Abstract: The invention described here relates to an automated system and method to extract selective information from a store receipt and/or to insert selective information into a store receipt in real time without altering the existing store level transaction processing system and process. Since data capture and insertion can be accomplished without replacing or interfering with the existing systems in the store, this technology serves as the foundation to deliver all of the above capabilities within a single solution. Further, it allows retailers to gain revenue by offering space on their receipts to print customized advertisements for other businesses.

Abstract: A method of managing a system for providing a discount is disclosed. The system includes obtaining payment instruments at a discount to their face value from a number of merchants and providing the user with a product to utilize these payment instruments. At the time the user purchases goods and/or services and in response to the user actions, the user account is associated with payment instruments to cover at least a portion of the total amount of purchase. The user is charged for the provided payment instruments and then can redeem them for at least a portion of the total amount of purchase. If a balance remains, the user is informed about it. A communication is sent to the user about the details of transaction.

Abstract: A method and apparatus for allowing a customer to purchase or otherwise receive a benefit during a first transaction that will be redeemed by the customer or provided to the customer at a later time or during a future transaction for the purchase, rental, lease, etc. of one or more products and/or services. The price to the customer for the benefit may be a monetary amount, a non-monetary amount, a commitment by the customer to complete or perform some obligation or qualifying action. The value of the benefit to the customer may be based on one or more aspects or characteristics of the first transaction.

Abstract: An online reward exchange system and method of operation, which includes an exchange computer that interoperates via a computer network with user computers, reward point issuer computers, and merchant computers. The merchants' products may be purchased by a user by requesting an issuer(s) to redeem reward points in exchange for payment to the merchant for the product. The exchange computer is the gateway to the system and manages various transactions such as providing online product catalogs to users that list the merchants products, as well as displaying to the user the reward points he has available in his reward programs with the issuers. Once a user selects a desired product the exchange computer can mediate or manage the purchase transaction in which reward points are redeemed by the selected issuer and consideration is conveyed to the merchant in exchange for the merchant providing the product to the user.

Abstract: Techniques are described herein that are capable of facilitating development of data-rich applications. A data-rich application is an application (e.g., a software application) that is configured to perform an analysis of data (e.g., structured data, unstructured data, or a combination thereof) and to provide information based on the analysis. In accordance with the aforementioned techniques, a public online environment may be provided in which application developers are allowed to access representative samples of data owned by data owners at a substantially reduced cost (e.g., free) to facilitate development of the data-rich applications.

Abstract: In one aspect, a computing apparatus is configured to represent offer rules based on requirements for the detection of predefined types of events and actions scheduled to be performed in response to the detection of each occurrence of the events. The events are independent from each other in processing and are linked via prerequisite conditions to formulate the requirements of an offer campaign. The computing apparatus is configured to allow a user to register a plurality of different accounts; and a transaction in a first account of the user can be used to satisfy the prerequisite conditions for the detection of a subsequent event in the offer rules corresponding to a subsequent transaction in a second account different from the first account. Thus, the user can use any of the registered accounts to generate the events anticipated by different stages of the offer rules and thus trigger the respective actions.

Abstract: Computerized decision-making systems and methods are described for determining whether to provide one or more rewards, such as a coupon or instant discount, to a customer requesting to make a merchandise return at a store, and, if so, to determine the terms of the reward, such as value, expiration date/time and other terms that may be associated with a coupon. The reward determinations may be implemented in conjunction with a system for authorizing the requested merchandise return transaction. Information about the requested return may be used together with data about the customer's past purchase, return transactions, and other customer-related data. In some embodiments, the determinations are based, at least in part, on store-related information and policies. The reward may be printed with a receipt issued to the customer at the point of return and/or may be provided to the customer using a wide variety of other communications technologies.

Abstract: A method and apparatus for provisioning price-differentiated products while deterring piracy comprising creating a plurality of triples, wherein each triple comprises a first component, a second component, and a third component, wherein each triple uniquely identifies a price-differentiated product; providing to a vendor of the product a plurality of pairs, wherein each pair in the plurality of pairs comprises the first component and the second component of the triple for each price-differentiated product provided to the vendor; receiving the pair from the vendor when the product is sold; providing to a purchaser identification verifier the pair for the product that was sold; receiving from the purchaser identification verifier the second component of the triple upon verification of an identity of a purchaser; and providing product activation information to the identity verified purchaser in response to receiving the second component, wherein the activation information enables use of the product.

Abstract: A system and method is provided to allow a user to specify different merchant categories of transactions for offers that allow the user to receive different benefits for transactions in the respective merchant categories.

Abstract: A campaign offer system provides an offer using a mobile device. A service provider includes one or more servers with engines and attached storage. The service provider is configured to be in communication with a mobile application running on a user mobile device of a use. The service provider is in communication with an advertiser, a retailer and a financial institution. A retailer gateway is in communication with a retailer checkout system that has a unique identifier for each retailer checkout location captured by the mobile device. The unique identifier is transmitted to the service provider which effects transactions between the user and the retailer checkout system via the retailer gateway. The service provider invoices the advertiser for the offer with redemption information.

Abstract: A method for coordinating purchases of goods or services comprises the steps of establishing a consumer group (216) including a plurality of members (218A-218n); and establishing a first price discount on a first consumable that is made available to each of the plurality of members (218A-218n) of the consumer group, the first price discount being based on the number of members (218A-218n) in the consumer group (216). The step of establishing a first price discount can include the first price discount being made available to each of the plurality of members (218A-218n) of the consumer group (216) regardless of the number of members (218A-218n) that actually purchase the first consumable. The method can further comprise the step of providing a rebate to a first member (218A) of the consumer group (216), the rebate being based upon a dollar amount of purchases made by one or more members (218A-218n) of the consumer group (216) over a predetermined period of time.

Abstract: A method of negotiating an electronic commerce (e-commerce) transaction for the sale of a selected good can include identifying an asking price for the selected good and retrieving from memory merchant business objectives (MBOs) and consumer privacy rules (CPRs). The MBOs can specify incentive information corresponding to a proposed exchange of consumer information and the CPRs can specify asking prices corresponding to the proposed exchange of consumer information. The MBOs can be compared to the CPRs to determine if an agreement can be reached for the sale of the selected good with an incentive based upon the proposed exchange of consumer information. The e-commerce transaction for the sale of the selected good with the incentive can be consummated if in the comparing step it is determined that an agreement can be reached.

Abstract: The present invention provides a SMS authentication method. The SMS authentication method includes transferring the authentication message into different types of authentication codes and/or review codes, sending the authentication codes and/or review codes to the authentication request end and the user via different types, providing the authentication codes input by the user and the authentication codes from the authentication service supply end to the authentication service supply end by the authentication request end, and making the user determine according to the review codes whether the authentication procedure is correct. Hence, the SMS authentication method of the present invention prevents the authentication information from being illegally recorded or stole during the transmission of the authentication message and prevents the phone number from being stole or forged.

Abstract: A system for providing instant rebates to a customer at a point of sale includes a kiosk by which the customer initiates a rebate process by presenting a machine readable document having rebate information generated by a retailer's POS system. The customer may initiate an electronic funds transfer to the customer's account for amount of the rebate due, or alternately receive a printed check or a store card with a credit balance redeemable at the point of sale. The kiosk may report rebates in real time and have additional functionality to assist manufacturers and retailers for other marketing purposes.

Abstract: A system includes a transaction handler configured to communicate with a first issuer processor to maintain a balance of a stored value account, store an offer in association with the stored value account and a consumer account that is under control of a second issuer processor, detect in the consumer account a transaction satisfying requirements of the offer, apply at least a portion of the balance of the stored value account to the transaction, determine a reduced transaction amount for the transaction after applying at least the portion of the balance of the stored value account to the transaction, and communicate with the second issuer processor for an authorization response for the transaction of the reduced transaction amount in the consumer account.

Abstract: A method for providing contingent payments includes receiving, from a first user through a user device over a network, a contingent payment request. The contingent payment request is stored in a database. A contingent payment intent is provided on a user profile that is associated with the first user. The user profile is monitored. When it is determined that at least one contingent payment factor in the contingent payment request has been satisfied by a second user, funds are transferred from a user account associated with the first user to a merchant account in order to purchase a first product that is associated with the contingent payment request. In an embodiment, the second user may provide a coupon on the user profile that satisfies the at least one contingent payment factor and results in the purchase of the first product using the user account.

Abstract: Described herein are an on demand kiosk commerce system and method. The on demand kiosk commerce system and method may include a Package Delivery Kiosk (PDK), associated front end and back end package delivery management systems, portals for the consumer and the retailer, portals for the common carrier, sender, and recipient, a package inventory management system, integrated retailer access, a real and automated retailer bidding system and a kiosk for distribution. A system for fulfilling customer orders includes an Internet accessed shopping site that permits customers to purchase a product and a product fulfillment page that allows a customer to choose among fulfillment choices including common carrier delivery and kiosk pickup. The system includes kiosks for fulfilling the kiosk pickup choice, each of the kiosks being an automatic purchase fulfillment center. The system for rapid fulfillment may include an order for immediate pickup button as part of a web interface.

Abstract: System and method for calculating and applying surcharges or payment type fees to payment transactions. A calculation device receives pricing and payment information for a transaction, such as a credit or debit card transaction, and calculates a surcharge or payment type fee based upon the transaction costs that will apply if the transaction is completed. The transaction costs may be estimated by the calculation device or received from a payment network.

Abstract: A method and system for creating an augmented reality experience in connection with a stored value token comprises augmented reality software which can be loaded on a general purpose computer. This augmented reality software can be downloaded from an external source, such as the Internet. The augmented reality software may monitor camera signals in order to detect a marker on a stored value token. The augmented reality software tracks the position of this marker relative to camera. The augmented reality software can produce an object which is projected on the image captured by the camera and adjacent to the image of the marker. The projected object can have three dimensions as it is projected on a two dimensional display. In response to certain conditions, the projected object may later be changed so that it contains a graphical item related to the value associated with the stored value token.

Abstract: Disclosed is a method for facilitating the electronic purchase of any product or a service. Specifically, the method provides a geolocated store for the electronic purchase of products and services that uses a merchant specified geofence to define the electronic offers that are promoted, performed, or otherwise presented to a viewer during an event, and in one embodiment at or near the moment the product or service is promoted, performed, or otherwise presented to the viewer.

Abstract: A system and method for converting a rebate sponsor's offer into an instant credit or price reduction against a follow-on purchase. Rebate requests are obtained at a site on the Internet. The rebate request is tested to confirm that the at least one predetermined criterion has been satisfied. The person making the rebate request is enabled to make the follow-on purchase, with the rebate being converted into the instant credit or price reduction against the total price of the follow-on purchase. The follow-on purchase transaction is completed by charging that person for the purchase. The credit or price reduction can be conditioned on at least one predetermined criterion such as amount being spent on the follow-on purchase, the vendor from which the follow-on purchase is being made, and other criteria. The credit or price reduction can be redeemed in parts across a series of follow-on purchase transactions. In another aspect of the invention, consumers are advised of rebate offers.

Abstract: A method for printing an image on a receipt is disclosed. The method may begin with the initiation of a transaction such as a purchase or return at a point-of-sale system. Next, an image unique to the transaction may be obtained or generate. The image may comprise non-textual graphics. While the transaction is being performed, the image may be passed to a receipt printer and stored with memory thereof. Accordingly, the images may be stored in memory of the receipt printer before the other tasks associated with the transaction have all been performed. Finally, to complete and document the transaction, the receipt printer may print a receipt. The receipt may have the image printed thereon.

Abstract: In an image network system used for network print service which receives an order for printing or the like by using a communication network such as the Internet, there are provided a center server capable of providing service which is different depending upon points given to a customer according to an order track record, at a time of using the system, capable of suitably setting a storage capacity and a storage period of an image for a user without placing a burden on the user while importance is placed on an operational efficiency of the system, capable of allowing a user to upload images as many as possible in an album, and useful for prompting an order, and an image network system including the center server.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for applying offer to purchase transactions at settlement. An exemplary apparatus is configured to determine at least one transaction associated with a user's financial institution account; and determine, when processing the at least one transaction, whether to apply at least one offer to the at least one transaction. The at least one offer enables the user's financial institution account to receive a discount or a rebate on the at least one transaction. The at least one offer was activated by the user or automatically activated based on one or more pre-configured user preferences. In some embodiments, the at least one offer is applied to the at least one transaction based on the least one transaction occurring during a predetermined period.

Abstract: A method of providing a buying incentive to a customer for the purchasing of at least one item of value, the method comprising the steps of: (a) advertising to a customer the option of buying at least one item in a series of the items of value, with predetermined special members of the series being able to be purchased for a special price, the special members being unknown to the user; (b) providing a user with the option to precommit to buying at least one of the items of value; (c) utilizing the series, including any predetermined special members having a special price, to determine the total cost to the customer of the purchase; and (d) fulfilling the purchasing requirements of the purchase.

Abstract: Various embodiments of the present invention provide systems, methods, and computer-program products for determining shipping incentives. In general, various embodiments of the invention involve applying a shipping incentive for a customer receiving inbound shipments from a plurality of parties based on increased inbound shipments received from such parties. Additional embodiments of the invention involve applying a shipping incentive to at least one customer based on increased shipments shipped to and/or received in a locale for a particular time period using a common carrier. In particular embodiments, the incentive may be a discount on a cost of shipping for the customer. In other embodiments, the incentive may be something else such as a preferred shipping service for the customer.

Abstract: Methods, systems, and computer-executable instructions for automatically processing promotion redemptions are provided. An exemplary method includes linking promotion information with an account of a customer in a database. The promotion information pertains to a promotion for a product or service offered by a merchant. The method includes receiving a request to provide payment for a transaction using the customer account. The request includes an amount of the transaction and an identifier of the customer account. The method further includes retrieving the promotion information from the database based on the identifier, verifying that the transaction is eligible for the promotion based on the retrieved promotion information, and adjusting the amount of the transaction based on the retrieved promotion information.

Abstract: Accordingly some embodiments, a merchant server receives an indication of acceptance by a customer of an offer for a subsidy from a second merchant of a purchase of at least one item from a first merchant. The customer agrees to participate in an additional transaction with the second merchant in exchange for having the subsidy applied against the purchase from the first merchant. In one embodiment, after selling the at least one item to the customer, the merchant server determines that the customer did not participate in an additional transaction with the second merchant as the customer agreed to, and assesses a penalty against the customer.

Abstract: Methods, systems, and computer-executable instructions for automatically processing promotion redemptions are provided. An exemplary method includes receiving a request to authorize payment for a transaction using a customer account. The request identifies the customer account and the transaction is associated with at least one purchased product. The method includes selecting a promotion for the transaction based on the customer account and one or more rules. The amount of the transaction is adjusted based on the selected promotion. The method also includes transmitting an authorization for the adjusted transaction to the merchant. The method may also include selecting a promotion that has been pre-purchased by the customer.

Abstract: Methods, systems, and computer-executable instructions for processing financial transactions are provided. An exemplary method includes receiving a request from a merchant to authorize payment for a transaction using a financial account of a customer. The request includes information about the transaction. The method further includes analyzing the transaction information based on a profile of the customer that is linked to the financial account and based on data pertaining to at least one other related transaction. Finally, the method includes generating a message about the transaction based on the analysis and transmitting the message to a recipient.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for substituting an offer at the time of settlement of the offer. An exemplary method comprises determining a transaction associated with a financial institution account, wherein the transaction is associated with a first offer activated by a user of the financial institution account or automatically activated based on one or more pre-configured user preferences; determining, when processing the transaction, whether to substitute the first offer with a second offer, wherein the second offer is based on at least one of user information or account information associated with the user at the time of processing the transaction; and substituting the first offer with the second offer, wherein a rebate associated with the second offer is applied to the transaction.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for reverse couponing. An exemplary apparatus is configured to determine user information and account information associated with a user; adjust offer information associated with an offer based on the user information and the account information, wherein the offer enables the user to receive at least one of a discount or a rebate on a purchase from a merchant; and transmit the adjusted offer to the user.

Abstract: A method for initiating a financial transaction on a mobile device includes: transmitting, by a transmitter, a wallet identifier associated with the mobile device; receiving, by a receiver, transaction information for a financial transaction to be initiated, wherein the transaction information includes at least a transaction amount; storing, in a database, at least one deal and a payment card, wherein each deal of the at least one deal includes at least a discount amount; receiving, via an input, an indication of a deal of the at least one deal to be applied to the financial transaction to be initiated; and initiating, by a processor, a financial transaction by transmitting an authorization request for the financial transaction, wherein the authorization request includes the payment card and is for a remaining amount, the remaining amount based on the transaction amount and the discount amount corresponding to the indicated deal.

Abstract: The present disclosure provides systems and methods for processing purchases, including obtaining a payment account identifier for a purchase; transmitting the payment account identifier to a financial institution; receiving a rewards account identifier associated with the payment account identifier; and transacting the purchase using the payment account identifier. The systems and methods may include associating the purchase with the rewards account identifier and applying a benefit associated with the rewards account identifier to the purchase.

Abstract: A system and methods for delivering targeted marketing offers to consumers during a session with an online (web-based) Internet portal, particularly suitable for online banking portals of financial institutions. An offer management system receives information corresponding to an advertising campaign of an advertiser corresponding to terms of a targeted marketing offer to be provided to a consumer accessing the online portal, and provides advertising campaign data corresponding to the targeted marketing offer and to an offer-triggering event to an offer placement system. An offer placement system receives the advertising campaign data, determines the occurrence of the offer-triggering event by a consumer during an online session with the online portal, and delivers information corresponding to the targeted marketing offer to the consumer.

Abstract: In selected embodiments, a computer system implements a virtual currency that can be purchased using a variety of ways, including cash and foreign exchange; wire and similar transfers; trade in of various rewards, airline miles, and unused gift cards; as well as in other ways. Vendors can provide effective discounts and incentives through real time setting of exchange rates between the virtual currency and an existing currency such as legal tender (e.g., dollars), for using the virtual currencies in their stores. The incentive, the fee of the operator of the system, and additional available discounts/coupons may be provided at the point-of-sale.

Abstract: A buyer-seller matching system that uses incentives to verify commissions from matching a buyer with a seller. The system can include a repository of information about items for purchase. Items may be located by a user over a network. Each item may be paired with incentive that is awarded if that item is purchased from a designated third party. If the user purchases the item, the seller pays the system an agreed upon fee and also issues the buyer a certification of purchase. The user may then receive the incentive from the system. The system can check to verify that it has received a fee or commission from the seller for bringing the seller a buyer of the item.

Abstract: Merchants create ecommerce-enabled ad units advertising items offered by the merchants. The ad units contain functionality enabling customers to purchase the items by interacting with the ad units. The ad units have associated bid prices that the merchants agree to pay for sales through the ad units. The merchants provide the ad units to a broker. The broker publishes the ad units on web pages provided by publishers. A customer receiving a web page interacts with the ad unit to purchase the item. During the interactions, the broker dynamically updates the ad unit to carry out the transaction. The broker collects the bid price from the merchant and shares it with the publisher that published the page on which the ad unit appeared.

Abstract: Systems and methods are disclosed for generating payment values of goods and services (rewards). The disclosed systems and methods may include receiving an input Furthermore, the disclosed systems and methods may include dynamic calculating, based upon the received input, a plurality of payment pairs, each of the plurality of payment pairs comprising any (including a plurality of) non-monetary currency value and/or any monetary currency value (between 0% and 100% respectively 100% and 0%).

Abstract: A method, apparatus, computer readable medium, computer system, network, or system is provided for mobile and online payment systems for mobile and online promotions or offers or daily deal coupons or daily deal coupons aggregation provided using impressions tracking and analysis, location information, 2D and 3D mapping, social media, and user behavior and information for generating mobile and internet posted promotions or offers or daily deal coupons or daily deal coupons aggregation for, and/or sales of, products and/or services in a social network, online or via a mobile device-for mobile and web based promotions or offers that connect information and user behavior data to a user or related demographic location or user specified or predicted demographic location(s) for targeted promotions or offers for products and/or services in a social network, online or via a mobile device.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for presenting one or more offers to a user during an online shopping experience including the steps of receiving an input that the user has initiated the online shopping experience, receiving one or more product identifiers, comparing the one or more product identifiers to at least one rule, determining the one or more offers for one or more products associated with the one or more product identifiers, presenting to the user, via a user interface, the offer for the product before the consumer enters the point of transaction area of the store, receiving an input from the user accepting the one or more offers; and transmitting acceptance of the one or more offers by the user to at least one of a financial institution of the user or the merchant.

Abstract: A system and method for providing a message on the graphic display of a wireless device while the wireless device is connecting to an application download server across a wireless network. When the wireless device attempts to communicate with an application download server or changes files while navigating an application download server, a message is transmitted across the wireless network to the computer platform of the wireless device and displayed to the user of the wireless device. The message can be transmitted to the wireless device from the same application download server that the wireless device is attempting to connect to or navigate, or alternately, the message can be transmitted from another server on the wireless network.

Abstract: A method of providing coupons for shopping includes storing a shopping list in an electronic device including items for purchase via a merchant, storing electronic representations of coupons in the electronic device and associating the electronic representations of coupons with items included in the shopping list.

Abstract: The present invention generally relates to systems and methods for incentivizing payment means. Specifically, this invention relates to a system and method for incentivizing the use of cash payments for completion of in person transactions.

Abstract: A transaction server may enable users to purchase goods and services from vendors, and may receive and fulfill coupons applied to the transactions. In some scenarios, the transaction server may only accept one coupon per transaction, or may accept multiple coupons for a transaction that are separately and independently applied to the transaction. However, in other scenarios, a coupon may alter the effect of another coupon on the transaction (e.g., doubling a discount presented by another coupon). Accordingly, the transaction server may be configured to apply a base coupon to the transaction, and alter the effect of the base coupon on the transaction according to an auxiliary coupon. In many such scenarios, the transaction may involve individuals in a social network (e.g., a user presenting the base coupon, and an individual in the user's social network presenting the auxiliary coupon in order to participate in the same transaction).

Abstract: Methods and systems are provided for a user to redeem, even after a purchase (online or offline), any sort of promotional payment that may applied to a purchase, such as a coupon, gift card, reward, loyalty card, or other promotional payment or savings discount. The user may make payment to a merchant using a payment service. Many consumers forget to take a promotion—such as a coupon, gift card, loyalty card, or reward—to redeem at the time of purchase. Using the service, the consumer user may be able to redeem a promotion, e.g., coupon, for a purchase even after the purchase has been made, thus separating the purchase decision from the payment decision, and increasing user satisfaction. During the payment process using the service, the service provider may let the user decide which promotional payment (e.g., coupons, gift cards, rewards) to use, possibly subject to various limitations.

Abstract: A computer-implemented method for interactive shopping by a customer includes providing a downloadable user interface readable on a mobile electronic device that receives shopping list data representing items in a shopping list associated with the customer and receives coupon data representing coupons held by the customer for one or more of the items in an inventory of items for sale at a retail store. The shopping list includes items selected by the customer from the inventory of items. The method may further include receiving a request to checkout from the customer and, in response thereto, consummating a sale of the items in an electronic shopping cart by discounting a price of each item in the electronic shopping cart for which the customer holds coupons by an amount corresponding to the respective coupons.

Abstract: Systems and methods for determining transaction information for a purchase are provided. A system for determining transaction information for a purchase includes a processor having a user account module configured to receive order information associated with a user account. The order information is associated with a purchase and is received via the user account. The system also includes a payment module configured to receive payment information. The payment information does not identify the purchase, and does not identify the user account. The system also includes a token management module configured to determine that the payment information is associated with the purchase, and to determine transaction information associated with the purchase based on the order information and based on the payment information. The user account module is further configured to transmit at least a portion of the transaction information to the user account.

Abstract: A system and method allows a consumer to gift an incentive and/or offer to a recipient, which can be applied to a transaction conducted by the recipient. The incentives are given and redeemed without requiring issuance or utilization of a gift card that is distinct from payment instruments (such as a debit or credit card) utilized by the recipient prior to receiving the incentive. Instead, the monetary value of the incentive given by the purchaser is transferred from an account owned by the purchaser to an intermediate account owned by a third party. When the recipient redeems the incentive, the monetary value of the incentive is automatically transferred from the intermediate account to an account owned by the recipient. In this manner, the purchaser does not have to give either a physical or virtual incentive card and hence, the incentive is not subject to gift card regulations.

Abstract: A method of facilitating access to a promotional offer, the method comprising: receiving at a server system a page request from a client device; and sending program code executable in a browser application to the client device in response to the page request, the program code being executable to display at least one promotional offer and a promotional code, to provide a flash object at a display position of the promotional code and, in response to selection of the flash object, to cause the promotional code to be copied to a user-accessible memory of the client device and to open a new browser display of the browser application.