Abstract: An automated banking machine (10) includes a card reader (256) in the machine operative to receive cards from users. Cards that are to be captured and held in the machine are moved by the card reader to the interior of a bin (268). Cards entering the bin are engaged with and moved away from the card reader by action of a movable member (274). Authorized servicers recover captured cards from the bin by opening a lock (272) and accessing the interior of the bin by opening a lid (270). The user interface of the machine includes a movable fascia portion (240) that assures proper alignment of the fascia opening and card reader and also minimizes the risk of undetected installation of unauthorized card reading devices.

Abstract: An ATM includes a currency note dispenser having a currency cassette, a note picker, a note transporter, and a note presenter. A cassette tambour door automatically opens during insertion of the cassette into the dispenser. The picker can pick notes through the opening. A spring loaded housing wall tab retains the picker shaft in mating connection with a drive pin. The transporter can move notes vertically and horizontally. The transporter includes belts between an idle shaft and a drive shaft. The idle shaft is vertically movable relative to a drive shaft to maintain belt tension. The transporter also includes convexly tapered rollers that automatically recenter a loose belt. A presenter gate is at a note dispensing outlet of the ATM. The gate is opened by actuating a lever linked with an arm connected to the gate. The gate opens by moving a pin upward in an angled slot.

Abstract: An automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38) and deposit accepting opening (40). A stack of notes (84) input to the machine are separated one by one from the stack through the action of at least one picking member (158, 352) and at least one stripper member (64, 162, 354). The actions of non-contact stripper rolls and a contact stripper roll are generally effective to only enable a single note to move past the stripper members. Upon sensing that multiple notes have moved past the stripper members with a sensor (176, 366) the system is operative to return notes to the stack for subsequent picking trials. In some cases the stripper members may be driven so as to move notes engaged therewith relative to a note engaged with the stripper member so as to reorient the notes and facilitate note separation in subsequent picking events.

Abstract: The invention provides a circulating type bank note depositing and dispensing machine with which the progress of depositing and dispensing is made visible from a customer side, speeding up the temporary storage of deposited bank notes and facilitating the return of the temporarily stored bank notes if the deposit is not approved. The bank note depositing and dispensing ports are disposed on the upper side of the machine body, making it possible for a customer to observe or check the progress of a deposit or dispensing. Temporarily stored deposited bank notes are disposed in the front side area of the machine body, and if the deposit is not approved, the front side door of the temporary storage portion opens to allow the temporarily stored bank notes to be taken out from the front side of the machine body, facilitating the quick return of the temporarily stored bank notes.

Abstract: An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices.

Abstract: A bill handling apparatus has a deposit/withdrawal unit (2) at the inner upper side of a casing (1), a base unit (3) at the inner lower side of the casing (1), and intermediate units (4A-4C) between the units (2) and (3). The deposit/withdrawal unit (2) includes a bill introducing mechanism (21), a bill discharging mechanism (23) and a conveying mechanism (29). The base unit (3) includes a bill storage section (31), a conveying mechanism (32) and a taking-in and taking-out mechanism (34). Each of the intermediate units (4A-4C) includes a bill storage section (41), a conveying mechanism (42), a taking-in and taking-out mechanism (44) and a switcher for switching a bill-moving direction. In this way, the elements forming the bill storage sections and transfer mechanisms are made common, the number of bill storage sections can be increased or decreased easily, and bills can be taken in and out of each storage section.

Abstract: A point-of-transaction machine that allows global users to reach all aspects of their finances, from their brokerage account to their banks, mortgage accounts, credit card accounts and more. Unlike conventional ATMs where you can only reach your bank account(s), the initial screen when signed on will give the global user options on which account or accounts they want to transact business. This initial screen will satisfy the banking, mortgage, and security law requirements of most countries, including those of the United States and Canada where such companies are required to be independent. The point-of-transaction machine will collect fees for each transaction, similar to current ATM usage fee agreements and will allow certain users to complete transactions without fees.

Abstract: An ATM currency cassette (208) includes a plurality of movable cassette information indicator buttons (214). Each button can be rotated about an axis for repositioning. The buttons can be axially moved outward and inward relative to the cassette housing (210) by rotation thereof. Different axial arrangements of the buttons represent respective different characteristics of cassette content. The cassette can be inserted into an ATM where the button positions can be read by the ATM. The cassette enables unused buttons to remain therewith and also permits a button arrangement to be changed without requiring opening of the cassette.

Abstract: A method and arrangement for processing negotiable instruments (20) such as banknotes or monetary payment forms in an automatic banking machine (10), having the features: Inserting the negotiable instruments (20) into an input compartment (18), setting a control criterion on the basis of the type of negotiable instruments (20) to be processed, transporting the negotiable instruments (20) one after the other from the input compartment (18) and through a negotiable instrument recording device (24, 26) into a temporary store (30); the nominal value of banknotes is stored in a value store, payment forms are depicted and the image data stored in an image store; depositing the negotiable instruments (20) from the temporary store (30) in at least one secure store (34, 36) after completion of a deposit operation.

Abstract: A paper currency receiving device includes a body and two wheel assembly modules. The body has two opposed sides each, having an opening that communicates an interior of the body with outside. The body further has a bill-receiving opening in a front side thereof. The wheel assembly modules are respectively, detachably mounted to the openings of the body. Each wheel assembly module includes a plate and a wheel assembly mounted on an inner side of the plate. The wheel assembly includes a plurality of wheels and a belt mounted around the belt. The wheel assemblies feed a bill inserted into the bill-receiving opening into the interior of the body.

Abstract: A bill receiving and dispensing device cooperates with a bill cassette, when the bill receiving and dispensing device is replenished with bills or when bills are collected from it, in such a manner that cash is not exposed to the public eye. At the time of replenishment of bills, the bill cassette, in which a fixed number of sheets of bills are accommodated, is received at an inlet/outlet opening of the bill receiving and dispensing device, and the bills within the bill cassette are inserted into the device by a manual operation. The inserted bills are accommodated in a bill accommodation box based on the result of determinations made in a discriminating portion. At the time of collecting bills, an empty bill cassette is received at the inlet/outlet opening and bills are drawn out from the bill accommodation box and are transferred to the bill cassette.

Abstract: A self-service terminal (10) for receiving disposable containers (100) of valuable media items (108) is described. The terminal comprises: a breaching mechanism (124) for providing an opening in the containers (100); and an emptying mechanism (122) for removing valuable media from the opening in the containers. The terminal further comprises a secure area (50) in which containers are received and opened; and an item storage area (52) in which individual media items are stacked for removal. A dispenser (40) for receiving valuable media items stored in a disposable container (100) is also described.

Abstract: A currency receiving device for receiving currency from a user, comprising a safe having a lockable access opening and a transfer slot, a local processor, operatively connected to the safe, the local processor having a user interface to communicate with the user, and being capable of communicating with a remote processor, a currency counter, operatively connected to the safe, to count the currency deposited by the user, and a removable currency receptacle, removably contained within the safe and operatively connected to the currency counter, to receive currency from the currency counter and to store the currency, the removable currency receptacle having a unique identifier, wherein, upon the currency receptacle being installed in the safe, the identifier is correlated with the count of currency deposited by the user.

Abstract: A banknote container for automated teller machines includes a base, two mutually parallel side walls, rear wall, front wall, cover and pressure-exerting slide, arranged in the bottom container part such that it can be adjusted parallel to the side walls. Arranged on the pressure-exerting slide is a switch for controlling a display device.

Abstract: An automated teller machine (ATM) includes a number of currency note holding cassettes 40. The notes are transferred to a dispensing slot 18 via paths 46 and 48. Mispicked notes are detected by multiple note detector 58 and diverted to reject bin 60 via diverter 56. When cassette contents reach a low level and require replenishment, notes are transferred from cassettes 40 via paths 45 and 91 by means of diverter 93 into a secure purge bin 90. Empty cassettes can be removed and replenished whilst the bin carrying the remaining notes is transferred for emptying by secure transportation.

Abstract: A cash transaction machine having an antitheft mechanism capable of preventing the cash from being seized from a cash storage unit inside a housing through an opening formed in the housing is disclosed. The cash transaction machine having the antitheft mechanism according to the invention includes the housing having a hard outer wall with an opening, and a cash dispensing/receiving unit extending out of the housing through the opening from inside of the housing. At least the portion of the cash dispensing/receiving unit arranged outside of the housing is configured with a metal bottom plate, a transverse structure extending substantially parallel to the plane of the bottom plate, and a pair of metal side plates with the bottom ends thereof fixed to the bottom plate, and the ends of the transverse structure are secured to the side plates at a position above the bottom ends of the side plates.

Abstract: In a bill container capable of being pushed into a receiving module and with a front panel actuable by an actuating lever and a detent lever which can be adjusted between a release position, a first intermediate position, which the detent lever assumes as a function of the opening movement of the actuating lever, and a detaining position, in which the detent lever retains the actuating lever in its closing position, the detent lever is coupled to an electromechanical setting device, by means of which, when the bill container is pushed in, the detent lever can be adjusted into a mechanically secured second intermediate position, out of which the detent lever can be adjusted into its release position as a function of the closing movement of the actuating lever.

Abstract: A cash dispensing mechanism of an automated teller machine (ATM) includes a safe inside which are housed first and second units. The first unit includes currency cassettes and an associated pick mechanism. Bills are transported from the pick mechanism to a bill validator included in the first unit. If a bill is rejected then a divert gate directs the into a purge bin also included in the first unit. The second unit is mounted on the first unit in one of two possible positions depending on whether the cash dispensing mechanism has a front loading or a rear loading configuration. Bills accepted by the validator are transported upwardly out of the first unit and into the second unit via a single transfer station, regardless of whether the cash dispensing mechanism has a front or rear loading configuration. The second unit transports bills individually to a bill dispensing port of the safe from where the bills are deposited in a tray for collection by a user.

Abstract: A system is for detecting the passage of multiple sheets along a feed path. The system includes a sensing station (12) through which the feed path passes and which has a light emitter (48) and an optical sensor (50) arranged to sense light transmitted from the light emitter through an item comprising a single or multiple sheet present at the sensing station. The optical sensor (50) provides a voltage output whose magnitude is dependent on the intensity of the transmitted light received by the optical sensor. This output is applied to the first input (58) of a log ratio amplifier (60). A voltage representative of the output of the optical sensor when no item is present at the sensing station (10) is applied to the second input of the amplifier (64). The output of the amplifier (60) is applied to data processing means (52) which then determines whether a single or multiple item is present at the sensing station.

Abstract: A method of secured card issuance from a card issuing machine, as well as a system for card issuance, that is designed to address many of the security concerns surrounding automated, self-service card issuance. The invention relies upon a combination of measures to enhance the security of the card issuance process. The security measures include tracking and auditing of the cards from a card loading site up to the time of card issuance to the customer, controlling physical access to the cards, and real time reporting and monitoring of card transactions and subsequent inventory changes.

Abstract: The automatic cash dispenser has the following elements, a safe (18) for receiving at least one banknote cassette (32) and a separating device (34) for drawing off the banknotes out of the banknote cassette (32), of a banknote-dispensing compartment (50), which can be closed by a closure device (52), of a conveying device for conveying the banknotes from the separating device (34) to the dispensing compartment (50), of a control device for controlling the separating and the conveying devices. Also an operating panel (14, 16) with actuating elements for actuating the control device. The dispensing compartment (50) is arranged above the safe (18). In a central region of its top surface (22), the safe (18) has an aperture (42) for the through-passage of the conveying device.

Abstract: A note hopper/dispenser for dispensing paper currency, bank notes or cash equivalent scrip.

Abstract: A method of recovering and thus possibly completing interrupted smart card transactions includes providing a smart card that stores a first and a second pointer, the second pointer being used to indicate an update of the first pointer. In the case of an interruption of a smart card transaction, these pointers are be used to indicate whether a change of a card balance has taken place by the equality of the values of these pointers.

Abstract: A currency storage and dispensing apparatus (20) includes a top member (22) defining an upper interior cavity (34), a bottom member (36) defining a lower interior cavity (48), and a slider (64). The top member and the bottom member can be connected to define a storage cavity (49) for the secure storage of a quantity of currency (58). A display notch (80) is formed through a corner of the top member allowing a corner of the currency stored within the apparatus to be exposed. An angled dispensing slot (82) is formed through the upper wall of the top member and intersects with the display notch such that single currency bills can be dispensed through the slot. A currency storage drawer (100) is also provided in which a plurality of bill dispensing units (102) can be secured by a rod (106).

Abstract: The present invention is an automatic banking system including a cash dispenser and a rolled coin dispenser in a single apparatus. The rolled coin dispensing apparatus includes a rotatable dispensing wheel that holds coin rolls, a rotary drive mechanism for rotating the dispensing wheel to a dispense position, and an ejecting mechanism for ejecting a predetermined number of coin rolls from the dispensing wheel. The dispensing wheel has outer and inner wheel structures that support divider members which receive rolled coin cassettes therebetween. The ejecting mechanism includes pusher arms arranged exteriorly of each dispensing wheel and ejector bars, fixed to each arm, that are located interiorly of the outer wheel structure to be pushed into a cassette disposed at the dispense position to obtain coin rolls therefrom. The ejector bars and cassette located at the dispense position are arranged nonradially with respect to the axial center of their cassette wheel.

Abstract: A drop safe for receiving and temporarily storing currency or other valuables from a cash register or point-of-sale terminal. The drop safe uses bill acceptors to transfer cash into sealed cassettes within the safe. An envelope drop assembly allows transferring into the safe currency or non-cash items not accepted by the acceptor. The drop safe door has a door control assembly including a gas spring to counterbalance the weight of the door for controlled movement during opening. The door is locked by a pair of door bolts linked to a lock cam, which is secured by a dead bolt against movement. An electronic control unlocks the dead bolt in response to entry of correct numbers, allowing a rotary dial of the outside of the safe to move the lock cam and release the door bolts. The drop safe includes a processor programmed to control the unlocking operation and to maintain and produce various reports of deposits into the safe, enabling easy correlation of those deposits with business-day operation of the drop safe.

Abstract: A system and method for fully automated electronic transfer of cash or cash equivalent between a sender and a recipient is shown, including an initiating terminal for receiving a designation of an amount of money to be electronically transferred, an account from which it is to be transferred, and a security code from the sender, a central terminal for storing the amount and the security code in a file in the central terminal, and a dispensing terminal for receiving from the recipient an entry corresponding to the designated amount of money to be transferred and the security code, for providing the entered amount of money and security code to the central terminal for comparison with the information stored in the central terminal's file, and for dispensing to the recipient funds equivalent to the designated amount of money without requiring the recipient to have a card to activate the dispensing terminal.

Abstract: A cash processing system is capable of reducing manual operation in placing and collecting from a cashing handling apparatus, such as ATM's, cash dispensing machines and so forth and thus can eliminate the occurrence of error or theft. The cash processing system includes a detachable cash safe, a cash processing apparatus that detachably receives the cash safe for automatically setting a commanded amount of cash therein, and a cash handling apparatus that detachably receives the cash safe, in which the commanded amount of cash is set, for performing services including a cash dispensing service.

Abstract: Each of multiple cash cassettes is provided with a light-emission type push-button switch capable of indicating the operation state of the cash cassette and the need to exchange the cash cassette. By depressing the push-button switch, the associated cash cassette is separated from the cash transaction operation under the control of a CPU. When a customer is in front of a transaction apparatus or while a cash transaction is being carried out, a lamp of the push-button switch associated with the cash cassette, from which banknotes may be taken out in a subsequent dispensing operation, is flickered at a cycle of 1 second. When banknotes are replenished in the cash cassette, the banknotes can be replenished without suspending the operation of the apparatus, and the operation efficiency and operability of the apparatus can be enhanced.

Abstract: It is judged whether or not a bill, inserted from a bill inlet, is genuine, and then the bill is passed to a bill stacking position through a bill passage only when it is judged that the bill is genuine. The bill is pushed into an accumulating box by rotating an eccentric cam of a stacker unit at the bill stacking position when the a shutter switch becomes on after the bill passes a shutter plate and a pull out preventing lever. The eccentric cam is held at a top dead center. A bill pull out preventing apparatus includes a pull out preventing lever having a distal end portion. The distal end portion is curved to define a hook groove. The lever is arranged so that the distal end portion is directed away from the insert slot. The lever is spring biased to swing about a pivot to block the bill passage.

Abstract: In a bill conveyance control method for an automatic teller machine including a plurality of a bill storage boxes for storing bills of predetermined same denomination, the plurality of bill storage boxes are used uniformly.

Abstract: A bank note handling system includes a cabinet, a removable bank note cassette in the cabinet for storing a supply of bank notes, the supply of bank notes including notes having a desired denomination and being subject to the inclusion of notes having undesired denominations, the bank note cassette including a memory for storing denomination data corresponding to the desired denomination of the supply of bank notes. In the cabinet, a controller for reading the denomination data from the memory, a feeding mechanism for removing the bank notes from the bank note cassette, and a discrimination unit for discriminating the denomination of each bank note removed from the bank note cassette are arranged. The controller acts to compare the denomination discriminated by the discrimination unit with the denomination data read from the memory for detecting the presence of notes having an undesired denomination.

Abstract: An arrangement including several cashier vending-type machines for goods and services. Each machine, in addition to having at least one cash box, also has not only several replaceable and preferably self-filling coin-storing units for returning or refunding money, but also has a computer that controls the machine, produces a balance, and is provided with a random access memory that is protected against the loss of power. To prevent deceitful manipulations by operators, and to enable a clear determination of error while precluding human error during use, without requiring additional work, each coin-storing unit is provided with an electronic memory that is protected against loss of data and that, upon insertion of that unit into a machine, stores a coding that identifies the machine.

Abstract: A currency cassette (10) has a printed circuit board (80) secured to one of its side walls, the board (80) having mounted thereon a microprocessor, a RAM, a real time clock chip, and battery means for supplying power for the board (80). First (208) and second switches are respectively operatively associated with the lid (14) of the cassette (10) and with a shutter which, when opened, permits currency notes to be extracted in operation from the cassette (10). Opening of the lid (14) or the shutter causes the appropriate switch to be actuated. Each switch is connected to the printed circuit board (80), and the microprocessor is arranged, in response to actuation of either of the switches, to store in the RAM data indicating which switch was actuated and the date and time of day when the relevant switch was actuated. The switches and printed circuit board (80) provide an effective tamper indicating system for the cassette (10).

Abstract: A sheet feeding system comprises an interlock assembly for use with a sheet store which includes, a carriage slidably mounted in a housing. A disc shaped locking member locks the carriage in a first position relatively to the housing. A probe can be inserted into the carriage to move a spring biassed plunger out of engagement with the disc to allow the disc to move into an aperture in the probe in order to lock the probe with the carriage for movement relative to the housing.

Abstract: This bank note cartridge identification system is for a bank note dispensing machine and a bank note cartridge which can be fitted to the bank note dispensing machine. It includes: a code setting unit, incorporated in the bank note cartridge, for setting an identification code; a signal generating unit, incorporated in the bank note cartridge, for generating a signal representative of the identification code set by the setting unit and for transmitting it to the bank note dispensing machine, when the bank note cartridge is fitted to the bank note dispensing machine; and a signal checking unit, incorporated in the bank note dispensing machine, for checking the signal, outputted by the signal generating unit, representative of the identification code set by the setting unit.