Discount Or Incentive (e.g., Coupon, Rebate, Offer, Upsale, Etc.) Patents (Class 705/14.1)
  • Patent number: 11373189
    Abstract: A method of protecting a computer system from fraudulent use includes collecting and aggregating sets of risk predictor values for user-initiated events into user-specific aggregations and organization-wide aggregations, and in response to a current event initiated by a user, generating a risk indicator as a combination of a user-specific indicator and an organization-wide indicator based on current event parameters and the user-specific and organization-wide aggregations. Based on the risk indicator indicating that the current event may be a fraudulent use, a protective control action is taken (such as denying or modifying a requested access) to protect the computer system.
    Type: Grant
    Filed: June 28, 2019
    Date of Patent: June 28, 2022
    Assignee: EMC IP Holding Company LLC
    Inventors: Boris Gorelik, Marcelo Blatt, Liron Liptz, Yael Villa, Alon Kaufman
  • Patent number: 11366854
    Abstract: Disclosed are a multimedia poster generation method and a terminal. The method includes: receiving a poster generation instruction; acquiring a poster resource, the poster resource including a plurality of background files and a lyric file of a multimedia file, and the multimedia file being a multimedia file selected by a user; acquiring a background file to be shared that is selected by the user from the plurality of background files, and acquiring lyric information to be shared that is selected by the user from the lyric file; and generating a multimedia poster of the multimedia file according to the lyric information to be shared and the background file to be shared.
    Type: Grant
    Filed: May 10, 2016
    Date of Patent: June 21, 2022
    Assignee: GUANGZHOU KUGOU COMPUTER TECHNOLOGY CO., LTD.
    Inventors: Hongcheng Fu, Dongbai Nie, Guojin Zhou, Bo Li, Fuwen Mo, Xinxin Huang
  • Patent number: 11367155
    Abstract: The methods and systems disclosed herein attempt to overcome the deficiencies of the conventional methods and systems by providing a prepaid card for reimbursing a healthcare service provider for the cost of providing a patient with a specific healthcare service. A prepaid card can identify a specific healthcare service and can be used by a patient at a healthcare service provider to obtain the healthcare service of administering a controlled substance for which the patient does not have a prescription. The prepaid card can be associated with one or more accounts of third parties who may be financially responsible for reimbursing the healthcare service provider for the cost of providing the controlled substance and/or the specific healthcare service to the patient.
    Type: Grant
    Filed: December 2, 2019
    Date of Patent: June 21, 2022
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventor: Andrew D. Radlow
  • Patent number: 11361049
    Abstract: When a first member transmits information on a network, a converted first hash code which includes a member ID of the first member is given. When a second member further transmits and diffuses the information transmitted from the first member, the converted previous first hash code which includes the member ID of the first member is associated with a converted second hash code which includes a member ID of the second member. When the still other member accesses the information transmitted by the second member, the second member is specified from the second hash code and the first member is specified from the first hash code associated with the second hash code.
    Type: Grant
    Filed: April 28, 2020
    Date of Patent: June 14, 2022
    Assignee: J-DATA CO., LTD.
    Inventors: Koji Sasaki, Tetsuya Ban
  • Patent number: 11354708
    Abstract: A digital brand asset system performs the steps of providing payloads for a smart brand asset to a plurality of web servers which include codes representing the smart brand asset, receiving feedbacks on how the smart brand asset is presented on the website servers, collecting web journey data of the website visitors' who have interacted with the smart brand asset, generating a report detailing how effective the smart brand asset has been on the website servers, and presenting the report on a dashboard. Generally, by monitoring the website servers and visitors interacting with the smart brand assets, a report can be generated for the brand owners to determine the effectiveness of the smart brand assets hosted on the website servers. The raw data used to generate the report can be used to autonomically and dynamically change the content based upon the interpretation of the feedbacks.
    Type: Grant
    Filed: April 29, 2020
    Date of Patent: June 7, 2022
    Assignee: SYNQY Corporation
    Inventors: Nikolaus Chanda, Michael Weissman, David Mosby, John Hoye
  • Patent number: 11354697
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Grant
    Filed: May 18, 2020
    Date of Patent: June 7, 2022
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Saumya Singh, Anand Kumar, Michelle S. Olenoski
  • Patent number: 11354642
    Abstract: A method for real time negotiation among parties to a transaction may include (1) a computer application executed by a computer processor on a mobile electronic device receiving, from a merchant computer processor at a merchant computer system, an offer to conduct a transaction using a first payment mechanism accepted by the merchant, the offer comprising a first consumer benefit; (2) comparing the first benefit to at least one consumer benefit preference; (3) automatically presenting a second payment mechanism associated with a second consumer benefit or a modification to the first consumer benefit; and (4) agreeing on an agreed payment mechanism and an agreed consumer benefit, wherein the agreed payment mechanism is the first payment mechanism or the second payment mechanism, and the agreed consumer benefit is the first consumer benefit, the second consumer benefit, or the modification to the first consumer benefit.
    Type: Grant
    Filed: March 14, 2016
    Date of Patent: June 7, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Ayman Hammad, William S. Wallace
  • Patent number: 11348158
    Abstract: A method for automatically populating an ecommerce cart is disclosed. The method includes receiving a request to add a product item to a shopping cart of an ecommerce shopping environment. The method includes adding the product item to the shopping cart. The method includes updating, responsive to adding the product item, a shopping cart status. The method includes determining a failure of the shopping cart status to satisfy a purchasing criteria associated with the ecommerce shopping environment. The method includes selecting, responsive to determining the failure, an additional product item based on information associated with an user account. The method includes adding the additional product item to the shopping cart.
    Type: Grant
    Filed: November 16, 2018
    Date of Patent: May 31, 2022
    Assignee: GOOGLE LLC
    Inventor: Hamid Kassaei
  • Patent number: 11334899
    Abstract: A computer system may be configured to analyze a set of data and detect divergent trends of one or more subsets of the set of data. The set of data may include reactions of a plurality of customers in response to an action of an organization. For example, the action may relate to goods or services offered by the organization, and the reactions may include responses of the customers to the goods or services. The customer reactions may include divergent trends that indicate a source of risk to the organization. Once detected, the computer system may send an alert to the organization related to the divergent trends, such that the organization may address a source of risk as indicated by the divergent trends. In some examples, the computer system may further offer or autonomously execute a mitigating action to address the source of risk.
    Type: Grant
    Filed: September 4, 2020
    Date of Patent: May 17, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Robert Lawrence Milden, Benjamin Leeson, Paul McMurray, Ajay Rudrashetty
  • Patent number: 11334892
    Abstract: Provided is a method that includes determining cuisine type classifiers based on merchant data, receiving transaction data associated with each payment transaction of a plurality of payment transactions involving a plurality of merchants and a plurality of consumers; determining, with at least one processor, a plurality of cuisine type labels based on a plurality of merchant names associated with the plurality of payment transactions or a portion of the plurality of payment transactions, wherein a cuisine type label identifies a cuisine type provided by a respective merchant of the plurality of merchants; generating a merchant cuisine type model from the transaction data to determine a cuisine type label of a merchant, the merchant cuisine type model based on the transaction data, and makes an inference based on a combination of merchant or consumer features associated with a payment transaction of the plurality of payment transactions; and automatically predicting one or more cuisine type classifications usi
    Type: Grant
    Filed: October 29, 2019
    Date of Patent: May 17, 2022
    Assignee: Visa International Service Association
    Inventors: Hossein Hamooni, Himel Dev
  • Patent number: 11328028
    Abstract: A computer that selectively removes online content associated with an individual is described. During operation, the computer may perform an enrollment process associated with the individual, where the enrollment process involves receiving credentials for one or more accounts associated with the individual. Then, based at least in part on the credentials, the computer may monitor a subsequent activity history associated with the individual, where the activity history includes online transactions associated with the individual, and where the online transactions are associated with multiple locations and the one or more accounts. When the computer receives information specifying an occurrence of an event (such as death or illness of the individual), the computer may, based at least in part on the monitored activity history, selectively remove the online content associated with the individual and at least some of the locations.
    Type: Grant
    Filed: September 27, 2020
    Date of Patent: May 10, 2022
    Inventor: Romit Dey
  • Patent number: 11328276
    Abstract: The present disclosure generally relates to an electronic system, a computerized method, and a non-transitory computer-readable storage medium comprising instructions for processing a transaction between a consumer and a merchant with a payment instrument of the consumer selected for the merchant.
    Type: Grant
    Filed: June 20, 2019
    Date of Patent: May 10, 2022
    Assignee: Mastercard International Incorporated
    Inventors: Navneet Jain, Ganesh Shinde
  • Patent number: 11321746
    Abstract: An ad simulator having at least in-browser simulation capabilities is provided. In examples, the ad simulator may be a web browser extension, which a media developer, designer, etc. may use for ad display simulation. The browser extension may locate existing display ads on a webpage, one or more of which can be selected to be replaced with a new ad. A HyperText Transfer Protocol (HTTP) request may be made to an ad template rendering engine that returns a HyperText Markup Language (HTML) of a new ad personalized and targeted to a customer. The browser extension may then replace the existing ad with the new ad.
    Type: Grant
    Filed: September 4, 2019
    Date of Patent: May 3, 2022
    Assignee: CAPITAL ONE SERVICES, LLC.
    Inventors: Hanzhang Zheng, Praveen Tandra, Mahesh Senniappan, Raman Bajaj, Sanjiv Yajnik, Parvesh Kumar, Gopi Kancharla
  • Patent number: 11315158
    Abstract: Implementations of a method of adding an item to an online shopping cart may include providing a sales communication interface on a portable computing device associated with a sales representative. During a video, audio, or video and audio connection, the method may include receiving an item scan request, receiving a scanned item code at a web server, forwarding the scanned item code to a database server, retrieving a retailer item identity associated with the scanned item code, and forwarding the retailer item identity to the web server, the portable computing device, and a computing device associated with an online shopper. The method may include receiving a request to add an item associated with the retailer item identity to a shopping cart associated with a website controlled by a retailer that owns the item. Adding the item to the shopping cart may be done without intervention by the online shopper.
    Type: Grant
    Filed: April 4, 2018
    Date of Patent: April 26, 2022
    Assignee: Expert Minute LLC
    Inventors: Max Lidster, John Bolthouse, Billie Fox
  • Patent number: 11315107
    Abstract: Systems and methods for automatically enabling and disabling a purchase card based on predetermined preferences set by a cardholder are provided. The systems and methods enable users to set preferences in advance, and then automatically determine whether to accept or decline a transaction based on the preset preferences. The systems and methods may also implement a learning algorithm to develop preferences based on historical cardholder behavior.
    Type: Grant
    Filed: March 13, 2019
    Date of Patent: April 26, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Nicholas Fisher, Dipak K. Mukhopadhyay, Howard Abramowitz, Gabriella M. Tolotta, Priyanka Malkoti, Noor Shadid, Edward Zlatsen, James P. White, III, John L. Oliver, III, Eric Han Kai Chang, Sudheer K. Vankadara
  • Patent number: 11309086
    Abstract: The present disclosure is directed to interactively counseling a user with respect to supervised content. In particular, the methods and systems of the present disclosure may: determine, based at least in part on one or more machine learning (ML) models, that one or more interfaces displayed to a user include content of a content type designated by a content supervisor of the user for identification; and, responsive to determining that the interface(s) displayed to the user include content of the content type designated for identification, generate data representing a graphical user interface (GUI) for presentation to the user, the GUI indicating detection of the content of the content type and comprising interactive educational material counseling the user with respect to the content type.
    Type: Grant
    Filed: September 9, 2021
    Date of Patent: April 19, 2022
    Assignee: Safe Kids LLC
    Inventors: Abbas Valliani, Zohran Valliani, Aahil Valliani
  • Patent number: 11301933
    Abstract: A method of registering a point distributor and an exchange rate for a united point service is provided. The method includes steps of: a system managing server (a) verifying a registration transaction TrxA or a confirmation transaction TrxB if (i) a condition that the TrxA having a public key of a point managing server, and a first XEA, an exchange rate of a point A of a point distributor to the united point, is acquired from a point distributing server, or (ii) a condition that the TrxB having a public key of the point distributing server and a second XEA is acquired from the point managing server, is satisfied; and (b) if the TrxA or the TrxB is valid, (i) recording it on a blockchain database, (ii) initializing a balance database by updating a balance of the point distributor, and (iii) acquiring a transaction ID of the TrxA, the TrxB.
    Type: Grant
    Filed: December 28, 2017
    Date of Patent: April 12, 2022
    Assignee: COINPLUG, INC.
    Inventors: Joon Sun Uhr, Jay Wu Hong, Joo Han Song
  • Patent number: 11301853
    Abstract: Techniques are disclosed relating to speculatively processing transactions. A transaction processing system may receive an indication of a trigger event associated with an electronic transaction not yet initiated by a client computing device. In some embodiments, in response to the indication of the trigger event and prior to receiving an indication of the electronic transaction being initiated, the computer system begins speculative processing of the electronic transaction. In some embodiments, the speculative processing includes identifying the client computing device based on device authentication information received from the client device, determining a user account based on the identifier client computing device, retrieving account information for the determined account, and storing the retrieved account information.
    Type: Grant
    Filed: September 13, 2018
    Date of Patent: April 12, 2022
    Assignee: PayPal, Inc.
    Inventor: Sanjeev Sharma
  • Patent number: 11295288
    Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically modifying a payment instrument type of a user. One example method comprises receiving, via a communications module, a first signal including an indication of acceptance associated with a particular product selected from a set of potential products for replacing a current product associated with a first customer. At least one term or condition associated with the selected product is identified that is different than the terms or conditions associated with the at least one current product. The terms and conditions associated with the at least one current product associated with the first customer are automatically modified to correspond with the at least one different identified term or condition associated with the selected product, wherein modifying the terms or conditions does not change a unique identifier associated with the at least one current product being modified.
    Type: Grant
    Filed: December 11, 2020
    Date of Patent: April 5, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Adrian Bloy, Daniel Lam Tin Cheung, Asgar Maleki, Michael James Taggart
  • Patent number: 11281848
    Abstract: A system and method for creating a renderable design is disclosed having a host system in communication with a user device. The host system generates instructions that cause the user device to display screens of an application in a browser, the application screens being configured to accept input from a user. Upon receiving a text string input by the user, the host system evaluates each layout stored in a database to generate and return at least one possible layout representing a design configuration for the text string input by the user and sends the possible layout to the user device. Upon receiving confirmation of a selection of at least one layout, the host system generates a renderable design of the selected layout.
    Type: Grant
    Filed: April 28, 2020
    Date of Patent: March 22, 2022
    Assignee: CustomInk, LLC
    Inventors: Ryan J. Pittman, Miranda Shennan Wang, Jazzmyn Adriana Howington, Jason James Campos
  • Patent number: 11276110
    Abstract: Sales management and video chat systems and methods use website listings that correspond to vehicles for sale at a place of business. A remote visitor clicks a “live video” button beside a desired consumer good, and schedules a time for a video chat, using their web browser. A salesperson receives an alert, via a sales application running on on the salesperson's mobile device. At the scheduled time, a video chat window opens in the visitor's web browser with live audio/video of the desired consumer good from the place of business in real-time. The website visitor uses their web browser for live communication, in real-time, to the salesperson on their sales application. After the video chat, the website visitor can use their browser to download and save a recording of the video chat session.
    Type: Grant
    Filed: July 7, 2020
    Date of Patent: March 15, 2022
    Assignee: DEALER INSIDE INC.
    Inventors: Trevor Stewart, Max Ladouceur
  • Patent number: 11263482
    Abstract: Systems and methods to label images for inclusion into a machine learning image recognition training data set. A coded labeling definition is defined. A set of digital images is collected that includes images of different types of piece of equipment. A digital image is presented that includes an image of a particular piece of equipment. A received numeric code corresponding to the particular piece of equipment within the present image is received. The received numeric code is associated with the present image and the present image is stored in association with the received numeric code into a machine learning image recognition data set. A machine learning image recognition is trained based on the machine learning image recognition data set to automatically associate unlabeled images with the respective numeric code that corresponds to the particular piece of equipment in the unlabeled image.
    Type: Grant
    Filed: August 9, 2019
    Date of Patent: March 1, 2022
    Assignee: Florida Power & Light Company
    Inventors: Eric D. Schwartz, Yinuo Du, Aaron J. Epel, Daniel J. Barbosa, Melanie A. Deangelis, Griffin M. Bracci
  • Patent number: 11263536
    Abstract: Electronic arrangement comprising a data interface for transferring data with external elements, at least one processor for processing instructions and other data, and memory for storing the instructions and other data, said at least one processor being configured, in accordance with the stored instructions, to obtain at least one predictive user model including one or more demographic characteristics as dependent variables to be predicted and usage statistics of applications as explanatory variables, obtain deterministic usage statistics indicative of digital applications a target user has utilized during a monitoring period, and determine, through utilization of the deterministic usage statistics obtained during the monitoring period as input to the at least one established predictive model, an estimate of said one or more of the demographic characteristics of the target user.
    Type: Grant
    Filed: December 30, 2016
    Date of Patent: March 1, 2022
    Inventors: Eric Malmi, Timo Smura, Hannu Verkasalo, Matti Aksela
  • Patent number: 11263685
    Abstract: Disclosed are various embodiments for identifying complementary items to items available for sale, lease, download, rent, etc. by different merchants in an electronic commerce system and presenting the complementary items alongside requested items in a user interface to improve a user experience when interacting with the electronic commerce system. The user interface includes a first user interface object that includes the requested items and a second user interface object that includes the complementary items to the requested items. The complementary items are displayed in the second user interface object in vertical alignment with a position of the corresponding requested item in the first user interface object.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: March 1, 2022
    Assignee: Amazon Technologies, Inc.
    Inventors: Adrian Ross Bell, Andre Wyatt
  • Patent number: 11252379
    Abstract: The information processing system includes: an analysis unit that analyzes a demand level of a plurality of reception desks based on a correlation between time and a characteristic of a visitor or a characteristic of a related item acquired from a video including the visitor visiting at least one facility including a plurality of different types of reception desks or the related item related to the visitor; and a determination unit that determines a distribution of personnel to the plurality of reception desks based on the demand level.
    Type: Grant
    Filed: September 29, 2020
    Date of Patent: February 15, 2022
    Assignee: NEC CORPORATION
    Inventor: Ko Akashi
  • Patent number: 11249641
    Abstract: Embodiments provide a computer-executed method, a computer system and computer program product for initiating a command. The method includes causing a consumer input definition interface to be displayed on a visual display of a computing device associated with a consumer, wherein the consumer input definition interface includes an indication of a command. The method also includes, while the consumer input definition interface is displayed, receiving input definition data defining a consumer interaction by the consumer. The method also includes generating a compound consumer input based on the input definition data, and associating the compound consumer input with the command and the consumer. The method further includes storing the association between the compound consumer input and the command on a non-transitory storage device so that receipt of the compound consumer input from the consumer automatically initiates the command.
    Type: Grant
    Filed: September 4, 2020
    Date of Patent: February 15, 2022
    Assignee: Groupon, Inc.
    Inventors: Sri Viswanath, Eric Hyche, Mihir Shah, Peter Bergstrom, Michael Burton, Dor Levi, Fabio Sisinni, Don Albert Chennavasin, Marius G. Ciocirlan, Ben Kim, Riaz Rahim
  • Patent number: 11243668
    Abstract: A method and an apparatus for controlling presentation of multimedia data belong to the field of Internet technologies. The method includes: presenting multimedia data, and displaying an interaction interface corresponding to the multimedia data; acquiring verification information input by a user through the interaction interface; and skipping, if the verification information is correct, presentation of the multimedia data. The apparatus includes: a presentation module, a display module, an acquisition module, and a control module.
    Type: Grant
    Filed: May 26, 2016
    Date of Patent: February 8, 2022
    Assignee: TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
    Inventor: Yufei Li
  • Patent number: 11244353
    Abstract: Inventory data is stored, wherein the inventory data represents for each of a plurality of broadcast stations a corresponding inventory of audio advertising spots available from that broadcast station to be filled by an advertising placement system. An advertising campaign data representing a set of advertising objectives of an advertising campaign is received. The inventory data is used to iteratively select advertising spots to be associated with the advertising campaign, based at least in part on a respective computed fitness of match between each selected advertising spot and said advertising objectives.
    Type: Grant
    Filed: September 21, 2020
    Date of Patent: February 8, 2022
    Assignee: Jelli, Inc.
    Inventors: John Paul LeFlohic, Torsten Schulz, Stephen King Dougherty
  • Patent number: 11238501
    Abstract: A selection of a broadcast media ad network and a set of parameters including one or both of a goal and a constraint associated with an advertising campaign is received. Based at least in part on said selection and said set of parameters an advertising proposal, the advertising proposal is determined including an identification of a set of broadcasters associated with the selected broadcast media ad network and for each a corresponding advertising plan portion of the advertising proposal. Information representing the advertising proposal is caused to be displayed at a node from which said selection and set of parameters were received.
    Type: Grant
    Filed: September 21, 2020
    Date of Patent: February 1, 2022
    Assignee: Jelli, Inc.
    Inventors: Sreeharsha Kamireddy, Jateen P. Parekh, Torsten Schulz, Michael S. Dougherty, Stephen King Dougherty, Stephanie Shieh
  • Patent number: 11238425
    Abstract: A system, method and software using a common language-independent interface to interact with multiple hosts are generally described. POS terminals and ICRs interact with a PMI acting as a payments API server. The PMI contains rest-based APIs that are able to respond to HTTP requests for transactional and testing purposes. The PMI communicates with EPS in an EPC interact with an epsilon interface to process transactions and interact with payment hosts, a sigma interface to process loyalty transactions and interact with loyalty hosts and a POSCache interface to interact with pinpads.
    Type: Grant
    Filed: November 26, 2018
    Date of Patent: February 1, 2022
    Assignee: NCR Corporation
    Inventor: Rohith Krishnan Pradeep Chandran
  • Patent number: 11232490
    Abstract: A method and system for analyzing real world information of users to derive physical (real world) user attributes used for selecting online content for presentation by client devices correlated with the users, comprising, detecting a presence of one or more users in a physical registration location by analyzing sensory data captured by one or more sensors deployed to monitor the physical registration location, correlating between the user(s) and an identifier of client device(s) associated with the user(s), identifying one or more user attributes of the user(s) by analyzing the sensory data and transmitting the user attribute(s) coupled with the identifier to one or more remote servers adapted to use the user attribute(s) for selecting one or more online content items served to the client device(s) via a network for presentation to the user(s). The sensor(s) is physically and communicatively disconnected from the client device(s).
    Type: Grant
    Filed: August 2, 2018
    Date of Patent: January 25, 2022
    Assignee: AMDOCS DEVELOPMENT LIMITED
    Inventors: Eran Yosef Paran, Shmuel Ur
  • Patent number: 11227328
    Abstract: An interactive method and device for an e-commerce application program are provided, which belong to the technical field of mobile terminal. The method includes: receiving an interactive virtual item sent from a seller account in an interactive channel of the e-commerce application program, wherein the interactive channel is a collection of groups configured to realize instant communications between the seller account and at least one user account, and the interactive channel corresponds to a product category in the e-commerce application program; determining the at least one user account in the interactive channel; and sending the interactive virtual item to the at least one user account in the interactive channel.
    Type: Grant
    Filed: May 26, 2017
    Date of Patent: January 18, 2022
    Assignee: BEIJING XIAOMI MOBILE SOFTWARE CO., LTD.
    Inventors: Zhiyu Yin, Liming Zhang, Zhiguang Zheng
  • Patent number: 11222377
    Abstract: A recommendation engine can provide recommendations with respect to an application and can provide insights to a user of a computing device. The recommendation engine can receive a prediction based on user engagement with the application during an initial period of time (e.g., a trial period) as to whether the user will convert use of the application to a paid basis (e.g., a subscription or license to the application). An action can be recommended based on the prediction. The recommendation engine can provide insights to a user based on a score associated with the insight. The score can be determined by measuring previous user interactions with the insight over a period of time.
    Type: Grant
    Filed: September 28, 2018
    Date of Patent: January 11, 2022
    Assignee: Avast Software s.r.o.
    Inventor: Rajarshi Gupta
  • Patent number: 11222361
    Abstract: Techniques are described herein that are capable of performing location-based book identification. For example, book(s) may be identified that discuss a location that is within a designated proximity to a mobile device. In accordance with this example, information regarding the book(s) may be provided for consumption by a user at the mobile device. For instance, the information may be displayed on the mobile device in response to the mobile device coming within the designated proximity to the location. The information may include an excerpt of at least one of the book(s), an indication of other location(s) that are discussed by at least one of the book(s), an offer to purchase at least one of the book(s), etc. The user may share the information through social media, interact with other readers and/or the author via a social network, etc.
    Type: Grant
    Filed: September 22, 2018
    Date of Patent: January 11, 2022
    Assignee: Squirl, Inc.
    Inventors: Serie L. Wolfe, Jef Van der Avoort
  • Patent number: 11222375
    Abstract: A personalized data analysis method is provided, so as to find features having discrimination capability from target analysis items. In particular, a data analysis method includes: acquiring sample data; selecting discriminative features of the sample data; determining, for a target analysis item, whether it has a discriminative feature; and correlating the target analysis item with the discriminative feature in response to having the discriminative feature.
    Type: Grant
    Filed: October 25, 2013
    Date of Patent: January 11, 2022
    Assignee: International Business Machines Corporation
    Inventors: Shiwan Zhao, Xian Wu, Quan Yuan
  • Patent number: 11222355
    Abstract: An advertising campaign may be carried out using moving outdoor advertising. Advertisers typically like to manage and track the success of their advertising campaigns. Aspects of the present application may be seen to assist with such management and tracking by providing impression analytics, location analytics, time analytics and frequency reports. Furthermore, aspects of the present application may be seen to provide an ability to augment a moving outdoor advertising campaign with a mobile device retargeting advertising campaign. Then, such metrics as return on investment, profit and gross profit may be tracked. In some aspects, Wi-Fi signals and Bluetooth signals may be collected from mobile devices that are in the range of a Moving Impression Analytics Tracking Device.
    Type: Grant
    Filed: June 19, 2018
    Date of Patent: January 11, 2022
    Assignee: HaulerAds, Inc.
    Inventors: Casey Mansel Binkley, Zachary Aaron Levy
  • Patent number: 11210701
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for providing a customized content item. A method includes: receiving a content request; identifying one or more user device attributes and/or a context of the request; identifying a content item having distribution parameters matching the context and/or user device attributes and including one or more variables that are resolved based on the context or the one or more user device attributes; selecting, as modifying data, a subset of feed data to which the one or more variables for the content item will be resolved, including: identifying the feed data, evaluating the feed data to locate the subset; and selecting the modifying data; and modifying the content item, at least in part, by including, in place of the one or more variables, the selected modifying data; and providing the modified content item in response to the request.
    Type: Grant
    Filed: March 19, 2019
    Date of Patent: December 28, 2021
    Assignee: Google LLC
    Inventors: Karen Yao, Nam Hoang Mai, Shu Niu, Beverly Yang Wong, Vinod Ramachandran Marur
  • Patent number: 11210727
    Abstract: Systems and methods for managing and facilitating combined purchase of items by multiple customers are disclosed. According to an aspect, a method includes receiving, from a computing device, notification by a first user to purchase one or more items. The method also includes determining whether to match the first user with a second user for combined purchase of the one or more items. Further, the method includes associating the first user with the second user for combined purchase of the one or more items in response to determining that the first user matches the second user.
    Type: Grant
    Filed: March 11, 2019
    Date of Patent: December 28, 2021
    Assignee: Toshiba Global Commerce Solutions Holdings Corporation
    Inventors: Yi-Sheng Lee, Te-Chia Tsai, Chih-Huang Wang, Hawaii Xuan
  • Patent number: 11210669
    Abstract: Systems and methods to activate the processing of an allocated resource in operations with a processing system by the use of a round trip communication of the identifier of the resource, in which the resource identifier is communicated from a portal of the processing system to a first website, which passes the resource identifier to a second website during forwarding or redirecting a web browser from the first website to the second website, where the second website provides the resource identifier back to the processing system in communications with the processing system for operations required for the activation of the resource. Upon activation, the resource is processed during a communication session between the first website and the portal (or the processing system).
    Type: Grant
    Filed: October 7, 2015
    Date of Patent: December 28, 2021
    Assignee: Visa International Service Association
    Inventor: Ilker Celikyilmaz
  • Patent number: 11210648
    Abstract: Systems 10, devices 106, methods, and non-transient machine-interpretable programming and/or other instruction products for the generation, transfer, storage, and other processing of secure data sets 11 used in electronic payment transactions, including particularly the secure creation, administration, manipulation, processing, and storage of electronic data useful in processing of pre-funded, pre-paid, and/or otherwise pre-authorized payment transactions. Devices 106, 100, 101 and methods in accordance with the disclosure can be used to create pre-funded payment token data sets 11, the token data sets comprising secure data items or records representing negotiable monetary or other economic value, and to share them between network communication devices 106 such as smart phones, home or business desktop computers, etc., for use in purchases and other transactions.
    Type: Grant
    Filed: March 8, 2017
    Date of Patent: December 28, 2021
    Assignee: Royal Bank of Canada
    Inventors: Edison U. Ortiz, Terry W. Lee, Marko Pavlovic, Arnold Badal-Badalian
  • Patent number: 11188945
    Abstract: An information processing apparatus which is configured to access a database in which a characteristic of a person and advertisement information are associated with each other for each one in an area group within a movement range of a moving object, and configured to control a movement of the moving object, the information processing apparatus comprising: a detection unit configured to detect a specific person that exists within a predetermined distance from the moving object; an acquisition unit configured to acquire a characteristic of the specific person detected by the detection unit; an extraction unit configured to extract, from the database, specific advertisement information about a specific area in a movement route to a destination point of the moving object based on the characteristic of the specific person acquired by the acquisition unit; and an output unit configured to output the specific advertisement information extracted by the extraction unit.
    Type: Grant
    Filed: February 22, 2019
    Date of Patent: November 30, 2021
    Assignee: HITACHI, LTD.
    Inventors: Yoshitaka Hiramatsu, Kazumasa Tokuhashi, Toshimitsu Takahashi, Yukinobu Maruyama
  • Patent number: 11176563
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for optimizing the placement of advertisement blocks on a web page.
    Type: Grant
    Filed: June 12, 2019
    Date of Patent: November 16, 2021
    Assignee: Google LLC
    Inventors: Brandon M. Pearcy, Nathan P. Lucash
  • Patent number: 11176786
    Abstract: A computer-implemented method for demonstrating a personalized automated teller machine (ATM) presentation to a user may include: obtaining transaction data of the user via a device associated with the user; obtaining, via the one or more processors, geographic data of the user based on the transaction data; generating, via the one or more processors, ATM data based on the geographic data of the user; obtaining, via the one or more processors, user feedback data based on the ATM data, wherein the user feedback data comprises a selection of an ATM of the list of the ATMs; transmitting, to the selected ATM of the list of the ATMs, presentation data based on the transaction data and the user feedback data; and demonstrating, via the selected ATM of the list of the ATMs, the personalized ATM presentation to the user based on the presentation data.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: November 16, 2021
    Assignee: Capital One Services, LLC
    Inventor: Stephen Van Beek Faletti
  • Patent number: 11170407
    Abstract: The present disclosure is directed toward systems and methods for generating an un-subscription model and predicting whether a potential customer will un-subscribe from receiving electronic marketing content from a marketing source. For example, systems and methods described herein involve generating a prediction un-subscription model that predicts whether a potential customer is prone to un-subscribe from receiving future communications about a product or merchant in response to receiving a communication for the product or merchant. The systems and methods further involve determining an appropriate action to take with regard to a potential customer based on whether the potential customer is prone to un-subscribe from receiving future communications.
    Type: Grant
    Filed: November 15, 2018
    Date of Patent: November 9, 2021
    Assignee: ADOBE INC.
    Inventors: Moumita Sinha, Kandarp Sunil Khandwala, Harvineet Singh, Dharwar Prasanna Kumar Tejas
  • Patent number: 11163510
    Abstract: A system and method for selective group printing at discounted pricing facilitates a user to select one or more public electronic documents for printing. The user creates a print group for their job and publishes an electronic list of print group jobs, including job properties, print timing and print location. Users who wish to have the same documents printed can elect to join the group to allow for discounted pricing. When it is time to print jobs associated with the group, group members are notified and can proceed to the designated printer to release their jobs.
    Type: Grant
    Filed: August 31, 2020
    Date of Patent: November 2, 2021
    Assignee: Toshiba TEC Kabushiki Kaisha
    Inventors: Jia Zhang, Christopher Nguyen, William Su
  • Patent number: 11157943
    Abstract: In one aspect, an account identifier is associated with a deal purchased by a user from a deal site. The deal has a face value applicable to a transaction with a predetermined merchant, if the transaction satisfies one or more predetermined criteria. The user pays the deal site an amount smaller than the face value. When the account identifier is used at a transaction terminal to initiate a payment transaction, a transaction handler determines whether the payment transaction satisfies the one or more predetermined criteria; and if so, the transaction handler provides the transaction terminal with an authorization response identifying the remaining balance, which is determined by deducting the face value from the payment transaction. The account identifier may be a one-time account number generated specifically for the deal purchased by the user, or an account number of the user used to purchase the deal from the deal site.
    Type: Grant
    Filed: June 11, 2019
    Date of Patent: October 26, 2021
    Assignee: Visa International Service Association
    Inventors: Gourab Basu, Ross Sakata, Michael Mori
  • Patent number: 11151599
    Abstract: Methods, apparatus, systems and articles of manufacture to determine click-through rates for advertisements are disclosed. The apparatus includes an application identifier to identify a first application associated with a first request received at a proxy server; a record searcher to search records in a data store within a first threshold of the first request to detect a second request; and a response detector to detect a response to the second request. The application identifier further to identify a parent advertiser based on content of the response to the second request. The record searcher is further to search the data store to identify records within a second threshold of the second request to determine if the second request is directed to the parent advertiser. The apparatus further includes a reporter to record a click-through event or a non-click-through event as a result of the searching.
    Type: Grant
    Filed: November 3, 2017
    Date of Patent: October 19, 2021
    Assignee: The Nielsen Company (US), LLC
    Inventors: Susan Cimino, Stanley Woodruff
  • Patent number: 11151839
    Abstract: The present disclosure relates generally to gaming systems and methods for facilitating an automatic transfer of funds to and from an electronic gaming machine via a mobile device.
    Type: Grant
    Filed: September 11, 2019
    Date of Patent: October 19, 2021
    Assignee: IGT
    Inventor: Dwayne R. Nelson
  • Patent number: 11144941
    Abstract: A method of assisting with payment of a transaction involving a first user and a second user using a CardBot System including a CardBot API residing in a chat platform is disclosed. The method includes receiving a request for an action to be taken from the first user, receiving identifying information from the first user regarding the second user, receiving information pertaining to the action to be taken, and receiving parameters for the action to be taken. The method includes the step of performing the action to be taken based on the information pertaining to the action to be taken and parameters for the action to be taken. The performance of the action includes a calculation of an amount to be paid by the first user. The method includes the step of facilitating the sending of the amount to be paid from a first payment account to a second payment account.
    Type: Grant
    Filed: October 31, 2019
    Date of Patent: October 12, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Chunxi Jiang, Justin Yoo, Myra Sandoval, Margaret Szeto
  • Patent number: 11144844
    Abstract: Systems, methods, and apparatus for artificially intelligent historical analysis modeling and computer transaction ranking are disclosed. An example method comprises generating, by a computing device, a model based on a plurality of first computer transactions associated with one or more user profiles, determining, by the computing device, a subset of the plurality of first computer transactions associated with the one or more user profiles that correspond to successful computer transactions, refining, by the computing device, the generated model based on the subset, applying the generated model to one or more second computer transactions initiated by a user, and determining, based on an output of the generated model, a likelihood of success for the one or more second computer transactions.
    Type: Grant
    Filed: April 26, 2017
    Date of Patent: October 12, 2021
    Assignee: Bank of America Corporation
    Inventor: Manu Kurian