With Cash Dispenser Patents (Class 902/14)
  • Patent number: 9022284
    Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.
    Type: Grant
    Filed: November 26, 2013
    Date of Patent: May 5, 2015
    Assignee: Diebold, Incorporated
    Inventors: H. Thomas Graef, Robert V. Artino, Rodney J. Reese, Michael A. Meffie, J. Richard Hanna, Randall W. Jenkins, Mark A. Depietro, Steven R. Davis
  • Patent number: 9004352
    Abstract: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.
    Type: Grant
    Filed: March 7, 2013
    Date of Patent: April 14, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney J. Reese, Mark A. DePietro, Steven R. Davis, Michael A. Meffie
  • Patent number: 8998078
    Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction. Transaction function devices of the machine are supported through slides that can be configured in different ways to facilitate mounting of devices within the machine.
    Type: Grant
    Filed: November 5, 2013
    Date of Patent: April 7, 2015
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Richard C. Lute, Mark A. Douglass, Roy Mleziva, Shawn Griggy
  • Patent number: 8800864
    Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.
    Type: Grant
    Filed: June 4, 2012
    Date of Patent: August 12, 2014
    Assignee: Diebold, Incorporated
    Inventors: H. Thomas Graef, Robert V. Artino, Rodney J. Reese, Michael A. Meffie, J. Richard Hanna, Randall W. Jenkins, Mark A. DePietro, Steven R. Davis
  • Patent number: 8684262
    Abstract: An automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative to cause a determination to be made that read card data corresponds to stored data for an account authorized to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine is operative to cause the value of cash dispensed or received to be assessed or credited to the financial accounts corresponding to card data.
    Type: Grant
    Filed: May 1, 2012
    Date of Patent: April 1, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Jeffrey M. Eastman, Pedro Tula, Nam Le, David Nikkel, David Vidmar, Jhansi Arikatla, Erie S. VanKeulen, Wayne Wellbaum
  • Patent number: 8590780
    Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.
    Type: Grant
    Filed: June 4, 2012
    Date of Patent: November 26, 2013
    Assignee: Diebold, Incorporated
    Inventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney J. Reese, Mark A. DePietro, Steven R. Davis, Michael A. Meffie
  • Patent number: 8573482
    Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold Incorporated
    Inventors: Richard C. Lute, Mark A. Douglass, Roy Mleziva, Shawn Griggy
  • Patent number: 8544656
    Abstract: A currency bill processing system includes a transport mechanism that is configured to transport bills from an input receptacle along a transport path that extends generally horizontally past at least one detector. The transport path transitions generally-vertically upward between a first and a second output receptacle. The transport mechanism is configured to deliver some of the bills toward a first end of the system into the first output receptacle and some of the bills toward a second end of the system into the second output receptacle. The system provides access openings in a front side of the system that are proximate the first and the second output receptacles thereby permitting operator access into the first and the second output receptacles from the front side.
    Type: Grant
    Filed: March 2, 2011
    Date of Patent: October 1, 2013
    Assignee: Cummins-Allison Corp.
    Inventors: Douglas U. Mennie, John M. Mikkelsen, Marek Baranowski, Charles H. Cummings, Ken W. Maier
  • Patent number: 8448856
    Abstract: A bill processing apparatus is provided that can reduce the frequency of occurrences of removal of a paper medium (dispensed bill) being forgotten. Processing a medium handover port where a paper medium is handed over, and a medium handover port mechanism provided at the medium handover port and successively raising and lowering the paper medium, fed out from inside the machine (the automated teller machine), inside the medium handover port. The medium handover port mechanism notifies a user of the position of the paper medium with a visible action by successively raising and lowering the paper medium inside the medium handover port.
    Type: Grant
    Filed: July 5, 2010
    Date of Patent: May 28, 2013
    Assignee: Oki Electric Industry Co., Ltd.
    Inventor: Kazuyoshi Ito
  • Patent number: 8408458
    Abstract: A receiving and dispensing unit and a self-checkout system of an embodiment includes a coin receiving and dispensing device which holds received coins in accordance with the denomination and dispenses the held coins, and a bill receiving and dispensing device which holds received bills in accordance with the denomination and dispenses the held bills. The bill receiving and dispensing device is arranged to overlap the coin receiving and dispensing device in the height direction of the coin receiving and dispensing device.
    Type: Grant
    Filed: September 1, 2010
    Date of Patent: April 2, 2013
    Assignee: Toshiba Tec Kabushiki Kaisha
    Inventors: Kaoru Matsuhisa, Toshiyasu Terahara, Yuuki Kawaguchi
  • Patent number: 8256624
    Abstract: A money handling apparatus includes a storage and feed unit that stores or feeds moneys, a transport unit that transports the moneys to the storage and feed unit or to outside of the apparatus, a deposit reject port that ejects a deposit reject money recognized as an improper money at the time of deposit processing so that it can be taken out from outside of the apparatus, and a transport control unit that controls the transport unit so that the moneys fed out by the storage and feed unit at the time of dispensing processing to the deposit reject port.
    Type: Grant
    Filed: March 25, 2009
    Date of Patent: September 4, 2012
    Assignee: Glory Ltd.
    Inventors: Kazuhiro Doi, Kenichi Tagashira
  • Patent number: 8249989
    Abstract: A system and method of check cashing at an ATM are provided. In some examples, the system and method may include receiving a check at an ATM that does not include denominations of bills and/or coins to cash the check. The amount of the check may be rounded up to an amount for which appropriate denominations are available and the difference between the amount of the check and the rounded up amount may be charged to an account of a user, such as checking account, savings account, credit card, and the like.
    Type: Grant
    Filed: February 4, 2010
    Date of Patent: August 21, 2012
    Assignee: Bank of America Corporation
    Inventor: Morgan S. Allen
  • Patent number: 8191770
    Abstract: An automated banking machine operates to carry out financial transactions for authorized machine users responsive to user data read from data bearing records. The machine includes an input devices including a card reader which operates to read card data that is usable to identify a user or a user account. The machine also includes a cash dispenser that is selectively operative to dispense currency notes to authorized machine users. A computer causes financial accounts read by the card reader to be assessed a value for cash dispensed. The computer causes operation of the cash dispenser in response to receiving cash dispense instructions. The computer includes software that prevents cash dispenser operation in response to cash dispense instructions being received in communications from at least one remote address.
    Type: Grant
    Filed: May 9, 2011
    Date of Patent: June 5, 2012
    Assignee: Diebold, Incorporated
    Inventors: Jay Paul Drummond, Bob A. Cichon, Mark D. Smith, David W. Weis
  • Patent number: 8146804
    Abstract: Provided is a cash transaction machine including: a medium storage portion; a medium transfer module transferring a paper medium in a sheet unit from the medium storage portion; a temporary stack portion including an upwardly and downwardly movable supporter being provided to be adjacent to an outlet of the medium transfer module to stack the paper medium; a carriage receiving the paper medium from the supporter; and a carriage transfer portion transferring the carriage to a medium outlet in a state where stacked paper media is pressed, wherein the carriage includes a holder being provided in parallel with a moving direction of the carriage to support a bottom surface of the stacked paper media. The cash transaction machine may be constructed to enable a stack of paper media to maintain its arranged state while the paper media is being transferred and to simplify a transferring structure of paper media.
    Type: Grant
    Filed: December 18, 2008
    Date of Patent: April 3, 2012
    Assignee: Nautilus Hyosung Inc.
    Inventors: Je Seok Kong, Kyoung Bin Im, Won Joon Lee, Jin Hwan Cha, Young Il Choi
  • Patent number: 8033542
    Abstract: An equipment (43) for storing in an orderly way banknotes (52) and/or papers and the like, for instance banknotes (52) for an automatic machine (39), provided for the formation of a stack (53). The equipment (43) comprises two spiral elements (81; 82) defining coils with respective axes (83; 84) directed in the sense of the stacking and terminal sections (86) adjacent to a stacking surface (77) at an end of the stack. The spiral elements (81; 82) are rotatable around the axes (83; 84) and are arranged for laterally receiving between the coils a leading portion of the entering banknote (52), moving the banknote (52), through the coils and in consequence of the rotation, on the stacking surface (77), and disengaging the banknote from the coils adjacent to the terminal section (86).
    Type: Grant
    Filed: February 9, 2007
    Date of Patent: October 11, 2011
    Assignee: CTS Cashpro S.p.A.
    Inventors: Dario Bisone, Mauro Martinotti, Mirko Billet, Paolo Donnis
  • Patent number: 8020760
    Abstract: An automated banking machine includes an input device including a card reader which operates to read data bearing records in the form of user cards. The card data is usable to identify a user or a user account. The machine also includes an output device and a cash dispenser selectively operative to dispense currency sheets to machine users. Software operating in a computer of the machine causes the computer to operate a cash dispenser in carrying out cash dispensing transactions where cash is dispensed to users whose read accounts are assessed for value associated with cash dispensed. The computer also processes a mark up language document. The software includes screening software operative to prevent the computer from operating the cash dispenser responsive to communication with at least one system address.
    Type: Grant
    Filed: November 22, 2010
    Date of Patent: September 20, 2011
    Assignee: Diebold, Incorporated
    Inventors: Jay Paul Drummond, Bob A. Cichon, Mark D. Smith, David W. Weis
  • Patent number: 8011576
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).
    Type: Grant
    Filed: August 16, 2010
    Date of Patent: September 6, 2011
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Atta Mateen, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Patent number: 7988039
    Abstract: A card activated cash dispensing automated banking machine is provided which is operative to authenticate firmware in at least one hardware device of the machine. The hardware device is operative to generate through operation of at least one processor in the at least one hardware device a firmware certificate responsive to the at least one measurement request message and the firmware content. The automated banking machine is operative to send a message from the automated banking machine to a host banking system responsive to the firmware certificate. The host banking machine may authenticate the message and send the automated banking machine an authorization message for performing a transaction function with the automated banking machine. Such a transaction function may include dispensing cash with a cash dispenser of the automated banking machine.
    Type: Grant
    Filed: December 17, 2007
    Date of Patent: August 2, 2011
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Erich Muschellack, Marcelo Soares de Castro, Luiz Alexandre Lopez de Oliveira
  • Patent number: 7975909
    Abstract: Disclosed are an automatic transaction machine and method of rejecting a paper medium in the automatic transaction machine. The automatic transaction machine includes a medium storage portion; a first medium transfer module transferring a paper medium in a sheet unit from the medium storage portion; a temporary stack portion provided adjacent to an outlet of the first medium transfer module, stacking the paper medium, and having a vertically movable supporter; a second medium transfer module for transferring, to a medium outlet, the paper medium transmitted from the supporter having been upwardly moved; and a rejection portion positioned below the supporter, and including a rejection inlet vertically movable together with the supporter.
    Type: Grant
    Filed: December 18, 2008
    Date of Patent: July 12, 2011
    Assignee: Nautilus Hyosung Inc.
    Inventors: Won Joon Lee, Jin Hwan Cha
  • Patent number: 7857208
    Abstract: An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. The read card data can also be associated with a server address, where a record is located. The machine operates prior to a transaction to determine whether the record can be fully downloaded from the server address. Based on a successful determination, the machine can then fully download the record from the address during a transaction that needs the record. The pre-check arrangement reduces transaction time outs that may occur as a result of futile attempts by the machine to access an unavailable record during a transaction.
    Type: Grant
    Filed: September 14, 2009
    Date of Patent: December 28, 2010
    Assignee: Diebold, Incorporated
    Inventors: Jay Paul Drummond, Bob A. Cichon, Mark D. Smith, David W. Weis
  • Patent number: 7837097
    Abstract: An automated banking machine operates responsive to data read from data bearing records such as user cards to cause financial transfers. A transaction data object software component operating in a computer of the machine accumulates data as the transaction proceeds. Customer identifying data read by the machine and data corresponding to user inputs can be included in the transaction data object software component. The component can be passed form the machine to a server for determination of the customer being authorized to use the machine to perform a transaction. Upon approval, the server includes authorization data in the component which is then returned to the banking machine. The banking machine also includes in the component, data corresponding to operation of transaction function devices, such as a receipt printer and a currency dispenser.
    Type: Grant
    Filed: April 17, 2009
    Date of Patent: November 23, 2010
    Assignee: Diebold, Incorporated
    Inventors: Jay Paul Drummond, Bob A. Cichon, Mark D. Smith, David W. Weis
  • Patent number: 7819309
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.
    Type: Grant
    Filed: April 9, 2008
    Date of Patent: October 26, 2010
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Dale H. Blackson, Edward L. Laskowski, Tim Crews, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Patent number: 7748615
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs are also operated to read particular data from deposited currency bills in order to determine counterfeit bills. The ATMs dispense cash responsive to communications with a transaction host.
    Type: Grant
    Filed: November 10, 2008
    Date of Patent: July 6, 2010
    Assignee: Diebold, Incorporated
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
  • Patent number: 7712657
    Abstract: An automatic banking machine includes at least one computer, a card reader, transaction function devices, and a display. The display includes a touch display surface having multiple spaced user locations at which transaction sessions by different user can be concurrently conducted. Multiple users can at the same time receive visible outputs from the display surface and provide inputs through physical contact with the display surface. An eye sensing device enables the display surface, based on sensing where a user is looking at the display surface, to display data at the user location.
    Type: Grant
    Filed: November 13, 2008
    Date of Patent: May 11, 2010
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr.
  • Patent number: 7503481
    Abstract: Apparatus and method for detecting and interfering with an unauthorized device attempting to acquire user identification information at cash dispensing automated banking machine. The apparatus includes a sensing device enabled to detect RF or other radiation transmitted from the unauthorized device in a proximity of the machine. A controller causes the machine to take at least one action responsive to detection of the unauthorized device. The action may include generating a warning screen on the machine display, capturing an image, sending a message to an entity at a remote location, or emitting interfering radiation from an emitter.
    Type: Grant
    Filed: June 16, 2006
    Date of Patent: March 17, 2009
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
  • Patent number: 7458507
    Abstract: Methods, systems, and Automated Teller Machines (ATMs) are disclosed which provide ATM currency conversion capabilities. In one embodiment, a financial account number associated with a financial account maintained by a customer at a financial institution is received, a foreign currency type associated with the financial account is determined, and a choice is presented to the customer at the ATM to conduct a financial transaction in the foreign currency type. A currency selection is received from the customer and at least a portion of the financial transaction is conducted at the ATM in the selected currency.
    Type: Grant
    Filed: May 16, 2007
    Date of Patent: December 2, 2008
    Assignee: First Data Corporation
    Inventors: Charles A. Fillinger, Barry O'Sullivan
  • Patent number: 7438220
    Abstract: An automated banking machine includes a card reader, a display device, a currency dispenser, and a deposit storage chest. The machine can receive user deposits for storage in the chest. The machine includes a card reader cooling device. The machine can also facilitate cooling of the display device.
    Type: Grant
    Filed: February 9, 2007
    Date of Patent: October 21, 2008
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Paul D. Magee, David Barker, Patrick Ryan, Donald W. Harry, Richard E. Dunlap, Gerald T. Sedlock, Terry L. Schreffler, Terry E. Doll, Richard W. McCracken, Walter J. Szabat, Tim E. Kerstetter, Darling D. Thomas
  • Patent number: 7431205
    Abstract: A banknote receipt and payout apparatus including: a receipt and pay-out opening for carrying out either or both of payout and stacking of charged banknotes: a banknote determining part for determining denominations of banknotes, a plurality of banknote storage and discharge bins arranged to store therein and discharge therefrom, different denominations of banknotes, respectively, a transfer path connecting among the receipt and payout opening, the banknote determining part, the banknote storage and discharge bins and a receipt bin, for transferring the banknotes, and a loading and collecting bin arranged to load and collect the banknotes into and from the banknotes storage and discharge bin, for accommodating therein different denominations of banknotes, wherein the banknotes are stacked in the storage and discharge bins in a vertical direction, and are stacked in a horizontal direction in the receipt bin and the loading and colleting bin with a standing posture.
    Type: Grant
    Filed: March 21, 2007
    Date of Patent: October 7, 2008
    Assignee: Hitachi-Omron Terminal Solutions Corp.
    Inventors: Akira Nomiyama, Riichi Katou
  • Patent number: 7431206
    Abstract: An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.
    Type: Grant
    Filed: April 30, 2007
    Date of Patent: October 7, 2008
    Assignee: Diebold Self-Service Systems a division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
  • Patent number: 7428983
    Abstract: Provided is a banknote receipt and payout apparatus which handles several denominations, having a banknote loading and collecting function, and which is capable of handling several denominations. A banknote receipt and payout apparatus comprising a receipt and payout opening for paying out banknotes introduced thereinto by a user, and for stacking therein banknotes to be delivered to a user, a banknote checking part for checking banknotes, a banknote storage and discharge bin for carrying one or both of storing and discharging of banknote notes, a loading and collecting bin 8 for loading and collecting banknotes, and a transfer path for transferring banknotes, wherein the banknote storage and discharge bin is of a vertical type in which banknotes are stacked in a horizontal posture, and the loading and collecting bin is of a horizontal type in which banknotes are stacked in a standing posture.
    Type: Grant
    Filed: October 25, 2005
    Date of Patent: September 30, 2008
    Assignee: Hitachi-Omron Terminal Solutions Corp.
    Inventors: Akira Nomiyama, Riichi Katou
  • Patent number: 7416112
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186) and at least one processor (190). The automated banking machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).
    Type: Grant
    Filed: April 3, 2007
    Date of Patent: August 26, 2008
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Atta Mateen, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Patent number: 7416113
    Abstract: An automated banking machine that is activated responsive to data read from user cards which accepts checks and dispense cash to users. The automatic banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automatic banking machine in exchange for a deposited check. The automatic banking machine dispenses cash responsive to communications with a transaction host.
    Type: Grant
    Filed: August 13, 2007
    Date of Patent: August 26, 2008
    Assignee: Diebold Self-Service Systems a division of Diebold, Incorporated
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
  • Patent number: 7392938
    Abstract: Apparatus and method for purchasing cash from an ATM. The ATM has a unique identifier visibly located thereon. A customer phone includes a camera and a programmable memory. The camera can be used to capture an image of the ATM's identifier. The memory includes customer account data. A customer uses their phone to establish wireless communication with a transaction host. The customer can transmit to the host a request for cash from the ATM. The request includes the account data and the image. The host can use the account data in payment for the requested cash. The host uses the image to identify the particular ATM associated with the request. After payment, the host causes the identified ATM to dispense the requested cash.
    Type: Grant
    Filed: March 6, 2007
    Date of Patent: July 1, 2008
    Assignee: Diebold, Incorporated
    Inventor: Natarajan Ramachandran
  • Patent number: 7357305
    Abstract: A bill delivery apparatus for a wall-type automatic-teller machine according to the present invention is disposed between a cash receiving part and a cash handling part of the machine. The apparatus comprises a main body having a pair of plates spaced apart from each other at both sides thereof; a tray unit adapted to be lifted and lowered within the main body, for temporarily stacking bills introduced from the cash handling part therein; a stopper unit disposed in front of the tray unit to prevent the bills introduced from the cash handling part from deviating from the tray unit; a transfer unit disposed adjacent to the tray unit, for transferring the bills stacked in the tray unit to the cash receiving part; a driving unit for driving the tray unit, the stopper unit, and the transfer unit; and a recovering unit for storing untaken bills that has been returned from the cash receiving part.
    Type: Grant
    Filed: May 23, 2005
    Date of Patent: April 15, 2008
    Assignee: Nautilus Hyosung Inc.
    Inventors: Jin Hyuk Ahn, Won Joon Lee, Dong Sik Lee, You Hoon Yoon
  • Patent number: 7341177
    Abstract: An automated transaction machine (20) with a cross-vender software and hardware platform architecture. The machine includes a computer (22) and a plurality of transaction function devices (32) in operative connection with the computer. The machine further includes a plurality of device driver components (38) that generally correspond to each of the transaction function devices. The device drivers are operative responsive to communication from an XFS layer (28) to control the operation of the transaction function devices. The machine further includes a terminal application (22) and an ODS layer (26). The ODS layer includes a plurality of ODS components (36) that generally correspond to the device drivers and/or transaction function devices. The ODS components responsive to the terminal application are operative to have the device drivers control the operation of the transaction function devices through communication with the XFS layer.
    Type: Grant
    Filed: May 23, 2001
    Date of Patent: March 11, 2008
    Assignee: Diebold, Incorporated
    Inventors: Steven Shepley, Joseph Cwikla, Bryan Reed, James Block, Robert Usner, Jay Paul Drummond, Mark D. Smith
  • Patent number: 7306142
    Abstract: A card activated cash dispensing automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a card reader (22), a cash dispenser (24), and a receipt printer (20).
    Type: Grant
    Filed: December 26, 2006
    Date of Patent: December 11, 2007
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Paul D. Magee, David A. Barker
  • Patent number: 7275483
    Abstract: An anti-jam bezel is provided for dispensing a flexible substrate from an output slot. A guideway is provided for receiving the flexible substrate from a transport and guiding the flexible substrate into the output slot. The guideway may extend from the output slot to the transport to provide a substrate receiving opening. The bezel body is adapted for mounting with the substrate receiving opening adjacent the transport such that the guideway catches a leading edge of the substrate after the substrate exits the transport and guides the leading edge into the output slot. In the event the output slot is blocked, the guideway is adapted to guide at least a portion of the substrate into the substrate receiving opening so that at least the portion of the substrate loops into the substrate receiving opening, thereby preventing a jam.
    Type: Grant
    Filed: July 22, 2004
    Date of Patent: October 2, 2007
    Assignee: TransAct Technologies Incorporated
    Inventor: Larry Knobel
  • Patent number: 7246743
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
    Type: Grant
    Filed: March 8, 2006
    Date of Patent: July 24, 2007
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
  • Patent number: 7240827
    Abstract: An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A baffle structure (164) is positioned on the housing adjacent the second fascia portion to enable cooling air flow within the housing of the machine and to prevent the introduction of moisture into the housing. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices.
    Type: Grant
    Filed: June 23, 2003
    Date of Patent: July 10, 2007
    Assignee: Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
  • Patent number: 7232059
    Abstract: A self-service machine, such as an automated teller machine (70), that includes a plurality of vacuum pick mechanisms (10) for picking media (12), such as banknotes, each vacuum pick mechanism (10) including a pump (18), a pickline (20) connected the pump, a drive mechanism for moving the pickline (20) between a media pick position and a media release position, and a motor (33) for driving both the pump (18) and the drive mechanism.
    Type: Grant
    Filed: December 8, 2004
    Date of Patent: June 19, 2007
    Assignee: NCR Corporation
    Inventor: John A. Peebles
  • Patent number: 7230223
    Abstract: A sensing arrangement (12) is described. The arrangement comprises: a moveable object (80) including a plurality of marker portions (112) disposed in a calibrated configuration, each marker portion (112) being capable of emitting light in response to stimulation. The arrangement also includes a light source (42) directed towards the marker portions (112) and for causing light emission therefrom. An imaging device (44) is directed towards the marker portions (112) and includes an array of light-detecting elements for sensing light emitted from the marker portions (112) to generate image data. A processor (52), in communication with the imaging device (44), analyses image data received from the imaging device (44) to determine the location of the moveable object (80) based on the calibrated configuration.
    Type: Grant
    Filed: September 12, 2005
    Date of Patent: June 12, 2007
    Assignee: NCR Corporation
    Inventors: Gunnar Jespersen, Eric G. Lyons
  • Patent number: 7229010
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
    Type: Grant
    Filed: March 8, 2006
    Date of Patent: June 12, 2007
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
  • Patent number: 7222782
    Abstract: An automated banking machine (10) includes a user interface (15) and a cash dispensing mechanism (220). A fascia (12) of the machine includes a pair of horizontally disposed convex mirrors (338, 340). The mirrors are used to enable a machine user to view the rear area (343) behind the machine user. The machine can move the mirrors into operative viewing position in response to machine user input. The machine also includes lights that can be selectively directed and illuminated to reduce the risk of observation of inputs to the machine by unauthorized persons. A rear area light source focuses light away from the machine user's line of sight to the user interface but toward the rear area (343) to obscure nonuser view of machine user input to the user interface.
    Type: Grant
    Filed: July 20, 2005
    Date of Patent: May 29, 2007
    Assignee: Diebold Self-Service Systems divsion of Diebold, Incorporated
    Inventors: Richard C. Lute, Jr., Jim Booth, Paul Magee, Donald S. Nelson, Jr.
  • Patent number: 7219832
    Abstract: Methods, systems, and Automated Teller Machines (ATMs) are disclosed which provide ATM currency conversion capabilities. In one embodiment, a financial account number associated with a financial account maintained by a customer at a financial institution is received, a foreign currency type associated with the financial account is determined, and a choice is presented to the customer at the ATM to conduct a financial transaction in the foreign currency type. A currency selection is received from the customer and at least a portion of the financial transaction is conducted at the ATM in the selected currency.
    Type: Grant
    Filed: June 15, 2005
    Date of Patent: May 22, 2007
    Assignees: First Data Corporation, The Western Union Company
    Inventors: Charles A. Fillinger, Barry O'Sullivan
  • Patent number: 7156296
    Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.
    Type: Grant
    Filed: March 10, 2004
    Date of Patent: January 2, 2007
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Paul D. Magee, David A. Barker
  • Patent number: 7093749
    Abstract: An automated transaction machine including an extensions for financial services (XFS) layer is provided. An application interface portion of the XFS layer is operative to communicate with an application layer of the ATM which may include terminal applications. A hardware interface portion of the XFS layer is operative to communicate with a hardware layer of the ATM which may include hardware devices of the ATM and associated service providers. A diagnostic application is operative to determine whether problems exist in the application layer or the hardware layer of the ATM by causing a plurality of hardware devices to perform predefined operations using the XFS layer and by monitoring the operations. The diagnostic application is operative to output a determination as to whether a problem with the ATM is associated with the components of the application or hardware layers of the ATM responsive to the success or failure of the operations.
    Type: Grant
    Filed: November 24, 2003
    Date of Patent: August 22, 2006
    Assignee: Diebold Self-Service Systems, divison of Diebold, Incorporated
    Inventors: James Block, Steven Shepley
  • Patent number: 7086585
    Abstract: A media dispenser comprises: a casing separatably installed on a mounting portion of a media dispenser having an eject hole through which media is ejected, and including a media receipt portion on which the media ejected from the eject hole is mounted and an opening portion through which the media on the media receipt portion can be withdrawn by a user; a door for opening/closing the opening portion by a door moving device; and a media guiding portion installed on the eject hole for guiding the media to be ejected on the media receipt portion as facing the opening portion.
    Type: Grant
    Filed: December 26, 2002
    Date of Patent: August 8, 2006
    Assignee: LG N-Sys Inc.
    Inventor: Byung-Mok Lee
  • Patent number: 7063254
    Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.
    Type: Grant
    Filed: March 10, 2004
    Date of Patent: June 20, 2006
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Pedro Tula, Dolar Harshadrai Vaishnav, Jeff Young, Dennis Felt
  • Patent number: 6983880
    Abstract: An automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38) and deposit accepting opening (40). A stack of notes (84) input to the machine are separated one by one from the stack through the action of at least one picking member (158, 352) and at least one stripper member (64, 162, 354). The actions of non-contact stripper rolls and a contact stripper roll are generally effective to only enable a single note to move past the stripper members. Upon sensing that multiple notes have moved past the stripper members with a sensor (176, 366) the system is operative to return notes to the stack for subsequent picking trials. In some cases the stripper members may be driven so as to move notes engaged therewith relative to a note engaged with the stripper member so as to reorient the notes and facilitate note separation in subsequent picking events.
    Type: Grant
    Filed: April 7, 2004
    Date of Patent: January 10, 2006
    Assignee: Diebold, Incorporated
    Inventors: H. Thomas Graef, Zachary Utz, Daniel P. Schoeffler, Shawn Griggy, Nat Ramachandran
  • Patent number: 6978926
    Abstract: The invention provides a circulating type bank note depositing and dispensing machine with which the progress of depositing and dispensing is made visible from a customer side, speeding up the temporary storage of deposited bank notes and facilitating the return of the temporarily stored bank notes if the deposit is not approved. The bank note depositing and dispensing ports are disposed on the upper side of the machine body, making it possible for a customer to observe or check the progress of a deposit or dispensing. Temporarily stored deposited bank notes are disposed in the front side area of the machine body, and if the deposit is not approved, the front side door of the temporary storage portion opens to allow the temporarily stored bank notes to be taken out from the front side of the machine body, facilitating the quick return of the temporarily stored bank notes.
    Type: Grant
    Filed: October 23, 2003
    Date of Patent: December 27, 2005
    Assignee: Glory Ltd.
    Inventors: Toshihiko Kobayashi, Hitoshi Kobayashi, Manabu Yamada, Tsuguo Mizoro, Shigeki Nakatsuka