Abstract: A system and method to conduct secure electronic financial transactions are provided.

Abstract: The disclosure relates to a method for sending digital information from a computer server SMa to a first connected device EAU1. The method including initial steps for registering a server SMA.

Abstract: Disclosed are methods and systems for quantifying degrees of association between blockchain addresses in a weighted-linked database. The method may include: obtaining a node data set comprising one or more nodes and edges; associating a first node of the node data set with a first weight factor; identifying a first edge of the node data set, wherein the first edge comprises data indicating a source node address corresponding to the first node, a target node address corresponding to a second node of the one or more nodes in the node data set, and a first edge weight; determining a source value for the second node based on the first weight factor and the first edge weight; generating, a risk value for the second node based on the source value; and presenting, on a GUI, graphical depictions of the first node, the second node, and the first edge.

Abstract: Example embodiments of systems and methods for touch screen interface interaction using a card overlay are provided. In an embodiment, a body may include a first main side and a second main side opposite the first main side, wherein the body is positionable with respect to a touch screen interface. The transaction card may further include indicia on the body, the indicia identifying a plurality of apertures through the body, wherein a user input provided through the plurality of apertures actuates corresponding touch locations on the touch screen interface to authenticate a transaction.

Abstract: Systems and methods that facilitate authenticating a user making a payment using microelectromechanical systems (MEMs) devices (i.e., smart dust). The MEMs devices may have sensors that collect data and transfer it to a base station device. The MEMs devices can collect sensor data, including biometric data and/or capture images of the person. The MEMs can also collect sensor data such as audio data, optical data, temperature data, pressure data, and motion data and compare it to data associated with a user profile to determine that the person making the payment is the same person associated with the user profile. Once the person's identity has been confirmed, and thus authenticated, the payment request can be confirmed and payment made, via either the mobile device or credit card.

Abstract: A network gateway includes a gateway authenticator, a first network interface for interfacing the network gateway with a first computer network, and a second network interface for interfacing the network gateway with a second computer network that is distinct from the first computer network. The gateway authenticator receives from a pin-pad terminal, via the first computer network, an activation credential request that includes a first administrator credential. The pin-pad terminal receives the first administrator credential from a hardware token that is interfaced with the pin-pad terminal.

Abstract: Embodiments of the disclosure generally relate to systems and methods for processing electronic payments for retail services and goods delivered by a retail establishment. In embodiments, a mobile wallet application is installed in the automobile. The automobile wallet application can receive and/or send transaction and payment information over a near field communication system to a retailer and on to an authorizing authority. The authorizing authority receives the payment and transaction information, authorizes or declines the payment of the transaction, and forwards the authorization or declination to the automobile wallet application. If authorized, the retailer provides the retail good or service.

Abstract: A system and method to conduct secure electronic financial transactions are provided.

Abstract: Various embodiments are generally directed to techniques to enhance the security of physically delivered packages, items, or products, including postal mail. An article of manufacture associated with the enhanced security of one or more embodiments of the present disclosure can include: a container with a postage, a physical medium in the container, wherein the physical medium contains a sender message embodied on the surface of the physical medium, and wherein the sender message comprises: an unencrypted message, and two or more encrypted portions of a plurality of terms of service, where each of the two or more encrypted portions of the plurality of terms of service are associated with a distinct barcode corresponding to each of the two or more encrypted portions.

Abstract: Systems and methods for managing user data across multiple applications and devices are disclosed. An example method includes: detecting a user is conducting a transaction using a first application installed on a user device; determining that the user is requesting one or more payment options from a first merchant associated with the first application; determining that a global payment method is selected by the user; determining that the user device is a trusted device associated with the user; and in response to determining that the user device is a trusted device, providing the global payment method to the user in the first application on that same device or a different device.

Abstract: The embodiments described herein comprise hardware and software improvements in blockchain-asset exchange technology, whereby one or more servers automatically, based on a set of predetermined rules, executes a mechanism allowing blockchain-asset exchange customers to place standing-limit or market orders for blockchain-based digital assets (e.g., cryptocurrencies) with a counter-party, but without counter-party risk. The counter-party will not receive the payment until the customer's exchange order has executed, and the customer has taken possession and ownership of the desired asset. The customer cannot reverse payment or otherwise rescind the payment from the counter-party once the customer receives the desired asset.

Abstract: Operating conditions of a blockchain configuration may be dynamic and change automatically under certain circumstances. One example method of operation may include receiving a blockchain transaction sent from a first blockchain to a second blockchain, identifying an inter-ledger contract between the first blockchain and the second blockchain, receiving an inter-ledger message at the second blockchain from the first blockchain, and determining whether to log the blockchain transaction in the first blockchain or the second blockchain based on the inter-ledger message.

Abstract: The present disclosure relates to off-line generation, storage, and usage of digital assets, such as cryptocurrency. In particular, methods and systems are disclosed for a system for cold payment of digital assets. In one example, a method for usage of digital assets, such as cryptocurrency, includes receiving at least one public key corresponding to at least one off-line cryptographic key pair, receiving a digital asset, determining a set of amounts for the digital asset corresponding to a user selection, assigning an amount of the digital asset to the at least one public key determined by the set of amounts, and transmitting a payment amount to a payee address corresponding to the user selection.

Abstract: A blockchain configuration may require constant and large amounts of resources to maintain a growing structure. One example method of operation may include receiving blockchain transactions and creating a blockchain block, identifying miner devices to process the blockchain block, identifying expenses associated with each of the miner devices, selecting an optimal cost miner device among the miner devices based on the identified expenses associated with each of the miner devices, and assigning the optimal cost miner device to solve the blockchain block.

Abstract: A credentials verification network utilizes blockchain technology to track/verify credentials for candidates that can later be used in the hiring verification process. As implemented by nodes of a distributed network, a candidate receives from a first network node a secure credential generated by a credentialing source from an original credential document. The first node processes the secure credential according to a security feature (e.g., hash function) to create a transaction, and assigns an identifier to the transaction. The first node signs the transaction with a private key to create a transaction signature. The first node sends the signed transaction to a central server that broadcasts the transaction to the blockchain network. Once the network has accepted the transaction, the candidate will be notified and handed over the raw text document and transaction receipt ID. The candidate can forward the information to a recruiter or potential employer running a second node.

Abstract: Various examples are directed to systems and methods for secure purchasing using a mobile wallet. A first mobile wallet may receive secure purchasing data related to an product from a server system associated with a merchant. The secure purchasing data (e.g., stored on a QR code) may include product information and merchant information allowing the mobile wallet to obtain a public key of the merchant. The mobile wallet may determine whether the purchase of the product requires processing by a second mobile wallet based on transaction rules and at least some of the purchasing data. Based on the determination, the first mobile wallet may either send payment data for purchasing the product to the server system of the merchant, without requesting processing by the second mobile wallet or send a request for processing to the second mobile wallet so that the second mobile wallet can approve or purchase the product.

Abstract: The present application discloses a blockchain-based image transaction system, method, and apparatus. An exemplary method comprises: receiving a target image uploaded from a transaction node in a blockchain, wherein the target image is provided to the transaction node by a user; authenticating, based on image content of the target image, copyright of the target image; if the authentication is successful: generating a copyright certificate of the target image; sending the copyright certificate to the transaction node for the transaction node to display the copyright certificate and a preset prompt window to the user, wherein the preset prompt window inquires the user whether to make the target image as an image available for transaction; and if confirmation information is received, adding the target image into an image transaction pool, wherein the confirmation information indicates the user has determined the target image as an image available for transaction.

Abstract: Systems and techniques are disclosed for progressive authorization of information. One of the methods includes obtaining information from a user device indicating a user identity of a user operating the user device, the user device being in communication with a content server. A confidence associated with the user identity of the user is determined. Requests from the content server for profile information associated with the user identity are responded to, such that authorization levels of requested profile information are determined to be satisfied based on the confidence. Upon a positive determination, use of the requested profile information is granted. Upon a negative determination, prompts for additional identifying information are provided on the user device.

Abstract: A method comprises: selecting one or more blockchain assets from a remitter's blockchain account according to a transaction amount of a transaction to be remitted from the remitter's blockchain account into a receiver's blockchain account, wherein a total asset amount represented by the selected one or more blockchain assets is not less than the transaction amount, and a commitment of an individual asset amount represented by each of the selected one or more blockchain assets is recorded in a blockchain; generating a commitment of the transaction amount; and submitting to the blockchain the transaction comprising information of the selected one or more blockchain assets and the commitment of the transaction amount, for the selected one or more blockchain assets to be removed from the remitter's blockchain account and one or more blockchain assets corresponding to the commitment of the transaction amount to be added to the receiver's blockchain account.

Abstract: Methods and systems are provided to receive token context data from a token request, determine parameters of a custom token, and generate and communicate the custom token. Tokens may be generated that are compatible with one or more payment providers from a plurality of possible payment providers. Data related to current and future conditions of the payment providers, merchant preferences, customer preferences, locations of the merchant, customer, and/or the transaction, and regulatory rules may be used to select the payment provider.