Patents Assigned to Hartford Fire Insurance Company
  • Patent number: 11657353
    Abstract: A system to provide an automated data driven risk relationship review tool via a back-end application computer server of an enterprise. A resource allocation data store may contain electronic records representing requested resource allocations between the enterprise and a plurality of entities. The server may receive an indication of a selected requested resource allocation and retrieve, from the resource allocation data store, the electronic record associated with the selected requested resource allocation. The server may automatically calculate a first and second review date for the selected requested resource allocation and automatically establish, between at least two parties, a communication link based on the calculation of the first review date for the selected requested resource allocation.
    Type: Grant
    Filed: August 31, 2022
    Date of Patent: May 23, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Erik R. Lord, Todd K Minarik, Ed I Closner, Jason Patrick Corrigan, Milia M. Shipman, Robert L. Hughes, Kari Yvonne DeMont, Brett David Perrie Boliou, Sara San, Willis D Schmidt, Jr.
  • Patent number: 11651309
    Abstract: A planned resource allocation data store may contain electronic records representing a plurality of planned resource allocations for an enterprise. An actual resource allocation data store may contain electronic records representing a plurality of actual resource allocations. A back-end application computer server may receive, from a remote user device associated with a first user identifier, data about planned and actual resource allocations and update the data stores. The computer server may also receive an indication of a period of time to be analyzed and access information in the planned and actual resource allocation data stores associated with the first user identifier and the period of time. A total planned occupancy value and a total actual occupancy value may then be calculated and displayed via an interactive user interface based on the accessed information.
    Type: Grant
    Filed: August 15, 2019
    Date of Patent: May 16, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Matthew W. Anderson, Steven J. Barrett, Alan S. Mickey
  • Patent number: 11645597
    Abstract: According to some embodiments, a communication device database may store information about a plurality of communication devices, including at least one communication address associated with each communication device, wherein each communication device is associated with a resource unit. Moreover, a network based segmentation server may access information in a resource status database, automatically assign each resource unit to a resource segment based on at least one pre-determined algorithm and information in the resource status database, and transmit information about the resource segments.
    Type: Grant
    Filed: June 3, 2021
    Date of Patent: May 9, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Wendy A. Wojdyl, Hope C McManus
  • Patent number: 11636546
    Abstract: A multi-vendor risk relationship data store may contain electronic records representing a plurality of risk relationships between multiple vendors and an enterprise and, for each risk relationship, an electronic record identifier and a set of attribute values. An information sharing portal computer server may exchange an information request with a remote vendor platform. The information request may be, for example, associated with an employee of a sponsor associated with the vendor platform. The server may process the information request via a customized vendor-specific information sharing portal interface display and execute an algorithm to adjust, based on at least one attribute value, interactions with the vendor platform via the portal interface display. The server may also aggregate information associated with a plurality of vendor platforms and transmit the aggregated information to a remote administrator device associated with the enterprise.
    Type: Grant
    Filed: March 28, 2019
    Date of Patent: April 25, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Keith L Nelson, Pamela M. Bloom-Pugliese, Paul William Leach, Adele Spallone
  • Patent number: 11636084
    Abstract: Mediums, apparatus, computer program code, and means may be provided to customize electronic records associated with a distributed communication network via an automated back-end application computer server. According to some embodiments, a relational database management system database and a plurality of database tables linked to the relational database management system database may be accessed. The back-end application computer server may retrieve electronic record layout information and utilize pre-determined logic associated with the plurality of linked tables, including logic that matches multiple pointers within a single pair of linked tables, to automatically insert accessed data into a customized electronic record in accordance with the electronic record layout information. The customized electronic record may then be transmitted to be rendered via an interactive user interface display.
    Type: Grant
    Filed: July 16, 2021
    Date of Patent: April 25, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Christopher Blair Abreu, Stephen J. Aloi, Joseph L Murdzek
  • Patent number: 11625388
    Abstract: A task analysis data store may contain electronic records representing task analysis items for an enterprise. A back-end application computer server may receive, from a remote user device, first step data about task objectives for task identifier and update the task analysis data store. The server may then automatically evaluate the first step data in accordance with a first step data evaluation rule. When the first step data complies with the first step data evaluation rule, the server may permit receipt of second step data about a task analysis and update the task analysis data store. The server may then automatically evaluate the second step data in accordance with a second step data evaluation rule. When the second step data complies with the second step data evaluation rule, the server may permit receipt of third step data about analysis presentation and update the task analysis data store.
    Type: Grant
    Filed: August 29, 2019
    Date of Patent: April 11, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Jonathan R Bennett, Laura J Osborn, Sarah E Daly, Ellen J. St. Pierre, Margaret M Schroeder
  • Patent number: 11605135
    Abstract: A computer system for remote interactive graphical display and data management includes a data storage device storing data records, a remote data acquisition computer configured to selectively trigger display actions for the data records based on at least a time-based rule and a time-independent rule; a classification engine configured to classify a response received from a remote display interface having user-selectable options arranged to define a scale of values, in one of two categories, a first category and a second category, being below a first threshold value being classified as being in the first category, and responses on the scale above a second threshold value being in the second category, and a display interface generator configured to selectively generate a supplemental interface or a conclusion message dependent on the category.
    Type: Grant
    Filed: February 26, 2021
    Date of Patent: March 14, 2023
    Assignee: Hartford Fire Insurance Company
    Inventors: Peter Neag, Kelly L. Trella, Jeffrey C. Thompson
  • Patent number: 11599952
    Abstract: According to some embodiments, a risk monitoring data store may contain a set of electronic data records, with each electronic data record being associated with a stream of sensor data received via a communication network from a remote set of sensor systems located at a risk monitoring site. A risk analytics platform computer may receive information associated with the sensor data in substantially real-time and analyze the received sensor data, using at least one risk analytics algorithm, to detect an abnormal pattern associated with a predicted elevated level of risk at the risk monitoring site. The risk analytics platform computer may also automatically transmit a result of the analysis to a risk operations platform. The risk operations platform may then implement an active risk mitigation adjustment at the risk monitoring site responsive to the result of the analysis.
    Type: Grant
    Filed: June 14, 2021
    Date of Patent: March 7, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Joseph M. Przechocki, Evan Van Dam, James A. Madison
  • Patent number: 11594334
    Abstract: A system to provide a risk relationship transaction automation tool via a back-end application computer server of an enterprise. The system may include a risk relationship data store that contains electronic records representing transactions associated with requested resource allocations between the enterprise and a plurality of entities. The server may receive an indication of a selected requested resource allocation transaction and retrieve, from the risk relationship data store, the electronic record associated with the selected requested resource allocation transaction. The server may then execute a medical code decision model. According to some embodiments, the system may also support a graphical interactive user interface display via a distributed communication network, the interactive user interface display providing resource allocation transaction data.
    Type: Grant
    Filed: April 15, 2020
    Date of Patent: February 28, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Gary S. Tomchik, Oksana Kamyshin, Keren Shemesh, Lori Katherine Walters, Chris C Kuo, Seda V. Remus, Dean M. Mazzotta, Shashank Aditya Adepu
  • Publication number: 20230056883
    Abstract: A device and method are described for a universal analytical data mart and data structure for same. The analytical data mart (ADM) associated data structure is designed to allow data from disparate sources to be integrated, enabling streamlined business intelligence, reporting and ad hoc analysis. Conceptually, the ADM enables analytics and business intelligence from multiple frames of reference including people, such as parties and actors including individuals and organizations, places, such as addresses with geographic information at various levels of view, objects, such as insured properties, automobiles and machinery, and events, milestones which happen at points in time and provide analytical/business value.
    Type: Application
    Filed: October 25, 2022
    Publication date: February 23, 2023
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Vladislav Michael BEZNOS, Lynne C. CLARK, Arthur Paul Drennan, III, David J. KUETHMAN, William C. LEWIS, Fred A. Robinson
  • Patent number: 11580096
    Abstract: A back-end application computer server may access a potential metadata entries data store containing a set of potential metadata entries, each entry including at least a data element name and a data element definition. A metadata collection system may be executed to automatically populate a metadata template based on the set of potential metadata entries. The system may update entries in the metadata template using a translation tool and validate the updated entries in the metadata template to ensure that required data elements are present. The system may also certify the validated entries load the set of certified metadata entries, including the certified data element names and certified data element definitions, into an enterprise metadata repository data store. Electronic messages may be exchanged to support at least one interactive user interface display associated with certification of the metadata template.
    Type: Grant
    Filed: May 31, 2022
    Date of Patent: February 14, 2023
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Jennifer Babette Christie, Erin N Sacchi
  • Patent number: 11544792
    Abstract: According to some embodiments, data is received indicative of a plurality of insurance claims. It may then be automatically determined that a first insurance claim is associated with a first type of insurance and that a second insurance claim is associated with a second type of insurance. The received data associated with the first insurance claim may be analyzed in accordance with first segmentation logic to determine a first segment classification appropriate for the first insurance claim. Similarly, the received data associated with the second insurance claim may be automatically analyzed in accordance with second segmentation logic to determine a second segment classification appropriate for the second insurance claim. Indications of the first and second segment classifications may then be transmitted (e.g., to a load balancing and assignment engine that automatically selects claim handlers for insurance claims).
    Type: Grant
    Filed: June 26, 2020
    Date of Patent: January 3, 2023
    Assignee: Hartford Fire Insurance Company
    Inventors: Cory R. Blakeman, Paul J. Edwards, Keren Shemesh
  • Patent number: 11544805
    Abstract: An integrated advance life planning and management system provides to a user, through a single convenient Internet interface, a plurality of advance life planning and management services including estate planning, will preparation, and funeral planning services.
    Type: Grant
    Filed: April 27, 2020
    Date of Patent: January 3, 2023
    Assignee: Hartford Fire Insurance Company
    Inventors: Bradley D. Molinsky, Karen L. Reich, Nathaniel J. Wilson
  • Patent number: 11521267
    Abstract: Some embodiments are directed to a resource allocation analysis system implemented via a back-end application computer server. A resource data store may contain electronic records associated with a set of resource types, each electronic record including an electronic record identifier and resource parameter. The back-end application computer server may receive, from the resource data store, information about a set of resource types to be analyzed, including the associated resource parameters. The computer server may then execute a differential evolutionary algorithm to optimize the set of resource types based on at least one non-linear constraint and generate resource analysis results. The back-end application computer server may, according to some embodiments, perform a resampling process that uses non-parameterized historical data, regression on at least one resource type, and moment matching.
    Type: Grant
    Filed: May 27, 2021
    Date of Patent: December 6, 2022
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Edward C. Caputo, Garrett M. MacDonald
  • Patent number: 11514491
    Abstract: According to some embodiments, an invoice data store contains electronic records for invoices associated with customers and an enterprise. An electronic invoicing system computer server may receive invoice data (associated with a customer of the enterprise) from remote invoice platforms, and the server may create invoice documents in first and second formats based on information in the invoice data store. It may be determined that the invoice documents represent “work in process” and, as a result, the system may prevent the invoice documents from being transmitted to a customer device. An adjustment to the invoice document in an intermediate format is received and the invoice document in at least one of the first and second format is automatically updated. When it is later determined that the invoice documents no longer represent “work in process,” the system electronically transmits the invoice documents to the customer device.
    Type: Grant
    Filed: May 9, 2022
    Date of Patent: November 29, 2022
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Cynthia D Finley, Linda L. Ternullo, Manuela Panno, Antonio Jorge, Benjamin D. Arunski, Lakshmi Elango, Mary N. Udeh, David S. Fuller, John J Sedor
  • Patent number: 11509761
    Abstract: Embodiments provide a method for providing a call center supplemental workflow tool, including: receiving from a database a workflow decisional matrix, a plurality of questions, and a plurality of scripts; displaying a web-based graphical user interface on a display providing at least one question or one script; receiving user input; determining, at least another question or at least another script, to be displayed, wherein determining is based upon the user input and the decisional matrix and advances the workflow; based upon the decisional matrix, determining that the workflow has been completed; providing an output of the questions displayed and the user input received; and the output being provided to a primary software application. Other aspects are described and claimed.
    Type: Grant
    Filed: April 14, 2021
    Date of Patent: November 22, 2022
    Assignee: Hartford Fire Insurance Company
    Inventors: Samantha Jaszczuk Elizondo, Taylor Knight Brawner, Andres Pelaez
  • Patent number: 11508012
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.
    Type: Grant
    Filed: May 1, 2020
    Date of Patent: November 22, 2022
    Assignee: Hartford Fire Insurance Company
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Patent number: 11508010
    Abstract: A back-end application computer server may access a location data store containing information about a set of locations to be visited, including location identifiers and location coordinates. The computer server may then prioritize the locations to be visited. A mobile unit data store may contain information about a set of mobile units, including mobile unit identifiers, mobile unit location coordinates, and mobile unit communication addresses. The computer server may then automatically assign each location to a mobile unit based on the location coordinates, the mobile unit location coordinates, at least one geo-fence, and said prioritization. Indications of assigned locations may be transmitted to each mobile unit via the associated mobile unit communication address, and electronic messages may be exchanged to support an interactive user interface display associated with assignments of locations to mobile units.
    Type: Grant
    Filed: June 6, 2016
    Date of Patent: November 22, 2022
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Fred Y Choi, Robert W. Proctor, Kim A. Root, Vikas Sachdeva, Vivek Nigam
  • Patent number: 11501376
    Abstract: A vehicle route guidance computer system is configured to store habitual travel routes for drivers; detect driving by a vehicle of one of the drivers along one of the habitual travel routes; monitor vehicle location along the route; monitor traffic signal states and traffic conditions along the route; calculate an optimal velocity of the vehicle to maximize likelihood of reaching a next traffic signal along the route when the signal is green, and transmit a guidance signal to a guidance device in a vehicle to advise the driver to decelerate or accelerate the vehicle. The vehicle route guidance computer system may be further configured to detect an adverse condition along the route, calculate an alternative route, and transmit a direction guidance signal to the guidance device for guiding the driver to the alternative route.
    Type: Grant
    Filed: March 11, 2019
    Date of Patent: November 15, 2022
    Assignee: Hartford Fire Insurance Company
    Inventors: Michael Louis Brandman, Raphael Jermaine Thomas
  • Patent number: 11487790
    Abstract: A device and method are described for a universal analytical data mart and data structure for same. The analytical data mart (ADM) associated data structure is designed to allow data from disparate sources to be integrated, enabling streamlined business intelligence, reporting and ad hoc analysis. Conceptually, the ADM enables analytics and business intelligence from multiple frames of reference including people, such as parties and actors including individuals and organizations, places, such as addresses with geographic information at various levels of view, objects, such as insured properties, automobiles and machinery, and events, milestones which happen at points in time and provide analytical/business value.
    Type: Grant
    Filed: March 26, 2020
    Date of Patent: November 1, 2022
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Vladislav Michael Beznos, Lynne C. Clark, Arthur Paul Drennan, III, David J. Kuethman, William C. Lewis, Fred A. Robinson