Patents Issued in September 12, 2024
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Publication number: 20240303658Abstract: Systems and techniques for computer generated confirmation image are described herein. A selection of a transaction type may be obtained from a user. A captured image may be received that is associated with the transaction type. The captured image may be evaluated to extract a set of data elements. The confirmation image may be generated using an image template and the set of data elements. The confirmation image may be transmitted to a display device for viewing by a user and the data elements may be transmitted to a transaction processing engine for completion of a transaction.Type: ApplicationFiled: October 30, 2020Publication date: September 12, 2024Inventors: Gerard K. Cohen, Shelby E. Little
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Publication number: 20240303659Abstract: A deterministic concurrency control protocol for a blockchain is described. A set of transactions of the blockchain are received at a node. A simulation step and a commit step are performed to process the transactions. A dependency graph is generated comprising the set of transactions and a set of dependencies between the set of transactions, the set of dependencies including one or more read-write dependencies. A backward dangerous structure is identified in the dependency graph. The backward dangerous structure includes a first read-write dependency from a second transaction to a first transaction, and a second read-write dependency from a third transaction to the second transaction. A transaction is aborted based on the identified backward dangerous structure. Each non-aborted transaction is committed. Steps for update reordering, update coalescence, and inter-block parallelism are described.Type: ApplicationFiled: February 23, 2023Publication date: September 12, 2024Applicant: Centre for Perceptual and Interactive Intelligence (CPII) LimitedInventors: Ziliang LAI, Chris LIU, Eric LO
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Publication number: 20240303660Abstract: Aspects described herein may provide techniques for authenticating a user using transaction-based authentication questions that are generated based on item-level purchase data. The item-level purchase data of a transaction may include specific details of a transaction such as identification of each item purchased and corresponding prices paid for each item. Transaction-based authentication questions for a financial account may be generated based on the item-level purchase data that an authorized user of the financial account is likely to remember and that a malicious actor is unlikely to correctly guess. As a result, the authorized user of the account is likely to be correctly authenticated while the malicious actor is likely to answer the transaction-based authentication question incorrectly. Authentication can therefore effectively block malicious actors without overly burdening actual authorized users during the authentication process.Type: ApplicationFiled: May 15, 2024Publication date: September 12, 2024Inventors: Daniel Miller, Joshua Edwards, Jenny Melendez, David Septimus, Tyler Maiman, Viraj Chaudhary, Samuel Rapowitz, Vyjayanthi Vadrevu
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Publication number: 20240303661Abstract: A method and related system of operations include obtaining, from a set of internet protocol (IP) addresses, a set of transaction messages indicating an on-chain address and determining whether a stored set of registered IP addresses comprises each respective address of the set of IP addresses. The method further includes determining whether a predicted use pattern related to the set of transaction messages matches a use pattern category and updating a record of an off-chain database associated with the on-chain address based on a determination that the stored set of registered IP addresses does not comprise each respective address of the set of IP addresses and a determination that the predicted use pattern matches the use pattern category.Type: ApplicationFiled: March 8, 2023Publication date: September 12, 2024Applicant: Capital One Services, LLCInventors: Hazar ALSAHNAWI, Mary SWEENEY, Joshua EDWARDS, Kevin OSBORN, Benjamin ENG
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Publication number: 20240303662Abstract: Systems and methods for identifying fraudulent activity in NFT exchanges are described. Embodiments of the present disclosure obtain transaction data for non-fungible tokens (NFTs) and generate a transaction graph based on the transaction data. The transaction graph includes nodes corresponding to blockchain addresses and nodes corresponding to individual NFTs. Embodiments additionally identify a cycle of the transaction graph, predict a fraudulent activity based on the cycle using a machine learning model, and transmit an alert to a user indicating the predicted fraudulent activity.Type: ApplicationFiled: March 9, 2023Publication date: September 12, 2024Inventors: Raunak Shah, Harshvardhan ., Mohit Kumar, Shambhavi Pardhi, Alakh Dixit, Shaddy Garg, Shiv Kumar Saini, Ramasuri Narayanam
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Publication number: 20240303663Abstract: Techniques for off-chain security signing and on-chain enforcement for blockchain security are disclosed. In some embodiments, a system/process/computer program product for off-chain security signing and on-chain enforcement for blockchain security includes receiving a transaction from a distributed application (Dapp) to pre-screen the transaction prior to execution on a blockchain using a blockchain security provider; and appending a signature to the transaction that was pre-screened by the blockchain security provider, wherein the blockchain security provider did not detect an anomaly associated with the pre-screened transaction.Type: ApplicationFiled: January 31, 2024Publication date: September 12, 2024Inventors: Weibin Cheng, Wei Xu
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Publication number: 20240303664Abstract: In a computer-implemented method of facilitating detection of document-related fraud, fraudulent document detection rules may be generated or updated by training a machine learning program using image data corresponding to physical documents, and fraud determinations corresponding to the documents. The documents and fraudulent document detection rules may correspond to a first type of document. Image data corresponding to an image of one of the physical documents may be received, where the physical document corresponds to the first type of document. By applying the fraudulent document detection rules to the image data, it may be determined that the physical document is, or may be, fraudulent. An indication of whether the physical document is, or may be, fraudulent may be displayed to one or more people via one or more respective computing device user interfaces.Type: ApplicationFiled: May 21, 2024Publication date: September 12, 2024Inventors: Timothy Kramme, Elizabeth Flowers, Reena Batra, Miriam Valero, Puneit Dua, Shanna L. Phillips, Russell Ruestman, Bradley A. Craig
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Publication number: 20240303665Abstract: Methods, systems and computer readable media for managing (e.g., queuing, batching, submission, and logging) and monitoring distributed blockchain operations such as cryptocurrency operations and transactions by client application systems and end users of a client application system to compensate for the inherent latency in distributed blockchain systems.Type: ApplicationFiled: May 25, 2023Publication date: September 12, 2024Inventor: Dennis R. Gesker
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Publication number: 20240303666Abstract: A method includes receiving, from a user device, a transaction service request including a transaction identification and a transaction time; identifying a lockbox location that can complete the transaction service request based on the transaction identification and the transaction time, the lockbox location being within a threshold proximity of a geographic area associated with the user account; configuring a physical lockbox of the lockbox location; receiving an unlock attempt; and transmitting an unlock command to the physical lockbox to unlock the door of the physical lockbox based on a comparison of the unlock attempt to a lockbox locking passcode.Type: ApplicationFiled: May 20, 2024Publication date: September 12, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Miranda C. Hill, Alicia Y. Moore, Susan Symons
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Publication number: 20240303667Abstract: Computing platforms, methods, and storage media for enabling data access in a virtual environment are disclosed. Exemplary implementations may: obtain, from a data server, data associated with a plurality of customer records, such as customer accounts; generate, by a processor, a plurality of display components configured to display, in a virtual three-dimensional environment, customer record details associated with the plurality of customer records; and provide the plurality of display components for display in the three-dimensional virtual environment such that the plurality of display components are viewable in the three-dimensional environment by a user associated with the customer record details and by a third party. Exemplary implementations may provide enhanced access to customer records or customer accounts, including forecasting and visualization, for example in a metaverse environment.Type: ApplicationFiled: March 7, 2023Publication date: September 12, 2024Inventors: Tonja Selena LAUNEN, James Frederick FLOYD, Paul Thomas MCGHEE, Andy Jason LY, Stephen Matthew DEARDEN
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Publication number: 20240303668Abstract: According to at least one exemplary embodiment a system for measuring and tracking carbon footprint of manufactured goods may be provided. One or more sensors may take data readings from a manufacturing process and a digital signal processor may receive the data readings from the one or more sensors and process the data readings at a digital signal processor clock rate. The data readings may be stored in a first memory storage. A processor may determine an energy consumption of the manufacturing process based on the processed data readings at a processor clock rate and the energy consumption data may be stored in a second memory storage that stores the energy consumption data determined by the micro computing unit.Type: ApplicationFiled: March 8, 2023Publication date: September 12, 2024Applicant: Devices-Unlimited Corp.Inventors: Ashok MURTHY, Yoshiaki TAKAHASHI
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Publication number: 20240303669Abstract: According to at least one exemplary embodiment a method for determining the carbon footprint of a manufactured item may be provided. The method may begin by determining one or more subcomponent carbon footprint (UMX) values based on a carbon footprint associated with the one or more subcomponents. Then the subcomponent UMX value may be associated with the subcomponent through a subcomponent identifier. The process may then be repeated for each of one or more subsequent components and/or final products.Type: ApplicationFiled: March 8, 2023Publication date: September 12, 2024Applicant: Devices-Unlimited Corp.Inventors: Ashok MURTHY, Yoshiaki TAKAHASHI
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Publication number: 20240303670Abstract: An automated carbon model management system that tracks and maintains carbon scores and energy data resulting from an energy audit of a building. Carbon scores and energy data are provided by, and shareable with, users of the system. The system authenticates and validates users, keeping carbon models reliable and secure. Automated carbon models are updateable, and the system keeps a record of all data submitted to the system enabling auditability of the automated carbon models. The automated carbon model management system also provides a confidence score of the source of the carbon score indicating the trustworthiness of the carbon score.Type: ApplicationFiled: May 5, 2023Publication date: September 12, 2024Applicant: Climatve Inc.Inventor: Winston L. MORTON
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Publication number: 20240303671Abstract: The present invention relates to a dynamic carbon sink measurement method for afforestation carbon sink and forest management carbon sink projects, comprising: (1) monitoring the project boundary; (2) monitoring the baseline IoT; (3) monitoring the project IoT; (4) monitoring the real-time total carbon stock and carbon change; (5) determining the monitoring end and monitoring the automatic period. The invention dynamically obtains the baseline and project carbon density by deploying carbon layer carbon density IoT monitoring sample plots.Type: ApplicationFiled: March 3, 2024Publication date: September 12, 2024Inventors: Fei Gao, Yongjun Wang, Nana Li, Yingze Tian, Changhong Lai, Fang Song
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Publication number: 20240303672Abstract: Systems and methods for blockchain-based asset authentication are described. The disclosed embodiments leverage the traceability and immutability of blockchains (or distributed ledgers, in general) to enable the authentication and ownership of assets, e.g., luxury goods. In an example, this is achieved by first pairing an authentication chip with a physical product, and writing a transaction correlated with the first pairing to a blockchain. The product being acquired (reacquired) results in the blockchain being updated (e.g., an updated transaction being written to the blockchain) and the (subsequent) owner being provided with a digital passport that can be added to the owner's digital Web3 wallet. The described embodiments advantageously enable digital identities to be associated with physical goods, which adds value for customers making a long-term investment in a luxury good, and promotes sustainability and transparency in manufacturing and retail processes.Type: ApplicationFiled: May 21, 2024Publication date: September 12, 2024Applicant: STEEL American Luxury, LLCInventor: Nicole Steel
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Publication number: 20240303673Abstract: Fraud detection model performance is represented as compressed data in the form of polynomial curve coefficients. A data compression setting, a set of independent variable values, and a set of dependent variable values are used in polynomial regression to generate coefficients of a polynomial curve. The data compression setting is related to the order of the polynomial, for example set to the degrees of freedom (DOF) defined as the polynomial order. A lower DOF yields a higher error, but with a higher degree of compression. The lowest DOF with a tolerable error is selected and the polynomial coefficients are transmitted to a remote node. The remote node regenerates the polynomial curve for comparison with a polynomial curve from a prior time period, in order to determine a performance trend. The trend is used to either generate an alert or trigger further training of the fraud detection model.Type: ApplicationFiled: March 9, 2023Publication date: September 12, 2024Inventor: William CHAN
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Publication number: 20240303674Abstract: A computer-implemented product authentication system and method including software that allows for the automatic creation and storage of serial number QR codes. The invention addresses the problems of distinguishing genuine products from counterfeit products and losing track of product warranty registrations. The invention's QR code creation and storage process ensures that counterfeit products will be detected and ensure that product warranties are honored. The invention includes a platform host in communication to a plurality of devices, databases, and software.Type: ApplicationFiled: March 10, 2023Publication date: September 12, 2024Inventor: Benyamin Abehasera
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Publication number: 20240303675Abstract: A system includes a user terminal and a plurality of ledger nodes. The user terminal acquires a worksheet, the worksheet including details of a work performed on an item by a person other than an owner of the item, from the person other than the owner of the item. The plurality of ledger nodes provides an electronic bulletin board. The user terminal writes on the electronic bulletin board a work certificate including at least biometric information of the owner, an object fingerprint of the item, and the worksheet.Type: ApplicationFiled: December 8, 2021Publication date: September 12, 2024Applicant: NEC CORPORATIONInventors: Nobuaki Kawase, Wataru HARA, Toshihiko HIROAKI
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Publication number: 20240303676Abstract: An example apparatus includes audience metrics collecting circuitry to access first audience metrics from a server, and access second audience metrics from the server, matrix building circuitry to build a matrix of the first audience metrics and the second audience metrics, missing values of the matrix corresponding to the second audience metrics, data transforming circuitry to transform the first audience metrics and the second audience metrics in the matrix, missing value calculating circuitry to determine imputed transformed values of the missing values using a recommender system, and the data transforming circuitry to recover imputed values of the missing values based on the imputed transformed values.Type: ApplicationFiled: May 6, 2024Publication date: September 12, 2024Inventors: DongBo Cui, Edward Murphy, Michael Richard Sheppard, David Forteguerre, Jessica Lynn White, PengFei Yi, Jonathan Sullivan
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Publication number: 20240303677Abstract: Disclosed herein is a lead management system including, in some embodiments, a lead intake engine, a phone system, and a loan origination system. The lead intake engine includes a lead processing module configured for processing sales leads, which includes enriching original data of at least some incoming sales leads with complementary data, as well as algorithm-based scoring of the sales leads. The phone system includes a dialer configured to dial phone numbers for the sales leads from one or more dialer tables of the phone system sorted in accordance with the scores of the sales leads by the lead intake engine. The loan origination system is configured to create a sales-purposed record in a sales database for each sales lead up to at least a time of the dialer dialing a phone number associated with the record. The lead management system is optimized for speed-to-contact with telecommunications regulatory compliance.Type: ApplicationFiled: May 16, 2024Publication date: September 12, 2024Applicant: loanDepot.com, LLCInventors: Anthony Li Hsieh, Tsutomu Yebisu, John Hoon Lee, Saeed Ghasemzadeh, Christian Min Kim
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Publication number: 20240303678Abstract: A market planning system and associated methods are disclosed for dynamically generating an at least one local trade area and/or market planning area for an at least one business location. In at least one embodiment, a central computing system identifies a plurality of block groups proximal to the at least one business location. For each of the identified block groups, the computing system identifies at least one trade anchor located within said block group. The computing system defines a plurality of local trade areas based on the identified block groups and associated trade anchors, and subsequently defines an at least one market planning area based on the local trade areas.Type: ApplicationFiled: November 10, 2023Publication date: September 12, 2024Applicant: Market Planning Areas, LLCInventor: Paul Alan Rokosz
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Publication number: 20240303679Abstract: Methods and systems for creation and management of a clearance schedule for in-store clearance of a retail item are disclosed. A markdown schedule may be generated using a first model representing a demand forecast and a second model that represents estimated price elasticity for the item to be placed into the clearance program. The estimated price elasticity may be determined from historical sales data of an identified past clearance item. In some instances, backtesting data may be generated from past clearance sales, and a comparison of the backtesting data to the current clearance program may be performed to update the markdown schedule. In some instances, updated sales data may be received, and model parameters updated. A user interface presenting a revised demand forecast may be generated, and a clearance schedule implementation tool may update the optimal markdown schedule for the inventory item for future periods of the clearance program.Type: ApplicationFiled: March 10, 2023Publication date: September 12, 2024Inventors: Aishwarya Shukla, Nishant Kalsi, Narendra Yaddula, Gayatri Pal, Vivek S
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Publication number: 20240303680Abstract: Methods and systems for creation and management of a clearance schedule for in-store clearance of a retail item are disclosed. A markdown schedule may be generated using a first model representing a demand forecast and a second model that represents estimated price elasticity for the item to be placed into the clearance program. The estimated price elasticity may be determined from historical sales data of an identified past clearance item. In some instances, backtesting data may be generated from past clearance sales, and a comparison of the backtesting data to the current clearance program may be performed to update the markdown schedule. In some instances, updated sales data may be received, and model parameters updated. A user interface presenting a revised demand forecast may be generated, and a clearance schedule implementation tool may update the optimal markdown schedule for the inventory item for future periods of the clearance program.Type: ApplicationFiled: March 10, 2023Publication date: September 12, 2024Inventors: Aishwarya Shukla, Nishant Kalsi, Narendra Yaddula, Gayatri Pal, Vivek S
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Publication number: 20240303681Abstract: Systems and methods for causing generation of non-fungible tokens (NFTs) associated with respective physical spaces of a geographic location are provided. Such NFTs can be minted to include an indication of event data for events corresponding to the physical spaces. A plurality of digital elements can be generated that are each associated with a respective physical space of a plurality of physical spaces of a geographic area. Event data can be received for a first plurality of events associated with the plurality of physical spaces. First and second instructions can be sent to a blockchain to execute respective first and second smart contracts thereby causing generation of a plurality of NFTs each comprising a respective digital element of the plurality of digital elements and indications of values of the NFTs that are based on their digital elements.Type: ApplicationFiled: March 8, 2024Publication date: September 12, 2024Inventors: Johannes Wessel Greeff, Templar Wales, Michael John Allen
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Publication number: 20240303682Abstract: An information processing system includes: an acquirer that acquires first information relating to an advertising effect of a product created by an image forming apparatus; a first determiner that determines, based on the first information, first compensation information relating to compensation to be paid by a product user that requests the creation of the product to a first provider that creates the product by the image forming apparatus; and a second determiner that determines, based on the first information, second compensation information relating to compensation to be paid by the first provider to a second provider that provides a consumable to be used in the image forming apparatus.Type: ApplicationFiled: January 29, 2024Publication date: September 12, 2024Applicant: Konica Minolta, Inc.Inventors: Takahiro KUSUNOKI, Toshiaki MIYAKI, Takashi FUJIWARA, Masahiro YAMAGUCHI, Toshiyuki TSUKAHARA
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Publication number: 20240303683Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initiated by the customer.Type: ApplicationFiled: April 25, 2024Publication date: September 12, 2024Applicant: Capital One Services, LLCInventors: Bor J. SUN, Mark MENDEZ, Jonathan R. TURFBOER, Philip KEDY, George H. WILLIAMS, Matthew S. BUTTERWORTH
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Publication number: 20240303684Abstract: A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.Type: ApplicationFiled: February 15, 2024Publication date: September 12, 2024Inventors: Avik Chatterjee, Srivathsan Narasimhan
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Publication number: 20240303685Abstract: There may be large numbers of content items available at current content provider systems. Subsets of these content items may be eligible to participate in events, such as sales. A content provider system may determine content item eligibility for events using content item data and proactively query vendor systems for participation in such events. The content provider system may iteratively query vendor systems based on an ordered set of eligible content items. The content provider system may monitor content items for updated content items data and proactively query a vendor system if a content item becomes eligible for an event based on updated content item data. Content items associated with a sale may be sorted and presented to a user based on user and/or content item data.Type: ApplicationFiled: March 8, 2023Publication date: September 12, 2024Inventors: Adil Sardar, Alden Kroll
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Publication number: 20240303686Abstract: There are provided systems and methods for a computational platform using machine learning for integration data sharing platforms. A user may engage in a transaction with another user, such as a purchase of goods, services, or other items from a merchant. A service provider may provide a data feed to the user via integrated computational platforms that allows the user to post data including information regarding the processed transaction. The post may include a share code that links back to the user and their corresponding transaction. Thereafter, the post may be viewed by other users and the share code may be used by the other users in order to perform similar transaction processing, where these later transactions are linked back to the original user. Tracking of these later transactions may be done through application extensions that allow the computational platforms to track user data over different online interactions.Type: ApplicationFiled: February 7, 2024Publication date: September 12, 2024Inventor: Nishanthi Yuvaraj
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Publication number: 20240303687Abstract: Systems, methods, and computer-readable storage media utilized to determine product response for analysis systems. One method includes receiving a product response for a first product, the product response including interaction data indicating a user interaction with a content item of a second product, wherein the content item is associated with a content provider, and identifying a relatedness graph of a plurality of products. The method further includes aggregating weights of measures of degrees of relatedness in the relatedness graph of a first node of the first product to a second node of the second product, and generating a relatedness index based on normalizing the aggregation of the weights of the measures of degrees. The method further includes, in response to the relatedness index exceeding a threshold, calculating an attribution credit assigned to the product response based on the relatedness index, and providing the attribution credit to the content provider.Type: ApplicationFiled: May 4, 2021Publication date: September 12, 2024Inventors: Laura Marie Eidem, Alex Daniel Jacobson
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Publication number: 20240303688Abstract: An information processing system includes: an acquirer that acquires first information relating to an advertisement; a determiner that determines, based on the acquired first information, whether or not to create a product to be created by an image forming apparatus as a product of which an advertising effect of the advertisement can be measured; and an output section that outputs a result of the determination.Type: ApplicationFiled: January 29, 2024Publication date: September 12, 2024Applicant: KONICA MINOLTA, INC.Inventors: Takahiro KUSUNOKI, Toshiaki MIYAKI, Takashi FUJIWARA, Masahiro YAMAGUCHI, Toshiyuki TSUKAHARA
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Publication number: 20240303689Abstract: A computer-implemented method for dynamic link redirection includes receiving a request to display online content to a user, determining a plurality of current content links in the online content, for each current content link among the plurality of current content links, performing operations including: obtaining current assessment parameters for the current content link, generating a current assessment for the current content link based on the current assessment parameters, obtaining a plurality of alternative content links based on the current content link, generating a plurality of alternative assessments for each alternative content link among the plurality of alternative content links based on respective alternative assessment parameters for the alternative content link, determining a selected content link among the plurality of alternative content links based on the current assessment and the plurality of alternative assessments, replacing the current content link in the online content with the selecteType: ApplicationFiled: May 15, 2024Publication date: September 12, 2024Inventor: Baxter Murrell BOX
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Publication number: 20240303690Abstract: Anonymized data including multiple ad events is received at an attribution processor, along with a user ID and an ad ID. Each user ID has been anonymized with a one-way encryption key, and each ad ID has been anonymized with a two-way encryption key. A user ID and a customer value is received for a plurality of customers, the customer data being anonymized using the one-way encryption key for each user ID, and the two-way encryption key for each ad ID. Matching ad events are identified per conversion by comparing the user IDs in the encrypted ad data set to the user IDs in the encrypted customer data set. A customer value is then assigned to each ad event, and the customer values are summed for each ad ID across contributing events to create a converting ads data set. A recommendation is determined based on the summed values.Type: ApplicationFiled: March 18, 2024Publication date: September 12, 2024Inventors: Wister Walcott, Henry Corrigan-Gibbs
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Publication number: 20240303691Abstract: Systems, methods and computer-readable media for advertising cannibalization management are provided. An example embodiment includes a processor configured to perform operations including monitoring one or more navigation metrics associated with navigating a website that includes multiple internal pages, wherein one or more of the internal pages include a plurality of interface elements associated with a plurality of navigation links. The operations further include determining, based on the navigation data, presentation values for at least a portion of the interface elements. In addition, the operations include, based on the presentation values, selecting a particular interface element of the at least a portion of the interface elements and causing a real time presentation of the particular interface element on a user interface of a client device.Type: ApplicationFiled: March 20, 2024Publication date: September 12, 2024Inventors: Chitta Ranjan, Huma Zaidi, Neha Singh
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Publication number: 20240303692Abstract: The present disclosure provides for determining personalized banner placement in relation to content based on probabilistic spatial user engagement. The probabilistic spatial user engagement can be determined based on user input signals, types of content, or a combination of user input signals and types of content. Such determination may be used to identify regions of a page displaying the content where banners may be rendered for maximum user engagement and minimal disruption of the content.Type: ApplicationFiled: September 20, 2022Publication date: September 12, 2024Inventor: Dongeek Shin
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Publication number: 20240303693Abstract: In certain aspects, the disclosed implementations include methods and systems for dynamically generating and providing transaction affinity recommendation data. In certain implementations, the transaction affinity recommendation data may include information that identifies a target merchant and associated merchant promotion data that may be generated based on a dynamic analysis of transaction data corresponding to an account record. The disclosed implementations may determine temporal relationships between pairs of sequential transactions corresponding to the account record, and based on such relationships, may identify pairs of transactions involving separate merchants. The disclosed implementations may determine affinity relationships associated with one or more pairs of the temporally related transactions and a target merchant, and based on such relationships, generate and provide the transaction affinity recommendation data.Type: ApplicationFiled: May 20, 2024Publication date: September 12, 2024Inventors: Daniel Alan JARVIS, Lawrence Hutchison DOUGLAS, JR., Jeffrey Carlyle WIEKER
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Publication number: 20240303694Abstract: A method to score audience location for an advertising campaign is provided. The method includes identifying, for a target audience group, a demographic data, a visit history, or a purchase history of a consumer within the target audience group, defining a target location for an advertising campaign based on a penetration of the target audience, training, to predict an exposure to the advertising campaign by the target audience, a model that includes multiple target locations within a retailer network, generating a score for a likelihood that the target audience will have sufficient exposure at one or more locations within a geographic zone, and providing, for a display in a client device, a map indicative of the score for the target locations. A system and a memory storing instructions which, when executed by a processor, cause the system to perform the above method, and the processor, are also provided.Type: ApplicationFiled: March 31, 2022Publication date: September 12, 2024Inventors: Qian Wang, Qingjin Fan, Daniel Cropsey
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Publication number: 20240303695Abstract: An apparatus for targeted advertising based on identified missing job qualifications is presented. The apparatus includes at least a processor and a memory communicatively connected to the at least a processor. The memory contains instructions configuring the at least a processor to receive a candidate datum containing a plurality of user identifiers describing a user, assign a user weight to each user identifier of the candidate datum, compute a score for each user identifier based on the user weight using a user score classifier, generate a candidate score datum as a function of the scores, and provide a targeted data transmission based on the candidate score datum and a posting score datum, wherein the targeted data transmission includes an educational posting.Type: ApplicationFiled: March 10, 2023Publication date: September 12, 2024Applicant: MY JOB MATCHER, INC. D/B/A JOB.COMInventor: Arran Stewart
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Publication number: 20240303696Abstract: A method of customizing an advertisement includes displaying an advertisement that contains an area to be filled with an image, capturing a face image of a viewer who is looking at a display unit, performing a matching algorithm to determine whether the face image is suitable for filling the area in the advertisement, controlling the display unit to show the face image and a message that requests for consent of the viewer to using the face image in the advertisement, filling the area in the advertisement with the face image to obtain a customized advertisement, and displaying the customized advertisement.Type: ApplicationFiled: March 24, 2023Publication date: September 12, 2024Inventor: Vikas JAIN
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Publication number: 20240303697Abstract: An information processing method is provided. The information processing method includes broadcasting a creation request to a blockchain network to create a non-fungible token (NFT) associated with a tangible object on a blockchain. The blockchain network is composed of a plurality of nodes. Each of the nodes has the blockchain. The non-fungible token is associated with appraisal information indicating an appraisal of the tangible object and attribute information of the tangible object.Type: ApplicationFiled: February 28, 2024Publication date: September 12, 2024Applicant: IPDefine Ltd.Inventors: Mitsuhiro OKAMOTO, Haruki MARUMO
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Publication number: 20240303698Abstract: Disclosed systems and methods incorporate machine learning to assess damage to vehicles. An example method includes: accessing image data representing one or more digital images of damage to a vehicle; selecting, using one or more processors, an applicable machine learning algorithm from a plurality of different trained machine learning algorithms, wherein the plurality of different machine learning algorithms are trained for respective different combinations of one or more of vehicle make, vehicle model, vehicle year, or area of damage; processing the image data, with the applicable machine learning algorithm using one or more processors, to determine assessed damage for the vehicle; accessing actual damage information for the vehicle; determining, using one or more processors, differences between the actual damage and the assessed damage; and iterating, using one or more processors, the applicable machine learning algorithm based on the differences to improve its damage assessment accuracy.Type: ApplicationFiled: May 3, 2024Publication date: September 12, 2024Inventors: Brian Mark Fields, Lee Marvin John Assam
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Publication number: 20240303699Abstract: The donation management system includes a mobile terminal (user device) and a server. The mobile terminal is carried by the user and includes a GPS module capable of obtaining the user's travel route. The server is configured to communicate with the mobile terminal. The server transmits a plurality of routes including a normal route and an eco route that contributes to reducing environmental load more than the normal route to the mobile terminal. The server acquires the user's travel route through communication with the mobile terminal. The server also makes a donation to a specific account managed by the social contribution company when the user's travel route indicates that the user has traveled according to an eco route.Type: ApplicationFiled: February 1, 2024Publication date: September 12, 2024Applicant: TOYOTA JIDOSHA KABUSHIKI KAISHAInventors: Kanako AIDA, Sayumi MIYAZAKI, Izumi SUGIYAMA, Koki KAWAMURA, Yohei KOIKE, Koji NISHI, Atsushi SAJIKI
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Publication number: 20240303700Abstract: A method of providing a design crowdfunding service for a design product in a design crowdfunding system according to an embodiment of the present disclosure may include initiating crowdfunding by exposing an image of the design product; setting an investment period for the design product; recruiting an investor by providing an expected rate of return and a real-time rate of return during the investment period; and settling, when the investment period has elapsed, an amount of profit for the crowdfunding based on a number of sales and a displayed rate of return for the design product.Type: ApplicationFiled: February 29, 2024Publication date: September 12, 2024Inventors: Woo Hyuck JANG, Joon Ho LEE
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Publication number: 20240303701Abstract: A computing device, a computer program product, and a computer-implemented method for delivering enhanced financial services and, more particularly, for facilitating enhanced network communication between a user and a financial institution via a client device. A digital financial management platform for the client device includes a chat support platform that facilitates an enhanced user chat experience by transmitting, on command by the user during a virtual chat communication session, an electronic file of the transcript associated with the virtual chat communication session or a previous virtual chat communication session conducted between the user and a virtual support agent of the financial institution. The electronic file may contain all or selective portions of the transcript associated with the virtual chat communication session and/or the previous virtual chat communication session. The user may, in turn, save the electronic file locally to a client device for future use or reference.Type: ApplicationFiled: March 8, 2023Publication date: September 12, 2024Inventor: Barath Jayaraman
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Publication number: 20240303702Abstract: An embodiment for a method of cost-aware tiering for data storage. The embodiment may detect data to be stored in one or more storage systems and gathering access and usage information. The embodiment may maintain a first data structure including periods of activity below a defined threshold for the detected data, and a common data structure to identify and track application-wide data patterns. The embodiment may gather static pricing information and context pricing information for the one or more storage systems and calculate a tiering threshold corresponding to a continuous period of activity below a second defined threshold required for which local storage costs exceed a tiering cost. The embodiment may calculate for inactive data segments, probabilities of the inactive data segments remaining inactive for a duration that exceeds the calculated tiering threshold. The embodiment may calculate a risk score and generate a tiering list for storing the data.Type: ApplicationFiled: March 8, 2023Publication date: September 12, 2024Inventors: UMESH DESHPANDE, Paul Henri Muench, Robert Michael Rees, Thanh T. Pham
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Publication number: 20240303703Abstract: A system for constructing a digital closet is disclosed. The system for constructing a digital closet includes: a user terminal that interlocks email account information or identifier information for digital closet registration to a digital closet service platform, receives core information related to clothing purchased in online or offline, and creates a digital close on the basis of information selected by a user from the received clothing-related core information; and a server that collects the clothing-related core information from a database related to the purchased clothing on the basis of the email account information or the identifier information, and transmits the clothing-related core information to the user terminal. Accordingly, clothing purchased through offline or online is simply registered in a digital closet, thereby being able to maximize convenience for a user.Type: ApplicationFiled: September 7, 2021Publication date: September 12, 2024Inventor: Hea Sin KO
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Publication number: 20240303704Abstract: An apparatus, system and method for an object-recognizing retail purchase system. The apparatus, system and method may include an automatically adjustable camera rig comprising a plurality of movable cameras, wherein the plurality of movable cameras are automatically moved by a camera control platform according to characteristics of an object within a view field of the plurality of movable cameras; a first input for receiving images from the automatically adjustable camera rig; and a second input for receiving a plurality of scraped network images regarding a plurality of purchasable objects. Additionally included may be a first computing memory for storing an object profile for each of the plurality of purchasable objects, wherein each of the object profiles comprises at least data from the first input regarding the object within the field of view and data from the second input; and a purchasing platform at least partially present on a mobile device.Type: ApplicationFiled: April 7, 2023Publication date: September 12, 2024Inventor: Josh Lehman
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Publication number: 20240303705Abstract: In some embodiments, a computer-implemented method comprises: generating, by a server computer, a set of graphs of transform invariant features product-token pairs (GTIF product-token pairs); wherein the set of GTIF product-token pairs comprises one or more of: a pair comprising a known GTIF product-token and a location data determined for a location of a user device, or others; receiving, from a client application executing on a user device, a user request for additional contents related to an object; constructing, by the server computer, for the object, an object GTIF product-token capturing transform invariant features identified for the object; determining whether the object GTIF product-token matches a particular pair of the set of GTIF product-token pairs; in response: determining particular additional content based on the particular pair, transmitting the particular additional content to the user device to cause the user device to display the particular additional content on the user device.Type: ApplicationFiled: March 12, 2023Publication date: September 12, 2024Inventors: Robert I. Beaver, III, Leslie Young Harvill, Matthew DiFonzo, Brent Burgess
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Publication number: 20240303706Abstract: In some embodiments, a computer-implemented method comprises: receiving, using a client application executing on a user device, a user request for additional contents related to an object; constructing, for the object, an object GTIF product-token capturing transform invariant features identified for the object; determining whether the object GTIF product-token matches a particular pair of a set of graphs of transform invariant features product-token pairs (GTIF product-token pairs); wherein the set of GTIF product-token pairs comprises one or more of: a pair comprising a known GTIF product-token and a location data determined for a location of a user device, or others; in response to determining that the object GTIF product-token matches the particular pair, determining particular additional content based on the particular pair, and displaying the particular additional content on the user device.Type: ApplicationFiled: March 12, 2023Publication date: September 12, 2024Inventors: Robert I. Beaver, III, Leslie Young Harvill, Matthew DiFonzo, Brent Burgess
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Publication number: 20240303707Abstract: There may be large numbers of content items available at current content provider systems. Subsets of these content items may be eligible to participate in events, such as sales. A content provider system may determine content item eligibility for events using content item data and proactively query vendor systems for participation in such events. The content provider system may iteratively query vendor systems based on an ordered set of eligible content items. The content provider system may monitor content items for updated content items data and proactively query a vendor system if a content item becomes eligible for an event based on updated content item data. Content items associated with a sale may be sorted and presented to a user based on user and/or content item data.Type: ApplicationFiled: March 8, 2023Publication date: September 12, 2024Inventors: Adil Sardar, Alden Kroll