Abstract: An apparatus, including a terminal including an input device which inputs information regarding an account and transaction information regarding a transaction involving the account; and a camera or video recording device which obtains a photograph or video clip of an individual involved in, and during, the transaction; and a computer for a financial institution or financial institutions, including a database which stores information regarding the transaction and the photograph or video clip; and a display which displays information or data to a user or operator. The terminal is linked to the computer. The apparatus transmits a notification message, containing information for providing notification of the transaction, to a communication device associated with an account holder of the account. The computer provides for a retrieval, by the user or operator via the display, of the information regarding the transaction and the photograph or video clip.

Abstract: Techniques are described herein that are capable of automatic mapping of a question or compliance controls associated with a compliance standard to compliance controls associated with another compliance standard. Reference controls having respective first subsets of text-based features are identified. A question having a second subset of the text-based features or custom controls having respective second subsets of the text-based features are identified. Scores for the respective reference controls are determined for the question or each custom control using a supervised natural language processing machine learning model based at least on the first subsets of the text-based features and the second subset(s) of the text-based features. A compliance map is generated by automatically mapping the question or each custom control to a respective subset of the reference controls using the supervised natural language processing machine learning model based at least on the scores.

Abstract: A system automatically validates stored information related to a contact session. The system includes a processor configured with instructions to: receive a recording or transcript of a contact session; receive or generate metadata related to the recording or transcript; store the recording, transcript, and metadata in a memory; compute a hash of at least the recording, transcript, or metadata; and store the hash in a blockchain. The hash is indexed within the blockchain by at least a portion of the metadata. The processor is also configured to: retrieve the hash from the blockchain; retrieve the hash from memory or re-compute the hash; compare the retrieved hash to the re-computed hash or the hash retrieved from memory. If the retrieved hash matches the re-computed hash or the hash retrieved from memory, the system will generate a first output, and if not, the system will generate a second output.

Abstract: A computer driven system is proposed to allow for embedding of unique identification devices in canvas, creating artwork on the canvas, scanning the original artwork, and then sending the scanned images to a master controller for purposes of registering the artwork. Rather than sending scanned images to a master controller remotely, a public website can be established to receive the scanned images.

Abstract: Test periods for an A/B test to be run in one or more geographic regions are set. Each test period in each geographic region is assignable to a treatment or control group. For each of plural test periods other than a first test period and for each geographic region, a biased probability indicating a probability of the test period being assigned to the treatment group of the A/B test is set. The biased probability is set based on a log of previous assignments for the geographic region indicating respective assignments for each previous test period including the first test period. The test period of the geographic region is assigned to one of the treatment and control groups of the A/B test based on the set biased probability. The A/B test is run in the geographic region and during the test period based on the assignment.

Abstract: Systems and methods determine and record legitimate interest in a consistent and quantitative manner. A contact interest engine receives from a source (e.g., sales/marketing automation), data regarding interaction with a contact. The interaction data may include a topic, a country, and consent by the contact. The CII processes the interaction data according to appropriate rules, in order to calculate a Legitimate Interest (LI) point score. The LI point score may be affected by decay over elapsed time from communication with the contact. The LI point score is recorded and then referenced in order to determine an existence of LI. Based upon the LI, appropriate actions may be output (e.g., permission to communicate with the contact; issued alerts; recommendations for follow-up activities). Reproducibility of the LI determination allows marketing/sales professionals (having limited expertise in privacy rules/regulation) to reach out with confidence to prospective contacts (e.g., customers).

Abstract: Disclosed herein are a system and method including a CrowdDATA™ plug-in running on the CrowdDATA™ network providing a solution for web and mobile app providers that directly compensates app users who voluntarily wish to provide verified, anonymized data and interact with advertiser or other commercial content—and stores that data by interacting with servers on the CrowdDATA™ Network where it can be accessed for a fee by commercial or other organizations.

Abstract: A system and method of reporting a contextual record, are described. Population data representing respective population segments of a first partner and a second partner is received. The respective population segments include a record overlapping between the first partner and the second partner. A first match time at which the record has a first record status for one of the partners is determined. In response to a change in the first record status to a second record status for one of the partners, a second match time of the record is determined. Report data, including the first match time and the second match time, is generated for display to represent a history of the record statuses.

Abstract: A system is described that generates insights on the consumption or usage behavior of a product by analyzing the real-time usage of the product by one or more users. The product is placed on the measuring device for continuous monitoring of the usage of the product by those one or more users in real-time. The measuring device includes a sensor unit that generates weigh data, motion data, location data, and time consumed data of the product and transmits to a computing device. A communication device records the consumption or usage of the product by a user, along with feedback from the user. The computing device generates insights based on the sensed data generated by the measuring device, and recording and feedback at the communication device. The computing device generates reports—one for the user, and one for a merchant of the product and/or similar products—including respective insights.

Abstract: Methods, systems, articles of manufacture, and apparatus to enhance market research data collection quality are disclosed. An example apparatus includes at least one memory: instructions; and at least one processor to execute the instructions to: aggregate marketing and sales data into a pool of data packets associated with different stores, the data packets including collection information associated with sales of a particular product sold at the corresponding ones of the different stores; classify different ones of the data packets into either an accurate data packet set or an inaccurate data packet set; determine whether to request replacement collection information for a first data packet in the inaccurate data packet set; and in response to a determination to request replacement collection information, cause transmission of a request to a data collector to provide the replacement collection information.

Abstract: A method for automated surveying of hotel guests uses a television device in the hotel room. The method is executed by an interface measurement circuit for detecting the connection of an external playback device and a video signal switch for switching the signal source to an external television device, a) wherein when the television device is switched on by an external remote control, an external minicomputer sends video data to the video input of the television device via the interface measurement circuit and the video signal switch instead of the data received during normal operation. These video data include a survey software, b) wherein the hotel guest sends the survey answers to the minicomputer via the remote control, c) wherein when the survey is completed, the television device is switched back to normal operation, and d) wherein the survey answers are sent to a hotel server by the minicomputer.

Abstract: A facility for determining a housing index value for a subject geographic region for a subject period in time is described. For each of the homes in a set of substantially all of the homes within the subject geographic region, the facility determines a set of home attribute values for the home; applies a first valuation model for the subject geographic region to the set of home attributes to obtain an estimated value of the home at the beginning of the subject period; applies a second valuation model for the subject geographic region to the set of home attributes to obtain an estimated value of the home at the end of the subject period; and determines an appreciation rate for the home on the basis of the obtained estimated of value of the home at the beginning of the subject period and the obtained estimated value of the home at the end of the subject period.

Abstract: A method for price optimization for a product or service at a store using machine learning is disclosed. The method includes determining a price through a reaction model, positioning model, and a forecast model. The reaction model includes determining the probabilities of a competitors' pricing reaction due to the store's price changes. The positioning model includes determining conditional probabilities for attaining an objective and/or sub-objective based on store and competitor's data. The conditional probabilities are used for generating a price proposal for achieving the objective and/or sub-objective. The forecast model provides a forecast for factors such as volume sale using machine learning.

Abstract: Aspects described herein may allow for generating a customized price rating using a machine learning algorithm. This may have the effect of improving the display of information about merchants by including customized, personalized price ratings that better reflect the tastes and preferences of a user or group of users. According to some aspects, these and other benefits may be achieved by using a machine learning model, trained to receive input corresponding to both user data and merchant data and output an indication of customized price rating(s) for the merchant that is specific to one or more users, and then to generate information about the merchant for display that includes the customized price rating(s).

Abstract: In a general aspect, a cloud-based control platform remotely controls variable settings on a remotely-controlled system. In some aspects, the platform maintains a database of data objects for assets, and the data objects include static and dynamic hyperparameters associated with the asset and a template that specifies values of a variable associated with the asset for future time points. The platform updates a template for a data object by calculating target values for the variable for the future time points based on a target criterion, communicating with remote computer systems to determine current values of the dynamic hyperparameters, calculating scaled values for the future time points by applying a determined ratio to the target values, adjusting the scaled values based on the static hyperparameters, applying an override value to the adjusted scaled values. The remotely-controlled system is updated according to the updated template at each of the future time points.

Abstract: The present invention provides systems and methods for preserving postage discounts in a mailstream location, reprinting removed mailsheets, and returning mailpieces to their originally intended location. Because the sequence of the mailstream is restored, postage discounts based on print stream location are preserved and the correct mailsheets are grouped together to qualify for the postage discount. Advantageously, restoring the sequence of the mailstream in place is more efficient than through a secondary workflow.

Abstract: In one aspect, a method for collecting user data through an augmented reality game is disclosed. The method comprises deploying an augmented reality geolocation treasure hunt game as a mobile application on a mobile computing device. Then beginning a geolocation treasure hunt game and loading user parameters of at least user location, user profile status, and user stored credentials. Next, generating a series of questions that when answered provide clues to the location of the next objective on the geolocation treasure hunt game, wherein the series of questions is in the format of a four square decision matrix. Next, collecting user information from the responses to the generated series of questions. Lastly, granting access to the reward based on at least the user's coordinates at the reward location.

Abstract: The technology generally relates to providing information to users of a group as they plan on traveling or begin traveling to a destination. The information may be provided in a manner that balances the communication of information to users with user safety. The information may be offers, such as coupons or vouchers, to encourage or entice the users to change their destination to a point of interest associated with the offer. The information may be based on characteristics related to the initial destination, such as a classification of the initial destination. The information may be provided to the users of the group during the group's planning stage, after a destination is selected, or while the users are traveling to the destination. If one or more users of the group selects the point of interest, the destination for each of the users may be updated.

Abstract: Disclosed is a conversation management system that manages conversations about a content using blockchain technology. The content management system can use the blockchain technology to validate the conversations, and provide a content provider of the content a secured access to the validated conversations. The validation of the conversations can ensure that the conversations are not fake, e.g., provided by real people and not generated using bots. A conversation about the content is added as a block to the blockchain upon validation, and once added may not be modified, and therefore, the content provider may be assured that the conversation is secure and genuine. The content provider can use the knowledge obtained from the validated conversations in making future content.

Abstract: A server may receive, from a terminal device, user identification information, first type of first printer identification information and a specific benefit code. In a case where the user identification information, the first type of first printer identification information and the specific benefit code are received from the terminal device and the first type of first printer identification information and a specific benefit code are stored in a memory in association with each other, the server may grant a specific benefit corresponding to the specific benefit code to a user identified by the user identification information. In a case where the first type of first printer identification information and the specific benefit code are not stored in the memory in association with each other, the specific benefit is not granted to the user.

Abstract: A system and method of saving deal offers to be applied at a point-of-sale (POS) of a retail store may include receiving, by a mobile device via a communications network, multiple advertisements inclusive of selectable deal offers of products being sold at the retail store for a user to select. Responsive to a user selecting to view an advertisement of a product on the mobile device, the deal offer of the product to be presented to the POS to be applied to a cost of the product may be automatically stored. Responsive to a check out request at the mobile device, data inclusive of the deal offer to be presented to the POS to apply the deal offer to the cost of the product to which the deal offer is associated may be generated.

Abstract: A method and apparatus are provided for presenting multimedia content to a caller and/or a called party in association with a telephone call. Content may be presented pre-ring (before the called party's telephone rings), in-call, and/or post-call. Content presented to a party may be related to another party participating in the call or may be related to a third party (e.g., an advertiser that paid for the ability to have its content presented). Presented content may be actuable, to allow a caller to change the destination of a call, take advantage of an offer presented to him or her, redeem a coupon, schedule or queue a subsequent call, etc. To find a desired destination party, a caller may initiate a manual or automatic search of his or her local contacts (on his telephone) and/or a central or global directory or contact list.

Abstract: In one example, a computing system of an audience measurement entity (AME) is described. The computing system is configured to perform a set of acts. The set of acts include obtaining an exposure sketch representing individuals exposed to media content, with the exposure sketch generated using sketch generation logic and AME identifiers for the individuals exposed to the media content. The set of acts also includes obtaining an audience sketch representing individuals within an audience segment, with the audience sketch generated using the sketch generation logic and AME identifiers for the individuals within the audience segment. The set of acts further includes intersecting the exposure sketch with the audience sketch using a bitwise “and” operation. The set of acts also includes determining a reach for the audience segment based on the intersecting. And the set of acts includes reporting the reach for the audience segment to a client device.

Abstract: Methods, systems, and computer programs are presented for eliminating bias while training an ML model using training data that includes past experimental data. One method includes accessing experiment results, for A/B testing of a first model, that comprise information regarding engagement with a first set of items presented to users, each item being presented within an ordered list of results. A position bias is calculated for positions within the ordered list of results where the items were presented. A machine-learning program is trained to obtain a second model using a training set comprising values for features that include the calculated position bias. The method includes detecting a second set of items to be ranked for presentation to a first user, and calculates, using the second model, a relevance score for the second set of items, which are ranked based on the respective relevance score and presented on a display.

Abstract: A method and device, in an embodiment, are operable or usable to execute a plurality of computer-readable instructions after a start of a publication period of an advertising campaign. The advertising campaign includes a publication schedule related to an ad, and the publication schedule includes at least one publication slot. The advertising campaign specifies a plurality of publications of the ad according to the publication schedule. The computer-readable instructions are configured to direct one or more processors to perform a plurality of steps during the publication period. The steps include performing an audience assessment step at different times. Each of the audience assessment steps includes the processing of data stored in a data source. Each of the audience assessment steps results in an audience level that has been assessed for at least one of the publications that has been published.

Abstract: Methods, apparatus, systems and articles of manufacture to estimate and deduplicate audiences are disclosed herein. An example apparatus includes a controller to determine a subunion of at least first and second marginal audiences of media based on of panel data and census data, the panel data including a panel impression count and a panel audience size, and the census data including a census impression count, an audience size calculator to determine a census audience size of the at least the first and second marginal audiences based on the panel impression count and the panel audience size and determine a subunion census audience size, the subunion census audience size corresponding to an overlap between the at least the first and second marginal audiences; and a report generator to generate a report including the census audience size and the subunion census audience size.

Abstract: Apparatus and methods present a content item and question from an inquirer to a group of users in a first feedback session with a requirement for the users to provide predictions of how a member of a distinct target group will respond to the content item, receiving, during the first feedback session, the first group's prediction of the target group's responses, presenting, during a second feedback session, the same content item and the same question to the target group with a requirement for the target group to provide responses directed to their own responses, constructing a predictive model of the target group based on responses received from the target group during the second feedback session, measuring accuracy of the first group's predictions using the target group predictive model and providing the inquirer access to an ordered visual representation of the first group users arranged as a function of accuracy.

Abstract: Systems and methods perform predictive analytics using analytical tool(s) on an aggregation of user action history data. A cluster model classifies action(s) previously entered into by a user, including scoring the action(s) previously entered into by the user. A predicted action score predicted to be currently applied to at least one of the action(s) previously entered into by the user is programmatically generated. Predicted user reaction(s) of the user resulting from providing, via a digital platform, the user with recommended user action(s) are programmatically simulated, the simulating identifying a preferred recommended user action capable of being at least partially performed by the user across a network via the digital platform. Program instructions determine that the user is accessing, via a user interface of a user device, the digital platform to perform user action(s), and display, via the user interface, the preferred recommended user action.

Abstract: The invention relates to a campaign management system (CAMS) comprising a plurality of participant records (PREC) and two or more process structure versions (PSV1, PSV2) of a process structure (PS) comprising a plurality of configured logic templates (CLT); wherein the campaign management system (CAMS) is computer-implemented and configured to process said participant records (PREC) according to said process structure versions (PSV1, PSV2) and wherein said participant records (PREC) comprise track histories (TH) of said processing; and wherein said campaign management system (CAMS) is configured to migrate said processing of said participant records (PREC) between said two or more process structure versions (PSV1, PSV2) on the basis of said track histories (TH) and said two or more process structure versions (PSV1, PSV2).

Abstract: An auto-login system and process enable maintaining user accounts on a server without a user having to register or create a user name, password, or other authentication method. An account may be created without user knowledge. The server may transmit a content item to a target user, along with a link. A server identifies the target user from use of the auto-login link and collects interaction or “engagement” data while the user is logged in, to assess user interest in products, for example, a mutual fund investment product, which may be characterized by tags and/or categories. The system may quantify a product salience metric for a given product relative to a target user's interest profile to focus marketing efforts and support engagement with interested target users, especially securities funds and financial advisors.

Abstract: An optimized fact checking system analyzes and determines the factual accuracy of information and/or characterizes the information by comparing the information with source information. The optimized fact checking system automatically monitors information, processes the information, fact checks the information in an optimized manner and/or provides a status of the information. In some embodiments, the optimized fact checking system generates, aggregates, and/or summarizes content.

Abstract: In order to attain an object of evaluating a value of data of a seller, an information processing apparatus (1) includes: an extending means (21) that extends, with use of published data (40) which is possessed by a seller (S) and which has been published or is scheduled to be published, target data (D1) which is possessed by a buyer (B) and which is a subject to be analyzed; and an estimating means (22) that estimates a degree of value enhancement (46) of a second analysis result (45) relative to with respect to a first analysis result (44), the first analysis result (44) being a result of analyzing the target data having not been extended yet (41), the second analysis result (45) being a result of analyzing the target data having been already extended (43).

Abstract: Methods and systems of managing advertising content are shown and disclosed. In one embodiment, the method includes outputting first multimedia content from a first channel, and outputting TAD content from a TAD channel instead of the first multimedia content during a TAD window of the first multimedia content. The method additionally includes receiving a first user input requesting multimedia content of a content channel different from the TAD channel during the TAD window, and outputting the multimedia content of the content channel instead of the TAD content in response to the first user input.

Abstract: A method includes: a terminal device that detects a first operation of a user, obtains, in response to the first operation, context information corresponding to a current scenario of the terminal device, generates the first advertisement request based on the context information, sends the first advertisement request to an advertisement server, obtains first advertisement information that is fed back by the advertisement server and that indicates first advertisement content, and displays the first advertisement content based on the first advertisement information, where the context information is associated with the first advertisement content.

Abstract: Positional communication systems and methods include receiving a definition of a first geographic area including a first commercial location by a computer system and storing the first geographic area in a memory. The location of a mobile device in the possession of a customer is determined, and if the mobile device is determined to be at a location within the first geographic area, an incentive message for the customer to leave the location and go to a second commercial location is sent to the mobile device.

Abstract: Method and server for managing placement of a digital signage content based on metric thresholds. The server stores parameters associated to a plurality of locations. The parameters for each location comprise at least one metric and a corresponding threshold for each metric. The server determines a plurality of candidate locations among the plurality of locations for displaying the content. For each candidate location, the server processes the at least one metric and corresponding threshold of the candidate location to determine if each metric among the at least one metric is within the corresponding threshold. The server identifies one or more target location among the plurality of candidate locations for displaying the content. Each metric among the at least one metric of the one or more target location is within the corresponding threshold. The locations may include digital signage players, geographical areas, displays controlled by a player.

Abstract: Systems and methods for displaying corresponding content for vehicle services using a distributed set of electronic devices are provided. For example, a computer-implemented method includes obtaining data associated with a vehicle service instance. The vehicle service instance is associated with a request for a vehicle service for a user. The method includes determining, based on the data associated with the vehicle service instance, a first advertisement content item for a display device positioned on an exterior of a vehicle assigned to the vehicle service instance and a second advertisement content item for a user device associated with the vehicle service instance. The method includes communicating data that initiates the display of the first advertisement content item for the display device positioned on the exterior of the vehicle and data that initiates the display of the second advertisement content item for the user device.

Abstract: A portable projection turret deployment is provided with a media projection subsystem (MPS). The MPS has a display surface aligned in a vertical plane, as is conventional. At a first time, the MPS display surface is rotated to align in a first horizontal direction, as viewed from a plan (top-down) perspective. Alternatively stated, a horizontal direction is the direction that the MPS display screen faces, or the direction in which the MPS projects visual information. At a second time, the MPS display surface is rotated in a second horizontal direction. The first horizontal direction may be orthogonal to the second horizontal direction. In one aspect, the MPS display surface can be rotated in a plurality of horizontal directions. In another aspect, the MPS display surface can be rotated (spun) in a horizontal circle.

Abstract: A content display method includes receiving terminal identification information transmitted from a mobile terminal to a signage display serving as a content display device by short-range wireless communication, and displaying content corresponding to the terminal identification information on the content display device. The content display system includes the mobile terminal and the signage display serving as the content display device. The signage display includes a receiver that receives terminal identification information transmitted from the mobile terminal by short-range wireless communication, and a display that displays content corresponding to the terminal identification information received by the receiver.

Abstract: An information processing device that is communicatively connected to a display device installed in a location different from a merchandise display area includes a behavior detection unit configured to detect a behavior of a person with respect to merchandise in the merchandise display area where the merchandise included in content is displayed, a generation unit configured to generate additional information according to the behavior of the person, and a display control unit configured to cause the display device to display the content and the additional information.

Abstract: Users that abandon GPS searches on GPS enabled devices before arriving at the search location are lost to business entities. The system uses the data obtained from abandoned GPS searches to identify these lost users. Sometimes a unique script embedded in the GPS application loaded onto the user's GPS enabled device scrapes the data from the GPS search and from user entries on the GPS enabled device. The system uses the obtained data to market or remarket to the lost consumers by sending personalized messages via a preferred communication medium.

Abstract: The present invention offers systems, methods, and tools for generating real-time coupon/advertisement data-files that may be housed in a database and may be searched for, or retrieved by, data-file users at any time using keyword, subject, and geo-location. Thus, the present invention offers creators of data-files, who may be merchants having businesses, similar features to that of traditional print advertisements but at significantly reduced costs and with much added flexibility. Creators of data-files are able to utilize the systems and methods to create need-specific real-time advertisements, coupons, and offers without online intermediaries or other third party involvement, such as sales persons or marketing teams, resulting in the reduction of overall expenses for marketing the merchant's business.

Abstract: A cloud-based computer implemented method for automatic generation and publication of custom content includes: receiving, by an orchestrator, a first task to be performed from a schedule database; instructing, by the orchestrator, an engine to perform the first task; receiving, by the engine, data comprising profile data, a template from a content library, and content data; and rendering, by the engine, the custom content by creating a plurality of layers, each layer of the plurality of layers comprising an aspect of one or more of the data, and combing the plurality of layers to create the custom content.

Abstract: A method includes receiving selection of at least one advertising placement element, which is to be included in a plurality of advertising skits each having a skit content theme, that includes selection of at least one of: a primary role placement for an advertising element and a secondary role placement for an advertising element. This method further includes receiving selection of at least one advertising alignment, for the plurality of advertising skits each having the skit content theme, that includes selection of at least one of: a hero alignment for an advertising element, an anti-hero alignment for an advertising element, and a neutral alignment for an advertising element.

Abstract: A method includes receiving from a client device a request for content, and transmitting to the client device a first content item, a second content item, and a script for displaying the first and second content items within an information resource. The script includes instructions that cause the client device to (1) display the first content item within a content slot having a first size occupying a first region of the information resource, (2) identify a user interaction associated with the first content item, (3) expand, responsive to the user interaction associated with the first content item, the content slot from a first size to a second size, and (4) display, responsive to the user interaction and in the expanded content slot, the first content item and the second content item and an actionable object configured to reduce the content slot from the second size to the first size.

Abstract: Virality cause determination includes receiving a plurality of historical feedback items. It further includes bucketing a first feedback item in the plurality of historical feedback items into a first partition of feedback items, and bucketing a second feedback item in the plurality of historical feedback items into a second partition of feedback items. The second partition of feedback items is a baseline partition of feedback items. It further includes determining a set of candidate patterns present in the first partition of feedback items. It further includes determining whether a candidate pattern in the set of candidate patterns is disproportionately associated with the first partition of feedback items relative to the baseline partition of feedback items.

Abstract: A sales support system according to an aspect of the present disclosure includes: at least one memory configured to store instructions; and at least one processor configured to execute the instructions to: generate a purchase product list including a product registered using a portable terminal through an operation of a customer and a price based on a set price referred to for registration of the product; and update a price of a registered product included in the purchase product list to a new set price when an execution condition of a price updating process is satisfied.

Abstract: A congestion degree measurement unit measures a congestion degree in each of a plurality of areas in which the electronic currency issued to the user can be used. A value determination unit determines a utility value of the electronic currency in the area, based on the congestion degree measured by the congestion degree measurement unit.

Abstract: A method and apparatus for determining a distance travelled by a vehicle for the purpose of assessing and settling, a road usage charge allows for determining a distance travelled with a vehicle. A mobile device can acquire odometer values which are subsequently reported to a system that confirms the distance drive and determines a road usage charge. Once the actual distance travelled by the vehicle is determined by the system, a road usage charge can be determined. Fuel excise taxes paid by the vehicle operator for fuel used by the vehicle and tolls can be subtracted from the road usage charae to determine a road usage settlement amount that can be paid from, or refunded to a financial account associated with the vehicle.

Abstract: A method of selecting a fractional portion of a bulk order includes a user selecting a quantity of in-stock goods to be purchased to define a stored product. A portion of the stored product is received by the user when the user is presented fractioning options by a software application. The fractioning options include a step of the user determining a parceled quantity of the stored product to be parceled out for remote delivery and a second step of choosing an arbitrary date for shipment of the parceled quantity to allow the user the ability to determine when and how much of the stored product will be received by the user. These steps continue until the amount of the stored product is reduced to zero.