Abstract: A method, system and computer program product for performing a financial transaction at a transaction host are disclosed. The method includes the step of receiving, at the transaction host, a first set of information from an electronic portable device. The method further includes the step of identifying an associated account of a user using an identifier from the first set of information, determining loyalty points accrued in the identified associated account; a value proportional to the loyalty points is then subtracted from a first transaction amount to give a second transaction amount. The financial transaction worth the second transaction amount is completed using the payment instrument details derived from the first set of information. The method also includes automatically creating an account for the user using the identifier when the user doesn't have any past transaction associated with the transaction host.

Abstract: Accordingly some embodiments, a merchant server receives an indication of acceptance by a customer of an offer for a subsidy from a second merchant of a purchase of at least one item from a first merchant. The customer agrees to participate in an additional transaction with the second merchant in exchange for having the subsidy applied against the purchase from the first merchant. In one embodiment, after selling the at least one item to the customer, the merchant server determines that the customer did not participate in an additional transaction with the second merchant as the customer agreed to, and assesses a penalty against the customer.

Abstract: A method and apparatus are provided for providing authentication of an e-commerce server to a user engaging in e-commerce transactions. When the user begins an e-commerce session, the e-commerce server requests an authentication token from an authentication proxy with which it has registered. If the authentication proxy recognizes the e-commerce server, the authentication proxy generates an authentication token in the form of a simple image, and sends the authentication token to the e-commerce server over a trusted path. The e-commerce server sends the authentication token to the user. The authentication proxy also sends a copy of the authentication token to the user over a second trusted path to a second device or application accessible by the user. The user can then see that the authentication token presented by the e-commerce server matches the authentication token presented by the authentication proxy.

Abstract: A data processing system employs a unique coded promotional vehicle to attract customers into retail establishments for the purchase of discounted goods. The promotional vehicle includes coupon styled graphics integrated with a code to allow data tracking by the store pursuant to purchases by that customer. The promotional vehicle is easier and less costly to distribute compared to the prior art, avoids cutting of coupons, and post purchase redemptions. The system further allows more targeted discounting at a lower cost, and substantially reducing fraud by eliminating post purchase coupon processing and redemption. Additionally, the system provides for selective deactivation of the code for each discount used by redemption of the vehicle without deactivating the code for the discounts not used so that the code may remain selectively active for future use.

Abstract: Mobile payments and processing data related to electronic transactions. A near field communication connection is established between a mobile communication device of a consumer that serves as a mobile wallet and an electronic payment device of a merchant. Authorization data is shared between the mobile communication device and the electronic payment device without providing electronic payment instrument (e.g. credit card) data to the merchant. Authorization data is transmitted from the mobile communication device to a cloud computer or resource that serves as a cloud wallet and hosts respective data of respective electronic payment instruments of respective consumers, and from the electronic payment device a payment processor computer. The payment processor computer presents the authorization data to the cloud wallet, and in response, the cloud wallet transmits the credit card data to the payment processor computer, which processes the transaction.

Abstract: A product adaptor of a server receives a request from an interface application associated with the product adaptor. The request includes a request for a subset of all available products that are offered by a communication service provider. The subset of the products includes particular products that a user is permitted to purchase. The product adaptor determining whether a cache of the product adaptor stores a response that satisfies the request based on information in the request. The response includes information about the subset of the products. The product adaptor retrieves the response from the cache of the product adaptor when the cache of the product adaptor stores the response. The product adaptor further transmits the information about the subset of the products to the interface application. The interface application utilizes the information about the subset of the products to offer one or more of the particular products to the user.

Abstract: A network transaction method is for consumers and users to trade a product via the internet. The network transaction method provides a must-buy or first-to-buy transaction mode and comprises the steps of exhibiting product information to allow one of the consumers to select the product; generating a transaction page and a sign-in page according to the selected product to trade, and the sign-in page being provided for the users to sign in directly or push a post to recommend other users to sign in; using the sign-in action to change a transaction price of the product, such that the consumer can end the sign-in action according to the current transaction price or product information provided by the system automatically, and finally allow the consumer to close the transaction and make a payment for the product to be traded. In addition, a network transaction system is also introduced.

Abstract: A user customizable, real-time, online merchant event platform utilizes price variations through at least one sales event for increasing website visibility. The platform includes a user interface configured to input: sale item identification, sale event duration for each sale item, a sale item price range, and a frequency distribution identifying the relationship of the price range and the associated sale items and the duration of the associated sales event. The merchant event platform generates a frequency distribution database utilizing the frequency distribution to identify the price of each sale item during the sales event. The merchant event platform includes at least one online web page displaying select sale item indicia, a price range for the sales items, a current price for an associated sale item, purchasing indicia for a sale item configured to facilitate consumer purchase of the associated sale item, and user related advertising indicia.

Abstract: Upon receiving a request for an object of interest, a client device can automatically: (a) display the combination of a retailer, the selection of a payment account, any qualifying offers, and any qualifying rewards which can yield the lowest net price; and/or (b) execute a purchase of the object of interest using the selected payment account and redeeming the qualifying offers and/or rewards.

Abstract: A method may include receiving identification information associated with a user, where the identification information is used to store electronic receipts for the user. The method also includes receiving, from a point-of-sale device, transaction information for a transaction involving the user and generating an electronic receipt for the transaction. The method further includes storing the electronic receipt.

Abstract: In accordance with the present invention, an information management application that provides users with the ability to create and customize matrix displays of information relating to a particular product or service for navigation by other users is provided.

Abstract: A method for providing discount offers to a remotely located electronic device of a user includes, at a server computer system, receiving user parameters for a good or service discount from the remotely located electronic device. The method further includes, at the server computer system, receiving an indication from the remotely located electronic device of which of the received user parameters are locked. The method yet further includes, at the server computer system, preparing a list of good or service discounts matching the locked parameters and randomly or pseudo randomly relating to user parameters that were not indicated as locked. The method also includes, at the computer system, completing a purchase of one of the list of good or service discounts in response to user purchase feedback received from the remotely located electronic device.

Abstract: A system and method that facilitates e-commerce volume pricing is provided. According to one aspect of the present invention, the system includes an offers and orders component that receives and aggregates orders for a product from a plurality of buyers. The system also includes a logistics component that determines a shipping price for the product for a subset of the plurality of buyers. The shipping price is determined at least in part upon the subset of buyers sharing a shipping method. According to another aspect of the present invention, a method is provided in which buyers within an aggregated purchasing group may be subject to different pricing structures for the same product.

Abstract: A computer-implemented system and method are described in which an appropriate pricing structure for a new stationery design is identified by automatically comparing attributes of the stationery design with attributes of existing stationery designs which have assigned pricing structures. In one embodiment, the attributes are prioritized such that certain attributes are weighted more than other attributes when determining an appropriate price structure. For example, in this embodiment, a search is initially performed for a price structure of an existing stationery product which shares all of the same attributes as the new stationery product. If a match is not found, then the least significant attribute is removed from the set of search criteria and another search is performed. This process continues until an existing pricing structure of a stationery product which shares the most significant attributes of the new stationery product is identified.

Abstract: Apparatuses and methods to facilitate customer to supplier funds transfer via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier includes: a server component connected to a network; and a database coupled to the server component. The server component is configured to: transmit a plurality of premium rate mobile terminating text messages to the mobile cellular telephone to effect a payment from the customer to the supplier after the customer has placed an order with a supplier; populate the database with an identification of the telephone number of the customer; populate the database with at least one transaction record related to the premium rate text messages; and facilitate access to the transaction record by the customer via the telephone number of the customer.

Abstract: The present invention is directed to a system and method for providing complete electronic commerce (“E-Commerce”) transactions and solutions for a marketing company's products via the World Wide Web, including facilities for signing up new customers and recruiting, training and supporting new Independent Business Owners through an interactive online process. In another aspect, the present invention relates to the combination of a marketing business with a membership buying opportunity using both electronic commerce and face-to-face transactions. The present invention is also directed to a system and method for combining a marketing business with a membership buying opportunity, so that Independent Business Owners participating in the marketing plan can introduce customers to a membership buying opportunity and earn bonuses or commissions based on the purchases by those members, while Members in the buying opportunity can consume products or, at their option, qualify to become Independent Business Owners.

Abstract: The present invention provides an intelligent discount card system for integrating with an existing bank payment network to provide for ubiquitous acceptance offered by a bank payment network while offering a real-time point of sale transaction experience, real-time discounting and financial settlement benefits typically only available through proprietary connections to retailers.

Abstract: The present document describes a system and method for changing volume of traffic to a website. The system comprises: a user database and a promotional server in communication with each other. The user database comprises user accounts. Each account is associated with a user identification and is also for keeping track of benefits.

Abstract: To grant a point according to an action contributed to a community to make it possible to receive discount by the point when trading a product between members of the community. A device for managing member-to-member distribution point 1 receives shop opening information containing a Web page from a member terminal 2a to provide a sales site. On the other hand, upon receiving posting of a diary and the like from a member terminal 2b, the device 1 grants a point value according to the action of the member to record point balance for each member into a database. When a member purchases a product at a sales site, the member can receive discount according to the degree of human relationship among the members. The device for managing member-to-member distribution point 1 subtracts a point value corresponding to the discount amount from the point balance in the database.

Abstract: Disclosed is an electronic coupon delivery and redemption system that utilizes an online interface to bring customers targeted coupons related to the user's demographics, location and interests, and allow the customer to choose a set of coupons for which to load onto their profile. The profile is accessed at the merchant location utilizing a user-specific, magnetic strip card that contains the user's information and pings the online database storing the customer coupons. The coupons are then redeemed and the transaction is adjusted based on the savings from the utilized coupons. Vendors upload coupons and incentives to the online database, which enables targeted messages and incentives to be sent to users. The user chooses a set of coupons to load onto the card for use at a specific merchant location. Consumer trends and targeted sales for venders are facilitated through a completely online and paperless process.

Abstract: A reward points management system and a method for reward points management provide a user with rewards points for transactions between the user and an advertiser. The reward points management system includes a maximum reward points determination unit to determine a maximum amount of reward points based on advertising expense for a specified period of an advertiser allowed to provide reward points; and a reward points determination unit to determine reward points for each user based on a payment remunerated by the user on a product or service of the advertiser and the maximum amount of reward points allotted.

Abstract: Methods and systems are disclosed for using a financial transaction card number system of a payment processing network as part of offer and gift distribution, verification and redemption systems. In an embodiment, a method receives indication of acceptance of an offer from a consumer and initiates processing of consumer payment using a financial transaction card number associated with the consumer. The method sends an intelligent transaction card (ITC) number to be used with a redemption code to purchase products or services contained in the offer. In another embodiment, a system generates and redeems a dynamic gift by requesting a gift code based on controls for the gift. Upon receiving indication that the gift has been redeemed, the system receives the gift code and authorization from a merchant and checks validity of the gift based on the controls. The system approves the gift redemption if the redemption is within the controls.

Abstract: The present invention discloses Virtual Card Mobile App (VCMA) as a medium for replacing real world commercial wallet cards. VCMA furnishes a consumer with a UVC service, which enables a consumer to easily obtain, manage and use Vendor Virtual Cards (VVC) that are offered by vendors. VCMA allows users to carry unlimited number of virtual cards from unlimited number of vendors. VCMA makes it much easier and more secure for a user to sign up, carry, manage and use a card. It also enables user to perform many functions, such as checking balances, checking rewards, searching specials, checking product info, ordering products, and making payments. User can not perform these functions using traditional physical cards. In the present invention, VCMA and virtual card services are managed by a central card management system (CCMS). CCMS also provides virtual card operation services to vendors, so that vendors can issue virtual cards, provide card services, and administer card services.

Abstract: A business method and system for executing the method that involves gathering merchandise orders at a show in the home of a hostess. The method compiles the merchandise orders while maintaining a relationship between each individual order and information pertaining to the guest making the order. The guest information maintains an association with the order throughout the method such that each order made at the show may be individually packaged and labeled, obviating the need for the hostess to sort the ordered items upon receiving them from a warehouse.

Abstract: The present invention provides a marketing system and method that incentivizes marketing of goods and services to buyers through networks, such as social networks. In the present invention, agents are given incentives to locate merchants and to market products and services from those merchants over the Internet, while an operator manages the transactions.

Abstract: Configuration technologies for apportioning resources and communicating indications of potential or actual incentives based on one or more measurements or other objective indications that therapeutic components have been administered to an individual, other attributes of the therapeutic components or the individual, or other such determinants. Techniques for apportioning resources cost-effectively (between providers and other parties, e.g.) and for facilitating or handling implementations thereof or output therefrom.

Abstract: The invention synthesizes social networking, electronic commerce (including performance based advertisement and electronic payment) and mobile internet device. The synthesized social commerce further dynamically integrates stored information, real time information, information/data/image(s) from an object/array of objects and a unified algorithm. The unified algorithm includes a software agent, a fuzzy logic algorithm, a predictive algorithm, an intelligence rendering algorithm and a self-learning (including relearning) algorithm.

Abstract: A settlement processing apparatus comprises: an information input unit configured to input commodity-related information; a total amount calculation unit configured to calculate the total amount of the costs of the information-input commodities; a discount indication unit configured to indicate the execution of a discount of a predetermined class; a discount amount calculation unit configured to calculate a discount amount by multiplying the calculated total amount by a given discount rate if the discount indication unit indicates the execution of a discount; and a history storage unit configured to store the calculated discount amount for being able to identify the class of the discount, if the settlement of the commodity or service which is input the information by the information input unit is completed.

Abstract: A method for tracking downloads to a computer system is disclosed. Digital media content, such as music, games and applications (“apps”) are widely available with the popularity of mobile computing. Suppliers of such digital media content would appreciate it if their works were more widely disseminated and used. Users or customers may receive an incentive to purchase or to download an application. The incentive may be, for example, a free application, rewards points or a virtual currency. In one method, the user downloads digital media content in two stages. In the first stage, the user activates a first web-based link to download the digital media content. In the second stage, after downloading, the user activates a second web-based link to activate the application or other digital media content. The web-based links include user identifiers that are matched for the user to subsequently receive the incentive.

Abstract: A system and method that facilitates e-commerce volume pricing is provided. According to one aspect of the present invention, the system includes an offers and orders component that receives and aggregates orders for a product from a plurality of buyers. The system also includes a logistics component that determines a shipping price for the product for a subset of the plurality of buyers. The shipping price is determined at least in part upon the subset of buyers sharing a shipping method. According to another aspect of the present invention, a method is provided in which buyers within an aggregated purchasing group may be subject to different pricing structures for the same product.

Abstract: A method and a system for providing product bundles are described. In some instances, the method begins by receiving a request for a view product interface. The view product interface includes a description of a primary product offered for sale by a seller and indicates that a first item is for sale by the seller where the first item is an instance of the primary product. Next, a product bundle definition for the primary product by the seller is identified. The bundle includes a plurality of secondary products selectable by a buyer. An inventory of the seller is accessed to identify a second item for sale that is an instance of a secondary product. The view product interface is provided and includes the description of the primary product and a description of the bundle that includes a description of the second item.

Abstract: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

Abstract: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

Abstract: A computer implemented method and system for managing advertisements, electronic commerce, and consumer services are provided. An advertisement management platform, provided for managing an advertisement distribution service, registers one or more consumers with the advertisement distribution service by creating a consumer profile comprising dynamic behavioral data for each of the consumers. The advertisement management platform targets advertisements to the registered consumers based on their dynamic behavioral data. The advertisement management platform engages the registered consumers with the targeted advertisements based on an advertisement engagement plan of the advertisement distribution service. The advertisement management platform provides the registered consumers with one or more incentives when a response to the targeted advertisements confirms consumption of the targeted advertisements.

Abstract: A hotel room marketing and operating system includes a room-selling server for providing the room vendee with room-selling information related to the plurality of rooms of the hotel or the residence; an operation server for receiving the room-selling information on the rooms from the room-selling server, calculating a sales amount of a room of each room vendee based on operation information for marketing and operating the hotel rooms and providing a result of calculating the sales amount of each room; requesting and receiving sales and operation information and a result of calculating a sales amount of a room purchased by the vendee.

Abstract: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

Abstract: Systems and methods are disclosed for analyzing actions performed by users referred to a target site from particular referring sites or groups thereof, and for using the results of such analyses to select particular items to recommend to users. The referring sites may, for example, be affiliate sites that refer users to a merchant site in accordance with an affiliate marketing program.

Abstract: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.

Abstract: A user selects a product to be liquidated from a product provider and then designates to the transacting entity that reward points are to be used towards the purchase of the liquidated product. The transacting entity acts to decrease the number of reward points in the user's reward account by the required number of points. The reward account holder conveys consideration to the transacting entity equivalent to the par value of the reward points consumer obtains the product in exchange for reward points having a retail value equivalent to what he would have otherwise paid for the product, while the reward account holder is required to convey only the par value of the points. The product provider is able to liquidate the product and obtain payment equivalent to what it would otherwise have obtained in a prior art liquidation process, auction or trading environment.

Abstract: Disclosed is a system and method for incentivizing online consumers to engage in an online purchase transaction by maximizing the rewards, such as advantageous pricing, coupons, etc., that an online consumer may enjoy if they accept a higher level of risk, such as by making an offer to purchase a product or service early in its online promotional offering, and/or if they undertake certain promotional efforts that are designated by the seller of such product or service to promote the retailer's offering to their social media community.

Abstract: The present invention provides, for example, a terminal device which allows users to easily check whether or not predetermined conditions such as free shipping conditions are met in, for example, a net supermarket site, and prevents display of a shopping cart from preventing product information from being enlarged and displayed or a great number of pieces of product information from being displayed. Display control is performed such that, while a shopping cart is displayed in the first display area until predetermined conditions are met, the shopping cart is displayed in the second display area below the first display area after the predetermined conditions are met.

Abstract: A commerce system has a plurality of retailers offering products for sale. Product information associated with the products is collected and stored in a central database. A consumer uses a website to create a shopping list with weighted preferences for product attributes. An individualized discount is generated by a consumer service provider for products on the shopping list directed to the consumer. The shopping list is optimized based on the product information in the database, the weighted preferences for the product attributes, and the individualized discount. An incremental profit for the product is determined based on the individualized discount. The incremental profit is shared between the retailer and consumer service provider. The consumer uses the optimized shopping list to assist with purchasing decisions. Purchasing decisions within the commerce system are controlled by enabling the consumer to select the products for purchase based on the optimized shopping list.

Abstract: A commerce system has retailers offering products for sale. Product information associated with the products is collected and stored in a central database. A consumer uses a website to select preferred retailers on a map. A plurality of product categories is presented on the website. A plurality of product attributes for the product categories is presented on the website. A weighting factor is provided for the product attributes. A shopping list is generated for the consumer based on the product information, product attributes, and weighting factors. The shopping list has an individualized discount directed to the consumer for a product on the shopping list. The shopping list is provided to the consumer to assist with purchasing decisions. A trip plan is generated for the consumer. The purchasing decisions within the commerce system are controlled by enabling the consumer to select the products for purchase from the retailer.

Abstract: An automated payment system provides discounts or benefits for the purchase of variably priced goods and services offered by participating merchants. The system may be accessible via a variety of mobile or other client devices. At the time of payment, a user may select a promotion and enter a purchase price. The system may calculate a discounted price based on one or more rules associated with the promotion and charge the user the discounted price by transferring funds from the user. These funds may then be transferred to the merchant to complete payment of the goods or services at a discount to the user. The system may collect one or more fees as to revenue. For example, a subscription fee may be charged or a portion of the user's funds may be collected before the funds are transferred to the merchant.

Abstract: A method of processing data for paying for at least one of item in a system having a Payment Gateway server and a mobile device is disclosed. The method includes steps of downloading an application by using address information in a memory of the mobile device, transmitting user information stored in the USIM of the mobile device to the PG server if the first phone number is identical with the second phone number, generating ID information for the user in the PG server, transmitting first barcode from the PG server to the mobile device if the mobile device requests a barcode to the PG server, transmitting request signal for second barcode from the mobile device to the PG server if a specific item is selected by the user of the mobile device, and transmitting the second barcode from the PG server to the mobile device.

Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for processing transactions using policies established via social networks. The system receives, via a communication in a social network, an identification of a merchant at a first time from a recipient associated with a recipient payment account comprising one of a credit payment account and a debit payment account existing prior to the first time. The system associates a policy with an offer. The system monitors, according to the policy, purchases using the recipient payment account at a second time, which is later than the first time, to yield purchasing information. Then, based on the purchasing information, the system can determine whether a qualifying purchase has been initiated at the merchant using the recipient payment account. If the qualifying purchase has been initiated, the system can apply an amount of money associated with the offer.

Abstract: A system and method allows a consumer to purchase goods and services from merchants and redeem offers made by a merchant with a digital transaction on a smart phone. The merchant receives and enters the consumer's telephone number into an application. The consumer's telephone number is sent to a server, which checks for electronic coupons and loyalty points. Accounting for the value of any coupon/accumulated loyalty points, the merchant enters the payment amount into the application. which. in turn sends it back to the server. The server then sends the payment amount, any coupon details and the merchant's name to the consumer's phone. The consumer can choose to accept or decline the sale with or without using the coupon/loyalty points. A PIN number confirms the sale, which transmits to the server and then to the merchant. A digital sales receipt is sent to the merchant and consumer.

Abstract: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.

Abstract: Vendor information relating to a plurality of vendors is transmitted to an employer. The vendor information of each vendor includes a respective offering of the vendor, including a description and cost of the offering. A selection of a respective offering of a vendor is received from the employer, including a co-payment amount the employer is willing to contribute. A benefits package is created including the selected offering and the co-payment amount. An invitation to participate in the benefits package is transmitted to an employee of the employer. An acceptance of the invitation to participate in the benefits package is received from the employee. The employer is charged the co-payment amount and the employee is charged an amount equal to the cost of the offering net of the co-payment amount and an order for the offering is created on behalf of the employee.

Abstract: A system and method configured to provide enhanced services based on check-in information obtained in a social network system and transaction location information observed in a payment processing system. In one aspect, the transaction location may be used to validate, verify or authenticate the check-in location declared in the social network system. In another aspect, the transaction location can be used as a basis to automate a check-in in the social network system in accordance with a preference of a user. In a further aspect, the transaction location and the check-in location can be correlated to detect inaccurate data, correct the inaccurate data, and/or augment the data in a data warehouse about the locations of transaction terminals.