.

Abstract: The present disclosure belongs to the field of network technologies, and discloses a resource deduction method and apparatus, an intelligent terminal, and a deduction server. The method includes: sending a rule obtaining request for a deduction rule of a user-specified deduction item to the deduction server; receiving the deduction rule returned by the deduction server; calculating a second resource value that is obtained after applying the deduction rule to a first resource value associated with the user-specified deduction item; and sending a resource transfer request carrying the second resource value to the deduction server. The present disclosure resolves a problem that a merchant needs to manually calculate expense that is obtained after applying the deduction rule to the first resource, and payment efficiency is relatively low.

Abstract: This invention discloses a system and methods for defeating a so-called man-in-the-middle (MITM) attack. An electronic instruction to collect specified distinctive identifiers from a local/mobile computing device seeking access to a first network website, is generated by said first network website and that electronic instruction is assigned a unique onetime identification token. Said electronic instruction with said unique onetime identification token is transmitted by said first network website to said local/mobile computing device. Said unique onetime identification token is also maintained in a database of unique onetime identification tokens resident on said first network website. In addition, said unique onetime identification token is sent to a secondary network website, where it is also stored in a database of unique onetime identification tokens. Said unique onetime identification token may also contain a time expiration value which defines the validity period for said unique transaction identifier.

Abstract: A provider device provides an app to a user device, creates a first user-specific signature that incorporates user information and a first incremented value, and stores the first user-specific signature in a user-specific registry. The app receives request information, adds an app-sequenced incremented value to the request information to produce request data, and sends the request data to the provider device. The provider device calculates an expected incremented value. The provider device determines the validity of the request data by comparing at least the app-sequenced incremented value with the expected incremented value and processes the request information if the request data is valid. The provider device then creates an incremented user-specific signature that incorporates the user information and the app-sequenced incremented value and adds the incremented user-specific signature to the user-specific registry.

Abstract: Described herein are systems, methods, and apparatuses for personalizing transactions. The systems, methods, and apparatuses may include an acceptance device receiving an account credential, generating a transaction request message, transmitting the transaction request message, and receiving an authorization response message comprising a multimedia object associated with the account credential. The acceptance device may output the multimedia object.

Abstract: The Antifraud Resilient Transaction Identifier Datastructure Apparatuses, Methods and Systems (“ARTID”) transforms enrollment request input, transaction initiation input, payment cryptogram request input inputs via ARTID components into enrollment request output, payment cryptogram request output, payment confirmation output, transaction confirmation output outputs. A payment request is obtained from a third-party server for a payment transaction associated with a user. An antifraud resilient account identifier of an antifraud resilient enrolled payment card selected by the user for the payment transaction is determined. A payment cryptogram request is generated. An antifraud resilient enrolled client of the user is queried for a transaction payment request cryptogram authorized by the user and signed with a cryptographic key associated with the antifraud resilient account identifier.

Abstract: Systems and methods for conducting money transfer transactions are provided herein. The systems and methods may include receiving and storing reference fingerprint data associated with a first device. The reference fingerprint data can include reference device usage data corresponding to operation of the first device. Current fingerprint data associated with the first device can also be received. Based on a number of previous transactions performed using the first device, a matching threshold can be retrieved. Using the matching threshold, the current fingerprint data may be verified, thereby enabling the first device to conduct a transaction.

Abstract: In an aspect, a computing system is configured to: send, to a transfer rail server, a request for stored card data associated with a value transfer card; receive stored card data identifying an entity having a stored representation of the value transfer card; provide user interface data to a client device, the user interface data causing the client device to display a user interface that includes an entity listing that is based on the stored card data, the user interface including a selectable option to add an entity-based control to the identified entity; receive, from the client device, an instruction to apply an entity-based control to an identified one of the entities in the stored card data; and in response to receiving the instruction to apply the entity-based control, implement the entity-based control to affect use of the value transfer card by the identified entity and not affect use of the value transfer card by other entities.

Abstract: This disclosure describes an edge-node computing system that provides streamlined access to secured products/services based on data captured by one or more sensors. The captured data may include unsolicited authenticators. Edge-nodes may process the captured data and perform a plurality of pre-authentication routines. A consensus protocol executed by the edge-nodes may establish a threshold pre-authentication of a customer based on the plurality of pre-authentication routines. Edge-nodes may configure an automated teller machine (“ATM”) to provide the customer access to the ATM based on the threshold pre-authentication. The edge-nodes may configure the ATM to allow the customer to use a contactless authentication method to access the ATM.

Abstract: An interaction and resource exchange system that provides authentication for a designated user to complete an interaction entered into by an initiating user. An initiating user is able to enter into interactions with third-parties and set one or more interaction limits and/or designated user requirements to allow a designated user to complete the interaction with the third-party should interaction limits and/or designated user requirements be met. The interaction limits and/or the designated user requirements allow for improved security related to these types of interactions and resource exchanges. In particular, the interaction and resource exchange may be implemented through a real-time resource exchange network that efficiently allows for the designated user to complete the interaction.

Abstract: Devices and methods for securing electronic transactions in a computing network are configured to receive a transaction, access transaction contextual data for the transaction, and apply one or more authentication decision rules to the transaction contextual data to determine initial authentication assessment information for the transaction. Further, aspects are configured to convert the initial authentication assessment information into a condensed authentication assessment indicator having an assessment value selected from a plurality of assessment values based on an assessment value definition, and transmit the condensed authentication assessment indicator. Also, aspects receive a transaction authentication decision based in part on the condensed authentication assessment indicator, and process or deny processing of the transaction based on the transaction authentication decision.

Abstract: Providing data processing methods is disclosed, including: receiving a request to provide a plurality of data processing methods to a user; obtaining historical data associated with a plurality of historical user selections associated with the plurality of data processing methods, wherein the plurality of historical user selections is associated with the user; determining a plurality of data processing fingerprint aggregate scores corresponding to respective ones of the plurality of data processing methods based at least in part on the historical data; and providing the plurality of data processing methods based at least in part on the plurality of data processing fingerprint aggregate scores.

Abstract: Conventionally, ordering for items at large venues with multiple concessions stands requires users to wait in line at each counter to place an order. Embodiments of present disclosure provide system to place an order from their mobile phones, without need of downloading any application. When user logins to wi-fi network, a captive portal specific to the location of user is dynamically generated wherein proximity based entities providing items for ordering are displayed. MAC address of user's mobile device is captured during registering of mobile device to Wi-Fi network. A zip code from mobile device is obtained to authenticate payment card selected on captive portal for completing transaction. The order is determined as a first order or nth order for given day and amount is computed for completing the transaction, the computed amount is specific to item and other items being processed in previous sessions of the given day.

Abstract: Provided is a system, method, and computer program product for predicting a specified geographic area of a user. The method includes receiving transaction data associated with a plurality of transactions during a predetermined time interval. The method also includes generating a geographic area prediction model based on the transaction data by determining a verified geographic area for each user, and determining transaction data associated with a plurality of transactions involving each user for a plurality of feature vector parameters, training the geographic area prediction model based on the plurality of feature vector parameters for the verified geographic area for each user, and validating the geographic area prediction model based on the plurality of feature vector parameters for the verified geographic area for each user.

Abstract: A system for generating alerts including processors and storage devices. The instructions configure the one or more processors to perform operations, which include receiving an event from a data stream, extracting keys from the event, associating the event with at least one account based on the extracted keys, identifying a state variable associated with the at least one account, updating the state variable by accumulating the event in the state variable, registering a time stamp for the event in the state variable, and retiring expired events from the state variable. The operations may also include determining whether the state variable is above a threshold level and generating an alert for the account when the state variable is above the threshold level.

Abstract: A bottom-up hierarchical computer network architecture is provided. The architecture may include a central server. The architecture may also include a plurality of edge nodes that may be coupled to the central server. At least a first one of the edge nodes may be configured to process a transaction, compile data associated with the transaction, and store the data as a master dataset in the first edge node. The architecture may also include a data administration module. The data administration module may be configured to compare the master dataset in the first edge node to transactional data in the central server. When the transactional data in the central server is inconsistent with the master dataset in the first edge node, the data administration module may be configured to update the transactional data in the central server to be consistent with the master dataset in the first edge node.

Abstract: Medical benefit fraud protection system and method are disclosed herein. The method, in an embodiment, performs the following steps: receiving a provisioning request from a first processor controlled by a product related entity, wherein the provisioning request comprises a benefit specification from the product related entity, including limitations of use; configuring a benefit processing business logic of the benefit processing system with the provisioning request; receiving a benefit submission from a second processor controlled by a dispensary entity; determining an approval decision or a denial decision of the benefit submission based on the limitations of use in the benefit specification; and processing or denying the benefit submission based on such determination.

Abstract: A method for identification of malicious internet content and campaigns is provided. The method extracts a cryptocurrency indicator within a compromised data set and inserts the cryptocurrency indicator into a threat intelligence database. The method identifies a set of cryptocurrency transactions associated with the cryptocurrency indicator. From the cryptocurrency indicator and the set of cryptocurrency transactions, the method generates a transaction graph with a set of features representing the set of cryptocurrency transactions. The method modifies the threat intelligence database with at least a portion of the transaction graph.

Abstract: A data processing method, a data processing apparatus and a computer-readable non-transitory storage medium, the method including receiving, from an authenticating user, an authentication request for a historical transaction and transaction information of the historical transaction; generating authentication information of the historical transaction according to the transaction information of the historical transaction; acquiring storage information of the historical transaction from a block chain; comparing the authentication information of the historical transaction with the storage information of the historical transaction, and determining whether the transaction information of the historical transaction is authentic according to the result of comparison.

Abstract: Aspects of the present disclosure involve a system and method for malware detection. The system and method introduce a probabilistic model that can observe user transaction data over a predetermined window of time. Then, using posterior probability, the system can determine whether multiple users where present during the window observed.

Abstract: An analytics computing system for analyzing payment transaction data to identify merchants having a recurring payment program is provided. The analytics computing system is configured to receive first payment transaction data for a plurality of transactions associated with a merchant, generate an actual transaction amount distribution, compare the actual transaction amount distribution to a stored model distribution, compare an angle distance to a predefined threshold value, and identify whether the merchant is a merchant performing recurring payment transactions. The analytics computing system is also configured to store that the merchant is a recurring payment merchant and alert an analyst that the merchant is a recurring payment merchant by transmitting an alert message to a user computing device in communication with the analytics computing device.

Abstract: Apparatus and methods for a federated edge-node computing system are provided. The federated system may allow customers to work in offline mode (e.g., during a disaster). Local data stored on edge-nodes may be used to process offline transactions. Offline transactions may include money transfers and merchant payments using mobile wallets. A plurality of nodes may form a consortium. The consortium may be formed based on geographic proximity of nodes. Member of the consortium may locally store geographically relevant data for authorizing offline transactions.

Abstract: Systems and methods are disclosed for detecting a suspicious and/or a non-suspicious activity during an electronic transaction performed by a user device. One method comprises identifying, by a monitoring and detection component, a starting check point in the electronic transaction. The monitoring and detection component may then receive contextual data from one or more sensors of the user device. Based on the contextual data and a machine learning model, the monitoring and detection component may determine whether an expected behavior occurred. Entry of user credentials may be enabled in response to determining that the expected behavior occurred, whereas the electronic transaction may be terminated in response to determining that the expected behavior did not occur.

Abstract: The present invention provides a payment processing service system comprising: a payment requester terminal which transmits, to a payment approval requester, at least one information among payment requester information, a charged amount and a charge classification code number; a payment approval requester terminal which checks at least one information among the payment requester information, the charged amount, a settlement approval amount, the charge classification code number and payment approval requester information, and requests, to a payment service providing server, for approval for the payment of the amount; and the service providing server which has at least one information among the payment approval requester information and the payment requester information, and processes the payment by the request of the payment approval requester terminal.

Abstract: A method, system, and computer program product for account verification that receive, from a verification system, an account verification response corresponding to an account verification request, the account verification request being associated with an account identifier, and the account identifier being associated with account data; predict, based on the account data, at least one of: (i) a probability score including a probability of a future transaction associated with the account identifier being authorized and (ii) a preferred billing date associated with a probability of the future transaction associated with the account identifier being authorized on that preferred billing date; and communicate, to a requesting system, the account verification response and the at least one of: (i) the probability score and (ii) the preferred billing date.

Abstract: Systems, methods, and computer programmable products are described herein for situational handling using a virtual reality application. A procurement system receives an order including one or more goods and a situation. A cloud platform receives sensor data of a package containing the one or more goods. A scanner scans the package and a storage location of the package. The procurement system provides the storage location to an virtual reality (VR) application for display and a notification of the situation once it occurs.

Abstract: A system and associated method may utilize a processor that receives recall product instance group (RPIG) information (RPIGI) identifying a set of instances of products having a product type identifier (PTI) that are a subject of a product recall. The processor receives, from an imaging device associated with a user, an image containing a product instance. The method further comprises applying a classifier and determining a PTI. Based on the image, secondary product information is also identified. These may be compared with the RPIGI to determine a product instance membership. Information related to the product instance membership in the RPIG may be displayed.

Abstract: The disclosed embodiments relate to dynamic performance of no application account tasks. A no application account task can include opening a new account for a client. A client interface can be presented on a client device associated with the client. The system can detect a request from the client device to generate the new account for the client that includes a single action on the client interface. The new account can be generated by mapping information relating to the new account with a client identifier associated with the client. The client interface can be updated to indicate that the new account is available to the client.

Abstract: An information provision apparatus for providing information to an occupant of a vehicle provided with a carbon dioxide recovery system, comprising a display part displaying information and an information display processing part configured to display information, relating to a candidate route to a destination of the vehicle and an estimated amount of recovery of carbon dioxide which would be recovered by the carbon dioxide recovery system if driving on the candidate route, linked together on the display part.

Abstract: A verifiable post-quantum electronic voting system and an implementation method includes an authentication center, a user end, a verification server, a vote counting server, a verification program, and a bulletin board. The authentication center verifies the identity of a user, generates an identity ID for each valid user, and signs it; the user end proves its identity to the authentication center, receives an identity ID signature, encrypts a ballot, and sends a ballot ciphertext and the identity ID signature to the verification server; and the verification server, which comprises two servers, completes the verification of the validity of the ballot and homomorphic vote counting. The vote counting server decrypts partially homomorphic vote counting ciphertext and issues it on the bulletin board, and the verification program verifies whether the vote counting server has correctly counted the ballots.

Abstract: In accordance with one or more aspects of selecting between client-side and server-side market detection, a determination is made at a device as to which of a client-side detected market and a server-side detected market is to have priority for a service. An application of the device is configured in accordance with a client-side market configuration setting if the client-side detected market has priority, and is configured in accordance with a server-side market configuration setting if the server-side detected market has priority.

Abstract: The administrator is enabled to grasp the abundance or shortage of battery stations, and assisted in the construction of an optimized battery station network. Exchange information on an exchange state of battery devices at each battery station is accumulated, and statistical information on a utilization state of each battery station is generated by compiling the exchange information over a prescribed time period. Exchange information on a state of battery pack exchange at each battery station is accumulated, and recommendation information on the utilization of each battery station is generated by compiling the exchange information to be displayed. Recommendation information on creation of a battery station and an addition of a battery exchanger in a battery station is generated, and displayed. Recommendation information on closure of a battery station and an elimination of a battery exchanger in a battery station is generated, and displayed.

Abstract: A data processing method and apparatus, and a storage medium are provided. The data processing method includes that: image identification processing is performed on an acquired image to obtain person identity information of a person included in the image; historical visiting information corresponding to the person identity information is acquired; visiting frequency information of the person is determined according to the historical visiting information corresponding to the person identity information; and label information of the person is determined based on the visiting frequency information of the person.

Abstract: Systems and methods include a method for optimizing an action at a facility using a prediction of a target variable. Historical data is collected for a set of facilities. The historical data includes transactional data for discrete events that occurred at the set of facilities and non-transactional data spanning continuous time periods. Semidefinite matrices are generated using the historical data, where the semidefinite matrices incorporate historical samples of a form (yt, xt, zt), and where yt is a target variable to be predicted at time t, xt is an input parameter at time t, and zt is an environment variable at time t. A statistical model based on the semidefinite matrices is determined. Production at a facility is monitored, including collecting production data comprising the transactional data and the non-transactional data of the facility. Using the statistical model and the production data, a prediction of a target variable associated with operating conditions at the facility is determined.

Abstract: A computer-implemented method includes: obtaining first environmental factor data of a first time period and first historical payment data of a target Internet of Things (IoT) device in the first time period, in which the first time period is before a first time point; obtaining second environmental factor data of a second time period that is after the first time point; and obtaining a prediction, using a neural network model, operating on at least one computing device, of an estimated statistical distribution of one or more users who execute transactions using the target IoT device in the second time period, in which the first environmental factor data, the first historical payment data, and the second environment factor data are inputs to the neural network model.

Abstract: Described is an opinion aggregation system. The system includes a server having a memory storing user information, a first user computing device and other user computing devices coupled to the server. The server is programmed to receive and store an opinion request from the first user computing device and automatically process the opinion request and generate an opinion request to send to the other user computing devices for display and for entering an opinion. The server may be programmed to deliver the opinion request to the other user computing devices and then receive and store the opinions entered by the other user computing devices. These responses may be delivered to the first user computing device for viewing. The user may either filter the opinions received or filter the opinion request by selection of one or more filters, wherein the server only sends the opinion request to users matching the one or more filters.

Abstract: A method of querying respondents of one or more population(s) of potential respondents with regard to one or more construct(s), with an interrogator configured to transmit question signals to any respondent, and to receive answer signals from the respondents in response to the questions signals the method comprising one or more surveys. Each survey includes at least one twisit of a querying cycle comprising: (a) A question selection step in which the interrogator selects one or more questions for each of one or more respondent(s) to be interrogated in the twisit, each question being assigned to at least one of the plurality of constructs, (b) An interrogation step in which the interrogator sends question signal(s) comprising the question(s) to the one or more respondent(s), and (c) A response step in which the interrogator receives answer signal(s) from those respondent(s) that are responsive to the interrogator's question signal(s).

Abstract: A method of querying respondents of one or more population(s) of potential respondents with regard to one or more construct(s), with an interrogator that is configured to transmit question signals to any respondent, and to receive answer signals from the respondents in response to the questions signals, the method comprising one or more surveys. Each survey comprising at least one twisit of a querying cycle comprising the following steps running concurrently: (a) A question selection step in which the interrogator selects one or more question(s) for each of one or more respondent(s) to be interrogated in the twisit, each question being assigned at least one of the plurality of constructs, (b) An interrogation step in which the interrogator sends question signal(s) comprising the question(s) to the one or more respondent(s), and (c) A response step in which the interrogator receives answer signal(s) from those respondent(s) that are responsive to the interrogator's question signal(s).

Abstract: A method of querying respondents from one or more population(s) of potential respondents, with an interrogator configured to transmit question signals to any respondent, and to receive answer signals from the respondents in response to the questions signals, the method including one or more surveys. Each survey includes at least two twisits of a querying cycle comprising: (a) A respondent selection step in which the interrogator selects a subset comprising one or more respondent(s), (b) An interrogation step in which the interrogator sends question signal(s) to the one or more respondent(s) of the subset, and (c) A response step in which the interrogator receives answer signal(s) from those respondent(s) that are responsive to the interrogator's question signal(s).

Abstract: The present disclosure describes computer hardware, software, systems and methods for evaluating the effect of planned, future or hypothetical incentive programs on a financial arrangement that could be offered to customers such as automobile customers. Computer hardware and modules are disclosed that can store, receive, display, or calculate customer data corresponding to financial terms of current agreements of one or more customers and hypothetical incentive data, store, receive, display, or generate potential customer pools that include customers for which a replacement product and a replacement financial agreement has financial terms substantially similar to financial terms of a current product and current financial agreement, and generate a summary report that includes the customers in the potential customer pool.

Abstract: Provided is a process including: obtaining, for a plurality of entities, datasets; and orchestrating an object-orientated application or service by: forming a plurality of objects, forming object-oriented labeled datasets based on an event and the attributes of each of the datasets; forming a library or framework of classes with a plurality of object-orientation modelors; and forming a plurality of object-manipulation functions, each function being configured to leverage a respective class among the library or framework of classes.

Abstract: The probability of migration and the number of migrating persons with high accuracy and a small amount of calculation can be estimated even when migrations to areas other than adjacent areas are taken into consideration. A parameter estimation unit 120 estimates a first parameter indicating the likelihood of departure from the area to the other area and a second parameter indicating the likelihood of gathering of persons in the area for each of the plurality of areas, a third parameter indicating an influence on the probability of migration of a distance between the areas, and the number of migrating persons from the area to each of the other areas for each of the plurality of areas on the basis of the demographic information. A migration probability calculation unit 170 calculates the probability of migration from the area to each of the other areas for each of the plurality of areas on the basis of the first parameter, the second parameter, and the third parameter.