Patents Assigned to Assurant, Inc.
  • Patent number: 12652539
    Abstract: In various implementations, an acceptable condition of a mobile device may be determined based on a remote verification of a condition of the mobile device, wherein a method to verify the mobile device may comprise a user requesting the verification of the mobile device, the performance of a diagnostic on the mobile device, the reception of a security data object associated with the mobile device by the system, and/or the determination that the mobile device has a security feature either disabled or enabled. When the security feature of the mobile device is enabled or disabled, the system may configure the GUI to direct a user to disable the security feature or the system may configure the GUI to show an acceptable condition when the security feature is disabled.
    Type: Grant
    Filed: December 9, 2021
    Date of Patent: June 9, 2026
    Assignee: ASSURANT, INC.
    Inventors: Jennifer Zellner, Jennifer Ridenour, Gui Rastelli
  • Patent number: 12651257
    Abstract: Various embodiments are directed to apparatuses, methods, and computer program products for providing centralized remittance and corresponding data communication amongst various third party systems. Request data objects are transmitted from requesting devices to a centralized remittance system, and the centralized remittance system requests data objects from remittance entity device. Standardized data objects are generated, and a multi-transaction data file transmitted toward a multi-transaction server to cause remittance instructions to be transmitted to respective client devices, reducing consumption of processing, memory, and network resources, and improving efficiency throughout the system.
    Type: Grant
    Filed: March 16, 2023
    Date of Patent: June 9, 2026
    Assignee: Assurant, Inc.
    Inventors: John Singleton, Anthony Johnson
  • Patent number: 12634360
    Abstract: Methods, systems, apparatuses, and computer readable media for providing a network analysis system are disclosed. An example of a system for providing a network analysis system includes at least one satellite device configured to monitor wireless network traffic to determine at least one network communication event, generate an event message based on the at least one network communication event, and transmit the event message. The system also includes a controller device configured to receive the event message, determine an identity of at least one device communicating during the network communication event, determine a network status based at least in part on the identity of the at least one device, and provide the network status via an interface.
    Type: Grant
    Filed: December 23, 2022
    Date of Patent: May 19, 2026
    Assignee: Assurant, Inc.
    Inventors: Cameron Hurst, Joan Patricia McDonald Meyer, Stuart Saunders
  • Patent number: 12608715
    Abstract: Embodiments of the present disclosure provided herein include methods, computer readable mediums, apparatus, and systems for facilitating diagnosis and repair of one or more performance states associated with a computing device.
    Type: Grant
    Filed: December 7, 2023
    Date of Patent: April 21, 2026
    Assignee: ASSURANT, INC.
    Inventors: Mircea Ionescu, Patrick Scott Mclaughlin, Ryan Joseph Turner, Cameron Messier, Anthony Glyadchenko
  • Patent number: 12598456
    Abstract: A method is provided for providing mobile device support services. The method may include monitoring a mobile device status. The method may additionally include performing device diagnostics based at least in part on captured deice status data to identify potential faults that may affect mobile device functionality. A corresponding system, apparatus, and computer program product are also provided.
    Type: Grant
    Filed: December 14, 2022
    Date of Patent: April 7, 2026
    Assignee: Assurant, Inc.
    Inventors: Cameron E. Hurst, Cassandra G. Conrad
  • Patent number: 12580816
    Abstract: Various embodiments are directed to apparatuses, methods, computer readable media, computer program products, and systems related to mitigating resource usage. In some embodiments, the system may comprise one or more device management servers and a mobile device. The mobile device may generate at least device triage data. The one or more device management servers may receive a use phase termination indication associated with the mobile device and the device triage data; retrieve a disposition rule set associated with the mobile device; generate, using a model and based on the device triage data, the disposition rule set, or second device triage data, predicted future resource usage data associated with the mobile device; generate, based on the predicted future resource usage data, a resource usage mitigation data object for the mobile device; and cause resource usage mitigation for the mobile device based on the resource usage mitigation data object.
    Type: Grant
    Filed: December 20, 2024
    Date of Patent: March 17, 2026
    Assignee: Assurant, Inc.
    Inventors: Rebekah Griffiths, Craig Plaice, Aery Bai, Kevin Shopoff
  • Patent number: 12561789
    Abstract: Systems and methods for automatically grading a user device are provided. Such systems and methods can include (1) a lighting element positioned at an angle relative to a platform, (2) an imaging device positioned at the angle relative to the platform such that light emitted from the lighting element and a field of view of the imaging device form a right angle where the light emitted from the lighting element and the field of view meet at a user device when the user device is positioned at a predetermined location on the platform, and (3) control circuitry that can activate the lighting element, instruct the imaging device to capture an image of a screen of the user device while the user device is at the predetermined location and is being illuminated by the first lighting element, and parse the image to determine whether the screen is damaged.
    Type: Grant
    Filed: June 20, 2024
    Date of Patent: February 24, 2026
    Assignee: Assurant, Inc.
    Inventors: Brandon P. Johnson, Roscoe R. Herald, Harrison A. Hanks, Carson Farley
  • Patent number: 12538109
    Abstract: A method is provided for providing mobile device support services. The method may include monitoring a mobile device status. The method may additionally include performing device diagnostics based at least in part on captured device status data to identify potential faults that may affect mobile device functionality. A corresponding system, apparatus, and computer program product are also provided.
    Type: Grant
    Filed: October 11, 2024
    Date of Patent: January 27, 2026
    Assignee: Assurant, Inc.
    Inventors: Cameron Hurst, Stuart Saunders
  • Patent number: 12531866
    Abstract: Various embodiments are directed to apparatuses, methods, computer program products, computer readable media, and systems related to dynamic computing resource set generation and access control. In some embodiments, a system may be configured for automated resource access management associated with a selected computing resource set of a plurality of computing resource sets. The system may be configured to receive a resource access request associated with the selected computing resource set; store, at a database associated with a dynamic resource assembly system, access privilege data associated with the plurality of constituent computing resources of the selected resource set and the first account; and transmit the access privilege data to one or more of the plurality of constituent computing resources of the selected resource set, the access privilege data configured to cause association of the first account with the one or more of the plurality of constituent computing resources.
    Type: Grant
    Filed: September 29, 2022
    Date of Patent: January 20, 2026
    Assignee: ASSURANT, INC.
    Inventors: Adil Maladwalla, Manuel Becerra, Gilberto Jose Almonte, Jr.
  • Patent number: 12418538
    Abstract: Various embodiments are directed to apparatuses, methods, computer program products, computer readable media, and systems related to dynamic computing resource set generation and access control. In some embodiments, a system may be configured for automated resource access management associated with a selected computing resource set of a plurality of computing resource sets. The system may be configured to receive a resource access request associated with the selected computing resource set; store, at a database associated with a dynamic resource assembly system, access privilege data associated with the plurality of constituent computing resources of the selected resource set and the first account; and transmit the access privilege data to one or more of the plurality of constituent computing resources of the selected resource set, the access privilege data configured to cause association of the first account with the one or more of the plurality of constituent computing resources.
    Type: Grant
    Filed: October 17, 2022
    Date of Patent: September 16, 2025
    Assignee: Assurant, Inc.
    Inventors: Adil Maladwalla, Manuel Becerra, Gilberto Jose Almonte, Jr.
  • Patent number: 12413599
    Abstract: Various embodiments are directed to apparatuses, methods, and computer program products for executing centralized data verification using supported data structures associated with one or more third-party system.
    Type: Grant
    Filed: April 9, 2024
    Date of Patent: September 9, 2025
    Assignee: Assurant, Inc.
    Inventors: Nathan Werner, Devaka Balasuriya
  • Patent number: 12411241
    Abstract: An apparatus, method, and computer program product are provided for the improved and automatic prediction of an elevation of an architectural feature of a structure at a particular geographic location. Some example implementations employ predictive, machine-learning modeling to facilitate the use of LiDAR-derived ground-elevation data, additional location context data, and elevation data from comparator locations to extrapolate and otherwise predict the elevation or other position of a given architectural feature of structure.
    Type: Grant
    Filed: November 15, 2023
    Date of Patent: September 9, 2025
    Assignee: Assurant, Inc.
    Inventors: Rajiv Matta, Ron Brusky, Mathew Schmitt, Prasanth Kambhatla
  • Patent number: 12400490
    Abstract: Methods, systems, apparatuses, and computer readable media for monitoring and maintaining vehicle condition. An apparatus of an example embodiment includes means for receiving a partial dataset indicator for a certain type of dataset. Said apparatus also includes means for providing at least one complete dataset indicator. The partial dataset indicator and the at least one complete dataset indicators provides an indication of one or more terms in their respective dataset. Said apparatus further includes means for determining at least one of the one or more terms of the partial dataset. Said apparatus still further includes means for causing the transmission of at least one of the one or more determined terms of the partial dataset for use by a mobile application. Corresponding systems, methods, and computer readable media are also provided.
    Type: Grant
    Filed: February 23, 2023
    Date of Patent: August 26, 2025
    Assignee: Assurant, Inc.
    Inventors: Dan Gronsbell, Angel Garcia, Ronnie Blake Perkna
  • Patent number: 12236486
    Abstract: Systems and methods are disclosed herein that can detect use of a consumer electronics device and that can generate and offer insurance or protection plans that measure, account, and adjust for the use of the consumer electronics device and consumer tendencies while using the consumer electronics device.
    Type: Grant
    Filed: May 4, 2018
    Date of Patent: February 25, 2025
    Assignee: Assurant, Inc.
    Inventors: Biju Nair, Rajiv K. Dwivedi, Sanida D. Bratt, Joseph Settimi
  • Patent number: 12223515
    Abstract: Various embodiments are directed to apparatuses, methods, computer readable media, computer program products, and systems related to optimizing carbon emission in mobile device lifecycle operations, including by programmatically determining and executing carbon efficient mobile device repairs. In some embodiments, the system may be configured for carbon optimized repair of a plurality of mobile devices. The system may connect with the mobile device; receive device data from the mobile device, the device data including a device identifier. The system may diagnose at least one defect with the mobile device; identify a plurality of solutions for the at least one defect; apply the device identifier and information associated with the at least one defect to one or more models to generate lifecycle efficiency prediction data for the mobile device for the plurality of solutions; and select a carbon minimized solution of the plurality of solutions based on the lifecycle efficiency predictions.
    Type: Grant
    Filed: July 7, 2023
    Date of Patent: February 11, 2025
    Assignee: ASSURANT, INC.
    Inventors: Marc Schroder, Patrick Ross
  • Patent number: 12217315
    Abstract: Systems and methods are disclosed herein that can detect at least one activity by parsing text from an operation of a consumer electronics device and determine that the at least one activity matches a risk scenario.
    Type: Grant
    Filed: August 25, 2023
    Date of Patent: February 4, 2025
    Assignee: Assurant, Inc.
    Inventors: Biju Nair, Rajiv K. Dwivedi, Sanida D. Bratt, Joseph Settimi, Chintan Shah
  • Patent number: 12216808
    Abstract: Embodiments of the present disclosure relate to electronic lockout of a client device, specifically to managing electronic lockout of a client device associated with a claim process via a device protection program management system and third-party provider. In this regard, embodiments herein may process various data associated with determining whether to authorize a claim under a device protection program, and cause initiation of and/or termination of an electronic lockout of a client device depending on received data and/or lack of received data. In this regard, example embodiments include receiving a device claim request indication associated with a client device, where the client device is associated with a functionality lockout state; initiating a claim associated with the client device; causing initiation of an electronic lockout of the client device; processing the claim to determine whether to authorize the claim; and causing updating of the electronic lockout based on the determination.
    Type: Grant
    Filed: July 7, 2023
    Date of Patent: February 4, 2025
    Assignee: ASSURANT, INC.
    Inventors: Maria Manduley, Charles Daniel Cartwright, Gilberto Jose Almonte, Jr.
  • Patent number: 12217200
    Abstract: An apparatus, method, and computer program product are provided for the improved and automatic prediction and modeling of one or more channels and relevant conditions through which resources may be directed to users in an environment where resource demand, utility, and perceived value vary over time. Some example implementations employ predictive, machine-learning modeling to facilitate the use of multiple disparate and unrelated data sets to extrapolate and otherwise predict the future needs for certain resources and identify the channels and conditions that may be employed to meet such future needs. An apparatus, method, system, and computer program product are provided for improved generating, adjusting, and/or facilitating approval of a resource offer set. Some example implementations employ one or more predictive models.
    Type: Grant
    Filed: January 17, 2024
    Date of Patent: February 4, 2025
    Assignee: Assurant, Inc.
    Inventors: Satish Moorthy, Jay Stauffer, Jr., Brett Caltabiano, Ronnie Jeffries, III, Vivek Kumar Jha, Deepak Kumar Dhirasaria
  • Patent number: 12164407
    Abstract: A system is configured to track and store system and event data for various computing devices. The system is configured to associate the various computing devices with profiles based at least in part on characteristics of the computing devices. The system is further configured to compare performance data and/or performance metrics for particular computing devices having a particular profile against all other devices that share the particular profile. The system then displays this comparison to a user of the particular computing device, substantially automatically diagnoses an issue with the particular computing device based on the performance and system event data, and/or enables the user to diagnose the problem based on the performance and system event data.
    Type: Grant
    Filed: June 1, 2023
    Date of Patent: December 10, 2024
    Assignee: ASSURANT, INC.
    Inventors: Dustin Brewer, Stuart Saunders, Cameron Hurst
  • Patent number: RE50340
    Abstract: In various implementations, a condition of one or more screens of a device may be determined. A user may select a return application that facilitates capturing image(s) of device screen(s). A user may capture images of a screen of using a camera of the same device or another device. In some implementations, the user may position the device proximate a mirror such that the device can capture an image of one or more screens of the device. The captured image(s) may be processed and/or analyzed to determine if the screen of the device is damaged. In some implementations, notifications based on the condition of the device screen(s) may be transmitted. A price for the device may be determined, in some implementations based on the condition of the screen.
    Type: Grant
    Filed: June 24, 2021
    Date of Patent: March 18, 2025
    Assignee: ASSURANT, INC.
    Inventors: Rajiv Kumar Dwivedi, Christopher Heistad, Bikramjit Singh, Karl Felix Medina, Ram Mohan Reddy, Jonathan Brian Chinn, Rebekah Jane Griffiths, Satish G. Nair, Biju Nair