Abstract: The present disclosure relates to the technical field of automated warehousing, and relates to an inventory scheduling method and device and a non-transitory computer readable storage medium. The method of the present disclosure includes: obtaining an order to be picked, the order to be picked comprising a kind(s) of goods to be picked; determining order processing capability information of each of a plurality of picking workstations, according to at least one of position distribution information of a rack(s) storing at least one kind of the goods to be picked relative to each of the picking workstations, position distribution information of an available transfer machine(s) relative to each of the picking workstations, or load information of each of the picking workstation; and allocating the order to be picked to one of the picking workstations according to the order processing capability information of each of the picking workstations.

Abstract: Terminal (2) used by a user includes a transmitter configured to transmit desire information required for determining a desired facility desired by the user to a server (1) via a telecommunications network. The server (1) includes a destination setting unit configured to set a destination of a vehicle on the basis of the desire information and a facility information acquisition unit configured to acquire, via the telecommunications network, facility information including information indicative of an empty situation of the desired facility. The vehicle includes an arrival time adjustment unit configured to manage a travel of the vehicle on the basis of the facility information to adjust an arrival time at which the vehicle arrives at the destination.

Abstract: Example implementations described herein involve methods and systems with one or more machines on a factory floor. Example implementations involve, in response to received orders, determining an initial scheduling policy for internal processes to meet the order and a due date policy for the order; a) executing a simulation involving scheduling decisions and due date quotations based on the initial scheduling policy and the due date policy; b) executing a machine learning process on the simulation results to update the scheduling policy and the due date policy by evaluating the scheduling decisions and the due date quotations according to a scoring function which is common for evaluating the scheduling decisions and evaluating the due date quotations; iteratively executing a) and b) until a finalized scheduling policy and the due date policy is determined; and output the finalized scheduling policy and the due date policy in response to the order.

Abstract: Assessing data center impact post disaster is provided. A data center is divided into hazard segments post disaster based on a combination of hazard type, hazard level, and hazard location identified in time series information from sensors and cameras. A financial value of each identifiable asset in the data center is calculated based on determined operational viability status, estimated soft value, and determined criticality of each identifiable asset. A time cost and an operational cost of impact assessment devices used to assess an impact on the data center and recover assets is calculated. A disaster assessed map is generated by overlaying the time series information, calculated financial values, and calculated time and operational costs on a digital floorplan of the data center. One or more types of impact assessment devices are assigned to each hazard segment at different time periods to rescue and recover financially valuable and operationally viable assets.

Abstract: Development of a system capable of managing a process by using an instruction when manufacturing a product has been called for. A process management system is provided that includes an input unit that inputs process design data about a plurality of processes for manufacturing a product, an acquisition unit that acquires identification information of an instruction read by each of a plurality of readers, each provided for a corresponding one of the plurality of processes, in response to occurrence of an operation for the corresponding process, and a process management unit that performs management of the processes for manufacturing the product using the acquired identification information and based on the process design data.

Abstract: A method performed by a computing system includes collecting information on transactions in a telecommunication system, using the information on transactions to create a plurality of event objects, each of the event objects associated with a telecommunication event, associating each of the event objects with a Key Performance Indicator (KPI), applying the event objects to a plurality of inference functions, each inference functions using the set of parameters as inputs and the KPIs of the event objects as outputs to create a model that infers a relationship between the set of parameters and the KPIs, and analyzing metadata from each of the inference functions to determine which of the set of parameters was used to predict an outcome leading to the KPI.

Abstract: A machine learning apparatus totals up all of the unit work operations included in the plurality of different work processes and judges if the plurality of unit work operations of the same type are similar to each other. The machine learning apparatus defines a similar first unit work operation and second unit work operation as a set of similar work operations, uses a common machine learning algorithm so as to generate a similar work learning model, and performs learning relating to a first work process including the first unit work operation and a second work process including the second unit work operation based on the similar work learning model.

Abstract: An apparatus comprising means for: obtaining a value of one or more parameters which vary with actions of a user; accessing an artificial intelligent agent configured to use one or more trained machine learning models selected, from a plurality of differently trained machine learning models, based on the obtained value of one or more parameters, the plurality of differently trained machine learning models being configured to provide respective outputs; providing content composed by the user as an input to the artificial intelligent agent to cause generation of feedback to the user on the content composed by the user, the feedback being dependent on the artificial intelligent agent; controlling a submission based on the content composed by the user; and causing the feedback to be provided to the user.

Abstract: Systems and methods are provided for automating the process of managing automated real-time assignment of electronic bill based on at least a portion of the obtained electronic bills, productivity data, one or more characteristics of the bills, although other types of data or other information may be used to train the machine learning assignment algorithm. A machine learning assignment algorithm that determines assignment of each of a plurality of new and existing electronic bills to a plurality of auditor identifiers may be implemented. For example, the machine learning assignment algorithm may determine assignment based on current productivity data, current billing data, and current workload data.

Abstract: [Object] To provide highly convenient information processing apparatus and information processing method and a program therefor. [Solving Means] An information processing apparatus includes an analysis unit and a notification information generating unit. The analysis unit is configured to analyze, on the basis of information about a plurality of performers capable of performing a habitual action in habitual information including descriptions of habitual actions of a plurality of users, whether at least one performer of the plurality of performers exists in a range in which the at least one performer is capable of performing the habitual action.

Abstract: Systems, methods and non-transitory computer readable media for providing information based on detection of actions that are undesired to waste collection workers are provided. One or more images captured using one or more image sensors from an environment of a garbage truck may be obtained. The one or more images may be analyzed to detect a waste collection worker in the environment of the garbage truck. The one or more images may be analyzed to determine whether the waste collection worker performs an action that is undesired to the waste collection worker. In response to a determination that the waste collection worker performs an action that is undesired to the waste collection worker, first information may be provided.

Abstract: The present invention relates to a system for managing itineraries for a group of people, comprising a module for communicating data in real time, able to send and receive data from at least one other communication module, the data comprising for example information relating to planned or unplanned events, a database comprising vectorial and/or georeferenced geographical data, and non-georeferenced data, the data comprising, for example, information relating to events, the topography surrounding the terminal and/or the group, information relating to the group, a module for calculating an itinerary to be carried out, the calculation module calculating said itinerary based on information transmitted by the reception module, the module for calculating an itinerary configured to calculate the optimal itinerary, according to configurable decision criteria stored in memory, based on data stored in a database.

Abstract: A networked system for facilitating package delivery services includes a recipient module executing on a recipient computing device for recording recipient delivery preference and electronic payment information for package delivery services, a host module executing on a host computing device for recording host location, host delivery ability, an email address and/or telephone number, and electronic payment information for receiving payment, and a web server for processing the electronic payment information for package delivery services with a payment gateway, searching the database among the plurality of host records for the particular host record having data that best matches the data transmitted by the recipient module, transmitting a unique anonymous identifier to the recipient and host, wherein the unique anonymous identifier corresponds to the delivery process, and delivering the package to the host location of the host, wherein the recipient must display the unique anonymous identifier to retrieve the p

Abstract: Various embodiments provide systems, methods, and computer program products for dynamically monitoring transport of a plurality of packages potentially containing regulated goods so as to ensure compliance with one or more regulations within a plurality of jurisdictions. The embodiments utilize one or more computer processors or one or more executable portions to: receive transport data associated with the transport of at least one of the plurality of packages and regulatory data associated with the at least one jurisdiction in which transport occurs; determine whether the one of the plurality of packages contains at least one regulated good; if the presence of at least one regulated good is determined, validate consignor data and the transport data; whereby in response to an unsuccessful validation, at least one report is generated to prevent or otherwise mitigate transport of the one of the plurality of packages in the at least one identified jurisdiction.

Abstract: A computer system to assist in distribution of prescription drugs is provided. Prescription drug distribution is a highly regulated and controlled supply chain. Consumers often visit a Pharmacy to fill doctor prescriptions. Payment amounts for prescriptions vary based on health plan coverage negotiated prices. Drugs are made by a Manufacturer but may transition through a Distributor or wholesaler on their way to Pharmacies (where consumers may ultimately make a purchase for use). Pharmacies, Distributors, and Manufacturers keep an inventory of drugs to meet supply demands. Regulations and contracts may prevent transition between stages of a distribution chain. This prevention may be artificial in that the drugs, if allowed to proceed, would still be valid and usable by a consumer. When transition is prevented drugs may be placed in a Drug Morgue and then sold from the Drug Morgue to prevent destruction or other form of handling resulting in wasted inventory.

Abstract: The invention comprises a sensor unit, and method and system for cargo and personnel detection and tracking. The method comprising the following steps: detecting, or creating for new CCUs, a unique CCU signature, wherein the unique CCU signature is constructed by analyzing images of the CCU capture by a sensor device, and analyzing the images according to one or more of predefined detection methods, and the analysis providing a combination of one or more descriptors defined by CCU feature points, contours, dimensions, weight, colour, movement pattern, neighbour CCU feature point, planned travel route or last known location.

Abstract: The present disclosure provides a method and device for identifying a product purchased by a user and intelligent shelf system. The method includes acquiring a weight of products carried in a container, acquiring a first monitoring image acquired in a monitoring area corresponding to the container, identifying the first monitoring image, and obtaining an identification result, wherein the identification result comprises user identity information when it is determined that the weight of the products is reduced, acquiring a time when at least one product carried in the container is picked up, and determining information of at least one picked-up product, obtaining the user identity information corresponding to the at least one picked-up product, and associating the user identity information with the information of the at least one picked-up product.

Abstract: Automated inventory management and material (or container) handling removes the requirement to operate fully automatically or all-manual using conventional task dedicated vertical storage and retrieval (S&R) machines. Inventory requests Automated vehicles plan their own movements to execute missions over a container yard, warehouse aisles or roadways, sharing this space with manually driven trucks. Automated units drive to planned speed limits, manage their loads (stability control), stop, go, and merge at intersections according human driving rules, use on-board sensors to identify static and dynamic obstacles, and human traffic, and either avoid them or stop until potential collision risk is removed. They identify, localize, and either pick-up loads (pallets, container, etc.) or drop them at the correctly demined locations. Systems without full automation can also implement partially automated operations (for instance load pick-up and drop), and can assure inherently safe manually operated vehicles (i.

Abstract: A pre-processing and fulfillment system and method are described. In some implementations, the method may include receiving an order containing a retail component and a pharmacy component, processing the order for the pharmacy component and the retail component, and generating a tracking token identifying the order and authorizing a party to receive a component of the order. The method may include transmitting fulfillment instructions to a fulfillment system based on processed information for the order, and transmitting the tracking token to a computing device of the authorized party. Some implementations may also include receiving a signal indicating receipt of the tracking token and an authorized transfer of the component, and updating a status of the order based on the received signal.

Abstract: Provided is a system and method for writing IoT data of an object in transit and business context associated with the IoT data and/or the object to a blockchain. In one example, the method may include receiving sensor data of an object that is in a multi-party transactional process, identifying dynamic context of the object based on a current position of the object within the multi-party transactional process, generating a data block comprising the received sensor data of the object and the identified dynamic context of the object, and storing the data block within a blockchain on an immutable distributed ledger.

Abstract: The present invention relates to the technical field of Internet of Things (IoT), in particular to an IoT smart clip and a usage method thereof. The smart clip comprises a moving component and a limiting portion cooperating with the moving component. The moving component comprises a moving component body provided with an inner cavity, and a driving mechanism. A first connecting plate and a second connecting plate which are connected via a spring are arranged in the inner cavity along a movement direction of the moving component. The outer end of the first connecting plate is provided with a plunger. The second connecting plate is connected with the driving mechanism. The plunger is capable of cooperating with the limiting portion under a spring force to lock the smart clip and of unlocking the smart clip under the driving the driving mechanism.

Abstract: An adaptive dispatch method for the delivery of transportable commodities to or from remote storage containers at least one remote commodity storage container is associated with a container sensor apparatus capable of measuring the current stored volume of commodity within the container. A plurality of mobile delivery systems is each equipped with a delivery sensor apparatus capable of measuring the delivery volume availability within the system, along with the current geolocation of the system. A server, equipped with a database and a monitoring software component and in communication with the sensor apparatus, detects the existence of delivery conditions at remote containers within the system and then selects a mobile delivery system to dispatch commodity delivery to or from such a container based upon available volume and the closest geographic proximity and initiates a communication to use your device associated with the selected mobile delivery system dispatching the delivery.

Abstract: Improved data communications and processing systems and methods for consolidating tracking and delivery of shipped parcels is provided. The systems enable selective consolidation of carrier delivery of parcels for multiple customers to receiving agent locations in accordance with each customer's selection of a receiving agent location during checkout on a third-party vendor's website. A customer enrollment module and vendor ordering system API enables the customer to manage parcels shipped by multiple vendors and delivered by multiple carriers. A receiving agent location enrollment module enables the receiving agent location to receive parcels for multiple customers delivered by multiple carriers and shipped by multiple ecommerce and other vendors. Customers may further manage their parcel delivery, including locations, and access current and historical data. Receiving agent locations select and display historic, current, and forecast data relating to parcels from multiple vendors, carriers, and customers.

Abstract: One variation of a method for tracking stock level within a store includes: at a robotic system, navigating along a first inventory structure in the store, broadcasting radio frequency interrogation signals according to a first set of wireless scan parameters, and recording a first set of wireless identification signals returned by radio frequency identification tags coupled to product units arranged on the first inventory structure; generating a first list of product units arranged on the first inventory structure based on the first set of wireless identification signals; detecting a first product quantity difference between the first list of product units and a first target stock list assigned to the first inventory structure by a planogram of the store; and generating a stock correction prompt for the first inventory structure in response to the first product quantity difference.

Abstract: A data structure programmatically links the first product to a second product. The second product is historically purchased by the customer whenever the customer has also purchased the first product. A determination is made as to whether the customer purchased the second product together with the first product based upon the sales data. When the customer has failed to purchase the second product with the first product, instructions are transmitted to the retail store over the network to perform a verification that the second product is out-of-stock. An outcome of the verification from the retail store is received via the network. A determination is made as to a level of certainty that the second product is actually out-of-stock based upon an analysis of the sales data and the outcome of the verification. When the level of certainty exceeds a predetermined threshold, the PI value is adjusted to zero.

Abstract: A computer processing system includes at least one processor to access a saved configuration repository that includes settings that have already been successfully performed for a workspace in response to a remote computing session being opened by the user, and access a workspace configuration repository that includes customized settings for the workspace. The at least one processor compares the customized settings to the settings that have already been successfully performed for the workspace, and identifies, based on the compare, that the workspace configuration repository includes at least one customized setting that is not in the saved configuration repository and needs to be performed. The at least one new setting is performed for the workspace while not performing the settings that have already been successfully performed for the workspace.

Abstract: A method for automatically capturing technology transfer knowledge for the production of a new product includes acquiring a production process model being a predefined structured model enabling a listing of successive process steps required for producing the new product. automatically capturing missing information within the production process model, and outputting a completed production process model once all fields have been reviewed by the processing unit. A system for automatically capturing technology transfer knowledge for the production of a new product is also provided.

Abstract: A computerized system and method for management of leased real property comprises various modules which enhance system operations and the user interface for such system. One subsystem involves the production schedule for the residential units of multi-unit dwellings. The associated move-in/move-out subsystem determines a first set of the residential units comprising vacant units being turned over to become rent-ready, a second set of the residential units comprising units under renovation, and a third set of the units comprising rent-ready units. Additional modules or subsystems for the computerized system identify and improve workflows related to management of the multi-unit dwellings and residential units therein, such as virtual tour development, residential unit damage processing, and stale apartment rentals.

Abstract: Systems, methods and computer program products are presented for the automation of corporate process workflows that require the generation and completion of multiple documents. An Automation Platform receives a selection to initiate a workflow process that includes a sequence of one or more documents that correspond to respective document outline types for workflow completion. The Automation Platform classifies a first document according to a first document outline type in the sequence of the initiated workflow process. The Automation Platform assigns (i.e. maps) one or more named entities extracted from the first document to respective document parameters for the first document outline type and determines a schedule for automatic completion of a second document in the sequence of the initiated workflow process based in part on the first document outline type of the first document and one or more of the assigned named entities extracted from the first document.

Abstract: Systems and methods are disclosed herein for computer-aided method of hospitality industry recruitment system. The method allows applicants to upload their profile and availability status and employers can select the employee based in their requirements. The recruiter can select the applicant, designate the job, get the job completed and provide the required dues using the platform. The system provides online tool to display the available resources to recruiters, their details, billing platform and connection with banks for secured transactions. Furthermore, the clients are rated based on aspects of their performance such as hard work, reliability and overall quality of the job. This information is then permanently saved within the interface for creation of realistic ratings.

Abstract: What is needed is a system and method for using behavioral insights to determine who might be an appropriate placement or replacement within an organization. Accordingly, the present disclosure provides a more effective way to replace positions and teams. In some embodiments, the system may create a target candidate and pull from a pool of candidates to determine best fit using behavioral insights. In some implementations, the system may suggest a candidate based on an employer's requests. For example, an employer may specify they are looking for a candidate just like the one retiring. Based on the retiree, the system may find a viable candidate and present the person to the employer weighing what matches and what does not.

Abstract: In one aspect, a device includes a processor programmed to infer, using past and future information from electronic calendars, whether invitees to a meeting will attend the meeting physically or remotely. An invitation may be generated automatically, a room may be selected automatically, and a remote call-in link may be generated automatically in response to the inferences.

Abstract: Techniques for providing access to event settings for a scheduled online communication event are disclosed herein. A hyperlink may be included in an invitation for the scheduled online communication event. Selection of the hyperlink can cause an interface to be generated allowing one or more event settings for the scheduled online communication event to be updated through the interface. The online communication event may be updated with the updated settings prior to, or during, execution of the online communication event.

Abstract: The present disclosure relates to a more effective way to prepare for meetings and events. Accordingly, the present disclosure providing systems and methods for generating and presenting behavioral insights for individuals and groups that may facilitate preparation for meetings. In some implementations, the system may inform the proposed group what each individual might need before a meeting. In some aspects, the system may suggest what might make a meeting effective based on the behavioral insights of the attendees.

Abstract: A generic compliance monitoring system which not only monitors but also ensures compliance. The system is software driven and easily implemented in any hierarchical work or organizational environment where individuals are required to perform tasks either within a predetermined time, or in a specific manner as determined by, e.g. regulations. The system allows for a series of e-mail messages to be transmitted to all members of an organization, with the messages tailored depending upon a user's position within the organization. Entry level or lowest tier users will only get e-mails reminding them of due dates or other specifics. The e-mails at the lowest level will be reminders followed by warnings, the warnings accompanied with increasing consequences if there is continued non-compliance. The next level of user will receive e-mails related to the response of lower tier users, with these e-mails also escalating in urgency and consequence the longer the non-compliance continues.

Abstract: The present disclosure relates to a method for providing a motor vehicle for a service, said motor vehicle having a vehicle guidance system designed for fully automated vehicle guidance and being parked in a parking space in a parking environment, in particular which is blocked for people. The method includes providing a service space outside the parking environment, which has a parking-environment-side access gate and a staff access that can be accessed from outside the parking environment.

Abstract: A system and method of leveraging a trust relationship for e-commerce transactions is provided that includes an access component allowing a consumer access to a merchant website, a selection component allowing the consumer to enter authentication credentials associated with a third party on the merchant website, an authentication component authenticating the authentication credentials for the third party entered into the merchant website, a communication interface component allowing an association of the consumer's payment account information from the third party to the merchant website, and a consummation component allowing consummation of an electronic transaction between the third party and the merchant.

Abstract: Technology for measuring, collecting and transferring fluid transaction data is provided. In an example method, fluid flow data is identified from a fluid flow meter for a fluid transfer event. Scannable data comprising data indicative of the fluid transfer event and the fluid flow data is generated. The scannable data may include a scannable code. The scannable data may be provided for display and scanned using a portable scanning device. The scannable data, including the scannable code, may be transferred as fluid transaction data to a remote device using a wireless communication protocol for storage and/or analysis by the remote device.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for digital resource exchange visibility. The system identifies information associated with activities on potential digital resource exchanges. The system identifies potential digital resource exchanges and introduces an entity controlled account for funding and reversing funding on a digital resource exchange. The account may be translated to the exchange as a realistic account utilizing the various payment channels for interaction with the digital resource exchange. Once an interaction occurs via the exchange, the system may be able to perform back end searching for data extraction about the interaction. The system is utilized as intelligence to flag interactions.

Abstract: Methods, apparatuses, and computer program products are described for presenting an interactive audio-visual presentation of transaction documents. A method can include receiving a bill associated with a payor and payee, using a textual language processor or the like to identify content fields from the bill and assign markups and/or metadata to content fields, and using the content fields, markups, and/or metadata to generate an audio-visual presentation associated with the bill. This audio-visual presentation can be presented to the payor. The payee may then interact with the audio-visual presentation, for instance by verbal, visual, manual, or textual response. A verbal language processing engine, natural language processing engine, audio-visual language processing engine, or visual-manual language processing engine can be initiated to facilitate interpretation of the payee response and generate a further audio-visual presentation.

Abstract: In an example embodiment, there is described herein an automated banking machine with a user interface that enables a customer perform a financial transaction. The automated banking machine also comprises a first interface for communicating with a remote service provide and a second interface that can communicate with a customer service device. Upon receiving an input from the customer requesting assistance, the automated banking machine establishes a communication link between the remote service provider and the customer device. The communication link enables audio, video, or a combination of audio and video data to be sent between the customer device and the remote service provider.

Abstract: A method for making an electronic payment includes, at a first time, inserting a physical payment card into a physical device of a first point of sale. The device is arranged to electronically read payment card information sufficient to perform the electronic payment. An option is presented as to whether to store the card information. A physical item that is not the payment card is identified and the payment card information is associated in a central server with information identifying the physical item. At a later, second, time a use is authenticated by a second point of sale based upon the item identifying information. Electronic payment using the payment card information is then performed.

Abstract: Described is a secure WiFi sharing system for use between neighbors or others in like proximity. The system may include a WiFi signal with an established network connection and a user computing device seeking to access the network connection through the WiFi signal. The system allows the user computing device to rent or share the WiFi signal through the system and establish a secure connection between the user computing device and the WiFi network without the need of sharing the SSID and/or the password. Further, the system automatically changes a user computing device to another WiFi signal on the system and in proximity if the signal strength of the connected WiFi signal drops below a minimum threshold.

Abstract: A sensor licensing system for an intraoral sensor includes an on/off mechanism, a driver, and a sensor. The on/off mechanism is coupled to the intraoral sensor and has an encrypted licensing code so that the on/off mechanism turns on and off the intraoral sensor. The driver processes the encrypted license code stored in the sensor memory and determines if license code is expired based on the computer clock, exposure counter or other desired limits. The sensor periodically checks an online server for an updated encrypted license code and stores new license code in sensor memory. The updated license code is created and stored on the server when a new periodic subscription payment is made. The sensor periodically checks and downloads any updated license code. Failure to make a payment will result in no encrypted license code update being created and eventual expiration of the old encrypted license code.

Abstract: In certain embodiments, a receipt image may be augmented via a user device. In some embodiments, the user device may capture an image associated with a receipt and display the image associated with the receipt. The user device may perform image processing on the image to determine merchant data and transaction data (that are visually depicted on the receipt) and determine a tip recommendation based on the merchant data and the transaction data. The user device may overlay the tip recommendation onto the image associated with the receipt.

Abstract: A method and system for receiving digital artifacts from a management server. The method includes sending a request for a digital artifact from a mobile application to the management server for display within a specific mobile application generated screen, receiving the digital artifact from the management server, and displaying the digital artifact with the specific mobile application generated screen.

Abstract: A checkout system includes an interface, a memory that stores commodity data in which a name and a price of a commodity are associated with a commodity ID, and a processor configured to control the interface to establish a connection with a customer terminal. Upon receipt of a store code from the terminal, the processor determines whether the store code is valid. If the store code is valid, the processor controls the interface to transmit a command to the terminal for completing a check-in process at a store corresponding to the store code. Upon receiving a commodity ID from the terminal that has completed the check-in process, the processor retrieves, from the memory, a name and a price of a commodity associated with the commodity ID. The processor performs checkout processing using the retrieved name and price of the commodity if a request for checkout is received from the terminal.

Abstract: Various embodiments are described herein that relate to network-connected data cables (i.e., “smart” data cables) that are connected to a merchant's point of sale system and a receipt printer. When a transaction is initiated at the point of sale system, transaction data is created by the point of sale system and passed to the smart data cable for transmission downstream to the receipt printer. The smart data cable can parse the transaction data, copy certain elements from the transaction data, and transmit the copied elements to a cloud-based platform that processes the transaction. For example, the cloud-based platform may compare the copied elements to information supplied by the customer through a messaging application executing on the customer's user device. The information may be provided by the customer to a chat bot that is supported by the cloud-based platform.

Abstract: An application executed at a user terminal with a touch screen displays, on the touch screen, a UI in which a user-side UI for accepting a touch operation by a user and a store-side UI for accepting a touch operation by a staff member of a store are placed, as a settlement UI for settlement of a currency amount of a digital local currency. The application judges whether time during which the touch operation on the user-side UI and the touch operation on the store-side UI are simultaneously continued has reached a specified period of time or not. If the judgment result is true, the application displays a settlement completion notice on the touch screen.

Abstract: Embodiments of the application are directed toward a method comprising: receiving, by a transaction management computing apparatus, an electronic payment estimate via a secure communication channel for services rendered by a provider; receiving determining a likelihood of payment acceptance by generating, by the transaction management computing apparatus, an payment amount acceptable to the provider computing device based on data associated with the provider computing device, a type of service provided, or a number of days to make the payment; determining, by the transaction management computing apparatus, whether the generated exact amount is acceptable to the provider computing device; and completing, by the transaction management computing apparatus, a payment transaction with the generated exact amount when the generated exact amount is determined to be acceptable to the provider computing device.