Abstract: A dedicated device for permitting time-based collaborative contributions for services, said dedicated device in communication with a database; the dedicated device adapted to receive input from one or more users; said device permitting said users individually and separately to make a contribution in a predetermined amount towards a designated target contribution amount.

Abstract: Systems and methods for dynamically establishing and adjusting domain name registration requirements to adaptively control registration activities being performed in response to domain name registration requests include a registration controller communicatively coupled to a registry server that maintains a domain name registry.

Abstract: Evaluation of a footwear size in consideration of foot development is properly performed. An information processing apparatus includes an acquisition section, a determination section, and a provision section. The acquisition section acquires attribute information of a user who has purchased footwear in a size suitable for the foot development. The determination section determines information for evaluating the size of the purchased footwear based on an attribute of the user included in the attribute information acquired by the acquisition section. The provision section provides information for proposing footwear in a size suitable for the foot development based on an evaluation result based on the information determined by the determination section.

Abstract: The present invention provides systems and methods for providing interactive visual images in a mobile-based crowdsourcing platform. More specifically, the system of the present invention includes a plurality of remote mobile devices and a visual imaging system configured to communicate and exchange data with a cloud-based service, such as a crowdsourcing platform. The crowdsourcing platform generally provides a geolocation service based on the crowdsourcing, or polling, of users of the mobile devices, in addition to visual data captured by the visual imaging system, so as to determine location and movement of the users within a specific environment. The system is further configured to automatically render an augmented or virtual reality floor plan or layout of a location based on the user data and visual data.

Abstract: There is provided a method that includes receiving, from a client device, a search request for a set of listings, the search request including search parameters defining a search query. The method further includes generating a set of listings based on the search query and the search parameters and extracting price-indicative and non-price-indicative features. The method also includes computing a probability of booking and an estimate of quality, by inputting the price-indicative features and non-price-indicative features to trained machine learning models. The trained machine learning models predict (i) an affordability metric based on the price-indicative features and (ii) a quality metric based on the non-price-indicative features, separately. The affordability metric and the quality metric are representative of the probability of booking, and the quality metric is representative of the estimate of quality.

Abstract: Systems as described herein may include detecting live browser information that a user navigates to a first website displayed in a first open browser tab and a second website displayed in a second open browser tab. A data sharing server may provide the live browser information to a machine learning model as input. Based on feedback from the machine learning model, one or more similar products displayed in the first website and the second website may be determined. The data sharing server may detect an update on the one or more similar products, and cause a user device to display an alert indicating the update on the similar products.

Abstract: A server apparatus (10) includes an image processing unit (110), a comparison unit (120), and an output unit (130). The image processing unit (110) processes an image of a product shelf in which a target product that is currently unprofitable in a shop is captured and identifies at least one of a shelf space allocation state of the target product and a state of the surroundings of the target product. The comparison unit (120) compares an identification result of at least one of the shelf space allocation state of the target product and the state of the surroundings of the target product with comparison information indicating one or more predetermined confirmation items for the target product. The output unit (130) outputs a comparison result between the identification result and the comparison information.

Abstract: A database system and method is disclosed. The database system includes a matching module configured to query a database for users which have data matching an interest of another user and to selectively grant to one or more of the users access to data of the other user based at least in part on a result of the query and on an access control list.

Abstract: Systems and methods herein describe a patient provider matching system. The matching system receives a query from a patient user on a client device, generates supplemental questions, receives responses to the supplemental questions, identifies search results related to the query, for each search result in the identified set of search results: determines a probability that the patient user will select a provider associated with the search result based on a set of patient data associated with the patient user and a set of provider data associated with the provider and ranks the search result based on the determined probability and a set of system preference criteria, and causes display of the ranked set of search results on the graphical user interface of the client device.

Abstract: In some embodiments, purchase systems and methods are provided. Some embodiments comprise one or more processors configured to receive, at a point of sale device, a request to use self-checkout through a user computing device; couple the point of sale device with the user computing device by: display by the point of sale device a coupling code configured to be scanned by the user computing device; receive the coupling code by a server system; and interpret, at the server system, the coupling code to identify the point of sale device; cause contents of an electronic shopping cart associated with a transaction to be transmitted to the identified point of sale device; receive a customer identifier associated with the transaction; and conclude, on the point of sale device, the transaction based on the coupling of the point of sale device with the user computing device.

Abstract: A system, method and computer-readable storage medium are disclosed herein. The system includes one or more servers, one or more processors and a memory storing computer-readable instructions that, when executed by the one or more processors, cause the system to perform operations. The operations include receiving data and information associated with a user, and executing a first ML algorithm to select which other ML algorithm to execute to determine a value profile associated with a collateral asset. Additional ML algorithms are executed to generate a collateral profile associated with the collateral asset, an activity profile associated with a user, and a household profile associated with the user. Data from among the profiles is combined to generate a digital asset, and advanced analytics are applied to the digital asset, in connection with rules and policies, to identify a user-specific product offering. The user-specific product offering is communicated to the user.

Abstract: Disclosed embodiments may include a system providing for currency transfer using augmented reality environments. The system may receive, at a user device associated with a user, a first input indicating a first selection of a first augmented reality item. The system may receive a second input indicating a first movement of the first augmented reality item. The system may determine whether the first augmented reality item is in proximity to a purchasable item. In response to determining that the first augmented reality item is in proximity to the purchasable item, the system may initiate a transfer by receiving image data containing a computer readable code associated with the purchasable item, processing the image data, retrieving store account information and transfer information regarding the purchasable item, retrieving user account information, and transmitting, to an account processor, the user account information, the store account information, and the transfer information.

Abstract: Techniques for a multi-hosted livestream in an open web ecommerce environment are disclosed. A livestream event that includes a first host and a plurality of viewers is initiated on a website. A product for sale is included in the livestream event that is displayed in a livestream window. A second host is added to the livestream event. The first host and second host appear simultaneously in the livestream event. A product card representing the at least one product for sale is pinned in the livestream window by one of the plurality of hosts. Purchase details of the at least one product for sale are revealed, based on a first action with the product card by a viewer. The revealing is rendered to the viewer. An ecommerce purchase of the product by the viewer is enabled. The ecommerce purchase is accomplished within the livestream window.

Abstract: Implementations of various methods and systems of a network, GPS system, mobile computing devices, servers, forward commodity market servers, grouping software for hubs, transparent open access pricing systems, blockchain audit and safety methods and systems, virtual hub systems, algorithm methods for no arbitrage conditions in a simple easy to use graphical user interface format for mobile or virtual computing over various mediums which are connected via a network to transact and trade transportation seats or capacity units and resulting financial swap payment structures in airline transport, subway transport, train transport, automobile transport, autonomous vehicle transport, taxi transport, space transport, package freight transport, tractor trailer freight transport, cargo freight transport, container freight transport, virtual transport, underground transport, ship or sea transport, public transport, private transport or drone transport on a computer, mobile computer device, audio computer device, virtu

Abstract: Systems and methods for programmatic access of external financial service systems. An application proxy instance is created that simulates an application of an external financial service system. A normalized account request is received for financial data of the external financial service system for a specified account. The normalized account request is provided by an external financial application system by using a financial data API of the financial platform system. Responsive to the normalized account request, communication is negotiated with the external financial service system by using the application proxy instance to access the requested financial data from the external financial service system by using a proprietary Application Programming Interface (API) of the external financial service system. The financial data is provided to the external financial application system as a response to the normalized account request.

Abstract: In some implementations, a credit decision platform may receive a credit request from an applicant and obtain domestic historical data associated with the applicant from a credit bureau device. The credit decision platform may obtain access to an email account associated with the applicant based on determining that the domestic historical data associated with the applicant is insufficient to process the credit request. The credit decision platform may identify, using one or more machine learning models, a set of email messages included in the email account that are relevant to the credit request and may analyze content included in the set of email messages to generate non-domestic historical data associated with the applicant. The credit decision platform may generate a decision on the credit request based on an estimated creditworthiness of the applicant, which may be determined based on the non-domestic historical data.

Abstract: A computer-implemented method for providing personalized purchasing information to a user may include: obtaining first identification data of the user from a first engine; verifying a registration status of the user based on the first identification data; obtaining second identification data of the user from a second engine based on the registration status of the user; comparing the first identification data of the user and the second identification data of the user; initiating a real-time credit monitoring session based on the comparison between the first identification data of the user and the second identification data of the user; generating the personalized purchasing information of the user based on the real-time credit score of the user; and demonstrating the personalized purchasing information on a display of a device associated with the user.

Abstract: The technology disclosed relates to creation and operation of a marketplace among trusted small and medium sized banks for participation in packages of loans. This technology can be applied to formation of other marketplaces in which trust matters and controlled dissemination of opportunity information, as in layers or rounds, proceeds manually. Aspects of the technology disclosed can be used by initiators and participants to package syndicated and funded loans once a marketplace is established, whether the market is established applying the technology disclosed or otherwise.

Abstract: A system and/or method of facilitating online social network trading relationships among multiple traders having opposing risk and reward positions vis-à-vis an asset. The social networking service (SNS) system for counter-party trading (e.g., equities, securities, commodities, options, futures, currencies) includes a networked server configured to receive a trade sharing level election and a counter-trade sharing level election (e.g., profit/loss target, margin reduction target). Upon detecting a complementary risk correlation between these sharing level elections, the server creates a coalesced order transaction record. A trader client app determines and displays a trade payoff function for the coalesced order transaction record, and a counter-trader app determines and displays a counter-trade payoff function for the coalesced order transaction record. The server receives from the trader client app and/or the counter-trader client app a respective coalesced trade acceptance.

Abstract: A computer-based transaction system manages representations of a plurality of positions in a first type of financial instrument, such as bond future contracts. The transaction system, at a first predetermined time, converts each position in the first type of financial instrument into a corresponding position in a second type of financial instrument, such as bonds. At a second predetermined time that is after the first predetermined time, the transaction system converts each position in the second type of financial instrument into a position in the first type of financial instrument.

Abstract: A computer implemented method for cross asset correlation includes receiving, by a processor, portfolio data for a plurality of portfolios, determining, by the processor, a single portfolio performance vector for each of the plurality of portfolios based on a portfolio specific model, determining, by the processor, a joint portfolio performance vector for the plurality of portfolios based on portfolio specific models, determining, by the processor, for each portfolio, a portfolio specific scalar based on the single portfolio performance vector and the joint portfolio performance vector; and modifying, by the processor, a portfolio risk based on the portfolio specific model and the portfolio specific scalar.

Abstract: Provided is a method for converting order book data into 2D data for a machine learning model, which is performed by one or more processors, in which the method includes acquiring order book data including data items for a plurality of bid prices and data items for a plurality of ask prices for a stock traded in a first stock exchange according to time from a time point in the past that is a predetermined period of time earlier, to a current time point, calculating a mid price based on a highest bid price of the plurality of bid prices and a lowest ask price of the plurality of ask prices, and generating data in tensor form having a first axis of times at certain time intervals and a second axis of prices in units of tick.

Abstract: Contextual searches may be performed to identify subsets of search results from an organized dataset. Contextual searching may return search results based on a relevance of the results to a query or search terms. Characters may be input by users at a search field that may be used to define context filters for limiting the search results of the organized dataset. Triggering events may be received that may trigger the definition of context filters that may be used to obtain the subsets of search results from the organized dataset. The triggering event may be a delimiter in the character string, for example. The subset of search results may include a subset of tradeable objects that may be traded at an electronic exchange. The subset of search results may continue to be limited based on additional context filters defined from the search input at the search field.

Abstract: A method of increasing the number of shares purchased under an employee stock purchase plan with limited or no employee capital contributions comprises permitting appreciation realized by future disposition of at least some of the shares acquired under the employee stock purchase plan to finance initial plan contributions.

Abstract: A method includes: creating a training data set based on user input, the training data set including time series data of a price of an asset and stochastic event data of events related to the asset; creating an event intensity model that models an event intensity parameter of one of the events, wherein the event intensity model is based on a multivariate Hawkes process, and the creating the event intensity model includes learning parameters of the event intensity model using machine learning and the training data set; creating a probabilistic time series model that predicts a probability distribution of a return of the asset, wherein the creating the probabilistic time series model includes learning parameters of the probabilistic time series model using machine learning and the training data set; and predicting a future return of the asset for a future time period using the probabilistic time series model.

Abstract: A method includes: creating a training data set based on user input, the training data set including time series data of a price of an asset and stochastic event data of events related to the asset; creating an event intensity model that models an event intensity parameter of one of the events related to the asset, wherein the event intensity model comprises a proximal graphical event model (PGEM), and the creating the event intensity model includes learning parameters of the PGEM using machine learning and the training data set; creating a probabilistic time series model that predicts a probability distribution of a return of the asset, wherein the creating the probabilistic time series model includes learning parameters of the probabilistic time series model using machine learning and the training data set; and predicting a future return of the asset for a future time period using the probabilistic time series model.

Abstract: A system for making an investment using a profit obtained from a property is provided. Receiving information on a house-rent income amount from an asset management company terminal used by an asset management company; calculating an investable amount based on the information on the house-rent income amount; selecting of an investment product based on the investable amount; and outputting the selected investment product to a user terminal used by a user.

Abstract: A distributed system using a decentralized ledger and method for generating, transferring, and redeeming fractionalized interests in digital assets such as fungible tokens.

Abstract: An information processing apparatus (10) includes: an acquisition means (11) for acquiring information based on a sensor that measures information regarding a road; a generation means (12) for generating information indicating an accident situation according to a pattern of a traffic accident based on the information acquired by the acquisition means; and a transmission means (13) for transmitting the information indicating the accident situation generated by the generation means to an apparatus of an insurer.

Abstract: Methods, computer-readable media, systems and apparatuses for determining and implementing risk unit usage-based insurance policies. In some arrangements, sensor data associated with vehicle operation data, driving data, and the like, may be received and analyzed to determine a consumption rate of risk units in the risk unit usage-based insurance policy. In some examples, one or more driving behaviors may also be identified (e.g., from the sensor data, historical data, and the like). In some examples, one or more user interfaces may be generated displaying the determined consumption rate and/or driving behaviors. In some arrangements, additional information, such as one or more recommendations for improving (e.g., reducing) consumption rate may be generated and provided via the generated user interface.

Abstract: Systems and methods are disclosed for identifying a set of suitable coverage plans for a healthcare consumer. A starting coverage year and geographical location are received. The healthcare consumer is presented with an option to provide a list of prescription medicines as well as an option to provide an identification of one or more pharmacies and one or more preferred physicians. The healthcare consumer is presented with a user interface component for creating an account. A list of plans is presented based on the one or more geographical location parameters, the list of prescription medicines, and pharmacies, and the identification of one or more preferred physicians.

Abstract: In accordance with some embodiments, an alternative system for processing a data packet received via a secure pharmacy prescription claim network is provided, in which data included in the data packet as received from a pharmacy system is modified prior to being routed to a PBM. The data packet may be modified such that a first BIN/PCN is replaced by a second BIN/PCN and a Consumer Price is added. The alternative system allows for a third party to act as a switchboard for prescription claims such that requests for prescription claims received from pharmacy systems are pre-adjudicated and data packets included in the requests are modified prior to being routed to a PBM selected by the third party.

Abstract: A sales data processing apparatus according to an embodiment includes, a processor configured to: acquire, from a product, product identification information for identifying the product; when transaction specifying information for specifying a transaction is unissued, issue the transaction specifying information; when the transaction specifying information has been issued by an another device, acquire the transaction specifying information that has been issued by the another device; acquire, from an external device, further product identification information that is stored in association with the transaction specifying information acquired by the processor; when accounting is instructed, execute an accounting process based on the product identification information acquired from the product and the further product identification information acquired from the external device; and when it is instructed to continue the transaction, store in the external device the product identification information and the transa

Abstract: A computer-implemented method of analyzing data from social media includes receiving, by a computer, a reference to a social media profile; collecting data about the social media profile; processing the data on the computer using an algorithm; generating a report of results of said processing; and communicating the report to a user. A method for conducting a search of social media profiles includes indexing one or more social media profiles, including storing data associated with each of the profiles in a relational database of a computer; establishing a communication link with a user device; receiving, from a user, a query; processing the query, including compiling a subset of the data, the subset being selected and ranked according to their relevance to the query; and preparing a list of profiles from the subset; and communicating the list to the user device.

Abstract: A memory based system and method relating to the improvement of human memory and communication and/or organization of life experiences through a software Timeline interface and accompanying user related profile, along with features providing the ability to selectively share and communicate information with other users. The system and method include organizing, storing, and/or enhancing memories for a user, including providing a plurality of views or selections of memory related content, wherein the plurality of views or selections includes a Timeline based view and a selection to add new content. The Timeline and memory-based components offer an automated process for prompting and/or correcting date related information that assists in the automatic or user positioning of added content relative to existing content based on date. The system and method thereby provide multiple features to improve user memory and cognitive order of events, as well as general organization of a Timeline.

Abstract: There are provided systems and methods for communication of orders and payments in a drive through using wireless beacons. A merchant location may include a drive through with a wireless beacon established in the drive through. The beacon may provide communication services with a device for the user. The merchant may detect that the user is in a vehicle in the drive through using either the connection between the device of the user and the beacon or a camera, sensor, or other detector located near the beacon in the drive through. Based on check-in information generated on the connection, an order for the user may be accessed. The user may pay for the order using the device and through the connection to the beacon. Further, if other devices for additional users in the vehicle connect to the beacon, the additional users may split the payment for the order.

Abstract: A planning assistance system according to an aspect of the present disclosure includes at least one memory configured to store instructions; and at least one processor configured to execute the instructions to: receive a comment of each of users for each of a plurality of events included in a travel plan; and cause a display to display the received comment in association with each of the events.

Abstract: OTT Platform for Real Estate (OPRE) is an over-the-top (OTT) immersive media platform used to enhance real estate market participants' experience and to motivate real estate purchase decisions. OPRE is comprising combinations of hardware and software which can operate on various media delivery systems including iOS, Android, macOS, Windows OS, Roku, and TVOS (Apple TV). OPRE is also supported on Samsung and LG smart TVs. OPRE creates an enhanced interactive and immersive audio-visual environment. Users can view and interact with OPRE through a virtual reality (VR) headset to access the platform and view an environment that is presented in such a way as to enables the user to suspend disbelief and accept the presented environment and its contents as a credible environment.

Abstract: A facility for estimating the value of a distinguished home, estimating the length of time a home or other property will be on the market at a listing price, and predicting the likelihood of sale of a home at a listing price is described.

Abstract: A single-tier blockchain-based system and method for document transformation and accountability is provided. Transaction documents including document templates relating to a transfer of real property are maintained. Each template includes form elements. The form elements are each associated with a data field identifier and a data value. A data model is maintained for the transaction documents and includes the data field identifiers and the data values for the form elements. A request is received for the transaction documents. The form elements of the transaction documents are automatically populated with the data values via the data model in response to the request. Compliance checking is performed on the data values populating the form elements. A cryptographic hash of the transaction documents is committed to a blockchain copy stored by one or more network nodes in a single-tier when no errors are identified in the data values during the compliance checking.

Abstract: Techniques are described herein for marking virtual objects. An exemplary system includes one or more processors; and a non-transitory computer-readable medium coupled to the one or more processors and storing instructions thereon. The instructions, when executed by the one or more processors, cause the one or more processors to: (1) receive a transaction listing from a first entity, the transaction listing including (i) a digital asset that is associated with a virtual object in a virtual environment and (ii) a status of the digital asset indicating an active association with the first entity, (2) generate a transaction based upon the transaction listing, the transaction including an indication of the virtual object, (3) record the transaction in a distributed ledger, and (4) responsive to recording the transaction in the distributed ledger, cause the status of the digital asset to be displayed when the virtual object is viewed in the virtual environment.

Abstract: A method for tailoring a document for viewing on a mobile device includes obtaining residence information for an individual who is required to sign the document. The document is tailored to the residence of the individual. This includes hiding or condensing one or more portions of the document that pertain to laws in other jurisdictions. The document is permitted to be accessible by the mobile device.

Abstract: Methods and systems for managing patent matters are provided. The method comprises receiving docketing information to select a matter for docketing. The method includes accessing at least one previously docketed docketing activity data for the matter; and identifying at least one next most probable docketing activity based on the at least one previously docketed docketing activity data for the matter.

Abstract: A method for generating a visualization of movement of a cohort of students through an educational institution includes obtaining status data for the cohort of students over a time period and determining standing statuses for students of the cohort of students, where the standing statuses are determined at a plurality of discrete time points over the time period. The method further includes generating the visualization of the standing statuses over the time period, where the visualization shows changes between the standing statuses over the time period. The method further includes displaying, via a user interface at a user device, the visualization responsive to a user request received from the user device to view the visualization.

Abstract: Methods and systems for recommending safe vehicle seats and/or predicting the replacement time of vehicle seats. The systems and methods may include (1) training a machine learning model using a set of characteristics of previously recommended vehicle seats to generate a vehicle seat recommendation score for one or more vehicle seats; (2) receiving a request for a vehicle seat recommendation; (3) receiving input data; (4) determining a set of characteristics of the input data; (5) applying the set of characteristics of the input data to the machine learning model to generate a vehicle seat recommendation score for the one or more vehicle seats; (6) ranking the one or more vehicle seats by vehicle seat recommendation score to generate a vehicle seat recommendation list; and/or (7) presenting the vehicle seat recommendation list to a client device.

Abstract: A computer-implemented method validates a user instruction by storing, at a first computer system, a transformation method associated with account information of the user, and associated with a government issued identification document of the user, the account information obtained from an item issued by a financial institution. The computer-implemented method also receives, at the first computer system from a second computer system, the account information and a message electronically transformed from the user instruction by the transformation method based on the government issued identification document of the user. The user instruction is unrecognizable from the message. The computer-implemented method transforms, at the first computer system, the message into the user instruction with the transformation method retrieved based on the received account information. The computer-implemented method approves an action based on the user instruction.

Abstract: A system for providing a computer based wagering game during a live event, comprising: one or more sensors for obtaining in-venue data, at least one source for providing statistical information relative to the live event, and a processing unit, configured to receive data from the at least one source and in-venue data from the one or more sensors, to calculate, in accordance with the real-time situation/development of the live event, the occurrence probability of one or more outcomes of evolving situations and their corresponding odds in a specific period of time during the progress of the live event, and to generate one or more betting events, wherein each of the betting events is based on the probability calculation and corresponding odds.

Abstract: Systems and methods are disclosed herein for completely advance approach of organizing workshops with multiple modules allowing people to meet, interact and develop understanding with each other. The system in addition to its flexible programs also allows multiple structured activities including but not limited to role playing, art making process, dance movement (especially Tango), get to know each other activities, and lectures and discussions. The proposed system is physical system to maximize the effect of the workshop, but it also may be modified for online format in the future.

Abstract: Systems and methods are disclosed for aligning a two-dimensional (2D) design image to a 2D projection image of a three-dimensional (3D) design model. One method comprises receiving a 2D design document, the 2D design document comprising a 2D design image, and receiving a 3D design file comprising a 3D design model, the 3D design model comprising one or more design elements. The method further comprises generating a 2D projection image based on the 3D design model, the 2D projection image comprising a representation of at least a portion of the one or more design elements, generating a projection barcode based on the 2D projection image, and generating a drawing barcode based on the 2D design image. The method further comprises aligning the 2D projection image and the 2D design image by comparing the projection barcode and the drawing barcode.

Abstract: A method for nonrigid mosaicking of images, including: obtaining, using a processor, a plurality of images including a first image and a second image of a sample, the first image and the second image containing information from partially overlapping portions of the sample; identifying, using the processor, at least one feature match between the first image and the second image; estimating, using the processor, a deformation between the first image and the second image based on identifying the at least one feature match; and combining, using the processor, the first image and the second image based on estimating the deformation between the first image and the second image.