Abstract: Provided is a highly reliable automatic transaction apparatus. This automatic transaction apparatus comprises a control unit which generates transaction data related to a transaction, and generates a command for payout, deposit or remittance based on the transaction data, and a first device which detects an abnormality of the control unit based on a command sent from the control unit according to an input from a device that is different from the control unit, wherein the first device sends the command to a second device that is different from the first device when the first device determines that an abnormality of the control unit is not detected based on a command sent from the control unit.

Abstract: Technologies for device commissioning include a rendezvous server to receive, from a buyer device, a request to transfer ownership of a compute device to the buyer device. The rendezvous server verifies the provenance of the compute device based on a block chain and establishes a secure session with the compute device in response to verification of the provenance. The block chain identifies each transaction associated with ownership of the compute device.

Abstract: An electronic device is provided. The electronic device includes a display and a processor. The processor transmits registration information relating to a user's payment means to an external electronic device, receives state information on the payment means, which is generated by the external electronic device using the registration information, from the external electronic device, and displays an indication corresponding to the state information in relation to an object for representing the payment means, through the display.

Abstract: Device, system and method for creating virtual credit are provided. The method includes acquiring user real-name information from a user interface by a terminal device, wherein an electronic exchange account associating with the acquired user real-name information is not saved in a first server; sending the user real-name information to a second server; detecting if a credit card account associating with the user real-name information is saved in the second server, and creating a virtual credit card account if the credit card account is saved in the second server; and storing the virtual credit card associated with the virtual credit card account in the data storage of the first server.

Abstract: Aspects of the disclosure relate to deploying, configuring, and utilizing cash handling devices to provide dynamic and adaptable operating functions. A cash handling device having at least one processor, a memory, and a communication interface may store a device registration module, a containerized operating module, a non-engagement services module, and a secure communications module. The device registration module may include instructions that cause the cash handling device to register with a support server and a plurality of financial institution servers. The containerized operating module may include instructions that cause the cash handling device to selectively execute a first operating application or a second operating application. The non-engagement services module may include instructions that cause the cash handling device to generate and present one or more non-engagement user interfaces.

Abstract: A cardholder authentication computing device for authenticating user computing devices during online payment transactions are provided. The cardholder authentication computing device leverages pre-authentication of a user by a private network to facilitate authentication of a user in the context of an online payment transaction between the user and a merchant. During the course of an online payment transaction, the cardholder authentication computing device may receive an authentication request messages containing pre-authentication data from a merchant computing device. The cardholder authentication computing device then authenticates the user based, in part, on the pre-authentication data. In certain embodiments, the cardholder authentication computing device may also determine whether one or more partner services apply to transactions between the user and the merchant based on the user's affiliation with the organization.

Abstract: A user can request provisioning of account information for an account to a plurality of resource providing entities. The account may be a new or existing account issued by an authorization computer. The authorization computer may prompt the user to select one or more resource providing entities to which to provision a token associated with the account. Processor server computer may then tokenize the account information associated with the account by determining a token for each resource providing entity selected by the user. In some cases, a token may be provisioned to an already existing account or profile (e.g., account on file) associated with a resource providing entity. In other cases, an account or profile associated with a resource providing entity may not yet exist and thus may be created before a token may be provisioned. Subsequently, the user may utilize provisioned tokens to conduct transactions.

Abstract: A service provider system registers with a service system. A user establishes an account with the service system and the service system establishes a facial template associated with the user account. The service system transmits, to a service provider device at a location, identification information and transmits a shared encryption key to a user computing device associated with the user. The user enters the merchant location carrying the user computing device. The service device receives the encryption key from the user device and decrypts the identification information associated with the user using the encryption key. The user initiates a service request and the service provider device verifies the identity of the user via the facial template associated with the user by generating a facial template based on an image captured of the user to compare against the facial template associated with the user. The service device processes the service request.

Abstract: Some embodiments provide an adblocking bypass system for ensuring that advertisements are loaded and presented on a user device running one or more adblockers. The adblocking bypass system is comprised of a bypass loader and a bypass proxy. The bypass loader is a component that is embedded within content publisher content. When the content publisher content is downloaded and parsed by a user device, the bypass loader executes by detecting the presence of any adblocker on the user device. If found, the bypass loader forwards any blocked advertisement calls to the bypass proxy. The bypass proxy retrieves the requested advertisements and returns them to the bypass loader which then reintroduces the advertisements in final content presentation or rendering. The bypass proxy may also modify the content publisher content by replacing any blocked advertisement calls embedded within the content with calls to the bypass proxy.

Abstract: The invention relates to a method for processing transaction data representing a payment made by a user through a communications terminal (TC). According to the invention, such a method comprises loading a virtual payment terminal (vPos) within a first secured memory space (SecSpace1) of the communications terminal (TC), said virtual terminal (vPos) taking the form of a software module recorded within a secured storage space of the communications terminal (TC); loading at least one virtual payment card (vCB) within a second secured space (SecSpace2); and processing, by the virtual payment terminal (vPos), of a payment transaction using said at least one virtual payment card (vCB).

Abstract: The present solution discloses methods and apparatuses for automatic processing of member management data in a blockchain. One example method includes storing, in a blockchain, a contract rule, wherein the contract rule includes a rule that is agreed upon by blockchain members and is used for determining registration conditions of registering users for joining a blockchain. Receiving a registration transaction message from a registering user based on the contract rule, wherein the registration transaction message includes identification information of at least one certification authority and a signature certificate of each of the certification authorities identified in the identification information. Verifying the at least one signature certificate based on the identification information by using public keys of the at least one certification authorities in a blockchain node.

Abstract: Techniques are disclosed relating to authorization of asset sharing for transactions by other user accounts. In some embodiments, an apparatus is configured to transmit a request to a mobile device on behalf of a first user account. In some embodiments, the apparatus is configured to receive, from the mobile device in response to the request, an electronic message in a format recognized by an authorization computing system. In some embodiments, the electronic message includes a constraint for a transaction, a replenishment key, and a hash value generated based on at least a portion of other information in the message. In some embodiments, the apparatus is configured to transmit the electronic message for communication to the authorization computing system. In some embodiments, the apparatus is configured to receive transaction authorization based on a comparison of the hash value in the electronic message and a copy of the hash value from the mobile device.

Abstract: The creation of a private sub-blockchain from a main blockchain is disclosed including receiving a request including a trust requirement and an agility requirement, receiving monitoring data from at least one of a plurality of validator nodes of the main blockchain, the monitoring data generated by monitoring the execution of transactions and the exchange of consensus messages by one or more of the plurality of validator nodes, determining a minimum number of validator nodes required to meet the trust requirement, identifying a subset of the plurality of validator nodes of the main blockchain that meets the agility requirement based on the received monitoring data, the subset containing at least the determined minimum number of validator nodes required to meet the trust requirement, and creating a private sub-blockchain of the main blockchain, the private sub-blockchain including the identified subset of the plurality of validator nodes of the main blockchain.