Abstract: Systems and methods for organizing and controlling the display of content, then measuring the effectiveness of that content in modifying behavior, within a particular temporal and spatial dimension, so as to minimize or eliminate confounding effects.

Abstract: A computer-implemented method for determining an actual cost of ownership of a purchase product may include determining a baseline value of the purchase product, and receiving usage information representative of usage of a user product from a computing device in communication with the user product. The purchase product and the user product may belong to a same class of products. The method also may include determining a user cost component based on the received usage information, and determining an actual cost of ownership of the purchase product based on at least the baseline value and the user cost component.

Abstract: A system, process, and computer-readable medium for securely transferring user personal identification information (PII) across platforms, based on specific permissions, are described. One or more aspects provide greater control, to a user, of when that user's PII may be released from a secure storage in a first platform and securely provided to a second platform. The timing of those releases of the PII may be controlled by specific authorizations from the user via one or more processes. Also, in addition to improving the security associated with the PII transferred between platforms, one or more aspects improve users' experiences by permitting controlled reuse of users' PII to simplify how users provide their PII to separate processes being performed on separate platforms.

Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.

Abstract: Provided are an information processing apparatus, an information processing method, and a program capable of arousing play motivation for a game and betting motivation on a result of a competition. An information processing apparatus of the present invention includes a value providing unit that provides first value to a user who has performed betting on a result of a competition; and a benefit providing unit that provides a benefit usable in a game to the user by consuming the first value.

Abstract: A method of facilitating management of wellness of a user. The method includes receiving a wellness goal associated with the user and an image representing the user, generating avatar data associated with the user based on the image and transmitting the avatar data to a display device associated with the user, receiving user activity data from a user device associated with the user, and generating avatar update data based on the user activity data and transmitting the avatar update data to the display device. Furthermore, two pictures of the user and their body measurements can be acquired by the display device and artificial intelligence used to generate and provide an avatar for the user. Furthermore, a step bank feature may be used to accumulate the user's steps as they exercise over time and allows them to redeem the steps earned at businesses on a network offering user financial incentive challenges.

Abstract: A system for displaying refreshment outlooks the system comprising a computing device, the computing device designed and configured to retrieve a user profile from a profile database; determine a refreshment position using the user profile; select current refreshment possibilities contained within the refreshment position; output a refreshment target, using the user profile; compare current refreshment possibilities and the refreshment target; and generate a refreshment outlook.

Abstract: Methods and systems are provided for auto-configuring a newly purchased user equipment (UE) device with content consumption material that is associated with a user. These methods and systems are provided by way of receiving, in response to the user having purchased the UE device, purchase information (e.g., a credit card number) and a UE device identifier (e.g., a serial number of a purchased UE device). After receipt of this information, a database is searched to identify a user account that is associated with the purchase information. The user account identifies content consumption material that has been processed by other UE devices to enable the user to consume content. A communication is then transmitted to the UE device that causes the UE device to be configured with the identified content consumption material.

Abstract: A method, system and computer program for providing a loyalty engine for automated cause marketing. The method includes a loyalty program system administrator linking merchants and charities to the loyalty system. Members register with the loyalty engine through loyalty system which is accessible via the Internet. Once the merchants and the charities are linked and the members are registered, by operation of the loyalty engine, the merchants can create a customized loyalty program defined by a plurality of merchant defined rules for administering their loyalty program. The merchant defined rules instruct the loyalty engine as to which charities should receive in-kind donations in connection with one or more transactions by a member that is associated to the loyalty program. Once a loyalty system defined time period or donation threshold has been achieved, the loyalty system releases the donation in-kind to the specific charity.

Abstract: A machine learning system and method utilizing artificial intelligence that improves the provisioning of healthcare and reduces the total cost of healthcare and lost productivity. The approach creates a quantifiable assessment of quality and a ranking number measuring a provider's quality of healthcare services. The machine learning system makes a determination of quality based on a clinical evaluation database, an employee related time and attendance database, and a costing database. The system analyzes how quickly a provider returns an employee to work at or near pre-absence productivity and at what cost. The system creates a ranking number that provides employees with a comparison of providers. Employees may then be incentivized to seek high value providers.

Abstract: Provided herein are systems, methods and computer readable media for facilitating transfer of promotions. A promotion and marketing service may allow for assignment of one or more promotions to a first provider or consumer. A method for transferring promotions may include assigning a promotion to a first user account. The promotion may be redeemable by a first user account to obtain a good, service, or experience. The method may also include receiving a request to transfer the promotion to at least one second user account, receiving a promotion reassignment trigger, and in response to receiving the promotion reassignment trigger, assigning the promotion to the second user account using a processor, wherein assignment of the promotion to the second user account enables the second user account to redeem the promotion to obtain the good, service, or experience.

Abstract: In some examples, a computerized system for analyzing images comprises at least one programmable processor and a machine-readable medium having instructions stored thereon which, when executed by the at least one programmable processor, cause the at least one programmable processor to execute operations comprising training an autoencoder using a plurality of image model training samples, the autoencoder comprising a plurality of interconnected layers and combined instances of neural networks, passing input data into a trained autoencoder model, the input data including at least one pixel image, encoding the input data into a compressed version of the input data, and decoding the compressed version of the input data to generate to create an output, the output including a sparse reconstruction of the input data, the output including a predicted pixel image label or score.

Abstract: A consent receipt management system is configured to: (1) automatically cause a prior, validly received consent to expire (e.g., in response to a triggering event); and (2) in response to causing the previously received consent to expire, automatically trigger a recapture of consent. In particular embodiments, the system may, for example, be configured to cause a prior, validly received consent to expire in response to one or more triggering events.

Abstract: A display management device includes an acquisitioner and a data processor. The acquisitioner acquires occupancy request information from a first terminal. The occupancy request information indicates that a request is made to display content on a plurality of displays positioned in a first region. When the acquisitioner acquires the occupancy request information, the data processor generates a available time display data using a display information storage and transmits same to the first terminal. The display information storage stores information relating to available time of the plurality of displays positioned in the first region. The available time display data is data for displaying a screen which shows availability information including the number of displays which can be reserved and/or the occupancy rate thereof for each time period.

Abstract: Embodiments for intelligently matching a user to an agent for a communication session are disclosed. In one example, a system that comprises a computing device that is configured to initiate a first communication session with a first agent client device and generate interaction data associated with the user from the first communication session. A user segment classification is determined for a user account. A user request is received to initiate a second communication. The computing device identifies an agent account of a second agent to participate in the second data communication session. T second communication session is initiated between a client device and a second agent client device associated with the agent account.

Abstract: Computer-implemented systems and methods are provided for tracking user activity and managing quests. By way of example, a method may include receiving, from a website server, first identity data representing an identity of a user and data identifying a quest activated by the user, the quest comprising one or more activities to be performed at a physical location, and receiving, from at least one reporting device, second identity data representing the identity of the user at the physical location, and activity tracking data in response to the user performing an activity associated with the quest at the physical location. The method may also include identifying the user and the quest activated by the user based on the first identity data and data identifying the quest, further identifying the user and activity data related to the quest based on the second identity data and activity tracking data, and monitoring a progress of the user.

Abstract: Systems, apparatus, and methods for providing a promotion to a consumer group are discussed herein. Some embodiments may include a system including circuitry configured to create a group promotion by associating the promotion with a plurality of consumer account records of consumers. For example, the group promotion may be defined by a consumer device. The circuitry may be further configured to determine a group sale threshold for the group promotion, a group sale count indicating a number of the consumers that has purchased and/or agreed to purchase the group promotion, and whether the group sale count satisfies the group sale threshold. In response to determining that the group sale count satisfies the group sale threshold, the circuitry may be configured to associate a group discount value for the group promotion with each of the plurality of consumer accounts records, thereby facilitating network-based consumer device event planning.

Abstract: A method for presenting personalized content to a user includes receiving user data corresponding to a user having a user profile, the user data including at least one or more messages in a user mailbox and a user web browser history within a network, extracting one or more data tags from the received user data, associated at least one data tag with a message, finding information in the network that corresponds to the associated data tag, generating a notification for the user, the notification including the found information in the network, and outputting the generated notification to a user interface of a device of the user.

Abstract: Among other things, systems and methods include a first sensor configured to detect operation of the sink; a second sensor configured to detect personal characteristics of a person operating the sink.

Abstract: A method includes receiving an electronic feed inventory file; creating a feed message including a batch of inventory messages based on the feed inventory file; placing the feed message in a message queue; performing validation of each of the inventory messages; generating a response to each invalid inventory messages; generating a first batch of response message including the responses to the invalid inventory messages; publishing the first batch of response message to the message queue; updating a first database based on validated inventory messages; generating responses to each of the validated inventory messages; generating a second batch of response message including the responses to the validated inventory messages, the first and second batch of response message having the batch identification; publishing the second batch of response message to the message queue; and updating a second database based on the first and second batch of response messages.

Abstract: In several aspects for querying a data source represented by data object embeddings in a vector space, a processor inputs, to a trained embedding generation model, a received query and at least one token for receiving from the trained embedding generation model a set of embeddings of the vector space. The set of embeddings comprises an embedding of the received query and at least one embedding of the at least one token respectively, wherein the embedding of each token is a prediction of an embedding of a supplement of the query. The data object embeddings may be searched for data object embeddings that match the set of embeddings. This may result in search result embeddings of the set of embeddings. Data objects that are represented by the search result embeddings may be determined. At least part of the determined data objects may be provided.

Abstract: An electronic device displays a media capture user interface that includes a media capture preview of objects in a field of view of the camera. While displaying the media capture user interface, the electronic device scans the field of view of the camera for data encoded in an optical machine-readable format. In accordance with a determination that the field of view of the camera includes data encoded in the optical machine-readable format that meets respective notification criteria, the electronic device displays a notification that indicates that the camera application has detected data encoded in the optical machine-readable format. In accordance with a determination that the field of view of the camera does not include data encoded in the optical machine-readable format that meets the respective notification criteria, the electronic device maintains display of the media capture user interface of the camera application without displaying the notification.

Abstract: A system and a method to facilitate sharing media resources of a computing device with a data device integrated with the system are described for enabling a network based communication with a remote device. The system receives a device information pertaining to available computing devices through a discovery manager. The system selects the computing device from the available computing devices. The system enables to initiate a communication between the data device and the remote device. Upon initiation of the communication, the system receives communication data from the computing device, wherein the communication data are obtained using the shared resources of the computing device. The system transmits the received communication data to the remote device for facilitating the network based communication with the remote device.

Abstract: Computer-implemented systems and methods are provided for managing user account data and award redemptions. In one embodiment, a system is provided that includes a web server configured to operate an online platform that enables a user to activate an award enhancement option for an award. The system also includes a data integration server communicatively coupled to the server. The data integration server may be configured to receive, from the web server, first identity data representing an identity of the user and activation data identifying the award enhancement option activated by the user, and store, in a memory device, the activation data with account data of the user.

Abstract: An apparatus and a method manage a received mobile transaction coupon in a mobile terminal. The apparatus includes a communication unit, an information analyzer, a schedule manager, an output unit, and a controller. The communication unit receives a mobile transaction coupon. The information analyzer obtains the received mobile transaction coupon information. The schedule manager registers the obtained mobile transaction coupon information in an alarm program. The output unit outputs the registered mobile transaction coupon information on a relevant date via the alarm program. The controller controls to register the mobile transaction coupon information in the alarm program, and controls to store the received mobile transaction coupon in a storage area corresponding to a reception type or a folder for a widget function.

Abstract: An electronic gaming machine includes a cabinet, a display mounted to the cabinet, a wireless interface for communicating with a portable electronic device, a network interface for communicating with a validation server, a bill validator coupled to a game controller configured to accept bills and printed ticket vouchers, and a removable cash box. The game controller includes a processor and a memory configured to control a wager-based game played on the EGM, redeem virtual ticket vouchers and printed ticket vouchers, receive an indication to transfer value to the EGM via a virtual ticket voucher, receive the virtual ticket voucher including a virtual ticket voucher validation number from the portable electronic device via the wireless interface, validate the virtual ticket voucher with the validation server via the network interface, deposit a credit amount associated with the virtual ticket voucher, and notify the validation server that the virtual ticket voucher is redeemed.

Abstract: Methods and apparatus related to determining a triggering event of a user, selecting media relevant to the triggering event, and providing the selected media to the user. Some implementations are directed to methods and apparatus for determining a past event of the user that is indicative of past interaction of the user with one or more past entities and the triggering event may be determined to be associated with the past event. The media selected to provide to the user may contain media that includes the one or more past entities associated with the past event and the media may be provided to the user in response to the triggering event.

Abstract: In a computer-implemented method, a selected online advertisement is automatically directed to, or online activity is automatically tracked and recorded from, an online user interface device which corresponds, at the time the advertisement is directed or the activity is tracked, to a first online access identifier. The advertisement is directed or the activity is tracked based on information from a user profile that references or includes a first set-top box identifier. That information is derived at least in part from automatically collected data related to user behavior with respect to at least one television advertisement delivered to a set-top box, which set-top box corresponds, at the time of that user behavior, to the first set-top box identifier. The first online access identifier is associated with the first set-top box identifier, by being referenced or included in the user profile, by being associated in a database, or otherwise.

Abstract: The present disclosure describes devices and methods for an anonymized tracking service. In particular, devices and methods are described for a third party system that allows a user to selectively opt-in to wireless location tracking at specific stores. The anonymized tracking service may include a third party, a third party server system, a mobile device, and one or more store computing systems. In one aspect, a third-party (e.g., not associated with a store) mobile application may be downloaded onto a mobile device of a user. The mobile application provides a central control unit that allows the user to select which stores have permission to track the location of the user within a building associated with the store. In some embodiments, the central control unit may also allow a user to select which type or how much additional information the store may collect and save.

Abstract: Various embodiments relate generally to data science and data analysis, computer software and systems, and digital messaging and control systems to determine at an adaptive distribution platform using a distribution predictor a point of time associated with a scheduled delivery of an item coinciding substantially with a zone of time associated with a predicted distribution date of the item, to transmit to a device an electronic message having data associated with an item characteristic and other data associated with a control user input configured to adapt the scheduled delivery, to receive a response to the electronic message indicating one or more actions to manage an order associated with the item, to determine whether a replenishment adjustment of the item is requested, and to transmit a control signal to a merchant computing system to perform one or more data operations associated with the order.

Abstract: Conventional television audience measurements are made with diaries or by imaging the area in front of a television and trying to identify the people in the images watching television. Unfortunately, diaries are only accurate if the audience members record entries in them, and image-based techniques are intrusive. The present techniques address these problems by using a viewer's wearable device to measure a viewer's proximity to a television. The wearable device emits or receives low-power beacon signals; measurements of the signal strength are used to calculate the viewer's distance to the television. If the viewer is close enough to the television and the television is on, the viewer may be engaged with the content on the television. This system is simple, non-intrusive, and can used to measure engagement with each television in a multi-television household.

Abstract: A system and method for mitigating or avoiding risks due to hazards encountered by platooning vehicles. The system and method involve interrogating, with one or more sensors, a space radially extending from a lead vehicle as the lead vehicle travels over the road surface, perceiving the environment within the space, ascertaining a hazard caused by an object in the space, and causing a following vehicle, operating in a platoon with the lead vehicle, to take a preemptive braking action to avoid or mitigate risks resulting from the hazard caused by the object in the space.

Abstract: Systems and methods relating to preparing data for use in a printing operation are provided. One method includes receiving selected records from a first data source. The selected records have been subjected to a first record characteristic updating step and the selected records comprise mail information useful for delivery of printed materials. The method further includes updating the selected records with a second record characteristic updating step. A time at which the second record characteristic updating step is performed is determined in relation to a print production schedule for the printed materials. The method further includes creating a postal pre-sort file based upon the updated selected records for use in the printing operation. The printing operation is performed on a printing device based on the pre-sorted records.

Abstract: A social media computing system is described. The social media computing system provides a social media platform to a plurality of users. Additionally, the social media computing system provides merchants the ability to provide targeted offers to users of the social media platform. As used herein, the word “merchants” also includes service providers. The offers relate to goods or services provided by the merchants. In some situations, the offers are transmitted by the social media computing system to user devices based on requests by the users. In other situations, the offers can be transmitted directly from the merchants to the user devices based on determined locations of the user devices.

Abstract: A method for providing a subscription service in a terminal installed with an application by interworking with an application server is provided. The method comprises displaying a board provided by the application server on an interface screen, and changing an action button in which a function set on the board is implemented according to a passage of time or a selection of a user and displaying the action button. The board comprises a board title, a plurality of contents, and the action button, and is exposed along with a name of a channel having published the board.

Abstract: Methods and apparatus for organizing a distributed network based on routine usage data. In one exemplary embodiment, devices analyze routine usage data via e.g., machine learning and/or other heuristics to determine a set of routine rules and/or routine trigger conditions. Multiple devices may be assigned routine rules and/or routine trigger conditions that establish a fog network. Various described embodiments may incorporate time-shifted control plane operation and/or ledger-based control plane operation; these variants do not require central network management. Other optimizations may include dynamic selection of network topologies and/or routing technologies.

Abstract: Systems and methods are presented for payment transaction overrides and system initiated payment splitting. In one embodiment, a first authorization request associated with a first account is monitored at an override computer, an override trigger is identified, and a transaction override approval is received. Override authorization requests are then sent, and responses to the override authorization requests are received at the override computer. A response to the initial authorization request is the sent based on the response received to the override authorization request. In alternative embodiments the override requests are cascaded, or include requests for new account creation.

Abstract: A system for improving a discovery process for a virtual environment, the system comprising an environment discovery unit operable to perform a discovery process comprising navigation of the virtual environment and identification of one or more aspects of the virtual environment, a performance analysis unit operable to evaluate the effectiveness of the discovery process, and a discovery update unit operable to modify future operation of the environment discovery unit in dependence upon the evaluation.

Abstract: This disclosure describes systems and techniques receiving a request for information from a user and, in response, outputting the requested information along with unsolicited, interesting content that is related to, yet nonresponsive to, the requested information. In some instances, if the requested information is unknown, the techniques may output an indication that the information is unknown, followed by the additional, unsolicited, interesting content.

Abstract: A telematics data marketplace (TDM) computing device including a processor in communication with a memory device is provided. The processor may be configured to: (i) receive registration data from a provider, wherein the registration data includes desired user data sets and an associated purchase price, (ii) retrieve, from the memory device, user data associated with a plurality of users, wherein the user data includes at least telematics data, (iii) match the provider to one or more users of the plurality of users based upon the user data associated with the users matching the desired user data sets of the provider, (iv) prompt the matched users to allow the provider access to the user data for the purchase price, (v) transmit the user data of the matched users to the provider, and (vi) provide the matched users with a reward corresponding to the purchase price of the desired user data set.

Abstract: Apparatuses, methods, and systems for warming new accounts. One system includes a server electronically networked with a user and a plurality of recipients of an electronic mail campaign of the user, the server operating to obtain an initial contact list, check the initial contact list to determine that the initial contact list satisfies an initial set of engagement rules, generate an active contact list comprising modifying the initial contact list when the initial contact list does not satisfy the initial set of engagement rules, electronically send an electronic message campaign to the active contact list, analyze a success of the electronically sent campaign, and adaptively adjust the active contact list according to active engagement rules based on an evaluated success of the electronically sent campaign.

Abstract: A method includes predicting, before a first period of time, a plurality of predicted event metric values and value ranges corresponding to a first plurality of events to occur over the first period of time based on a plurality of prediction models, determining an actual event metric value of the first plurality of events, and determining a plurality of model range multi-partition error (MRME) values indicative of an accuracy, precision, and relative range of the forecasting models based on the actual event metric values, value ranges, and the predicted event metric values. The method includes selecting one of the forecasting models based on the MRME values, determining a cyber security control limit based on a predicted event metric value or predicted event metric range by the selected forecasting model, and outputting an alert based on an actual event metric value being outside of the cyber security control limit.

Abstract: Systems and methods for predicting and making payments via preferred payment methods include predicting a preferred funds transfer method of a payee, generating a token based on the predicted preferred funds transfer method, providing the token to a payee device, receiving an input from the payee device indicating an agreement with the predicted preferred funds transfer method, and initiating, in response to the input, an electronic funds transfer from a source account of the payer to the payee.

Abstract: A power generation planning apparatus that calculates a generation plan which is a plan of starting and stopping and output power of electric generators. The apparatus includes an information calculation unit that calculates demand and supply of electric power, a plan calculation unit that calculates the generation plan of the starting and stopping and the output power of the electric generators by using, as an input, the generation information calculated by the information calculation unit, and an adjustment unit that calculates a generation plan with a time interval shorter than the generation plan by adjusting a starting initiation time and/or a stopping initiation time of the electric generator in the generation plan such that total power generation cost is reduced by using, as inputs, the generation plan calculated by the plan calculation unit and generation information with a time interval shorter than the generation plan.

Abstract: Systems and methods are provided for provisioning data based on network messaging. One exemplary method includes passing, by a network computing device, a message to an institution where the message includes an account identifier for an account of a user and data of a first party. The data of the first party includes a code associated with a category of the first party and/or an identifier of the first party. The method also includes detecting, by a computing device, the message based on inclusion of the account identifier in the message and retrieving a control for the user based on the account identifier. The method then includes identifying, by the computing device, data for the user to be shared with the first party based on the data of the first party satisfying the control and sharing the identified data with the first party apart from the network computing device.

Abstract: A method for parameter adjustment and an electronic device are provided. The method includes: receiving a first input for a target button by a user; and adjusting, in response to the first input, at least two first output parameters corresponding to the target button, where the at least two first output parameters are output parameters of the electronic device.

Abstract: An automated vehicle system includes an information system, data storage, an electronic controller and a notification device. The information system is configured to receive information related to an environment of the automated vehicle. The data storage has a predetermined socially acceptable behavior parameter stored therein. The electronic controller is configured to compare the information to the predetermined socially acceptable behavior parameter and determine vehicle behavior based on the information. The notification device is configured to present a notification of a course of action based on the determined vehicle behavior.

Abstract: A method includes generating an alias that obscures identity information of a user by a remote provider computing system and receiving information relating to a prospective transaction via a digital funding group client application associated with a user computing device and communicatively coupled to the remote provider computing system via a network. The method further includes monitoring a system idle timer of the user computing device and resetting the system idle timer at predetermined time intervals, thereby maintaining the user computing device in active mode. The method further includes, while maintaining the user computing device in active mode, performing an electronic search for a sponsorship opportunity via the network, receiving a search result dataset via the network, generating a displayable result set based on the search result dataset, and rendering the displayable result set on a display. The displayable result set includes at least one prospective sponsor.

Abstract: A computerized enhanced discreet coupon (EDC) processing system processes shopper EDC(s) using a scanner and a processor. The scanner scans purchased items. The processor generates tickets corresponding to the purchased items, syntactically validates shopper EDC(s), semantically checks the EDC(s), and authenticates the EDC(s). If an EDC is authentic, then the processor compares the EDC against the ticket to determine if the EDC qualifies, and if so, then the EDC is redeemable. Authentication can be accomplished by, for example, comparing EDC rule(s) and/or rule identifier(s) against genuine rule/identifier sets. Genuine rule set includes a qualifying rule and a redemption rule.

Abstract: A display method includes imaging a captured image containing a first marker placed on a surface and a second marker placed on the surface, and displaying a first image corresponding to the first marker and a second image corresponding to the second marker in an arrangement corresponding to an arrangement of the first marker and the second marker in the captured image on the surface.