Patents Issued in June 20, 2023
  • Patent number: 11682009
    Abstract: A resource accommodation assistance system includes a plurality of information processing apparatuses each including: a storage unit configured to hold a distributed ledger storing transactions issued in accordance with events including power sale from an ordinary household to a retail electric utility, power purchase by a customer through the power sale, and commodity purchase by the ordinary household of a commodity from the customer with a payment token gained from the retail electric utility through the power sale; and an arithmetic unit configured, in the event of commodity purchase, to execute a smart contract, to carry out a transaction for payment on the commodity purchase using the payment token with a predetermined premium bearing by the customer, and to store, in the distributed ledger, the transaction subjected to a predetermined process executed together with another information processing apparatus among the information processing apparatuses.
    Type: Grant
    Filed: July 6, 2018
    Date of Patent: June 20, 2023
    Assignee: HITACHI, LTD.
    Inventors: Yu Ikemoto, Takashi Fukumoto, Hirofumi Nagano, Masayuki Oyamatsu, Shohei Yamagata
  • Patent number: 11682010
    Abstract: Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One the method includes receiving, by a reconciliation system, a transaction update associated with a transaction request from a transaction network. The reconciliation system may authenticate the transaction update by communicating with an authentication system. The reconciliation system may translate the transaction update into at least another format. The reconciliation system may transmit the transaction update to a notification handler. The reconciliation system may receive transaction data associated with the transaction update from a transaction query system. The reconciliation system may transmit the transaction update to a transaction requestor associated with the transaction data.
    Type: Grant
    Filed: June 3, 2021
    Date of Patent: June 20, 2023
    Assignee: Fidelity Information Services, LLC
    Inventors: William J. Wied, Aman S. Cheema, Manuela Dragan, Stephen E. Dinan
  • Patent number: 11682011
    Abstract: A processor of a transaction server may receive an authorization request prior to the authorization request being processed by a payment authorization system. The processor may identify at least one alternative to the authorization request being processed by the payment authorization system. The processor may receive a command to process the authorization request by the payment authorization system or to apply the at least one alternative. The processor may process the authorization request according to the command.
    Type: Grant
    Filed: April 9, 2018
    Date of Patent: June 20, 2023
    Assignee: Capital One Services, LLC
    Inventors: Walter Avery Miller, Robert A. Martin, Mark Daniel Mouadeb
  • Patent number: 11682012
    Abstract: A contactless delivery system is provided. The contactless delivery system includes a contactless card storing a cryptogram containing a unique identifier associated with a user account. After entry into a communication field, the contactless card is configured to transmit the cryptogram to a server. Upon receipt of the cryptogram, the server is configured to validate and decrypt the cryptogram, and extract the unique identifier. The server can query a database for an identity of the user account using the unique identifier, generate a digital signature based on the identity of the user account, and transmit a verification notification including the identity of the user account and the digital signature.
    Type: Grant
    Filed: January 27, 2021
    Date of Patent: June 20, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Kevin Osborn, Asher Smith-Rose, Andrea Montealegre
  • Patent number: 11682013
    Abstract: Server computers of card issuer-processors can determine a mapping of dependencies of a plurality of components of a card processing protocol and create groups of components that can be executed in parallel. The groups of the components are sequentially processed within a limited time period.
    Type: Grant
    Filed: June 15, 2021
    Date of Patent: June 20, 2023
    Assignee: MARQETA, INC.
    Inventors: Jatin Salla, Pradeep Raju, Amiel Montecillo
  • Patent number: 11682014
    Abstract: Provided are a method and apparatus for operating a blockchain system, a device and a storage medium. The method is described below. To-be-processed blockchain data is acquired through a kernel engine of the blockchain system. The to-be-processed blockchain data is processed through the kernel engine, a consensus component call request is generated according to a consensus component interface during a processing process of the to-be-processed blockchain data, and a corresponding consensus component is called according to the consensus component call request, where the corresponding consensus component is configured to execute a consensus mechanism between blockchain nodes.
    Type: Grant
    Filed: June 10, 2022
    Date of Patent: June 20, 2023
    Assignee: BEIJING BAIDU NETCOM SCIENCE TECHNOLOGY CO., LTD.
    Inventors: Chunhui Wan, Tong Jin
  • Patent number: 11682015
    Abstract: A method of displaying a multi-layer digital asset in a digital environment includes retrieving, from a digital blockchain ledger, data associated with a first, primary non fungible cryptographic token (NFT) and data associated with a second, sub-asset NFT. The data associated with the first NFT identifies a first retrieval location of a first digital graphics file that is representative of a primary digital asset. The data associated with the second NFT identifies a second retrieval location of a second digital graphics file. The method includes retrieving, the first digital graphics file from the first retrieval location, retrieving the second digital graphics file from the second retrieval location, layering an image from the second digital graphics file onto the primary digital asset to form the multi-layer digital asset, and displaying the multi-layer digital asset in a digital environment.
    Type: Grant
    Filed: October 17, 2022
    Date of Patent: June 20, 2023
    Assignee: NIKE, Inc.
    Inventors: Christopher Andon, Hien Tommy Pham, David S. Nay
  • Patent number: 11682016
    Abstract: According to a first aspect, there is provided an identity verifier comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the identity verifier at least to: receive, through the communication port, query information to verify an identity provided by a party requesting a financial service; extract a unique identifier of an electronic device from the query information, the electronic device used to request the financial service; calculate a probability of an accuracy of the identity verification by at least determining whether one or more databases contain a record of the unique identifier, the one or more databases storing data used to perform the identity verification; and respond, through the communication port, to the query with the calculated probability.
    Type: Grant
    Filed: November 16, 2018
    Date of Patent: June 20, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Manish Kumar, Nishant Maheshwari, Shuvam Sengupta
  • Patent number: 11682017
    Abstract: A system and method for online payment are described. The method includes receiving, from a vendor server, a payment amount, an identifier of a user and an identifier of a vendor; sending an indication of a payment to a user device associated with the identifier of the user; receiving, from the user device, a confirmation of the payment; receiving, from the user device, supplementary information generated when or after the user confirms the payment; determining legitimacy of the transaction based on the supplementary information; and making the payment from a financial account associated with the user identifier to a financial account associated with the identifier of the vendor if the transaction is legitimate.
    Type: Grant
    Filed: September 18, 2018
    Date of Patent: June 20, 2023
    Assignee: Perk Hero Software Inc.
    Inventor: Desmond Griffin
  • Patent number: 11682018
    Abstract: There are provided systems and methods for a machine learning model and narrative generator for prohibited transaction detection and compliance. A service provider server, such as an electronic transaction processor, may generate a machine learning model using a supervised training technique, which may detect transactions that may be money laundering. The model may be iteratively trained by detecting flagged transactions and outputting those transactions to an agent for identification of false positives, which may be used to retrain the model. When outputting the flagged transactions, a narrative may be generated using an explainer graph and a machine learning prediction explainer that identifies the features of the transaction data that caused the transactions to be flagged. Further, once the model is trained additional transactions may be processed to determine whether the features of those transactions indicate prohibited behavior.
    Type: Grant
    Filed: March 27, 2020
    Date of Patent: June 20, 2023
    Assignee: PAYPAL, INC.
    Inventors: Venkatesh J. Ramesh, Rajkumar Baskaran, Swaminathan Raghavan
  • Patent number: 11682019
    Abstract: This document presents multi-layered, self-calibrating analytics for detecting fraud in transaction data without substantial historical data. One or more variables from a set of variables are provided to each of a plurality of self-calibrating models that are implemented by one or more data processors, each of the one or more variables being generated from real-time production data related to the transaction data. The one or more variables are processed according to each of the plurality of self-calibrating models implemented by the one or more data processors to produce a self-calibrating model output for each of the plurality of self-calibrating models. The self-calibrating model output from each of the plurality of self-calibrating models is combined in an output model implemented by one or more data processors. Finally, a fraud score output for the real-time production data is generated from the self-calibrating model output.
    Type: Grant
    Filed: January 22, 2021
    Date of Patent: June 20, 2023
    Assignee: Fair Isaac Corporation
    Inventors: Jun Zhang, Yuting Jia, Scott Michael Zoldi
  • Patent number: 11682020
    Abstract: A computer-implemented system, platform, computer program product, tool, and/or method for re-running alert reports that includes: identifying an alert report to be rerun; collecting information on the alert report; gathering information on the configuration of a data analytics pipeline that generated the alert report; gathering data used to generate the alert report; recreating a regenerated data analytics pipeline based upon the information gathered on the configuration of the data analytics pipeline that generated the alert report; running the regenerated data analytics pipeline using the gathered data to create a rerun alert report; and optionally comparing the rerun to the original run including optionally generating a visual display of the results including in an aspect creating a side-by-side comparison of the tasks.
    Type: Grant
    Filed: July 13, 2021
    Date of Patent: June 20, 2023
    Assignee: International Business Machines Corporation
    Inventors: Srinivasan S. Muthuswamy, Subhendu Das, Mukesh Kumar, Willie Robert Patten, Jr.
  • Patent number: 11682021
    Abstract: Described herein are methods and systems for enhancing security of transaction requests from POS terminals by utilizing ANI-DNIS information. The header of the transaction request can include automatic source information (“ASI”), which can be extracted from the header by the line handler. The ASI information can be provided to the front end interface, which can compare the ASI information with known customer information. The comparison can provide information indicating whether the transaction is legitimate or fraudulent. If fraudulent, the transaction request can be declined. The ASI information can further be stored in a security analysis database and further queried to identify larger threats including denial of service attacks.
    Type: Grant
    Filed: April 13, 2022
    Date of Patent: June 20, 2023
    Assignee: FIRST DATA CORPORATION
    Inventors: Robert J. Cole, Mary Januszka, Alan Todd Blackburn, John J. Petrizzo, Robert J. Seitz, Tim Seligman, Eric Stormo
  • Patent number: 11682022
    Abstract: Various examples described herein are directed to systems and methods for managing payments of a first merchant. A mobile wallet application may receive first payment element data describing a first payment element for making a first payment and may determine that the first payment element is to be processed by a limited payment network. The mobile wallet application may send a first payment authorization message to an issuer of the first payment element via the limited payment network. The mobile wallet application may also receive second payment element data describing a second payment element for making a second payment. The mobile wallet application may determine that the second payment element is not to be processed by the limited payment network, and send a second payment authorization message to an issuer of the second payment element via a second payment network.
    Type: Grant
    Filed: February 1, 2021
    Date of Patent: June 20, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Joon Maeng
  • Patent number: 11682023
    Abstract: A method performed by a processor of a financial institution computing system includes allowing an account holder at the financial institution to initiate a transaction with the financial institution remotely (e.g., via smartphone, online banking, etc.), by submitting a request for a specified transaction to be picked up in a lockbox at a financial institution's lockbox location. The pickup and completion of the account holder's requested transaction occurs at a lockbox location that has a plurality of lockboxes. The lockbox allows the account holder to access the facility at the account holder's leisure, both in time and location. The lockbox pickup service alleviates the uncertainty, fluctuating time cost, and inconvenient operating hours by allowing the account holder to request transactions with an easy to use interface resulting in a lockbox to be accordingly prepared so that the account holder can provide the proper authentication information and access the lockbox.
    Type: Grant
    Filed: May 23, 2022
    Date of Patent: June 20, 2023
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Miranda C. Hill, Alicia Y. Moore, Susan Symons
  • Patent number: 11682024
    Abstract: For micro, small and medium enterprises issues relating to cost, manpower, IT infrastructure, etc. absorb a major portion of the enterprise's focus. However, today they are also marketing and engaging their customers and potential customers on more parallel channels than ever today across traditional media, electronic media and evolving trends such as social media, blogs, etc. Accordingly, micro, small and medium enterprises would benefit from a solution implementing lead management across these wide range of technologies and formats at a time where network capabilities and portable electronic device capabilities have led to expectations, especially within younger demographics such as “millennials” particularly, of immediate responsiveness.
    Type: Grant
    Filed: April 15, 2022
    Date of Patent: June 20, 2023
    Assignee: LeadAssign Corporation
    Inventors: Desmond Von Teichman, Thomas Andersen, James Palmer
  • Patent number: 11682025
    Abstract: Systems and methods are disclosed for providing a virtual updated appraisal of a valuable asset without an onsite inspection. The appraisal system may provide attestation of the integrity of the updated appraisal generated by verifying the asset through video and image capture transmissions and geolocation data extracted from the transmissions. The updated appraisal may be configured as self-authenticating and recorded in a transaction on a blockchain, accessible via a QR code image. The updated appraisal may be stored in a blockchain wallet and configured as a non-fungible token. The geolocation data can enables the appraisal system to verify the integrity of the submission and thereby reduces the chance of fraud. In this way, updated appraisals generated by the system can increase confidence for insurance companies as to the authenticity and accuracy of the updated appraisal.
    Type: Grant
    Filed: June 25, 2021
    Date of Patent: June 20, 2023
    Assignee: Digipraise LLC
    Inventor: Alison Heiss McLaney
  • Patent number: 11682026
    Abstract: Apparatuses and methods associated with personal history in a track and trace system are disclosed herein. In embodiments, a method includes acquiring first information corresponding to a physical object; identifying first authentication data based on the first information; storing the first authentication data in a database system; subsequent to storing the first authentication data, acquiring second information corresponding to a target physical object and identifying second authentication data based on the second information; identifying third information corresponding to the target physical object; querying the database system to seek a matching record based on the second authentication data; in the case that a matching record is returned responsive to the querying, updating the matching record with an indication that the second authentication data was matched to it and updating history data of said matching record based on said third information. Other embodiments may be disclosed or claimed.
    Type: Grant
    Filed: April 8, 2022
    Date of Patent: June 20, 2023
    Assignee: Alitheon, Inc.
    Inventors: Justin Lynn Withrow, Mark Tocci, David Keesu Kim, David Justin Ross, Scot E. Land
  • Patent number: 11682027
    Abstract: A system and method for expediting fulfillments of online ordered dual-commerce available deliverables, by a customer of one or more expedited service areas (ESAs) where a sequenced deliverable pickup fulfillment or procurement access is provided within a specified time-window, and/or by delivery fulfillments made to specific locations, as selected in a graphical user interface (GUI) present in a display screen of a personal wireless communication (PWC) device or handheld PWC device. ESAs including designated ESAs are located within, adjacent, or nearby, respective deliverable provider networked-venues (DPNVs) and provide deliverable pickup fulfillments or procurement access more quickly to scheduled ESA-visit customers than DPNVs provide to non-ESA customers.
    Type: Grant
    Filed: October 30, 2008
    Date of Patent: June 20, 2023
    Assignee: EXPEDITED DUAL COMMERCE LLC
    Inventor: Darrell Metcalf
  • Patent number: 11682029
    Abstract: Systems, methods, and computer-readable media for scoring an individual interaction session between a user and a software program are disclosed. A method includes recording, by a processing device, one or more actions undertaken by the user with the software program to obtain recorded session data, determining, by the processing device in real-time, one or more metrics that correspond to at least one of the one or more actions undertaken by the user with the software program, measuring, by the processing device, the one or more actions undertaken by the user based on the one or more metrics to obtain metric data, and providing, by the processing device, the recorded session data and the metric data as an input for one or more of a machine learning algorithm and a predictive analytic algorithm. The one or more of the machine learning algorithm and the predictive analytic algorithm scores the individual interaction session.
    Type: Grant
    Filed: March 23, 2018
    Date of Patent: June 20, 2023
    Assignee: LexisNexis, a division of Reed Elsevier Inc.
    Inventors: Sanjay Sharma, Vaqar Khamisani, Michael Sluterbeck, Gabriel Hughes, Ray Daley, Jamie Buckley
  • Patent number: 11682030
    Abstract: Methods and systems for automatic publication of listings on an ecommerce system are disclosed. In one aspects, a method include filtering historical item listings for items to those items having a similarity to a particular item, determining predictions of future sales prices over future time periods for the particular item based on the filtered historical items, the determined predictions including future sales prices having different probabilities of sale completion, receiving a user selection indicating one or more predictions of future sales prices over one or more future time periods; and determining a time to initiate publication of an on online listing for the particular item based on the selected one or more predictions.
    Type: Grant
    Filed: November 9, 2018
    Date of Patent: June 20, 2023
    Assignee: EBAY INC.
    Inventors: Yoni Acriche, Yo Han Park, Hwangmin Shin
  • Patent number: 11682031
    Abstract: A method for predicting user purchase by a user of a first site includes: selecting a distribution representing a probability distribution (PD) of inter-purchase-times (IPTs) across the first site and a second other site for each user, assigning each purchase of each user to one of the first site and the second site according to a Stochastic model, combining the selected PD with the Stochastic model to generate a PD of IPTs for only the first online site, estimating parameters of the probability distribution of IPTs for the first site by applying a Statistical modeling approach to features of each user, applying a sequence of observed IPTs of a given user for the first site and the parameters of the given user to the selected distribution to generate a probability, and determining whether the next purchase occurs on the second site based on the probability.
    Type: Grant
    Filed: July 15, 2021
    Date of Patent: June 20, 2023
    Assignee: ADOBE INC.
    Inventors: Paridhi Maheshwari, Tanay Anand, Atanu Sinha
  • Patent number: 11682032
    Abstract: Example methods, apparatus, and articles of manufacture are disclosed to estimate population reach. An example apparatus includes processor circuitry to determine first multipliers corresponding to a panelist impression count and panelist audience size totals of at least one of a first margin of media, a second margin of the media, or a union of the first margin and the second margin, the first margin, the second margin, and the union included in a tree association; concurrently determine second multipliers using the tree association and the first multipliers; determine third multipliers corresponding to a total audience size exposed to the media at at least one of the first margin, the second margin, or the union based on the tree association using database proprietor impression totals; and determine, based on the third multipliers, an estimate for the population reach of the media for at least one of the first margin, the second margin, or the union.
    Type: Grant
    Filed: January 3, 2022
    Date of Patent: June 20, 2023
    Assignee: The Nielsen Company (US), LLC
    Inventors: Michael Sheppard, Ludo Daemen, Jonathan Sullivan, Michael D. Morgan, Edward Murphy
  • Patent number: 11682033
    Abstract: In some embodiments, a multi-tenant loyalty program configuration platform is provided for selective configuration of loyalty programs in a multi-tenant environment.
    Type: Grant
    Filed: November 4, 2022
    Date of Patent: June 20, 2023
    Assignee: Hint, Inc.
    Inventors: Benjamin Eu-jin Hahr, Thomas Quinto, Abraham Benjamin de Waal
  • Patent number: 11682034
    Abstract: An electronic record related to a first transaction of a user can be received at a point-of-sale device. A user interface with real-time transaction data can be generated and displayed on the user device. An eligibility of the first transaction for a reward program can be determined. A portion of the reward program based on said determined eligibility can be selected and the electronic record of the first transaction can be updated by modifying the real-time transaction data currently displayed within the UI.
    Type: Grant
    Filed: February 26, 2021
    Date of Patent: June 20, 2023
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Paayal Desai, Katrina Lane, Peter Likoudis, Stephanie Rainero, Josh Silverman, Phyllis Summers, Peter Tobin
  • Patent number: 11682035
    Abstract: A virtual punch card rewards system is described. The system includes a user database that stores user information concerning a plurality of users, a network interface configured to communicate data over a network, and a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive transaction information concerning a payment account belonging to a user, determine a reward category for the user based on the retrieved transaction information, generate virtual punch card parameters for the user based on the determined reward category, and transmit, by the network interface over the network, virtual punch card content to a computing device associated with the user, the virtual punch card content including a first graphical interface configured to present the user with at least one of the generated virtual punch card parameters.
    Type: Grant
    Filed: December 29, 2021
    Date of Patent: June 20, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Laura Chang, Jay Das, Nick Gambale, Heath Hinkhouse, David Jacobs, Priya Ramakrishnan, Matthew S. Rogers, Marc J. Skurla, Brian Winn
  • Patent number: 11682036
    Abstract: In some examples, a computing device may receive data from a plurality of groups of data sources. The computing device may create a training data set from a first portion of the received data and may create a plurality of validation data sets from a second portion of the received data. For example, each validation data set may correspond to a respective one of the groups of data sources. The computing device may train, using the training data set, a plurality of machine learning models configured for synthesizing data. For instance, respective ones of the machine learning models may correspond to respective ones of the groups of data sources. Further, the computing device may validate the respective machine learning models using the respective validation data set corresponding to the respective group to which the respective machine learning model being validated corresponds.
    Type: Grant
    Filed: March 10, 2021
    Date of Patent: June 20, 2023
    Assignee: DOORDASH, INC.
    Inventors: Robert Bryant Kaspar, Alok Gupta, Aman Dhesi
  • Patent number: 11682037
    Abstract: A signage control system comprises: a primary estimation circuitry to use signage-side images and surveillance-side images to estimate a person feature, attributes and behavior of each person captured in these frame images; a storage device to associate and store results of estimations of the person feature, the attributes and the behavior of each specific person; an estimation result linkage circuitry to use the person feature stored in the storage device to link the results of estimations based on the frame images from multiple ones of the cameras for the same person so as to generate a group of estimation results for each person; and a content change circuitry to change a content displayed on the signage to another based on the attributes of each person expected to be in a position where such person can visually recognize the content on the signage, and based on preceding behavior of such person.
    Type: Grant
    Filed: April 30, 2021
    Date of Patent: June 20, 2023
    Assignee: AWL, Inc.
    Inventor: Yasuhiro Tsuchida
  • Patent number: 11682038
    Abstract: Methods and systems for serving advertisement objects on an advertising platform are disclosed. The advertising platform detects invalid activity related to advertisement objects served in response to a request, and identifies a source associated with the invalid activity. In response to detection of the invalid activity, at least one decoy advertisement object is served in response to further requests originating from the identified source. The decoy advertisement object is an advertisement object that is processed by the advertising platform differently from regular advertisement objects that are served by the advertising platform in response to requests from other sources.
    Type: Grant
    Filed: December 4, 2020
    Date of Patent: June 20, 2023
    Assignee: SHOPIFY INC.
    Inventors: Marek Kudlacz, Peter James McCracken
  • Patent number: 11682039
    Abstract: A campaign profile specifies products and/or content items associated with a campaign. A target group selection engine applies an affinity attribute model to user information of a user. The affinity attribute model is used to determine the user's affinity towards (a) product attributes of the products associated with the campaign and/or (b) content attributes of the content items associated with the campaign. The affinity attribute model may be generated using machine learning. A user interface accepts target user tuning parameters that specify weights to be applied to the affinity attributes determined by the affinity attribute model. Based at least on applying the weights to the affinity attributes, an inclusion score and/or exclusion score for the user is determined. The user is included in a target group, for engaging with the campaign, based on the inclusion score and/or exclusion score.
    Type: Grant
    Filed: June 30, 2022
    Date of Patent: June 20, 2023
    Assignee: Oracle International Corporation
    Inventors: Venkata Chandrashekar Duvvuri, Jeffrey Alan Stern
  • Patent number: 11682040
    Abstract: A campaign profile specifies products and/or content items associated with a campaign. A target group selection engine applies an affinity attribute model to user information of a user. The affinity attribute model is used to determine the user's affinity towards (a) product attributes of the products associated with the campaign and/or (b) content attributes of the content items associated with the campaign. The affinity attribute model may be generated using machine learning. A user interface accepts target user tuning parameters that specify weights to be applied to the affinity attributes determined by the affinity attribute model. Based at least on applying the weights to the affinity attributes, an inclusion score and/or exclusion score for the user is determined. The user is included in a target group, for engaging with the campaign, based on the inclusion score and/or exclusion score.
    Type: Grant
    Filed: June 30, 2022
    Date of Patent: June 20, 2023
    Assignee: Oracle International Corporation
    Inventors: Venkata Chandrashekar Duvvuri, Jeffrey Alan Stern
  • Patent number: 11682041
    Abstract: In one embodiment, an analytics tracking system is disclosed that comprises an interface in electronic communication with one or more consumer devices configured to enable a corresponding consumer to access the interface via a mobile application. The system further comprises a consumer data store comprising data regarding at least one consumer, a movement data store comprising data regarding locations and/or movement of the at least one consumer, and an online behavior data (OBD) data store comprising data associated with browsing and/or application data histories of the at least one consumer. The system further comprises a dynamic analysis system configured to analyze data from the consumer data store, the movement data store, and the OBD data store to generate at least one of custom information for the at least one consumer or identify a location for presentation of information to the at least one consumer.
    Type: Grant
    Filed: January 7, 2021
    Date of Patent: June 20, 2023
    Assignee: Experian Marketing Solutions, LLC
    Inventors: Kangkang Xu, Sunaina Chaudhary, Brian A. Davis
  • Patent number: 11682042
    Abstract: This specification describes technologies relating to capturing an image. In general, one aspect of the subject matter described in this specification can be embodied in a device that includes a camera, a GPS receiver, and an application. The application is executed by a data processing apparatus that interacts with the camera, the GPS receiver, and one or more remote servers, to perform operations comprising: activating the camera; presenting, in a display of the device, a digital presentation of a document; guiding a user to capture an image of the document, including presenting, within the display, a user interface feature that visually frames a particular subset of information that is included in the document with other information; capturing the image of the document when the particular subset of information is focused in the camera's view; and uploading the captured image of the document to the one or more remote servers.
    Type: Grant
    Filed: January 19, 2017
    Date of Patent: June 20, 2023
    Assignee: Google LLC
    Inventor: Jennifer W. Lin
  • Patent number: 11682043
    Abstract: Systems and methods are disclosed which may allow a user having a mobile device to check in to a location using a packet sequence that includes information for identifying the location transmitted by one or more Bluetooth® Low Energy (BLE) beacons at or near the location. The user may be able to store packet sequences for various locations that may allow the user to automatically check into these locations using the store packet sequences.
    Type: Grant
    Filed: December 31, 2020
    Date of Patent: June 20, 2023
    Assignee: PayPal, Inc.
    Inventors: Joshua Bleecher Snyder, Max Edward Metral
  • Patent number: 11682044
    Abstract: A system including one or more processors and one or more non-transitory computer-readable media storing computing instructions configured to run on the one or more processors and perform: displaying content elements on one or more websites to users; tracking respective impression response data for each impression of a respective content element of the content elements comprising (a) a respective response of a respective user of the users and (b) a respective time of the respective response of the respective user; determining respective weightings of the content elements based on posterior distributions using the respective impression response data, as adjusted by a temporal decay factor, based on the respective times of the respective impression response data for the content elements; and generating a webpage of the one or more web sites to comprise a selected content element based on the respective weighting of the selected content element. Other embodiments are disclosed.
    Type: Grant
    Filed: July 6, 2021
    Date of Patent: June 20, 2023
    Assignee: WALMART APOLLO, LLC
    Inventors: Abhimanyu Mitra, Kannan Achan, Abhay Kashyap, Afroza Ali, Omkar Deshpande
  • Patent number: 11682045
    Abstract: An electronic device includes an image capture device and a processor. The image capture device captures an image of an environment. The processor is coupled to the image capture device and is configured to receive the image of the environment and determine situational contextual information in the image. The processor also identifies at least one non-intrusive location and performs shape detection on the at least one non-intrusive location. An advertisement asset is received based on the determined situational contextual information and the shape detection.
    Type: Grant
    Filed: June 28, 2017
    Date of Patent: June 20, 2023
    Assignee: Samsung Electronics Co., Ltd.
    Inventors: Zhitu Chen, Xiang Sun
  • Patent number: 11682046
    Abstract: A graphical user interface (GUI) for a sponsor portal system includes a first display area that persistently displays a list of a plurality of tabs and a second display area. When the GUI is executed by a computing device of a sponsor of the plurality of sponsors, the second display area is dynamically updatable to display a scrollable list of customers of the sponsor, a list of vendors approved by the sponsor, and a list of active offers. In response to selection of an active offer, the GUI is configured to display a draft offer message and an approval control. In response to selection of the approval control, the sponsor engine is configured to transmit an interactive graphic to mobile computing devices, the interactive graphic configured to communicate information to the mobile computing devices for display on a screen of limited size.
    Type: Grant
    Filed: January 14, 2022
    Date of Patent: June 20, 2023
    Assignee: FINANCENINJA, LLC
    Inventors: Michael Stoddart, Arun Pimpalapure
  • Patent number: 11682047
    Abstract: A method, computer system, and computer program product for cognitive elevator advertisements are provided. The embodiment may include identifying one or more passengers utilizing real-time sensor data. The embodiment may also include determining a preference value of each identified passenger for a plurality of product categories based on a plurality of data related to past purchase histories or purchasing patterns received from a plurality of databases simultaneously or almost simultaneously. The embodiment may further include computing corrected passenger preference values for the plurality of product categories based on unprejudiced preference values of the passengers multiplied by the preference values assigned to each product category. The embodiment may also include determining one or more targeted advertisements for one or more targeted passengers based on each computed passenger preference values.
    Type: Grant
    Filed: August 28, 2018
    Date of Patent: June 20, 2023
    Assignee: International Business Machines Corporation
    Inventors: Anthony J. P. Behan, Ninad Sathaye, John Cohn, Rick A. Hamilton, II
  • Patent number: 11682048
    Abstract: Disclosed examples include causing transmission of a first network communication to a first intermediary server based on a first priority of the first intermediary server, the first network communication indicative of access to media at a client device, the first intermediary server separate from a database proprietor server of a database proprietor that provides a service to registered users of the database proprietor; and cause transmission of a second network communication to a second intermediary server based on a second priority of the second intermediary server, the second network communication indicative of the access to the media at the client device.
    Type: Grant
    Filed: October 7, 2021
    Date of Patent: June 20, 2023
    Assignee: The Nielsen Company (US), LLC
    Inventors: Ronan Heffernan, Kevin Geraghty, Mark Kalus, Mainak Mazumdar, Ari Paparo, Steven John Splaine
  • Patent number: 11682049
    Abstract: A request for a page is received. The page is provided at least in part by determining dynamically a content element for the page. An auction to determine a winning bid is conducted prior to providing the page in response to the request and the content element determined based at least in part on the auction winner.
    Type: Grant
    Filed: March 19, 2021
    Date of Patent: June 20, 2023
    Assignee: Nativo, Inc.
    Inventors: Justin Yoo Choi, Oded Cohen, Marcelo Muniz
  • Patent number: 11682050
    Abstract: In some examples, a system for determining a level of self-image congruence comprises at least one processor and a memory storing instructions which, when executed by the at least one processor among the processors, cause the system to perform operations comprising, at least: selecting one or more self-image attributes that align with a brand-user image; defining each of the selected self-image attributes via a type of subject matter that is of interest to consumers identifying with the selected attributes; identify consumers exhibiting one or more of the selected attributes based on a digital footprint including an online content consumption; computing a congruence score for each identified consumer relative to each selected attribute; and rating the resulting set of consumers based on their respective congruence scores for the selected attributes.
    Type: Grant
    Filed: November 11, 2021
    Date of Patent: June 20, 2023
    Assignee: Zeta Global Corp.
    Inventors: Ron Sadi, Bashir Eghbali, Peter Ridge, R. C. Rizza, Neej Gore
  • Patent number: 11682051
    Abstract: A method of presenting information to a party through a messaging application is described. Responsive to receipt of a communication from a party (e.g., the first user), a reply is sent. The communication and the reply is presented in an interface to the sender. The messaging system determines matching content that is relevant to one or both of the communication and the reply and determines a quality of the match. Determining the quality of the match may include determining a score for an advertisement based on the advertisement's responsiveness to content identified in the reply message that was sent. Based on a determination that the quality is above a threshold, the matching content is presented along with the communication and the reply.
    Type: Grant
    Filed: July 16, 2021
    Date of Patent: June 20, 2023
    Assignee: Google LLC
    Inventors: Alan B. Sheinberg, Stanley Chen
  • Patent number: 11682052
    Abstract: Techniques for determining value of a home by applying one or more neural network models to images of spaces in the home. The techniques include: obtaining at least one image of a first space inside or outside of a home; determining a type of the first space by processing the at least one image of the first space with a first neural network model; identifying at least one feature in the first space by processing the at least one image with a second neural network model different from the first neural network model and trained using images of spaces of a same type as the first space; and determining a value of the home at least in part by using the at least one feature as input to a machine learning model different from the first neural network model and the second neural network model.
    Type: Grant
    Filed: October 25, 2021
    Date of Patent: June 20, 2023
    Assignee: Orchard Technologies, Inc.
    Inventors: Mark Jayne, Gergely Svigruha, Raymond Liang, Gregory Aponte
  • Patent number: 11682053
    Abstract: Merchants provide incentives for customer transactions on accounts issued to them by issuers. Incentives include a merchant making a donation to entities with whom the merchants and/or the consumers have an affinity such as residence in the community. Each merchant can define the donation to be percentage of the transaction amount. Cryptographically secure chains are provided for uniquely labeling each such transaction and each such donation by way of incorporating role-based digital wallets and multiple synchronized transactional blockchains. Where the donations are used to purchase an Internet-of-Things (IOT) enabled system, real and/or near-real time usage information can be received and transmitted to the logical addresses of the customers and or the merchants so as to confirm efficacy of the donations.
    Type: Grant
    Filed: June 20, 2019
    Date of Patent: June 20, 2023
    Assignee: EDATANETWORKS INC.
    Inventors: Terrance Patrick Tietzen, Matthew Arnold Macpherson Bates, Michael J. Kimball
  • Patent number: 11682054
    Abstract: Media content event review systems and methods are operable to present member content reviews of a media content event by presenting a plurality of member avatars in a virtual world, wherein the member avatars present audio commentary about a media content event identified in a user request, and wherein the community members who generated the audio commentary about the media content event have an interpersonal relationship with the requesting user.
    Type: Grant
    Filed: November 23, 2021
    Date of Patent: June 20, 2023
    Assignee: DISH Network L.L.C.
    Inventors: Nicholas Newell, Rob Johannes Clerx
  • Patent number: 11682055
    Abstract: Methods and apparatus for partitioned private interconnects to provider networks are described. At least a portion of available bandwidth of a private physical interconnect between a provider network and a connectivity intermediary's network is designated as the bandwidth limit of an interconnect partition set up on behalf of a customer at the request of the intermediary. The intermediary's network comprises one or more devices to which at least one of the customer's devices is connected. Access to one or more resources of the provider network via the interconnect is enabled. Traffic monitoring results associated with the interconnect are used to enforce the designated bandwidth limit of the partition.
    Type: Grant
    Filed: January 22, 2021
    Date of Patent: June 20, 2023
    Assignee: Amazon Technologies, Inc.
    Inventors: Shuai Ye, Mark Edward Stalzer, Patrick Brigham Cullen
  • Patent number: 11682056
    Abstract: A platform comprising storage; a plurality of APIs; a plurality of resources; and one or more servers, the servers configured to enable a plurality of partners to build and manage a mobile ordering and payment facilitation application comprising a front end application and a back end application, the front end application configured to enable customers of each partner to browse products, purchase, view purchase history, set up product favorites, receive direct marketing, and wherein the back end application allows the partner to fulfill orders, track orders, manage inventory and push direct marketing to customers.
    Type: Grant
    Filed: March 26, 2021
    Date of Patent: June 20, 2023
    Inventors: Mio L. K. Lau, Patrick C. W. Lau, Josué M. Gonzalez, Jayaraj Muthukumarasamy
  • Patent number: 11682057
    Abstract: Techniques are described for a management system to facilitate a negotiation process and payment for a requested resource between a vehicle and a supplier machine. The vehicle sends a request for the resource to the management system. In response, the management system is configured to identify a set of candidate supplier machines from a plurality of supplier machines that provide the requested resource in accordance with one or more resource parameters. The management system then initiates a negotiation process with each of the supplier machines within the set of candidate supplier machines based on one or more negotiation parameters. Once a transaction for the requested resource is agreed upon, the management system forms a smart contract between the vehicle, the supplier machine, and the management system. The management system executes the smart contract once the resource request is fulfilled to disburse funds from the vehicle to the supplier machine.
    Type: Grant
    Filed: January 5, 2021
    Date of Patent: June 20, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Rameshchandra Bhaskar Ketharaju
  • Patent number: 11682058
    Abstract: My website and application will aggregate the data from most of the stores in the area carrying the products, which are in actual scarcity or could become scarce. The consumer will indicate which product they need and indicate their address or give the website and/or application access to their current location, and the website and/or application will show the consumer the nearest store with the product they need currently in stock, and indicate whether it is limited in stock. It will also give information on the product (price, brand, size, other relevant details) and the store (such as address, hours, location).
    Type: Grant
    Filed: March 19, 2021
    Date of Patent: June 20, 2023
    Inventor: Yelizaveta M. Shmulyan
  • Patent number: 11682059
    Abstract: Visual diagram searching techniques are described herein. A visual diagram service enables users to efficiently search for data for item parts even in cases where the name of the item part is unknown. In one or more examples, search query input to locate item parts of an item is received via a user interface displayed by at least one computing device. A visual diagram of the item is displayed in the user interface. The visual diagram includes selectable portions mapped to respective item parts depicted in the corresponding selectable portion of the visual diagram. A user selection of one of the selectable portions of the visual diagram of the item is received via the user interface. In response to the user selection, search result data corresponding to the respective item part depicted in the selected selectable portion of the visual diagram of the item is displayed.
    Type: Grant
    Filed: February 2, 2021
    Date of Patent: June 20, 2023
    Assignee: eBay Inc.
    Inventors: Shilpa Jois Rao, Seyed-Mahdi Pedramrazi, Shaumik Chandra Mondal, Subramanian Sri Sankaran, Bryan Ephraim Freeland, Rita Marion Bosch, James L. Grubbs, Jr., Dong Chen