Abstract: A system and method are provided for integrating data used in computing financial wellbeing scores. The system includes at least one computing device configured to provide a computing platform, the computing platform providing: at least one client module providing an interface for communicating with client devices; an advisor module providing an interface for communicating with advisor devices; a forecast module; an optimizer module configured to analyze datasets from multiple sources and to generate recommendations to optimize strategies to achieve financial outcomes; and a database storing financial planning data. The system also includes an integration layer interposed between the computing platform and a book of record to enable client data in the book of record to be accessed; and a financial planning software module independent of the computing platform, configured to generate financial plan data integrated by the computing platform in financial wellbeing scores and recommendations.

Abstract: Method and systems for scheduling tasks to field professionals include: receiving a request to book a new appointment for a service, wherein the service is expected to be completed within a time period; identifying a first possible time slot and a subsequent second possible time slot for the new appointment within the time period; calculating a first scheduling cost associated with the first possible time slot and a second scheduling cost associated with the second possible time slot; enabling selection of the second possible time slot when it is determined that both the first scheduling cost and the second scheduling cost are below a scheduling cost threshold; and outputting a no-available-time-slot notification when is determined that both the first scheduling cost and the second scheduling cost are above the scheduling cost threshold.

Abstract: Provided is a method of evaluating a project, which is performed by a server. The method may include determining team members who are to perform a project, receiving project activity contents generated by at least one of the team members and transmitting the project activity contents to a node on a blockchain. The project activity contents may include an execution completion report on at least one of tasks configuring the project, execution results of the project, evaluation of the results by the team members, and feedback for the evaluation.

Abstract: Aspects of the technology relate to providing service area maps for an autonomous vehicle transportation service having a fleet of vehicles. For instance, each vehicle of the fleet is associated with a polygon corresponding to a service area for that vehicle. A first location may be received from a client computing device, and a set of vehicles of the fleet of vehicles that are currently available to provide transportation services may be identified based on the first location. The polygons associated with each of the set of vehicles may be used to determine a first polygon having a geographic area. A first portion of map information corresponding to the geographic area of the first polygon may be identified, and the first portion may be provided to the client computing device for display to a user such that the portion represents a currently available service area for the user.

Abstract: Systems and methods presented herein provide project efficiency tracking based on comparing estimated material items and quantities from a design in a computer-aided design (“CAD”) application to the actual purchased material items and quantities. A beacon symbol can be placed on a project drawing and include a progress ring, a materials status, work package number, and a percentage complete. The materials status can illustrate the percentage of budgeted materials that have been delivered. The progress ring can illustrate the job completion percentage. In one example, the progress ring can illustrate the percentage of budgeted labor hours that have been performed.

Abstract: Systems and techniques for dynamic memoryless demand-supply pegging are described herein. An identification may be received of a demand to be pegged. An inventory may be determined for a material node at a time bucket. A set of other demands may be identified for the material node at the time bucket. A quantity to be pegged may be calculated. A quantity to skip may be calculated based on a sum of demand units corresponding to members of the set of other demands having a lower priority than the demand. A supply set of units may be identified. A pegged subset of the supply set of units may be generated by skipping members of the supply units equal to the quantity to skip. A graphical representation of the supply set of units for the time bucket may be output including identification of members of the pegged subset.

Abstract: An enterprise management platform is configured to host a respective instance for multiple client networks. The enterprise management platform receives incoming data including one or more metrics being tracked in the incoming data by the enterprise management platform. The enterprise management platform determines that a condition is reached based on the one or more metrics and selects at least a portion of the incoming data for a dashboard of the enterprise management platform responsive to determining that the incoming data is indicative of the condition being reached. The enterprise management platform provides, to a client device associated with one of the plurality of client networks, a representation of a graphical user interface displaying a data insights widget of the dashboard that displays the data indicative of the condition being reached without displaying other data in the incoming data that has not reached a level indicative of other conditions.

Abstract: Techniques for detecting cycle data can include determining object properties and motion properties in a set of consecutive frames of a sensor stream. The cycle data can be determined from the object properties and motion properties without detecting constituent objects. The object properties and motion properties enable improved detection of cycle data in the presence of different object poses, different positions of the object, partial occlusion of the object, varying illumination, variation in the background, and or the like.

Abstract: A system and method are provided for finding and retrieving information within an enterprise that is relevant to enterprise problems, enterprise opportunities, and unexpected or interesting events. The method includes scanning content related to a process conducted by an enterprise, where the process includes one or more process steps; identifying a problem, opportunity or event associated with a process step (an enterprise stress point); indexing the scanned content with respect to the enterprise stress point; determining whether the scanned content is information relevant to the problem, opportunity or event; and providing relevant information to a user. The relevant information includes a description or discussion of a contemporaneous or previous experience of the enterprise regarding the problem, opportunity or event.

Abstract: Systems, methods, and other embodiments associated with detecting severity levels of risk in an electronic correspondence are described. In one embodiment, a method includes inputting, into a memory, a target electronic correspondence that has been classified as being litigious by a machine learning classifier. An artificial intelligence rule-based technique is applied to the target electronic correspondence that identifies high and medium risk level keywords. The technique is also configured to generate a litigious score based on a sum of term frequencies-inverse document frequencies using the remaining keywords. An electronic notice is transmitted to a remote computer over a communication network that identifies the target electronic correspondence and the level of litigation risk.

Abstract: Methods and systems for generating a universal computer model for assessing a risk in an electronic transaction based on one or more risk assessment models are presented. The one or more risk assessment models may be incompatible with each other. Different portions of a risk assessment models may be extracted from the risk assessment models. A node structure is generated for each risk assessment model based on the portions extracted from a corresponding risk assessment model. The node structures generated based on the risk assessment models are merged to produce a merged node structure. The universal computer model is generated based on the merged node structure.

Abstract: Analytic data about digital chat conversations taking place within a digital workflow environment is tracked and stored. The analytic data tracks conversation progression states between individual node elements of at least one digital chat conversation flow design. A specification of an interested event for the analytic data is received. Data associated with the interested event is extracted and provided for analysis.

Abstract: In some embodiments, a computer implemented method for determining and generating an electronic recommendation and/or other outputs, such as observations and tasks, in which the method may include the steps of receiving input from the user through a client device in which the input may include data for populating a key member or key player data record; identifying, via a computing device processor, a first rule corresponding to the key player data record; retrieving, via a computing device processor, a first observation in which the first observation is associated with the first rule; and displaying to the user, via a display screen of the client device, the first observation. In further embodiments of the method, an observation may be associated with a recommendation and the recommendation may include a pre-recorded video multimedia file specific for the observation.

Abstract: The present disclosure provides systems and methods for tracking and scoring robot or machine performance. The robot or machine performance may comprise a metric that can be computed based on operational data for the robot or machine.

Abstract: Artificial intelligence (AI)-based techniques are provided that predict a quality score for a product-related data structure associated with one or more products. One method comprises obtaining data for a given product-related data structure; evaluating a plurality of first features related to a customer account associated with the given product-related data structure using the obtained data; evaluating a plurality of second features related to the given product-related data structure using the obtained data; processing at least some of the first features and the second features using at least one model that provides a predicted quality score for the given product-related data structure; and applying one or more thresholds to the predicted quality score to determine an acceptance status related to the given product-related data structure. A weighting of the first features and the second features can be learned during a training phase.

Abstract: A flexible sensor label including a reservoir chamber configured to store an activation medium. The flexible sensor label includes an irreversible chamber configured to store a first indicator medium. The first indicator medium is altered in response to the activation medium being released and the flexible sensor label being exposed to a first condition associated with the first indicator medium. The flexible sensor label includes a reversible chamber configured to store a second indicator medium. The second indicator medium is altered in response to the activation medium being released and the flexible sensor label being exposed to a second condition associated with the second indicator medium.

Abstract: Systems and methods for optimizing delivery vehicle resources (e.g. a plurality of vehicles) are described herein. Available time slots for the plurality of vehicles are determined and presented to a user. In response to receiving a delivery order indicating a selected time slot, the delivery order is assigned to a vehicle from the plurality of vehicles based on a time slot indicated in the delivery order and a set of delivery parameters. A delivery route is calculated for each vehicle having a delivery order based on the set of delivery parameters. An optimized delivery route is calculated for each vehicle having a delivery order based on the set of delivery parameters.

Abstract: A computer system collects and processes data related to a series of shipments from a number of sources (e.g., in the form of a set of event streams formed by grouping and/or processing information from respective sources into information to be processed by the computer system). Some of the information received in the event streams is sufficient to enable the computer system to track shipments and to store on a blockchain network and/or read from a blockchain network information related to the event streams and/or the information generated within the computer system. In such a configuration, third-parties may be able to utilize the blockchain information to determine information about relevant shipments (e.g., tracking information, point of delivery information and even delivery exception information).

Abstract: With respect to a package delivery system configured to optimize efficiencies associated with package delivery, a server computing device may monitor locations and conditions associated with a fleet of vehicles. A vehicle including a first delivery person may be dispatched with packages for delivery. The server computing device may provide updated delivery routes based on traffic and/or other conditions in the environment. At the completion of a work shift associated with the first delivery person, the vehicle may be parked at a location proximate the delivery route. The server computing device may dispatch a second delivery person to the location. Based on an indication that the second delivery person is proximate the vehicle, the server computing device may cause a user interface to surface on a computing device of the second delivery person, enabling the second delivery person to unlock the vehicle and continue delivering the packages.

Abstract: A system for initiating object transfer, the system comprising a computing device configured to receive a plurality of object transfer requests, generate, using the plurality of object transfer requests, a transfer apparatus interaction platform for a plurality of transfer apparatuses to proffer at least an object transfer request, determine transfer apparatus interaction data via the transfer apparatus interaction platform, wherein transfer apparatus interaction data comprises a proffer of an object transfer request, a proposed window of time for object transfer, and an object transfer compatibility metric, select the proffer from a plurality of proffers from the plurality of transfer apparatuses, wherein selecting comprises calculating a difference between the plurality of object transfer compatibility metrics associated with the plurality of proffers using a pairwise operation, and provide the transfer apparatus corresponding to the selected proffer the object transfer request.

Abstract: Distributing warehousing of products by receiving, by a distributed warehousing system, a first notification that a product was delivered to a first customer at a first location. The technology receives a designation of the delivered product for return, and then identifies a second delivery location for the designated product, the second delivery location being a location of a second customer. A second notification of pickup of the designated product from the first location is then received by the technology. The technology then directs delivery of the product to the second location, without an intermediate storage of the product at a brick-and-mortar distribution facility, in response to receiving the second notification, and receives a third notification that the product was delivered to the second location.

Abstract: Methods and systems for managing inventory items within a supply chain are disclosed. One method includes receiving, at a software tool, inputs related to a plurality of inventory items, the inputs including a cost of holding each of the plurality of inventory items at a location type. The method includes determining, individually for each inventory item of a plurality of inventory items, an optimal inventory balance across a plurality of locations, wherein the optimal inventory balance is a predetermined statistical availability level set based on a desired customer availability of the inventory item. The method further includes automatically generating one or more inventory adjustment requests to achieve the optimal inventory balance across each of the plurality of locations for each of the plurality of inventory items.

Abstract: A method for provenance and illicit product control involves generating a unique identifier for a product unit, generating a unique identifier for a subunit of the product unit, and recording locations of the product unit and the subunit of the product unit to a blockchain in association with the unique identifiers. The blockchain includes linked data blocks containing sequential records of locations and quantities of product units and subunits of the product units moved through a product distribution supply chain. The method further involves tracking movement of the product unit and the subunit of the product unit through the product distribution supply chain, detecting an inconsistency between a record on the blockchain and movement of the product unit or the subunit of the product unit through the product distribution supply chain and outputting an indication of the inconsistency.

Abstract: Supply chain factoring utilizing shared state information stored in a distributed ledger includes the selection of an electronic supply chain document associated with an order for goods by a purchaser of the goods and the minting of a cryptographic token on behalf of a seller of the goods. the token encapsulating a purchase price for the order and associated order terms. A location is reserved in the ledger into which the token is uploaded. Subsequently, factoring terms are published at the reserved location by a factoring agency supporting the factorization of the purchase price. The seller then validates an ascension to the factoring terms in the reserved location. Finally, the reserved location is annotated to indicate satisfaction of the factoring terms upon the purchase price being paid to the factoring agency and a fraction of the purchase price being paid by the factoring agency to the seller of goods.

Abstract: In accordance with embodiments, there are provided techniques for managing functionality changes of a database platform of a service provider. The techniques facilitate implementing changes to the database platform while minimizing work flow reductions to users of the database platform. To that end, one embodiment of the present invention delays implementation of the changes for a duration of time to provide users of the database platform an opportunity to adjust behavioral interaction with the database platform. In accordance with another embodiment of the present invention, users may implement the functional changes to determine any adverse impact on work flow, before the functional changes become permanent. In another embodiment, the users may be afforded an opportunity to selectively enable and disable the functionality changes before the duration of time expires.

Abstract: The disclosed embodiments provide a system for predicting hiring priorities. During operation, the system determines hiring features characterizing hiring activity by a company for a set of titles. Next, the system applies a first machine learning model to the hiring features to produce a first set of scores representing future hiring volumes and applies a second machine learning model to the hiring features to produce a second set of scores representing future hiring growth. The system then generates a first ranking of the titles by the first set of scores and a second ranking of the titles by the second set of scores. Finally, the system outputs at least a portion of the first ranking as a prediction of future hiring volumes by the company and at least a portion of the second ranking as a prediction of future hiring growth by the company.

Abstract: There is provided a method of representing new email messages on a communication device having a display. This method comprises setting a new message flag when an email message is received by the device; and displaying a new message indicator on the display when the new message flag is set. The new message indicator can be displayed on a home screen on the display. The new message flag can be unset when a messages screen is selected on the device. A computer readable memory having recorded thereon instructions to carry out this method is also provided, as well as a device comprising such memory.

Abstract: A computer program for providing access to auto insurance information comprises a first software widget and a second software widget. The first software widget may appear on a display of a mobile electronic device. When selected by a user, the first software widget displays a first information screen that includes a phone number and a mailing address for an insurance agent of the user. The second software widget may also appear on the display. When selected by the user, the second software widget displays a second information screen that includes an image of an auto insurance card of the user. The second software widget may compare an expiration date from the second information screen with the current date and generate a first indicia if the expiration date occurred before the current date (such as if the virtual auto insurance card is out of date and needs to be updated).

Abstract: A method and an electronic device are provided that include receiving at the electronic device a start and an end of an out-of-office period and an out-of-office preference for responding to new invitations to events occurring during the out-of-office period received at the electronic device, receiving at the electronic device a new invitation to an event occurring during the out-of-office period, and automatically transmitting at the electronic device a response to the new invitation based on the out-of-office preference.

Abstract: An example operation includes one or more of entering, by a transport, a geo-fence, wherein the geo-fence is associated with a physical area, determining, by a server, a responsibility associated with the entering, providing, by the server, the responsibility to the transport, and verifying, by the server, that the responsibility is satisfied.

Abstract: A system for secure transactions of cryptocurrencies is provided herein, where the system includes a computing device having a software application installed thereon and is configured to store a public cryptocurrency key. And further includes a hardware encryption device configured to store a private cryptocurrency encryption key, and is configured to selectively connect in data communication to the computing device for signing an cryptocurrency transaction. The computing device broadcasts a signed transaction received from the hardware encryption device for verification of the transaction.

Abstract: Disclosed herein are system, method, and computer program product embodiments providing a data sorting and rating system. An embodiment operates by detecting a user modification of a particular value of a sorted plurality of values of a column displayed in a visual interface including a sorting visual indicator indicating that the plurality of values are sorted. It is determined that the values are no longer sorted after the user modification. The sorting visual indicator is replaced with a refresh visual indicator based on the determination that the plurality of values are no longer sorted. The values including the user modification are re-sorted based on a selection of the refresh visual indicator. The re-sorted plurality of values including the user modification of the particular value are provided for display in the visual interface.

Abstract: Provided is a system that receives tracking data associated with a user and including at least one information chosen from a group comprising purchase information of a product, usage information of this product, and cumulative sharing information related to this product or to a domain having any relation with this product. The system controls a distributed ledger technology network to execute a smart contract on the received tracking data by applying at least one rule on these received tracking data. The system assigns a status level chosen from at least two predefined status levels to the user based on the executed smart contract, at least one predefined status level corresponding to at least one privilege associated with a management of the distributed ledger technology network and/or the product. The system controls allocation of a first amount of electronic currency to the user based on his assigned status level.

Abstract: A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. The system further includes a data store for storing configuration information for enabling the operating system to interface with available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations is stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources.

Abstract: Techniques provided herein relate to registering secondary authentication information with a blockchain. A block chain is stored, having primary authentication information, secondary authentication information, or both that is used in authenticating one or more electronic data action requests provided by a client system to a backend system. The client system, a secondary device, or both registers the secondary device with blockchain node, such that secondary device data is stored as the primary authentication information, the secondary authentication information, or both in the blockchain node.

Abstract: Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another embodiment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.

Abstract: Some embodiments provide a method for determining whether a subscription for using digital content on a user device has elapsed. The method compares a first collision free image of a first set of entities in the user device with a second collision free image for a second set of entities in the user device at a second instance in time. Based on the comparison, the method determines whether the subscription has elapsed.

Abstract: A system for managing and processing a consumer transaction is provided, comprising a product delivery system adapted to provide a product to a consumer; a point of sale (POS) system in communication with the product delivery system; and a consumer interface screen in communication with the POS system, wherein the consumer interface screen is adapted to display information to the consumer about a proposed transaction, prompt the consumer to engage in the proposed transaction, and receive input from the consumer required to complete the proposed transaction. The system further comprises a consumer recognition system having sensors capable of recognizing consumer attributes related to the consumer; and a media distribution unit in communication with the consumer recognition system to deliver information about the proposed transaction to the consumer interface screen based on recognition of the consumer attributes.

Abstract: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

Abstract: Sever-based order persistence and/or fulfillment is described herein. In an example, server(s) associated with a payment processing service may receive, from a point-of-sale (POS) device associated with a merchant, an order associated with at least one item available for purchase from a physical location of the merchant. The server(s) may store the order in a storage data structure. In an example, the server(s) may determine an occurrence of a trigger event and may update a status of the order based at least in part on the trigger event. In some examples, the trigger event may correspond to an interruption in a connection with the POS device, fulfillment of the order, etc. The status of the order can indicate whether the order is to be sent to the POS device, removed from the storage data structure, etc.

Abstract: Systems and methods for the of use information from application programming interfaces on wearable devices in third party applications are provided. A system comprising a user device, data storage, an application programming interface and an application is provided. In this system, there is a user device that includes a health monitor. The health monitor includes sensors and associated software that enable it to obtain health information about the wearer of the user device. In this system, there is data storage on the user device that stores the health information as user health data. In this system, there is an application programming interface on the user device that enables the health monitor to share the user health data with other applications executing on the user device.

Abstract: A method for utilizing smartglasses-enabled, autonomous, transfer technology, to execute a transferor to recipient transfer is provided. The method may include receiving, via hand gestures at the smartglasses, a mobile phone number of a target recipient. The method may also include transmitting the mobile phone number from the smartglasses to an entity associated with the transferor. The method may then determine a recipient identification number associated with the mobile phone number at the entity associated with the transferor, and, preferably then, communicating with a transfer gateway to initiate a payment between a transferor account number associated and the recipient identification number. The method may also include processing the transfer via the transfer gateway and transmitting a completion notification to a mobile device associated with the mobile number and to the smartglasses.

Abstract: Sequential selections are presented by receiving an input on an active portion of a display of the computing device. While the input is received, a plurality of selections are sequentially displayed on the display. An indication is received that the input on the active portion of the display of the computing device has changed. In response to receiving the indication that the input has changed, the computing device stops presenting the plurality of selections and determines which selection of the plurality of selections was presented on the display when the input changed. The determined selection is then displayed.

Abstract: Various embodiments are directed to securely verifying an identity of a user who is requesting to add or link a financial instrument to a third-party digital wallet using one-tap contactless card authentication. The financial instrument may be added or linked to the third-party wallet in at least two scenarios: pull provisioning and push provisioning. In either provisioning scenarios, the user may be required to authenticate the financial instrument being added or linked by successfully verifying the identity of the user via the one-tap contactless card authentication at a banking application associated with the financial instrument.

Abstract: Systems, methods, processes, computer program code and means for conducting a payment transaction are provided which include activating a payment application of a mobile device, generating, using the payment application, an optical image representing payment account information associated with the payment application, said payment account information including at least one of a payment account number, an expiry date of the payment account number, and a dynamic verification code generated by the payment application; and presenting the optical image to a merchant transaction terminal for scanning to conduct the payment transaction.

Abstract: A method, performed at a mobile device, for accessing a service, comprises: determining, from payment card information stored on or obtained at the mobile device, a list of services that are available in relation to the payment card; receiving a selection of one of the services; determining at least one corresponding communication channel by which the selected service is accessible; and opening the at least one corresponding communication channel to thereby access the service.

Abstract: Digital or “smart” contracts execute in a blockchain environment. Any entity (whether public or private) may specify a digital contract via a contract identifier in a blockchain. Because there may be many digital contracts offered as virtual services, the contract identifier uniquely identifies a particular digital contract offered by a virtual machine, vendor or supplier. The blockchain is thus not burdened with the programming code that is required to execute the digital contract. The blockchain need only include or specify the contract identifier (and perhaps one or more contractual parameters), thus greatly simplifying the blockchain and reducing its size (in bytes) and processing requirements.

Abstract: Disclosed is a method and system, in FIG. 1, for verifying authenticity of specific personal data responsive to a unique wallet address (70) on a public ledger (66) of an unregulated platform (60). The wallet contains one or more non-transferable NFTs each locked to the wallet and related to specific personal data. The non-transferable NFT was minted from a regulated platform (27) to which there is a record (76) in the public ledger. Supplying the unique address of the wallet to a service supplier affects a log-in of a client (18) to the service supplier (90), whereafter message interactions over a network (12) between the service supplier and the unregulated platform (60) permits searching for a relevant (72) non-transferable NFTs (74) stored in the wallet and related to the specific personal data. Return of any relevant non-transferable NFT related to the personal data thus verifies authenticity of the specific personal data by association with a regulated platform.

Abstract: In some implementations, a transaction card may receive transaction data from a transaction terminal based on initiation of a transaction with the transaction terminal; generate a tokenized primary account number, for use with the transaction, based on the transaction data and an actual primary account number of the transaction card; and transmit the tokenized primary account number to the transaction terminal for processing the transaction.

Abstract: A computer system receives an indication from a user that the user wishes to perform a mobile wallet transaction to transfer funds to a recipient using a mobile device. The transaction is authenticated by the computer system. The authentication includes receiving login credentials manually entered by the user and determining that the login credentials match stored login credentials for the user. The authentication further includes determining that the mobile device has a device token stored thereon that matches a device token stored in a database of the computer system. The device token uniquely identifies the mobile device in the computer system. The authentication further includes determining that the mobile device has a customer token stored thereon that matches the customer token stored in the database. The customer token uniquely identifying the customer in the computer system. The computer system transmits the funds to the recipient responsive to the authenticating step.