Patents Examined by Yin Y Choi
  • Patent number: 11972429
    Abstract: This application relates to apparatus and methods for identifying fraudulent transactions. A computing device receives return data identifying the return of at least one item. The computing device obtains modified strategy data identifying at least one rule of a modified strategy. The rule may be based on the application of at least one dimensionality reduction algorithm to an initial strategy. The computing device applies the modified strategy to the received return data identifying the return of the at least one item, and determines whether the return of the at least one item is fraudulent based on the application of the modified strategy. The computing device generates fraud data identifying whether the return of the at least one item is fraudulent based on the determination, and may transmit the fraud data to another computing device to indicate whether the return is fraudulent.
    Type: Grant
    Filed: January 24, 2019
    Date of Patent: April 30, 2024
    Assignee: Walmart Apollo, LLC
    Inventors: Vidhya Raman, Lian Liu, Hui-Min Chen, Sangita Fatnani
  • Patent number: 11972415
    Abstract: Embodiments described herein are related to systems and methods for executing randomized event sessions using non-fungible tokens (NFTs). In one aspect, a computer receives token identifiers corresponding to NFTs of a blockchain from one or more client devices. The computer may receive a request to initiate a randomized event session from a session client device. The computer may select a non-fungible token of the NFTs for the randomized event session according to a randomization algorithm configured to randomly identify a token identifier from the token identifiers. The computer may determine, a first award value for the randomized event, based on a value assigned to the non-fungible token, and a second award value based upon a fraction of the first award value. The computer may generate a first award notification indicating the first award value for a first user associated with a first session client device.
    Type: Grant
    Filed: January 21, 2022
    Date of Patent: April 30, 2024
    Assignee: HPVC, LLC
    Inventor: Howard Panes
  • Patent number: 11954686
    Abstract: Examples in this application disclose information sharing methods, media, and systems. One example computer-implemented method includes receiving, by a trusted execution environment (TEE), a first sharing request from a first institution and a second sharing request from a second institution, where the first sharing request comprises a user identity of a first user and first anti-money laundering (AML) risk information and the second sharing request comprises a user identity of a second user and second AML risk information, comparing the user identity of the first user with the user identity of the second user, in response to that the user identity of the first user is the same as the user identity of the second user, combining the first AML risk information and the second AML risk information, and sending the combined first AML risk information and second AML risk information to the first institution and the second institution.
    Type: Grant
    Filed: June 30, 2021
    Date of Patent: April 9, 2024
    Assignee: Alipay (Hangzhou) Information Technology Co., Ltd.
    Inventors: Xinmin Wang, Renhui Yang, Yuan Chen, Wenyu Yang, Feng Qian, Qianting Guo, Shubo Li
  • Patent number: 11928438
    Abstract: This disclosure enables various computing technologies for smart contracts to be audited in ways that improve on conventional auditing approaches mentioned above. These technologies improve functioning of computers by enabling large language models to review bytecodes executable on distributed ledgers to determine whether those bytecodes enable smart contracts on those distributed ledgers and then acting accordingly.
    Type: Grant
    Filed: July 7, 2023
    Date of Patent: March 12, 2024
    Assignee: Northern Trust Corporation
    Inventors: Arijit Das, Justin Chapman
  • Patent number: 11915213
    Abstract: Systems and methods are provided for processing global CBDC transactions in a blockchain supported network, where domestic and foreign banking institutions may provide mutual hosting of a consortium blockchain to allow more seamless and direct CBDC supported transactions, and CBDC exchanges in real-time or near-real time.
    Type: Grant
    Filed: September 21, 2021
    Date of Patent: February 27, 2024
    Assignee: TraDove, Inc.
    Inventor: Jun Yan
  • Patent number: 11863659
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for a shipping platform are disclosed. In one aspect, a method includes the actions of receiving data identifying goods for shipping, data identifying a shipper of the goods, and a cryptographic key. The actions further include processing the data identifying the goods and the data identifying the shipper using the cryptographic key. The actions further include storing, in a blockchain, the processed data identifying the goods and the processed data identifying the shipper. The actions further include receiving a query requesting data associated with the goods. The actions further include accessing the data associated with the goods from the blockchain. The actions further include providing, for output, the data associated with the goods.
    Type: Grant
    Filed: March 22, 2019
    Date of Patent: January 2, 2024
    Assignee: Accenture Global Solutions Limited
    Inventors: Sarah Banks, Deven Bharat Chhaya, Adriana Gabriela Diener-Veinott
  • Patent number: 11842339
    Abstract: There may be provided a computer-implemented method. It may be implemented using a blockchain network such as, for example, the Bitcoin network.
    Type: Grant
    Filed: May 11, 2018
    Date of Patent: December 12, 2023
    Assignee: nChain Licensing AG
    Inventor: Thomas Trevethan
  • Patent number: 11816226
    Abstract: A request to train a neural-network model is received, as are a first offer to supply encrypted training data and a second offer to train the model. After determining that the offers satisfy the request, a model provider told to train the model. If they model performs in accordance with a quality metric, it is sent to a model user.
    Type: Grant
    Filed: March 22, 2019
    Date of Patent: November 14, 2023
    Assignee: Via Science, Inc.
    Inventors: Jesús Alejandro Cárdenes Cabré, Jeremy Taylor, Colin Gounden
  • Patent number: 11756010
    Abstract: Systems and methods for tokenizing corporate actions are disclosed. In one embodiment, in an information processing apparatus for an issuer comprising at least one computer processor, a method for tokenizing corporate actions, may include (1) generating a plurality tokens for each participating share in an offering, each token associated with an exclusive option for an investor to take in response to the offering; (2) distributing the plurality of tokens to an electronic wallet associated with each investor; (3) receiving one of the plurality of plurality of tokens from an investor; (4) expiring the plurality of tokens that were not received from the investor; and (5) executing the option associated with the received token.
    Type: Grant
    Filed: November 22, 2017
    Date of Patent: September 12, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: David P. Hudson, Alex Dockx, Nadia Rosse, Michael McPolin
  • Patent number: 11694206
    Abstract: Disclosed are methods and systems for quantifying degrees of association between blockchain addresses in a weighted-linked database. The method may include: obtaining a node data set comprising one or more nodes and edges; associating a first node of the node data set with a first weight factor; identifying a first edge of the node data set, wherein the first edge comprises data indicating a source node address corresponding to the first node, a target node address corresponding to a second node of the one or more nodes in the node data set, and a first edge weight; determining a source value for the second node based on the first weight factor and the first edge weight; generating, a risk value for the second node based on the source value; and presenting, on a GUI, graphical depictions of the first node, the second node, and the first edge.
    Type: Grant
    Filed: June 2, 2022
    Date of Patent: July 4, 2023
    Assignee: ELEMENTUS INC.
    Inventor: Maxwell David Galka
  • Patent number: 11694196
    Abstract: The invention provides a method and corresponding system for controlling the generation of a blockchain transaction, and/or the recipient of a transaction output. It can also be used to control and record the ownership of an asset represented on the blockchain without the need for a separate registry of ownership. The ownership and transfers thereof can be handled and recorded without the need for knowledge of the parties involved or their identities. According to one embodiment, the method comprises the steps of identifying at least one transaction (Tx) on a blockchain which comprises: an unspent transaction output (UTXO) relating to a tokenised asset associated with an asset controller; and an input which spends an output from a previous transaction that is locked by a redeem script hash.
    Type: Grant
    Filed: October 24, 2017
    Date of Patent: July 4, 2023
    Assignee: nChain Licensing AG
    Inventor: Gavin Allen
  • Patent number: 11645632
    Abstract: A mechanism for verifying digital information provenance and attestation using blockchain distributed ledger technology which reveals unauthorized tampering with credentialed information. Content modifications are detectable leveraging only local edge validation supported by the normative Bitcoin Core cryptographic libraries or equivalent blockchain implementations. The invention prevents unauthorized access, unregulated copy distribution, and orphaned ownership lacking issuer provenance and attestation. The preferred embodiment provides tamper detectable digital content containers supporting credentialing, remote administration, localized validation, distributed access control, and processing instruction signaling. Intermediary third-party services are not required to verify provenance and issuer attestation. Blockchain integrated cryptographic information containers and administrative transactions immutably record the binding between participating parties (e.g.
    Type: Grant
    Filed: May 26, 2020
    Date of Patent: May 9, 2023
    Inventor: Derek Norman La Salle
  • Patent number: 11636470
    Abstract: A method includes a validation computer receiving an authorization request message comprising a user state and a user proof from a user device. The user state comprises first and second user state elements. The user proof comprises first, second, and third user proof elements. The validation computer computes a first verification value by multiplying the first user proof element raised to the power of the second user state element, and the second user proof element raised to the power of the first user state element. The computer computes a second verification value by raising the second user proof element to the power of the second user state element. The computer compares the first verification value to a first accumulated state element of an accumulated state. The compares the second verification value to a second accumulated state element. The validation computer authorizes the authorization request message based on the comparison steps.
    Type: Grant
    Filed: September 25, 2020
    Date of Patent: April 25, 2023
    Assignee: Visa International Service Association
    Inventors: Shashank Agrawal, Srinivasan Raghuraman
  • Patent number: 11631077
    Abstract: Embodiments of the present invention provide a system for utilizing one or more decentralized applications to allow entities to interface with a blockchain for the purposes of conducting a resource transfer. Typically, the blockchain is a permissioned blockchain which may be accessed only by the entities involved in the resource transfer. The decentralized applications may communicate with the legacy systems within each entity through an application programming interface (API) such that the data stored on the legacy systems may be governed by the blockchain. This ensures the authenticity of the data stored on the legacy systems while preventing the possibility of disparate versions of data being created over time.
    Type: Grant
    Filed: December 28, 2017
    Date of Patent: April 18, 2023
    Assignee: HashLynx Inc.
    Inventors: Paul Zappier, Nicholas Paul Zappier
  • Patent number: 11620620
    Abstract: Techniques for electronic device access are discussed. In one embodiment, data indicative of a card number associated with a bank-issued debit card is received at a computing device. The debit card is associated with a bank account at a bank that issued the bank-issued debit card. The computing device also receives data related to a check to be deposited into the bank account and routes encrypted data indicative of the card number and the data associated with the check to a gateway vendor server from where it is further routed to a payment network server for deposit of an amount indicated by the data associated with the check into the bank account associated with the card number.
    Type: Grant
    Filed: June 21, 2016
    Date of Patent: April 4, 2023
    Assignee: Walmart Apollo, LLC
    Inventors: Timothy Webb, Charles D. Berry
  • Patent number: 11556905
    Abstract: A technique for remote access via a computing device is discussed. In one embodiment, a computing device receives data indicative of a card number associated with a bank-issued debit card. The debit card is associated with a bank account at a bank that issued the bank-issued debit card. The computing device also receives data indicative of an amount of cash to be deposited into the account based on an amount of cash provided at the computing device location. Encrypted data indicative of the card number and the data indicative of the amount of cash is routed to a gateway vendor server and is further routed to a payment network server for deposit of an amount corresponding to the data indicative of the amount of cash into the bank account associated with the card number.
    Type: Grant
    Filed: June 21, 2016
    Date of Patent: January 17, 2023
    Assignee: Walmart Apollo, LLC
    Inventors: Charles D. Berry, Timothy Webb
  • Patent number: 11551212
    Abstract: In an example, an ecosystem is disclosed that may facilitate digital exchange of a digital asset stored as a computer executable file. The ecosystem may include a plurality of participant systems, wherein the plurality of participant systems may include at least one of an asset user system, an asset holder system, and an asset mining system. The ecosystem may include an asset wrapper associated with the digital asset and configured in the form of a multi-layered structure and computer-executable document. The ecosystem may include a codec configured as a computer executable file and associated with the asset wrapper, wherein the codec may be executed when an external request for the asset exchange is initiated. The ecosystem may include a blockchain device to execute a blockchain smart contract for the asset exchange, wherein the smart contract is executed against a pre-defined number of right tokens characterizing a specific cryptocurrency-value.
    Type: Grant
    Filed: January 9, 2019
    Date of Patent: January 10, 2023
    Inventors: Rajeev Malhotra, Mohd Sufyan
  • Patent number: 11488143
    Abstract: A resource transaction method is applied to a blockchain system including a blockchain database, a transaction node, at least one payment node, at least one resource providing node, and at least one resource request node. The method includes: generating a transaction settlement instruction after the resource request node requests a target resource from the resource providing node on the transaction node, transmitting the transaction settlement instruction to the payment node, determining, by the payment node, that the transaction contract is an actual transaction in case of finding the transaction contract corresponding to the transaction settlement instruction from the blockchain database according to the transaction settlement instruction, and a signature of the resource request node for this resource transaction exists in the transaction contract, and transmitting, by the payment node, a transaction payment request to the resource request node.
    Type: Grant
    Filed: October 14, 2019
    Date of Patent: November 1, 2022
    Assignee: TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
    Inventor: Shuai Zhang
  • Patent number: 11451393
    Abstract: A system and method for distributed general-purpose computing with cryptotoken payment system provides a full system that integrates a slow Blockchain Cryptotoken with a fast Directed Acyclic Graph Blockchain Cryptotoken. The instant invention provides: (1) a hybrid Cryptocurrency/Cryptotoken system that allows for very fast transactions to happen decoupled from the slow transactions of normal Cryptocurrencies (2) a mechanism to verify the processing of data and payments to the End User's wallet for the processing of that data that can in turn be used for In App purchases or in game purchases of items and (3) mechanisms for the transfer of unprocessed and processed data to the client or customer.
    Type: Grant
    Filed: January 29, 2020
    Date of Patent: September 20, 2022
    Inventor: Kenneth Hurley
  • Patent number: 11443311
    Abstract: A method for facilitating payment transactions for offline merchants through a third party service provider includes: receiving, by processing server, a confirmation message for a payment transaction from a computing device including a merchant identifier, consumer identifier, and transaction amount; generating, by the processing server, a notification message including the merchant identifier, consumer identifier, and transaction amount; encrypting, by the processing server, the notification message using a public key of a first cryptographic key pair; transmitting, by the processing server, the encrypted notification message to the computing device; receiving, by an encryption device, the encrypted notification message from the computing device; decrypting, by the encryption device, the encrypted notification message using a private key of the first cryptographic key pair; and displaying, by a display interfaced with the encryption device, a confirmation message including the consumer identifier included in
    Type: Grant
    Filed: January 6, 2020
    Date of Patent: September 13, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Chandan Garg, Awinash Pandey, Saugandh Datta, Sandeep Parvathareddy