Including Point Of Sale Terminal Or Electronic Cash Register Patents (Class 705/16)
  • Patent number: 11157899
    Abstract: An improved blockchain is described herein that allows nodes to optionally generate a proof of work nonce separate from the proof of work nonce present in a burn chain. Generation of the proof of work nonce requires the consumption of energy, and the value of the proof of work nonce can be mapped to an amount of energy consumption. Similarly, an amount of energy consumption can be mapped to an amount of a cryptocurrency. For example, the mapping may indicate how much cryptocurrency could have been produced by the node if the consumed energy was instead put to mining the cryptocurrency. Thus, the node can submit a block commit that indicates the separate proof of work nonce and the amount of cryptocurrency burned. The node can aggregate the mapped amount and the amount burned to determine a probability of the node being selected as a leader.
    Type: Grant
    Filed: May 28, 2019
    Date of Patent: October 26, 2021
    Assignee: Hiro Systems PBC
    Inventors: Jude Nelson, Aaron Blankstein
  • Patent number: 11151548
    Abstract: In response to detecting a request from a first device associated with a first user to utilize a digital wallet associated with a second user, a computer system determines if the first user is authorized to utilize the digital wallet associated with the second user. Further, in response to determining that the first user is authorized to utilize the digital wallet associated with the second user, the computer system allows the first device restricted access to the digital wallet.
    Type: Grant
    Filed: December 27, 2017
    Date of Patent: October 19, 2021
    Assignee: PAYPAL, INC.
    Inventor: Jigar Rajnikant Gosalia
  • Patent number: 11151557
    Abstract: A method for processing a plurality of electronic messages comprises, at a messaging hub comprising at least one processor and a memory device in communication with the at least one processor: receiving data relating to at least one rule to be satisfied by combining at least part of the content of respective messages; receiving one or more intent messages followed by one verification message; and, upon receiving a message: updating, in the memory device, intent message data or verification message data depending on the message content; determining from the intent message data and/or the verification message data if the at least one rule has been satisfied; providing a first indication when the at least one rule has been satisfied by the verification message data alone; and providing a second, different, indication when the at least one rule has been satisfied otherwise.
    Type: Grant
    Filed: March 21, 2019
    Date of Patent: October 19, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Fonseca Tomas Pereira Carvalho Rui, Bertrand Saby, Ramon Freire, Carlos Aguado
  • Patent number: 11151536
    Abstract: This disclosure describes systems, methods, and computer-readable media related to providing a point of sale platform. In some embodiment, a point of sale (POS) device may receive information associated with an order and payment information associated with the order. The POS device may generate a first object based at least in part on the information associated with the order and a second object based at least in part on the payment information. The POS device may store the first object and the second object in a queue. The POS device may transmit the first object and the second object to a remote server.
    Type: Grant
    Filed: May 21, 2019
    Date of Patent: October 19, 2021
    Assignee: FIRST DATA CORPORATION
    Inventors: Leonard Speiser, John Beatty, Michael Quinlan, Arvin C. Haywood, Jacques Grove
  • Patent number: 11144674
    Abstract: In some embodiments, a method for risk identification of personal information of a service/platform provider side is provided. A specification is received related to data usage for at least one among service and application of a third party side from a device of the third party side, and is stored in data storage of the service/platform provider side. User consent information is received from a user side using at least one among the service and application. The received information is stored in the data storage of the service/platform provider side. A process is inspected and monitored related to data storing and processing in user environment or platform environment of the user side using at least one among the service and application. A monitoring function is provided for data stored in the data storage of the service/platform provider side in connection with at least one among the service and application.
    Type: Grant
    Filed: July 2, 2019
    Date of Patent: October 12, 2021
    Assignee: Inje University Industry-Academic Cooperation Foundation
    Inventor: Jinhong Yang
  • Patent number: 11134864
    Abstract: A method and system for detecting a position of an animal in laboratory conditions based on ultrasonic tracking is disclosed. The animal has an attached mobile device comprising an ultrasonic receiver. Ultrasonic signals emitted from ultrasonic emitters either have an envelope with a shape that is chosen with the first derivative restricted by condition |dE/dt|<A/T and/or with the second derivative restricted by condition |d2E/dt2|<A/T2, wherein E(t) is the envelope curve, t is time, A is the maximum amplitude of the ultrasonic signals and T is the period of the base frequency of the ultrasonic signals; or oscillations of voltage or current of ultrasonic emitters during signal transmission have envelopes described by a special function for amplitude of the oscillations. The mobile device receives an optical or radio synchronization signals from signal sources connected with the ultrasonic emitters. Analog or digital filters are used to separate ultrasonic signals from animal's vocalization.
    Type: Grant
    Filed: February 28, 2017
    Date of Patent: October 5, 2021
    Inventors: Alexei L. Vyssotski, Dmitri L. Vyssotski
  • Patent number: 11138572
    Abstract: A method for dispute resolution for a blockchain transaction includes: receiving a dispute request from a first computing device including a blockchain transaction identifier and a reason code; identifying a blockchain data value included in a blockchain that includes the blockchain transaction identifier, a merchant blockchain address, and a currency amount; determining eligibility of the blockchain data value for reversal based on application of one or more reversal rules to at least one of: transaction data included in the blockchain data value or external data identified from the transaction data included in the blockchain data value; performing a dispute resolution process for the blockchain data value that includes receiving a merchant digital signature from a second computing device; and transmitting the merchant digital signature and the currency amount to a node in the blockchain network associated with the blockchain.
    Type: Grant
    Filed: September 26, 2018
    Date of Patent: October 5, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Peter Groarke
  • Patent number: 11138603
    Abstract: Technologies for managing payment authorization request messaging for payment transactions include a transaction management controller. The transaction management controller receives a transaction amount for a payment transaction from a business management engine and a payment transaction type from a point of interaction device. The transaction management controller initializes a transaction processing module that corresponds to the received payment transaction type. The transaction processing module defines payment processing parameters for processing payment transactions of the payment transaction type. One or more of the payment processing parameters are modified based on configuration data received from a remote configuration device. The transaction management controller processes the payment transaction as a function of the payment processing parameters. Other embodiments are described and claimed.
    Type: Grant
    Filed: January 8, 2016
    Date of Patent: October 5, 2021
    Assignee: Worldpay, LLC
    Inventors: Francois B. Bergeon, Scot A. Bryant, Coy A. Christensen
  • Patent number: 11135521
    Abstract: An access control system that includes an access control device configured to receive transaction information that identifies a member identifier for a member and a purchased item. The access control device is configured to compare the purchased item to items in an item list and to determine whether the purchased item matches any items in the item list. The access control device is configured to store an authorization for the member identifier to access an augmented reality experience in response to a match. The access control device is configured to receive a number of session points earned by the member from interacting with the augmented reality experience, to add the received number of session points to the cumulative number of session points for the member, to identify a reward based on the cumulative session points, and to send reward information for retrieving the identified reward to the member.
    Type: Grant
    Filed: August 27, 2019
    Date of Patent: October 5, 2021
    Assignee: 7-ELEVEN, INC.
    Inventors: Charles Nathan Beran, Sajjad Mahmood Khan, Santhanagopalakrishnan Panchapakesan, Stephen Patrick Kinch, Tarang Swadeshkumar Sethia, Mark Hollon, Maninder Singh Suri, Manish Agarwal, Gurmeet Singh
  • Patent number: 11127010
    Abstract: An electronic device is provided. The electronic device includes a communication module configured to communicate with an external device, a biometric authentication module configured to perform biometric authentication, and a processor. The processor is configured to obtain biometric information of a user of the electronic device if a payment request is received, perform biometric authentication using the biometric information, send information associated with the biometric authentication to a first server located outside the electronic device, receive a session key, corresponding to the biometric authentication, from a second server located outside the electronic device, and send the session key and a payment token request to a third server located outside the electronic device.
    Type: Grant
    Filed: July 13, 2016
    Date of Patent: September 21, 2021
    Assignee: Samsung Electronics Co., Ltd.
    Inventors: Boo Hyun Cho, Moon Soo Chang
  • Patent number: 11127011
    Abstract: An electronic device and method thereof are provided. The electronic device includes a communication circuit configured to communicate with an external device, a memory configured to store at least one card information, and a processor configured to electrically connect with the communication circuit and the memory. The processor is configured to receive a first request to verify whether it is possible to pay from the external device, send a response to the first request to the external device, and receive a second request, including transaction information associated with a payment, from the external device.
    Type: Grant
    Filed: December 28, 2016
    Date of Patent: September 21, 2021
    Assignee: Samsung Electronics Co., Ltd.
    Inventors: In Ji Jin, Hyuk Kang, Tae Gun Park, Kyung Soo Lim, Gi Beom Kim, Seung Hwan Cho
  • Patent number: 11126988
    Abstract: The disclosed embodiments include computer-implemented systems, apparatuses, and processes that perform a real-time delegated approval of initiated data exchanges by network-connected devices. For example, an apparatus determines determine a value of a parameter that characterizes an exchange of data and a first data type involved in the data exchange, and generates and transmits a first signal to a communications device associated with a second data type available for use in the data exchange and associated with the first data type. The apparatus receives, from the communications device, a second signal that includes information indicative of an approval of the second data type for use in the data exchange, and in response to the received approval, the apparatus performs the data exchange using the second data type and in accordance with the parameter value.
    Type: Grant
    Filed: December 4, 2017
    Date of Patent: September 21, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, David Samuel Tax, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 11127007
    Abstract: An instruction to generate target information is received by a server and from a first user. The instruction includes two or more pieces of user identity information associated with two or more different users. The two or more pieces of user identity information are combined, by the server and in a predetermined method, into continuous text information. The two or more pieces of user identity information in the continuous text information are separated by one or more separation strings. The target information is generated, by the server, based on at least a predetermined algorithm and the continuous text information.
    Type: Grant
    Filed: May 23, 2018
    Date of Patent: September 21, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventor: Wei Guo
  • Patent number: 11120412
    Abstract: Systems and methods are disclosed for generating electronic receipts (e-receipts) at point-of-sale (POS) terminals associated with a merchant at a retail location. The systems and methods include a near field communication (NFC) reader and an NFC-enabled payment vehicle. A POS terminal processes a payment transaction after an initial interaction between the NFC reader and the NFC-enabled payment vehicle. An e-receipt is generated when a second interaction is detected between the NFC reader and the NFC-enabled payment vehicle.
    Type: Grant
    Filed: October 11, 2019
    Date of Patent: September 14, 2021
    Assignee: Worldpay, LLC
    Inventor: Chance T. Ulrich
  • Patent number: 11119826
    Abstract: Systems and methods are described for reducing cold starts code within a serverless code execution system by providing a set of environments reserved for the code. A frontend distribute calls for execution among a set of manager devices that manage environments in the system, distributed in a manner that groups calls together and attempts to distribute calls of the same group to a stable subset of the manager devices. In the case that a user reduces or eliminates the number of environments reserved for the code, a frontend continues to distribute calls for execution of the code to those environments while they continue to be used. This reduces cold starts that might otherwise occur during reduction or elimination of reserved environments.
    Type: Grant
    Filed: November 27, 2019
    Date of Patent: September 14, 2021
    Assignee: Amazon Technologies, Inc.
    Inventors: David Yanacek, Sean Tyler Myers, Yogesh Aggarwal, Naveen Dasa Subramanyam, Amit Raghunath Kulkarni, Aritra Bandyopadhyay, Jianwei Cui
  • Patent number: 11100507
    Abstract: A method for providing first data and second data for an interaction is disclosed. The first data is beneficial to a first party and necessary for the interaction, while the second data is beneficial to a second party and is not necessary for the interaction. The first data and second data are provided by a first party device in a single data element. A second party device receives the single data element, separates the first data and second data, and processes the first data and second data separately.
    Type: Grant
    Filed: June 14, 2018
    Date of Patent: August 24, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Diane Salmon, Chandra Srivastava
  • Patent number: 11093929
    Abstract: A method, system and computer program product for integrating a mobile payment application with other mobile applications while preventing security exposures. A set of application programming interfaces of mobile applications that may possibly be utilized by a pass created by a mobile payment application is generated in response to receiving an indication that the pass was created. A “pass,” as used herein, refers to a form of mobile payment, such as a gift card. A selection of these application programming interfaces may then be received to interact with the created pass. In this manner, the existing mobile applications are seamlessly integrated with the features of passes. Furthermore, a virtual container is created for the created pass and the selected application programming interfaces to interface with the created pass. By creating such a container, the data to be exposed to the application layer can be controlled.
    Type: Grant
    Filed: February 12, 2019
    Date of Patent: August 17, 2021
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Todd E. Kaplinger, Gal Shachor, Gregory L. Truty
  • Patent number: 11093964
    Abstract: A promotion processing system may include a point-of-sale (POS) terminal associated with a retailer and a promotions. The promotions server may be configured to store a multi-part promotion corresponding to item parts, cooperate with the POS terminal to determine whether less than all of the item parts for the multi-part promotion has been purchased, and generate a digital offer associated with unpurchased item parts. The promotions server may also be configured to accept user selection of one of applying the digital offer toward another item and a charitable donation.
    Type: Grant
    Filed: July 1, 2019
    Date of Patent: August 17, 2021
    Assignee: INMAR CLEARING, INC.
    Inventors: Melissa Bube, Jacob Bowman, Joel Corra
  • Patent number: 11093942
    Abstract: A system for adding, authorizing, or activating pre-paid wireless service includes a sticker, and a server. The sticker has an authorization code. The sticker is configured to be affixed to a surface of a product. The server is configured to receive the authorization code. The server is further configured to verify that the received authorization code is authentic. The server is further configured to at least one of add, authorize, and activate wireless service in response to receiving and verifying the received authorization code.
    Type: Grant
    Filed: July 19, 2019
    Date of Patent: August 17, 2021
    Assignee: TracFone Wireless, Inc.
    Inventor: Wendy Harris
  • Patent number: 11093930
    Abstract: A method, system and computer program product for integrating a mobile payment application with other mobile applications while preventing security exposures. A set of application programming interfaces of mobile applications that may possibly be utilized by a pass created by a mobile payment application is generated in response to receiving an indication that the pass was created. A “pass,” as used herein, refers to a form of mobile payment, such as a gift card. A selection of these application programming interfaces may then be received to interact with the created pass. In this manner, the existing mobile applications are seamlessly integrated with the features of passes. Furthermore, a virtual container is created for the created pass and the selected application programming interfaces to interface with the created pass. By creating such a container, the data to be exposed to the application layer can be controlled.
    Type: Grant
    Filed: February 12, 2019
    Date of Patent: August 17, 2021
    Assignee: INTERNAITONAL BUSINESS MACHINES CORPORATION
    Inventors: Todd E. Kaplinger, Gal Shachor, Gregory L. Truty
  • Patent number: 11074323
    Abstract: Securely performing file operations. A method includes determining a licensing characteristic assigned to a file. When the licensing characteristic assigned to the file meets or exceeds a predetermined licensing condition, then the method includes performing a file operation on the file in a host operating system while preventing the file operation from being performed in the guest operating system. When the licensing characteristic assigned to the file does not meet or exceed the predetermined licensing condition, then the method includes performing the file operation on the file in the guest operating system while preventing the file operation from being performed directly in the host operating system.
    Type: Grant
    Filed: June 21, 2018
    Date of Patent: July 27, 2021
    Assignee: Microsoft Technology Licensing, LLC
    Inventors: Benjamin M. Schultz, Balaji Balasubramanyan, Giridhar Viswanathan, Ankit Srivastava, Margarit Simeonov Chenchev, Hari R. Pulapaka, Nived Kalappuraikal Sivadas, Raphael Gianotti Serrano dos Santo, Narasimhan Ramasubramanian, Frederick Justus Smith, Matthew David Kurjanowicz, Prakhar Srivastava, Jonathan Schwartz
  • Patent number: 11074569
    Abstract: Various methods, apparatuses, and media for preventing fraud in card or mobile transaction are provided. A fraud prevention application module defines one or more geographical zones where a card or mobile transaction is authorized. Information related to the defined geographical zones are stored onto a memory. A processor is configured to initiate the card or mobile transaction at a point-of-sale (POS) location; determine whether the POS location corresponds to the stored information related to one or more of the defined geographical zones; and authorize the card or mobile transaction based on a determination that the POS location corresponds to the stored information related to the defined one or more geographical zones.
    Type: Grant
    Filed: February 25, 2020
    Date of Patent: July 27, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventor: Mohit Matta
  • Patent number: 11068867
    Abstract: A location-aware, bill-splitting payment system and process are disclosed which reduces wait time for service customers, reduces work for service and waitstaff, and increases table turnover rate for a restaurant. The location-aware, bill-splitting payment system and process allows party members to quickly select and pay for their portion of the bill with their mobile devices while still sitting at the table, without having to wait for busy waitstaff to present the bill, or to manually process payment.
    Type: Grant
    Filed: June 17, 2019
    Date of Patent: July 20, 2021
    Inventor: Ryan Crawford Tucker
  • Patent number: 11068900
    Abstract: Disclosed are an electronic device and method. The electronic device includes a display, a memory, and a processor. The processor executes the method, including storing in the memory a first electronic purchase history recording purchase of a first product, and associated first settlement information, displaying a user interface for a second purchase of the first product using at least one of the first electronic purchase history and the first settlement information, in response to receiving an input to the user interface, transmitting a request to execute a second purchase of the first product to an external server, and storing, in the memory, a second electronic purchase history and second settlement information corresponding to the second purchase.
    Type: Grant
    Filed: December 28, 2017
    Date of Patent: July 20, 2021
    Assignee: Samsung Electronics Co., Ltd.
    Inventors: Jung-Jik Lee, Hye-Rim Bae
  • Patent number: 11062311
    Abstract: An instruction to generate target information is received by a server and from a first user. The instruction includes two or more pieces of user identity information associated with two or more different users. The two or more pieces of user identity information are combined, by the server and in a predetermined method, into continuous text information. The two or more pieces of user identity information in the continuous text information are separated by one or more separation strings. The target information is generated, by the server, based on at least a predetermined algorithm and the continuous text information.
    Type: Grant
    Filed: December 19, 2019
    Date of Patent: July 13, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventor: Wei Guo
  • Patent number: 11059506
    Abstract: Physical shopping carts can have product detection systems and associate physical shopping carts with mobile computing devices (e.g., smartphones, tablet computing devices, smart watches, wearable computing devices). For example, physical shopping carts can be equipped with one or more product detection systems (e.g., scanners, sensors, cameras) that can electronically tally products that are placed in physical shopping carts. Mobile computing devices can be associated with and mounted on the physical shopping carts to provide a variety of enhanced shopping cart features not possible with conventional physical shopping carts, such as electronically tracking the contents of a shopping cart, checking-out from the mobile computing device (instead of at conventional check-out areas, such as point of sale terminals), and others.
    Type: Grant
    Filed: October 4, 2019
    Date of Patent: July 13, 2021
    Assignee: Target Brands, Inc.
    Inventors: Todd A. Hagen, Josh Michael Dingman, Daniel Woods, Donnie Tolbert, Andrew Wipf, Tomas Kadlec, Donald John Armstrong
  • Patent number: 11049178
    Abstract: According to a first aspect, there is provided an offer-and-acceptance matching server comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the offer-and-acceptance matching server at least to: receive, through the communication port, a query to determine deals for fund offer, fund acceptance, or both, available within a provided distance; interrogate a database to determine one or more fund offer deals, one or more fund acceptance deals, or both that match the query, the database containing records of such deals registered with the database; and respond, through the communication port, to the query with the deals that are within the provided distance.
    Type: Grant
    Filed: September 25, 2018
    Date of Patent: June 29, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ashutosh Subhash Gijare, Krishna Prasad Vasireddy, Moreshwar Mukund Datye, Rahul Agrawal, Sudhir Gupta
  • Patent number: 11049106
    Abstract: Electronic transaction systems and methods are operable to conduct transaction verification and authorization process for an electronic transaction. An exemplary embodiment determines location of a personal electronic device of a consumer during an electronic transaction; determines location of an electronic transaction device that the consumer is using to conduct the electronic transaction; determines a distance between the personal electronic device of the consumer and the electronic transaction device; compares the determined distance with a predefined distance; and verifies and authorizes the electronic transaction when the determined distance less than or equal to the predefined distance.
    Type: Grant
    Filed: December 19, 2019
    Date of Patent: June 29, 2021
    Assignee: Conax Group AB (publ)
    Inventors: Frode van der Laak, Zane Dawood
  • Patent number: 11038688
    Abstract: Various embodiments are generally directed to techniques provide and control applets for transaction cards. More specifically, embodiments discussed here include permitting or denying applets of transaction cards based on whether they are enabled or disabled. Embodiments may also include enabling and disable applets for transaction cards.
    Type: Grant
    Filed: December 30, 2019
    Date of Patent: June 15, 2021
    Assignee: Capital One Services, LLC
    Inventors: Lara Mossler, Madhavan Chandran
  • Patent number: 11037137
    Abstract: A mobile wireless communications device includes a housing, a wireless transceiver carried by the housing, a memory carried by the housing, a display carried by the housing, and a processor carried by the housing. The processor is configured to implement a digital wallet including a multi-mode user card having first and second user interface modes, and selectively change the multi-mode user card from the first user interface mode to the second user interface mode based upon a current location, a current time, or a determined event. The second user interface mode includes one or more of a mapping interface mode, a survey interface mode, or a purchase interface mode.
    Type: Grant
    Filed: June 13, 2013
    Date of Patent: June 15, 2021
    Assignee: BlackBerry Limited
    Inventors: Ravi Singh, Neil Patrick Adams, Geoffrey Wendell MacGillivray
  • Patent number: 11030862
    Abstract: Hardware controls associated with features of a scanner are removed, and a combined scanner and transaction terminal is provided without the hardware controls. Operations associated with the removed hardware controls are graphically depicted as selectable window options within scanner-generated windows. The scanner generated windows are provided as a projected human interface for the missing hardware controls. The projected human interface is provided with and accessible from a display that includes transaction windows produced by transaction software of the transaction terminal, such that the selectable window options are always accessible from the display during transaction processing performed by the transaction software.
    Type: Grant
    Filed: December 21, 2018
    Date of Patent: June 8, 2021
    Assignee: NCR Corporation
    Inventors: John Crooks, Bayapu Reddy Vaddemanu, Chandra Mouli Ayyappa Yellapu
  • Patent number: 11023851
    Abstract: An asset management and tracking system for use in a facility having a product designation RFID tag having product information is attached to a product and at least one location designation RFID tag having location information. The system includes a RFID reader and a portable communication device. The RFID reader reads at least one of the product designation RFID tag and the at least one location designation RFID tag and the portable communication device receives product information from and transmits product information to an asset tracking and management device. The RFID reader transmits product information read from the product designation RFID tag and the location information read from the location designation RFID tags to the portable communication device. The portable communication device, in turn, transmits the received product information and location information to the asset tracking device and queries the asset tracking device for additional product and location information.
    Type: Grant
    Filed: March 29, 2019
    Date of Patent: June 1, 2021
    Assignee: A-1 PACKAGING SOLUTIONS, INC.
    Inventor: Kenneth F. Schoening
  • Patent number: 11017389
    Abstract: The invention provides methods, systems and computer program products for one-time-password (OTP) based payment authentication. The invention comprises receiving one or more specified transaction parameters corresponding to a specified transaction and generating at an authentication server, an OTP for authorizing a transaction payment corresponding to the specified transaction. The generated OTP is associated with the one or more specified transaction parameters, and may be transmitted to a user for subsequent use to authenticate identity of the user for executing the specified transaction.
    Type: Grant
    Filed: December 12, 2018
    Date of Patent: May 25, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Gaurav K. Patni, Ketan Shrikant Joshi
  • Patent number: 11017423
    Abstract: The systems described herein include a system and method for redeeming multiple redeemable codes. For example, a mobile device can be configured to enable redemption of multiple redeemable codes in a single transaction. In some implementations, the mobile device can store the plurality of redeemable codes for obtaining discounts on the items obtained from the merchant store. Particular implementations provide at least the following advantages: A mobile device can store and manage multiple redeemable codes for a user. The mobile device can automatically select and provide the redeemable codes to a point of sale terminal when the user is making a purchase. The codes can be automatically selected and applied to the purchased goods or services to generate a discount for the user. Redeemable codes can be automatically removed from the user's device after they have been used. Thus, the user is relieved of the burden of managing redeemable codes.
    Type: Grant
    Filed: September 23, 2016
    Date of Patent: May 25, 2021
    Assignee: APPLE INC.
    Inventors: Jarad M. Fisher, Madhusudhan Vudali, Raghav Boinepalli
  • Patent number: 11017768
    Abstract: A method of dispensing a beverage from a beverage dispenser includes: detecting a user in proximity to the beverage dispenser; prompting the user to provide a first input, wherein the first input is audible; retrieving a user profile for the user based on the first input; receiving a second input from the user, wherein the second input comprises information about a beverage selection of the user, and wherein the second input is provided in a different manner than the first input; and dispensing the beverage.
    Type: Grant
    Filed: April 26, 2018
    Date of Patent: May 25, 2021
    Assignee: PepsiCo, Inc.
    Inventor: Robert Crawford
  • Patent number: 11004078
    Abstract: Provided is a computer-implemented method for performing analysis of transaction data. The method may include receiving streaming data, wherein the streaming data comprises a plurality of data identifiers and transaction data associated with each transaction of a plurality of transactions, wherein each data identifier is associated with transaction data associated with a transaction so that the transaction data associated with each transaction is separated by a data identifier, filtering the streaming data using at least one predetermined data identifier value to provide filtered transaction data, determining whether the filtered transaction data corresponds to at least one predetermined transaction parameter, and asynchronously storing the filtered transaction data associated with the at least one transaction in at least one data structure. A system and computer program product are also disclosed.
    Type: Grant
    Filed: July 10, 2017
    Date of Patent: May 11, 2021
    Assignee: Visa International Service Association
    Inventor: Naveen Pishe
  • Patent number: 10991371
    Abstract: A first recognition result of an input voice is generated, where the input voice is input by a user of a terminal, and the first recognition result is generated by a voice assistant of the terminal. An application of the terminal is determined based on the first recognition result, where the application provides a service, and the application is different from the voice assistant. The input voice is passed to the application, where the application performs voice recognition on the input voice to generate a second recognition result. The service is provided to the user based on the second recognition result.
    Type: Grant
    Filed: March 16, 2020
    Date of Patent: April 27, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventor: Shen Pan
  • Patent number: 10983566
    Abstract: Systems and methods for providing merchant/customer interaction include determining that a tablet computer is in a merchant orientation, retrieving merchant product information according to a received instruction and merchant orientation information, and displaying a merchant screen on the tablet computer that includes the merchant product information according to the merchant orientation information. A change in the orientation of the tablet computer enclosure/stand is then detected from the merchant orientation to a customer orientation. In response, the merchant screen is transitioned on the tablet computer display to a customer screen as the tablet computer enclosure/stand changes orientations by moving the merchant screen and the customer screen linearly while in a stacked orientation.
    Type: Grant
    Filed: April 10, 2020
    Date of Patent: April 20, 2021
    Assignee: PAYPAL, INC.
    Inventors: Michael Voege, Faran Najafi, Egan Schultz, Satish Govindarajan
  • Patent number: 10984409
    Abstract: Various examples described herein are directed to systems and methods for executing a mobile wallet element at a mobile computing device. For example, an executable active element may send a first element message to a mobile wallet application. The first element message may include a subsidiary element request. The mobile wallet application may send to an operating system a request comprising the subsidiary element request. The operating system may send the subsidiary element request to an issuer system. Subsidiary element data describing a subsidiary element may be sent to a second mobile wallet application.
    Type: Grant
    Filed: December 8, 2016
    Date of Patent: April 20, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Joon Maeng, Thomas Hayes, Ramanathan Ramanathan
  • Patent number: 10977638
    Abstract: A settlement apparatus in an embodiment includes a settling section, a discharging section, an article detecting section, and a processing section. The settling section performs settlement processing for settlement concerning a commercial transaction. The discharging section discharges a prescribed article to a receiving section after the end of the settlement processing by the settling section. The article detecting section detects remaining of the article in the receiving section. The processing section performs, if the article detecting section detects the remaining of the article at a point in time when a prescribed time elapses after the article is discharged by the discharging section, predetermined processing for making it possible to check the remaining of the article afterwards.
    Type: Grant
    Filed: January 29, 2020
    Date of Patent: April 13, 2021
    Assignee: TOSHIBA TEC KABUSHIKI KAISHA
    Inventors: Tsuyoshi Gotanda, Akiko Susaki, Norifumi Shishido
  • Patent number: 10970685
    Abstract: A device may obtain digital signature information relating to a quantity of a type of cryptocurrency, and receive transaction data relating to a credit account, associated with a user, after obtaining the digital signature information. The transaction data may include information identifying a transaction amount. The device may determine, after receiving the transaction data, an amount, of the type of cryptocurrency, that satisfies the transaction amount, perform, using the digital signature information, an action to conduct a sale of a portion of the quantity of the type of cryptocurrency based on determining the amount, and cause proceeds from the sale to be transferred to the credit account as payment for the transaction amount.
    Type: Grant
    Filed: July 12, 2018
    Date of Patent: April 6, 2021
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Adam Vukich
  • Patent number: 10970955
    Abstract: An accounting device according to an embodiment includes an input device that receives an instruction to start a job. A first display device includes a first screen facing a first direction towards a person who operates the input device. A change machine includes a depositing port for receiving money and a dispensing port for dispensing money. A second display device includes a second screen facing a second direction different from the first direction and towards a person who deposits money into the depositing port or receives money from the dispensing port. When the instruction received by the input device is to start a predetermined job that is different from the accounting transaction and that includes depositing money into the change machine or dispensing money from the change machine, the processor causes information supporting execution of the predetermined job to be displayed on the second screen.
    Type: Grant
    Filed: April 5, 2019
    Date of Patent: April 6, 2021
    Assignee: TOSHIBA TEC KABUSHIKI KAISHA
    Inventors: Tsuyoshi Gotanda, Takashi Nakajima, Akiko Susaki
  • Patent number: 10969923
    Abstract: A system for providing information technology (IT) assistance packages enables a graphical user interface that can be launched from a single application icon and that can be customised on an individual user basis to provide a locally-branded system for servicing the user's IT needs.
    Type: Grant
    Filed: October 5, 2017
    Date of Patent: April 6, 2021
    Assignee: Invarosoft Pty Ltd
    Inventor: Jamie Warner
  • Patent number: 10963888
    Abstract: A method for processing payment complaint includes receiving, from a user terminal, a complaint query request of a user; querying, in response to the complaint query request, a transaction database according to user information of the user to acquire at least one target payment card corresponding to the payment complaint of the user; generating, according to the user information and the at least one target payment card, complaint voucher information of the user and returning to the user terminal the complaint voucher information; receiving a complaint creation request from the user terminal, wherein the complaint creation request is created by the user terminal based on the complaint voucher information; and creating, in response to the complaint creation request, a corresponding complaint task of the user.
    Type: Grant
    Filed: May 25, 2020
    Date of Patent: March 30, 2021
    Assignee: ADVANCED NEW TECHNOLOGIES CO., LTD.
    Inventor: Yuanzheng Zhou
  • Patent number: 10949908
    Abstract: An acquirer (101) acquires, when a first product is dropped into an electronic cart, a second product similar to the first product, a first bonus provided on condition that an order for the first product is placed, and a second bonus provided on condition that an order for the second product is placed. A presenter (102) presents a form in which a first object related to the first product dropped into the electronic cart is arranged and a second object related to the acquired second product is further arranged, if the acquired second bonus is more advantageous than the acquired first bonus. An acceptor (103) accepts an order for the first product if the first object is operated. A cart manager (104) drops the second product in the electronic cart if the second object is operated.
    Type: Grant
    Filed: August 29, 2013
    Date of Patent: March 16, 2021
    Assignee: Rakuten, Inc.
    Inventors: Manabu Miyamoto, Jun Ishii
  • Patent number: 10943275
    Abstract: A method begins with obtaining, by a retailing computing device of an exchange item marketplace network from a buyer device of the exchange item marketplace network in accordance with a securely passing process, control over a secure exchange item package for use of an exchange item, where only a device possessing control over the secure exchange item package may modify the secure exchange item package. The method continues by executing, by the retailing computing device, the use of the exchange item by updating the value of the exchange item to produce an updated value, generating an updated secure exchange item package to include identity of the exchange item, identity of the retailing computing device, identity of the buyer device, and the updated value of the exchange item, and securely passing, by the retailing computing device to the buyer device, control over the updated secure exchange item package.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: March 9, 2021
    Assignee: Raise Marketplace, LLC
    Inventor: Josh K. Metnick
  • Patent number: 10938811
    Abstract: An electronic apparatus is provided. The electronic apparatus includes a communicator configured to communicate with a host apparatus and an external apparatus, and a processor configured to receive a request including an ID of the external apparatus from the external apparatus, the request for having an access to the host apparatus, determine whether the external apparatus is authenticated based on the ID of the external apparatus, and process the external apparatus to access the host apparatus based on secure access information by transmitting the secure access information to the external apparatus when it is determined that the external apparatus is authenticated.
    Type: Grant
    Filed: May 25, 2018
    Date of Patent: March 2, 2021
    Assignee: Samsung Electronics Co., Ltd.
    Inventors: Dayama Dwarkaprasad, Sharma Abhishek, Mahsky Hemant Kumar, Mullick Vikalp, Lanka Madan Kanth, Channa Ashok Babu
  • Patent number: 10922676
    Abstract: A profile is maintained in a mobile device for storing authentication data associated with a primary user of a mobile device, and at least one secondary user that is authorized to use the mobile device. When the mobile device is at a business location, the secondary user is passively authenticated, and upon successful authentication: an image is displayed over a portion of a default lock screen wallpaper when the mobile device is in a screen locked state, wherein the image contains a scanning code, and a financial transaction (e.g., a cloud-based transaction) is facilitated at the business location based on the scanning code without unlocking the mobile device, wherein the financial transaction associated with a financial account of the primary user. Power is conserved in the mobile device by not unlocking it at the business location to conduct the financial transaction.
    Type: Grant
    Filed: February 25, 2019
    Date of Patent: February 16, 2021
    Assignee: AVANT-GARDE IP LLC
    Inventor: Ramraj Soundararajan
  • Patent number: 10919144
    Abstract: An automated kitchen assistant system inspects a food preparation area in the kitchen environment using a novel sensor combination. The combination of sensors includes an Infrared (IR) camera that generates IR image data and at least one secondary sensor that generates secondary image data. The IR image data and secondary image data are processed to obtain combined image data. A trained convolutional neural network is employed to automatically compute an output based on the combined image data. The output includes information about the identity and the location of the food item. The output may further be utilized to command a robotic arm, kitchen worker, or otherwise assist in food preparation. Related methods are also described.
    Type: Grant
    Filed: August 10, 2018
    Date of Patent: February 16, 2021
    Assignee: Miso Robotics, Inc.
    Inventors: Ryan W. Sinnet, Robert Anderson, Zachary Zweig Vinegar, William Werst, David Zito, Sean Olson
  • Patent number: 10917304
    Abstract: A system and method for task monitoring that communicates with a device to determine the occurrence of a parameter and changing a rate of transfer based on the occurrence of the parameter.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: February 9, 2021
    Assignee: PayPal, Inc.
    Inventor: Rahul Nair