Interconnection Or Interaction Of Plural Electronic Cash Registers (ecrs) Or To Host Computer (e.g., Network Detail, Transfer Of Information From Host To Ecr Or From Ecr To Ecr, Etc.) Patents (Class 705/21)
  • Patent number: 11978031
    Abstract: A method is provided for creating a Pseudo-prescription for over the counter items. A retailer infrastructure is provided that includes a point of sale server coupled to a store concentrator and to a product tables/price book(s). An adjudication processor and a claims processor with a process control server are also provided. A Pseudo-prescription is created that contains an NDC for each over-the-counter item being purchased prior to determining if the claims processor.
    Type: Grant
    Filed: May 27, 2011
    Date of Patent: May 7, 2024
    Assignee: E2INTERACTIVE, INC.
    Inventor: Devin Wade
  • Patent number: 11921661
    Abstract: Some embodiments include a stand that includes a communication interface, a universal serial bus (USB) microcontroller, and one dual purpose RJ12 interface configured to switch between a cash drawer mode and an RS232 mode. The stand can be configured to be coupled to a main display device. The main display device (e.g., an application running on the main display device) can enable selection of the cash drawer mode for communications via the dual purpose RJ12 interface, and receive an input signal after the selection. The main display device can enable selection of the RS232 mode for communications via the dual purpose RJ12 interface based on the input signal and transmit an indication to the stand, where the dual purpose RJ12 interface is configured to operate in the RS232 mode. The stand can include a hinge structure that enables the main display device to be flipped to face an opposite direction.
    Type: Grant
    Filed: February 24, 2022
    Date of Patent: March 5, 2024
    Assignee: Elo Touch Solutions, Inc.
    Inventors: Asela Ekanayake, Lyder Wang, Fareed Uddin
  • Patent number: 11907933
    Abstract: A system, method, and computer-readable storage media for performing a transaction for a customer of a financial institution using math-based currency (MBC), the system comprising a permissioned ledger banking system comprising a transaction circuit comprising a transaction processor and a transaction memory, an account mapping circuit comprising an account mapping processor and an account mapping memory, and an MBC account database comprising an MBC account of the customer, a fiat banking system comprising an account management circuit and a customer fiat accounts database, and the permissioned ledger banking system and the fiat banking system are connected via a communications network, wherein the account management circuit comprises an account management processor and an account management memory storing executable account management instructions that when executed by the account management processor causes the account management processor to perform steps of storing a fiat account of the customer in the c
    Type: Grant
    Filed: January 30, 2023
    Date of Patent: February 20, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Naga Adapala, Kevin D. Bouey, Judd Holroyde, Aravind Krishnasamy, Bipin M. Sahni, Nishant Usapkar
  • Patent number: 11861700
    Abstract: A method of completing a purchase transaction that includes a loan includes receiving, by a transaction processing logic, a loan application from a network. The method also includes generating, by the transaction processing logic, a plurality of loan terms for the loan application. The method also includes receiving, by the transaction processing logic, a transaction package from the network, where the transaction package includes at least one of the plurality of loan terms and a purchase price. The method also includes tendering, by the transaction processing logic, the purchase price according to the transaction package. The method also includes setting up, by the transaction processing logic, a loan in an account database according to the transaction package.
    Type: Grant
    Filed: January 31, 2022
    Date of Patent: January 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ashish B. Kurani, Nikolai Stroke
  • Patent number: 11853657
    Abstract: Methods and systems for data modelling. One method includes receiving a plurality of data points representing training data, and generating a plurality of models based on the training data, each of the plurality of models using at least one a different modelling methodology or a different portion of the training data. The method also includes receiving an input representing a requested prediction, generating an output based on the input using each of the plurality of models, providing the output generated by each of the plurality of models and the training data to a machine learning algorithm, generating, with the machine learning algorithm, the requested prediction using the output generated by each of the plurality of models and the training data, and outputting the requested prediction for display to a user.
    Type: Grant
    Filed: February 28, 2019
    Date of Patent: December 26, 2023
    Assignee: Kalibrate Technologies Limited
    Inventor: Gareth Owen
  • Patent number: 11847636
    Abstract: A seamless electronic system and method for application, acceptance of, authorizing access to, and tracking purchases made with a new credit account is disclosed. The method uses a mobile device to electronically apply for a new credit account and receive a metadata file formatted for a mobile wallet on the mobile device, the metadata file providing a new credit account for making purchases via a mobile payment. A biometric security is provided to limit access to the new credit account, the biometric security being different than an input needed to access the mobile device. A user is authenticated with the biometric security, prior to receiving access to the new credit account; and initiating a mobile purchase therewith. A digital receipt identifying one or more aspects of the mobile purchase is received.
    Type: Grant
    Filed: September 16, 2019
    Date of Patent: December 19, 2023
    Assignee: BREAD FINANCIAL PAYMENTS, INC.
    Inventor: Mike Schmidt
  • Patent number: 11842329
    Abstract: A computer-implemented method for cloud-based management of payment devices includes connecting a point of interaction device (POI) to a terminal management engine (TME) through a computer network, downloading operating software for the POI and configuration files for the POI from the TME to the POI, initializing the POI using the operating software, and configuring the POI using the configuration files. An alternative computer-implemented includes connecting to a POI through a computer network, receiving a transaction request from a TMC through the computer network, confirming access to the POI, transmitting a request for consumer information to the POI, receiving requested consumer information from the POI, transmitting the requested consumer information to the TMC, receiving a transaction approval message or a transaction decline message from the TMC, and transmitting the transaction approval message or the transaction decline message to the POI.
    Type: Grant
    Filed: September 29, 2022
    Date of Patent: December 12, 2023
    Assignee: Worldpay, LLC
    Inventor: Coy Christensen
  • Patent number: 11829927
    Abstract: Methods, apparatuses, systems, and computer program products for interactive deliveries are provided. For an upcoming service point that is associated with a service point device, it is determined whether the item to be delivered to the service point is within an activation zone for activating the service point device. Responsive to determining that the item is within the activation zone, the service point device is remotely activated. Remotely activating the service point device triggers dynamical provision of an alert interface. An indication of user interaction via the user interface indicating availability of the user to receive the item is received. A notification of the indication of the user interaction is provided. If the notification indicates that the individual is available to receive the item at the service point, the item is delivered to or picked-up from the service point.
    Type: Grant
    Filed: November 11, 2016
    Date of Patent: November 28, 2023
    Assignee: UNITED PARCEL SERVICE OF AMERICA, INC.
    Inventors: Robert J. Gillen, Greg Loppatto, Lee White, Mark Coffey, Larry Fagan
  • Patent number: 11819063
    Abstract: An electrically heated smoking system includes a secondary unit capable of receiving a smoking article having an aerosol-forming substrate. The secondary unit includes at least one heating element and an interface for connection to a primary power supply for supplying electrical power to the at least one heating element during a pre-heating mode, to increase the temperature of the aerosol-forming substrate to an operating temperature. The secondary unit further includes a secondary power supply arranged to supply electrical power to the at least one heating element during a smoking mode, to maintain the temperature of the aerosol-forming substrate at substantially the operating temperature. The secondary unit also includes secondary circuitry. The electrically heated smoking system optionally includes a primary unit.
    Type: Grant
    Filed: December 13, 2021
    Date of Patent: November 21, 2023
    Assignee: PHILIP MORRIS USA INC.
    Inventors: Felix Fernando, Marc-Robert Chemla, Fredrik Stahle
  • Patent number: 11823176
    Abstract: A mobile wallet computer system coupled to a merchant computer system and a mobile device associated with a user includes one or more processors coupled to one or more non-transitory memory devices. The one or more non-transitory memory devices include instructions stored therein that are executable by the one or more processors to cause operations including receiving, from the mobile device, a request to perform a transaction between the user and a merchant associated with the merchant computer system. The operations also include generating and providing to the mobile device a code comprising mobile wallet account information associated with the user. The operations also include receiving, from the merchant computer system, the code, bank account information associated with the merchant, and a purchase amount associated with the transaction. The operations also include authenticating the transaction between the user and the merchant by decoding the code.
    Type: Grant
    Filed: August 9, 2021
    Date of Patent: November 21, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Stephen M. Ellis, Michael J. Kennedy, Ashish Bhoopen Kurani, Melissa Lowry, Uma Meyyappan, Bipin Sahni, Nikolai Stroke
  • Patent number: 11803902
    Abstract: In some examples, a payment instrument is associated with a financing limit. A processor may receive, from a point of sale (POS) device associated with a merchant, an authorization request to authorize the payment instrument for a purchase of one or more first items having a purchase amount that is greater than the first amount. The processor may determine that the first item is a type of item in an inventory of a business of the user. Based at least on determining that a quantity of the type of item in the inventory is below a threshold quantity, changing the first amount to a second amount that is based on the purchase amount. Based at least on changing the first amount, sending to the POS device, an indication that the payment instrument is authorized for the second amount.
    Type: Grant
    Filed: August 30, 2021
    Date of Patent: October 31, 2023
    Assignee: BLOCK, INC.
    Inventors: Varun Kerof, Elliot Block, Kelvin Chou, Theodore Kosev
  • Patent number: 11757867
    Abstract: Systems and methods are presented for implementing hacker traffic barriers for mitigating unauthorized account usage. A security system securely associates a primary trusted device with a user using encrypted tokens stored in an enclave within the primary trusted device, authorizes web browser authentication, and provides both intrinsic and explicit checks for unauthorized access to an account.
    Type: Grant
    Filed: December 28, 2021
    Date of Patent: September 12, 2023
    Assignee: PayPal, Inc.
    Inventors: Kishore Jaladi, Darshan Desai, Abhishek Chhibber
  • Patent number: 11715081
    Abstract: A wireless checkout system includes peripheral stations, a server that stores location information indicating a position coordinate of each of the peripheral stations, one or more base stations, and a mobile point-of-sale (POS) terminal. The mobile POS terminal includes a wireless communication interface configured to receive a wireless signal from the base stations, a display, and a processor. The processor designates one of the peripheral stations as an associated peripheral station, determines a position coordinate of the mobile POS terminal based on the wireless signal, selects, based on the determined position coordinate of the mobile POS terminal and the location information, another of peripheral stations that is closest to the mobile POS terminal to be an alternative peripheral station to be recommended for the checkout, when the associated peripheral station is not available, and then controls the display to display a screen indicating the alternative peripheral station.
    Type: Grant
    Filed: April 7, 2022
    Date of Patent: August 1, 2023
    Assignee: Toshiba Tec Kabushiki Kaisha
    Inventor: Osamu Tsuchiya
  • Patent number: 11704646
    Abstract: A method and system for retail management of controlled substances is provided. Controlled substances such as alcohol or cannabis may be sold as products or served at a venue. The process of purchasing the controlled substance, or service of a controlled substance the current venue includes a customer presenting the controlled substance for purchase and providing a customer identifier. The point of sale device at the venue may send an authorization request to a processing server at a remote service, which may reply with an advisory response including information from a customer profile. Optionally, a system and method of retail management of controlled substances provides for a law enforcement system may send an investigation request comprising a vehicle identifier to the processing server, and in response an investigation response may be sent to the law enforcement system may be sent including information from the customer profile.
    Type: Grant
    Filed: April 13, 2022
    Date of Patent: July 18, 2023
    Assignee: Poole Technologies LTD.
    Inventor: Brandon Joseph Poole
  • Patent number: 11694183
    Abstract: Systems and methods for artificial intelligence (AI)-based systems and methods for conditional electronic processing are provided. An example method includes receiving real time data from one or more data sources associated with one or more connected smart devices; continuously evaluating the real time data to determine whether the one or more transaction conditions is met; upon determining that the one or more transaction conditions has been met, utilizing prioritized parameters to determine to which users an alert of a transaction request is broadcast; broadcasting the alert of the transaction request via a user application; transmitting, via a push notification gateway, a push notification to the user application on a user device; and establishing, via a network, a secure connection between the user device and an AI engine for executing the transaction request.
    Type: Grant
    Filed: April 14, 2020
    Date of Patent: July 4, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Salik Shah, Sophie Bermudez
  • Patent number: 11669895
    Abstract: A computing system includes a network interface circuit and a processing circuit comprising one or more processors coupled to non-transitory memory storing instructions that when executed by the one or more processors, cause the processing circuit to generate a first code displayable for capture by a customer device associated with a customer, generate a second code confirming an identity of the customer, provide the second code to a mobile device, receive customer information and an indication of a capture of the first code from the customer device, in response to receiving the second code from the customer device within a predefined parameter of the receiving of the customer information and the indication of the capturing of the first code from the customer device, analyze the customer information, and in response to verifying the customer information based on the analysis, cause an activation on behalf of the customer.
    Type: Grant
    Filed: August 28, 2020
    Date of Patent: June 6, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Poonam Chawla, Prafullata Diwate, Alicia Laramy, Jason Martin, Nirmal Masih, Stephen Nixon
  • Patent number: 11659958
    Abstract: A blender with a display panel is provided to effectuate presentations of visual content. Exemplary implementations may: receive a first type of user input through the control interface; make detections regarding the user input received through the control interface; effectuate presentation of visual content on the display panel, responsive to a first detection of the first type of detections; and/or perform other operations.
    Type: Grant
    Filed: July 30, 2021
    Date of Patent: May 30, 2023
    Assignee: BlendJet Inc.
    Inventor: Ryan Michael Pamplin
  • Patent number: 11663612
    Abstract: This disclosure is directed to receiving a request for attesting security of a device, determining to approve the request based on attestation data associated with the device, generating a ticket having validity conditions, and sending the ticket to the device to enable the device to receive payment data from a second device.
    Type: Grant
    Filed: June 27, 2022
    Date of Patent: May 30, 2023
    Assignee: Block, Inc.
    Inventors: Dino Dai Zovi, Janek Klawe
  • Patent number: 11644958
    Abstract: A system and method for investigating trust scores. A trust score is calculated based on peer transfers, a graphical user interface displays actuatable elements associated with a first peer transfer from the peer transfers, in response to receiving an indication the first actuatable element has been actuated, recalculating the trust score without the first peer transfer.
    Type: Grant
    Filed: October 20, 2020
    Date of Patent: May 9, 2023
    Assignee: PAYPAL, INC.
    Inventors: Alex Grigoryan, Avinash Gangadharan, Akshay Peshave, Michael Morgan, Rhys Howell
  • Patent number: 11636452
    Abstract: A method and a computer system for a split payment are provided. A split payment method may include: obtaining cost information of at least one transaction for a split payment; creating a split payment page that allows a visitor of the split payment page to pay a portion of a cost of the at least one transaction; providing the visitor with a link to the split payment page; and based on the portion of the cost of the at least one transaction being selected by the visitor of the split payment page, processing a payment or remittance of the portion of the cost, and updating the split payment page according to a result of the payment or the remittance.
    Type: Grant
    Filed: September 3, 2020
    Date of Patent: April 25, 2023
    Assignee: LINE Plus Corporation
    Inventor: Seonkyung Kim
  • Patent number: 11631087
    Abstract: A system and method for automatically reconfiguring a user interface based on a product lifecycle that changes a visual appearance of a product image in the user interface to reflect its age or ownership duration is described. In one embodiment, a method includes determining one or more products owned by a user and an ownership period associated with an age or ownership duration of each product. The ownership period is compared to a product lifecycle for the product and, based on the comparison, one or more temporal effects are overlaid onto a base product image for the product. The one or more temporal effects change a visual appearance of the base product image in a user interface on a user device in communication with the unified product application to reflect the age or ownership duration of the product.
    Type: Grant
    Filed: August 25, 2022
    Date of Patent: April 18, 2023
    Assignee: Honda Motor Co., Ltd.
    Inventors: Christopher Tarchala, Hanna Gee, Megan Colleen Sundquist
  • Patent number: 11625724
    Abstract: A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.
    Type: Grant
    Filed: August 11, 2021
    Date of Patent: April 11, 2023
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, Robert Perry
  • Patent number: 11615420
    Abstract: Embodiments provide an alert management and real-time remediation system. The system receives an electronic file that includes an overdraft allowance information data structure comprising overdraft allowance information and automatically parses the overdraft allowance information into overdraft allowance events for the associated customers. The system sends overdraft allowance notification messages to the associated customers. The message includes a link to an authentication interface of an institution associated with the customer. After the customer is authenticated, the system provides a user interface that displays overdraft allowance information for each overdraft allowance event associated with the customer and a display element for a payment option. Responsive to the customer selecting the payment option, the system sends a payment message that causes a transfer of a payment to the institution.
    Type: Grant
    Filed: July 8, 2022
    Date of Patent: March 28, 2023
    Assignee: Double Check Solutions, Inc.
    Inventors: Joel Schwartz, Anne Vivian Lee
  • Patent number: 11593780
    Abstract: Disclosed is a technique for verifying the validity of security certificates received by a mobile device. The technique can involve diverting a security certificate into a secure environment, such as a payment application, by modifying an import address table (e.g., implementing a “hook”) that is accessed by the security layer of the mobile device. Once diverted, the payment application can create a copy of the security certificate. The copy may be stored in a list of security certificates that is subsequently uploaded to a payment processing system for authentication. In some embodiments, a checksum is generated for the import address table using a cryptographic hash function. The checksum allows the payment application or the payment processing system to determine whether an unauthorized modification of the import address table is present.
    Type: Grant
    Filed: December 10, 2015
    Date of Patent: February 28, 2023
    Assignee: BLOCK, INC.
    Inventors: Dino Dai Zovi, Eric Monti
  • Patent number: 11574311
    Abstract: Embodiments are directed to optimizing the secure provisioning of credentials to mobile devices through use of risk decision non-overrides. In some embodiments, a service provider receives a request from a wallet provider to provision a credential associated with an account to a mobile device. The request includes a first risk level associated with the provisioning. The service provider receives a second risk level associated with the provisioning request from an issuer of the account. Based upon determining that a non-override condition exists, the service provider uses the first risk level from the wallet provider and accordingly causes a user authentication to occur. A non-override condition may be determined based upon scenario indicators received within the provisioning request. In some embodiments, the non-override condition may be ignored when the first risk level indicates medium risk and the second risk level indicates high risk.
    Type: Grant
    Filed: July 7, 2021
    Date of Patent: February 7, 2023
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Andrew Carpenter, Glenn Leon Powell
  • Patent number: 11568054
    Abstract: A login macro to automatically log into a web application running on a server computing device is generated from a provided username, a provided password, and a provided network address of the web application. The login macro can be generated regardless of whether the web application is logged into at a starting web page at the provided network address or at a sign-in web page navigable from the starting web page. After the login macro has been generated, that usage the login macro successfully results in logging into the web application running on the server computing device can be verified.
    Type: Grant
    Filed: June 11, 2019
    Date of Patent: January 31, 2023
    Assignee: MICRO FOCUS LLC
    Inventors: Thomas Christopher Swedlund, Constantine Adarchenko
  • Patent number: 11568388
    Abstract: A method, system, and apparatus for performing a transaction for a customer having a fiat account with a financial institution. The method includes receiving a transaction request from the customer, the transaction request including a request to transfer a first amount of fiat currency to a receiving account held at a partner financial institution; determining a second amount of math-based currency (“MBC”) corresponding to the first amount of fiat currency, wherein the MBC is held in an MBC wallet account; transmitting the second amount of MBC to a partner financial institution computing system of the partner financial institution via a permissioned blockchain system; updating the MBC wallet account to reflect the transaction; debiting a fiat account balance associated with the fiat account of the customer by the first amount; and transferring fiat currency between the financial institution and the partner financial institution to settle a plurality of transactions.
    Type: Grant
    Filed: September 21, 2016
    Date of Patent: January 31, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Naga Adapala, Kevin D. Bouey, Judd Holroyde, Aravind Krishnasamy, Bipin M. Sahni, Nishant Usapkar
  • Patent number: 11562367
    Abstract: Aspects described herein may relate to a transaction exchange platform using a streaming data platform (SDP) and microservices to process transactions according to review and approval workflows. The transaction exchange platform may receive transactions from origination sources, which may be added to the SDP as transaction objects. Microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. Processing on the transaction exchange platform may facilitate clearing and settlement of transactions. Some aspects may provide for dynamic and flexible reconfiguration of workflows and/or microservices. Other aspects may provide for data snapshots and workflow tracking, allowing for monitoring, quality control, and auditability of transactions on the transaction exchange platform.
    Type: Grant
    Filed: July 19, 2021
    Date of Patent: January 24, 2023
    Assignee: Capital One Services, LLC
    Inventors: Earle Michael Lee, Jordan May, William Planck
  • Patent number: 11562368
    Abstract: Aspects described herein may relate to a transaction exchange platform using a streaming data platform (SDP) and microservices to process transactions according to review and approval workflows. The transaction exchange platform may receive transactions from origination sources, which may be added to the SDP as transaction objects. Microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. Processing on the transaction exchange platform may facilitate clearing and settlement of transactions. Some aspects may provide for dynamic and flexible reconfiguration of workflows and/or microservices. Other aspects may provide for data snapshots and workflow tracking, allowing for monitoring, quality control, and auditability of transactions on the transaction exchange platform.
    Type: Grant
    Filed: July 29, 2021
    Date of Patent: January 24, 2023
    Assignee: Capital One Services, LLC
    Inventors: Earle Michael Lee, Jordan May, William Planck
  • Patent number: 11562355
    Abstract: A method for automatically re-processing a transaction in an electronic payment processing network independent of a merchant system or a user includes: receiving a first transaction message associated with a payment transaction; generating a first authorization request; communicating the first authorization request to an issuer system; in response to determining that the first authorization request failed, automatically determining a second payment device associated with the user based on profile data; automatically generating a second authorization request associated with the transaction; communicating the second authorization request to a second issuer system; and in response to determining that the second authorization request was approved by the second issuer, processing the transaction based on the transaction data and the second account data.
    Type: Grant
    Filed: January 31, 2019
    Date of Patent: January 24, 2023
    Assignee: Visa International Service Association
    Inventors: Anindya Mukherjee, Robert Michael Yost
  • Patent number: 11544690
    Abstract: Technologies for remotely managing payment authorization request messaging for payment transactions include a transaction management controller of one environment and a point of interaction device of another environment. The transaction management controller receives a transaction amount for a payment transaction from a business management engine. The payment transaction is based on a purchase transaction initiated by a merchant computing device of the other environment. The transaction management controller also receives payment card data from the point of interaction device, which is communicatively isolated from the merchant computing device and the business management engine. The transaction management controller inserts the transaction amount and the payment card data into a payment authorization request message, which is transmitted to a payment network.
    Type: Grant
    Filed: March 13, 2020
    Date of Patent: January 3, 2023
    Assignee: Worldpay, LLC
    Inventors: Francois B. Bergeon, Scot A. Bryant, Coy A. Christensen
  • Patent number: 11544718
    Abstract: Apparatus and methods are provided for executing a rules-based authentication of an electronic transaction. The method may include receiving first and second payment authorization parameters and second payment authorization parameters. The method may also include receiving from a Point of Sale device a request for payment information and a purchase amount. The method may also include, determining if first or second parameters are satisfied. The first parameters may include a first time range, a pairing of the electronic device to a first apparatus, a first geolocation of the electronic device, and a first maximum transaction value. The second parameters may include a second time range, a pairing of the electronic device to a second apparatus, a second geolocation of the electronic device, and a second maximum transaction value, wherein the second time range does not include the first time range.
    Type: Grant
    Filed: September 17, 2021
    Date of Patent: January 3, 2023
    Assignee: Bank of America Corporation
    Inventors: Monika Kapur, Kevin A. Delson, Brandon Sloane, Siten Sanghvi, Albena N. Fairchild, John Ryan Bowling
  • Patent number: 11501552
    Abstract: Provided is a control apparatus that receives information regarding a motion of user's fingers and information regarding a shape of user's hands, generates first pose information indicative of a pose of user's hands in accordance with the received information regarding the motion of user's fingers, generates second pose information indicative of a pose of user's hands in accordance with the received information regarding the shape of user's hands, combines the generated first pose information with the generated second pose information in accordance with criteria based on a predetermined condition, and generates and outputs information indicative of the pose of user's hands.
    Type: Grant
    Filed: April 27, 2017
    Date of Patent: November 15, 2022
    Assignee: Sony Interactive Entertainment Inc.
    Inventors: Hideki Mori, Yasushi Okumura
  • Patent number: 11494749
    Abstract: Technology is disclosed for automatically building an expandable invoice for incurred charges based on recognition of charge-incurring activities by persons whose specific identities are not known via the activity recognition process. A separate process detects location of sourcing and time for a Patron-presence and Patron-identifying Advertising radio Signal (P/PAS) repeatedly broadcast by a P/PAS emitter possessed by each participating patron. Records from the two processes are matched and combined based on substantial proximity in time and space for the activity recognition and the presence detection. Payment on a pay-go-whenever-ready (PGWeR) basis is enabled with use of the built invoice. A patron can pay and leave whenever ready to do so without need for intervention by an on premise staff member.
    Type: Grant
    Filed: March 28, 2020
    Date of Patent: November 8, 2022
    Assignee: Radius Networks, Inc.
    Inventors: David Helms, Marc Wallace, Scott Yoder, Christopher Sexton
  • Patent number: 11494785
    Abstract: A system and method for automatically reconfiguring a user interface based on a product lifecycle that changes a visual appearance of a product image in the user interface to reflect its age or ownership duration is described. In one embodiment, a method includes determining one or more products owned by a user and an ownership period associated with an age or ownership duration of each product. The ownership period is compared to a product lifecycle for the product and, based on the comparison, one or more temporal effects are overlaid onto a base product image for the product. The one or more temporal effects change a visual appearance of the base product image in a user interface on a user device in communication with the unified product application to reflect the age or ownership duration of the product.
    Type: Grant
    Filed: August 10, 2021
    Date of Patent: November 8, 2022
    Assignee: Honda Motor Co., Ltd.
    Inventors: Christopher Tarchala, Hanna Gee, Megan Colleen Sundquist
  • Patent number: 11481760
    Abstract: Systems and methods for push provisioning of a financial instrument to an electronic device from a browser are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for push provisioning of a financial instrument to an electronic device from a browser may include: (1) receiving, from a cardholder and at an issuer website accessed by the cardholder by a browser, a request to provision a financial instrument to an electronic wallet provided by an electronic wallet provider and executed by a mobile electronic device; (2) providing an interface to an electronic wallet provider website for the electronic wallet provider and associating the interface with a session id; (3) receiving an electronic device identifier for an electronic device and the session id from the electronic wallet provider; and (4) provisioning the financial instrument to the electronic wallet on the electronic device associated with the electronic device identifier.
    Type: Grant
    Filed: June 7, 2019
    Date of Patent: October 25, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Navneet Kang, Janice Yoke Leng Wong, Shruti Dubey, Shruti K. Patel
  • Patent number: 11455857
    Abstract: When a checkout apparatus 10 serving as a money handling apparatus detects that change is left behind after dispensing of the change in a settlement mode, the checkout apparatus 10 shifts from a settlement mode to a left money retaining mode. Upon receiving money in the left money retaining mode, the checkout apparatus 10 stores information on the amount of the money, date and time of the reception, etc., in a memory, thereby managing the left money separately from proceeds from sales. Since the same money handling unit as that for the settlement is used for storage and feeding of the left money, miniaturization and cost reduction of the apparatus is realized. Since money equivalent to the left money can be dispensed as in the settlement, a complicated operation, such as opening a housing of the checkout apparatus 10, is not necessary when responding to a request for a refund of the left money.
    Type: Grant
    Filed: March 31, 2020
    Date of Patent: September 27, 2022
    Assignee: GLORY LTD.
    Inventor: Naoyuki Nishida
  • Patent number: 11436592
    Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.
    Type: Grant
    Filed: September 27, 2017
    Date of Patent: September 6, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Nitin Shrivastava, Joseph Damon Hayes
  • Patent number: 11423396
    Abstract: As the world progresses towards a 100% cashless payment society, there has been a rise in the various forms of emerging payment technologies. Such technologies may include digital wallet payment applications. There is a need for a plug and play, universal protocol that would bridge the gap between these various emerging payment technologies and their respective proprietary ecosystems. The plug and play universal protocol would be deployed in each money transfer ecosystem and would be responsible for forwarding money to an account/wallet external to the ecosystem. There is also a need for a hardware digital wallet that interacts with the bridging protocol, merchant POS terminals and other transaction processing systems.
    Type: Grant
    Filed: December 1, 2019
    Date of Patent: August 23, 2022
    Assignee: Bank of America Corporation
    Inventors: Samuel M. Moiyallah, Jr., Julio A. Vancini, Susan Moss, Joseph Castinado
  • Patent number: 11416911
    Abstract: A method for automatically maintaining orders on a networked computer is described, comprising maintaining, by the networked computer, information on an order including one or more entries, said information being associated with at least one ordering entity, receiving, by the networked computer, data indicative of an update of the order from the at least one ordering entity via a network, processing the data by the networked computer, updating, by the networked computer, a summary of the order, and providing, by the networked computer, the summary to the at least one ordering entity via the network in response to a trigger. Furthermore, a network system enabling automatic maintenance of orders is described.
    Type: Grant
    Filed: September 30, 2015
    Date of Patent: August 16, 2022
    Assignee: TMRW Foundation IP S. À R.L.
    Inventor: Cevat Yerli
  • Patent number: 11410177
    Abstract: In preferred embodiment, an analysis tool is provided to help a user quickly comb through a vast number of expense card purchases, to focus only on those where there is some indication that fraud could have been involved. These suspect purchases are those where there is a lack of correspondence between the location and time of any vehicle stop and the purchase record. Because the purchase record can be misleading regarding time and location, a lack of match is not a certain indication of fraud, but it does merit further investigation. The tool permits a user to set a time and distance window about each fuel purchase time and location, or to choose a best match algorithm. After a table showing the purchases and closest stops is returned, the user may, for any one of them, choose to view a map view showing vehicle stops and purchase location.
    Type: Grant
    Filed: July 16, 2018
    Date of Patent: August 9, 2022
    Assignee: Zonar Systems, Inc.
    Inventors: Chad Klein, Eric Perser
  • Patent number: 11403276
    Abstract: The present disclosure relates to an information processing network based on uniform code issuance, a method for the same, and a sensing access device, wherein a releaser sends a corresponding code issuing request to a core administrator, such that the core administrator or a code issuing agency authorized by the core administrator generates a coding medium; in this way, when an accessing party identifies the coding medium with an equipped sensing access device, it may obtain information that matches the identified coding medium and further obtain the following information provided by the releaser, including: information to be released by the releaser, attribute state of the releaser, attribute state of an interacting party associated with the releaser, and information obtained from identifying other coding medium with the sensing access device equipped to the releaser.
    Type: Grant
    Filed: August 3, 2020
    Date of Patent: August 2, 2022
    Inventor: Wei Xu
  • Patent number: 11392948
    Abstract: A system and method for validating user address information is disclosed herein. A computing system periodically polls a client device associated with a user to identify a current location of the user. The computing system records the current location of the user after polling and a time associated with the polling. The computing system receives one or more transactions from one or more third party vendors. The computing system identifies, based on the one or more transactions, a location and a time associated with each transaction in the one or more transactions. The computing system defines a geographic area. The computing system determines that a current primary address on file for the user is outside of the geographic area. The computing system prompts, based on the determining, the user to update the current primary address.
    Type: Grant
    Filed: May 21, 2020
    Date of Patent: July 19, 2022
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Michael Mossoba, Joshua Edwards
  • Patent number: 11392868
    Abstract: Controlling data retention cost in cloud-based object storage by first obtaining current storage prices from the cloud provider for their different available storage tiers, and receiving user input for different possible retention parameters identity of data source and the retention period per storage tier. A cost calculator calculates the cost per time unit for each storage tier based on the current provider-specified price and the user-specified period. The calculated costs are displayed to the user a UI in tabular and/or graphical form. The user can change the retention period or data source parameters, and any impact of such changes on the cost will be calculated in real time and reflected in the graphical display. If the user changes the retention period to force an immediate movement of data from one tier to another, a data mover control facilitates this movement in the cloud object storage.
    Type: Grant
    Filed: March 5, 2021
    Date of Patent: July 19, 2022
    Assignee: EMC IP Holding Company LLC
    Inventors: Mark Malamut, Arun Murti, Adam Brenner, Lev Ayzenberg, Sharon Vitek
  • Patent number: 11374949
    Abstract: Disclosed herein is a method and system to determine whether a payment terminal has been tampered with based on a comparison of attestation data received from the payment terminal, for example in an offline mode when an otherwise secure remote server cannot be reached. If the determination yields that the request has been approved, the terminal generates an attestation ticket having one or more validity conditions, wherein the validity conditions include expiration time that indicates the time after which the attestation ticket becomes invalid. The attestation ticket can be used as long as it is valid or until another trigger causes the ticket to be invalidated or regenerated.
    Type: Grant
    Filed: April 14, 2020
    Date of Patent: June 28, 2022
    Assignee: Block, Inc.
    Inventors: Janek Klawe, Richard Neal Harris
  • Patent number: 11373194
    Abstract: Disclosed herein is a method and system to establish a secure communication channel between a payment object reader and a payment terminal For this, the server determines whether a payment terminal has associated with an attestation ticket. The method further includes determining, whether to approve or deny the request for establishing the secure communication channel between the payment object reader and the payment terminal based on the attestation ticket. If the determination yields that the request has been approved, further generating a session approval interrupt having one or more session approval conditions; and sending the session approval interrupt to the payment terminal, where the session approval interrupt causes a secure communication channel to be established between the payment object reader and the payment terminal.
    Type: Grant
    Filed: January 27, 2020
    Date of Patent: June 28, 2022
    Assignee: Block, Inc.
    Inventors: Dino Dai Zovi, Janek Klawe
  • Patent number: 11354681
    Abstract: A system (400), device (101) (202) (401-404) and method are provided to purchase, download and obtain transferable rights to play content using a mobile telephone. In an alternative embodiment, the mobile telephone is used to purchase content, which then is downloaded using other channels, i.e., a broadband using other consumer devices (202) (401-404) and played by these other devices (202) (401-404).
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: June 7, 2022
    Assignee: Koninklijke Philips N.V.
    Inventor: Eric Hendrik Jozef Persoon
  • Patent number: 11339048
    Abstract: A fleet fueling system may be implemented with controllers electronically interfacing with fuel dispensers at dispensing stations and communicating via a wide area network with one or more computing device implementing multiple subsystems. Hardware components and subsystems may be configured to avoid operating errors and provide end-to-end functionality, including one or more of: avoiding damage to movable readers that can collect information about assets positioned at fuel dispensing stations, selectively authorizing fuel to be dispensed based on the types and amount of fuel those assets are authorized to receive, quickly and reliably entering information about assets, providing analytics relating to fuel usage per asset, predicting future fuel needs at each of multiple fuel dispensing sites and scheduling fuel deliveries based on predicted needs, and detecting or correcting operating errors in the system.
    Type: Grant
    Filed: February 16, 2018
    Date of Patent: May 24, 2022
    Assignee: FuelLoc LLC
    Inventors: William McNamara, Paul A. Sullivan, Timothy Callow
  • Patent number: 11334859
    Abstract: A method and system for retail management of controlled substances is provided. Controlled substances such as alcohol or cannabis may be sold as products or served at a venue. The process of purchasing the controlled substance, or service of a controlled substance the current venue includes a customer presenting the controlled substance for purchase and providing a customer identifier. The point of sale device at the venue may send an authorization request to a processing server at a remote service, which may reply with an advisory response including information from a customer profile. Optionally, a system and method of retail management of controlled substances provides for a law enforcement system may send an investigation request comprising a vehicle identifier to the processing server, and in response an investigation response may be sent to the law enforcement system may be sent including information from the customer profile.
    Type: Grant
    Filed: September 30, 2020
    Date of Patent: May 17, 2022
    Assignee: Poole Technologies LTD.
    Inventor: Brandon Joseph Poole
  • Patent number: 11335149
    Abstract: A locker bank and kiosk system that provide storage for multi-featured portable locker boxes, wherein each portable locker box includes a global position system receiver for location monitoring as well as other features. Using an app that is running on a mobile device or the kiosk, the user can identify an available or vacant locker, reserve the locker, open the locker and retrieve the portable locker box and store other items within the locker in the locker bank.
    Type: Grant
    Filed: March 22, 2021
    Date of Patent: May 17, 2022
    Inventor: Austin Igein