Interconnection Or Interaction Of Plural Electronic Cash Registers (ecrs) Or To Host Computer (e.g., Network Detail, Transfer Of Information From Host To Ecr Or From Ecr To Ecr, Etc.) Patents (Class 705/21)
  • Patent number: 11354681
    Abstract: A system (400), device (101) (202) (401-404) and method are provided to purchase, download and obtain transferable rights to play content using a mobile telephone. In an alternative embodiment, the mobile telephone is used to purchase content, which then is downloaded using other channels, i.e., a broadband using other consumer devices (202) (401-404) and played by these other devices (202) (401-404).
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: June 7, 2022
    Assignee: Koninklijke Philips N.V.
    Inventor: Eric Hendrik Jozef Persoon
  • Patent number: 11339048
    Abstract: A fleet fueling system may be implemented with controllers electronically interfacing with fuel dispensers at dispensing stations and communicating via a wide area network with one or more computing device implementing multiple subsystems. Hardware components and subsystems may be configured to avoid operating errors and provide end-to-end functionality, including one or more of: avoiding damage to movable readers that can collect information about assets positioned at fuel dispensing stations, selectively authorizing fuel to be dispensed based on the types and amount of fuel those assets are authorized to receive, quickly and reliably entering information about assets, providing analytics relating to fuel usage per asset, predicting future fuel needs at each of multiple fuel dispensing sites and scheduling fuel deliveries based on predicted needs, and detecting or correcting operating errors in the system.
    Type: Grant
    Filed: February 16, 2018
    Date of Patent: May 24, 2022
    Assignee: FuelLoc LLC
    Inventors: William McNamara, Paul A. Sullivan, Timothy Callow
  • Patent number: 11335149
    Abstract: A locker bank and kiosk system that provide storage for multi-featured portable locker boxes, wherein each portable locker box includes a global position system receiver for location monitoring as well as other features. Using an app that is running on a mobile device or the kiosk, the user can identify an available or vacant locker, reserve the locker, open the locker and retrieve the portable locker box and store other items within the locker in the locker bank.
    Type: Grant
    Filed: March 22, 2021
    Date of Patent: May 17, 2022
    Inventor: Austin Igein
  • Patent number: 11334862
    Abstract: In this application, a terminal transaction method and a terminal are provided and used to resolve a problem existing in the prior art that an NFC application does not match a type of a POS, and there is relatively poor user experience. The method includes: establishing, by a terminal, a near field communication NFC radio frequency connection to a point of sale POS, and starting up a first transaction; and selecting, by the terminal, a first NFC application corresponding to the POS, and performing the first transaction when a use condition of the first NFC application is already satisfied.
    Type: Grant
    Filed: November 30, 2017
    Date of Patent: May 17, 2022
    Assignee: HUAWEI TECHNOLOGIES CO., LTD.
    Inventors: Sishan Wang, Xiaona Zhao
  • Patent number: 11334859
    Abstract: A method and system for retail management of controlled substances is provided. Controlled substances such as alcohol or cannabis may be sold as products or served at a venue. The process of purchasing the controlled substance, or service of a controlled substance the current venue includes a customer presenting the controlled substance for purchase and providing a customer identifier. The point of sale device at the venue may send an authorization request to a processing server at a remote service, which may reply with an advisory response including information from a customer profile. Optionally, a system and method of retail management of controlled substances provides for a law enforcement system may send an investigation request comprising a vehicle identifier to the processing server, and in response an investigation response may be sent to the law enforcement system may be sent including information from the customer profile.
    Type: Grant
    Filed: September 30, 2020
    Date of Patent: May 17, 2022
    Assignee: Poole Technologies LTD.
    Inventor: Brandon Joseph Poole
  • Patent number: 11321692
    Abstract: A POS terminal for fulfilling orders includes a state processor and an order processor. The state processor queues state changes in durable order queues that correspond to orders in a restaurant. The order processor, coupled to the state processor, generates the state changes and accesses and transmits the state changes in each of the durable order queues to a synchronization server, from oldest to youngest, when operably connected to a network, where the order processor includes current order state fields corresponding to all of the orders, and where the order processor utilizes domain specific rules disposed therein to resolve conflicts in the orders occurring from state change updates received from the synchronization server which result from other state changes to the one or more orders generated by one or more other POS terminals, where one or more of the orders are received from a third-party terminal that is not on-premise with the POS terminal.
    Type: Grant
    Filed: March 30, 2020
    Date of Patent: May 3, 2022
    Assignee: Toast, Inc.
    Inventor: Oleg Golberg
  • Patent number: 11321690
    Abstract: A point-of-sale terminal for fulfilling orders under non-persistent network conditions is provided. The terminal includes a state processor and an order processor. The state processor queues state changes in durable order queues that correspond to orders in a restaurant. The order processor, coupled to the state processor, generates the state changes and accesses and transmits the state changes in each one of the durable order queues to a synchronization server, from oldest to youngest, when operably connected to a network, where the order processor includes current order state fields corresponding to the orders, and where the order processor utilizes domain specific rules disposed therein to resolve conflicts in the orders occurring from state change updates received from the synchronization server which result from other state changes to the orders generated by one or more other POS terminals.
    Type: Grant
    Filed: March 30, 2018
    Date of Patent: May 3, 2022
    Assignee: Toast, Inc.
    Inventor: Oleg Golberg
  • Patent number: 11323842
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, a user experience for accessing the service via the UI.
    Type: Grant
    Filed: August 18, 2020
    Date of Patent: May 3, 2022
    Assignee: PAYPAL, INC.
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel
  • Patent number: 11301869
    Abstract: Systems and methods are presented for payment transaction overrides and system initiated payment splitting. In one embodiment, a first authorization request associated with a first account is monitored at an override computer, an override trigger is identified, and a transaction override approval is received. Override authorization requests are then sent, and responses to the override authorization requests are received at the override computer. A response to the initial authorization request is the sent based on the response received to the override authorization request. In alternative embodiments the override requests are cascaded, or include requests for new account creation.
    Type: Grant
    Filed: September 11, 2019
    Date of Patent: April 12, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Allen Cueli, Lori D. Van Deloo
  • Patent number: 11301828
    Abstract: A wireless checkout system includes peripheral stations, a server that stores location information indicating a position coordinate of each of the peripheral stations, one or more base stations, and a mobile point-of-sale (POS) terminal. The mobile POS terminal includes a wireless communication interface configured to receive a wireless signal from the base stations, a display, and a processor. The processor designates one of the peripheral stations as an associated peripheral station, determines a position coordinate of the mobile POS terminal based on the wireless signal, selects, based on the determined position coordinate of the mobile POS terminal and the location information, another of peripheral stations that is closest to the mobile POS terminal to be an alternative peripheral station to be recommended for the checkout, when the associated peripheral station is not available, and then controls the display to display a screen indicating the alternative peripheral station.
    Type: Grant
    Filed: July 6, 2020
    Date of Patent: April 12, 2022
    Assignee: TOSHIBA TEC KABUSHIKI KAISHA
    Inventor: Osamu Tsuchiya
  • Patent number: 11288926
    Abstract: The present invention relates to gaming systems and methods where a wager game may trigger a bonus round. A player may qualify for the bonus round at random or through satisfaction of some predetermined criteria. The player then participates in the bonus round, which may award bonus points at random or require the player to demonstrate skill, knowledge, or strategy to earn bonus points. Although a limited number of attempts in the bonus round may be awarded, the player has an option to re-buy attempts to continue enjoying the bonus round. Upon the satisfaction of certain criteria, which may include, but are not limited to, completion of the game or a decision by the player to end the bonus round, the player is returned to the original wager game.
    Type: Grant
    Filed: September 10, 2020
    Date of Patent: March 29, 2022
    Assignee: Zydexo, Inc.
    Inventors: Akber Mithani, Evgeny Bronnikov
  • Patent number: 11281697
    Abstract: Embodiments include apparatuses, methods, and systems for managing a data warehouse associated with an electronic payment transaction processing network. A first set of stores are active and a second set of stores are inactive in an offer program related to merchandise of a merchant. A first set of transaction records for a first set of transactions from the first set of stores and a second set of transaction records for a second set of transactions from the second set of stores are obtained. A first set of operations on the data warehouse for the first set of transaction records and a second set of operations on the data warehouse for the second set of transaction records may be performed. The second set of operations, different from the first set of operations, includes an update operation on the data warehouse. Other embodiments may also be described and claimed.
    Type: Grant
    Filed: November 11, 2019
    Date of Patent: March 22, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Rohith Reddy Sannapareddy, Nikhil Jayant Ghate, Sukalyan Chakraborty, Abhijith Ramesh Kashyap, Prithwiraj Mitra, Mahesh Govind Joshi, Basudeb Ghosh, Nelson Inas Dsouza
  • Patent number: 11282058
    Abstract: A system and method comprising a server that automatically configures and sets up a restaurant's or business' information technology (IT) infrastructure, more specifically relating to point-of-sale devices (POS) and other networked devices such as scanners, tracking displays, and any other device that any business may use. Communication between the networked devices and the server is facilitated by a preconfigured router, wherein after initial communication with the server, the server may update firmware, operating parameters, and software packages of the preconfigured router and other networked devices.
    Type: Grant
    Filed: May 11, 2021
    Date of Patent: March 22, 2022
    Assignee: ROCKSPOON, INC.
    Inventor: Nagib Georges Mimassi
  • Patent number: 11263618
    Abstract: An information processing method includes receiving a first request sent by a first terminal, the first request carrying at least current location information of the first terminal and identification information of a first user; obtaining, according to the identification information of the first user, attribute information of an electronic red envelope, the attribute information of the red envelope comprising at least destination location information; determining whether the location information of the first terminal and the destination location information satisfy a preset first condition; determining a first amount and carrying the first amount in a first response if the location information of the first terminal and the destination location information satisfy the first condition, the first amount being used for representing a red envelope amount dispensed to the first terminal; and sending the first response to the first terminal.
    Type: Grant
    Filed: June 20, 2018
    Date of Patent: March 1, 2022
    Assignee: TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
    Inventor: Yutao Wen
  • Patent number: 11238503
    Abstract: Techniques and systems for beacon triggered processes are disclosed. A described technique includes causing a beacon device to broadcast a beacon message, the beacon device being within the vicinity of an establishment; detecting a presence of a user of a mobile device based on receiving from the mobile device a first message that is responsive to the beacon message; retrieving a transaction record based on a user or mobile device identifier in the first message; generating and transmitting a second message based on the transaction record to facilitate a completion of a transaction associated with the transaction record at the establishment; the second message being configured to provide notification of an arrival of the user and dispatch an employee to meet the user and handle the transaction; and generating and transmitting a third message based on the transaction record to facilitate the completion of the transaction at the mobile device.
    Type: Grant
    Filed: May 20, 2019
    Date of Patent: February 1, 2022
    Assignee: Apple Inc.
    Inventors: Benjamin Vigier, Corey G. Fugman, Filip Krsmanovic, Yingfeng Su
  • Patent number: 11232418
    Abstract: A payment system reduces transaction costs for online merchants. The payment system receives a transaction amount for the purchase of goods or services by a consumer from an online merchant. The payment system receives bank identification numbers for a plurality of accounts of the consumer that could be used by the consumer to pay for the good or services. The payment system determines transaction costs associated with processing a payment transaction with an acquirer processor using each of the consumer accounts. The payment system determines a recommended consumer account to use for the purchase of the good or services based at least in part on the transaction costs. Tender steering information is generated and sent to the consumer. Tender steering information includes the recommended consumer account information and one or more incentives to incentivize the consumer to use the recommended consumer account for the payment of the goods or services.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: January 25, 2022
    Assignee: Worldpay, LLC
    Inventors: Dennis A. Kettler, Scott Wayne DeAngelo
  • Patent number: 11232423
    Abstract: A transaction authentication system authenticates a transaction by determining whether a mobile device and POS device involved in the transaction are at the same location. A POS registry stores location data for POS devices. A PAN registry stores mobile device IDs corresponding to account numbers. A mobile device ID can be provided from the PAN registry in response to receiving an account number from a POS device. The mobile device ID can then be used to retrieve location information from a home location register maintained by a mobile service provider. The retrieved location data for a POS device and the retrieved location data for a mobile device are compared.
    Type: Grant
    Filed: April 24, 2019
    Date of Patent: January 25, 2022
    Assignee: PAYFONE, INC.
    Inventors: Rodger R. Desai, Eric Woodward
  • Patent number: 11216864
    Abstract: A purchase management system includes a central database arrangement, a customer interface to the central database arrangement, and a bank specific database module, arranged to communicate with a transaction authorization module within a bank. The central database arrangement is arranged to receive, from a purchasing entity through the customer interface, purchasing rules applying to a purchasing group, and includes central processing means arranged to: add a selected purchasing group as metadata linked to a first transaction ID in the central database arrangement; add the purchasing rules applying to said purchasing group as metadata linked to the first transaction ID in the central database arrangement; and transfer metadata linked to the first transaction ID to the bank specific database module.
    Type: Grant
    Filed: March 30, 2021
    Date of Patent: January 4, 2022
    Assignee: EASI B2B AB
    Inventor: Patric Eriksson
  • Patent number: 11195224
    Abstract: A method provides for using a wireless patron unit within a venue and within a vicinity of the venue. The method includes providing at least one patron with a wireless patron unit by either permitting the at least one patron to temporarily use a provided wireless patron unit that includes at least one venue specific application program, or by providing at least one venue specific application program to the at least one patron for downloading into a patron-owned wireless communication device that can be used during the at least one patron's visit to the venue. The method also includes connecting the wireless patron unit to a server enabling communication between the wireless patron unit and the server, entering a patron order for at least one item or service provided by the venue into the wireless patron unit, and determining a current location of the wireless patron unit.
    Type: Grant
    Filed: December 12, 2018
    Date of Patent: December 7, 2021
    Assignee: Tiare Technology, Inc.
    Inventor: Julie M. Werbitt
  • Patent number: 11185982
    Abstract: A serving system using a robot may include a caller mounted on each of a plurality of tables, and a robot driving to a target table among the plurality of tables based on information received from the caller. The robot may store information on the location of each of the plurality of callers, the size and shape of each of the plurality of tables, the location of the caller mounted on the table, and the rotational angle with respect to a baseline of the caller. The caller may transmit to the robot information on the distance from the caller to the robot and the direction of the robot with respect to the caller during driving of the robot. The robot may transmit and receive a wireless signal over a mobile communication network constructed according to 5G (Generation) communication.
    Type: Grant
    Filed: September 13, 2019
    Date of Patent: November 30, 2021
    Assignee: LG ELECTRONICS INC.
    Inventor: Don Geun Lee
  • Patent number: 11188925
    Abstract: A system and method for automatically reconfiguring a user interface based on a product lifecycle that changes a visual appearance of a product image in the user interface to reflect its age or ownership duration is described. In one embodiment, a method includes determining one or more products owned by a user and an ownership period associated with an age or ownership duration of each product. The ownership period is compared to a product lifecycle for the product and, based on the comparison, one or more temporal effects are overlaid onto a base product image for the product. The one or more temporal effects change a visual appearance of the base product image in a user interface on a user device in communication with the unified product application to reflect the age or ownership duration of the product.
    Type: Grant
    Filed: March 30, 2021
    Date of Patent: November 30, 2021
    Assignee: Honda Motor Co., Ltd.
    Inventors: Christopher Tarchala, Hanna Gee, Megan Colleen Sundquist
  • Patent number: 11128660
    Abstract: Systems and methods for providing concurrent access to a resource via multiple user identities via a single client entity. A first authenticated session is established with an instance of a browser. The first session is associated with a first identity of a first user. A request to access the resource with an intermediate identity concurrently with the first session is detected. The intermediate identity is mapped to a target identity of a target user to be emulated. A second authentication session is established with the browser instance. The second session is associated with the intermediate identity. The request to access the resource is translated into a request to access the resource with the target identity. The translated request is forwarded to the resource. The response from the resource is translated to a response to the browser instance accessing the resource utilizing the target identity and returned to the browser instance.
    Type: Grant
    Filed: September 4, 2019
    Date of Patent: September 21, 2021
    Assignee: salesforce.com, inc.
    Inventor: Brendan O'Connor
  • Patent number: 11110728
    Abstract: Embodiments of the present disclosure relate to a self-driving system having an RFID reader and a built-in printer. In one embodiment, a self-driving system includes a mobile base having one or more motorized wheels, the mobile base having a first end and a second end opposing the first end, a console coupled in an upright position to the first end of the mobile base, and a tag reader integrated with the console, the tag reader having a sensor surface facing upwardly.
    Type: Grant
    Filed: December 31, 2019
    Date of Patent: September 7, 2021
    Assignee: LINGDONG TECHNOLOGY (BEIJING) CO. LTD
    Inventors: Ziran Zhao, Xin Hou
  • Patent number: 11110727
    Abstract: Embodiments of the present disclosure relate to a self-driving system having an RFID reader and a built-in printer. In one embodiment, a self-driving system includes a mobile base having one or more motorized wheels, the mobile base having a first end and a second end opposing the first end, a console coupled in an upright position to the first end of the mobile base, and a tag reader integrated with the console, the tag reader having a sensor surface facing upwardly.
    Type: Grant
    Filed: December 28, 2019
    Date of Patent: September 7, 2021
    Assignee: LINGDONG TECHNOLOGY (BEIJING) CO. LTD
    Inventors: Ziran Zhao, Xin Hou
  • Patent number: 11093207
    Abstract: Providing virtualized credentials of a license holder includes determining contextual data that governs visual information presented on a display and displaying credential data on the display, where visual characteristics of the credential data that is displayed varies according to the contextual data. The display may be a display on a device of the license holder or a display on a device that is viewable by a relying party. The visual characteristics may be modified according to a location of at least some of the credential data on the display on the device of the license holder, a particular font used, a particular color used for text, a color scheme of an existing image and/or a specific image that is independent of the credential data. The visual characteristics may be modified according to the color scheme by changing a background color on the screen of the device of the license holder.
    Type: Grant
    Filed: October 27, 2017
    Date of Patent: August 17, 2021
    Assignee: ASSA ABLOY AB
    Inventors: Julian Eric Lovelock, Philip Hoyer, Georges Robert Vieux, Joseph Bernard Pearson
  • Patent number: 11068868
    Abstract: A method for handing off a transaction for completion is provided, the method including: via a point-of-sale terminal, receiving a transaction token that corresponds to the transaction, the transaction token having been transmitted over the internet cloud through a gateway device that is collocated with the point-of-sale terminal, and presenting the transaction token for acceptance by a guest device; and receiving a notification that the transaction is complete, the notification having been transmitted over the internet cloud through the gateway device; where, upon acceptance of the transaction token by the guest device, the guest device launches a web browser that is employed to receive details of the transaction for display on the guest device and to enable entry and transmission of transaction completion details by a guest on the guest device, and to receive notice that the transaction is complete.
    Type: Grant
    Filed: December 31, 2019
    Date of Patent: July 20, 2021
    Assignee: Toast, Inc.
    Inventors: Toshit Panigrahi, Tiea I. O'Connell
  • Patent number: 11070368
    Abstract: A system for transmitting and receiving digital data includes a database including a plurality of user records and an application server. Each user of the records includes a plurality of user profiles, each of the user profiles includes a unique user ID and a unique password, each user of the profiles is associated with at least one PrivaKey/ChannelKey. The application server is programmed to execute a program including the steps of verifying a first user profile and a second user profile, authenticating the first user profile and the second user profile, receiving a PrivaKey/ChannelKey associated with the first user profile and the second user profile, automatically encrypting a plurality of digital data, sending the encrypted digital data to the second user profile, rebuilding the secret key from the ReciKey to prepare the encrypted digital data, automatically decrypting the encrypted digital data, and displaying the decrypted digital data.
    Type: Grant
    Filed: September 6, 2019
    Date of Patent: July 20, 2021
    Assignee: Dycrav Security Incorporated
    Inventor: Donald F. Nendell
  • Patent number: 11042954
    Abstract: A system and method for communication between devices are provided. According to the embodiments of the present disclosure, it is possible to easily authenticate a counterpart device using a one-time key HN(T) for a D2D communication between a first device and a second device, without using a separate secure channel (e.g., secure sockets layer (SSL), transport layer security (TLS), or the like) in an environment where it is difficult to synchronize the first device with the second device without intervention of a server.
    Type: Grant
    Filed: May 1, 2018
    Date of Patent: June 22, 2021
    Assignee: SAMSUNG SDS CO., LTD.
    Inventors: Hyo-Jin Yoon, Kyu-Young Choi, Duk-Jae Moon, Ki-Young Kim, Jang-Hyuk Ahn, Ji-Hoon Cho
  • Patent number: 11037125
    Abstract: A point-of-sale terminal includes a storage device in which first form data specifying a first image layout of image elements on a paper slip to be printed by the printer is stored, and a processor. The processor is configured to determine whether or not a promotion is offered, and determine whether or not an electronic receipt is issued. The processor is further configured to control a printer to print an image indicating the promotion on a paper slip with the first image layout, when it is determined that the promotion is offered and the electronic receipt is not issued, and control a communication interface to transmit promotion data of the promotion in a text format, when it is determined that the promotion is offered and the electronic receipt is issued. The promotion data includes a form identifier of the first image layout and does not include the first form data.
    Type: Grant
    Filed: March 19, 2019
    Date of Patent: June 15, 2021
    Assignee: TOSHIBA TEC KABUSHIKI KAISHA
    Inventors: Kazuya Nambu, Yasuhiro Arai, Kenji Sakurai, Makoto Yoshimura, Yuriko Nishioka
  • Patent number: 11017230
    Abstract: Systems and methods are provided for depicting information about a vehicle in augmented reality. An exemplary method may include determining identification information of a vehicle based on input received from a client device and obtaining, from an information source, vehicle information based on the identification information. The method may also include analyzing the vehicle information using an artificial intelligence engine and extracting vehicle history data from the vehicle information based on the analysis. The method may also include identifying a portion of the vehicle associated with the vehicle history data and providing instructions, based on the vehicle history data, to an augmented reality-enabled device to superimpose an indicator on a visual representation of the vehicle at a location corresponding to the portion of the vehicle.
    Type: Grant
    Filed: January 15, 2019
    Date of Patent: May 25, 2021
    Assignee: Capital One Services, LLC
    Inventors: Satish Chikkaveerappa, Liju Mathews, Ponnazhakan Subramanian
  • Patent number: 11010732
    Abstract: The present disclosure provides systems and methods directed to processing payments using an event-triggered distributed rules-based system (“DRBS”). In one embodiment, a system comprises a DRBS comprising a DRBS virtual holding account associated with the DRBS, a merchant virtual account associated with a merchant, the merchant being a member of the DRBS, and/or a consumer virtual account associated with a consumer. The system also comprises a database configured to manage virtual balance information for the plurality of virtual accounts.
    Type: Grant
    Filed: July 14, 2017
    Date of Patent: May 18, 2021
    Assignee: PayForward LLC
    Inventors: Armando Rand, James Saltmar, Armen Santourian, Ronnie Silos
  • Patent number: 10997591
    Abstract: In some implementations, a transaction card may receive transaction data from a transaction terminal based on initiation of a transaction with the transaction terminal; generate a tokenized primary account number, for use with the transaction, based on the transaction data and an actual primary account number of the transaction card; and transmit the tokenized primary account number to the transaction terminal for processing the transaction.
    Type: Grant
    Filed: March 20, 2020
    Date of Patent: May 4, 2021
    Assignee: Capital One Services, LLC
    Inventors: James Zarakas, Tyler Locke
  • Patent number: 10984406
    Abstract: Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for employing the wireless or near field communication (“NFC”) functionality of mobile devices and payment terminals for use in payment, loyalty, and offer and coupon transactions.
    Type: Grant
    Filed: May 28, 2019
    Date of Patent: April 20, 2021
    Assignee: PAYPAL, INC.
    Inventor: Kevin Laracey
  • Patent number: 10977742
    Abstract: Systems and processes may promote simplified and customized reconciliation of an entire period of time's transactions by a merchant computing system through the use of PSS batching techniques and related reporting. In embodiments, a merchant computing system may be able to reconcile an entire day of sales in a single received line item based on the merchant's single day total for a certain alternate form of payment provider. Embodiments employing the batching and reporting techniques can promote simplification and enhanced processing at a merchant computing system through avoidance of individual reconciliation of alternate forms of payment transactions and by reconciliation over a time-period range set by a merchant or set by an alternate form of payment provider.
    Type: Grant
    Filed: July 27, 2015
    Date of Patent: April 13, 2021
    Assignee: UNIVERSAL AIR TRAVEL PLAN, INC.
    Inventors: Jonathan Patrick Macy, Dawn Helene Maughan
  • Patent number: 10977679
    Abstract: Systems and methods to dynamically combine offer data records in accordance with predetermined rules such that the data records that are required to be monitored for processing are reduced and the computation efficiency in processing the transactions and relevant offers is improved in a transaction handler configured on an electronic processing network to process a huge amount of transactions in real time and a rapidly increasing number of offers.
    Type: Grant
    Filed: June 7, 2019
    Date of Patent: April 13, 2021
    Assignee: Visa International Service Association
    Inventors: Ilker Celikyilmaz, Raman Chinnappan
  • Patent number: 10977703
    Abstract: A method for providing a confidence score for a seller in an online marketplace includes: storing account profiles, each including one or more unique account identifiers for one or more online marketplaces; storing activity data entries, each including data for transactional activity in an online marketplace including a marketplace identifier, two or more transacting account identifiers, and activity data; receiving a confidence request that includes a specific account identifier and marketplace identifier; identifying a specific account profile that includes the specific account identifier; identifying a set of activity data entries where a transacting account identifier matches a unique account identifier in the specific account profile; determining a confidence score for the specific account profile based on the activity data included in the identified set of activity data entries; and transmitting the confidence score in response to the received confidence request.
    Type: Grant
    Filed: January 11, 2018
    Date of Patent: April 13, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Prashant Sharma, Manash Bhattacharjee, Joseph Hayes
  • Patent number: 10964153
    Abstract: Provided is a sales system, comprising a sales terminal and a user terminal. The user terminal further comprises a user-side storage unit which pre-stores desired merchandise identification information, and a user-side communication unit which, when the user terminal has entered a communication area wherein communication with the sales terminal is possible, transmits via near-field communication to the sales terminal the desired merchandise identification information which has been pre-stored in the user-side storage unit.
    Type: Grant
    Filed: June 14, 2018
    Date of Patent: March 30, 2021
    Assignee: JAPAN TOBACCO INC.
    Inventors: Manabu Takeuchi, Takuma Nakano, Manabu Yamada, Taiji Miyakawa
  • Patent number: 10929821
    Abstract: The present disclosure is directed to a system and method for generating, securely storing, retrieving, and processing sales receipts for the purchase of goods and services using any convenient method of payment, with all buyer purchases being linked to their receipt account, that is independent of the seller's account or the payment account, providing both physical and electronic receipts with any receipt being readily identifiable by a purchaser, seller, credit card issuer, employer, financial institution, or other party or entity having a need to access the receipt and information included on it, and having a new taxonomy to characterize attributes of vendor independent and payment independent purchase receipts and employs and an analytics capability useful by buyers, sellers, and third parties.
    Type: Grant
    Filed: November 7, 2017
    Date of Patent: February 23, 2021
    Inventor: Hani Raouda El-Balah
  • Patent number: 10922670
    Abstract: A system for fulfilling orders under non-persistent network conditions includes point-of-sale terminals and a server. Each of the terminals generates state changes corresponding to one or more orders, queues the state changes in one or more durable order queues that correspond to the one or more orders, and transmits the state changes in the one or more durable order queues, from oldest to youngest, when operably connected to a network. The server is operably coupled to the terminals via the network, and receives the state changes, and transmits the state changes to the terminals.
    Type: Grant
    Filed: March 30, 2018
    Date of Patent: February 16, 2021
    Assignee: Toast, Inc.
    Inventor: Oleg Golberg
  • Patent number: 10911918
    Abstract: Embodiments of the present invention provide an access method to implement access of an IoT gateway. A specific solution includes: UE obtains an address of the to-be-connected IoT gateway. An IoT cloud platform allocates, to the MAPP installed on the UE, a unique access identifier corresponding to the MAPP. The UE provides an address of the IoT cloud platform and the allocated access identifier for the IoT gateway whose address is already learned. The IoT gateway adds the access identifier to a registration message, and sends the registration message to the IoT cloud platform. The IoT cloud platform binds the IoT gateway to the MAPP corresponding to the access identifier included in the registration message, so as to complete access of the IoT gateway.
    Type: Grant
    Filed: September 28, 2018
    Date of Patent: February 2, 2021
    Assignee: Huawei Technologies Co., Ltd.
    Inventor: Yongjun Xia
  • Patent number: 10909593
    Abstract: A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device. The method involves receiving mobile device user information relating to a geographic location to locate one or more merchants within a subscription-based shopping network, and receiving mobile device user information relating to a merchant type within the subscription-based shopping network. The method also involves receiving, from a database over a communication network, information for one or more merchants associated with the mobile device user information for the geographic location and the merchant type, and presenting the associated merchant information on the mobile device.
    Type: Grant
    Filed: April 30, 2020
    Date of Patent: February 2, 2021
    Assignee: Hothand, Inc
    Inventor: Randy Jaramillo
  • Patent number: 10902375
    Abstract: In some embodiments, system, apparatuses and methods are provided useful for delivering packages. One such configuration may include storage lockers and a control circuit that detects proximity of delivery agents to a locker, and in response, sends a code to an agent that verifies the agent upon receipt of the code therefrom. In another configuration, the control circuit associates a storage locker with a customer profile, detects a customer approaching and a first authentication aspect, receives a second authentication aspect, and compares the authentication aspects with the customer profile. In another example, a control circuit associates a delivery container with a customer profile and the delivery agents handling the container, and upon receiving a package scan, compares the scan with aspects associated with responsible delivery agents. In another example, a control circuit receives sensed data from a customer and authenticates delivery by comparing the sensed data with delivery agent profiles.
    Type: Grant
    Filed: December 12, 2017
    Date of Patent: January 26, 2021
    Assignee: Walmart Apollo, LLC
    Inventors: Bruce W. Wilkinson, Todd D. Mattingly
  • Patent number: 10896415
    Abstract: Disclosed is a system for executing a computer process for processing a transaction. The system comprises a point-of-sale (POS) terminal, and an application support terminal (AST). The POS terminal comprises a POS processor and a POS memory device in communication with the POS processor and storing POS program instructions thereon. The POS processor is operative with the POS program instructions to receive transaction information comprising payment vehicle credentials of a payment vehicle for use in processing the transaction, and transaction details defining the transaction. The POS processor is further operative to determine, based on the transaction information, that the POS terminal cannot process the transaction, send the transaction information to the AST, the AST comprising an AST processor, and an AST memory device in communication with the AST processor and storing an application capable of processing the transaction using the payment vehicle credentials, and AST program instructions thereon.
    Type: Grant
    Filed: October 18, 2018
    Date of Patent: January 19, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ravinder Wadhwa, Piyush Sharma, Navneet Jain
  • Patent number: 10891683
    Abstract: A delivery service (DS) computing device for item purchase and delivery is provided. The DS computing device displays a searchable interface that enables a user to select at least one merchant. The DS computing device receives at least one selected merchant location from the user, displays item data of the at least one selected merchant location, and receives cart data from the user. The DS computing device receives, from the user, a selection of a selected carrier, and transmits the cart data to the selected carrier. The DS computing device generates a secure virtual account number for the selected carrier. The secure virtual account number provides access to purchase funds for use, by the selected carrier, in purchasing the selected item. The DS computing device processes a payment transaction for the at least one selected item that includes the purchase funds and a delivery service fee.
    Type: Grant
    Filed: February 13, 2018
    Date of Patent: January 12, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Regan E. Harmon, Matthew Wease, William Raymond Bowie, Christopher T. Scholl
  • Patent number: 10853806
    Abstract: A method and an apparatus of obtaining location information are disclosed. According to the disclosed method, a server obtains transaction data uploaded by a terminal, determines a transaction device identifier and transaction address information included in the transaction data, and determines and stores location information of a transaction device corresponding to the transaction device identifier based on the transaction address information. Using the above method, the server is able to automatically record the location information of the transaction device through the transaction data uploaded by the terminal, without the need of manually recording the location information of the transaction device, thereby effectively enhancing the efficiency of obtaining the location information of the transaction device.
    Type: Grant
    Filed: August 28, 2015
    Date of Patent: December 1, 2020
    Assignee: ADVANCED NEW TECHNOLOGIES CO., LTD.
    Inventors: Hui Liu, Lin Zhou, Haohua Zheng, Huifeng Jin, Tiancheng Xiang
  • Patent number: 10839400
    Abstract: Determining relevant dates associated with a purchase of a product and allow for those dates to be sent as a reminder to the purchaser in a commerce environment.
    Type: Grant
    Filed: January 19, 2017
    Date of Patent: November 17, 2020
    Assignee: International Business Machines Corporation
    Inventors: Lisa Seacat DeLuca, Dana L. Price, Shelbee D. Smith-Eigenbrode
  • Patent number: 10827331
    Abstract: Aspects of the subject disclosure may include, for example, determining a first subscription for a communication device has expired. Further embodiments include receiving a first registration request from the communication device, detecting a bootstrap profile on the communication device, and providing according to the bootstrap profile, limited services to the communication device to subscribe to a second subscription for a second group of services. Additional embodiments include obtaining subscription information for the second subscription for the second group of services, adjusting an operational profile on the communication device according to the subscription information resulting in an adjusted operational profile, and receiving a second registration request for the communication device according to the adjusted operation profile.
    Type: Grant
    Filed: July 22, 2020
    Date of Patent: November 3, 2020
    Assignee: AT&T Intellectual Property I, L.P.
    Inventors: Walter Cooper Chastain, James Hamilton, Jason Sikes, Stephen Chin
  • Patent number: 10827092
    Abstract: A multi-function printer is coupled to a mobile device via a proximity network interface. The multi-function printer determines a workflow specified by a user of the mobile device. An ephemeral token associated with the workflow is sent to the mobile user device. The mobile device uses the ephemeral token to create a payment packet that is sent to a payment server which sends a receipt in response thereto. The multi-function printer receives the receipt from the mobile device and in response to receiving the receipt, obtains a list of payments from the payment server. The multi-function printer performs the workflow based on validating the receipt against the list of payments.
    Type: Grant
    Filed: June 18, 2019
    Date of Patent: November 3, 2020
    Assignee: Palo Alto Research Center Incorporated
    Inventors: Eric A. Bier, Alejandro E. Brito, Shantanu Rane
  • Patent number: 10825093
    Abstract: In some embodiments, the instant invention provides a programmed system that includes at least the following components: a computer programmed with software instructions that include: code to periodically receive financial data of a plurality of customers from a plurality of financial-related entities related to a plurality of financial assets, code to consolidate the financial data into a consolidated financial data; code to analyze the consolidated financial data with at least one address-matching program; code to associate each record of the consolidated financial data with a respective eleven digit postal code to result in an address-enriched consolidated financial data; code to anonymize the address-enriched consolidated financial data to form an anonymous address-enriched consolidated financial data; and code to link information of the anonymous address-enriched consolidated financial data across a plurality data relationship to form a consolidate household view for each respective eleven digit postal c
    Type: Grant
    Filed: January 16, 2018
    Date of Patent: November 3, 2020
    Assignee: Broadridge Financial Solutions, Inc.
    Inventors: Joseph Vicari, Niten Jaiswal, Steven Krzemienski
  • Patent number: 10825049
    Abstract: A mobile device, include: a location determination device; a mobile application; a plurality of wireless communication devices; and a user interface for the mobile application. The mobile device is coupled, via wireless connections, with a wearable device to capture identification information of the object, a remote portal to determine whether data warehouse coupled with the portal stores a predetermined type of data associating the identification information and the mobile device; and if so, the mobile device generates an alert on the mobile device, and prompts the user to accept an operation related to the object. If the user accepts with operation, the mobile application is configured to monitor the location of the mobile device and initiate the operation based on the location of the mobile device.
    Type: Grant
    Filed: June 6, 2016
    Date of Patent: November 3, 2020
    Assignee: Visa International Service Association
    Inventors: Santosh Lachhman Achhra, Sergey Alex Paykis, Stanislav Igorevich Tsikine